Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id OOTOCm4VmWfI/wEAchKAPA (envelope-from ) for ; Tue, 28 Jan 2025 11:35:42 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 28 Jan 2025 11:35:42 -0600 Received: from ccm165.constantcontact.com ([208.75.123.165]:57312) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.96.2) (envelope-from ) id 1tcpUz-000a5W-1q for info@sterlingcal.com; Tue, 28 Jan 2025 11:35:42 -0600 Received: from [10.252.1.101] ([10.252.1.101:41274] helo=low1-prod-emailsyndicator-syn-d116.ctct.net) by 10.249.228.10 (envelope-from ) (ecelerity 4.3.1.999 r(:)) with ESMTP id E3/F7-44711-F5519976; Tue, 28 Jan 2025 12:35:27 -0500 DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=ctct1; d=aptnewsinc.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=9anDsJnQXHrMT/CQOg3uHioILlHsR7iKaO06/WGmQ/M=; b=R1vvw1eIGQ9d+JYkYOKb9qipq3VfGKYFfPG9OFxMVXnc51HbyFEiZ3F1ejtzAhRq9rug9SCX60nFOthZ8kvjKOXyorxsdagdBijv/kIkFd6GVQlrpYaglgDUExeAJf/IvD5OGQjYVbZC7ppJQ57nc7NCBHFb2ywhSNdvFlcEbasURpOnvCb/2GVhVZTYrpvfEM7N66tahwraErjuQtc16Nl74m7JKPKCYx2r/z255C2dgr+HUcTIfkuGLs0FgzcSIyic3T2m1vjutQg7bM7AEjRd+5jekCWRt4TNfnO/59bQtD7CN6ZqzhynYJQ6+2QTBQLuvK8kJ9usWtR76ErciQ== DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=1000073432; d=auth.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=9anDsJnQXHrMT/CQOg3uHioILlHsR7iKaO06/WGmQ/M=; b=RYbBPq+MCQtHsct8uj5MOkCdTZhHSglzTd/d0wU/M8JfYh8CludEz7kvt4VB73pw5H9T+Kd54e6Pl/ot6X1Rxm30NDzFP/vr8t2DW2rKV3nP5GfzGQFc6cTjedQMU2EIT0bAo6PKhjcVr0zCRggrc/uW2w4aZE4JZTlVQUGzhFA= Message-ID: <1142078194603.1102124699710.1052990423.0.411235JL.2002@synd.ccsend.com> Date: Tue, 28 Jan 2025 12:35:27 -0500 (EST) From: Apartment News Reply-To: newsletter@aptnewsinc.com To: info@sterlingcal.com Subject: =?utf-8?Q?WEBINAR_ALERT:_=E2=80=9CProperty_Management_M?= =?utf-8?Q?asters=E2=80=9D_=E2=80=93_The_New_Leasing_Requirements?= MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_205563471_987800761.1738085727831" List-Unsubscribe: List-Unsubscribe-Post: List-Unsubscribe=One-Click X-Campaign-Activity-ID: 5f58fbed-c7c4-480e-ae2b-e3a29b1c2823 X-250ok-CID: 5f58fbed-c7c4-480e-ae2b-e3a29b1c2823 X-Channel-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c X-Return-Path-Hint: AX1j77cfESA6uK+OimxwoIw==_1102124699710_rZN8YBj8EemUmdSuUqRZfA==@in.constantcontact.com X-Roving-Campaignid: 1142078194603 X-Roving-Id: 1102124699710.1052990423 X-Feedback-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c:5f58fbed-c7c4-480e-ae2b-e3a29b1c2823:1102124699710:CTCT X-CTCT-ID: ad4646c0-18fc-11e9-9495-d4ae52a4597c X-Spam-Status: No, score=-3.1 X-Spam-Score: -30 X-Spam-Bar: --- X-Spam-Flag: NO ------=_Part_205563471_987800761.1738085727831 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable Email from Apartment News Publications LIVE @ 11 AM PST Join us online with= our expert group of panelists, Property Management Masters, to =E2=80=9Cup= your game=E2=80=9D and always allow you to come out on top! New state laws= effective in 2025 require that housing providers take photographs at the i= nception of a new tenancy, then later at the time tenancy ends to document = necessary repairs and then again to document that repairs were made before = deductions can be taken from a renter=E2=80=99s security deposit =E2=80=93 = and these photographs must be kept for 4-years! In addition, new restrictio= ns on the charging of screening fees require that housing providers accept = applicants in the order that they qualify, otherwise housing providers may = not charge applicants a screening fee. =EF=BB=BF WEBINAR DISCUSSION TOPICS = INCLUDE: The =E2=80=9Cwhat=E2=80=9D to photograph, when and where? Pictures= are worth a thousand words and possibly thousands of recovered security de= posit dollars. Applicant screening fees, and the required order of acceptan= ce of applicants. What to deduct from security deposits =E2=80=93 the =E2= =80=9Cdamages=E2=80=9D vs. the =E2=80=9Cnormal wear and tear=E2=80=9D quand= ary. Do I get full cost recovery, or must I amortize the cost over some use= ful life? Security deposit disposition and documentation requirements =E2= =80=93 avoiding potential claims How to face those tough tenant situations = after communicating security deposit deductions =E2=80=93 perhaps some war = stories shared by the panel. =E2=80=9CWhat if=E2=80=9D your security deposi= t doesn=E2=80=99t cover the extensive damages to your unit? What next? Appl= ication fraud stories and tenant screening techniques used by professionals= . Unit turnover advice =E2=80=93 quick fixes and =E2=80=98fluffing,=E2=80= =9D pricing and marketing advice from our experts. And much more =E2=80=93 = your questions submitted during the webinar will drive the discussion TUESD= AY, JANUARY 28TH @ 11 AM PST GUEST SPEAKER: Kari Negri, Chief Executive Off= icer, SKY Properties Kari Negri is the Chief Executive Officer of SKY Prope= rties in Toluca Lake. Throughout her career, Kari has been at the forefront= fighting for the rights of rental property owners. Founded by Kari in 1997= , SKY Properties offers hands-on, boutique-level property management at a c= ompetitive price for multi-tenant property owners. She serves on the Board = of Directors of the Apartment Association of Greater Los Angeles (AAGLA) an= d is a regular contributor to AAGLA=E2=80=99s =E2=80=9CApartment Age=E2=80= =9D magazine. She also serves as the Co-Chair of AAGLA=E2=80=99s State Comm= ittee and is AAGLA=E2=80=99s delegate to the National Apartment Association= . GUEST SPEAKER: Matt Williams, Principal, Williams Real Estate Advisor Mat= t Williams is the Principal of Williams Real Estate Advisors, Inc., a full-= service property management company that has approximately $150,000,000 of = multifamily assets under management throughout Southern California. While i= n college he was hired by Capmark Financial Group as an analyst. During the= year he was there he analyzed $350,000,000 (7,500 apartment units) worth o= f multi-family loan requests on property financials for lenders such as Fan= nie Mae, Freddie Mac and Life Companies. In 2008 he was promoted to an Assi= stant Vice-President and transitioned out of commercial mortgage banking to= apartment brokerage as Real Estate Investment Advisor with the Kitty Walla= ce Team at Sperry Van Ness. From 2009-2011 he did free-lance consulting wor= k for a local developer. And, then he started his current Williams Real Est= ate Advisors, Inc. which today currently manages nearly 150 properties. His= office is in Santa Monica. In 2021, Matt joined the Board of Directors of = the Apartment Association of Greater Los Angeles. GUEST SPEAKER: Joel Rodst= ein, President, North Oak Property Management, Inc Since joining the compan= y in 2005, Joel Rodstein has successfully assisted in the implementation of= lease up programs for many multifamily projects. He has also leased and re= -signed over 100,000 square feet of commercial real estate which included R= etail, Office, and Light industrial spaces. Mr. Rodstein is a licensed Real= Estate Broker in the state of California and is a CPM=C2=AE candidate. He = has also obtained his RRP (Repairs, Renovation, and Paint) designation from= the EPA which is necessary for all pre 1978 multifamily properties. Joel g= raduated from the University of California, Santa Cruz with a degree in Bus= iness Management with emphasis in accounting. Presented by: Title Sponsor: = =E2=80=8A CONTACT US TO LEARN MORE ABOUT SPONSORSHIP OPPORTUNITIES! Apartme= nt News Publications | 1973 Foothill Pkwy Suite #404 | Corona, CA 92881 US = Unsubscribe | Update Profile | Constant Contact Data Notice ------=_Part_205563471_987800761.1738085727831 Content-Type: text/html; charset=utf-8 Content-Transfer-Encoding: quoted-printable Email from Apartment News Publications<= /title> <meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Du= tf-8"> <meta name=3D"viewport" content=3D"width=3Ddevice-width, initial-sca= le=3D1, maximum-scale=3D1"> <style type=3D"text/css" data-premailer=3D"ig= nore">=20 @media only screen and (max-width:480px) { .footer-main-width { width: 100%= !important; } .footer-mobile-hidden { display: none !important; } .foote= r-mobile-hidden { display: none !important; } .footer-column { display: bl= ock !important; } .footer-mobile-stack { display: block !important; } .fo= oter-mobile-stack-padding { padding-top: 3px; } }=20 /* IE: correctly scale images with w/h attbs */ img { -ms-interpolation-mod= e: bicubic; 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font-family: Arial,Verdana,Helvetica,sans-serif; color: #575757; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(34, 34, = 34); font-weight: bold; font-family: Arial, Verdana, Helvetica, sans-serif;= font-style: italic;">Join us online with our expert group of panelists, Pr= operty Management Masters</span><span style=3D"font-size: 16px; color: rgb(= 0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: i= talic; font-weight: bold;">, to “up your game” and always all= ow you to come out on top</span><span style=3D"font-size: 16px; color: rgb(= 34, 34, 34); font-weight: bold; font-family: Arial, Verdana, Helvetica, san= s-serif; font-style: italic;">!</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif;">New state laws effec= tive in 2025 require that housing providers take photographs at the incepti= on of a new tenancy, then later at the time tenancy ends to document necess= ary repairs and then again to document that repairs were made before deduct= ions can be taken from a renter’s security deposit – and thes= e photographs must be kept for 4-years! In addition, new restrictions on th= e charging of screening fees require that housing providers accept applican= ts in the order that they qualify, otherwise housing providers may not char= ge applicants a screening fee.</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 13px; color: black; font-family: Arial, Verdana, Helvetica, = sans-serif;"></span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 16px; color: rgb(0, 0, 0); font-weight: bold;">WEBINAR DISCU= SSION TOPICS INCLUDE:</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">The “what” to photograph, wh= en and where? Pictures are worth a thousand words and possibly thousands of= recovered security deposit dollars.</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">Applicant screening fees, and the required= order of acceptance of applicants.</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">What to deduct from security deposits = 013; the “damages” vs. the “normal wear and tearȁ= d; quandary. Do I get full cost recovery, or must I amortize the cost over = some useful life?</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">Security deposit disposition and documenta= tion requirements – avoiding potential claims</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">How to face those tough tenant situations = after communicating security deposit deductions – perhaps some war s= tories shared by the panel.</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">“What if” your security depo= sit doesn’t cover the extensive damages to your unit? What next?</sp= an></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">Application fraud stories and tenant scree= ning techniques used by professionals.</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">Unit turnover advice – quick fixes = and ‘fluffing,” pricing and marketing advice from our experts= .</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 15px; color: rgb(0, 0, 0); text-align: justify;= "><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, = Verdana, Helvetica, sans-serif;">And much more – your questions subm= itted during the webinar will drive the discussion</span></li></ul> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"center"> <table class=3D"button_content-row" style=3D"" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" = style=3D"background-color: #094f85; border-radius: 10px; width: inherit; bo= rder-spacing: 0; padding: 10px 40px; border-style: none;" align=3D"center" = bgcolor=3D"#094f85"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.= rs6.net/tn.jsp?f=3D001jaqf8w37VQZ5GZuWE9XNSs5XhrPb9DdIVfjbzndsyCEWjSJjHc975= l83RyIkreSlIrrX98DfyVKr5zLeeSBPlsz-4UDf1qjqWNIz8ItQgp0lh7WO_W9014wbfkmZt02Z= Ls5_StpZbhXznPEkfpyR4K8JjIeo8QIzwJZYpv-9ayE=3D&c=3Dw2ncWHYIAOudL3Kr8o7nQLlJ= 0o0oPpYtf0f25EtU7emIidqo3qj5rQ=3D=3D&ch=3D8MN_7PCSFVFqyOoq8RFLhb3QT3jdGfFa_= W131tHSo7wHYsrMdSFnEA=3D=3D" target=3D"_blank" data-trackable=3D"true" styl= e=3D"font-size: 22px; font-weight: bold; color: #FFFFFF; font-family: Arial= ,Verdana,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none= ;">TUESDAY, JANUARY 28TH @ 11 AM PST</a> </td> </tr> </table> </td> </tr> <= /table> <table class=3D"text text--padding-vertical" width=3D"100%" borde= r=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;">= <tr> <td class=3D"text_content-cell content-padding-horizontal" style=3D"t= ext-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #5= 75757; font-size: 12px; line-height: 1.2; display: block; word-wrap: break-= word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(35, 35, = 35); font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold;= ">GUEST SPEAKER: </span><span style=3D"font-size: 16px; color: rgb(0, = 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bol= d; font-style: italic;">Kari Negri, Chief Executive Officer, SKY Properties= </span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helv= etica, sans-serif; font-style: italic;">Kari Negri is the Chief Executive O= fficer of SKY Properties in Toluca Lake. Throughout her career, Kari has be= en at the forefront fighting for the rights of rental property owners. Foun= ded by Kari in 1997, SKY Properties offers hands-on, boutique-level propert= y management at a competitive price for multi-tenant property owners. She s= erves on the Board of Directors of the Apartment Association of Greater Los= Angeles (AAGLA) and is a regular contributor to AAGLA’s “Apa= rtment Age” magazine. She also serves as the Co-Chair of AAGLAȁ= 9;s State Committee and is AAGLA’s delegate to the National Apartmen= t Association.</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(35, 35, = 35); font-weight: bold;">GUEST SPEAKER: </span><span style=3D"font-siz= e: 16px; color: rgb(0, 0, 0); font-weight: bold; font-family: Arial, Verdan= a, Helvetica, sans-serif; font-style: italic;">Matt Williams, Principal, Wi= lliams Real Estate Advisor</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helv= etica, sans-serif; font-style: italic;">Matt Williams is the Principal of W= illiams Real Estate Advisors, Inc., a full-service property management comp= any that has approximately $150,000,000 of multifamily assets under managem= ent throughout Southern California. While in college he was hired by Capmar= k Financial Group as an analyst. During the year he was there he analyzed $= 350,000,000 (7,500 apartment units) worth of multi-family loan requests on = property financials for lenders such as Fannie Mae, Freddie Mac and Life Co= mpanies. In 2008 he was promoted to an Assistant Vice-President and transit= ioned out of commercial mortgage banking to apartment brokerage as Real Est= ate Investment Advisor with the Kitty Wallace Team at Sperry Van Ness. From= 2009-2011 he did free-lance consulting work for a local developer. And, th= en he started his current Williams Real Estate Advisors, Inc. which today c= urrently manages nearly 150 properties. His office is in Santa Monica. In 2= 021, Matt joined the Board of Directors of the Apartment Association of Gre= ater Los Angeles.</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(35, 35, = 35); font-weight: bold;">GUEST SPEAKER: </span><span style=3D"font-siz= e: 16px; color: rgb(0, 0, 0); font-weight: bold; font-family: Arial, Verdan= a, Helvetica, sans-serif; font-style: italic;">Joel Rodstein, President, No= rth Oak Property Management, Inc</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helv= etica, sans-serif; font-style: italic;">Since joining the company in 2005, = Joel Rodstein has successfully assisted in the implementation of lease up p= rograms for many multifamily projects. He has also leased and re-signed ove= r 100,000 square feet of commercial real estate which included Retail, Offi= ce, and Light industrial spaces. Mr. Rodstein is a licensed Real Estate Bro= ker in the state of California and is a CPM® candidate. He has also ob= tained his RRP (Repairs, Renovation, and Paint) designation from the EPA wh= ich is necessary for all pre 1978 multifamily properties. Joel graduated fr= om the University of California, Santa Cruz with a degree in Business Manag= ement with emphasis in accounting.</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--he= ading layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" borde= r=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column colum= n--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= center; font-family: Arial,Verdana,Helvetica,sans-serif; color: #575757; f= ont-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; pa= dding: 10px 20px;" align=3D"center" valign=3D"top"><h1 style=3D"font-family= : Arial,Verdana,Helvetica,sans-serif; color: #717A80; font-size: 24px; font= -weight: bold; margin: 0;"><span style=3D"font-style: italic; font-size: 20= px; color: rgb(0, 0, 0);">Presented by:</span></h1></td> </tr> </table> </t= d> </tr> </table> <table class=3D"layout layout--1-column" style=3D"table-l= ayout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D= "0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;"= align=3D"center" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container content-padding-horizontal" style=3D"padding-left: 20px; paddi= ng-right: 20px;" align=3D"center" valign=3D"top"> <table class=3D"image_con= tainer-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style= =3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"te= xt-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; color: #= 575757; font-size: 12px; line-height: 1.2; display: block; word-wrap: break= -word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7ncab.cc.rs6= .net/tn.jsp?f=3D001jaqf8w37VQZ5GZuWE9XNSs5XhrPb9DdIVfjbzndsyCEWjSJjHc975guS= H1IX1WvXHH2d3ZmQ8m2151zRX9PBrtIxD4O81lHTn_E-QL0Q1JG4P4WCEKrOK6dE1RWKTvSIupB= FJdxL2GQzOvmFy0_G1w=3D=3D&c=3Dw2ncWHYIAOudL3Kr8o7nQLlJ0o0oPpYtf0f25EtU7emIi= dqo3qj5rQ=3D=3D&ch=3D8MN_7PCSFVFqyOoq8RFLhb3QT3jdGfFa_W131tHSo7wHYsrMdSFnEA= =3D=3D" data-trackable=3D"true" style=3D"color: #FF7200; font-weight: norma= l; text-decoration: underline; font-style: normal;"><img data-image-content= class=3D"image_content" style=3D"display: block; height: auto; max-width: = 100%;" width=3D"311" src=3D"https://files.constantcontact.com/e3050cb9001/0= f67ee68-94cc-41ac-8686-38ef92ad0a18.png?rdr=3Dtrue" alt=3D""></a> </td> </= tr> </table> </td> </tr> </table> </td> </tr> </table> <table class=3D"layo= ut layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border= =3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column= --1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= center; font-family: Arial,Verdana,Helvetica,sans-serif; color: #575757; f= ont-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; pa= dding: 10px 20px;" align=3D"center" valign=3D"top"><h1 style=3D"font-family= : Arial,Verdana,Helvetica,sans-serif; color: #717A80; font-size: 24px; font= -weight: bold; margin: 0;"><span style=3D"font-size: 20px; color: rgb(0, 0,= 0); font-style: italic;">Title Sponsor:</span></h1></td> </tr> </table> </= td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"table-= layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100= %;" align=3D"center" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container content-padding-horizontal" style=3D"padding-left: 20px; paddi= ng-right: 20px;" align=3D"center" valign=3D"top"> <table class=3D"image_con= tainer-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style= =3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"te= xt-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; color: #= 575757; font-size: 12px; line-height: 1.2; display: block; word-wrap: break= -word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7ncab.cc.rs6= .net/tn.jsp?f=3D001jaqf8w37VQZ5GZuWE9XNSs5XhrPb9DdIVfjbzndsyCEWjSJjHc975oC8= GWeMdrAtEx0hQa37XDJ7R-gUf660F9CsQictDos4Iym64hNb3ai3INlGWk_eRSq40s5RSVs1mH_= _09JY0Cs=3D&c=3Dw2ncWHYIAOudL3Kr8o7nQLlJ0o0oPpYtf0f25EtU7emIidqo3qj5rQ=3D= =3D&ch=3D8MN_7PCSFVFqyOoq8RFLhb3QT3jdGfFa_W131tHSo7wHYsrMdSFnEA=3D=3D" data= -trackable=3D"true" style=3D"color: #FF7200; font-weight: normal; text-deco= ration: underline; font-style: normal;"><img data-image-content class=3D"im= age_content" style=3D"display: block; height: auto; max-width: 100%;" width= =3D"311" src=3D"https://files.constantcontact.com/e3050cb9001/6b3930e9-619d= -47e4-9b37-51d8739b6817.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </table>= </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1= -column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad= ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac= k" style=3D"width: 100%;" align=3D"center" valign=3D"top"><div class=3D"spa= cer" style=3D"height: 30px; line-height: 30px;"> </div></td> </tr> <= /table> <table class=3D"layout layout--1-column" style=3D"background-color:= #FFFFFF; table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" bgcolor=3D"#FFFFFF"> <tr> <td class=3D"column column--= 1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 9= px; padding-bottom: 9px;" width=3D"100%" align=3D"center" valign=3D"top"> <= table class=3D"divider_content-row" style=3D"width: 94%; height: 1px;" cell= padding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_con= tent-cell" style=3D"padding-bottom: 0px; background-color: #4C4C4C; height:= 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=3D"ce= nter" bgcolor=3D"#4C4C4C"> <img alt=3D"" width=3D"5" height=3D"1" border=3D= "0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/let= ters/images/1101116784221/S.gif" style=3D"display: block; 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