Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id UKNwCp/OyWfp9AMAchKAPA (envelope-from ) for ; Thu, 06 Mar 2025 10:34:39 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 06 Mar 2025 10:34:39 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6004) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tqEBC-000000016Ya-2PHZ for info@sterlingcal.com; Thu, 06 Mar 2025 10:34:39 -0600 X-MSFBL: OGaoJqVsiV+fpDvf576qHovguhA4CM/In+kzykteGsc=|eyJtZXNzYWdlX2lkIjo iNjdiZjkzY2VjOTY3ODQzNzc5ZWQiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGV uYW50X2lkIjoic3BjIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1741278867; i=@e.upgrade.com; bh=2s2npojH0+drjrSTULjk+TIQTVMv5A0cM7ZEzoR2oHs=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=oYYduZyXnJs8EvDqJjI7q6fBbdAyPHdI6qw+NlCicysZPIVzupGCI1NFCqiXhGUqJ YvzBhQhnzyQbmrKywts7Uacz3ahKD4pXz1RQn77C1a5nSzRW8VFhreSYRwbUI+IGwJ F6tMOyt174UaBweA0HqjJQ4t3SHZXpfncsm/qHno= Received: from [10.90.21.125] ([10.90.21.125]) by i-051df8e4e8860a61f.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id DE/9F-22362-39EC9C76; Thu, 06 Mar 2025 16:34:27 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Loan invitation for Andrew List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 06 Mar 2025 16:34:27 +0000 Content-Type: multipart/alternative; boundary="_----wgNRwA53NzfCtZcayX+aeA===_BC/9F-22362-39EC9C76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----wgNRwA53NzfCtZcayX+aeA===_BC/9F-22362-39EC9C76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGetting a personal loa= n through Upgrade can be the first step=0Atowards financial fitness and ach= ieving your long-term goals.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/P5_VvjZg8OZ5ivYrx0AYRg~~/AAQRxRA~/OkmcKkPx-jJ2kr1UcFa-Yzcj0zmQ51oxvds57Z= 0UxUe3pXzHEdlg_R1KMKpqzF4d8oco31YHF8NcDatn2WrL7OaD_DU9tPJ1doqMm5NIVP8~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through U= pgrade can be the first step=0Atowards financial fitness and achieving your= long-term goals.=0AWith a personal loan through Upgrade you can: =E2= =80=93 Consolidate=0Ayour many payments to simplify your monthly budget = =E2=80=93 Pay=0Aoff high-interest debt so you can increase future saving= s =E2=80=93=0ACircle the date that you could be debt free=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/ol7fmyfAhy1RcwtmTI4lRg~= ~/AAQRxRA~/qHYpA7U52wv3PES41OyZZJ2LDGw9KEs3JcLZMRhmyENInVpSn__11dn-iOMUk-jD= FVG4wv7xweqxIA4ha19M2wotOQFlRpYZ4r60jRDdDDiKkhMgqmnJkgE_4DyQiDhBV8ljwcW6OXj= GY3WQgM972Gny5144pabma7Xr_-7wUDudEGKxp843xwnEL3LgCOPkmgk6yg2G8xu2IaNLzTPOYC= Wsdh-0pDBRFWjryZfjACeZXasYVVi9aO2DFjfAM7B5=0A) =0A Choose from amounts= you=0Aqualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a ra= te that will=0Anever increase. Checking your rate only takes minutes. What = are=0Ayou waiting for=3F Thanks,=0AThe Upgrade Team P.S. Check your rat= e now (=0Ahttps://link.upgrade.com/f/a/kMnxvLyO0aLYzN6vwiHBVQ~~/AAQRxRA~/aE= 3VSfoJGeNAXzl7aZV_cpTMLaD0NWY6tds-b2yaVWF7E1zgAe-ED7etdU99GyqaTdVs1bgENWOjD= bpRFfqsqpfwq8RGh1K2mPtl3NM2Rt5asL0PwaLWub_cnHYACU0r-P8TQa__Bxkp7AM0g5Th5Q~~= =3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_con= tent=3Demail_txt=0A). We look forward to helping you achieve your financial= goals.=0AIf you have questions, we're here to help.=0Asupport@upgrade.com = Personal loans made through=0AUpgrade feature Annual Percenta= ge Rates (APRs) of 7.99%-35.99%.=0AAll personal loans have a 1.85% to 9.99%= origination fee, which=0Ais deducted from the loan proceeds. Lowest rates = require Autopay=0Aand paying off a portion of existing debt directly. Loans= feature=0Arepayment terms of 24 to 84 months. For example, if you receive = a=0A$10,000 loan with a 36-month term and a 17.59% APR (which=0Aincludes a = 13.94% yearly interest rate and a 5% one-time=0Aorigination fee), you would= receive $9,500 in your account and=0Awould have a required monthly payment= of $341.48. Over the life=0Aof the loan, your payments would total $12,293= .46. The APR on=0Ayour loan may be higher or lower and your loan offers ma= y not=0Ahave multiple term lengths available. Actual rate depends on=0Acred= it score, credit usage history, loan term, and other factors.=0ALate paymen= ts or subsequent charges and fees may increase the=0Acost of your fixed rat= e loan. There is no fee or penalty for=0Arepaying a loan early. All=0Aloan= s, Personal Credit Lines, and checking and savings accounts=0Aare provided = by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/OKbDlk5XopvbfK= Dhvnu6uQ~~/AAQRxRA~/3QAH0ZCvzbTA8Cbh2oIJIvCsG98UM08oivW97RhGFPnRoWUaLv1kJLL= YqA6AMalWCt3bG-WbWhI0DZihsIXyIiCfrIEa94CECmgBPRMboJmv_GkBNZaF1QzVRaAcc-km )= . Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards are issued= by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/OKbDlk5Xopvbf= KDhvnu6uQ~~/AAQRxRA~/3QAH0ZCvzbTA8Cbh2oIJIvCsG98UM08oivW97RhGFPnRoWUaLv1kJL= LYqA6AMalWCt3bG-WbWhI0DZihsIXyIiCfrIEa94CECmgBPRMboJmv_GkBNZaF1QzVRaAcc-km = ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #154= 8935) holds the following state licenses=0A=0A( https://link.upgrade.com/f/= a/H_KPf3bSholArcSE7dNbMA~~/AAQRxRA~/lnjZUy7pFb5EIH9DW2XhFuvUFslBNZIe03Y6QB1= 3Yt29BNbJMPQ_RfVg7VZFV8nKJdnuDoLOnNTMdHrQYsZwrDcxfyOpdOcbhGL70C6RRB21pjkyhQ= RnO6RMEkkKIVlkIROIRAZBRGwJ4JBlsOwx4NYVfRDhQ_mE7TBxDbtmTUPNpu3a3NwGEXKGHflBv= MX4XpOXjpHZgPVQbfayh6ynuJGMm7dM_5hd5jmKBE3vFF0~ )=0A and does business unde= r the following DBAs =0A( https://link.upgrade.com/f/a/86KGOhrPlsH3q8Rr3rMA= Dg~~/AAQRxRA~/PpBCEmw4ZQeNSoRYUtcgE3v0HDiAsegYIacBhBPnda1g7lp95s4HqUZZVMLSP= 0nggRrHhwBUBdtDll_RhjY-ZuFsX66JmryEYK80YJxIPLOBJVixyHjCHMBGPmL-bUps ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/tikPYsC6vSlk8eAVgk92og~~/AAQRxRA~/BbN5rSm5OmhaxIVW7v6YRtPdV= e0gIM3SiI8Liy0EXgsBz4X6CdW_Tz4dKUHnMw0xy7eGuiD-tJa5SfPX0gpaM9CSYZp7Y-4w4YPQ= d4mIzBIcAReRWdpOguHM9FyAxJmrHTjdFd82pSA5-YssgG1uZJSo4D8QE4Vd2EfHPeYSl36XF0N= dR-D5NdGKXstRmYHe )=0A. =0A Accept your loan offer and=0Ayour funds will = be sent to your bank or designated account within=0Aone (1) business day of= clearing necessary verifications.=0AAvailability of the funds is dependent= on how quickly your bank=0Aprocesses the transaction. From the time of app= roval, funds sent=0Adirectly to you should be available within one (1) busi= ness day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li= nk.upgrade.com/f/a/v0emIIikwxCBiBpYW9hr2w~~/AAQRxRA~/wY4vu7UmsSmT4dADWCij56= XGXoJzqGP4GxFy5fVXb6jLEioQpZ35DjbmytLxSKoUvOVHVhfRAMg2IzJSZWzwUqIRcU8FbD7I3= s5qHwhtTaeDX_me6w_ClDUbp3pLQPMFo-XseUWtkpHw16MGFoSKjWmbqB7H_TifWLl3YpzRifHr= JNGwUz9KCdyKZYXQd0KjXTi_3Vle_uKQ4Qb1U28YvqlJhRS8WtzlHxWIP33m-vVREkcSecLXA8-= gn4-ExT7c )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/yNKsrStt99rly4= nN_nMC2g~~/AAQRxRA~/wY4vu7UmsSmT4dADWCij576kLy_3Oy57yO1zxGNYYJb-OeDxdgLZyiS= VsAb0TQPvhdJB2pXhwL8mC4I7jmRIfoySkCAMVgrw5v_q9ySfbZe-2vdQPcAKAuiQq54kuytz1J= Y6SUwgBf-OdgDUngJAHh5Yt94QW7obahrnFhed_J0gTleaZtDeXBkKPTj0rlF8z6kvskDPuyMe0= FNKWUZEWO32pOhwGr_t0wBbi4kSA7VByv09tJ3rZjLy8KwW4QBE )=0A=0Ablog =0A( https:= //link.upgrade.com/f/a/iR8-YvtvsCmGhnPvJBvXBg~~/AAQRxRA~/L1apWWCZTK31lWbGEv= BR-dT7YO6YrUMBGi3WhkJ310d9gzajJMEejdzOCwq9rrrCQ7N_vYcK3t9nqGTe3140rQSQ56lxR= 8aG50xGdzU_Q1lvj476BS5Xs5F3a61MO4ZRStzIa6pgu6cZ7jxunEY78eurDIl_QydEsk8uKJvW= Ue_XCSqCwxOWWUbukyMTmCvcRM7IF0ja_rNpDV8EkDCX_gp_ssCE9uxK3pVSXpkz8D6TcsIfzLu= X_C71cXKaOP3i )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsub= scribe ( https://link.upgrade.com/f/a/DFHGNJmWa77NRM9u9vDZSg~~/AAQRxRA~/o2X= m4Qo03mxJObFgGugB8XX9S_NsuvYtNrr8hawedF8CLSZwa-QI4iOSFveMzkv-JLkhBdBR1fNBj0= P9tsukCflUe2YZ-dS7V6ZtjH8skHrI5KjW5ACBsvOJy9TxoQiOhqKnZtgHyLqcY41gKA9EdqTF9= I1myOrlMBLRBBHTskfD7tiLIKpdzeyxw0BZFipNba661bvg-obNweCr--JQLVfYG-7N8QjxZteC= 9CoyChzOxo2c9MPxROsVGVSBhJDVtHpQS9ASPa0NVBlOUdrgdn-3SioSdtYUVmz162W7j_W6i5W= ju2CekbhuX9laf_IN39bCZh-lL0LHyFyXeiepZ2_uDRHEUTsVE1A0i1cnDhpywG3ok-McmisO3u= dZEFdLvgD4jyjneLWdKkGYon1HeYbS8AXdPUPtoa5v-TvdDv6Xa5Sgke4te3c1LC-UGza_bCmV8= SEnp9uZR1JG-HrIhKcUG7JsTVIDf65UUv1zmRbR1vCEuNjmCLkVpQdsLPksY4uzKyj-Bko-Djv1= -mPGkPAaZ_rNyGAiSOHC7cAWCI75rGX2rGqRnLgyOfLsn980kh1fBQsfID9yjR2INxMxBNCZmWd= wZfdE0TybIw3kkoNcy6MDMs2LHV4kqzGcbg6PwpoR3ebeuRd3sLonZBZ7AcNtYmsad1Aky0v7AO= 3u83-p95AJ0maGKAj2NtKW2F-iddTL3CvguMNrLziE2cqQ-k99U2xp6Mb8gErqIEA-dM2D9Ozlp= Ek4pWr_LMOQTV27 ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/VE= 8igYOhTvFD45uAavMICA~~/AAQRxRA~/ZyClEl5RfH8JZ9_y1cHqLocfXE_l5mp4mfanhJ1KyoG= hiI0t8kAcuY_9FULuGpYRIyZkbEu7O_FR0VEV0qfn77kqsu_VoN6nT181Ud8r0SGOE3YQmXvkBI= qIw1RryucfqEPydTEdB_yoVfzdgeVt1_j32F9S94-BeIhYAwWcn1Sd-EjgcCJiObfmfgH02s_xQ= ZGGj7BJD5STkKQWZPcTWU7TO8MA7hi1PIaM-H1TybJH-1_6PoHrkaja476NaBtFnjTON2jjcX80= plhQ2F74rPPZRAuRdyWVGpvINMny0yhIR7548mJbr_CCxHBrnUXwcSJyL6ae3lNRomG7ZEMOdE9= S8PbBidkUb9WPNXG25cD9uHsP40Q8vqhouENV1cIMe77IWiY2DfsoN-sz6RMhCp7goLdJVId0qF= Tao92l2MNuj3bfso40uzOnWI1UHFtsOIfpN9iVb6WWe3PTXRVnpLss3FKEUdh5Ity-Ob_A3Z4WM= zmJGcN9Zi4YCPWeRAglG3fHu3TBI3mLVKTLHMOEOWk0788ipIBohRHcQ9BfcOki6OIZmnXqYMLG= z-Gn4b8kiqTnGHcd6o08F-bcOgxkDp9Z4LkbK3VubfJQ8WB8pzw7vEZn1Cw310sEch3z-00_f9w= TiHhO27ic6rB-MenbI_n7At3gTOPerD-2BHK9d2yPVgQ-d6MMBSOybEQMGd0SoO51gT6qVyDcuh= oT1okw0spUXktv5pTUhb_V4pmcl7ooOEtuK14b5ojbK4c48Q_5sndQYqSG3sJ0kDE46KFLzfD7S= uB27BzfxYCS3d9eR9HIbpsEdg0uzvSNB_xn3wkUi7YxGLRi1HjrTYH4xy0606yQ5Vb1NH9aLXal= N6ini0G69iuk_q_HH-OzftBuiEG7hU3HH01xYjkjLFrRkLp3Ly7f0bzwjcIOjAXJVqvUbCiQ_Ob= oNzsyqGaWlaOBDzEoukv-htsqHpZz3skALGAhk8cr64oITF5vaBTKzw2ZBB3KV-rApCddXhOjR8= aAacF8UO630ZSVqoM6K8m7rBpWGzjxDTkl0G6i7St6Iqjaue5dDZMfq2vi_eTkip9lELi32IkQR= gwSftY2DCbUSnhRkIAyGCpwMm2sXDZXeJSuaB4~ )=0AUpgrade Upgrade is located= at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 202= 5 Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/JgLSgw4wMsoxDKMC1O66NA~~/AAQRxRA~/wfHGn7dTMgDLpUFFPg9xxYK1tHtfr= 2tXrteoNv5he28JQbs5mouOW3Of3_EhfnvQrd6lsUYaQhZteqNNUuNhy9aPisU508BugiesFxhd= fsK3sicm4ozFbcQKgzHZOnz- )=0A=0A Equal Housing Lender=0A PL_ITA_DE= CL_OLD_S3 --_----wgNRwA53NzfCtZcayX+aeA===_BC/9F-22362-39EC9C76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A
= Getting a personal loan through Upgrade can be the first step towards finan= cial fitness and achieving your long-term goals.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D= =0A =0D=0A =0D=0A
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=0A =0A = =0A =0A =0A =0A
= =0A = =0A =0A =0A = =0A =0A
=0A =0A = =0A =0A = =0A =0A
3D"upgrade_logo"
=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A= =0A=0A=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A
= Hi,
Getting a personal loan through Upgrade can be the first = step towards financial fitness and achieving your long-term goals. With a p= ersonal loan through Upgrade you can:
=0D=0A =0D=0A =E2=80=93=0D= =0A =0D=0A = =0D=0A
Consolidate= your many payments to simplify your monthly budget
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A P.S. Check your rate now. We look forward to helping you ac= hieve your financial goals.=0D=0A =0D=0A = =0D=0A =0D=0A
= =E2=80=93Pay off high-interest debt so you can increase future saving= s
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =
=E2=80=93Circle the date that you could= be debt free
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A=
Check Your Rate
=0D=0A
Choose from amounts = you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate = that will never increase. Checking your rate only takes minutes. What are y= ou waiting for=3F
Thanks,
=0D=0A The Upgrade Team
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A= =0D=0A
If you have = questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Personal loans made th= rough Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All p= ersonal loans have a 1.85% to 9.99% origination fee, which is deducted from= the loan proceeds. Lowest rates require Autopay and paying off a portion o= f existing debt directly. Loans feature repayment terms of 24 to 84 months.= For example, if you receive a $10,000 loan with a 36-month term and a 17.5= 9% APR (which includes a 13.94% yearly interest rate and a 5% one-time orig= ination fee), you would receive $9,500 in your account and would have a req= uired monthly payment of $341.48. Over the life of the loan, your payments = would total $12,293.46. The APR on your loan may be higher or lower and you= r loan offers may not have multiple term lengths available. Actual rate dep= ends on credit score, credit usage history, loan term, and other factors. L= ate payments or subsequent charges and fees may increase the cost of your f= ixed rate loan. There is no fee or penalty for repaying a loan early. =0A = All loans, Personal Credit Lines, and checking and savings accounts are pro= vided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa= =C2=AE= Debit Cards are issued by Upgrade's bank partners, pursuant to a lic= ense from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses and does b= usiness under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0A=0A
Accept your loan offer and = your funds will be sent to your bank or designated account within one (1) b= usiness day of clearing necessary verifications. Availability of the funds = is dependent on how quickly your bank processes the transaction. From the t= ime of approval, funds sent directly to you should be available within one = (1) business day. Funds sent directly to pay off your creditors may take up= to 2 weeks to clear, depending on the creditor.
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