Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id UDCADkFLnmfe0QIAchKAPA (envelope-from ) for ; Sat, 01 Feb 2025 10:26:41 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 01 Feb 2025 10:26:41 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:29556) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1teGKO-000msH-26 for info@sterlingcal.com; Sat, 01 Feb 2025 10:26:41 -0600 X-MSFBL: m+/Be9yqSKFzHWKS7DwFl8zJVEr7iAQnml4ePN+TH+s=|eyJtZXNzYWdlX2lkIjo iNjc5NzM1NGI5ZTY3YWMzMjI3YzIiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInI iOiJpbmZvQHN0ZXJsaW5nY2FsLmNvbSIsInRlbmFudF9pZCI6InNwYyIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1738427189; i=@e.upgrade.com; bh=geYzxoVgl/P5ekUWe7gYdgexERBhoXHJDM0vPmR+GhI=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=qazSfXJkJyAbk0TIGWvZxLli78dix5Di6zthTRYeBX6oCoasl2gLQsHlLSiApY9be IOH0UrF925aSMM6zhti83gaBEZTHyna41Uw6RI8/3KcMSwZjk7SWI4vSvOF5v7YKv5 VChGugBjBTcPin36jFIVoDxHrdZwBjw3h2o3jwAk= From: "Upgrade" Message-ID: <2C.72.43336.53B4E976@i-0539e52a862e44c71.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Loan invitation for Andrew List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 01 Feb 2025 16:26:29 +0000 Content-Type: multipart/alternative; boundary="_----W60y/Ix5g8ov9MK6OgzDGA===_06/72-43336-53B4E976" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----W60y/Ix5g8ov9MK6OgzDGA===_06/72-43336-53B4E976 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGetting a personal loa= n through Upgrade can be the first step=0Atowards financial fitness and ach= ieving your long-term goals.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/cTtVnmjzaJrXZhMj8PLeEQ~~/AAQRxRA~/WAvdzGroBdwDe0hyco93sxrhIkpFk0q8HQgJ8E= I9z3nX7rGLCjATG6JInOp8DpH9e_SDbFS_LF5_1aHSQBR7_H9NqBNvJvRK4URut7RP7RM~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through U= pgrade can be the first step=0Atowards financial fitness and achieving your= long-term goals.=0AWith a personal loan through Upgrade you can: =E2= =80=93 Consolidate=0Ayour many payments to simplify your monthly budget = =E2=80=93 Pay=0Aoff high-interest debt so you can increase future saving= s =E2=80=93=0ACircle the date that you could be debt free=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/wcv4yVe1ByJykVirLkPmzQ~= ~/AAQRxRA~/QsIb4cnMHEz5Uvc-gl4CDs-M-6H7VwMFQpvbwiqwtihekWv0Tvt9HDozsBqVDIMf= LiyJ3zzn8cOZrCraYHuhFzXKzH_nrGNtm6wWrwebG6CrLQ8uoqVdZv25ljW2TMZbDQrQwrWWnNM= _Ye9hOZYvw3p_-P16CAVbGJyLHIMaNjzJB7IenZzWEmjyiOu0Gixe_if2wvoDb_NKrhxHZqXSKp= jjwTJTba6yKSs2aS8Bgh_ZgNrRuYwC4stBX4TwyzwU=0A) =0A Choose from amounts= you=0Aqualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a ra= te that will=0Anever increase. Checking your rate only takes minutes. What = are=0Ayou waiting for=3F Thanks,=0AThe Upgrade Team P.S. Check your rat= e now (=0Ahttps://link.upgrade.com/f/a/WN20LtINVgaJ5xdg6zUcQA~~/AAQRxRA~/w1= ym8xdiNfOpIQU8LwIxQhGVWMTHG-yVy-VL_AWEU_5_3SNXimRYJGjCMOa7avNK3f6316jQiQjHl= t6nHvzw8FQ6bKzmI9kVwqZpWDulgal86Y_17RKOaSoBgxBLkXHDEPG3LXegGYY61Rp9THi3BA~~= =3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_con= tent=3Demail_txt=0A). We look forward to helping you achieve your financial= goals.=0AIf you have questions, we're here to help.=0Asupport@upgrade.com = Personal loans made through=0AUpgrade feature Annual Percenta= ge Rates (APRs) of 9.99%-35.99%.=0AAll personal loans have a 1.85% to 9.99%= origination fee, which=0Ais deducted from the loan proceeds. Lowest rates = require Autopay=0Aand paying off a portion of existing debt directly. Loans= feature=0Arepayment terms of 24 to 84 months. For example, if you receive = a=0A$10,000 loan with a 36-month term and a 17.59% APR (which=0Aincludes a = 13.94% yearly interest rate and a 5% one-time=0Aorigination fee), you would= receive $9,500 in your account and=0Awould have a required monthly payment= of $341.48. Over the life=0Aof the loan, your payments would total $12,293= .46. The APR on=0Ayour loan may be higher or lower and your loan offers ma= y not=0Ahave multiple term lengths available. Actual rate depends on=0Acred= it score, credit usage history, loan term, and other factors.=0ALate paymen= ts or subsequent charges and fees may increase the=0Acost of your fixed rat= e loan. There is no fee or penalty for=0Arepaying a loan early. All=0Aloan= s, Personal Credit Lines, and checking and savings accounts=0Aare provided = by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/aWcOXgiKqEflNQ= qI93h0nw~~/AAQRxRA~/_VCe0Or-VY_wSC5a12bEblgn-rPNS43jABHrYBtNqGShTV3QZ47gxV4= _-T0zdk4SVtzQkl4RKmFIwJGHoRyIByIGZmcPidgZ51okGpoIZpGlWpgsLRaJPgWOoZTGL-o5 )= . Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards are issued= by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/aWcOXgiKqEflN= QqI93h0nw~~/AAQRxRA~/_VCe0Or-VY_wSC5a12bEblgn-rPNS43jABHrYBtNqGShTV3QZ47gxV= 4_-T0zdk4SVtzQkl4RKmFIwJGHoRyIByIGZmcPidgZ51okGpoIZpGlWpgsLRaJPgWOoZTGL-o5 = ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #154= 8935) holds the following state licenses=0A=0A( https://link.upgrade.com/f/= a/KSIfNaBEGe89i9V3HO7EzA~~/AAQRxRA~/SznTw69kH2-fNY4OIm8kot-fsewu0pWXb6fAlpA= hFOX_D3mDFlwwdLCFBYAWJOACGlzs-CwGaZq5Xw7EnMc7SuCDPgv4YUvIaywAJ4ocXwLfukEUWx= c1fkSk-wrVsEZo0cdbRltBpzgXdfO08tQ8GoWB-xx30gQ5-JP5AIGgeGwsRx-Ujw_ekCyLJnZsI= 2IuAw2ChHzyigEGm4a5NNciXm2p_WyY9y0dwVnzsfjuCa8~ )=0A and does business unde= r the following DBAs =0A( https://link.upgrade.com/f/a/I4UQ2XRu6E9CGWAD6M5a= fQ~~/AAQRxRA~/AtxiUcV7PBBSFxk2TgqhpYEXKb9z4X-elt8bHg3rZ1V1aFqaT15J-9HmnMTyp= n4PY2In_ZxWHGNG9Tcex2nl3C1ZGchJPGKZtNuXFBou_ShhNA7fmaUHVQ5gvIaFo5SK ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/N0R2ggmNF_bnxIJImV686g~~/AAQRxRA~/YWgr8HL9eA3fU_xP1ecnDiIJa= MjWScWl3KyqcY2PNn8uiLEvbzyGpq5D9qS6AprMzxrNQHSGiUUru4Fqb5NE4y5DnVn3qU08iEug= I2cJ_sRLVtztqS94vJw3CIYvHjDFHqSTGOv49RBL-2OItCesOK5TT-iwTLlPVCFf1FaV2iftezX= wT2hcQKMxTDpEjmrq )=0A. =0A Accept your loan offer and=0Ayour funds will = be sent to your bank or designated account within=0Aone (1) business day of= clearing necessary verifications.=0AAvailability of the funds is dependent= on how quickly your bank=0Aprocesses the transaction. From the time of app= roval, funds sent=0Adirectly to you should be available within one (1) busi= ness day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li= nk.upgrade.com/f/a/PdUZQj8r9W2085LYnrj0LQ~~/AAQRxRA~/LBshd8pUzs5JSayjRiC4W0= XpDXnKDjfbX5VnIYzBtE0xxRlCYS5uDCH0q6re-KPCQZTZb70NJp6pu_AIast1xYGgW1yE7VrmC= 7Fyr4o10DQ7RmM1hyZWvhT_UYe4U-5ij28i2h78dYCaodo1MNYyoa-j6X-UJAXexDlq7CUbB7_B= kFUN7cEkHtHl3otJm13zxZJYH9Bl-invNJu_oGb0aaF6gVqUaMzLt-RF4-rfDieCq_44MCoX3a-= T-vRr_n7Y )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/cFmSBm2eIOXAJr= DXrru_IA~~/AAQRxRA~/LBshd8pUzs5JSayjRiC4W8X9SxnJloYJQHvv4dAj_jx884-8baT6lL7= DVC03kwEd_j3MRaNFC-Vldam2YFHigFnmqaHb630MWWOf8O7ivKNG6kpJ4vlQV1walQyjnpHW_H= Nir-MmeEzlHI_Jbh50jRvS7WNjT_WcaqNOLCVOvAd1knfEOHo3hZ70OtIM8hLFDI0deQpEX76PS= E7cTOARHAR3DGqxXIcE7DQPbIGVuZ8IQ90DAfGnOKwnewltNQHe )=0A=0Ablog =0A( https:= //link.upgrade.com/f/a/qF5h5M386hZmVO65n9o7Lg~~/AAQRxRA~/lUAbnd7h29mj6l2taC= 7J5Y67oa-lJvwIt-UeFnhXY1IMjHGbuUXEu-x0qC5VTBII0nJXsBV0VJrjvGvTfpBoZiWDJ2NCL= gjJtoxz5U31a2TgcAkedpevxDrC4T4bHBA84Cz8e3Om8aOYbymZis0y2wNwUsliRNh8RXS3cuy8= rZxaawRIlKMgLL6A2ahmZYyir3IswZwGkQPGvBQvgqZLdYWZtHrP0w_6qSlMffhLEOIxWBwfmSN= vXHixBBU9jdoh )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsub= scribe ( https://link.upgrade.com/f/a/TlY6xU3xQ6W8JooxqkuVmA~~/AAQRxRA~/Tio= rvq3q1M41666yifrCEHgaLnCQybngYAyKT5IdFuEwQ0QFrIBMRdHHyZSV-x8TiK2E432Ige8uiX= zNTlCuLu4Wvrh7NOLaOHI9HewAurD7Oe5bCGVsT0Su8xf4MlfQQy04bfyTrjcFMm86l6FQlLaWj= cHsXv2XX0UycwpzxoIPB034ZQ5CJWgI1rN44JFRuEYkBMtijmdpKNQw1YVAmQu7unTo6kz5QnCf= JmW-AjwOGWH3ScCvIUjjzBABvvLcxwyvNPMIuwGnpOGBqNuUvDbrEhHxzMtq8NUjDAFHP17iDBk= TjokLCheKsoGM6qeWuX5JSsnNxZhpZNOKb6ONrAl-kj8CUzvjQ18ojGHtRzKZVkk_iaCWIEiqs0= wb7nDe-GGnBNUyXIIDcW739qrzD08fAnSs9aozGE08Np_okTletk6fQbgqD6J5NHlv1N4Uif1UX= U0exnarQyAuAqw67AuUHj_J-6NaP2CNb4eWJ52c9paZ41Ekeld4v07Atoz5NIs3KapUFt97UOOu= zo2mgpl_WSj5-JXtyKaN0KYdd7rtPvoWdjBYfYJxcqAIlYNMn7lod6mRhJUxKLzpo7xvvOhGErg= Bg9HP8-RdY7yYpwT-fYi__88Qb2suuSN9s7fkZ3Qt369op0FyqprfCER-xNvm1LGggxNQEYOFzg= EK0K9cV1dW-1im12zpoCxNKDpdEZhSR7f6RkZCxCF5d6yt6GNVySJshBJnpJ24grMKf7K5trb9-= NEyXcpmX0GyGEc0 ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/4l= 6nxGIXIiORhJWHWvv5tg~~/AAQRxRA~/B7l22eOWNSiSWfOhjYsBpAKIswaPUmwrGvSiFDrt9wt= sr5G8sJcdN0XJwfIFYFqJxpC426QlMY6li1z6096LPC62NwHNmNvcOn011QeDaOZTdyQeB0cawy= jvlQEWuqUkK9ZgTPTG40e71WwPLBLcaWXbTlLF-owki6DooXPcUk4vZx0Gq476nmSJp93vKmbLA= Kclr3i0aaKibgzJsAUc3PKBF3bATd_2YwUlmu0nc8S2TFPJG7i_PgSyYoR1FSFB-VqeDgr0jrdr= 2GaffaXWHlfsgOfjKZIl7i6e0RujD-8hRsfejkbEYKm8sH6wDym3k6F5sL4e4NH5kMfUfCKz9_O= tFV-BaHAseKuwvyHL3uoLiNsgjF2fwZnuaU3dt9f3Gd1QEM4dvoKJP3Z6tlgOM98vYNey9qHOy2= RB3K3_Kn0h76sbsHjqKATeNOHiN6ki6AQ9dErqykyZZ73Rg-k7Nxf6t-C-WtrZX4wiNTwrluQXE= _bRYkTxVUgA-WkjipWAhHg_raiPC3XliKHPIkcbE7WEkSzqcZQiM_LjdU-DyXzBumBt60wtlsSg= eQzertSG1hBSYQVLSw-vAXl-uqOtxgI99tv2Z3lHhjpTvx7g_6ZW_dAzjkyzvtZYgOj7L-Pg2oL= 3QVgWuz-iAjS8w54P2qO2nzjdqD3NYHoFZNuqqVD_ifk-Y-T27Aol5kxZpBAj9egxrBUM3EK3GD= PZzf4xvMKYnCE4LbmFA1BmZ4nZCfEz0uwNnMFrDMUR-_doH2pRj1lTWBXRsRxXF7yJuU35AcVd-= n9oYGasevyZ6NWQfSf4qEwxV6GAaB-pav4U9tc4jw59wIUSXFlLEMSajkaRF3lG3bniJ3awqHb0= iVjUB9OyaGs9NnsvlDTkrCu6dZtsyFVsnNi63mWE6PAEAdZKZPrjBx0xprqXcyGAH6juXxgQJ3D= vRdv7tZRLUv_K47Pbd31QXbXO-E7gnJo7NgYGfZ_fCaRaXwJyUnHoPDTEBRku_ts7imGcJsu6dS= 7fQiZR45e8_FsJIKN4j33v2gbsvyR66eIPSG-XE4Q1b7-ClIjNUpBNBL6QOd6BjOQznYibfmw08= TOB54NSjtMHbIegCJqsipIboSdhPX1AxAw7h-s~ )=0AUpgrade Upgrade is located= at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 202= 5 Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/Hgd22MAT5nHXFl5dIf_aYg~~/AAQRxRA~/zrD_1WZ5FVa8VQpp-U1LzJfYfoLpb= q6WWgdNaLZuRvvdDEJNfB-BKIH_j6lrRCbveLCLBZuw0FooicR8qEqe8wFeJTs2PB7s-2KZIzKq= DN-e7hqRW_rEMfunm_0Zqz9f )=0A=0A Equal Housing Lender=0A PL_ITA_DE= CL_OLD_S3 --_----W60y/Ix5g8ov9MK6OgzDGA===_06/72-43336-53B4E976 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A
= Getting a personal loan through Upgrade can be the first step towards finan= cial fitness and achieving your long-term goals.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D= =0A =0D=0A =0D=0A
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=0A =0A = =0A =0A = =0A =0A
3D"upgrade_logo"
=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A= =0A=0A=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
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= Hi,
Getting a personal loan through Upgrade can be the first = step towards financial fitness and achieving your long-term goals. With a p= ersonal loan through Upgrade you can:
=0D=0A =0D=0A =E2=80=93=0D= =0A =0D=0A = =0D=0A
Consolidate= your many payments to simplify your monthly budget
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A P.S. Check your rate now. We look forward to helping you ac= hieve your financial goals.=0D=0A =0D=0A = =0D=0A =0D=0A
= =E2=80=93Pay off high-interest debt so you can increase future saving= s
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =
=E2=80=93Circle the date that you could= be debt free
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A=
Check Your Rate
=0D=0A
Choose from amounts = you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate = that will never increase. Checking your rate only takes minutes. What are y= ou waiting for=3F
Thanks,
=0D=0A The Upgrade Team
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A= =0D=0A
If you have = questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Personal loans made th= rough Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All p= ersonal loans have a 1.85% to 9.99% origination fee, which is deducted from= the loan proceeds. Lowest rates require Autopay and paying off a portion o= f existing debt directly. Loans feature repayment terms of 24 to 84 months.= For example, if you receive a $10,000 loan with a 36-month term and a 17.5= 9% APR (which includes a 13.94% yearly interest rate and a 5% one-time orig= ination fee), you would receive $9,500 in your account and would have a req= uired monthly payment of $341.48. Over the life of the loan, your payments = would total $12,293.46. The APR on your loan may be higher or lower and you= r loan offers may not have multiple term lengths available. Actual rate dep= ends on credit score, credit usage history, loan term, and other factors. L= ate payments or subsequent charges and fees may increase the cost of your f= ixed rate loan. There is no fee or penalty for repaying a loan early. =0A = All loans, Personal Credit Lines, and checking and savings accounts are pro= vided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa= =C2=AE= Debit Cards are issued by Upgrade's bank partners, pursuant to a lic= ense from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses and does b= usiness under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0A=0A
Accept your loan offer and = your funds will be sent to your bank or designated account within one (1) b= usiness day of clearing necessary verifications. Availability of the funds = is dependent on how quickly your bank processes the transaction. From the t= ime of approval, funds sent directly to you should be available within one = (1) business day. Funds sent directly to pay off your creditors may take up= to 2 weeks to clear, depending on the creditor.
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