Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id d0m4G9srlGdpxA0AchKAPA (envelope-from ) for ; Fri, 24 Jan 2025 18:10:03 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 24 Jan 2025 18:10:03 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:16083) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tbTkQ-003mdv-2O for info@sterlingcal.com; Fri, 24 Jan 2025 18:10:03 -0600 X-MSFBL: gPEepT8IAywXT9acGxr1DtFSldN99TqczSlXJWBfnOc=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjc4ZWNmMmI5NDY3ZWYzZTFlMDg iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1737763791; i=@e.upgrade.com; bh=rIY2DjrVxMvKr3nHIYFaE6izfQ20WBjLUo0GjFBSC0U=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=GRXlmJO0k6ITgb8X00Cs54ftNUO99WIYvJuwK8sYVEKjqWg7/AbgcySSytVpIq34n yu8OwD8fFEdNWdNaM21Qj1LF35beUYN8cZkOcooSygT1ThaoJjilBJLUUxFS9MasvH nJcRPKjcn90Tqm/eIe2F5wYiA4qPYvBo/grIoUYs= From: "Upgrade" Message-ID: <80.E1.29130.FCB24976@i-04a5e0831ce1c0252.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Check out OneCard from Upgrade List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 25 Jan 2025 00:09:51 +0000 Content-Type: multipart/alternative; boundary="_----jomhlmjMyF9kGCIKaKWLUA===_3E/D1-29130-FCB24976" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-4.3 X-Spam-Score: -42 X-Spam-Bar: ---- X-Spam-Flag: NO --_----jomhlmjMyF9kGCIKaKWLUA===_3E/D1-29130-FCB24976 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" You decide which purchases you want to Pay Now with no interest,=0Aand whic= h to Pay Later over time at a fixed rate=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A Upgrade 96=0Aupgrade_logo ( https://link.upgrade.com/f/a/w= JD0S0rGR7XW5qh6cNe_Pw~~/AAQRxQA~/RgRpdrDPP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb2= 1XA3NwY0IKZ47PK5Rn7z4eCFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0ADo you use different cards for your dai= ly purchases and higher=0Acost items=3F With Upgrade OneCard you finally ha= ve one card for=0Aeverything. You decide which purchases you want to Pay = Now with=0Ano interest, and which to Pay Later over time at a fixed rate.1= =0AAnd you enjoy great rewards on all your purchases when you pay=0Athem ba= ck. =0A=0A=0A=0AFind Out More (=0Ahttps://link.upgrade.com/f/a/ZtiCFVCzbR= If1yXWwfRX3w~~/AAQRxQA~/RgRpdrDPP0R0aHR0cHM6Ly93d3cudXBncmFkZS5jb20vb25lLWN= hcmQvP3V0bV9zb3VyY2U9ZF9jYXJkJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXBscG= NsX29jX3MwMiZ1dG1fY29udGVudD1lbWFpbF9jdGFXA3NwY0IKZ47PK5Rn7z4eCFIUaW5mb0Bzd= GVybGluZ2NhbC5jb21YBAAAAhU~=0A) =0A Use Upgrade Card wherever=0AVisa= =C2=AE is accepted2 or have funds sent to your bank account.=0AThanks,=0ATh= e Upgrade Team If you have questions, we're here=0Ato help. = support@upgrade.com 1 Pay Now is an=0Aoptional feature of = OneCard that allows you to designate specific=0Apurchases or ATM transactio= ns to be automatically paid off the=0Aday after the transaction settles. To= make use of Pay Now, you=0Amust (1) activate the =E2=80=9CPay Now Purchase= s=E2=80=9D setting and tell us=0Awhich purchase amounts you would like to d= esignate as Pay Now=0A(for example, all purchases of $25 or less) and/or (2= ) activate=0Athe =E2=80=9CATM Access=E2=80=9D setting, which will treat all= ATM transactions=0Aas Pay Now regardless of the transaction amount. If you= do not=0Aactivate ATM Access, any request for an ATM transaction will be= =0Adeclined. Each transaction will be processed as a credit=0Atransaction, = but while you will not be charged interest on any=0Atransactions that you p= ay off using Pay Now, transactions=0Adesignated as Pay Later will accrue in= terest as described in your=0APersonal Credit Line Agreement. Even after yo= u make a purchase or=0AATM transaction, you may change the designation of t= hat=0Atransaction from Pay Now to Pay Later, or vice versa, up until=0A12pm= Pacific Time the day after the transaction settles. Every=0Aday at 12pm Pa= cific Time, we will initiate one-time debits to=0Ayour designated bank acco= unt to pay off the prior day=E2=80=99s settled=0Atransactions that were des= ignated as Pay Now. If any debit fails=0Afrom the primary bank account that= is designated in your Pay Now=0Astanding authorization, the debit will be = initiated from the=0Asecondary bank account that is designated (if any) the= rein. You=0Amay cancel a Pay Now payment up until 12pm Pacific Time by simp= ly=0Achanging that day=E2=80=99s Pay Now transactions to Pay Later through= =0Ayour Upgrade dashboard or mobile app. If a Pay Now debit is=0Areturned b= y your bank, we will switch the underlying transactions=0Ato Pay Later, and= those transactions will accrue interest as of=0Athe original transaction d= ate. Designating a transaction as Pay=0ALater gives you the flexibility to = pay balances back over time=0Awith a fixed payment period. 2=0A Except f= or Upgrade OneCard,=0Ayour Upgrade Card is not an ATM card and cannot be us= ed for=0Atransactions requiring a PIN =0A All loans, Personal Credit=0ALine= s, and checking and savings accounts are provided by=0AUpgrade's bank partn= ers ( https://link.upgrade.com/f/a/gIgNs1KqEg5Kin6Rh-bCxA~~/AAQRxQA~/RgRpdr= DPP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ47PK5Rn7= z4eCFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Cards an= d Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners = =0A( https://link.upgrade.com/f/a/gIgNs1KqEg5Kin6Rh-bCxA~~/AAQRxQA~/RgRpdrD= PP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ47PK5Rn7z= 4eCFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom = Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state = licenses=0A=0A( https://link.upgrade.com/f/a/-Kcnyh6urKFqcizqKCksbg~~/AAQRx= QA~/RgRpdrDPP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGV= zLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm= 9ybWF0aW9uVwNzcGNCCmeOzyuUZ-8-HghSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A= and does business under the following DBAs =0A( https://link.upgrade.com/f= /a/XZMcD5Ls394-DfUYtMT06w~~/AAQRxQA~/RgRpdrDPP0QcaHR0cHM6Ly93d3cudXBncmFkZS= 5jb20vZGJhL1cDc3BjQgpnjs8rlGfvPh4IUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ = ).=0A=0AUpgrade is a financial technology company, not a bank =0A( https://= link.upgrade.com/f/a/PIJCi8gLTXwWS0wSGXjZTQ~~/AAQRxQA~/RgRpdrDPP0ROaHR0cHM6= Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXM= tVXBncmFkZS1hLWJhbmstVwNzcGNCCmeOzyuUZ-8-HghSFGluZm9Ac3RlcmxpbmdjYWwuY29tWA= QAAAIV )=0A. =0A facebook =0A( https://link.upgrade.com/f/a/lr8A= YYGCvibzxzsVz6macQ~~/AAQRxQA~/RgRpdrDPP0SBaHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL= 3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZF9jYXJkJnV0bV9tZWRpdW09ZW1haWwmdXRt= X2NhbXBhaWduPXBscGNsX29jX3MwMiZ1dG1fY29udGVudD1mYWNlYm9va19saW5rVwNzcGNCCme= OzyuUZ-8-HghSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A instagram =0A( htt= ps://link.upgrade.com/f/a/4ny6723Tr93cF-LrBPvsTw~~/AAQRxQA~/RgRpdrDPP0SBaHR= 0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kX2Nhcm= QmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249cGxwY2xfb2NfczAyJnV0bV9jb250ZW50P= Wluc3RhZ3JhbV9saW5rVwNzcGNCCmeOzyuUZ-8-HghSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQA= AAIV )=0A blog =0A( https://link.upgrade.com/f/a/FayYl4JXQFq2kE0oewEiwA~~= /AAQRxQA~/RgRpdrDPP0SCaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pb= nNpZ2h0cy8_dXRtX3NvdXJjZT1kX2NhcmQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249= cGxwY2xfb2NfczAyJnV0bV9jb250ZW50PWJsb2dfbGlua1cDc3BjQgpnjs8rlGfvPh4IUhRpbmZ= vQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A Please do not reply directly t= o this message as it was=0Asent from an unattended mailbox. This email c= ontains=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com ( # ) = based on your=0Acommunication preferences. No longer want to receive the= se=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a/l7P2XguOncGk0Fve3= mnZhg~~/AAQRxQA~/RgRpdrDPP4QLAmh0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy= 5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0Y01jSmdKc3hGaVFEVGh4V2U1TiUyR= m5nJTNEJTNEJTI0dzZ6NlBXdG5FM2xKbFJRNGdGJTJGayUyQm1uJTJCbVZjMFlQdGdlT1hGamh3= TkZHTnBHU04ydzFIMSUyQmVTbHRvUWQlMEFSaXRaT3lzWThNYmpFRzJQQTBTT3QlMkZGSzQ2NGl= YdlhqQWFxTlpxbVVMSyUyRjdtUDMxRUdYUiUyQkRUTEhWYm4lMEFzaG9KckNmUlhwYzQ4ZGlJV0= slMkJQJTJGMlptd2pPSSUyQlolMkZ5a1QlMkJnbGl6bTZFMjFSVjh0WDFxUzQ0dmZIaXF1JTBBb= Wdsb3JjQU4wcDclMkZoOE50ejdkZWlSMzBsWHNiOFdmdVJabEFaVnhRek9jM0FWOEQxN2tzb01l= endjTUolMEFkYUFnNjhDaXpHNyUyRjdNN1UlMkJaQTJITkR4eFA3RHlVdDhmMlBUMG5uVUREZEt= kSHdmc3FyOTRGRk1GMFR5JTBBUjRMUDVvMWN5U2xwTTNqV0dUbUNZRDBlJTJGYXVOMEhRbnlKNk= dPMWNKNjZUJTJCWjNmZW95R2pweFJETUt3WiUwQXhBbyUzRCYxPTFXA3NwY0IKZ47PK5Rn7z4eC= FIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) or=0AUpdate Preferences ( https:/= /link.upgrade.com/f/a/eB_odIi3xdWV2qeCKs5lNQ~~/AAQRxQA~/RgRpdrDPP4QLA2h0dHB= zOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vcHJlZmVyZW5jZV9jZW50ZXIvdjEvZX= lKaGJHY2lPaUpTVXpJMU5pSjkvZXlKemRXSWlPaUp3WTNZeElpd2lhV0YwSWpveE56TTNOell6T= nprd0xDSmxlSEFpT2pFM05qa3lPVGszT1RBc0ltUWlPaUlrTUNSQ1pHSk1VRWN3ZFVNck5tVnlV= WFYxYjB4SFpEWm5QVDBrVld4eGRUWnViVTFrVWsxT1pGSmtjRVEzVDB0TFNsbE9RMVpDV0RWS01= IVlRjazlFWVRaMWIyZzVaQzlCSzBFNGJtMUNabHAxTDJwVlYyaFJYRzVFWjIxNklpd2lhQ0k2SW= pBMUxtVnRZV2xzYVc1aWIzVnVaSEJ5YjJObGMzTnBibWN1WTI5dElpd2lZeUk2SWpVMk1TSXNJb= TBpT2lJMk0ySTFaalV6TVdKa1ltTTBOakF3TkdWbFpEbGtaVEVpTENKM0lqb2lNVEkzSWl3aWRp= STZJalkwWkRaak5HTTBOV0poT0RBeE1EQTBaV1ZoWm1FNU55SjkvckFHY0pIZ1ZPeWZfU2ZaYk5= qTENyOFl3Sno2NUhLUmhWYkEwRWl4WjV3TUJVNnJfdG9uQWtQZXJjc2NsNVo0c1hwUXdfeXRFdk= hUcHNrcmhQSGFpSkEwb1p0cmV5aHBDREdid2lFNm12bVdiYzliaENYaGJDVXdJODB1aGRqTXc0b= U8xSUhzMjRDOGxPUEx1WEZIM3RnSDk3ZkMxVC1NVHlUOXpyTEZCeTg4RVJXc0dsS0hrQUktSjZp= RlhISzF0TWp0NDJhMlNMRGxtQTAzcFcxNFU0NTRwRF9rRXMtblAtRnNnR2c5RnRvOTEtNXJ3aHl= vd2pKMTZURVpWRkNnWW5QaFZQbHZPSmJlVXEwV21uUVJrdGRlNEs5YUFEUFdfcWdMQkpUdWNDZT= lyMXVXN0R2eDFtRVRqUS1nYzdlS0tsY1dSZU02bVVNSjhMdnlZSHJ5cUhnVwNzcGNCCmeOzyuUZ= -8-HghSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0AUpgrade Upgrade is loc= ated at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111 =C2= =A9=0A2025 Upgrade, Inc. All rights=0Areserved. Privacy Policy ( https:= //link.upgrade.com/f/a/709FJ6r7vQ5XGp7bWLxMDg~~/AAQRxQA~/RgRpdrDPP0QfaHR0cH= M6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnjs8rlGfvPh4IUhRpbmZvQHN0ZXJsa= W5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing Lender=0A=0AC_DECL_XPL_OC_S= 02 --_----jomhlmjMyF9kGCIKaKWLUA===_3E/D1-29130-FCB24976 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A
You decide which pu= rchases you want to Pay Now with no interest, and which to Pay Later over t= ime at a fixed rate
=0A
=CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF
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<= img alt=3D"upgrade_logo" border=3D"0" height=3D"33" src=3D"https://braze-im= ages.com/appboy/communication/assets/image_assets/images/63348ce6db77c73d70= 7010e4/original.png=3F1664388326" style=3D"outline: 0px; width: 144px; heig= ht: auto; font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 24= px; color: rgb(0, 175, 106); image-rendering: auto; text-decoration: none; = -ms-interpolation-mode: bicubic; padding: 0px; border-width: 0px;" title=3D= "logo" width=3D"144" class=3D"center">
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=0A =0A = =0A =0A =0A = =0A =0A =0A =0A = =0A =0A = =0A =0A =0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A=0A =0A = =0A =0A = =0A =0A Thanks,
=0A The Up= grade Team=0A =0A =0A=
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=0AHi,
Do you use different cards for your dail= y purchases and higher cost items=3F With Upgrade OneCard you finally have = one card for everything.
You decid= e which purchases you want to Pay Now with no interest, and which to Pay La= ter over time at a fixed rate.1 And you enjoy great rewards on all your purchases when you pay t= hem back.
=0A=0D=0A =0D=0A =
Find Out More
=0D=0A
Use Upgra= de Card wherever Visa=C2=AE is accepted2 or have funds sent to your bank account.
=0A =0A =0A = =0A =0A =0A =0A =0A =0A =0A <= tr>=0A =0A =0A =0A =0A =0A =0A =0A =0A=0A=0A=0A=0D=0A=0D=0A=0A --_----jomhlmjMyF9kGCIKaKWLUA===_3E/D1-29130-FCB24976--
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If you have quest= ions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
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=0A = =0A =0A =0A1 Pay Now is an optional feature of OneCard that allows you to d= esignate specific purchases or ATM transactions to be automatically paid of= f the day after the transaction settles. To make use of Pay Now, you must (= 1) activate the =E2=80=9CPay Now Purchases=E2=80=9D setting and tell us whi= ch purchase amounts you would like to designate as Pay Now (for example, al= l purchases of $25 or less) and/or (2) activate the =E2=80=9CATM Access=E2= =80=9D setting, which will treat all ATM transactions as Pay Now regardless= of the transaction amount. If you do not activate ATM Access, any request = for an ATM transaction will be declined. Each transaction will be processed= as a credit transaction, but while you will not be charged interest on any= transactions that you pay off using Pay Now, transactions designated as Pa= y Later will accrue interest as described in your Personal Credit Line Agre= ement. Even after you make a purchase or ATM transaction, you may change th= e designation of that transaction from Pay Now to Pay Later, or vice versa,= up until 12pm Pacific Time the day after the transaction settles. Every da= y at 12pm Pacific Time, we will initiate one-time debits to your designated= bank account to pay off the prior day=E2=80=99s settled transactions that = were designated as Pay Now. If any debit fails from the primary bank accoun= t that is designated in your Pay Now standing authorization, the debit will= be initiated from the secondary bank account that is designated (if any) t= herein. You may cancel a Pay Now payment up until 12pm Pacific Time by simp= ly changing that day=E2=80=99s Pay Now transactions to Pay Later through yo= ur Upgrade dashboard or mobile app. If a Pay Now debit is returned by your = bank, we will switch the underlying transactions to Pay Later, and those tr= ansactions will accrue interest as of the original transaction date. Design= ating a transaction as Pay Later gives you the flexibility to pay balances = back over time with a fixed payment period.=0A =0A =0A =0A = =0A =0A =0A <= /tr>=0A =0A =0A =0A =0A = =0A = =0A =0A
=0A2 =0AExce= pt for Upgrade OneCard, your Upgrade Card is not an ATM card and cannot be = used for transactions requiring a PIN=0A
=0A All loans, Personal Credit Lines, and checking and savings accounts = are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Ca= rds and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's ban= k partners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgr= ade, Inc. (NMLS #1548935) holds the following sta= te licenses and does business under the following DBAs.
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=0A= Upgrade is a f= inancial technology company, not a bank.=0A=0A
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