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Subject: In the February Issue: Wildfire Tax Relief, FEMA Rental Assistance,
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Email from Apartment News Publications Digital Magazines, Upcoming Events, =
& Industry News Click here to view email in your browser Digital Magazines =
February 2025 =EF=BB=BFFEATURED IN THE FEBRUARY 2025 ISSUE: Property Tax Re=
lief for Property Owners Impacted by LA County Fires A refresher on prepari=
ng and serving 3-day notices to demand delinquent rent What Landlords Need =
to Know about FEMA=E2=80=99s Rental Assistance Program If California Can Su=
spend Permitting Rules After Wildfires, It Can Abolish Them Southern Califo=
rnia=E2=80=99s Wildfires =E2=80=93 Seeking and Maximizing Property Damages =
Claims Click Here to View the February Issue =EF=BB=BFPUBLISHER: APARTMENT =
NEWS PUBLICATIONS, INC. =E2=80=A2 WWW.APTNEWSINC.COM =E2=80=A2 800-931-6666=
 ADVERTISEMENT FEATURED EVENTS MAY 20 2025 Income Property Management Expo =
Presented by the Apartment Association of Greater Los Angeles IN-PERSON | P=
ASADENA CONVENTION CENTER @ 8:30 AM - 3:00 PM PST REGISTRATION NOW ONLINE! =
FEB. 13 Regulatory Updates for LA City & LA County WEBINAR | February 13, 2=
025 @ 11 AM PST WATCH IT LIVE FEB. 18 Patti Widget Presents: =E2=80=9CWhat =
to DO When YOU Don=E2=80=99t Know What to DO!=E2=80=9D WEBINAR | February 1=
8, 2025 @ 11 AM PST WATCH IT LIVE FEB. 25 The Top Must Do Tax Strategies fo=
r Real Estate Investors WEBINAR | February 25, 2025 @ 11 AM PST WATCH IT LI=
VE FEB. 27 How Investors Use Delaware Statutory Trust Properties to Replace=
 Debt in a 1031 Exchange  WEBINAR | February 27, 2025 @ 11 AM PST WATCH IT =
LIVE ADVERTISEMENT INDUSTRY NEWS & INSIGHTS LA fires will require historic =
effort to rebuild homes Source: AptNewsInc.com Experts say destruction like=
ly to worsen Southern California=E2=80=99s housing crisis The loss of house=
s and apartments in the most destructive fires in Los Angeles history will =
require historic action by government and the private sector to keep Southe=
rn California=E2=80=99s critical housing shortage from getting worse, real =
estate developers and brokers said. READ MORE ADVERTISEMENT How Negative La=
ndlord Legislation is Driving Independent Property Management Toward Extinc=
tion, and What Investors Can Do About It? Source: KPI1031.com Open any inve=
stment real estate publication, and you will see many examples of how new r=
ental legislation is clobbering today=E2=80=99s property owners, making bei=
ng a landlord (especially single-family rental and apartment building owner=
s) more difficult, expensive, and heavily regulated. Discover what many ind=
ependent investment property owners are doing to improve the situation for =
themselves and their families. READ MORE ADVERTISEMENT A Firestorm of Failu=
res Source: AptNewsInc.com The devastating fires that have swept through Lo=
s Angeles have left Californians reeling from the shocking failures of gove=
rnment leadership. Outraged Californians are searching for answers to hard =
questions: How did we get here and what must be done to address these probl=
ems and safeguard Californians from future disasters? We asked California P=
olicy Center=E2=80=99s staff and fellows for their insights on the critical=
 factors fueling California=E2=80=99s fire crisis =E2=80=94 from neglected =
fire prevention strategies and policies that have driven insurance provider=
s out of the state to government officials who seem to have forgotten that =
their fundamental responsibility is to protect the lives and property of th=
e people they serve. READ MORE ADVERTISEMENT Southern California=E2=80=99s =
Wildfires =E2=80=93 Seeking and Maximizing Property Damages Claims  Source:=
 AptNewsInc.com Don=E2=80=99t let your insurance company deny or limit the =
coverage you are entitled to. Join us for this FREE, live webinar hosted jo=
intly by the DAMAGE Law, specialists in fighting bad faith insurance practi=
ces on behalf of property owners, and Kern Insurance Associates, experts in=
 obtaining and maintaining coverage even after a reported catastrophic loss=
. WATCH IT ON-DEMAND ADVERTISEMENT This Probably Never Happened to You, but=
 =E2=80=A6 No. 253 Source: AptNewsInc.com The tenants from #3 called. Fires=
 in the Altadena foothills had been raging for several days but were settli=
ng down, and now under modest control. These particular tenants were not in=
 the actual fire zone, but were down-wind. There was a smell of soot and as=
h in their unit and their utilities had been shut off for more than a day. =
The purpose of their call was clear =E2=80=A6 they were asking for the owne=
rs to pay to have their unit, their furniture, and all of their clothing pr=
ofessionally cleaned, and they were asking for a rent credit for the two da=
ys they were without power. READ MORE February can be a great time to find =
bargains on painting quotes.   The still-harsh late winter weather means pa=
inting companies are more open to negotiation than they will be when their =
busy spring season hits. That means now is the time to secure deals for rep=
ainting common areas, apartment turnovers, or other indoor refreshes.  Look=
ing for more ways to save? Come save with Livable - learn how we can increa=
se your profit margins today at ww.livable.com/apn ADVERTISEMENT If Califor=
nia Can Suspend Permitting Rules After Wildfires, It Can Abolish Them Sourc=
e: AptNewsInc.com It shouldn=E2=80=99t take a disaster for the state to con=
sider fixing the rules that make it so expensive to build housing there. Ca=
lifornia Gov. Gavin Newsom has issued an executive order to spare victims o=
f the Los Angeles wildfires from onerous government permitting and review r=
equirements as they rebuild their homes and lives. Specifically, he=E2=80=
=99s putting on hold cumbersome rules required by the California Environmen=
tal Quality Act (CEQA) and the Coastal Act. READ MORE ADVERTISEMENT ADVERTI=
SE WITH US! =EF=BB=BFPartner with Apartment News Publications, Inc. to reac=
h thousands of California Rental Housing Providers! Apartment News Publicat=
ions | 15502 Graham St. | Huntington Beach, CA 92649 US Unsubscribe | Updat=
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bile-center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
"> <tr> <td class=3D"image_container content-padding-horizontal" style=3D"p=
adding: 10px 10px 10px 20px;" align=3D"left" valign=3D"top"> <table class=
=3D"image_container-caption text" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell=
" style=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-se=
rif; color: #403F42; font-size: 12px; line-height: 1.2; display: block; wor=
d-wrap: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bu=
a7ncab.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXN=
k2rW2vojC2IljK6lk8_VUAbliRpaAkCvkWSYvkufXdbmTnN412TB6IW_hQbhXRMODObndMy6b21=
KZwoOIjBZrZeEBCkZtCBGJq3aS7sBaTAyKh3-clCrCYwJ90ez6j3NZMVJKVoyo-w=3D=3D&c=3D=
jeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cV=
VLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" data-trackable=3D"true=
" style=3D"color: #48a199; font-weight: normal; text-decoration: underline;=
 font-style: normal;"><img data-image-content class=3D"image_content" style=
=3D"display: block; height: auto; max-width: 100%;" width=3D"400" src=3D"ht=
tps://files.constantcontact.com/e3050cb9001/e7257300-cd7c-4e9d-839b-53ef014=
67fa6.gif?rdr=3Dtrue" alt=3D""></a>  </td> </tr> </table> </td> </tr> </tab=
le> </td>  <td class=3D"column column--2 scale stack" style=3D"width: 50%;"=
 align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #403F42; font-size: 12px; display: block; word-wrap: break-word; paddin=
g: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D=
"font-weight: bold;">&#xfeff;FEATURED IN THE FEBRUARY 2025 ISSUE:</span></p=
>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2IljK6lk8_VU-ne4-qOi=
m1t1wF6thbB5je0b60-v4CoDxbjHpOmQ7f9q7sKpjsCaSbrMUODcPSVzVlo_srFi6l9c3qVK0xF=
jI3LhjxHcNBx0XC062ZUgkTvf42IzhgjCLY6VDQS4uXxBy79gyORBnqOKnuvBtprN__Dr7P98Lr=
PjFf865LSJqsI-2uDW0MhPhN89Eo2RL_Kq&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNg=
hm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz=
1cwDpVCyw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" style=3D"fon=
t-weight: bold; font-size: 20px; color: rgb(0, 0, 0); text-decoration: unde=
rline; font-style: normal;">Property Tax Relief for Property Owners Impacte=
d by LA County Fires</a></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2IljK6lk8_VUbTuVE1pW=
nooVhRon4mFyGle-k2E9JSGH6eZ_2yqhmYDWaLdYt1zHPzZUNyTpaeASLuP9Zc5Fkbu6UQ2inmH=
DOMuLKh3zfJRio9EiYta2LnxkNw_iB8j5pW-N-2O-yTn-sYphzpzWJhIwns3qW2JNMUXvBHghyX=
2XDoZZK3PSUVpvmUmPPyKBOlMzQyPUFOACQFy0cVQQiR4=3D&c=3DjeTGiM3lVAmFc1WcaLpljU=
6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3=
LXm8RLQhru6qdz1cwDpVCyw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank=
" style=3D"font-size: 20px; font-weight: bold; color: rgb(0, 0, 0); text-de=
coration: underline; font-style: normal;">A refresher on preparing and serv=
ing 3-day notices to demand delinquent rent</a></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7=
ncab.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2=
rW2vojC2IljK6lk8_VUTxxqTt_2zILsF3Pwl5FUA1YTZPqyKZucchXVykBPNYeRHpKkEGR49ZcX=
PC9Y85sAcbPwVUYtRtQWQpaJdQKoSxi7EfvghxURXkXoC1LOefxRdMPIv4_09qiKGRyoA-a8nUm=
uvaKZO0ZT66cihixukBt-h3fgdy2UOW9X0sp5XMwywIZhhWJEsJ675y99nJBv&c=3DjeTGiM3lV=
AmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9Cvy=
CDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" rel=3D"noopener noreferrer" tar=
get=3D"_blank" style=3D"color: rgb(25, 29, 33); font-weight: bold; text-dec=
oration: underline; font-style: normal;">What Landlords Need to Know about =
FEMA&#x2019;s Rental Assistance Program</a></h3>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7=
ncab.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2=
rW2vojC2IljK6lk8_VUwwZERTAVpVk56Sy5d3ONKjVsfNPTcx3TntCfgx4BYIPrJDIbpYwFltgJ=
4WeK9OWBhnFgWiAocwvMJpmJ8l8IxkC9HRGsLQln3roGCtxfaZi0dOf7Clp05gWITYGO-UvyUVX=
A_oksJotpkffHyEoPOaHXHzqmf5v9j6Rxk-lPMNq5sqBbyHTKK4IWtKRjTZ-UPPU80selgBs=3D=
&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyD=
Ly8cVVLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" rel=3D"noopener n=
oreferrer" target=3D"_blank" style=3D"color: rgb(25, 29, 33); font-weight: =
bold; text-decoration: underline; font-style: normal;">If California Can Su=
spend Permitting Rules After Wildfires, It Can Abolish Them</a></h3>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2EnOWDFW4z6JGMSbQ0x8=
ftVtHZeImPZyepCjB58xRVAladVTKs027UqX4ul4ZBxLTj_wYxKYYnD-oZaagvep0UZp69-xrhq=
VNMJFTl0SQ52cmckMfPzTiAAHuv_gNdvZL-6JOGsKwXRP0gjr2ufkBtxqMxqMpenSjHBObjPD-E=
WIAkj6hM4ynHh7LOWrnKq3BX8b1_HiCnanTI-4VzAx-mM=3D&c=3DjeTGiM3lVAmFc1WcaLpljU=
6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3=
LXm8RLQhru6qdz1cwDpVCyw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank=
" style=3D"color: rgb(25, 29, 33); font-weight: bold; font-size: 20px; text=
-decoration: underline; font-style: normal;">Southern California&#x2019;s W=
ildfires &#x2013; Seeking and Maximizing Property Damages Claims</a></p>
</td> </tr> </table>  <table class=3D"button button--padding-vertical" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon=
tal" style=3D"padding: 10px 20px 10px 10px;" align=3D"center"> <table class=
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ng=3D"0"> <tr> <td class=3D"button_content-cell" style=3D"background-color:=
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0px 15px; border-style: none;" align=3D"center" bgcolor=3D"#094f85"> <a cla=
ss=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gMBFC=
5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2IljK6lk8_VUAbliRpaAkCvkWSYv=
kufXdbmTnN412TB6IW_hQbhXRMODObndMy6b21KZwoOIjBZrZeEBCkZtCBGJq3aS7sBaTAyKh3-=
clCrCYwJ90ez6j3NZMVJKVoyo-w=3D=3D&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNgh=
m4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1=
cwDpVCyw=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"font-siz=
e: 16px; font-weight: bold; font-style: normal; color: #FFFFFF; font-family=
: Arial,Verdana,Helvetica,sans-serif; word-wrap: break-word; text-decoratio=
n: none;">Click Here to View the February Issue</a> </td> </tr> </table> </=
td> </tr> </table>   <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
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; color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px 10px 10px;" align=3D"left" valign=3D"to=
p">
<p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D=
"font-size: 10px;">&#xfeff;PUBLISHER</span><span style=3D"font-size: 8px;">=
:</span></p>
<p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D=
"font-size: 9px; font-weight: bold; font-style: italic;">APARTMENT NEWS PUB=
LICATIONS, INC. &#x2022;&#xa0;</span><a href=3D"https://5bua7ncab.cc.rs6.ne=
t/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2IARBa3=
C8sx0FYoT-Ct9rOCDr5x7eEjtTBU7mlOfyTOTgq-mQT5eWesmC-D8rKIQBvWNMogWAGMjse2hY0=
OPUzxn5W5SeC6xpA=3D=3D&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgP=
VfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=
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le: italic; color: rgb(64, 63, 66); text-decoration: none;">WWW.APTNEWSINC.=
COM</a><span style=3D"font-size: 9px;">&#xa0;&#x2022;&#xa0;</span><span sty=
le=3D"font-size: 9px; font-style: italic; font-weight: bold;">800-931-6666<=
/span></p>
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ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
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<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
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idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
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color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
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<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
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ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
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ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
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enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
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letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
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<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
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ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"margin: 0;"><spa=
n style=3D"font-size: 20px; color: rgb(0, 0, 0); font-weight: bold;">FEATUR=
ED EVENTS</span></p></td> </tr> </table> </td> </tr> </table> <table class=
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ble class=3D"layout layout--2-column" style=3D"table-layout: fixed;" width=
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=3D"column column--1 scale stack" style=3D"width: 15%;" align=3D"center" va=
lign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"100=
%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: =
fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" sty=
le=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"button=
_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> =
<tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85; =
border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px; =
border-style: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"butt=
on_link" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font=
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Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">MAY 20=
</a> </td> </tr> </table> </td> </tr> </table>   </td>  <td class=3D"column=
 column--2 scale stack" style=3D"width: 85%;" align=3D"center" valign=3D"to=
p">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133); font-size: 26px;">2025 Income Property Management Expo </spa=
n></h3>
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133); font-style: italic; font-weight: normal;">Presented by the A=
partment Association of Greater Los Angeles</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16);">IN-PERSON | PASADENA CONVENTION CENTER @ 8:30 AM - 3:00 PM PST</span>=
</p>
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on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s=
tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord=
er-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bg=
color=3D"#D50718"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs=
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FYTWSpoqkYPf8fGNPgrQ=3D=3D&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgV=
MTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCy=
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; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,s=
ans-serif; word-wrap: break-word; text-decoration: none;">REGISTRATION NOW =
ONLINE!</a> </td> </tr> </table> </td> </tr> </table>   </td> </tr> </table=
> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" w=
idth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cl=
ass=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center=
" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
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letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 15%;" align=3D"center" =
valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout=
: fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" s=
tyle=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"butt=
on_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
> <tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85=
; border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px=
; border-style: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"bu=
tton_link" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"fo=
nt-size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdan=
a,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">FEB.=
 13</a> </td> </tr> </table> </td> </tr> </table>   </td>  <td class=3D"col=
umn column--2 scale stack" style=3D"width: 85%;" align=3D"center" valign=3D=
"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-weight: bold; font-size: 26px; =
color: rgb(9, 79, 133);">Regulatory Updates for LA City &amp; LA County</sp=
an></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16);">WEBINAR | February 13, 2025 @ 11 AM PST</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
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utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s=
tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord=
er-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bg=
color=3D"#D50718"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs=
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YlrVpPsSoXu6MtkLocfRA1rWyJoOC7vUCP-ejvATpFG__cEnP11SdCr45aambefIJgjQs9tWW1K=
JUOKFBnaWJfWvmhKI3ezIk8EpiVDtHaCxVQGTt6YI=3D&c=3DjeTGiM3lVAmFc1WcaLpljU6TBV=
Jhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8=
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">WATCH IT LIVE</a> </td> </tr> </table> </td> </tr> </table>   </td> </tr>=
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ixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr=
> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=
=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1=
0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 15%;" align=3D"center" =
valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout=
: fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" s=
tyle=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"butt=
on_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
> <tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85=
; border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px=
; border-style: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"bu=
tton_link" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"fo=
nt-size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdan=
a,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">FEB.=
 18</a> </td> </tr> </table> </td> </tr> </table>   </td>  <td class=3D"col=
umn column--2 scale stack" style=3D"width: 85%;" align=3D"center" valign=3D=
"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; =
color: rgb(9, 79, 133);">Patti Widget Presents: &#x201c;What to DO When YOU=
 Don&#x2019;t Know What to DO!&#x201d;</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16);">WEBINAR | February 18, 2025 @ 11 AM PST</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
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utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s=
tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord=
er-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bg=
color=3D"#D50718"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs=
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fdBfsMA4Hs41ZyWCLLJOpRqvi_tSEUrGatj1YXjkc=3D&c=3DjeTGiM3lVAmFc1WcaLpljU6TBV=
Jhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8=
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">WATCH IT LIVE</a> </td> </tr> </table> </td> </tr> </table>   </td> </tr>=
 </table> <table class=3D"layout layout--1-column" style=3D"table-layout: f=
ixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr=
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<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 15%;" align=3D"center" =
valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout=
: fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" s=
tyle=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"butt=
on_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
> <tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85=
; border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px=
; border-style: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"bu=
tton_link" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"fo=
nt-size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdan=
a,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">FEB.=
 25</a> </td> </tr> </table> </td> </tr> </table>   </td>  <td class=3D"col=
umn column--2 scale stack" style=3D"width: 85%;" align=3D"center" valign=3D=
"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-weight: bold; font-size: 26px; =
color: rgb(9, 79, 133);">The Top Must Do Tax Strategies for Real Estate Inv=
estors</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16);">WEBINAR | February 25, 2025 @ 11 AM PST</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
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0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s=
tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord=
er-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bg=
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n style=3D"font-size: 20px; color: rgb(0, 0, 0); font-weight: bold;">INDUST=
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<table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wid=
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llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
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<p style=3D"margin: 0;"><span style=3D"font-weight: bold; font-size: 26px; =
color: rgb(9, 79, 133);">LA fires will require historic effort to rebuild h=
omes</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-style: italic; font-weight: bold;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">Experts say destruction likely to worsen Southern California&#x2019;s ho=
using crisis</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">The loss of houses and apartments in the most destructive fires in Los A=
ngeles history will require historic action by government and the private s=
ector to keep Southern California&#x2019;s critical housing shortage from g=
etting worse, real estate developers and brokers said.</span></p>
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class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33); font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold;=
">How Negative Landlord Legislation is Driving Independent Property Managem=
ent Toward Extinction, and What Investors Can Do About It?</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-weight: bold; font-style: italic;">Source: KPI1031.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">Open any investment real estate publication, and you will see many examp=
les of how new rental legislation is clobbering today&#x2019;s property own=
ers, making being a landlord (especially single-family rental and apartment=
 building owners) more difficult, expensive, and heavily regulated. Discove=
r what many independent investment property owners are doing to improve the=
 situation for themselves and their families.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
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utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st=
yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde=
r-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bgc=
olor=3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6=
.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2Ilj=
K6lk8_VUGKBsP9eggvBNSBVsD9nDDpGBMMIx8v1Ix1Y2QrmLPnO4lWAyeSlXlDLVVtr0v4SEmG3=
GpRvdjvzXMCkWjtBtqcm55nE2yermESR_rVVF_iEtup90NoaD2eybEPmU77RtgNPwO2SJaTFoFV=
lYobVrgKW09tNv3UJ1OTxys7nmDUJ3ZI4-JVDgVix3VcPRLM-HFK-ReGsDY7bLtxTpIGuWTjLjw=
AoLniI-U1BLBhzwGlmHfjNcMg_Kg26GUXb4jJsq6Y7fVOaWwzcRFcICV1emAUBDm6Bq-0DQ-fRY=
ZeyiGIh2ydGSPT9QWE0RWJoQXh5-ag-kqdm04j6F9F63K2QbEA=3D=3D&c=3DjeTGiM3lVAmFc1=
WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G=
5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" target=3D"_blank" data-trackable=3D"=
true" style=3D"font-weight: bold; color: #FFFFFF; font-family: Arial,Verdan=
a,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; text-decora=
tion: none;">READ MORE</a> </td> </tr> </table> </td> </tr> </table>   </td=
> </tr> </table> <table class=3D"layout layout--1-column" style=3D"table-la=
yout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" =
align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1=
0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2=
vojC2IljK6lk8_VUGKBsP9eggvBNSBVsD9nDDpGBMMIx8v1Ix1Y2QrmLPnO4lWAyeSlXlDLVVtr=
0v4SEmG3GpRvdjvzXMCkWjtBtqcm55nE2yermESR_rVVF_iEtup90NoaD2eybEPmU77RtgNPwO2=
SJaTFoFVlYobVrgKW09tNv3UJ1OTxys7nmDUJ3ZI4-JVDgVix3VcPRLM-HFK-ReGsDY7bLtxTpI=
GuWTjLjwAoLniI-U1BLBhzwGlmHfjNcMg_Kg26GUXb4jJsq6Y7fVOaWwzcRFcICV1emAUBDm6Bq=
-0DQ-fRYZeyiGIh2ydGSPT9QWE0RWJoQXh5-ag-kqdm04j6F9F63K2QbEA=3D=3D&c=3DjeTGiM=
3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9=
CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" data-trackable=3D"true" styl=
e=3D"color: #48a199; font-weight: normal; text-decoration: underline; font-=
style: normal;"><img data-image-content class=3D"image_content" style=3D"di=
splay: block; height: auto; max-width: 100%;" width=3D"756" src=3D"https://=
files.constantcontact.com/e3050cb9001/a0ba0931-5418-4953-9bb2-14e16ee7a296.=
gif?rdr=3Dtrue" alt=3D""></a>  </td> </tr> </table> </td> </tr> </table> </=
td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"table-=
layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100=
%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33); font-weight: bold;">A Firestorm of Failures</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-style: italic; font-weight: bold;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(25, 29, =
33);">The devastating fires that have swept through Los Angeles have left C=
alifornians reeling from the shocking failures of government leadership. Ou=
traged Californians are searching for answers to hard questions: How did we=
 get here and what must be done to address these problems and safeguard Cal=
ifornians from future disasters?</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(25, 29, =
33);">We asked California Policy Center&#x2019;s staff and fellows for thei=
r insights on the critical factors fueling California&#x2019;s fire crisis =
&#x2014; from neglected fire prevention strategies and policies that have d=
riven insurance providers out of the state to government officials who seem=
 to have forgotten that their fundamental responsibility is to protect the =
lives and property of the people they serve.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st=
yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde=
r-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bgc=
olor=3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6=
.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2Ilj=
K6lk8_VU0_IXshPkJGM-V2ldDUNUBF3jg-3APLBVA9lhJv52myS97tsmhe1KqkdH_1BPtn2ei0C=
o6LpoQcInGpd860YF0bwK_-nWj-K321ZVEWVswN-GVb4rs35-A0xep7WJU6sR&c=3DjeTGiM3lV=
AmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9Cvy=
CDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" target=3D"_blank" data-trackabl=
e=3D"true" style=3D"font-weight: bold; color: #FFFFFF; font-family: Arial,V=
erdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; text-d=
ecoration: none;">READ MORE</a> </td> </tr> </table> </td> </tr> </table>  =
 </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"tab=
le-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 10=
0%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
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llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2=
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XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D" data-trackable=3D"true" style=3D"color: #=
48a199; font-weight: normal; text-decoration: underline; font-style: normal=
;"><img data-image-content class=3D"image_content" style=3D"display: block;=
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tcontact.com/e3050cb9001/5cc8854b-aedc-4ac3-974a-cac4fa768c69.gif?rdr=3Dtru=
e" alt=3D""></a>  </td> </tr> </table> </td> </tr> </table> </td> </tr> </t=
able> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed=
;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t=
d class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"ce=
nter" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133); font-size: 26px;">Southern California&#x2019;s Wildfires &#x=
2013; Seeking and Maximizing Property Damages Claims&#xa0;</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-weight: bold; font-style: italic;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"color: rgb(25, 29, 33); font-size: 1=
5px;">Don&#x2019;t let your insurance company deny or limit the coverage yo=
u are entitled to. Join us for this FREE, live webinar hosted jointly by th=
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lf of property owners, and Kern Insurance Associates, experts in obtaining =
and maintaining coverage even after a reported catastrophic loss.</span></p=
>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
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on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel=
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qMpenSjHBObjPD-EWIAkj6hM4ynHh7LOWrnKq3BX8b1_HiCnanTI-4VzAx-mM=3D&c=3DjeTGiM=
3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVRQw=3D=3D&ch=3DTzyDLy8cVVLjld9=
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able=3D"true" style=3D"font-weight: bold; color: #FFFFFF; font-family: Aria=
l,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; tex=
t-decoration: none;">WATCH IT ON-DEMAND</a> </td> </tr> </table> </td> </tr=
> </table>   </td> </tr> </table> <table class=3D"layout layout--1-column" =
style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=
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<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1=
0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2=
vojC2JlJyn-1DjE7F63gOz7WxjiLqxO_fLkx2cT3V2POKhtDTO03C3R2tnIhCUxT_blSXdfFTua=
giUjRar42jkrX9znULwENN0u10udKeXe2JOvB&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2Ozk=
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qdz1cwDpVCyw=3D=3D" data-trackable=3D"true" style=3D"color: #48a199; font-w=
eight: normal; text-decoration: underline; font-style: normal;"><img data-i=
mage-content class=3D"image_content" style=3D"display: block; height: auto;=
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3050cb9001/425c2359-0fbc-4ecb-820e-19cd33e8fcd9.png?rdr=3Dtrue" alt=3D""></=
a>  </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table c=
lass=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"col=
umn column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=
=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133); font-size: 26px;">This Probably Never Happened to You, but &=
#x2026; No. 253</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-weight: bold; font-style: italic;">Source: AptNewsInc.com </span></p=
>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">The tenants from #3 called. Fires in the Altadena foothills had been rag=
ing for several days but were settling down, and now under modest control. =
These particular tenants were not in the actual fire zone, but were down-wi=
nd. There was a smell of soot and ash in their unit and their utilities had=
 been shut off for more than a day.</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">The purpose of their call was clear &#x2026; they were asking for the ow=
ners to pay to have their unit, their furniture, and all of their clothing =
professionally cleaned, and they were asking for a rent credit for the two =
days they were without power.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig=
n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st=
yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde=
r-spacing: 0; padding: 10px 15px; border-style: none;" align=3D"center" bgc=
olor=3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6=
.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2vojC2Ilj=
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aALQPhl1ZGoEpWmXhDHmPLpMO-6jflkUywB58kEiamPd2SgsElSGfFGcylEV2TlOasi0z5us_bQ=
ApIE3IqOo5nl4yv7Re&c=3DjeTGiM3lVAmFc1WcaLpljU6TBVJhl2OzkWNghm4KGzgVMTgPVfVR=
Qw=3D=3D&ch=3DTzyDLy8cVVLjld9CvyCDM9G5CTV3XU3LXm8RLQhru6qdz1cwDpVCyw=3D=3D"=
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r: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; font-size: 14p=
x; word-wrap: break-word; text-decoration: none;">READ MORE</a> </td> </tr>=
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t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
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<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
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ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
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ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D001gMBFC5DBGQJQpL_qg6OoFXBk7qYue3q4U7YSquPbsXNk2rW2=
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t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; =
color: rgb(9, 79, 133);">February can be a great time to find bargains on p=
ainting quotes.&#xa0;&#xa0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">The still-harsh late winter weather means painting companies are more op=
en to negotiation than they will be when their busy spring season hits. Tha=
t means now is the time to secure deals for repainting common areas, apartm=
ent turnovers, or other indoor refreshes.&#xa0;&#xa0;</span><span style=3D"=
font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetic=
a, sans-serif;">Looking for more ways to save? </span><span style=3D"font-s=
ize: 15px; color: rgb(0, 0, 0);">Come save with Livable - learn how we can =
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idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
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t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133); font-size: 26px;">If California Can Suspend Permitting Rules=
 After Wildfires, It Can Abolish Them</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic; f=
ont-weight: bold;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">It shouldn&#x2019;t take a disaster for the state to consider fixing the=
 rules that make it so expensive to build housing there.</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">California Gov. Gavin Newsom has issued an executive order to spare vict=
ims of the Los Angeles wildfires from onerous government permitting and rev=
iew requirements as they rebuild their homes and lives. Specifically, he&#x=
2019;s putting on hold cumbersome rules required by the California Environm=
ental Quality Act (CEQA) and the Coastal Act.</span></p>
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