Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id QJt5Gfkjwmeu2g4AchKAPA (envelope-from ) for ; Fri, 28 Feb 2025 15:00:41 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 28 Feb 2025 15:00:41 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:31283) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1to7TM-000000046U9-3S2c for info@sterlingcal.com; Fri, 28 Feb 2025 15:00:41 -0600 X-MSFBL: 1Bi0qz6xZ+/TLHkK7c+NZk4TJCTMm60uk4WqtMdmvdg=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwibWVzc2FnZV9pZCI6IjY3YmZlZDI zYzI2Nzg4NWY3ZmU0IiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1740776429; i=@e.upgrade.com; bh=NoCgxfc/fxywSsXuw+bGHwY6Dx+SZWbvZdwyKrJrWvw=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=VqQb/z1DAfG/rtJ7Wq75sw5BlTcBQz/dOS9vCpy2rsUu8/9llMvLshHarTYYDy8oq 8z/r56xdrBkIGyoPOn7qFKEqX97WnsE96tMJF8Ic+P3GOpt2xdwQDfwGI5d/fT59v8 USDnIXuuDnUSbbpWKkF7vrw1wB06NvMI4vMAGS2o= Received: from [10.90.5.86] ([10.90.5.86]) by i-023220bd6c5741581.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 4E/FF-22513-DE322C76; Fri, 28 Feb 2025 21:00:29 +0000 From: "Upgrade" Message-ID: <4E.FF.22513.DE322C76@i-023220bd6c5741581.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: =?utf-8?B?QW5kcmV3LCBpdOKAmXMgZWFzeSB0byBjaGVjayB5b3VyIG5ldyBy?= =?utf-8?B?YXRl?= List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 28 Feb 2025 21:00:29 +0000 Content-Type: multipart/alternative; boundary="_----Nf5TaQthybDM9024t/qE/A===_F8/FF-22513-CE322C76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Nf5TaQthybDM9024t/qE/A===_F8/FF-22513-CE322C76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AUpgrade can g= et you access to funds fast.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/JeFI21gS_7lbH5ePycpAUg~~/AAQRxRA~/Jdeo_ASVWayoywF7RPctTTQDKN0mwxBjbXuz33= mUJscuEuE5ArHbxOMk0NwF09eitalOFJjl7IRTDFQNc-dhTvPBiEq8Stf-l6ypZSGLH4U~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Start=0Ataking contro= l of your debt=0AHi,=0AJust checking in to see if you=E2=80=99re still in t= he market for a=0Apersonal loan=3F It=E2=80=99s easy to check your=0Arate a= gain at Upgrade and see what you qualify for.=0A=0A=0A=0A=0ACheck Your Rate= (=0Ahttps://link.upgrade.com/f/a/YjKRO9yQRaK6-pl3hKiMOw~~/AAQRxRA~/APpkpy8= HQuH8q0nsEEpwEaQfSMu4hlG363iLr9JTe6FTNEXhLSyUarvePA0cQJuKGgAtFz_0fcjBYBXNoO= PR-IWq3fYJDK4iN-O-eajqNjDblCE6QyEAuogK1qaoT0kzBSJLQUnyJQlE-5TDAuTqCa_znZJxo= 0P3YkB9KjwZWodhtGdSJYAy8bXzcE11vTE7WO2xiZOQ0UOhpLlwLjVT9caXbj_s8Jl45bl04Mlu= Unoed6szfLgrsYr8eZ9XxDIw=0A) =0A Checking your rate only=0Atakes a mo= ment and it won=E2=80=99t impact your credit, so it never hurts=0Ato take a= moment and see what you qualify for. Thanks,=0AThe Upgrade Team = If you have questions, we're here=0Ato help. support@upgrade.com = Personal loans=0Amade through Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early.=0A All loan= s, Personal Credit=0ALines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/ZZD9rbxv6lNZzHR= uM60Utg~~/AAQRxRA~/1Ch_-XjjW9LDhWmzwb4ZIcjQOjBVD9jkT_nDugCJI9fLnRY7gilcfd03= xVSbIPouFZ_waoXvJJLcNp_ODUTNAYF0aODfHAKrXKBT0GBjr03-d39xEAznf3MJKn0NWi2W ) = . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/ZZD9rbxv6lN= ZzHRuM60Utg~~/AAQRxRA~/1Ch_-XjjW9LDhWmzwb4ZIcjQOjBVD9jkT_nDugCJI9fLnRY7gilc= fd03xVSbIPouFZ_waoXvJJLcNp_ODUTNAYF0aODfHAKrXKBT0GBjr03-d39xEAznf3MJKn0NWi2= W ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/qDDBr-VEL5YrmQruu_LzCw~~/AAQRxRA~/6amwnqet1O-30BCP7IHQZ8lLXsfIn_8aTRvtx= s0OtMq1zJ3l2v8JNptm2s9PdbKUbDptvHuIZh05_w_LqI6hiOzyuwKQ-QN9Q04FjVwa8DKzH_LM= uWq9XD187G_j6xX2ZWiGHANtg2xfxogPeNfYfQ3VbZWReKaxRiz6sj_gFEocgDn3nesWDGzYYqb= 46ktjH0KdvtmPNhnhsEQ4Jy3gAZ8_Msa6DiXT0fXJD5sqoFU~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/_aH3syXIOINCNYoEHb= q_Hg~~/AAQRxRA~/Rbdr7e7I2IneRHr_AFS6hFv-ACIk3FDQZMCgqQh9fZAKLvqsEO7596uKxm2= XHh4RkBjwWoOqNEuddIbuDIKmkzZ-pa-IvPoAUH_lfUxAzLHCtdbwF7PUYfiiHEHm5_YC ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/ul--SPQyv-c74jPV9h610Q~~/AAQRxRA~/ewn1ZGn1Ce3-JR_30ygLNnrUZ= AJaUKPPpd5QrEoIKruj72TqInpWJsxkkRrddxWVBAOsmR3F2lyRPbEp0n3WxBR4byvqJIN4KGmj= 96RDb2f1qe6pM10jWP50QPaQy4DYHXfYTOWaBmaN5IPNO1hOlb6-swOrIGN13x8iMoggaXQXrgQ= VPlHshhrvrgYuj9_w )=0A. =0A Accept your loan offer and=0Ayour funds will = be sent to your bank or designated account within=0Aone (1) business day of= clearing necessary verifications.=0AAvailability of the funds is dependent= on how quickly your bank=0Aprocesses the transaction. From the time of app= roval, funds sent=0Adirectly to you should be available within one (1) busi= ness day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li= nk.upgrade.com/f/a/UkB7koPTT54ej7J7U1w97g~~/AAQRxRA~/Q2ZCoiJXBcyAdII15j0Zsq= LCoybE9Xk_CRnHTf_Fu-xbQNnmek92RjNtP10jnBgBvghS8MYDlQAzkM7yxJhrx65lNgxA3ldK0= A2_fvYjftKmxC4VDqC9mn5nSZYPYYNJw7nAjPN2maZq9vJvemHAR_CbYOz5_x1rYhn09k4Y1UYI= Nt0Ogg8u6TlaiUH6TIAkQH_VGoB6u79AsIM9v6I43s78G_9s2TuT-QsoBfD0qHM2pqEGwHf212r= U_jaP0LKy )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/Uz7z_NNNHjYVAP= ut2tjMQA~~/AAQRxRA~/Q2ZCoiJXBcyAdII15j0ZsoR6FGZRreViQEx4eyh70-AqIxCnkQQl7qS= nndVjFuEifAZQhN-8kLOSaKzUWbH3_PigmUExVlirwUlORnX3UDA9FT54W2m69sDTL_CPyVBpNa= bbt5ih5vQlNvBEAQ7pfqzb1kaT9xecYMrr0XL0vomC_HxNPHj0isloV3DkcbYT8-eYqv4Dt7sA7= MUJWkdXJWSEGoM5wfnaEC8o5_2LlGxX_0B1jkRA2xFgTnQUcMQz )=0A=0Ablog =0A( https:= //link.upgrade.com/f/a/4CGEdmb0dmMKnFUodzwN4g~~/AAQRxRA~/mnWqzc0BveFaUHkT2y= 4coaDNIdqN99ZYZI7o6HioJdU8-_qfAyE_G72WWTFczelWcTjhR12x75H7yRlq4nDK9KMSgeNhw= zHdLOT0OmRDK0yy1BNJ4qmgaFFULOcWfr6J0eww6xK39MWqkBl76oKHGRZMIoacWQGMrdkASWsu= JBfIRZXpyU16FWQK-YwWZhtd7kFT94zp_FSHKY-wqk6I95fLdLxeBJIM5ncV9vSImyv88wP8JG3= wFwPm6sJjDuVt )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/9d5-DWDFA5gw2DCtIMmcBw~~/AAQRxRA~/NlxArmGILdwd_ivORtOzkIbH2upmW= 2fMKskFA7QEKx0IDv_qHqKN1GL9HaHOtn17RhUUxVQX5RjkoMp6CkmwQkS8ZMbh-BhxL0a98HT1= A-_4EamdUsu9hHHDqRvHVnHw )=0A=0A Equal Housing Lender=0A PL_ITA_DE= CL_OLD_S9 --_----Nf5TaQthybDM9024t/qE/A===_F8/FF-22513-CE322C76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0AUpgrade=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Upgrade can get you access to funds fast.<= /td>=0D=0A
=0D=0A =0D=0A =0D=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Start taking control of your debt
Hi,
Just= checking in to see if you=E2=80=99re still in the market for a personal lo= an=3F It=E2=80=99s easy to check your rate again at Upgrade and see what yo= u qualify for.
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate
=0D=0A
Checking yo= ur rate only takes a moment and it won=E2=80=99t impact your credit, so it = never hurts to take a moment and see what you qualify for.
Thanks,=0D=0A The Upgrade Team
=0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
Personal= loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%= -35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is= deducted from the loan proceeds. Lowest rates require Autopay and paying o= ff a portion of existing debt directly. Loans feature repayment terms of 24= to 84 months. For example, if you receive a $10,000 loan with a 36-month t= erm and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5%= one-time origination fee), you would receive $9,500 in your account and wo= uld have a required monthly payment of $341.48. Over the life of the loan, = your payments would total $12,293.46. The APR on your loan may be higher or= lower and your loan offers may not have multiple term lengths available. A= ctual rate depends on credit score, credit usage history, loan term, and ot= her factors. Late payments or subsequent charges and fees may increase the = cost of your fixed rate loan. There is no fee or penalty for repaying a loa= n early. =0A All loans, Personal Credit Lines, and checking and savings ac= counts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards an= d Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pur= suant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS= #1548935) holds the following state licenses<= /a> and does business under the following DBAs.
=0A
=0AUpgrade i= s a financial t= echnology company, not a bank.=0A=0A
Accept your = loan offer and your funds will be sent to your bank or designated account w= ithin one (1) business day of clearing necessary verifications. Availabilit= y of the funds is dependent on how quickly your bank processes the transact= ion. From the time of approval, funds sent directly to you should be availa= ble within one (1) business day. Funds sent directly to pay off your credit= ors may take up to 2 weeks to clear, depending on the creditor.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
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=0D=0A
PL_ITA_DECL_OLD_S9
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