Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 6DvLKZJ2p2eclgYAchKAPA (envelope-from ) for ; Sat, 08 Feb 2025 09:21:54 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 08 Feb 2025 09:21:54 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:25383) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tgmeY-001qqP-0D for info@sterlingcal.com; Sat, 08 Feb 2025 09:21:54 -0600 X-MSFBL: to4s6QpAyWuPSKHpmDf7tBDvpz+t662PU97h3FQBDRI=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInRlbmFudF9pZCI6InNwYyIsIm1lc3NhZ2VfaWQiOiI2N2EzODc 3NmE3Njc5YzljN2JmMCIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1739028103; i=@e.upgrade.com; bh=/ilUJhJuOOAFQ5Uuf+gWxfEGfwKjnQxyx68Yir2w3O0=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=H7CywaRN8sKqypF9IHcyBGcfMFqirrFBX2Li9hZM4KbFJIRIGaRZokK8j6qbpfN0e Y9VY5wkIfTLn81udXMgJdfBbytYylZpbk7OrAdPhkr6biqPLAaB09Wln/mFbVmR3Tb dTVojO6EiXPYA9gwMzdlBgFnd/T2hz6+RfM+bn2k= From: "Upgrade" Message-ID: <0F.B7.41906.78677A76@i-0b98831fc5462706c.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, here's your Saturday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 08 Feb 2025 15:21:43 +0000 Content-Type: multipart/alternative; boundary="_----FZpkJ8sDiwwUuqwqJB5Rlg===_7C/B7-41906-78677A76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----FZpkJ8sDiwwUuqwqJB5Rlg===_7C/B7-41906-78677A76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ASee if a fixed rate pe= rsonal loan can help you save money. Check=0Ayour rate today.=0A=0Aupgrade_= logo ( https://link.upgrade.com/f/a/5Bwt11MoVFqzqQXFgeZRqA~~/AAQRxRA~/X0oqL= mFC_poxdf7irkSB9gk81iFK2Od7MsHm6yyP0k-b3bP3bBuC8rjz8wEIv9EFOeyz1WvufZemo-G-= U2JYEZ82gm4moBHLXEvMlOBUYnc~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = How much=0Acould you save=3F=0AHi,=0ADo you want to save money = when repaying your high-interest debt=3F=0AA personal loan through Upgrade = can help you consolidate your=0Adebt or pay off high-interest credit cards,= putting money back in=0Ayour pocket that you can use on the important thin= gs.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/VnvO3fWz= lF8rJWh1X3c-bA~~/AAQRxRA~/WXxUWsteBVP6As_v9GWoIPMfQrHdU5d9Y6h8ZBltt13_WxXqo= lHWZR-tuzdT-PKKvBSbMGLdeP7V5d6-ARj8A_TuK12idUmaKBf6CaNDwPbzGu1MnCs1xp0bse1X= Rv3G-tnaXn30AceDsWDutVxYN4vW7FuzsBIu_cqQwuzDc0wiSYjEz578RIJNWDJamWgOTiMD-wC= rTEsJrx8fGHxtyNq4_8lphKiOHOAQD5T_R2sLhzspEco_CN6a5-yNV4CF=0A) =0A Wha= t=E2=80=99s stopping you from=0Aseeing if you can save with a personal loan= =3F It only takes a=0Amoment to get started (=0Ahttps://link.upgrade.com/f/= a/bG0gS1dMZbXu8dCwXWxQdg~~/AAQRxRA~/IxY85nSjCi5UjDE5ZfIV8MqPiq4UMkRxDGKClY5= EbH4FvlC0TeO1Fr-qR04Wqv4ATlc0lCRLsrbeisw2ZTOTFchY0z_XX5ll0B6xCqB4LUA_6q4nZC= H0K8tR5pQ65pMyvrOUHNhEKJO_ih6A12SJ2A~~=3Futm_source=3Ddecl_old&utm_medium= =3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A). There is no = obligation and no impact to your credit score.=0AThanks,=0AThe Upgrade Team= If you have questions, we're here=0Ato help. support@upgr= ade.com Personal loans=0Amade through Upgrade feature Annual = Percentage Rates (APRs) of=0A9.99%-35.99%. All personal loans have a 1.85% = to 9.99%=0Aorigination fee, which is deducted from the loan proceeds. Lowes= t=0Arates require Autopay and paying off a portion of existing debt=0Adirec= tly. Loans feature repayment terms of 24 to 84 months. For=0Aexample, if yo= u receive a $10,000 loan with a 36-month term and a=0A17.59% APR (which inc= ludes a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), y= ou would receive $9,500 in your=0Aaccount and would have a required monthly= payment of $341.48.=0AOver the life of the loan, your payments would total= $12,293.46.=0AThe APR on your loan may be higher or lower and your loan of= fers=0Amay not have multiple term lengths available. Actual rate depends=0A= on credit score, credit usage history, loan term, and other=0Afactors. Late= payments or subsequent charges and fees may=0Aincrease the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early.=0A A= ll loans, Personal Credit=0ALines, and checking and savings accounts are pr= ovided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/VnLmJLIB= E9BVDHLTYeBpcA~~/AAQRxRA~/ko11mOEyI9lsxKDKT6IvS-_gFwmpkE8P-HgcYT8cbgRzbwdcs= k-x4TqIrlsd8JRNhu9-kluz2b5EYvgCBEZHcSDLfuz_F0C972Tl-cmVdmSRYX5mP1eSPPWavRSl= 8Lx3 ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are is= sued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/VnLmJLI= BE9BVDHLTYeBpcA~~/AAQRxRA~/ko11mOEyI9lsxKDKT6IvS-_gFwmpkE8P-HgcYT8cbgRzbwdc= sk-x4TqIrlsd8JRNhu9-kluz2b5EYvgCBEZHcSDLfuz_F0C972Tl-cmVdmSRYX5mP1eSPPWavRS= l8Lx3 ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/pJtKkz3zhVgXgyTe3Q7Y_A~~/AAQRxRA~/h7AewvIrGb6Yw_xuSVbPT1ROFy0uSUvb0= EIYsK-21Sx-kzu83eq5K_e1EzUNpK2k1DQxvcW4utMK1pkCuxMrd-QNGnHRQ4Q_Rbxk2Y0lkCQd= gPfuRuOZvOW5LPuo_FuFLpctrW1tTZqQ_vSzhVYdbi5mjhZnUSW4_s4gxUM4nBMkYO3-9ZuOxQy= TO64Yl1lLdZbp6xK-oNXJWT6jYP4wA2gLaBsRDwAgzumgkxy0vJc~ )=0A and does busines= s under the following DBAs =0A( https://link.upgrade.com/f/a/tzsCxpKiCS6XN5= sk4cij1g~~/AAQRxRA~/tMFy9EhPtd_6ZYv0tKHb2SaNy5t-zizbqX9WUIWeY8w4ncfu--aI5Wi= NQbxURhhoX6mKEoQrEafe4SH5mOdI89oGJMZeBGtiPa8ak33VKIIddfnhfizCZbGpT63K5xnk )= .=0A=0AUpgrade is a financial technology company, not a bank =0A( https://= link.upgrade.com/f/a/WSrjgW6H3T3EONVGZzLGqw~~/AAQRxRA~/duZaCgP3_89HZR0l-PYd= Mxyhir6j40Bu9GVXUiMHDgKI5LDL7d-RMZdC2y2URkgK5yhzryDCN1vpqQzLNd7Ix4wD5xCq9BM= nWfbCMfXjOfiM-XIY0SQ3ZgfsYcvSEiCtUefQYxt1haJON1KrIGzu1QLOaaNvq6HWbi53HisCaA= EImZfylCHPiEBGU5BVhHO5 )=0A. =0A Your actual minimum payment,=0Apayoff ti= me and payoff cost of a credit card will depend on your=0Aaccount terms and= any future account activity. For example, if=0Ayou have $9,500 in credit c= ard debt with 20% APR, and make=0Aminimum monthly payments of 1% of the out= standing balance plus=0Anew interest, you will pay $15,223 in finance charg= es over 341=0Amonths. With a $10,000 loan with a 36-month term, 18.66% APR,= and=0A5% origination fee, you will pay $2,978 in finance charges.=0A=0Afac= ebook =0A( https://link.upgrade.com/f/a/Unrz1qBwGj3F5rULmPt5ng~~/AAQRxRA~/M= T7iUf5WgRLEdZy8LoZlTcoiVx5Ztff25rR23AP_0nygiOeCyAB1IXKXUjhRBWM70EgfLPx2HBrF= C6EuOje5N8NOF_HyEOjkjv974rX_JbC1uZ5U8CK0HUYAOEo1VWVblEzjPB8lVVZLCIydJ91kprX= ufsZI5AfFFnB07pH5miWcN-OKhvlAuxlFJt10e0dvz5mXJy9o9MmG40YVF6PFPeQO4GFj88xEjr= XgymO1iUNJU-s0FiiB9q6lMCuKelPC )=0A=0Ainstagram =0A( https://link.upgrade.c= om/f/a/Qmo6kE3SHc5vCW7LEyJsUw~~/AAQRxRA~/MT7iUf5WgRLEdZy8LoZlTcKvin5r09mhlx= Kqk5s7huSEMrjEf9D_B0uY9p8eGPZ6qyg4GxK9Ak7pF1cDLxyUpwfpvtkitphhcdKAu35N0IigH= y7-iSJolyq9xZdMcPoQQFehDG5gGrG35-KAztEB58GWfoJAkUoF_BgNTiZvw0I73pzbfwZ5Z6Nz= F2UUCQ4n-VPRWM0h3xn8SFqH9bwvsWS6K80EbCC4asWQXal44e6I7HNXCb7EbJy6TEo6x0np )= =0A=0Ablog =0A( https://link.upgrade.com/f/a/xmJ6EBGCg_nK2dGd5N-eXQ~~/AAQRx= RA~/wzjswwILmACy8xKig3BFxNeQ5yZh1RwVQj92s3VH4TPASB9oinvGZiT7N1SAWnS2XC0NC69= XFe7v0pWdUMjPBkbZD0syBB7tlCoHVaO-Omle01FJP76pMoo9L6vKrHIvB_6vmx1zhBdJbtpp0S= 8JvhMwpYaxD70khkTFd-LcvxSRy4D64Ob_8nz8nKYnYbabfSuH8qAV6gXfeH4lDs2H59v70nOmZ= czJzA__ufumlj-O-3DhABfw_ljSLzAa5TZb )=0A Please do not reply directly= to this message as it was=0Asent from an unattended mailbox. This email= contains=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com ( # = ) based on your=0Acommunication preferences. No longer want to receive t= hese=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a/ONtH7EKn7ABvQXb= Nul4Fwg~~/AAQRxRA~/93C2gFNFheyxa82dqDgg46axjPxugsZ-JbRSLKMqcBYkHpmErS6H5kr-= T_qvYYrX-5onaZkIvArohX5LcoZ6UALdIp1uGSMz1tCsajN1MCATZ3odN05JUkTj_o5DTrLI2MN= CXWaHSgiZlBhxl8z0seSLColpXpSpA6vauU6f-XEXZMJAA-N31KI_dU5hPDQ7jY6mlRLDOE0_ZN= nHwkAjY2v_sIxeQZrOA0bV9EZJRN9VxZf2JWX3mj268QZk_Qikhv73SuIyR6El3Hi_Op1z2ryDh= 2jcaJu-ce9qod6cPX-DCWrcccFbbFrXnCk28GczY_5eWqYisuBH-mbdIAotWPak_wmiZyT_NqGg= l1YS4GHwOggp7xAKEYbAiZn_BQRbUj0UPbTS7CHr-3PxtNTPtuOTf4yWmJ41lDzlsn_r1qimOuc= y5A1icFncgngsXEJKAr_pdjPNdHcCp730Y1pVHIhJxSRuZHuAjBoQsDSZ-tMaFViYdaIyBQ6OT2= UnTMNVdoc10GOQFvCw5yB70moGNzRdWDPF1fSuPJ9smxu0lfIvztLUjB_8vISmtZptkDemQiAjs= cHQjC3GZOZ3usO-o5qjqU4t4UmiWr-tLsLwknnEQmUMuFTUTjdKVUuGr_xLS4vTxFreLo-wLyd5= bO4lepWm5bZ6SqKUOMlI2ST-haSWPhalHxMUwwWnVueLtz6zTnrTXaSn-hAw8ABwSHHR-TxDaSi= Q2tCSUGWzDxhK1Y5iT4xr-StWAaHk6hpiik6R ) or=0AUpdate Preferences ( https://l= ink.upgrade.com/f/a/FIjMY9CeOLFOaPPOiQ2hsA~~/AAQRxRA~/OsIPq_r44dIKPqFKIvoRU= eTVRWCIQyYM0xbtegE3Z8n00sLN92Hfy6y1hyS-OyGIoAs-xVftAqsCyBuJBjeR6mXGa_96YAXu= muKM7rfsxe6nvgw2acCgYMN71zdQQQqTmePCFOhd6jVjhl3F9cBVOQq5yWAKT5YewEhhATty8eM= VKRQtHOVo1Crk8lfUm4V38D2Bff1f5Z_kWM0MJF797DtEzvg3ar0QpkgTxgZOimFdA626QLgZdx= Q43wFJ8rOkm54PJHT998i4aMOSCg6JkwvkCLV5h7H4zs6knf-wHdEWuIyqOB9sBUeyN4uRcb6wQ= KJeihOGAA3FcJYcBln742TAJ8FlJfb2jTh7eMRArp-SotM57Nb-FCupH89amPOg5H0cNgWjYpcs= c_5UrCo-ZB6ez4a6Y84_sDVaqbZfy-wvCNYfk6l-f1AfK3THJwbt00lnDrb1_oPoBSmj-23sdOx= djJaH9ePS4qmsEN8sVloGaX71kNcgRKEyJtFdUZKOhN8Fl4CCR3YYSKnbPXhGaWoWNKIxD_fjQa= f23_73GjxOMdcGvhKjO21R3j8If1VKTxK7SqQQAQUAcapmBN8Q-6syx3yxRpf_dpG5_UDT7m7hB= 4s2jTYYe2v75pxgGGZ3CCdN85-TKnODmIIpC4OQU7qStpX5gq884jlelEGLxxLkCGJvdkT5qtjF= fhsZIaX_G5dsFlKW4M3h7mfp-w2bxqdh0GB1bJlxxjtpxHT0jcxrCoswaPsw4NMrtu0Bryq3M33= CaCWPYBqcuFkPRdbAn2BJ0zSWtKFj-EtYqMZOgBGE_MUWxDakCwRIy-VIKMl3EF7w8vZN2oidhY= ubExo-CcYNiWhTrXs8JhMPWR3i3o_SOObGrs4jDQe7pZNDTs34x9CzkmXGqgUkHlWrRXiLdaeSm= WUXeMOygva1YZd0-C3_ZL-c_JHsCWwgiUMPahnmcxX3lPsOMd91RNUGzuEAqFhTgEJpQWOvmeeg= aW2kJ1QfkbWkJ-1K0NWIznBKPiU4zAp3eNPBWvfX0GuKEOoOM2SYm9N7j49lt32a3JwphbnB2Oy= JnzEpsOBvRHo9-LhUNy40HKix0JDr8rnOoHMIqZYGPn2NQZTlRxz_JyVZT2Y~ )=0AUpgrade = Upgrade is located at 275 Battery Street, 23rd=0AFloor, San Francisco, = CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved.=0APrivacy Poli= cy ( https://link.upgrade.com/f/a/rGONHyxv71m3nLrXpX89bQ~~/AAQRxRA~/d797w6L= z83dpMkN9m5p7jlURty8lrj7fwrwHS2C3LvwIGO6lSJLlKEvdAMmZb0vee_es7QhfM6UJnuIBYt= -eC6Kfiy0Q0Yc3iccDNwY_JHKF3cdWFLXASwX7PJ1yqdJa )=0A=0A Equal Housing Lend= er=0A PL_ITA_DECL_OLD_S1 --_----FZpkJ8sDiwwUuqwqJB5Rlg===_7C/B7-41906-78677A76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= See if a fixed rate personal loan can help you save money. Check your rate = today.
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3D"upgrade_logo"
<= /td>=0A
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A
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How much could you save=3F
Hi,
Do you want = to save money when repaying your high-interest debt=3F
A per= sonal loan through Upgrade can help you consolidate your debt or pay off hi= gh-interest credit cards, putting money back in your pocket that you can us= e on the important things.
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A =
W= hat=E2=80=99s stopping you from seeing if you can save with a personal loan= =3F It only takes a moment to get started. There is no obligation and no impact to your cr= edit score.
Thanks,
=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A
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Personal loans made through Upgrade feature Annual = Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to= 9.99% origination fee, which is deducted from the loan proceeds. Lowest ra= tes require Autopay and paying off a portion of existing debt directly. Loa= ns feature repayment terms of 24 to 84 months. For example, if you receive = a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.9= 4% yearly interest rate and a 5% one-time origination fee), you would recei= ve $9,500 in your account and would have a required monthly payment of $341= .48. Over the life of the loan, your payments would total $12,293.46. The = APR on your loan may be higher or lower and your loan offers may not have m= ultiple term lengths available. Actual rate depends on credit score, credit= usage history, loan term, and other factors. Late payments or subsequent c= harges and fees may increase the cost of your fixed rate loan. There is no = fee or penalty for repaying a loan early. =0A All loans, Personal Credit L= ines, and checking and savings accounts are provided by Upgrade's bank partne= rs. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are iss= ued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. =0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the follow= ing = DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A= =0A
Your actual minimum payment, payoff time and payof= f cost of a credit card will depend on your account terms and any future ac= count activity. For example, if you have $9,500 in credit card debt with 20= % APR, and make minimum monthly payments of 1% of the outstanding balance p= lus new interest, you will pay $15,223 in finance charges over 341 months. = With a $10,000 loan with a 36-month term, 18.66% APR, and 5% origination fe= e, you will pay $2,978 in finance charges.
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