Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 2JF+IRsRjGe9Cg0AchKAPA (envelope-from ) for ; Sat, 18 Jan 2025 14:37:47 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 18 Jan 2025 14:37:47 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:14760) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tZFZi-003b5j-36 for info@sterlingcal.com; Sat, 18 Jan 2025 14:37:47 -0600 X-MSFBL: QBTUBCPr6S+0DCblsyTu4UcKe/gzirODA3EDDtRUsv8=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJtZXNzYWdlX2lkIjoiNjc3ZjBmMTE4YzY3ZWMyZTdmYmMiLCJzdWJhY2N vdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1737232655; i=@e.upgrade.com; bh=wm0CdJ2qTALTQJbnWaZo9Qh3jepeCbnIqmA906J/uWk=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=KJyLROuU2vS2ZBGvCA0utEEI4fHbiIU/iCE9YMK3bwUT8LduI51bXPi6HScV+F7EB nF10qGX6Yit9TJH/HG0cJSnmVDykRFbCWeq4x1F/BCnqdoPMy1WI7DhqA1r5aOR/tD AJ0FGvPNDAYNO1t6IVFU6XTfrL0uqx2vcvmLa3vw= From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, come back and see your new options List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 18 Jan 2025 20:37:35 +0000 Content-Type: multipart/alternative; boundary="_----LpP5cT6lXPB5Q7NHvH63BA===_5B/F7-36687-F011C876" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----LpP5cT6lXPB5Q7NHvH63BA===_5B/F7-36687-F011C876 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGet the money and reli= ef you need with a personal loan.=0A=0Aupgrade_logo ( https://link.upgrade.= com/f/a/Wl61ONpgq3sHHW7BE8LanA~~/AAQRxQA~/RgRpbpYPP0QXaHR0cHM6Ly93d3cudXBnc= mFkZS5jb21XA3NwY0IKZ38PEYxn7C5_vFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AAre your high-interest credit = cards or debt holding you back=3F If=0Ayou=E2=80=99re ready to circle the d= ate for when you can feel the relief=0Aof being debt free, it=E2=80=99s tim= e to check your rate (=0Ahttps://link.upgrade.com/f/a/bVukikC7sdiyuSbw5k3Mo= w~~/AAQRxQA~/RgRpbpYPP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZn= VubmVsVwNzcGNCCmd_DxGMZ-wuf7xSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_so= urce=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend08_a&utm_content=3Dem= ail_txt=0A) and see if you qualify for a personal loan through Upgrade.=0AU= pgrade has helped thousands of people get on their way to=0Afinancial freed= om =E2=80=93 and you could be next!=0A=E2=9C=93 Low fixed interest rates th= at never change =E2=9C=93=0AAffordable monthly payments =E2=9C= =93 No prepayment penalty if you=0Adecide to pay off your loan early=0A=0A= =0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/hmUtGWtUCb2XwpAiN= S_fPA~~/AAQRxQA~/RgRpbpYPP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbm= RtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ= 249c2VuZDA4X2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd_DxGMZ-wuf7xSFGluZm9A= c3RlcmxpbmdjYWwuY29tWAQAAAIV=0A) =0A Thanks,=0AThe Upgrade Team = If you have questions, we're here=0Ato help. support@upgrade.co= m Personal loans=0Amade through Upgrade feature Annual Percen= tage Rates (APRs) of=0A9.99%-35.99%. All personal loans have a 1.85% to 9.9= 9%=0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Ara= tes require Autopay and paying off a portion of existing debt=0Adirectly. L= oans feature repayment terms of 24 to 84 months. For=0Aexample, if you rece= ive a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes = a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you wou= ld receive $9,500 in your=0Aaccount and would have a required monthly payme= nt of $341.48.=0AOver the life of the loan, your payments would total $12,2= 93.46.=0AThe APR on your loan may be higher or lower and your loan offers= =0Amay not have multiple term lengths available. Actual rate depends=0Aon c= redit score, credit usage history, loan term, and other=0Afactors. Late pay= ments or subsequent charges and fees may=0Aincrease the cost of your fixed = rate loan. There is no fee or=0Apenalty for repaying a loan early.=0A All l= oans, Personal Credit=0ALines, and checking and savings accounts are provid= ed by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/yjJornmgnrMC= 43AieAs1PQ~~/AAQRxQA~/RgRpbpYPP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wY= XJ0bmVycy9XA3NwY0IKZ38PEYxn7C5_vFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) .= Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Ab= y Upgrade's bank partners =0A( https://link.upgrade.com/f/a/yjJornmgnrMC43A= ieAs1PQ~~/AAQRxQA~/RgRpbpYPP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0= bmVycy9XA3NwY0IKZ38PEYxn7C5_vFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pur= suant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) = holds the following state licenses=0A=0A( https://link.upgrade.com/f/a/Tk0s= rlaQU-ZukaQN17I1Mw~~/AAQRxQA~/RgRpbpYPP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY= 29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5z= ZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmd_DxGMZ-wuf7xSFGluZm9Ac3Rlcmx= pbmdjYWwuY29tWAQAAAIV )=0A and does business under the following DBAs =0A( = https://link.upgrade.com/f/a/K2iuGkMQ8nAperXXJEWJ6w~~/AAQRxQA~/RgRpbpYPP0Qc= aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnfw8RjGfsLn-8UhRpbmZvQHN0ZXJ= saW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial technology company= , not a bank =0A( https://link.upgrade.com/f/a/4UOmlyFrnzUVIfDotJMbwg~~/AAQ= RxQA~/RgRpbpYPP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljb= GVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmd_DxGMZ-wuf7xSFGlu= Zm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A=0A=0Afacebook =0A( https://link.= upgrade.com/f/a/2-XAV7g0fBSGJvVHMijBXQ~~/AAQRxQA~/RgRpbpYPP0R_aHR0cHM6Ly93d= 3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRt= X21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA4X2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2t= fbGlua1cDc3BjQgpnfw8RjGfsLn-8UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A= =0Ainstagram =0A( https://link.upgrade.com/f/a/NYJ73QqAeWUEfHRZ-ihadg~~/AAQ= RxQA~/RgRpbpYPP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_d= XRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDhf= YSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnfw8RjGfsLn-8UhRpbmZvQHN0ZXJ= saW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/NNo= sQlEJbhbvlEsYy9Gi8Q~~/AAQRxQA~/RgRpbpYPP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20v= Y3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWV= tYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDhfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ3= 8PEYxn7C5_vFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A Please do not= reply directly to this message as it was=0Asent from an unattended mailbox= . 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All rights=0Areserved.=0APrivacy Policy ( https://li= nk.upgrade.com/f/a/-s23cYpV06g5EZtx_Qdo7w~~/AAQRxQA~/RgRpbpYPP0QfaHR0cHM6Ly= 93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnfw8RjGfsLn-8UhRpbmZvQHN0ZXJsaW5nY= 2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing Lender=0A PL_ITA_DECL_OL= D_S8 --_----LpP5cT6lXPB5Q7NHvH63BA===_5B/F7-36687-F011C876 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D=0A
= Get the money and relief you need with a personal loan.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
 <= /td>=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A
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3D"upgrade_logo"
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=0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
= Hi,
Are your high-interest credit cards or debt holding you b= ack=3F If you=E2=80=99re ready to circle the date for when you can feel the= relief of being debt free, it=E2=80=99s time to check your rate and see if you q= ualify for a personal loan through Upgrade.
Upgrade has helpe= d thousands of people get on their way to financial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=E2=9C=93 Low fixe= d interest rates that never change
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
=E2=9C=93 Affordable monthly payments
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A<= /tr>=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=E2=9C=93 No prepayment penalty if you decide to pay off your loan early=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A
Thanks,
=0D=0A = The Upgrade Team
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=
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If you have = questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
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Personal loans made th= rough Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All p= ersonal loans have a 1.85% to 9.99% origination fee, which is deducted from= the loan proceeds. Lowest rates require Autopay and paying off a portion o= f existing debt directly. Loans feature repayment terms of 24 to 84 months.= For example, if you receive a $10,000 loan with a 36-month term and a 17.5= 9% APR (which includes a 13.94% yearly interest rate and a 5% one-time orig= ination fee), you would receive $9,500 in your account and would have a req= uired monthly payment of $341.48. Over the life of the loan, your payments = would total $12,293.46. The APR on your loan may be higher or lower and you= r loan offers may not have multiple term lengths available. Actual rate dep= ends on credit score, credit usage history, loan term, and other factors. L= ate payments or subsequent charges and fees may increase the cost of your f= ixed rate loan. There is no fee or penalty for repaying a loan early. =0A = All loans, Personal Credit Lines, and checking and savings accounts are pro= vided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license fro= m Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the f= ollowing state licenses and does business under the following = DBAs.
=0A<= br />=0AUpgrade is a financial = technology company, not a bank.=0A=0A
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