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<td align="center" valign="top" style="font-family:Arial, Helvetica, Verdana sans-serif; font-size:12px; color:#2d2d2d; line-height:14px;"><b>EARNING REWARDS & USING YOUR CARD</b><br />
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<strong>EARNING REWARDS &amp; USING YOUR CARD</strong>
    <br>
<sup>1</sup>New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail. 

<br /><br /> 
<sup>*</sup>Free standard shipping within the contiguous 48 states on eligible purchases online at Mark & Graham through 2/2/25 using a Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card. 
    
    
<br><br>

The Williams Sonoma, West Elm, Pottery Barn, and Key Rewards Visa and services are offered by Capital One, N.A., pursuant to a license from Visa, Inc. 

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    Credit card offers are subject to credit approval.
    <br><br>
 Visa is a registered trademark of Visa International Service Association.   
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If you no longer wish to receive promotional electronic messages about Mark &#38; Graham, please <a href="https://click.e.markandgraham.com/?qs=0d952ef1fec84f845f636f58c5e703117b63f9116adb68f27ec4d23fa79c568108d5871bdde0a0277ff33c31b53b36ce8f1047810ff0f0543cf1069a284ed88b" style="color:#383838;" target="_blank">UNSUBSCRIBE BY CLICKING HERE</a>. Please note that if you unsubscribe, we may still communicate with you electronically in relation to other Williams Sonoma, Inc. Brands about which you have elected to received messages for your current or future purchases, inquiries or requests, or otherwise as permitted or required by law.
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<div>&copy; Mark &#38; Graham, Direct Marketing, 3250 Van Ness Ave., San Francisco, CA 94109</div>
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<div>This message was sent to: <strong><a href="mailto:info@sterlingcal.com" style="color:#383838; line-height:10px; text-decoration:underline;"><span style="color:#383838;">info@sterlingcal.com</span></a></strong></div>
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