Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 0FCLDXCPjme6bAcAchKAPA (envelope-from ) for ; Mon, 20 Jan 2025 12:01:20 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 20 Jan 2025 12:01:20 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6463) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tZw5P-0023gl-1v for info@sterlingcal.com; Mon, 20 Jan 2025 12:01:20 -0600 X-MSFBL: 1DRdxdjUzgZbKeSG/fXo/KyGLEMApAmSf22CHMURpoE=|eyJtZXNzYWdlX2lkIjo iNjc3ZjYzOGY4ZTY3ZTllZTNlODQiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3V zdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1737396067; i=@e.upgrade.com; bh=d3Lw1DxvfR1HytXCmqHTfebF5Fv9tG/SIKpIJluBbTs=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=jqhNCR7QGTJjuOTUjRTjUaDWI5cB/hkUq7noNi7zialGoi6ZWSCIsFf1iXhK7/Q4g Y9PHWWiUx5G+vdzfA6MulDvO4Qdg9G8KxAURfEqN3AR8SFYL1gZS5bnXrK4uRS+tEk xbwuzrbKFEFQ4ah4rs7Pth273Nyqb8M7jl0JN+gM= From: "Upgrade" Message-ID: <48.EB.49468.36F8E876@i-0949cefa11d696291.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, here's your Monday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Mon, 20 Jan 2025 18:01:07 +0000 Content-Type: multipart/alternative; boundary="_----Zwa8QdW6ueW6Vk/L0RKX8w===_7F/DB-49468-36F8E876" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Zwa8QdW6ueW6Vk/L0RKX8w===_7F/DB-49468-36F8E876 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ASee if a fixed rate pe= rsonal loan can help you save money. Check=0Ayour rate today.=0A=0Aupgrade_= logo ( https://link.upgrade.com/f/a/N4dTnKwRyesRZv_wucfuRA~~/AAQRxQA~/RgRpc= RRjP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ39jj45n6e4-hFIUaW5mb0BzdGVy= bGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = How much=0Acould you save=3F=0AHi,=0ADo you want to save money when= repaying your high-interest debt=3F=0AA personal loan through Upgrade can = help you consolidate your=0Adebt or pay off high-interest credit cards, put= ting money back in=0Ayour pocket that you can use on the important things.= =0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/d8GGWQJIhkF= OyXGWP_QCoQ~~/AAQRxQA~/RgRpcRRjP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVs= L25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2F= tcGFpZ249c2VuZDAxX2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd_Y4-OZ-nuPoRSFG= luZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=0A) =0A What=E2=80=99s stopping yo= u from=0Aseeing if you can save with a personal loan=3F It only takes a=0Am= oment to get started (=0Ahttps://link.upgrade.com/f/a/CQrWw7NgSKT515Cp8w9jv= Q~~/AAQRxQA~/RgRpcRRjP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZn= VubmVsVwNzcGNCCmd_Y4-OZ-nuPoRSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_so= urce=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Dem= ail_link=0A). There is no obligation and no impact to your credit score.=0A= Thanks,=0AThe Upgrade Team If you have questions, we're here= =0Ato help. support@upgrade.com Personal loans=0Amade thr= ough Upgrade feature Annual Percentage Rates (APRs) of=0A9.99%-35.99%. All = personal loans have a 1.85% to 9.99%=0Aorigination fee, which is deducted f= rom the loan proceeds. Lowest=0Arates require Autopay and paying off a port= ion of existing debt=0Adirectly. Loans feature repayment terms of 24 to 84 = months. For=0Aexample, if you receive a $10,000 loan with a 36-month term a= nd a=0A17.59% APR (which includes a 13.94% yearly interest rate and a 5%=0A= one-time origination fee), you would receive $9,500 in your=0Aaccount and w= ould have a required monthly payment of $341.48.=0AOver the life of the loa= n, your payments would total $12,293.46.=0AThe APR on your loan may be high= er or lower and your loan offers=0Amay not have multiple term lengths avail= able. Actual rate depends=0Aon credit score, credit usage history, loan ter= m, and other=0Afactors. Late payments or subsequent charges and fees may=0A= increase the cost of your fixed rate loan. There is no fee or=0Apenalty for= repaying a loan early.=0A All loans, Personal Credit=0ALines, and checking= and savings accounts are provided by=0AUpgrade's bank partners ( https://l= ink.upgrade.com/f/a/4V2HsFTF5mRT_6y3gJtAyw~~/AAQRxQA~/RgRpcRRjP0QmaHR0cHM6L= y93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ39jj45n6e4-hFIUaW5mb0Bz= dGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgrade Visa= =C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://lin= k.upgrade.com/f/a/4V2HsFTF5mRT_6y3gJtAyw~~/AAQRxQA~/RgRpcRRjP0QmaHR0cHM6Ly9= 3d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ39jj45n6e4-hFIUaW5mb0BzdG= VybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A= =0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( = https://link.upgrade.com/f/a/Cbb_RomO5DZzeaXbRdcSYg~~/AAQRxQA~/RgRpcRRjP0Rs= aHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA= 3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcG= NCCmd_Y4-OZ-nuPoRSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does busine= ss under the following DBAs =0A( https://link.upgrade.com/f/a/yjAdpWpo_x6m8= a4KCgeoCA~~/AAQRxQA~/RgRpcRRjP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3= BjQgpnf2OPjmfp7j6EUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade = is a financial technology company, not a bank =0A( https://link.upgrade.com= /f/a/URupx9Yq71wkz1olf4tNSA~~/AAQRxQA~/RgRpcRRjP0ROaHR0cHM6Ly91cGdyYWRlLnpl= bmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJ= hbmstVwNzcGNCCmd_Y4-OZ-nuPoRSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A= Your actual minimum payment,=0Apayoff time and payoff cost of a credit c= ard will depend on your=0Aaccount terms and any future account activity. Fo= r example, if=0Ayou have $9,500 in credit card debt with 20% APR, and make= =0Aminimum monthly payments of 1% of the outstanding balance plus=0Anew int= erest, you will pay $15,223 in finance charges over 341=0Amonths. With a $1= 0,000 loan with a 36-month term, 18.66% APR, and=0A5% origination fee, you = will pay $2,978 in finance charges.=0A=0Afacebook =0A( https://link.upgrade= .com/f/a/iRSabnAFwmOejuD66ALqvw~~/AAQRxQA~/RgRpcRRjP0R_aHR0cHM6Ly93d3cuZmF= jZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZG= l1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDAxX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua= 1cDc3BjQgpnf2OPjmfp7j6EUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainst= agram =0A( https://link.upgrade.com/f/a/imRntiE9pPyzT7l73z-3OA~~/AAQRxQA~/R= gRpcRRjP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3Nv= dXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDFfYSZ1dG1= fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnf2OPjmfp7j6EUhRpbmZvQHN0ZXJsaW5nY2= FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/NvxCeMvqLK= vvqDhD4G2iQw~~/AAQRxQA~/RgRpcRRjP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl= 0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJn= V0bV9jYW1wYWlnbj1zZW5kMDFfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ39jj45n6= e4-hFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A Please do not reply = directly to this message as it was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( https://link.upgrade.co= m/f/a/G8kr7y8I5UQpcv_PDyGAXA~~/AAQRxQA~/RgRpcRRjP0QfaHR0cHM6Ly93d3cudXBncmF= kZS5jb20vcHJpdmFjeVcDc3BjQgpnf2OPjmfp7j6EUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAA= ACFQ~~ )=0A=0A Equal Housing Lender=0A PL_ITA_DECL_OLD_S1 --_----Zwa8QdW6ueW6Vk/L0RKX8w===_7F/DB-49468-36F8E876 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= See if a fixed rate personal loan can help you save money. Check your rate = today.
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How much could you save=3F
Hi,
Do you want = to save money when repaying your high-interest debt=3F
A per= sonal loan through Upgrade can help you consolidate your debt or pay off hi= gh-interest credit cards, putting money back in your pocket that you can us= e on the important things.
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A
What=E2=80=99s stopp= ing you from seeing if you can save with a personal loan=3F It only takes a= moment to get started. There is= no obligation and no impact to your credit score.
Thanks,
=0D= =0A The Upgrade Team
=0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
If = you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A3D""=0D=0A=0A --_----Zwa8QdW6ueW6Vk/L0RKX8w===_7F/DB-49468-36F8E876--
=0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
Personal loans = made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%= . All personal loans have a 1.85% to 9.99% origination fee, which is deduc= ted from the loan proceeds. Lowest rates require Autopay and paying off a p= ortion of existing debt directly. Loans feature repayment terms of 24 to 84= months. For example, if you receive a $10,000 loan with a 36-month term an= d a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-t= ime origination fee), you would receive $9,500 in your account and would ha= ve a required monthly payment of $341.48. Over the life of the loan, your p= ayments would total $12,293.46. The APR on your loan may be higher or lower= and your loan offers may not have multiple term lengths available. Actual = rate depends on credit score, credit usage history, loan term, and other fa= ctors. Late payments or subsequent charges and fees may increase the cost o= f your fixed rate loan. There is no fee or penalty for repaying a loan earl= y. =0A All loans, Personal Credit Lines, and checking and savings accounts= are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade = Visa= =C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a l= icense from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) h= olds the following state licenses and does business under the = following DBAs. =
=0A
=0AUpgrade is a = financial technology company, not a bank.=0A=0A
= Your actual minimum payment, payoff time and payoff cost of a credit card w= ill depend on your account terms and any future account activity. For examp= le, if you have $9,500 in credit card debt with 20% APR, and make minimum m= onthly payments of 1% of the outstanding balance plus new interest, you wil= l pay $15,223 in finance charges over 341 months. With a $10,000 loan with = a 36-month term, 18.66% APR, and 5% origination fee, you will pay $2,978 in= finance charges.
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