Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id b51GLTYtomeOBQMAchKAPA (envelope-from ) for ; Tue, 04 Feb 2025 09:07:34 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 04 Feb 2025 09:07:34 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:23961) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tfKWU-000pOX-0Q for info@sterlingcal.com; Tue, 04 Feb 2025 09:07:34 -0600 X-MSFBL: 45LXO/RldCYP73HniishVg8RZfJEc3+5GuKRUNSSr74=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ0ZW5hbnRfaWQiOiJzcGM iLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjc5NzJ hMmRhMjY3YWM0ZDNhYWYifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1738681642; i=@e.upgrade.com; bh=QH96waUfS+GWoLl/NCVJP5cy+9j8zyNJ9BN1jlcEfII=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=FAaF7CteFFl0ODwVSgXFrTBVgn/QZOR9l9vlCqtgqRcKMocUPNr6Dt9I1aL+yYi8M s85AdtXLPFScaUmDVnCSG0zBJvPNMpK8SfN5e6Lm3Nfk9RvwSlZTj6Jw6x04+bdUVN ciKGV8Os/EWhi5JqQS2vjB9rmDBKkoOBssqNejDs= To: info@sterlingcal.com Message-ID: Date: Tue, 04 Feb 2025 15:07:22 +0000 Content-Type: multipart/alternative; boundary="_----dCS+YbZ279mTMME8R3CRUg===_BA/AB-20331-A2D22A76" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: Get ahead of your monthly payments List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----dCS+YbZ279mTMME8R3CRUg===_BA/AB-20331-A2D22A76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Upgrade 96=0ANew loan invitation inside, Andrew=0A=0Aupgrade_logo ( htt= ps://link.upgrade.com/f/a/ko4ttxbCNzfeSCFcQe3NPg~~/AAQRxRA~/lkeyta0DbSpZYA9= 53ytuITR8qmJbetQ2VKMGktm6epSt3C8zYB1A-dTJjJBF7quMfU-rttre7lXcULFCvIp_6D68En= a1RFvFqSapkUo19_Y~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = Get ahead=0Aof your debt=0AHi,=0AIf you=E2=80=99re looking to get ahead o= f your monthly bills and take=0Acare of your debt, then it=E2=80=99s time t= o check your rate (=0Ahttps://link.upgrade.com/f/a/XrHDviDS6MkNzZx1n6KBaA~~= /AAQRxRA~/7ZaCDf9IIh7kI416ZVTPqYW64NTsXOEbsQTvrT88vtIUIZJm77-iZa0spe2dLvg4b= BWoeNbeSKOAIIGxyAy3qRgGMLblorawlDNkbm7JnT35CjTrQGVvhVmCwQ214QEFV1jXRCMmEuRB= 56vk2QalNqSfDjvvrZdvVCr2JM-ktLZzzzld48q4GNw20xzKBg9uE2iTW3c44M4x_6JKybP3yCW= 1nanAHm5cyTJk4FXzEGs1TPwwuu1UE-ZqsVEtE2_N=0A) through Upgrade. =0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/rwICru-vOYsZgUB4qQpw1g~= ~/AAQRxRA~/9d3GOXm0f5uo7k3LL-xSlk75WoFcuPJCgPDoVW26wuP9lMfVd2nBvBttd5-IcqFs= q9-aRlgdwiOk4x4rr12CV-KL2RfgikwDF5Hnr9dJf2tzzh0Jzv8F92SD3jgfXO5epPkfTS5zxUq= RjT4SuSBMZiYeHeXcrSvscd0WMcxWSJekPwB8kFBCRF28n-eDjVFTh-hTfJ9UX5917OyezzC9Ww= LiuOORigsXYuQtmvOgTNq8K2IEAtk_hO4mYJjLVd1f=0A) =0A Upgrade loans feat= ure low=0Arates and fixed monthly payments, giving you lots of options to= =0Apick from. Check your rate today to see about making your monthly=0Apaym= ents more manageable and handling your debt once and for all.=0AAll the bes= t,=0AThe Upgrade Team If you have questions, we're here=0Ato h= elp. support@upgrade.com Personal loans=0Amade through Up= grade feature Annual Percentage Rates (APRs) of=0A9.99%-35.99%. All persona= l loans have a 1.85% to 9.99%=0Aorigination fee, which is deducted from the= loan proceeds. Lowest=0Arates require Autopay and paying off a portion of = existing debt=0Adirectly. Loans feature repayment terms of 24 to 84 months.= For=0Aexample, if you receive a $10,000 loan with a 36-month term and a=0A= 17.59% APR (which includes a 13.94% yearly interest rate and a 5%=0Aone-tim= e origination fee), you would receive $9,500 in your=0Aaccount and would ha= ve a required monthly payment of $341.48.=0AOver the life of the loan, your= payments would total $12,293.46.=0AThe APR on your loan may be higher or l= ower and your loan offers=0Amay not have multiple term lengths available. A= ctual rate depends=0Aon credit score, credit usage history, loan term, and = other=0Afactors. Late payments or subsequent charges and fees may=0Aincreas= e the cost of your fixed rate loan. There is no fee or=0Apenalty for repayi= ng a loan early.=0A All loans, Personal Credit=0ALines, and checking and sa= vings accounts are provided by=0AUpgrade's bank partners ( https://link.upg= rade.com/f/a/dpb-8JD_lU7LjZu_CkC74w~~/AAQRxRA~/Su2-nETURv8e5DtnrEY8u6UV6igz= _B2gQ5oUBmBHrnGddfoetkR-QEF0m6GuNKEubMxshLXOteQ9Pn09LQ52pdEdIVz3liLPmNmQANm= hLUk0TewskwSAyZ6O1SzyIxaf ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2= =AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.u= pgrade.com/f/a/dpb-8JD_lU7LjZu_CkC74w~~/AAQRxRA~/Su2-nETURv8e5DtnrEY8u6UV6i= gz_B2gQ5oUBmBHrnGddfoetkR-QEF0m6GuNKEubMxshLXOteQ9Pn09LQ52pdEdIVz3liLPmNmQA= NmhLUk0TewskwSAyZ6O1SzyIxaf ), pursuant to a license=0Afrom Visa USA Inc.= =0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/jxxqbWJ0bNvD70Q0PBd-WA~~/AAQRxRA~/1Amgmqn= 3i7QDlJwyiI5FqCtTzw0jUrUc03fLwPVwPSiB6MycElEVOORQjtdqqRhL6sqgMfzTx2rYgwG1Rf= bHKG3FMRaESvNg8ir7Pdc8LNdKZ06woLin5em19-exgtJnLZNeROt1RsvLY1OIIi_ZoECFupEXq= 2muTvkzs93Z4YoX3QdLoWUnBwamKgEURD_NNGYffbVUBnxZnVEXz-6yhN7v78WPUaG37rYNq3KM= KJc~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/gzG-sSdMzR_isMBaM41fIg~~/AAQRxRA~/MqscitRMSjp4wZZMOZ9GrKISZQXfL= PH6vzzVK2tISLcb9tC-RBvV8oAsdZKamG7CTmTLWlnAlZy1McDXXv2KCslqYsWhdmyjMYXmQLqb= f_1c4VKRlKPvk3pznB3Hxh_y ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/Q6Goqs74thmDb6E9NYu73Q~~/AAQR= xRA~/6Az4UQ4iFc_CquLWfUmq5AYF8UU4r6atDYo31dctxYOGYrNXE0tmOfQgZnagbqe559WjNJ= yw0eze-PyLsUWxrI_jPelO-kSQkgY6BWk5iQR_Arm9mgCsKk5NTmEW1HbedcTrkjxABQlyGW6VX= Xq4tkkTAAsgNYR_vd_r1Zk0p3SH-UwodAFEAhosjXBLTKOX )=0A. =0A Accept your loa= n offer and=0Ayour funds will be sent to your bank or designated account wi= thin=0Aone (1) business day of clearing necessary verifications.=0AAvailabi= lity of the funds is dependent on how quickly your bank=0Aprocesses the tra= nsaction. From the time of approval, funds sent=0Adirectly to you should be= available within one (1) business day.=0AFunds sent directly to pay off yo= ur creditors may take up to 2=0Aweeks to clear, depending on the creditor.= =0A=0Afacebook =0A( https://link.upgrade.com/f/a/PEBozYzXQRKZ17PR92lm3Q~~/A= AQRxRA~/CbmlXhU_RAW_hs3fpEUIVjGYqzC9bafTGLBM_ECPG5oK9afG26nscozWzR9P3e316FS= h3KgECYdyLW_Uomq_uD3NrFfSINnTYRhH_YWo47Hmzwz0meT7yRpYhAVa0SsM-UHJbfgzoRYCJQ= 63PWNqriUhbad1cWn8ZY0vqUgFoq4UkBd94IVuJhei5wNObmG15kkzFSxIbdO3ptFdOPF1Cgmno= OIhgTO3-G7gvd7m6fqX2sSVjCGy2FG6MEZDaVM4 )=0A=0Ainstagram =0A( https://link.= upgrade.com/f/a/H1xOTDavLRq9GuS-cEsgVQ~~/AAQRxRA~/CbmlXhU_RAW_hs3fpEUIVjvKU= _cHZn24AeudP4Z0o8B2dn2sku0TSXtI3DQUTchytZp0EXw_2tfhChcNbXV1oIICO2ZFFcIgFYtP= 1LHGxmzvTK6yp9XLkIBHUFW-cv-5E62r1sXoZX54pKoi-aHjne3JI64BAce5sWRQzUYKoRpMfJH= sf3pvRbqUhoYWHEnm1FFAsoN9dHi27wwyGk2kOZhAIdxjPErk4nzm7GhBf9Ro4FjnUGw4i2S37E= kHfveQ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/8coEiXozl4RSWP42JRhgCA= ~~/AAQRxRA~/f2qHeyOaol8l5FMx5YOR-4jxwVZ9SBEfcpklQOT43YDW16Vvbfi24leYUmdKtsS= FwN7UJwmbG4ocnehbK7V8S7wX9nq1dDBpasw11dsMKXY-WPyAhzm3VfVCzI87D1Pedxro8a5IQT= twnd3zVRbpgE9483eJVa74u8HC-z10G1S0k4m3_Z7Vhl6sdTMpXiKQo_5UMSAw-x8V-A3bvngwJ= R7f3B9kiwe59tZpF5Et1AGxFeonbcoAKq5OUWagoZ-h )=0A Please do not reply = directly to this message as it was=0Asent from an unattended mailbox. Th= is email contains=0Aadvertising content and was sent to=0Ainfo@sterlingcal.= com ( # ) based on your=0Acommunication preferences. No longer want to r= eceive these=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a/vaOEDLs= Vpmt4FNDKynRVrQ~~/AAQRxRA~/D_1aZiYkKyp5yPMoL5HGwSXrHEILEYHiJ-HVjTOvekKRYpyr= G522GCBAqfZrQVwWKMMOE9uA7VPSv7nr-x9TjToa1Z6dOPU9JvJXgoaCIy0ObjtMgvb9n8ujmdM= aXWPEGvE1tgIT1-ECu8p_NXrEPsESXJ483msqTF_2_2Y6VbwIZyn2QFvt3VjkwGflKbnB2H4Gta= ppFwGSc-cLyNtl-B6HThb4YFktymNkd6OVBzDN7WhbjxPLsrDEczNDRF6lNZQo9Tbmh_jCcj2oh= 3_Z-gRwGj5a8dz85sbrLhOaLj0MPYecmO93dTXVUK1WUatEfOdHhD2zIU5FxRKR5NfJ7Xal9zH2= WlphmFV3FWrYLzTaA6QZE55BhQsklEh9laZcWKvYsMy1qSV6X2oeTt-1gNo-bJ3miGO9DpSBK6d= Q3FHEXtnzHnZXefg4PsN4D-tuV7tbosprH_jpv9k7-AWGI7IhyWt1LTcB20xwuIfbvoQS8AoKay= Hil-MJMAlzqd-694oWiF__Ajykk3_EXftWx29CYdC-Qelx3XX9gQjniYodKatKSx_CHVC3rxk_G= Hv5uR1VNvrAQlGHAF1bK7Y7uXAmHDHrw_Q_waWl_bWo-0m8TTIUjTAzauQp7qZQ4iwI2qvXv8AN= Wp5Ohgnv32M679zMeg_wl4J3A-Gj9FW3g2wUdSF2d_EPrPdXLllu5xZ-Pkg5sMpeSOMzZpN4gDm= a3mlN27Q6QUAKtpdjuTXu_6Vhp4EjpXtSZYT8eo-ukZlA ) or=0AUpdate Preferences ( h= ttps://link.upgrade.com/f/a/i2nwk130LD7VTeLgIUzwnQ~~/AAQRxRA~/Ujm0i-afVHa8Q= PeLV8J7go1DH8wCX4OmWowdyyf2zELFd3gro5ebP0x1tZ7MTbvSHyhJ-XIInmwbjTC3YzZRv5E3= dSoOd7vYvMgnaQcuNEsFHLwugvxTxlPLD8pHXGIjR6ghf_zV1_VQSCzdW2h5NhnDSnUfVmOfete= LGOkOwQtnlJvaTYxtt4kdJ8TSgClHym93CuvYPpzSpEYkZ5ARQ-TUd50tgB7_hqC5Mg4DfdQ4hs= cGvCFnIxxZKKHS4JLy7QkYUwXOJGAuEd4gOXRASduIg7Ab2nbkxrjxNIvwpahTECsNXEFNF-Jjm= tg0_8PVd6gLnhSBtnVZgazi8ms2yGrbd2_6pCi8gcG4pLiRCWVtR4vRK9sxw-wbWZyxH-iOY2ln= XcOJLesNaxowBtd7T6gacrM-ycsWFIIjzsQMNQBlHro9btzH7YsrVJpLU1u0sOfVvlJEyAPWEi8= HEOhKjTDVuQP5zibA1AaSlmfFwaAUPYGk2yAXbccZSDK1L7A3vcXzZZcuAp-QJuL5xCoFrNB30H= eFcn-obgfAIlh42JsNjGE94Vuvfj1mHMOd-UaINT56wQj0I2Mh1WkovwmqgS5M8rzS-R3AsMJtc= atqmx23nkojqlc3E-ugVmdY6Dwu2n79o5AW1-kh9_89Mjexd5hqoNgg4y6jJaXzLZkcJNdt3In8= NTzOEf-oJq-7LFFF9-3GBNWsDq7-NMApo7e5dtRBy-QpDbp-w94K7UIxVgaP_Cp26OObPUGQhsg= zGiQA30ptv6UCrT7b82KMl7tbUnO_7purfYw-lxYJmOfiSNNO0QeQy-GTA9Lnl6v4gO9IzJ7b38= 9IfwvcSO9j6MTJvO-uL6aHmmrzGt7gx-3KYhBsPp3cO5sv91aA585kY011WUCL9WwHRaI06WQKO= zag7AdNe6DYv4NsHmzdQAO9ZRoMDwAiNwS5KFFUyRKwuWEYTx_6dT805ggJunHCYeB-ZwPGa-L-= ECLGZ7r6-oK7UxGZUSJFtFBoMwR0kcDS9NnoUrNcOhqz7tRIB_5FYsv0gxNFgxPN28LfwwBrRk5= n-Ql1dEbjTjAcuvx8mt-MVx59q0eCC8GIyVYf3g0E3tZg_LNN_Vok7tGrvjWaOY-nMeU~ )=0AU= pgrade Upgrade is located at 275 Battery Street, 23rd=0AFloor, San Fra= ncisco, CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved.=0APriv= acy Policy ( https://link.upgrade.com/f/a/QOzh5nQp1LN7sYInFJbUtg~~/AAQRxRA~= /MxzdujDNZiqYsRpuMq7ji42SEP9NadgAEIq6Dd1lA3nnGY7AQFdbGPtpZIaTPvL8jI692yLT5a= yBM_27WkJGdZWD0XZBds1oAAjIdCvQK6GZR4cbVjdjxczeD4je2-Ut )=0A=0A Equal Hous= ing Lender=0A PL_ITA_DECL_OLD_S6 --_----dCS+YbZ279mTMME8R3CRUg===_BA/AB-20331-A2D22A76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A
= New loan invitation inside, Andrew
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A = =0D=0A
 
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Get ahead o= f your debt
Hi,
If you=E2=80=99re looking to get ahead of your monthly= bills and take care of your debt, then it=E2=80=99s time to check your rate through= Upgrade.
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate=
=0D=0A
Upgrade loans fea= ture low rates and fixed monthly payments, giving you lots of options to pi= ck from. Check your rate today to see about making your monthly payments mo= re manageable and handling your debt once and for all.
All the best,<= br />=0D=0A The Upgrade Team
<= /td>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D= =0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
=0D=0A =
Per= sonal loans made through Upgrade feature Annual Percentage Rates (APRs) of = 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, whi= ch is deducted from the loan proceeds. Lowest rates require Autopay and pay= ing off a portion of existing debt directly. Loans feature repayment terms = of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-mo= nth term and a 17.59% APR (which includes a 13.94% yearly interest rate and= a 5% one-time origination fee), you would receive $9,500 in your account a= nd would have a required monthly payment of $341.48. Over the life of the l= oan, your payments would total $12,293.46. The APR on your loan may be high= er or lower and your loan offers may not have multiple term lengths availab= le. Actual rate depends on credit score, credit usage history, loan term, a= nd other factors. Late payments or subsequent charges and fees may increase= the cost of your fixed rate loan. There is no fee or penalty for repaying = a loan early. =0A All loans, Personal Credit Lines, and checking and savin= gs accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Car= ds and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners= , pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. = (NMLS #1548935) holds the following state lice= nses and does business under the following DBAs.
=0A
=0AUpgr= ade is a financ= ial technology company, not a bank.=0A=0A
Accept y= our loan offer and your funds will be sent to your bank or designated accou= nt within one (1) business day of clearing necessary verifications. Availab= ility of the funds is dependent on how quickly your bank processes the tran= saction. From the time of approval, funds sent directly to you should be av= ailable within one (1) business day. Funds sent directly to pay off your cr= editors may take up to 2 weeks to clear, depending on the creditor.
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