Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id cDIVG8l8xGd3AQsAchKAPA (envelope-from ) for ; Sun, 02 Mar 2025 09:44:09 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 02 Mar 2025 09:44:09 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:31357) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tolU8-000000031nc-3b5m for info@sterlingcal.com; Sun, 02 Mar 2025 09:44:09 -0600 X-MSFBL: dJG1wdsZFNYH7VHhg0rRFcWlOTXbXJPL95e6MWxbKfQ=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjo iNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjdiZmJ kN2NjNDY3ODkwNTFlYWMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1740930237; i=@e.upgrade.com; bh=o+wbynk3UFxDxyoOG2XB9u58M9zvw1MSjeePG5dziO0=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=kKKrHX2FIe4+lS6BdI0UECnwBG0lFyRORlE7ze7CoYLr92XCDR5T3HgNzXE9a6j3a Z2McPQi3WJ25LH5vcJXhNyecVwyL9wNsoV48HzXjEziSPqt3RnMqF4nqF6bW7BCX1f VW0x7WQs+B3xumgmgGLE0kyr0KzPsUt5ChsPw2f0= Received: from [10.90.4.244] ([10.90.4.244]) by i-0ae3b65a73fd33501.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id CA/E9-22594-DBC74C76; Sun, 02 Mar 2025 15:43:57 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, your March invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 02 Mar 2025 15:43:57 +0000 Content-Type: multipart/alternative; boundary="_----E+pwM+hIcE59Q2arqFl6LQ===_29/E9-22594-DBC74C76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----E+pwM+hIcE59Q2arqFl6LQ===_29/E9-22594-DBC74C76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0Aupgrade_logo (= https://link.upgrade.com/f/a/Sn8QWXonTiw9F-DYNhx4Dg~~/AAQRxRA~/8KRaZFH-PWY= rIhQS12GvtvL4pJ0dERlIPFJwVD9OUEGVavckNKT2PmXcuUhUdDb20xXJzJ2svYGABQmU1JUYK9= P-zXKBQQw8l6zj4GvB_MQ~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = Free=0AYourself from High-Interest Credit Cards=0AHi,=0AAre you ready= to say goodbye to your high-interest credit cards=0Aand debt=3F With a per= sonal loan through Upgrade, you can circle=0Athe date that you could be deb= t free. It=E2=80=99s time to check your=0Arate and plan for your financial = freedom. Upgrade has helped=0Athousands of people get on their way to fin= ancial freedom =E2=80=93 and=0Ayou could be next! =E2=80=93 Low, fixed = interest rates that never=0Achange =E2=80=93 Affordable monthly payme= nts =E2=80=93 No prepayment=0Apenalty if you decide to pay off your l= oan early=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/KD= Z-I-W3CwiRlgfQsoglkw~~/AAQRxRA~/p2bRZpL5S1bpSKidNBJfjdmC4XTIEi7f5s3mhC1Z_tW= _IRzx5CWQTooF55TeeeKaeLb-uCFyJq7FoNCszXLZ8r-cIcEqkyWHbc7LZaRTEn9k3soZgEtKWo= lCXIJAgUx2wpt3qmU-_tnMmeO2ZSJiTJIcPpWnmd7duHfRWK3nlTrGtzKwYurd49ra53-3b_whE= rxX-uOu9wPuaL6wj128q0C_kinKGQoMfBMALoHnYJdarQjsLF6nsIoGrsuZL2vw=0A) =0A= Thanks,=0AThe Upgrade Team P.S. Check your rate now (=0Ahttps://link.u= pgrade.com/f/a/gIP-p7Qe7Y9nowf9cA5tHQ~~/AAQRxRA~/sdVHo_ynyXP12LqW16L3W86dfd= GrEzXfk0kBviK3bGwcwfVs1deFUNQBR8I9fBOioqO6HHPRzvBfFXZJwVAmwmPV8k9f4TSbc5nrX= _7RbHSB4N2RAx04t-c5hXZHYv7oThw6b33NH5Vjcn7VFxpl7Q~~=3Futm_source=3Ddecl_old= &utm_medium=3Demail&utm_campaign=3Dsend02_a&utm_content=3Demail_txt=0A) and= get on your path to financial freedom! If you=0Ahave question= s, we're here to help. support@upgrade.com=0APersonal loans made throug= h Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All per= sonal loans have a 1.85% to=0A9.99% origination fee, which is deducted from= the loan proceeds.=0ALowest rates require Autopay and paying off a portion= of existing=0Adebt directly. Loans feature repayment terms of 24 to 84 mon= ths.=0AFor example, if you receive a $10,000 loan with a 36-month term=0Aan= d a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5% one= -time origination fee), you would receive $9,500 in=0Ayour account and woul= d have a required monthly payment of=0A$341.48. Over the life of the loan, = your payments would total=0A$12,293.46. The APR on your loan may be higher = or lower and your=0Aloan offers may not have multiple term lengths availabl= e. Actual=0Arate depends on credit score, credit usage history, loan term,= =0Aand other factors. Late payments or subsequent charges and fees=0Amay in= crease the cost of your fixed rate loan. There is no fee or=0Apenalty for r= epaying a loan early.=0A All loans, Personal Credit=0ALines, and checking a= nd savings accounts are provided by=0AUpgrade's bank partners ( https://lin= k.upgrade.com/f/a/J2D11scn0bFvFhDVGLz1zA~~/AAQRxRA~/UZJQT4Gjr8kBIsDKQWD-KPo= 1rDZvqtSsYoQRb_JQYARKZJKluvafoZRwS1y4RS_NRAOrubGq1FALNkqfgfWE3y75hZa2RYzsjO= d0MkH0FfSgcbycShdZ_TgfAnuyiADY ) . Upgrade Visa=C2=AE Cards and Upgrade Vis= a=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/J2D11scn0bFvFhDVGLz1zA~~/AAQRxRA~/UZJQT4Gjr8kBIsDKQWD-KP= o1rDZvqtSsYoQRb_JQYARKZJKluvafoZRwS1y4RS_NRAOrubGq1FALNkqfgfWE3y75hZa2RYzsj= Od0MkH0FfSgcbycShdZ_TgfAnuyiADY ), pursuant to a license=0Afrom Visa USA In= c.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/V6fDpyGp-vIo1Q8nT3VkVQ~~/AAQRxRA~/neAmB39= pIdskKOa5fkZos-lz54BX4seCZk4ga16mGFnu1d0AaEO_iB56diRt5SxhF_-MfVoW3eP5lAfl87= pjVjmKrjOlg8KSfFWQa_QU8NOhN8GXc-KkL5VQSNP7XG6RZjNckvB6ymlHt7PQi0JCSE1s-pTOL= ObhMX5xJEPyiG7cz4mgBen4Q8ZwX4iSgMRDsxpjWLNeSdLDeNXTZ_I0uyEI7Tluxf-we3w8ty5z= Ats~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/wyV7r2r3xp0q78pWqTtseA~~/AAQRxRA~/Aq7ll7BzkkvFfIPQ3RFRBt1WIFwaB= Xa6IfUXWnfpmGDoBYvDl7Dd4DP313CruWt46ts6oLk-p1hpZUc1qZlghgclDGCEivrrjv3iDXks= iXR8w21BY-0gDgb-QyMWEZMY ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/roROwSZgBvH_KdZM1sVP3g~~/AAQR= xRA~/W4n-rHOwB_x8P58lXnfCO_bOtLVyJhDvghbbCfqdTSuBAm-ppttFwqCzZNf7qHBKCWPLIm= MUjJs1RcMLPd-lluoQCy83y840TpITia8sYNNyfihI6QrAju7QClTh4h61tIn1lAp-IPJjMAfCl= unDLAHbX2VstcdHl7j7qx--0KTsHDQTdFK3n01vpcwBa7JV )=0A. =0A=0A=0Afacebook =0A= ( https://link.upgrade.com/f/a/93m4QbpP_KtqFWVToFtQSg~~/AAQRxRA~/OdthsxzRVt= Guk68iE2cAy1O6_2PgTAhFi8xQTrdDctgj6cFheewFg4-3CIDmPjODBSVZ5q5-6hlCdDgTpCZ4p= ojfyIMQ2L1bfC_qV-0zMRPVSnEN7oqE25QLpRo40q0A1DB8-gA_wBTqlyqZn3CgIU52Yla20A_H= 2hXGFAB-Wfgd0AR6yxwME1_uYwuM_llB55oFIO1JuLSLRkNgfHlE83XoefFgjQvsc5rAeCOBcDr= thw6vVi_aTW3Dn3FXRP5V )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/MF= NVawFW68NXcVINb1vymw~~/AAQRxRA~/OdthsxzRVtGuk68iE2cAy2_-DRhEz7nQRPci0lND9A_= jP5TajxKIiGjqMSoiygC0Ipy6UcNtVdQ_qRuWt_ZaMjYDVOQVvAXfb0feEH6kGwIvHZhoWznnpI= eid5GgvsgTlFcQgVzZ6fA3sW6qdQQ8T1eAk_cPdOlFdorjR85SvvTnKDDGGvX1XQizV5PiH4FRd= 9fpeFm7eYgS-7nD12QnxZf5o52C5ZwQIS4NdUcFRGrmUB-bJPFJ6fROvUT2Rtcm )=0A=0Ablog= =0A( https://link.upgrade.com/f/a/vV5Fz3BPN729fCumjokDUA~~/AAQRxRA~/nEMSHh= leoXM9HiqTSOv9xc3BwKuCVogFsPbJkzwb7WzAUVn4IDf7rqa8JWtKIX4Ng8aT-FYNOWJ549pkn= pcWb9iTEW9SZ6ElSstGlF9iNB4onyAf9gTr6vYzo-XRHc3-sgh_ZMOLXagMVQSvdFgr-wveSMyG= zPmxykiPz3KZDhdasW7yhC5pnVwrNKXZ6sXhDmYUu0tI4qbWyv7oMNTtIcB6lBkfX6EM36uJE7W= QFhFAVI6XQ_QYP6yq_cNJqu4x )=0A Please do not reply directly to this m= essage as it was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( http= s://link.upgrade.com/f/a/EyyDfrdlmlmWeS08RHoIgQ~~/AAQRxRA~/cdyVBzB8vc3BzLhl= wd1FOyGjChoFl1pG2Wf7ZVVrXO3OAz9VqMcwNsVPu-P4URcRWkF2q_k_mLHhok6-Vw_j0MqhHqW= TNjffwuTI3cPQ2Hji6zn1T9j746v-X2Uka-9w )=0A=0A Equal Housing Lender=0A = PL_ITA_DECL_OLD_S2 --_----E+pwM+hIcE59Q2arqFl6LQ===_29/E9-22594-DBC74C76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A <= td style=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font-s= ize: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly= ; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"lef= t">P.S. Check your rate now and get on your path to financial= freedom!=0D=0A =0D=0A =0D=0A= =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A
Free Yourself from High-Interest Credit Cards=0D=0A
Hi,
Are you ready to say goodbye to your high-interest credit cards a= nd debt=3F With a personal loan through Upgrade, you can circle the date th= at you could be debt free. It=E2=80=99s time to check your rate and plan fo= r your financial freedom.
Upgrade has helped thousands of peo= ple get on their way to financial freedom =E2=80=93 and you could be next!<= /td>=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A
Low, fixed interest rates that never change
=
=0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A
=E2=80=93Affordable monthly payments
=0D=0A =0D=0A =0D=0A =0D=0A =
No prepayment penalty if you decide to pay of= f your loan early
=0D=0A =0D=0A =0D=0A = =0D=0A
Check Your Rat= e
=0D=0A
Thanks,
=0D=0A The Upgrade Team=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A  =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A =0D=0A =0D=0A
If you have questions, we're he= re to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A
Personal loans made through Upgrade feat= ure Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have= a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds= . Lowest rates require Autopay and paying off a portion of existing debt d= irectly. Loans feature repayment terms of 24 to 84 months. For example, if = you receive a $10,000 loan with a 36-month term and a 17.59% APR (which inc= ludes a 13.94% yearly interest rate and a 5% one-time origination fee), you= would receive $9,500 in your account and would have a required monthly pay= ment of $341.48. Over the life of the loan, your payments would total $12,2= 93.46. The APR on your loan may be higher or lower and your loan offers may= not have multiple term lengths available. Actual rate depends on credit sc= ore, credit usage history, loan term, and other factors. Late payments or s= ubsequent charges and fees may increase the cost of your fixed rate loan. T= here is no fee or penalty for repaying a loan early. =0A All loans, Person= al Credit Lines, and checking and savings accounts are provided by Upgrade'= s ba= nk partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Card= s are issued by Upgrade's bank partners, pursuant to a license from Visa US= A Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following = state licenses and does business under the= following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
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