Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id cPCuGNlPkWeoHQoAchKAPA (envelope-from ) for ; Wed, 22 Jan 2025 14:06:49 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 22 Jan 2025 14:06:49 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:9519) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tagzw-002mW5-2W for info@sterlingcal.com; Wed, 22 Jan 2025 14:06:49 -0600 X-MSFBL: 9TKogjRXQQ5tEx8CNM02EaTGf+Xgwb+SH/44ADwgoqs=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInIiOiJpbmZvQHN0ZXJsaW5nY2FsLmNvbSIsInRlbmFudF9pZCI 6InNwYyIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJtZXNzYWdlX2lkIjoiNjc5MGN kNGY5MTY3YmE0NTY5MTgifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1737576397; i=@e.upgrade.com; bh=rHj4bqBpE8OkomPDjxRqnS/FhNn2q/MDh6EHM4Lm/Gk=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=nbG/t9zNQPO/j91UrTkLVm07WmnW8sfscbQb1fWd8kFRvb0hHvxwnw7RGxqkuVdBp 87dwm2P/qUsSpHKrWi7/Gl0+15X8yzS026OlxE3Jzx03T8tdI1LfUy2Ys0CCaSZm/J lIDGezH3f+w+CkGNpPcSk9wROGnd+xQDHZg4kS6s= From: "Upgrade" Message-ID: <81.96.51819.DCF41976@i-0ae855f80d22a3e72.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 22 Jan 2025 20:06:37 +0000 Content-Type: multipart/alternative; boundary="_----6KAqGSl/aRdJ+cYXlZcNbw===_3F/86-51819-DCF41976" MIME-Version: 1.0 Subject: Reset your finances Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----6KAqGSl/aRdJ+cYXlZcNbw===_3F/86-51819-DCF41976 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ACheck your rate and ge= t started on your goals today.=0A=0Aupgrade_logo ( https://link.upgrade.com= /f/a/78k1Xm056YCBT5RiUeXRpA~~/AAQRxQA~/RgRpc9TNP0QXaHR0cHM6Ly93d3cudXBncmFk= ZS5jb21XA3NwY0IKZ5DNT5FnukVpGFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Start=0Ataking contro= l of your debt=0AHi,=0AIf you=E2=80=99re looking to simplify and take contr= ol of your debt,=0Achecking your rate (=0Ahttps://link.upgrade.com/f/a/NTEG= 7QKb8TBzhV5bMvizVg~~/AAQRxQA~/RgRpc9TNP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZ= nVubmVsL25vbmRtZnVubmVsVwNzcGNCCmeQzU-RZ7pFaRhSFGluZm9Ac3RlcmxpbmdjYWwuY29t= WAQAAAIV=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend05_a= &utm_content=3Demail_link=0A) with Upgrade is a 1-minute investment that co= uld fast-track you=0Atowards paying off your debt.=0A=0A=0A=0A=0ACheck Your= Rate (=0Ahttps://link.upgrade.com/f/a/Ix5NqYGjEVpqn4Ol9EOs_g~~/AAQRxQA~/Rg= Rpc9TNP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb= 3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA1X2EmdXRt= X2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmeQzU-RZ7pFaRhSFGluZm9Ac3RlcmxpbmdjYWwuY29= tWAQAAAIV=0A) =0A We look forward to helping=0Ayou circle the date on= your calendar that you=E2=80=99ll be debt free.=0AAll the best,=0AThe Upgr= ade Team If you have questions, we're here=0Ato help. supp= ort@upgrade.com Personal loans=0Amade through Upgrade feature= Annual Percentage Rates (APRs) of=0A9.99%-35.99%. All personal loans have = a 1.85% to 9.99%=0Aorigination fee, which is deducted from the loan proceed= s. Lowest=0Arates require Autopay and paying off a portion of existing debt= =0Adirectly. Loans feature repayment terms of 24 to 84 months. For=0Aexampl= e, if you receive a $10,000 loan with a 36-month term and a=0A17.59% APR (w= hich includes a 13.94% yearly interest rate and a 5%=0Aone-time origination= fee), you would receive $9,500 in your=0Aaccount and would have a required= monthly payment of $341.48.=0AOver the life of the loan, your payments wou= ld total $12,293.46.=0AThe APR on your loan may be higher or lower and your= loan offers=0Amay not have multiple term lengths available. Actual rate de= pends=0Aon credit score, credit usage history, loan term, and other=0Afacto= rs. Late payments or subsequent charges and fees may=0Aincrease the cost of= your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ear= ly.=0A All loans, Personal Credit=0ALines, and checking and savings account= s are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/= HPdYj0Yu5Xvzpgt3YCh1VA~~/AAQRxQA~/RgRpc9TNP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb= 20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ5DNT5FnukVpGFIUaW5mb0BzdGVybGluZ2NhbC5jb21Y= BAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards ar= e issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/HPd= Yj0Yu5Xvzpgt3YCh1VA~~/AAQRxQA~/RgRpc9TNP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20v= YmFuay1wYXJ0bmVycy9XA3NwY0IKZ5DNT5FnukVpGFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAA= AAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/Jks4QnOO4x2oXIre2Qur_Q~~/AAQRxQA~/RgRpc9TNP0RsaHR0cHM6Ly91cGdyYWRlL= nplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3Rh= dGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmeQzU-RZ7pFaRhSFGl= uZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does business under the followin= g DBAs =0A( https://link.upgrade.com/f/a/UJyWJ8AAjtir2X71CBGNvQ~~/AAQRxQA~/= RgRpc9TNP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnkM1PkWe6RWkYUhR= pbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial techno= logy company, not a bank =0A( https://link.upgrade.com/f/a/Ha_b6qO78nkFPbs8= 7V5P-g~~/AAQRxQA~/RgRpc9TNP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuL= XVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmeQzU-R= Z7pFaRhSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A Accept your loan o= ffer and=0Ayour funds will be sent to your bank or designated account withi= n=0Aone (1) business day of clearing necessary verifications.=0AAvailabilit= y of the funds is dependent on how quickly your bank=0Aprocesses the transa= ction. From the time of approval, funds sent=0Adirectly to you should be av= ailable within one (1) business day.=0AFunds sent directly to pay off your = creditors may take up to 2=0Aweeks to clear, depending on the creditor.=0A= =0Afacebook =0A( https://link.upgrade.com/f/a/hoMljaRs9zY7MXPzxWfDUw~~/AAQR= xQA~/RgRpc9TNP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3= V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA1X= 2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnkM1PkWe6RWkYUhRpbmZvQHN0ZXJs= aW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a= /fTLYRg5xX4iCeT6qht2AkQ~~/AAQRxQA~/RgRpc9TNP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFt= LmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWl= sJnV0bV9jYW1wYWlnbj1zZW5kMDVfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQg= pnkM1PkWe6RWkYUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( htt= ps://link.upgrade.com/f/a/ile0GCrl17iXhBvOqkn0iA~~/AAQRxQA~/RgRpc9TNP0SAaHR= 0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT= 1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDVfYSZ1dG1fY29ud= GVudD1ibG9nX2xpbmtXA3NwY0IKZ5DNT5FnukVpGFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAA= AhU~ )=0A Please do not reply directly to this message as it was=0Ase= nt from an unattended mailbox. 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All rights=0Areserved.=0APriv= acy Policy ( https://link.upgrade.com/f/a/ZuitNQreR07xoeYmvZJqLg~~/AAQRxQA~= /RgRpc9TNP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnkM1PkWe6RW= kYUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing Lender= =0A PL_ITA_DECL_OLD_S5 --_----6KAqGSl/aRdJ+cYXlZcNbw===_3F/86-51819-DCF41976 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D= =0A =0D=0A
= Check your rate and get started on your goals today.
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=0D= =0A =0D=0A =0D=0A Start taking control of your debt=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Hi,
If you=E2=80=99re looking to si= mplify and take control of your debt, checking your rate with Upgrade is a 1-minute investment that= could fast-track you towards paying off your debt.
=0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D= =0A
We look forward to helping you circle the date on your calendar that yo= u=E2=80=99ll be debt free.
All the best,
=0D=0A = The Upgrade Team
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A <= td style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif; f= ont-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: ex= actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align= =3D"left">
Personal loans made through = Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All persona= l loans have a 1.85% to 9.99% origination fee, which is deducted from the l= oan proceeds. Lowest rates require Autopay and paying off a portion of exis= ting debt directly. Loans feature repayment terms of 24 to 84 months. For e= xample, if you receive a $10,000 loan with a 36-month term and a 17.59% APR= (which includes a 13.94% yearly interest rate and a 5% one-time originatio= n fee), you would receive $9,500 in your account and would have a required = monthly payment of $341.48. Over the life of the loan, your payments would = total $12,293.46. The APR on your loan may be higher or lower and your loan= offers may not have multiple term lengths available. Actual rate depends o= n credit score, credit usage history, loan term, and other factors. Late pa= yments or subsequent charges and fees may increase the cost of your fixed r= ate loan. There is no fee or penalty for repaying a loan early. =0A All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Deb= it Cards are issued by Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the followi= ng state licenses and does business under the following DBAs.
=0A
= =0AUpgrade is a financial techn= ology company, not a bank.=0A=0A
Accept your loa= n offer and your funds will be sent to your bank or designated account with= in one (1) business day of clearing necessary verifications. Availability o= f the funds is dependent on how quickly your bank processes the transaction= . From the time of approval, funds sent directly to you should be availabl= e within one (1) business day. Funds sent directly to pay off your creditor= s may take up to 2 weeks to clear, depending on the creditor.
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Upgrade is located at 275= Battery Street, 23rd Floor, San Francisco, CA, 94111
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3D"Equal
=0D=0A
PL_ITA_DECL_OLD_S5
=0D= =0A =0D=0A 		 <= /td>=0D=0A
=0D=0A=0D=0A=0D=0A=0D=0A3D""=0D=0A=0A --_----6KAqGSl/aRdJ+cYXlZcNbw===_3F/86-51819-DCF41976--