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Subject: Open your 2025 loan invitation
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Date: Sun, 16 Feb 2025 21:51:18 +0000
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=0A=0A=0A=0A=0A=0A=0A=0A=0A         Upgrade     96=0ASimple and fast applic=
ation to check your rate with no=0Aobligations.=0A=0Aupgrade_logo ( https:/=
/link.upgrade.com/f/a/QrWxEug1aEgzVupoqd4BLA~~/AAQRxRA~/u7XAlr7SL-UzQKTUSJ7=
tIpsShw70Ep3O6d5D0amg1mAL2HCWDDRlxQ189HK5BkSi6VWIb4V6HhGveGJgHYIUqfpJZInIjr=
IJ3jYDHz28HIc~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AChecking your =
rate for a personal loan through Upgrade is a=0A1-minute investment that co=
uld fast track you towards achieving=0Ayour financial goals.   Apply today,=
 you could get your money=0Atomorrow1 and you can use your money wherever y=
ou want - easy!=0AWhat=E2=80=99s stopping you from seeing how much money yo=
u qualify for=3F=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com=
/f/a/kuh0b_zQgklxL7cWujJiUw~~/AAQRxRA~/0GSx6UASm8dPtH5rwpaiNgIJal2tstR5nsqg=
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zfHIEIMRmlW0oXdwF3h8_iYQZ-H0BXHrH0vWSsh00wQ8eGAljmFR0PHZThOSq3SPFuIN5T=0A) =
    =0A   All the best,=0AThe Upgrade Team   P.S. Checking your rate won=E2=
=80=99t impact your=0Acredit score and there is no obligation, so why not t=
ake a minute=0Aand see what you qualify for=3F (=0Ahttps://link.upgrade.com=
/f/a/bOR-O7ZreXddF2ZVb6bNKg~~/AAQRxRA~/okqpylxXOjuqUaARkqUsuwi76mC5d7Z23EYu=
UtGFiQbQFmdB4Pr_2KXHFaoZ0jHzYrCJ4RXwR5HY8KWHlBhtC3kMMVZJ-6Goi_WFZ8VvjhKheTk=
5-18u0_6dP5IZZJ2ebymdXr5LiX2fghaHabr2vA~~=3Futm_source=3Ddecl_old&utm_mediu=
m=3Demail&utm_campaign=3Dsend07_a&utm_content=3Demail_link=0A)=0AIf you hav=
e questions, we're here to help.=0Asupport@upgrade.com               Person=
al loans made through=0AUpgrade feature Annual Percentage Rates (APRs) of 7=
.99%-35.99%.=0AAll personal loans have a 1.85% to 9.99% origination fee, w=
hich=0Ais deducted from the loan proceeds. Lowest rates require Autopay=0Aa=
nd paying off a portion of existing debt directly. Loans feature=0Arepaymen=
t terms of 24 to 84 months. For example, if you receive a=0A$10,000 loan wi=
th a 36-month term and a 17.59% APR (which=0Aincludes a 13.94% yearly inter=
est rate and a 5% one-time=0Aorigination fee), you would receive $9,500 in =
your account and=0Awould have a required monthly payment of $341.48. Over t=
he life=0Aof the loan, your payments would total $12,293.46. The APR on=0Ay=
our loan may be higher or lower and your loan offers may not=0Ahave multipl=
e term lengths available. Actual rate depends on=0Acredit score, credit usa=
ge history, loan term, and other factors.=0ALate payments or subsequent cha=
rges and fees may increase the=0Acost of your fixed rate loan. There is no =
fee or penalty for=0Arepaying a loan early.  All=0Aloans, Personal Credit L=
ines, and checking and savings accounts=0Aare provided by Upgrade's bank pa=
rtners =0A( https://link.upgrade.com/f/a/ob5MNIUY7A3XHU5V3e0d8w~~/AAQRxRA~/=
xI_mWcAK6ubncOnlTKznu9qbrOEmSLIees3rSIsuZP9D37bWRZuL0SA9h5N-JLeOMhSiCU4_SbS=
g4qHCNvIaNtyJDolGt0gNvv4WhKpSOs-kYuTh50Ws1AbhGV5g5xE- ). Upgrade Visa=C2=AE=
 Cards and=0AUpgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank pa=
rtners =0A( https://link.upgrade.com/f/a/ob5MNIUY7A3XHU5V3e0d8w~~/AAQRxRA~/=
xI_mWcAK6ubncOnlTKznu9qbrOEmSLIees3rSIsuZP9D37bWRZuL0SA9h5N-JLeOMhSiCU4_SbS=
g4qHCNvIaNtyJDolGt0gNvv4WhKpSOs-kYuTh50Ws1AbhGV5g5xE- ), pursuant to a lice=
nse=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the follo=
wing state licenses=0A=0A( https://link.upgrade.com/f/a/IPZj42qaQQQkxxVXaY2=
3xQ~~/AAQRxRA~/IuAHKUSdKCHJxuu6STs_AV5DFvsTnUaOaNqYqAIURAD2_kftSpBPYM20iLOb=
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hKqCBFNP0QfNRLtj6GSbsukmQ~ )=0A and does business under the following DBAs =
=0A( https://link.upgrade.com/f/a/o2Ee9Hx3udwgH9vk070NSA~~/AAQRxRA~/AynDZ6H=
b3qO83-gBqPm37vV-xXaD9aioCU6XjOScS6Zm7fYMzyPWXcyr1GrVjTq3OIobYVgfHqe7fNc-jc=
KG4zaCSxqCuWQC_yyLgoA8N47umjIHx2wC554q6S7rHATG ).=0A=0AUpgrade is a financi=
al technology company, not a bank =0A( https://link.upgrade.com/f/a/YY_9LSK=
OpnnL5xCQKx96nw~~/AAQRxRA~/_mBoSUTyMTrD5bnQhnDOc-2FIuTOaxTh0HMGegr2IA1qNwFE=
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 =0A=0A1Accept your loan offer and your funds will be sent to your bank=0Ao=
r designated account within one (1) business day of clearing=0Anecessary ve=
rifications. Availability of the funds is dependent=0Aon how quickly your b=
ank processes the transaction. From the time=0Aof approval, funds sent dire=
ctly to you should be available=0Awithin one (1) business day. Funds sent d=
irectly to pay off your=0Acreditors may take up to 2 weeks to clear, depend=
ing on the=0Acreditor.=0A=0Afacebook =0A( https://link.upgrade.com/f/a/DySK=
cms-xkhL8U99cEpZlA~~/AAQRxRA~/H2KG5HDClow9K9_646M6kFOPQa_OaVwnRvA0xV4Qq1PAy=
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ZaFiTBlZ6yHGWKXKFSh-hEho8J_2mZSknXVR8CAItIKWu8EhQOkU2pevlt_DB )=0A=0Ainstag=
ram =0A( https://link.upgrade.com/f/a/gJCQUBS2YTkyp8ZMpTe4rA~~/AAQRxRA~/H2K=
G5HDClow9K9_646M6kAmAtk23i8vw_QU0QJvNLDnj2yv0A6hj7g2u2bJE9gq-E3Re5NBud6RKrY=
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pE2Yo9H7ZIX4mcMXr3qni7i8WOsF )=0A=0Ablog =0A( https://link.upgrade.com/f/a/=
Y6oG1YE5rp3BoKZtIkn5OA~~/AAQRxRA~/OnnjjcRglQ1n9xsRJhP7RBZ-I3H1cbiQbTSi4Aj_F=
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zcy_oO7PxXAu6bNwOlvSInBVcKBBLQFwjxKwVnEs2oEJforEW--awtWYEcJXgtRm9 )=0A     =
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Z9Nd9AK_LjX_Y5LF3nN-xebcQeGst56F0xoAE1Cai4fbxguYxBDyLci06h_m3jUyS0I ) or=0A=
Update Preferences ( https://link.upgrade.com/f/a/SR_J3djVii5mBaP2kVJnjw~~/=
AAQRxRA~/cm_HELxyvxhLpoUTLg-QrEZXopRjrNjlF_Vod-5ONupsqhSl47KuhMY4gxBAERPp6E=
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L6RjOl8XaS56Drw~ )=0AUpgrade      Upgrade is located at 275 Battery Street,=
 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All rig=
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K )=0A=0A   Equal Housing Lender=0A        PL_ITA_DECL_OLD_S7
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ht: 100% !important; width: 100% !important; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; margin: 0 auto; padding: 0;"><span style=3D"f=
ont-size: 0px !important; line-height: 0px !important;">=0D=0A=0D=0A=0D=0A=
=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A</s=
pan>=0D=0A=0D=0A=0D=0A<meta http-equiv=3D"Content-Type" content=3D"text/htm=
l; charset=3Dutf-8" />=0D=0A<meta name=3D"viewport" content=3D"width=3Ddevi=
ce-width, initial-scale=3D1.0" />=0D=0A<!--[if !mso]><!-->=0D=0A<meta http-=
equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge" />=0D=0A<!--<![endif]-->=0D=
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iceDocumentSettings>=0D=0A  <o:AllowPNG/>=0D=0A  <o:PixelsPerInch>96</o:Pix=
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=0A=0D=0A=0D=0A=0D=0A<!--PREHEADER STARTS HERE-->=0D=0A<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: =
collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  <tbody>=0D=0A    <tr>=0D=
=0A      <td style=3D"font-family: Helvetica, Arial, sans-serif; font-size:=
 1px; line-height: 1px; color: #f5f5f5; max-height: 0px; max-width: 0px; op=
acity: 0; overflow: hidden; display: none; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">=
Simple and fast application to check your rate with no obligations.</td>=0D=
=0A    </tr>=0D=0A  </tbody>=0D=0A</table>=0D=0A<!--/PREHEADER ENDS HERE-->=
 =0D=0A<!--ALL CONTENT STARTS HERE--> =0D=0A<!--HEADER STARTS HERE-->=0D=0A=
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mbl" style=3D"width: 100%; min-width: 100% !important; border-collap=
se: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#f5f5f5">=0D=0A  <=
tbody>=0D=0A  =0D=0A  <tr>=0D=0A    <td style=3D"font-size: 0; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">&nbsp;</td>=0D=0A    <td align=3D"center" style=3D"width: 600px; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" class=3D"mblHeader" style=3D"width: 100%; min-width: 90% !important=
; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; =
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A        =
<tbody>=0D=0A          <tr>=0D=0A            <td align=3D"center" valign=3D=
"top" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspa=
ce: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=
=0D=0A                    <td style=3D"font-size: 0; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddin=
g: 15px 0;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">=0D=0A                        <tbody>=0D=0A                  =
        <tr>=0D=0A                            <td align=3D"left" style=3D"m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mblHeader" style=3D"width: 100%; max-width: 600px; border-collapse: c=
ollapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; min-width: 90% !important;">=0A  <t=
body>=0A    <tr>=0A      <td align=3D"center" valign=3D"top" style=3D"mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>=0A          <tbody>=0A            <tr>=0A              <td style=3D"font-=
size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 0px;" valign=3D"top"><table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: =
collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">=0A                  <tbody>=0A  =
                  <tr>=0A                      <td align=3D"center" valign=
=3D"middle" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%;"><a alias=3D"upgrade_logo" href=3D"htt=
ps://link.upgrade.com/f/a/QrWxEug1aEgzVupoqd4BLA~~/AAQRxRA~/u7XAlr7SL-UzQKT=
USJ7tIpsShw70Ep3O6d5D0amg1mAL2HCWDDRlxQ189HK5BkSi6VWIb4V6HhGveGJgHYIUqfpJZI=
nIjrIJ3jYDHz28HIc~" style=3D"font-family: Graphik, Helvetica, Arial, sans-s=
erif; text-align: center; font-size: 20px; color: #4899C4 !important; text-=
decoration: none; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%;"><img alt=3D"upgrade_logo" border=3D"0" h=
eight=3D"33" src=3D"https://braze-images.com/appboy/communication/assets/im=
age_assets/images/63348ce6db77c73d707010e4/original.png=3F1664388326" style=
=3D"outline: 0px; width: 144px; height: auto; font-family: Graphik, Helveti=
ca, Arial, sans-serif; font-size: 24px; color: rgb(0, 175, 106); text-decor=
ation: none; -ms-interpolation-mode: bicubic; padding: 0px; border-width: 0=
px;" title=3D"logo" width=3D"144" class=3D"center" /></a></td>=0A          =
          </tr>=0A                  </tbody>=0A                </table></td=
>=0A            </tr>=0A          </tbody>=0A        </table></td>=0A    </=
tr>=0A  </tbody>=0A</table>=0A<!-- X-250ok-CID: upgrade_pl_ita_declined_old=
_send07_a-->=0A=0A<span style=3D"font-size: 0px; line-height: 1;">=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A<span style=3D"font-size: 0px; line-hei=
ght: 0;">=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A  =0D=0A=0D=0A</span>=0D=0A=0A=
=0A</span>=0A=0A=0A=0A</td>=0D=0A                          </tr>=0D=0A     =
                   </tbody>=0D=0A                      </table></td>=0D=0A =
                 </tr>=0D=0A                </tbody>=0D=0A              </t=
able></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=
=0D=0A      =0D=0A      <!--/HEADER ENDS HERE--> =0D=0A      =0D=0A      <!=
--PRIMARY-->=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table=
-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A     =
   =0D=0A        <tr>=0D=0A          <td align=3D"center" style=3D"mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%; padding: 40px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0p=
t; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;">=0D=0A              <tbody>=0D=0A                <tr>=0D=0A    =
              <td style=3D"padding-top: 0px; font-family: Helvetica, Arial,=
 serif; font-size: 16px; line-height: 22px; color: #37383A; mso-line-height=
-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
" align=3D"left"><span style=3D"font-size: 0px; line-height: 1;"></span>Hi,=
</td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A           =
       <td style=3D"font-family: Helvetica, Arial, serif; font-size: 16px; =
line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" =
align=3D"left">Checking your rate for a personal loan through Upgrade is a =
1-minute investment that could fast track you towards achieving your financ=
ial goals.</td>=0D=0A                </tr>=0D=0A                 <tr>=0D=0A=
                  <td style=3D"font-family: Helvetica, Arial, serif; font-s=
ize: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px=
 0px 0px;" align=3D"left">Apply today, you could get your money tomorrow<su=
p style=3D"font-size: 10px; line-height: 1;">1</sup> and you can use your m=
oney wherever you want - easy! </td>=0D=0A                </tr>=0D=0A      =
          <tr>=0D=0A                  <td style=3D"font-family: Helvetica, =
Arial, serif; font-size: 16px; line-height: 22px; color: #37383A; mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%; padding: 15px 0px 20px;" align=3D"left">What=E2=80=99s stopping you =
from seeing how much money you qualify for=3F</td>=0D=0A                </t=
r>=0D=0A                                =0D=0A              <!--/BUTTON STA=
RTS HERE-->=0D=0A              <span style=3D"font-size: 0px; line-height: =
1;">=0D=0A=0D=0A=0D=0A</span>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=
=3D"top" align=3D"center" width=3D"515" style=3D"font-family: Graphik, Helv=
etica, Arial, serif; font-size: 16px; line-height: 24px; color: #ffffff !im=
portant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 0px;"><!--/BUTTON STARTS HERE-->=0D=0A   =
   <table align=3D"center" class=3D"cta_table" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"width: 275px; border-collapse: separate; -web=
kit-border-radius: 8px; -moz-border-radius: 8px; border-radius: 8px; mso-ta=
ble-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; border: 2px solid #0E680E;" bgcolor=3D"#0E680E">=
=0D=0A          <tr>=0D=0A              <td height=3D"45" style=3D"height: =
40px; color: #ffffff; mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%;" valign=3D"middle" align=3D"center"><=
a alias=3D"Check Your Rate" href=3D"https://link.upgrade.com/f/a/kuh0b_zQgk=
lxL7cWujJiUw~~/AAQRxRA~/0GSx6UASm8dPtH5rwpaiNgIJal2tstR5nsqgKOalxPeuUaWYuaZ=
LG0e4dTKoRIfMbvPjGphmJO4vTp3DPOiQFNXjx_rzAJ1yOEzioaNRXxleDAmxQIl2CqTi4n1s2p=
KnKFiYE0li0iYdM_p8aZXiIeIzEEKOoIJg6_OZf0KwtkdxxllD8k3R68LuitzfHIEIMRmlW0oXd=
wF3h8_iYQZ-H0BXHrH0vWSsh00wQ8eGAljmFR0PHZThOSq3SPFuIN5T" style=3D"display: =
inline-block; font-size: 16px; line-height: 24px; font-family: Graphik, Hel=
vetica, Arial, sans-serif; font-weight: 500; color: #ffffff !important; tex=
t-decoration: none !important; letter-spacing: 0.5px; mso-line-height-rule:=
 exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddi=
ng: 10px;"><!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]-->Check Your Rate<!--[i=
f mso]>&nbsp;&nbsp;&nbsp;<![endif]--></a></td>=0D=0A          </tr>=0D=0A  =
    </table>=0D=0A  </td>=0D=0A</tr>=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A        =
      <!--/BUTTON ENDS HERE-->=0D=0A              <tr>=0D=0A               =
 <td style=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font=
-size: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"l=
eft">All the best,<br />=0D=0A                 The Upgrade Team</td>=0D=0A =
             </tr>=0D=0A              <tr>=0D=0A                  <td style=
=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font-size: 16p=
x; line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">P.S. =
Checking your rate won=E2=80=99t impact your credit score and there is no o=
bligation, so why not take a minute and <a alias=3D"check it out today" hre=
f=3D"https://link.upgrade.com/f/a/L37Q8h8DkYpQIx5pHlR_4g~~/AAQRxRA~/3Wpf-Cw=
eOz4RDoSdnCJFi2x5fnoH9qkr-KYBwiMxFJQPEetVMWczaOvikUOw2IvlxwYB1uZ6BRddW8tNxA=
M_BNyXINBRHglZ746f62WGrQU0h9loWILPWXvsVPVKDI_dcfLoYG5DvSibJXZ9BOe8-YhrVdpgU=
NTVhu_tMX2U0Wt6nxrB2B0mQ4xtdbsmp3MXFwTRiuNXQJ-eWpwi7Z77s6uXPJdRC03DCkouIbwp=
Oq1rWVeRgonxkudjqNa81MK1" style=3D"color: #4899C4 !important; display: inli=
ne-block; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;">see what you qualify for=3F</a></td>=0D=0A      =
          </tr>=0D=0A              </tbody>=0D=0A              =0D=0A      =
      </table></td>=0D=0A        </tr>=0D=0A        </tbody>=0D=0A        =
=0D=0A      </table>=0D=0A      =0D=0A      <!--/PRIMARY--> =0D=0A      =0D=
=0A      <!-- CONTACT MODULE STARTS HERE-->=0D=0A      =0D=0A      <table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; borde=
r-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#F5F4F3">=
=0D=0A        <tbody>=0D=0A          <tr>=0D=0A            <td style=3D"pad=
ding-top: 0px; font-family: Helvetica, Arial, sans-serif; font-size: 12px; =
line-height: 18px; color: #37383A; mso-line-height-rule: exactly; -ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"center"><table=
 align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D=
"width: 100%; border-bottom-width: 1px; border-bottom-color: #cccccc; borde=
r-bottom-style: solid; max-width: 600px; border-collapse: collapse; mso-tab=
le-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=0D=0A    <td clas=
s=3D"mbl_text_cs" style=3D"padding-top: 25px; font-family: Helvetica, Arial=
, serif; font-size: 16px; line-height: 20px; color: #37383A; mso-line-heigh=
t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;" align=3D"center">If you have questions, we're here to help.=0D=0A    </t=
d>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_cs" style=3D"fon=
t-family: Helvetica, Arial, serif; font-size: 16px; line-height: 20px; colo=
r: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 3px 3px 25px;" align=3D"center">=0D=0A=
      <a href=3D"mailto:support@upgrade.com" style=3D"font-family: Helvetic=
a, Arial, serif; color: #4899C4 !important; text-decoration: underline; ver=
tical-align: middle; display: inline-block; mso-line-height-rule: exactly; =
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">support@upgrad=
e.com</a>=0D=0A    </td>=0D=0A  </tr>=0D=0A</table></td>=0D=0A          </t=
r>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =0D=0A      <!-- /C=
ONTACT MODULE ENDS HERE--> =0D=0A      =0D=0A      <!--FOOTER STARTS HERE--=
>=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0=
pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A          <tr>=
=0D=0A            <td align=3D"center" style=3D"mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 20=
px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"wid=
th: 90%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A =
               <tbody>=0D=0A                  <tr>=0D=0A                   =
 <td style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif;=
 font-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=
=3D"left">Personal loans made through Upgrade feature Annual Percentage Rat=
es (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origina=
tion fee, which is deducted from the loan proceeds. Lowest rates require Au=
topay and paying off a portion of existing debt directly. Loans feature rep=
ayment terms of 24 to 84 months. For example, if you receive a $10,000 loan=
 with a 36-month term and a 17.59% APR (which includes a 13.94% yearly inte=
rest rate and a 5% one-time origination fee), you would receive $9,500 in y=
our account and would have a required monthly payment of $341.48. Over the =
life of the loan, your payments would total $12,293.46. The APR on your loa=
n may be higher or lower and your loan offers may not have multiple term le=
ngths available. Actual rate depends on credit score, credit usage history,=
 loan term, and other factors. Late payments or subsequent charges and fees=
 may increase the cost of your fixed rate loan. There is no fee or penalty =
for repaying a loan early. =0A  All loans, Personal Credit Lines, and check=
ing and savings accounts are provided by Upgrade's <a href=3D"https://link.=
upgrade.com/f/a/ob5MNIUY7A3XHU5V3e0d8w~~/AAQRxRA~/xI_mWcAK6ubncOnlTKznu9qbr=
OEmSLIees3rSIsuZP9D37bWRZuL0SA9h5N-JLeOMhSiCU4_SbSg4qHCNvIaNtyJDolGt0gNvv4W=
hKpSOs-kYuTh50Ws1AbhGV5g5xE-" target=3D"_blank" style=3D"vertical-align: to=
p; color: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-=
adjust: 100%; -webkit-text-size-adjust: 100%;">bank partners</a>. Upgrade V=
isa<sup style=3D"font-size: 12px; line-height: 1; vertical-align: top;">=C2=
=AE</sup> Cards and Upgrade Visa<sup style=3D"font-size: 12px; line-height:=
 1; vertical-align: top;">=C2=AE</sup> Debit Cards are issued by Upgrade's =
<a href=3D"https://link.upgrade.com/f/a/ob5MNIUY7A3XHU5V3e0d8w~~/AAQRxRA~/x=
I_mWcAK6ubncOnlTKznu9qbrOEmSLIees3rSIsuZP9D37bWRZuL0SA9h5N-JLeOMhSiCU4_SbSg=
4qHCNvIaNtyJDolGt0gNvv4WhKpSOs-kYuTh50Ws1AbhGV5g5xE-" target=3D"_blank" sty=
le=3D"vertical-align: top; color: #4899C4 !important; mso-line-height-rule:=
 exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">bank=
 partners</a>, pursuant to a license from Visa USA Inc. <br />=0A<br />=0AU=
pgrade, Inc. (NMLS #1548935) holds the following <a href=3D"https://link.up=
grade.com/f/a/IPZj42qaQQQkxxVXaY23xQ~~/AAQRxRA~/IuAHKUSdKCHJxuu6STs_AV5DFvs=
TnUaOaNqYqAIURAD2_kftSpBPYM20iLObX9d6cx5WywWROBFciS3ds98NiNCMiiqhCFG8Nv0ud4=
zGaiynAa2cSfw-AkjR501NuoPdhwKAb_sU6l600ZI_a_53BUFZFF4fWx8U1IqigEyLoySebtAaX=
Dbfz0qr_4E0siOxnjrcoAAu7HNdL23madhKqCBFNP0QfNRLtj6GSbsukmQ~" target=3D"_bla=
nk" style=3D"vertical-align: top; color: #4899C4 !important; mso-line-heigh=
t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;">state licenses</a> and does business under the following <a href=3D"http=
s://link.upgrade.com/f/a/o2Ee9Hx3udwgH9vk070NSA~~/AAQRxRA~/AynDZ6Hb3qO83-gB=
qPm37vV-xXaD9aioCU6XjOScS6Zm7fYMzyPWXcyr1GrVjTq3OIobYVgfHqe7fNc-jcKG4zaCSxq=
CuWQC_yyLgoA8N47umjIHx2wC554q6S7rHATG" target=3D"_blank" style=3D"vertical-=
align: top; color: #4899C4 !important; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%;">DBAs</a>. <br />=0A=
<br />=0AUpgrade is a <a href=3D"https://link.upgrade.com/f/a/YY_9LSKOpnnL5=
xCQKx96nw~~/AAQRxRA~/_mBoSUTyMTrD5bnQhnDOc-2FIuTOaxTh0HMGegr2IA1qNwFEmGBD0j=
0hEQRRFkGLEWliNoDFPd6WwsZApMO8X3ymWOKN-cGhF45f9tgdvtKQtEKMLHDnw3kx84JJ0NqyD=
Gron7rDM5YQuNPlsO04JX9vSK8jiYggCkV4JaDVXQHVgjD1-dMX7GsCsRc82PsC" target=3D"=
_blank" style=3D"vertical-align: top; color: #4899C4 !important; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;">financial technology company, not a bank</a>.=0A=0A</td>=0D=0A      =
            </tr>=0D=0A                  <tr>=0D=0A                    <td =
style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif; font=
-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"l=
eft"><sup style=3D"font-size: 8px; line-height: 1;">1</sup>Accept your loan=
 offer and your funds will be sent to your bank or designated account withi=
n one (1) business day of clearing necessary verifications. Availability of=
 the funds is dependent on how quickly your bank processes the transaction.=
 From the time of approval, funds sent directly to you should be available =
within one (1) business day. Funds sent directly to pay off your creditors =
may take up to 2 weeks to clear, depending on the creditor.</td>=0D=0A     =
             </tr>=0D=0A                  <tr>=0D=0A                    <td=
 style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif; fon=
t-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"=
left"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" style=3D"width: 100%; max-width: 600px; border-collapse: collapse; mso-=
table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%;">=0D=0A  <tr>=0D=0A    <td align=3D"center" styl=
e=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-tex=
t-size-adjust: 100%; padding: 10px 0px 0px;"><table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-top-width: 1px; bord=
er-top-color: #cecece; border-top-style: solid; border-collapse: collapse; =
mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;">=0D=0A        <tr>=0D=0A          <td align=
=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%; padding: 20px 0px 0px;"><table class=
=3D"center" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"=
0" width=3D"60%" style=3D"text-align: center; border-collapse: collapse; ms=
o-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; padding: 0px;">=0D=0A              <tbody>=0D=
=0A                <tr>=0D=0A                  <td align=3D"center" valign=
=3D"middle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=
=3D"https://link.upgrade.com/f/a/DySKcms-xkhL8U99cEpZlA~~/AAQRxRA~/H2KG5HDC=
low9K9_646M6kFOPQa_OaVwnRvA0xV4Qq1PAymqQRKXjXVc76VdTqzSEzoDx7iXRyx4uak5Yod_=
1qXEeSmPGZWUiS23EH9-rmU_cKrRO6tRP_z9ZuCmLSKLGDNTSVRwRhN51X4FdbqIz1dxN8vvcJr=
vYMW6wWLjknIyPmMnLRzE1-QO_DrQFFCISexPZaFiTBlZ6yHGWKXKFSh-hEho8J_2mZSknXVR8C=
AItIKWu8EhQOkU2pevlt_DB" target=3D"_blank" alias=3D"facebook" style=3D"colo=
r: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https://braze-images.co=
m/appboy/communication/assets/image_assets/images/65fb645920ede0004c647b15/=
original.png=3F1710974041" border=3D"0" alt=3D"facebook" title=3D"facebook"=
 width=3D"24" height=3D"auto" style=3D"text-align: center; width: 24px; hei=
ght: auto; outline: none; text-decoration: none; -ms-interpolation-mode: bi=
cubic; padding: 0px; border-width: 0;" /></a>=0D=0A                  </td>=
=0D=0A                  <td align=3D"center" valign=3D"middle" width=3D"100=
" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; padding: 0px;"><a href=3D"https://link.upgrade.c=
om/f/a/gJCQUBS2YTkyp8ZMpTe4rA~~/AAQRxRA~/H2KG5HDClow9K9_646M6kAmAtk23i8vw_Q=
U0QJvNLDnj2yv0A6hj7g2u2bJE9gq-E3Re5NBud6RKrYP4lCu--EPWhmQdeLkMq7_jsvYUNM6yW=
kUHMDGfkAuUvi24DWn9HaIa8iV0qVT1LRF6f15D-QrKfQ3ttwL-v2ffSKU3QcJd6B0VOwhxUuIa=
TRoiXr9Hkd-_2egQqx15pPhb--7Lw7Bsh3F1NzDPk9dopE2Yo9H7ZIX4mcMXr3qni7i8WOsF" t=
arget=3D"_blank" alias=3D"instagram" style=3D"color: #4899C4 !important; ms=
o-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-=
adjust: 100%;"><img src=3D"https://braze-images.com/appboy/communication/as=
sets/image_assets/images/65fb64594f39dd004c62621d/original.png=3F1710974041=
" border=3D"0" alt=3D"instagram" title=3D"instagram" width=3D"24" height=3D=
"auto" style=3D"text-align: center; width: 24px; height: auto; outline: non=
e; text-decoration: none; -ms-interpolation-mode: bicubic; padding: 0px; bo=
rder-width: 0;" /></a>=0D=0A                  </td>=0D=0A                  =
<td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/Y6oG1YE5rp3BoKZtI=
kn5OA~~/AAQRxRA~/OnnjjcRglQ1n9xsRJhP7RBZ-I3H1cbiQbTSi4Aj_Fs6TlmwixacryEfB2H=
lfbXIeyjnTfMGFFJ7xE2JrD2A5CxZsyp3apHlyuB3xkpjycrl2UUZJmrwlemsTVOYnAdQB8mtdM=
pA_XuzD25kRs0m4r405j_5u9KI3eg4Hckft58xo_MxSVdDlMbt1Vy4JeVlzcy_oO7PxXAu6bNwO=
lvSInBVcKBBLQFwjxKwVnEs2oEJforEW--awtWYEcJXgtRm9" target=3D"_blank" alias=
=3D"blog" style=3D"color: #4899C4 !important; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"=
https://braze-images.com/appboy/communication/assets/image_assets/images/65=
fb6459172062004de47b44/original.png=3F1710974041" border=3D"0" alt=3D"blog"=
 title=3D"blog" width=3D"47" height=3D"auto" style=3D"text-align: center; w=
idth: 47px; height: auto; outline: none; text-decoration: none; -ms-interpo=
lation-mode: bicubic; padding: 0px; border-width: 0;" /></a>=0D=0A         =
         </td>=0D=0A                </tr>=0D=0A              </tbody>=0D=0A=
            </table></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A       =
   <td style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-si=
ze: 12px; line-height: 16px; font-weight: 500; mso-line-height-rule: exactl=
y; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15p=
x 0px 0px;" align=3D"center">Please do not reply directly to this message a=
s it was sent from an unattended mailbox. </td>=0D=0A        </tr>=0D=0A   =
     <tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Aria=
l, sans-serif; font-size: 12px; line-height: 16px; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding:=
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d was sent to <a href=3D"#" class=3D"disabled-link" style=3D"font-family: H=
elvetica, Arial, sans-serif; font-size: 12px; color: #4899C4 !important; te=
xt-decoration: none; cursor: none !important; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" alias=3D"use=
r_email">info@sterlingcal.com</a> based on your communication preferences. =
</td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font=
-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; line-heigh=
t: 18px; color: #424242; mso-line-height-rule: exactly; -ms-text-size-adjus=
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rsdyXWltShud_6hYGeAh1pA-IqCiUr2i_2QDfgx61h72YBmnscJu5fQzdevDWm8yMVlYL_WbZJ9=
pQJ6uG8YmH0rJPONr7r5LmyYfkNXw6mcD-gDWvcVYqqpfZ7DK-eH-xByMBCkJ-6fU6SSINZNBwS=
KvWfCRqlLdWwPhIke4PoMpMraKu__f0ZfRirX4JST_grm61P3_0tIu9ryNB5TRQJBgodtBkTkwH=
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soXbulnIzVWl4-DAIVjFhQ_CbZhfcmLL2oRpeJYXN48yRqgp1p_ZHjq9qDiaZsizEAme_xUYfW9=
WdAaiagkkt5mtrxklCZR5H9LdFE1c2qZStxrSczpkAnpT7SJSSsCYLkoRDHaRapyzKUETM4GM_C=
-K64GH47X4vRbA6ieMtKa1NdKasTK5fzTU5lC3R3dzyAZmHQcwf_PCVP09HdKHj10OgT1L542HL=
WBsnqrUi4R2R55VTdvM_k-Q9Ts1jKzXeQe6osuaZOaYMCKx1rcnAykPIx7LaWu6gK1feWqZ9Nd9=
AK_LjX_Y5LF3nN-xebcQeGst56F0xoAE1Cai4fbxguYxBDyLci06h_m3jUyS0I" alias=3D"Un=
subscribe" style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 1=
2px; color: #4899C4 !important; text-decoration: underline; vertical-align:=
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djust: 100%; -webkit-text-size-adjust: 100%;">Unsubscribe</a> or <a href=3D=
"https://link.upgrade.com/f/a/SR_J3djVii5mBaP2kVJnjw~~/AAQRxRA~/cm_HELxyvxh=
LpoUTLg-QrEZXopRjrNjlF_Vod-5ONupsqhSl47KuhMY4gxBAERPp6EVlba_l-IQ7RjufWKvf4L=
eF6DRAVchChw0M-4jzvfutSaZiZ4mv-7EN9XZZSmbrj6xlNpEmG9eV1ryxbKFSzrHsYYyIvnFtF=
0zcuACPtqubn8Oe06xKwpMBSY0yZrZRi8tuvj7gfzyRmkEcuCauCgGSaRcTURvBDtoG8CZ6tVn3=
GZaOGY3zxLgBBKmaWp9zHqigVCug0C7BZKz2PcX-SDmSVHIob8nhmlZshJv2fRZFgAUcacXbbcY=
kNC0jFULt3blg7NYW788TFAqwqcddF8y5X89uec7BhJgP6HdimQTBLXplKHio6ZCJn_p862afiF=
iotHFDz3sBVcZTC04y8YORVRGG2KZKri863SroRO_hxAl_VbFxiHCNAYXlHZTnYDDgs4NOJ_dMc=
lE8PN_siE6WNWuUN40wpmdU1yU3NEXn6Bl-T9UATYFijAauXkRzGHwkggWq88d_MVXapzOTXPsc=
mLvR_kDdRRaPfvbD-FMSOOZ0YQLkAMnkV4DqQbZMgduOXJS-xwiu0u8sW7wNzTsYF8i7EYD1_qE=
L5gaAr_PGf55IMU01HxL_nvaPdfd40XJeuPDlNzoJC4IlQ9Khg-EN50VCh71rVWJ8goWE8oduFb=
M4PWDsj6e2eNsQx18vnZK2c74nQEHRpNE0S4NNmXycBAEu2rCYdKqEstP_AlPptX7yKrYGorpsC=
UiSe_xFtY3hENvB3UX3Z8MlBavW5WPVUz-AX6nwLpgsf8GSF28mohXDNqicwx1w0DTSECDo7-5C=
qWAPWvB_9g6KR28oC-2Fm9iglYGhP2KE_g2II-61FHDYXYnnPkXtI8m5D6pZmz3Us5SAScixxXM=
kqPo6cR2lbCVCV_Tv0axlwwokMxqiAsu53ZH_CKvGkq8AjTKyiw9gBxavx65TysZE7u0KzRaLlx=
jYqBkj6AJLNCZadKtjlZY6oQ5RH9H6Es0h_8smP0hLBNKuFd5tUR1DdUSoeWA6b8hzGKWEa2aGQ=
jVH_rc10L3ejBhF9b3qB2xag4vmBXfy834trG_D8caHSHGNK0G6APrZL6RjOl8XaS56Drw~" al=
ias=3D"Preference" style=3D"font-family: Helvetica, Arial, sans-serif; font=
-size: 12px; color: #4899C4 !important; text-decoration: underline; vertica=
l-align: top; display: inline-block; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Update Preferences</a=
></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td class=3D"bod=
y3" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center"><tabl=
e border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; bo=
rder-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A            =
<tbody>=0D=0A              <tr>=0D=0A                <td align=3D"center" s=
tyle=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%; padding: 0px;"><img src=3D"https://braze-images.com=
/appboy/communication/assets/image_assets/images/64a74a9cc06c460050dbcfc2/o=
riginal.png=3F1688685212" alt=3D"Upgrade" title=3D"Upgrade" border=3D"0" wi=
dth=3D"120" height=3D"auto" style=3D"width: 120px; height: auto; image-rend=
ering: auto; outline: none; text-decoration: none; -ms-interpolation-mode: =
bicubic; border-width: 0;" /></td>=0D=0A              </tr>=0D=0A          =
  </tbody>=0D=0A          </table></td>=0D=0A        </tr>=0D=0A        <tr=
>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, sans-=
serif; font-size: 12px; line-height: 16px; color: #37383A; mso-line-height-=
rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; =
padding: 10px 0px 0px;" align=3D"center">Upgrade is located at 275 Battery =
Street, 23rd Floor, San Francisco, CA, 94111</td>=0D=0A        </tr>=0D=0A =
       <tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Ar=
ial, sans-serif; font-size: 12px; line-height: 16px; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddin=
g: 10px 0px 0px;" align=3D"center"><span class=3D"goomoji">=C2=A9</span> 20=
25 Upgrade, Inc. All rights reserved. </td>=0D=0A        </tr>=0D=0A       =
 <tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, s=
ans-serif; font-size: 12px; line-height: 16px; color: #37383A; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%; padding: 10px 0px 0px;" align=3D"center"><a alias=3D"cta3_txt_privacy" =
href=3D"https://link.upgrade.com/f/a/fEtCX6SvEtCkI7yxewWc1w~~/AAQRxRA~/p4TH=
PaGA21olwnkJJynjnQ6TSEbzFB4dbIdz3RBQkQJ6kFkztOXxCzyl4Z5Ep99WCGPn4PriFoEQaX-=
g8EfuTqoJKraMqTDFK6ogVF_OsrviVUAkKP7z0rt7KhI9-w7K" style=3D"font-family: He=
lvetica, Arial, sans-serif; font-size: 12px; color: #4899C4 !important; tex=
t-decoration: underline; mso-line-height-rule: exactly; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">Privacy Policy</a> </td>=0D=0A   =
     </tr>=0D=0A<span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=
=0A=0D=0A</span>=0D=0A        <tr>=0D=0A          <td align=3D"center" styl=
e=3D"image-rendering: auto; mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;"><img sr=
c=3D"https://braze-images.com/appboy/communication/assets/image_assets/imag=
es/62c712c2931f9e0069af31f2/original.png=3F1657213634" alt=3D"Equal Housing=
 Lender" title=3D"Equal Housing Lender" border=3D"0" style=3D"height: auto;=
 outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; bor=
der-width: 0;" /></td>=0D=0A        </tr>=0D=0A<span style=3D"font-size: 0p=
x; line-height: 1;">=0D=0A=0D=0A</span>=0D=0A      </table></td>=0D=0A  </t=
r>=0D=0A</table>=0D=0A</td>=0D=0A                  </tr>=0D=0A             =
     <tr>=0D=0A                    <td style=3D"font-family: Helvetica, Ari=
al, sans-serif; font-size: 12px; line-height: 18px; color: #ffffff; padding=
-top: 10px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%;" align=3D"left">PL_ITA_DECL_OLD_S7</td>=0D=0A  =
                </tr>=0D=0A                </tbody>=0D=0A              </ta=
ble></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=
=0A      =0D=0A      <!--/FOOTER ENDS HERE--></td>=0D=0A    <!--/ALL CONTEN=
T ENDS HERE-->=0D=0A    <td style=3D"font-size: 0; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;<=
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