Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id VjH1AW/5uWcRUgwAchKAPA (envelope-from ) for ; Sat, 22 Feb 2025 10:21:03 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 22 Feb 2025 10:21:03 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:14227) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tlsFS-003O0T-1J for info@sterlingcal.com; Sat, 22 Feb 2025 10:21:02 -0600 X-MSFBL: +cMYallONizye/I5q05tuUW676wVvwS1zlxU3QXJavg=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjd iOTYzZjliOTY3MWE3ZTUyZGQiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1740241251; i=@e.upgrade.com; bh=FJb04rU+W35siuZLnc3HxHu9hlSgf3/FYJU0sPYeIJs=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=KjMbBq9TeafL1HkqjmCsXCVyOffw0CzfG1aDJ0LBnf+BIv3ULNu/EJfDLyGkGLjxu kK/101Y/VIpqkRNP9BP4h1kSxgrT0+AYR/3CEOE+K5px9idfXDedvRJbmaVaakqXXI Qxg+Rj4lkKgf1osrY9FBJUrmpL+mtEUROoOBZa00= Received: from [10.90.5.59] ([10.90.5.59]) by i-0c0f24346719cac62.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id DD/2D-00723-369F9B76; Sat, 22 Feb 2025 16:20:51 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 22 Feb 2025 16:20:51 +0000 Content-Type: multipart/alternative; boundary="_----8PgkdMk501RCjd6M2IR/Yg===_5B/2D-00723-369F9B76" MIME-Version: 1.0 Subject: Get ahead of your monthly payments Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----8PgkdMk501RCjd6M2IR/Yg===_5B/2D-00723-369F9B76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ANew loan invitation in= side, Andrew=0A=0Aupgrade_logo ( https://link.upgrade.com/f/a/d6CnuLrMZKtVq= 3sxwkY2CA~~/AAQRxRA~/8Prha-WvmWhNuyZZf7sKsWFt4fVTMUJNcObQ8VfDpcjPhVMbxhIwrP= AKpTVRJReuQ7RHfvlT3uVn4g8oWBUCoNusng9ulsZVeU1eVoTQ784~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A Get ahead=0Aof your debt=0AHi,=0AIf = you=E2=80=99re looking to get ahead of your monthly bills and take=0Acare o= f your debt, then it=E2=80=99s time to check your rate (=0Ahttps://link.upg= rade.com/f/a/QdSU5ylwb3BhkQw01eVIdA~~/AAQRxRA~/G4EWZSt2sFrX6uHhynlKT0QcgJw-= p2z2vJOikviRaSCjW5T2apxtbnsT9W5kTXrt1qA4YPygCIxPnWkwSGbkiOYH6aW0bWBD_pkXKi3= DzqKuG6efIoFJFyavbMEgSmrkBAR7ZqctsEruPiTrKWx80Q~~=3Futm_source=3Ddecl_old&u= tm_medium=3Demail&utm_campaign=3Dsend06_a&utm_content=3Demail_link=0A) thro= ugh Upgrade. =0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a= /PRn53mwBodfwDE5jwXflPg~~/AAQRxRA~/5qAVDIyoKwVIP6AS7NhUEzN3R0IkPYQj9L-Bz27M= SbeTDGxDuiv6BRqzhqgAGzAyMfcGi8nLnyDW159x94BhSFF_zMYBmAKJtohP1AsyuBvNZWkkxmT= 2BuVwNLCUoL1piBX2716D86SM67yS8aa9qIhauSGajY-kHfQLFTRZGV3in1i2tibNfkDTgfVcH7= agOiPxTIh6JbkRGAmeUXkVDhw2K0WEi9VkUDduQCZUphQPJbIu7xerdn3k0SaYC0bU=0A) = =0A Upgrade loans feature low=0Arates and fixed monthly payments, giving = you lots of options to=0Apick from. Check your rate today to see about maki= ng your monthly=0Apayments more manageable and handling your debt once and = for all.=0AAll the best,=0AThe Upgrade Team If you have questi= ons, we're here=0Ato help. support@upgrade.com Personal l= oans=0Amade through Upgrade feature Annual Percentage Rates (APRs) of=0A7.9= 9%-35.99%. All personal loans have a 1.85% to 9.99%=0Aorigination fee, whic= h is deducted from the loan proceeds. Lowest=0Arates require Autopay and pa= ying off a portion of existing debt=0Adirectly. Loans feature repayment ter= ms of 24 to 84 months. For=0Aexample, if you receive a $10,000 loan with a = 36-month term and a=0A17.59% APR (which includes a 13.94% yearly interest r= ate and a 5%=0Aone-time origination fee), you would receive $9,500 in your= =0Aaccount and would have a required monthly payment of $341.48.=0AOver the= life of the loan, your payments would total $12,293.46.=0AThe APR on your = loan may be higher or lower and your loan offers=0Amay not have multiple te= rm lengths available. Actual rate depends=0Aon credit score, credit usage h= istory, loan term, and other=0Afactors. Late payments or subsequent charges= and fees may=0Aincrease the cost of your fixed rate loan. There is no fee = or=0Apenalty for repaying a loan early.=0A All loans, Personal Credit=0ALin= es, and checking and savings accounts are provided by=0AUpgrade's bank part= ners ( https://link.upgrade.com/f/a/stDhzSNV5Ez6Ly7iAnChrg~~/AAQRxRA~/c831X= gKPlnf7Mi7AbIIi9A2JuI0SZZkq7NW_MBVf0ym0uEsA0EIy1KD5M4RJzUPcg3eTMTZfZVTYZaTL= 93yHXKFFHwTxbRlRDUWh0XrFQYcOWhEhKyCWM_LtRQoclILl ) . Upgrade Visa=C2=AE Car= ds and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partne= rs =0A( https://link.upgrade.com/f/a/stDhzSNV5Ez6Ly7iAnChrg~~/AAQRxRA~/c831= XgKPlnf7Mi7AbIIi9A2JuI0SZZkq7NW_MBVf0ym0uEsA0EIy1KD5M4RJzUPcg3eTMTZfZVTYZaT= L93yHXKFFHwTxbRlRDUWh0XrFQYcOWhEhKyCWM_LtRQoclILl ), pursuant to a license= =0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the followin= g state licenses=0A=0A( https://link.upgrade.com/f/a/nSCoW0i1a8s6C39laNQ6HA= ~~/AAQRxRA~/aK1J5gaa3hjqVRhRObxcQqaQohMalpLDFsfzTovckIF1J-uu-UcDpANEYMl5d0J= Emo0fRsehstfNx3SKQXreEA7994Rd7cTDBvZ1NDV37JJjPYNnwBQ2SVDc4nBlAWEDcqCWK9EZNP= yBD1tqNaV5jD0YvEF978laeREEToE5SdUAyxK-5KNIHZDhAJOlaza6_63wIHlhZ65TCUh6Uq5Hd= moG1raXFTInGEDk7l4sBMM~ )=0A and does business under the following DBAs =0A= ( https://link.upgrade.com/f/a/Z-E3nlcKfb-aACnacdcCrw~~/AAQRxRA~/Cm2Qxk9u5t= m4MleMap9sInPt1V2W3AdOHJCkvQczwdFvT76OJiEAxC9Kkgdxrph_UlXM6RoCRdkFo0MHefeUL= YE_wh2gc1_MUXOMvfAt-yi6GaO8R4R0M4BlR-gIeMFs ).=0A=0AUpgrade is a financial = technology company, not a bank =0A( https://link.upgrade.com/f/a/pa_211OD5a= bsm_vjMdknPQ~~/AAQRxRA~/Wan8CurILMSVtoTb9ZIxSw7q__NMUIhE8qeW_vsFKDuaRojTp8o= gGXKgK1KparxUyiG0zv2dCOHie09oe6lOXLoXGsQwCp9jDYyQ3IAcJ3zsKMR3qrwicwNeurO6ZJ= JFdm2u_6eXhwMoDbbgAZig_x2vOAAvPa1ycy21QvLwASAYWH2cSaEjKA6g5hDIjfTO )=0A. = =0A Accept your loan offer and=0Ayour funds will be sent to your bank or = designated account within=0Aone (1) business day of clearing necessary veri= fications.=0AAvailability of the funds is dependent on how quickly your ban= k=0Aprocesses the transaction. From the time of approval, funds sent=0Adire= ctly to you should be available within one (1) business day.=0AFunds sent d= irectly to pay off your creditors may take up to 2=0Aweeks to clear, depend= ing on the creditor.=0A=0Afacebook =0A( https://link.upgrade.com/f/a/NWFBM0= ZXZwdXBCdBxR3uew~~/AAQRxRA~/WwlNFzrMz56amoFrJzJnm6fLFgXcP0jUs5njfNDtwaA6QJB= kD8iomFyMyHX4y14GhsnpOB6fDaX10nFYDafVYTJC8msGsfd7uC_ERv-fcnHU8Xw2-GGQT6rB6t= AB7MJ9M-89ZIoeyAH5FCs_eqxfX632xcVk53cofyAPFOGtDlUFVAjBw_0CRe3eJU5S7J-FszNTU= 6re9qHYeJG7QA8EtnDsUOJ4pABpDIfjYSJCSBfV8su8Es_NBB-q-7896UrY )=0A=0Ainstagra= m =0A( https://link.upgrade.com/f/a/Vj-eXAYuIKmNCz4v84OXFQ~~/AAQRxRA~/WwlNF= zrMz56amoFrJzJnm0FUTTpL5Z63SmS9uus78-dkJLRRxPKP6rYHsXwfaj8FJtiWukopAXyJ_zUn= 0zB0sH29EMSrlOZMUsoRk6tLNAos0mW-kl709pKfA7QsR2OXsJFXSPRlOpP7jZiymNd1lHycTff= IbkTeAhQ8p4FnQmo2IEI58f663fOWUeydWDHSX1LvFyNSCEAn0JmTVHyYpztLs1RVukVbLfgonO= -GxmSlivNmI24ErC8mzyCPYu5x )=0A=0Ablog =0A( https://link.upgrade.com/f/a/im= tlkRjrVGN-JElmqUm8uA~~/AAQRxRA~/rsO0gTQ7TOGqU0aTNmjPtrwz03_iy_Vs2-QLZNtapdt= zxNkjlY0ui4LvNv1Rg2uhflOtbv8zDX6RJ6aMBkLc4Uxu-P3f09GYw-j6RrRi16YAPRi8gAM_yc= 5VOy2UAJ_NX84hgHZPb1KccmpfIH367ZC8pqI2BPkZckvH-xTsZ7_TJUDjkdDLtJ3tQzNSnJ3ge= d6Gb8XKQYOPkRUN6HSud55wz0JaoIRJQKsYI1dWunpa4UZSEShZfbU-vN1hvr06 )=0A = Please do not reply directly to this message as it was=0Asent from an unatt= ended mailbox. This email contains=0Aadvertising content and was sent to= =0Ainfo@sterlingcal.com ( # ) based on your=0Acommunication preferences. = No longer want to receive these=0Aemails=3F Unsubscribe ( https://link.upg= rade.com/f/a/b0ZCuuFsDV5GYJBvQqIWCw~~/AAQRxRA~/wo2sq38LVDU4Sz6JDukDb5poRea7= 14BIFUe3Ds1gf4l_LtCpapKrrGv_BRdd7tPTPf8Ch4hcgUjuVjf2ZQxLktKK3IFAe3ocAtwfqxm= rMvAJQisN0-RnE2dBBlrILsuJooFqropxhqY0hQ2Y0t_P37PVGkHoyjEwJ9bsIQ-Jn4JMoeLzT1= yiWscfM40Ur4Z2gEuyBEP1EEAQNKDzFMevO12QQ36PqJHBChnUoVwTQsqd9a8iAaBC7ygupo3sS= -byeFBRoQzCo4Cx1wTH9bM3NaLcxzMLEe57R2zESNiWuWMbC0vSXaVWn4frfx4KtqreYIWCux7j= d9vPL5vxHfRgm5bxjzO8Sf-xEYEjBZ_0Xbb9h4ileV7jM6LWfHTthLq9xk3DEnp4r0LeuOgonp4= Zn_ggcG_4dwz3_eb3GLsOSyahzjR9RNdbgVuDP0dtay5LEGODJ9sjnasl7EDvVabtkiuqgVJ0SM= v-EewH29pBxe-MLsn4Ea1N_EqJG_Y1NfAZauKPzv4ZwsGAiwC8hqzf7jKKO9Dq0CaUx7JHF0pNR= T59-abdlBxwRGGgBhtx0v_-WldQqymBQf7THxaMpC1t87Y8rvZDPA_vr3fP8jF8DQEi8Ef8sggq= sOg__bPbsQFFD-4-Xn8ORrpmrV4IPON3B8Ac6YZqf8Xub4TbO6ojpjXIy-GFcf6fyGZdZI4Pvvw= whMXgid8qVk7ntIzG-bWjBHMK1_smM2GAyfU3Nk7fN-XqXlU3XggftOBKe0AoGAwBpRvgawo2VR= bKHSRNmTR1Jw~~ ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/4E1= YXL3dTdaYkNOk9G9tuA~~/AAQRxRA~/OP9o0_0UkoXINzPjIUiPXxKVZffVHkJWvzAHk593t1gy= -sAqEzAPK7m7XcDAqVGyRMI3DQX_772ZPd5t-jaUMuNWGshp8ZkYAHPHvneD0ESiJrQL_H35Otq= JOZC7clYntHgOyxLH9dXNss2JbSGbnAsFUVC2ACFDJAE0KgSQAQocpDVndw3hhAoYoEuxE4xnGr= 2v1msyiQ77S4hRkNt1GpxFPJZ-r-sS4LtT9Vcrrjv4-XocvfHwix1-_XTuXptldCpOVG5cA4E5_= w8-Wuwq43s9VVUoWBbyJqGc0yxIgcQ45RNtFbtVDWzTCprP8fxJfAEBd4Irg0FZkBAbrGGkG3tt= YfPzADynFTVQ9xO219BWBMobs_ph5GG2ART3A4kIkNHebAICPwVxfydbd8IBl8JxiBLwtwNsns8= su7WvPeh3Q46kSwbxmArFjMEQMLBQwdF-InAldxPlAdzflkFJnkaioB4JC46TBHCWB7GZeMu3P9= fVxnc2ciHTKdOwsw5JpcP697TJjoiReJe3WE7dXw2uDJW5oHw9kZJ5KvalYXxnc7bok3X0cHaBA= xxt-7dyXdTAUSn8ZOGGB2Gl5lBA6L7-M3E4e-uA3c2amwYDOmnrjIUyXcfgN7S3NbR5qdnXuMw7= RwYL1IPdd_VxyedPiVVPWzH58ZZq5Xjj6HjH1ORkhr8VpR_T4ymqt7xf0Gtz1LxwRDhuQK2SIkI= 68wjV3HE6G2yOs30zTIlwzBK8QkBSrkyC0JPMZoSqtePKoIh8GIGk2v8enu0cEgciURdhEkZKFZ= 6XQzBNg1TRC0cHna0bzoTcy7WKA6ih47XdNI2Zjz_Dp2ucf2FE5YGJFxZ0uJzia9bYFfU31Xp25= k4s0vfh8vMULww0JugB3oMrK3asocKHDRqIrGceb11hWEcob9OGpLGM1AGfBmJFWcNabUEaHEll= iViUOkVIC0aAxLXoRLw2IZBC7t-nNV8HeBQx4TAP50LlLtvkXWWTTMI7lsLuJjewdWGeUBfJKt_= Y_pxzEfaYdaFkCX21bcAh-b3xycH7ymsi5BTyvnp2ecLY5HDuXU30NcBaYlmwnyhezsELoPlUxy= og2RIzq-x6SIwHstP6CnaQiHuFEJk96PnYmHs~ )=0AUpgrade Upgrade is located = at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 2025= Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.upgra= de.com/f/a/DHhqy-yX5147_Mn9Pfo3fw~~/AAQRxRA~/AbdVwNQjRMO-mF0JdekAT6tnpLXtWv= x4xLISNV-Cf7nOVcmUjiisIXigPqRvu_zLBBUvuPguLrgU7ttJRVXuRz_znekFHFUfdU0zz6V-H= mgFEFHnQMQvafJq4Mfk6jwB )=0A=0A Equal Housing Lender=0A PL_ITA_DEC= L_OLD_S6 --_----8PgkdMk501RCjd6M2IR/Yg===_5B/2D-00723-369F9B76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A
= New loan invitation inside, Andrew
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A = =0D=0A
 
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Get ahead o= f your debt
Hi,
If you=E2=80=99re looking to get ahead of your monthly= bills and take care of your debt, then it=E2=80=99s time to check your rate through= Upgrade.
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate=
=0D=0A
Upgrade loans fea= ture low rates and fixed monthly payments, giving you lots of options to pi= ck from. Check your rate today to see about making your monthly payments mo= re manageable and handling your debt once and for all.
All the best,<= br />=0D=0A The Upgrade Team
<= /td>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D= =0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =
Per= sonal loans made through Upgrade feature Annual Percentage Rates (APRs) of = 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, whi= ch is deducted from the loan proceeds. Lowest rates require Autopay and pay= ing off a portion of existing debt directly. Loans feature repayment terms = of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-mo= nth term and a 17.59% APR (which includes a 13.94% yearly interest rate and= a 5% one-time origination fee), you would receive $9,500 in your account a= nd would have a required monthly payment of $341.48. Over the life of the l= oan, your payments would total $12,293.46. The APR on your loan may be high= er or lower and your loan offers may not have multiple term lengths availab= le. Actual rate depends on credit score, credit usage history, loan term, a= nd other factors. Late payments or subsequent charges and fees may increase= the cost of your fixed rate loan. There is no fee or penalty for repaying = a loan early. =0A All loans, Personal Credit Lines, and checking and savin= gs accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Car= ds and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners= , pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. = (NMLS #1548935) holds the following state lice= nses and does business under the following DBAs.
=0A
=0AUpgr= ade is a financ= ial technology company, not a bank.=0A=0A
Accept y= our loan offer and your funds will be sent to your bank or designated accou= nt within one (1) business day of clearing necessary verifications. Availab= ility of the funds is dependent on how quickly your bank processes the tran= saction. From the time of approval, funds sent directly to you should be av= ailable within one (1) business day. Funds sent directly to pay off your cr= editors may take up to 2 weeks to clear, depending on the creditor.
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