Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 2GznFOG8tGdfzgMAchKAPA (envelope-from ) for ; Tue, 18 Feb 2025 11:01:21 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 18 Feb 2025 11:01:21 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:18190) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tkQyG-0018at-2Q for info@sterlingcal.com; Tue, 18 Feb 2025 11:01:21 -0600 X-MSFBL: UfZ8AvPYIMxiWDAwrUIj+UtiAj6FZvvCedmuP3Ucb7I=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInIiOiJpbmZvQHN0ZXJsaW5nY2F sLmNvbSIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJtZXNzYWdlX2lkIjoiNjdhM2Q 1YmNiNDY3OTM0ZDc2YTgifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1739898069; i=@e.upgrade.com; bh=Dno3TVGFnuN6EC7fb/5n7hWrBCec5CEouiLs//5ktHI=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=CioXU4npITdUtsDdTqDFVtCRr9+XttDYUFGAXWnwaBJVAFhPkOdZDjX0Q0tviaIng B+qn13I5Uop5tw6WI52TSHkG0//k5MiVSURHdvzC9xOE1ybkqNnApSADY260AQYyH/ K2gykZ/nBsQZ7m7pxyZOlxGCnEKWTE/KgLfA8KiY= From: "Upgrade" Message-ID: <8A.6F.14917.5DCB4B76@i-0cd2b7de67434cd6e.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Loan invitation for Andrew List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Tue, 18 Feb 2025 17:01:09 +0000 Content-Type: multipart/alternative; boundary="_----YBYXRx9k3LV5CezrePukWQ===_8E/5F-14917-5DCB4B76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----YBYXRx9k3LV5CezrePukWQ===_8E/5F-14917-5DCB4B76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGetting a personal loa= n through Upgrade can be the first step=0Atowards financial fitness and ach= ieving your long-term goals.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/kSmfhLKQqxNesfYPJ9atAw~~/AAQRxRA~/FXtpwhsOh_DMRVhXiI3YXmUe0QHfW3gygr2QLx= 0HzDArXW43FfWQn0VsvPUsggRL7Ei9rewBa-X1C4cs8Ml6ONbfCExoxg2GgwaIBqoHcuY~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through U= pgrade can be the first step=0Atowards financial fitness and achieving your= long-term goals.=0AWith a personal loan through Upgrade you can: =E2= =80=93 Consolidate=0Ayour many payments to simplify your monthly budget = =E2=80=93 Pay=0Aoff high-interest debt so you can increase future saving= s =E2=80=93=0ACircle the date that you could be debt free=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/778vtc_nX3ESVovadWdEBg~= ~/AAQRxRA~/zr4Lygr-EYFyyvpYIdbpwAtxSFeeSzsABdBlgDp-Ox9zXMdgTJXR8kNso4Y46OVJ= RgAWbixRD9OzjuysosxgJZcMOH3IgqzOfFLn5PpAzyBO-f-mbcx5rtHsA_3Zi-g5o4khIhd6C6_= 0HiGWvfkou9qt_yUftXSMQL7DZnqCeHmAjQ8cY1mS1tmt2gC_5XYvaNnB8K70AzugGUl-4EqPwL= Om1oQGSNhcyL3giT9epFBACl-YtFZhSc11y2nX3kW_=0A) =0A Choose from amounts= you=0Aqualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a ra= te that will=0Anever increase. Checking your rate only takes minutes. What = are=0Ayou waiting for=3F Thanks,=0AThe Upgrade Team P.S. Check your rat= e now (=0Ahttps://link.upgrade.com/f/a/wagyXxzuxCtDpUBamIphHA~~/AAQRxRA~/64= P3HZ4LS4J3tjc54qd36uSkduhnorqok9cGvS-JYVyVuIt20UzLNUV9XEs4AhcRNQWEeWAH1ckhr= s4IQzPO0ijtORfrRgD_9isgw_UHSrPx_PS8LEU7LowfeB2w71fgPTlx2ZhamOSPE22PopUN6Q~~= =3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_con= tent=3Demail_txt=0A). We look forward to helping you achieve your financial= goals.=0AIf you have questions, we're here to help.=0Asupport@upgrade.com = Personal loans made through=0AUpgrade feature Annual Percenta= ge Rates (APRs) of 7.99%-35.99%.=0AAll personal loans have a 1.85% to 9.99%= origination fee, which=0Ais deducted from the loan proceeds. Lowest rates = require Autopay=0Aand paying off a portion of existing debt directly. Loans= feature=0Arepayment terms of 24 to 84 months. For example, if you receive = a=0A$10,000 loan with a 36-month term and a 17.59% APR (which=0Aincludes a = 13.94% yearly interest rate and a 5% one-time=0Aorigination fee), you would= receive $9,500 in your account and=0Awould have a required monthly payment= of $341.48. Over the life=0Aof the loan, your payments would total $12,293= .46. The APR on=0Ayour loan may be higher or lower and your loan offers ma= y not=0Ahave multiple term lengths available. Actual rate depends on=0Acred= it score, credit usage history, loan term, and other factors.=0ALate paymen= ts or subsequent charges and fees may increase the=0Acost of your fixed rat= e loan. There is no fee or penalty for=0Arepaying a loan early. All=0Aloan= s, Personal Credit Lines, and checking and savings accounts=0Aare provided = by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/WugmxeWoMLChX6= HpRXVPyA~~/AAQRxRA~/RCbzQm-pztsdB5OJCzw5y9CjHOIzoyISlGY_mQzE9-_avmz-mizHGx8= wOQYl9CSY9wuLoIIq3YECrodX5-QVkNuKN9nYg0nA6zNREZgLzTPbUuKQbFe7zrs6TaJ5azK3 )= . Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards are issued= by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/WugmxeWoMLChX= 6HpRXVPyA~~/AAQRxRA~/RCbzQm-pztsdB5OJCzw5y9CjHOIzoyISlGY_mQzE9-_avmz-mizHGx= 8wOQYl9CSY9wuLoIIq3YECrodX5-QVkNuKN9nYg0nA6zNREZgLzTPbUuKQbFe7zrs6TaJ5azK3 = ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #154= 8935) holds the following state licenses=0A=0A( https://link.upgrade.com/f/= a/6lfrQ9Q0Du2S996zZhvZsg~~/AAQRxRA~/LPCtXK39IhSX3Cw5B9y3Fj65chNvYNZByh6t8rd= _exO67v6EM9Q_abHztGys_2rTt-aCwcDomUbjgKnIYL_4yxlfnhTgvAAeyZ_N7ndZjK7yb-Rn71= uRSfWktzzUDzizgimHghIeVFUUvMT1askwSsO2MxsWjvu6VA6i9CI2Zc_bJRsc0C3nQ2cfxraIa= undpms8yvrMx9zr8BY9KPLvPh7F4wjdJLJ99YD5B2L2b_A~ )=0A and does business unde= r the following DBAs =0A( https://link.upgrade.com/f/a/Fu9gEVzfz3oHaajnfVNn= Lg~~/AAQRxRA~/tmWHae69s5M5BEGEsYJxwMi4o_y48RHpj_77txA2PxbTJCvysPnoHck6BFCLr= MCNwhsv8dEi8RUPcY35xw-SO_9pUU7OspM5aPoT_zqBO1n2URywjMCJy_49LoiVF8RL ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/xvbD7Gxc1233FSPzW69NRg~~/AAQRxRA~/4EJj4B9RnDhiEWEJJIyMIQYw2= jbmwCNKpSsmEjQLe9lcdpNqM1Wl5Fyq6IA2AQ8OqpU_1ZiZoL873JN93buKlAqM4GJCPpYMR-7M= j--5d8NUgkFZxCNFLjJZ3JoXy88lS5j34DqzAsuuf30TieIVwC_dxDgq9iZQXHZkZhtlTN0DvxI= 21DyQp0dNW9iUNKAT )=0A. =0A Accept your loan offer and=0Ayour funds will = be sent to your bank or designated account within=0Aone (1) business day of= clearing necessary verifications.=0AAvailability of the funds is dependent= on how quickly your bank=0Aprocesses the transaction. From the time of app= roval, funds sent=0Adirectly to you should be available within one (1) busi= ness day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li= nk.upgrade.com/f/a/NXPc4Bt-g73sH3dmLtrpUA~~/AAQRxRA~/7wcHbVuEl_kamow022dZYL= R_hSCud_2RW4QjZ4WFKTDqWkxtpOldpwYcyHaMvISkGnTRgZmRpLTzUEAu8ZwHZq5BxEQXDUXUD= PAQ3lj8vAMZXwpMPIrc8aBqdoCh85oOCm5Qmzn9IM0w7BtZnIS2K948AcrNLxVwmOw77E6Dk4Ff= OLXURiiHyvbmIK5YvUTP2RkTXhWV9y7mr4W5arBEBxJ1dEnIgnCGJuoH82EHrZhiOR1CxoS30yj= MQeUpIR3P )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/jhWRzkGACRwjVf= lodhKL0Q~~/AAQRxRA~/7wcHbVuEl_kamow022dZYL8zi21ExXhO34mYvY1lBpNFz1s3rDikyIK= O0sGdSI3-KsJKCK12GeulFbJAjqaKCrCML718F1Bmzxvwt87aFlvDwsW45oPCljACyzHSFfFthZ= mgB9Aw002jxiz49klNM8AD0jIMNVP1ZWKljJiruUU-p1nZEVfuYvsAaJmIXq1oqkfXMLy3uo6cf= t-xLalVCaHL9DoWNCIBTZ8Sr6EdDl0kGgAmhPWpk76QrH33kEAs )=0A=0Ablog =0A( https:= //link.upgrade.com/f/a/2ZmvEVbGvNONncuQID6mIg~~/AAQRxRA~/GFUgMtjfk-wzOmvlRW= bW3di9oGO08ctcv5PplKmSCcA780N-ftgMZE_w2n-iGVegAKrsXqLJOBMXJVp8tof2n34oTwcQi= H8HgB7UJPa9__IRAZCVltGPYbpSKtecNNtt402bg_bt9-08crngUCM5gqh5nZZsGew8eFzPguLo= NaUELLsW3ABRSocFkD6zzPqG633LVwBREOBMIGmzNQs-P8XmCVKzc7-ZH3piZewv4A9Qa50zUxC= C3MT-TULESwRU )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsub= scribe ( https://link.upgrade.com/f/a/gtpujWtf73R4E1cYHpAKyQ~~/AAQRxRA~/h4y= nMbMaG4L43KE_FEWwr9i5bwCSlcXK1RVug8aQwMriYjPcKaii8krgwoA9IFRzs1bEZi3WtF6FGQ= fBMJnC9x5KBKrL693B8uxMwmfIGAOJvx8qhWou5hSDh4vi_Jg9jr3tS2RrClYk6cln9f7zaOOQM= 6JdhrBc5SBUVJI3rAABYbGQ8zQ-YkF_YVdzcRhqT4FRlB-EGmbnyN8bFFlt85E3iYXIjMUcnXVz= hRp1zXrgxxad7W_KzGDAOpZiMdmGwh6KDCFGitjkZGC-PMy9eyvNUICYW7fLks5v4S7BWxJzxzh= YqG5jkSdzl_aJzECgheEilCdWmupwEO0oI9bXFBvscaYYKmXoVMotmauyMrNf7hf24VVggVmAZF= HBwmdEpoZVW0sno75YihtqBv9HZhRvNAonVP5kB1K1lvMTpNcFqsg0f3avBOX2sF4iC7EjRlPks= 7RC90j5lFxyZmccOMroPexXkrZq6GvjV0_oYgOzqeij38DrGTMdYpDz8ltRH2LZ382sTzvtg79l= E_MIJEpdWgljIdv5fMDDu5MxlCJR1ycPnl4QPlMIhZiHIOTXmPpGqP3_DojtlkdIqbcguXPaz-w= GEt43kM38zAVxedNoSZDs6KwvSBLOkHc4gfsXYUmBy2Dnd2g8-Izi_IBaBOgUhOY4pRwCYN7zFe= WTCqBNqENIzDN-IXCdtrgUsnfmZxxcXygw-hvfFWVEQ-zgDX_GeGvnAYqUJY7TDVtbaA7V3_O23= VjmoDpB7csIZPNb ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/5r= 2YimTohgx3U3kB0cdRTQ~~/AAQRxRA~/3bw7I6PYTHqgO75-Dr6GE0J0UN84aEHqH4dvm7hoRrH= a1bOUJiYBL24Ex2iadXuyavMozvNPHjKqOv3Zeaz77YfgSlKrkR2pVhDyMeElbdd03sRqFqux8S= 3CO_dTvn7U5KhiN-DlezRXr1geLk8PISDEuZkd7UklqOwvUKyEotsVGAggF20WFgkuptzdsdkvP= 1kHolC8Yt6oBC9bIrsub2aQcZ69Z1GOzOmq0TXlmvJgtSySy2adNbtpNZrDhE7kxDMkvEqTjdvE= ooyBjGNnlxswq_g6UlYh1NuY4uylqHd_GAcm3jqw4mxMF1lIIp8H5wLdKBOr2HndNDSRjRpxqgH= XWXs9wHWD0tj5_akBQe4X7n61XDL9eJ_6p9uF7wPG8rcL_Ng3OOAQJO4bbPQzhd6b50olwW9VqN= 9wQgFBLPh1cmi-28YG4oApqRNdK7z2ePumLkQz5z89J8pNP9X6lz843F88qn0RtaYdnlDU8MCLr= BF27SekhudM2SXwBMKy3qyygaPxhzUDdduBCcL6vbH7OCTZmNPs8Bp9jb7H2Mf6kEUCBkeQPOD-= fTF7k2BNkUibkb7TBGNWlKf8bLmstiEcEdwugCePodSNKMs30yCrF1--u5QTXH6RRaALRoFlJhm= AkpChaqJJeGIUIhDnfFCCwTXp_d8z6cS_VGdBnMBSs3kjwNF9Pe0qn20_JvaqrBrH1u8ngyDgdj= LSWdrDP6SOtwv9j88ZzLol0Jkd-9NAcZ-gqgDiFHaZl2lselBVdedFW9Tz-SOJ3_yERVwHvn6Pl= DURQcs0EHdg6XhZUvvxc9-CsVJnrmzG5WuhPVtma6VtvHHvLV6Y3J7ZpSl36NOt0zpPTow4ciSc= ew-wefoRGmCFfsX1pZfpk8H7JHc2LfGWWCegZrolWNJ2IX1anRyX0q0zPwUSlapN-UHKcez6hPV= 6MFMk3L-hhOHBxc2rGJ40_UqgZIrBvmHDSX44bQHXpnWikkEmQrC3X3UpOo4KNubh9gp7BaAis8= nvxdjGjMVW18EH4jRaeORs4mVmmnH_wgErfTzzB6B29Jf-bG6xS0HHV3rAuyUw5mVdOI9tz8HZV= 1isd6lPK6x3wIZmcJLi-WAmIuInYh6QfEZkIbc~ )=0AUpgrade Upgrade is located= at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 202= 5 Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/__jKmAznRA9ifiPs_M9WPg~~/AAQRxRA~/-zD_X0BmSZABwMbc0UdZyXZLT_y1T= dVahXlA_CqGvj4GMy7kxbAJufn123kfU8MN5GFIXDC2xT-3AF4U0ZLNtu_wR-O0tRYyiKCNi0Fu= uGq_N7FoiJ2MahvMfoLQYuZJ )=0A=0A Equal Housing Lender=0A PL_ITA_DE= CL_OLD_S3 --_----YBYXRx9k3LV5CezrePukWQ===_8E/5F-14917-5DCB4B76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A
= Getting a personal loan through Upgrade can be the first step towards finan= cial fitness and achieving your long-term goals.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D= =0A =0D=0A =0D=0A
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3D"upgrade_logo"
=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A= =0A=0A=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
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= Hi,
Getting a personal loan through Upgrade can be the first = step towards financial fitness and achieving your long-term goals. With a p= ersonal loan through Upgrade you can:
=0D=0A =0D=0A =E2=80=93=0D= =0A =0D=0A = =0D=0A
Consolidate= your many payments to simplify your monthly budget
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A P.S. Check your rate now. We look forward to helping you ac= hieve your financial goals.=0D=0A =0D=0A = =0D=0A =0D=0A
= =E2=80=93Pay off high-interest debt so you can increase future saving= s
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =
=E2=80=93Circle the date that you could= be debt free
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A=
Check Your Rate
=0D=0A
Choose from amounts = you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate = that will never increase. Checking your rate only takes minutes. What are y= ou waiting for=3F
Thanks,
=0D=0A The Upgrade Team
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A= =0D=0A
If you have = questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Personal loans made th= rough Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All p= ersonal loans have a 1.85% to 9.99% origination fee, which is deducted from= the loan proceeds. Lowest rates require Autopay and paying off a portion o= f existing debt directly. Loans feature repayment terms of 24 to 84 months.= For example, if you receive a $10,000 loan with a 36-month term and a 17.5= 9% APR (which includes a 13.94% yearly interest rate and a 5% one-time orig= ination fee), you would receive $9,500 in your account and would have a req= uired monthly payment of $341.48. Over the life of the loan, your payments = would total $12,293.46. The APR on your loan may be higher or lower and you= r loan offers may not have multiple term lengths available. Actual rate dep= ends on credit score, credit usage history, loan term, and other factors. L= ate payments or subsequent charges and fees may increase the cost of your f= ixed rate loan. There is no fee or penalty for repaying a loan early. =0A = All loans, Personal Credit Lines, and checking and savings accounts are pro= vided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa= =C2=AE= Debit Cards are issued by Upgrade's bank partners, pursuant to a lic= ense from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses and does b= usiness under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0A=0A
Accept your loan offer and = your funds will be sent to your bank or designated account within one (1) b= usiness day of clearing necessary verifications. Availability of the funds = is dependent on how quickly your bank processes the transaction. From the t= ime of approval, funds sent directly to you should be available within one = (1) business day. Funds sent directly to pay off your creditors may take up= to 2 weeks to clear, depending on the creditor.
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