Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id LhZrNqFhlmdt8AEAchKAPA (envelope-from ) for ; Sun, 26 Jan 2025 10:24:01 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 26 Jan 2025 10:24:01 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:3000) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tc5QX-000WzC-0k for info@sterlingcal.com; Sun, 26 Jan 2025 10:24:01 -0600 X-MSFBL: XsZ9mNXPmlYGWgaINyuk4AW4HX6NXbA7WtNtdReSfHs=|eyJtZXNzYWdlX2lkIjo iNjc4ZTk2NjE5NjY3ZWQyMDA1ZGEiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20 iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGVuYW50X2lkIjoic3BjIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1737908630; i=@e.upgrade.com; bh=/S+I36JIMGpp1PTTK4yDEPAYc5dSuklWoEEcUXDU6Hk=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=cru5AYM1Dv/qsLhUQVaw2qqRQzrB9IZMoWwxa2EdyOAEmvgwMlH3bChmHgqAUskwX QVCN1PWZ+9ha6CBssNep94tW8CUIZTdU7khirihzVW4lIzq76WWYzmMnSvY9SAx/Aj 4QNfXe+JTmKwxX8mdfVt3RHk5ye+29iRDhgxVFU8= From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, your January invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 26 Jan 2025 16:23:50 +0000 Content-Type: multipart/alternative; boundary="_----vaM8bZJG+43qwCvgp4hkOA===_6A/58-05794-69166976" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----vaM8bZJG+43qwCvgp4hkOA===_6A/58-05794-69166976 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0Aupgrade_logo (= https://link.upgrade.com/f/a/ZptyabF5qmvmjB_gl-PC8A~~/AAQRxQA~/RgRpeOaWP0Q= XaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ46WYZZn7SAF2lIUaW5mb0BzdGVybGluZ2= NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = Free=0AYourself from High-Interest Credit Cards=0AHi,=0AAre you ready to = say goodbye to your high-interest credit cards=0Aand debt=3F With a persona= l loan through Upgrade, you can circle=0Athe date that you could be debt fr= ee. It=E2=80=99s time to check your=0Arate and plan for your financial free= dom. Upgrade has helped=0Athousands of people get on their way to financi= al freedom =E2=80=93 and=0Ayou could be next! =E2=80=93 Low, fixed inte= rest rates that never=0Achange =E2=80=93 Affordable monthly payments = =E2=80=93 No prepayment=0Apenalty if you decide to pay off your loan = early=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/6ekjdJ= tLxQZIm1dw4qiYGw~~/AAQRxQA~/RgRpeOaWP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnV= ubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG= 1fY2FtcGFpZ249c2VuZDAyX2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmeOlmGWZ-0gB= dpSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=0A) =0A Thanks,=0AThe Upgrade= Team P.S. Check your rate now (=0Ahttps://link.upgrade.com/f/a/WET2rHP6Y= 0fzZrg2wGfLUw~~/AAQRxQA~/RgRpeOaWP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubm= VsL25vbmRtZnVubmVsVwNzcGNCCmeOlmGWZ-0gBdpSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAA= AIV=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend02_a&utm_= content=3Demail_txt=0A) and get on your path to financial freedom! = If you=0Ahave questions, we're here to help. support@upgrade.com= =0APersonal loans made through Upgrade feature Annual Percentage=0ARates (A= PRs) of 9.99%-35.99%. All personal loans have a 1.85% to=0A9.99% originatio= n fee, which is deducted from the loan proceeds.=0ALowest rates require Aut= opay and paying off a portion of existing=0Adebt directly. Loans feature re= payment terms of 24 to 84 months.=0AFor example, if you receive a $10,000 l= oan with a 36-month term=0Aand a 17.59% APR (which includes a 13.94% yearly= interest rate=0Aand a 5% one-time origination fee), you would receive $9,5= 00 in=0Ayour account and would have a required monthly payment of=0A$341.48= . Over the life of the loan, your payments would total=0A$12,293.46. The A= PR on your loan may be higher or lower and your=0Aloan offers may not have = multiple term lengths available. Actual=0Arate depends on credit score, cre= dit usage history, loan term,=0Aand other factors. Late payments or subsequ= ent charges and fees=0Amay increase the cost of your fixed rate loan. There= is no fee or=0Apenalty for repaying a loan early.=0A All loans, Personal C= redit=0ALines, and checking and savings accounts are provided by=0AUpgrade'= s bank partners ( https://link.upgrade.com/f/a/L6pM4wUO2tRQNocdKxT3LQ~~/AAQ= RxQA~/RgRpeOaWP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY= 0IKZ46WYZZn7SAF2lIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank= partners =0A( https://link.upgrade.com/f/a/L6pM4wUO2tRQNocdKxT3LQ~~/AAQRxQ= A~/RgRpeOaWP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IK= Z46WYZZn7SAF2lIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a licen= se=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the follow= ing state licenses=0A=0A( https://link.upgrade.com/f/a/XXlOq0K_36HuP6F4wWgC= pw~~/AAQRxQA~/RgRpeOaWP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL= 2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1= bWVyLUluZm9ybWF0aW9uVwNzcGNCCmeOlmGWZ-0gBdpSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQ= AAAIV )=0A and does business under the following DBAs =0A( https://link.upg= rade.com/f/a/C13ADnEeACdTQ8_M1ZT8aQ~~/AAQRxQA~/RgRpeOaWP0QcaHR0cHM6Ly93d3cu= dXBncmFkZS5jb20vZGJhL1cDc3BjQgpnjpZhlmftIAXaUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVg= EAAACFQ~~ ).=0A=0AUpgrade is a financial technology company, not a bank =0A= ( https://link.upgrade.com/f/a/_tHuU-xyAE7-ic87ywRESw~~/AAQRxQA~/RgRpeOaWP0= ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwM= jQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmeOlmGWZ-0gBdpSFGluZm9Ac3Rlcmxpbmdj= YWwuY29tWAQAAAIV )=0A. =0A=0A=0Afacebook =0A( https://link.upgrade.com/f/a/= OeU2UXX7xsErTB32l-mGXQ~~/AAQRxQA~/RgRpeOaWP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY= 29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFp= bCZ1dG1fY2FtcGFpZ249c2VuZDAyX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgp= njpZhlmftIAXaUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A(= https://link.upgrade.com/f/a/5XDmiWbUrcSvCSqXQczfyg~~/AAQRxQA~/RgRpeOaWP0R= _aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZW= NsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDJfYSZ1dG1fY29udGVud= D1pbnN0YWdyYW1fbGlua1cDc3BjQgpnjpZhlmftIAXaUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgE= AAACFQ~~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/B-lhtAFLlxXxBFlOyOXX= _g~~/AAQRxQA~/RgRpeOaWP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0a= C9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1w= YWlnbj1zZW5kMDJfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ46WYZZn7SAF2lIUaW5= mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A Please do not reply directly t= o this message as it was=0Asent from an unattended mailbox. 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No longer want to receive the= se=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a/OBh27hEwLE8ovNMh7= vCu2w~~/AAQRxQA~/RgRpeOaWP4T5AWh0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy= 5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0WWx2WHhkMmVkZEtxMlVDWDNzMFllU= SUzRCUzRCUyNEVBY21BcDhJbkhmd1FqTk14cXpXNWRIaERMZUdPOHFtQnlqUXglMkZWJTJCQ0JM= bWtVcW0zdzYlMkZSbjBFNGxZRyUwQTg3ejlSd3ZIeW51aHZzWmxocHloVzhaOEljdms0VzFzTnl= iaG5JNFV2RjhHYlZuSnVkcUdBb0kxcExmOCUwQUdKN0toZHBGQiUyRlVMdWRHWnR0eHZ2cGtwel= ZmV2NRNVp3ZXV2YUNpbiUyQkQwVDY5MDZvM3V1MWZzeTNQS2YlMEFqT3NwYWZmRjFoJTJCbUY4Q= TJLazViU0dDc2VkaURIbkZkSjFTMW92UFE4ejl5TWZmJTJCZ09MQ2hTYjJiJTJCRVIlMEFGdm9C= azN0bnljM1pRaFFlUE1WUldiQVZEemRCd1hTcHVRNXJLempWa3BuWlI3WHc2V0ZtRnRjcWIyZXY= lMEFWeXZ3OHAxVDdwTXpsTFVBVnZQWXFHQU5oeVdaTmY2eFZsczF2d2ElMkJjSFBkUGtYcjBIUG= lCbFo4SjdhVSUwQUoydyUzRCYxPTFXA3NwY0IKZ46WYZZn7SAF2lIUaW5mb0BzdGVybGluZ2Nhb= C5jb21YBAAAAhU~ ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/lo= aUp66jdjI_lGe-OEWaRg~~/AAQRxQA~/RgRpeOaWP4QLA2h0dHBzOi8vMDUuZW1haWxpbmJvdW5= kcHJvY2Vzc2luZy5jb20vcHJlZmVyZW5jZV9jZW50ZXIvdjEvZXlKaGJHY2lPaUpTVXpJMU5pSj= kvZXlKemRXSWlPaUp3WTNZeElpd2lhV0YwSWpveE56TTNPVEE0TmpJNExDSmxlSEFpT2pFM05qa= zBORFEyTWpnc0ltUWlPaUlrTUNSelEzVTFPV2hSVFVKUVNXeEJlSFp3YUVSM1NVMUJQVDBrTWtO= dVQyTk5aVGxtYkd0UmRuUklOWEZhY0RGM1REazBVbXBsSzFaalVuRkNXbG95TWtWSWFtdFBRbXB= yU0hWcloxSkxUbTQxZWs5RVJFa3hYRzVtU21KUUlpd2lhQ0k2SWpBMUxtVnRZV2xzYVc1aWIzVn= VaSEJ5YjJObGMzTnBibWN1WTI5dElpd2lZeUk2SWpVeU5TSXNJbTBpT2lJMk0ySTBZek5rTnpFM= 01EVXpNVEF3TmpabE5EUTNaVGNpTENKM0lqb2lNVEU1SWl3aWRpSTZJall6WWpSak0yUTNNVGN3= TlRNeE1EQTJObVUwTkRneE1pSjkvQTdDYkZFbDZLNFBrN2FEX2ZpeDB6TzViaV9QOEhVYnNkMDl= NQUdMd1A3VTJNcDR6anFVdUVDWEdKcTlnWTJDTzV3RVBhVVI4MGVSeTJfcUJYTXVlNDF2ZVJzYk= g3SWxEM2J6NVVtQ01mWE8zZE1KaW9pT1ZzcElBeEhvUDJtRjBkcEFJVlM5ODh5WHRYRUs2LXM2b= 3drZG92NkxlaEhMVEk5RjhXMHBVV3JQbmJucFduUFFyaHo5OWZralNIdkh0RC16VU1NWTZoaUNB= VmxxbmxzYWp6YUg3Xy1xamhoY2ZfdzhwWWJrY0RqVXIzMFdqN0xTalpRekhZX1dxcTNnYk9rZkp= BRVBtMUtMWXU1SnhZV1p2VW50VXdCcnJIbXRYcVdFVDRSMWktTG9aUE9OTGozXzdFX0M1bFNmY2= NmaG0yQmNGa3hLakh3V2NwQ1dTVnZtT2V3VwNzcGNCCmeOlmGWZ-0gBdpSFGluZm9Ac3Rlcmxpb= mdjYWwuY29tWAQAAAIV )=0AUpgrade Upgrade is located at 275 Battery Stre= et, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All = rights=0Areserved.=0APrivacy Policy ( https://link.upgrade.com/f/a/gyn7r2Ye= ISgVTC4hVRofxw~~/AAQRxQA~/RgRpeOaWP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpd= mFjeVcDc3BjQgpnjpZhlmftIAXaUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A= Equal Housing Lender=0A PL_ITA_DECL_OLD_S2 --_----vaM8bZJG+43qwCvgp4hkOA===_6A/58-05794-69166976 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A= =0D=0A=0A=0A=0A=0A=0A=0A=0D=0A = =0D=0A =0D=0A <= /td>=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A
Free Yourself from High-Interest Credit Cards=0D=0A
Hi,
Are you ready to say goodbye to your high-interest credit cards a= nd debt=3F With a personal loan through Upgrade, you can circle the date th= at you could be debt free. It=E2=80=99s time to check your rate and plan fo= r your financial freedom.
Upgrade has helped thousands of peo= ple get on their way to financial freedom =E2=80=93 and you could be next!<= /td>=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A
Low, fixed interest rates that never change
=
=0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A
=E2=80=93Affordable monthly payments
=0D=0A =0D=0A =0D=0A =0D=0A =
No prepayment penalty if you decide to pay of= f your loan early
=0D=0A =0D=0A =0D=0A =0D=0A
   Check Your Rate
= =0D=0A
T= hanks,
=0D=0A The Upgrade Team
P.S. Check your rate now and get on your path to financial freedom!
= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D= =0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =
=0D=0A =
Per= sonal loans made through Upgrade feature Annual Percentage Rates (APRs) of = 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, whi= ch is deducted from the loan proceeds. Lowest rates require Autopay and pay= ing off a portion of existing debt directly. Loans feature repayment terms = of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-mo= nth term and a 17.59% APR (which includes a 13.94% yearly interest rate and= a 5% one-time origination fee), you would receive $9,500 in your account a= nd would have a required monthly payment of $341.48. Over the life of the l= oan, your payments would total $12,293.46. The APR on your loan may be high= er or lower and your loan offers may not have multiple term lengths availab= le. Actual rate depends on credit score, credit usage history, loan term, a= nd other factors. Late payments or subsequent charges and fees may increase= the cost of your fixed rate loan. There is no fee or penalty for repaying = a loan early. =0A All loans, Personal Credit Lines, and checking and savin= gs accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards a= nd Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursua= nt to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses and does business u= nder the following D= BAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
=0D=0A =0D=0A= =0D=0A = =0D=0A =0D=0A
<= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-top-width: 1px; border-top-color: #cecece; border-top-style: solid= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A =
=0D= =0A =0D=0A =0D=0A <= td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line-heigh= t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%= ; padding: 0px;">3D"facebook"=0D=0A = =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
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This email contains advertising content and was sent t= o inf= o@sterlingcal.com based on your communication preferences.
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3D"Upgrade"
Upgrade is = located at 275 Battery Street, 23rd Floor, San Francisco, CA, 94111
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