Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id wCPIA6hBiWcf3gsAchKAPA (envelope-from ) for ; Thu, 16 Jan 2025 11:28:08 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 16 Jan 2025 11:28:08 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6323) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tYTf5-003H3M-1L for info@sterlingcal.com; Thu, 16 Jan 2025 11:28:07 -0600 X-MSFBL: 6Dr/T1k57b3aRpl2WhY9uD101K7II7EZQRwaC+h3Rug=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInN1YmFjY291bnRfaWQiOiI1MzM iLCJtZXNzYWdlX2lkIjoiNjc3ZjljNDE4OTY3ZWI3ZDI0OWQiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1737048476; i=@e.upgrade.com; bh=Pk8+ylQY0z2K4WAqAlK1lAycsCffjaL/5R/YbGPPfV8=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=FR+5uQqvhxhuEyYEP9Aun0Rsq+NcCDvpGOroXm4HgHO5gScig6ItGwdzobLMccRsD lolq2N4IaYBHwQEiFzggwkQUYOszb5GQovASGI3chWyI0iGWEvmiT8un5hZanIDDHX f57u1W+h0xmqKSZhNy9Y8F2+/Tadfk6vBFcVbwYQ= From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Open your 2025 loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 16 Jan 2025 17:27:56 +0000 Content-Type: multipart/alternative; boundary="_----tm1106uBQJ2CJrOXLptnVQ===_E6/4A-22565-C9149876" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----tm1106uBQJ2CJrOXLptnVQ===_E6/4A-22565-C9149876 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ASimple and fast applic= ation to check your rate with no=0Aobligations.=0A=0Aupgrade_logo ( https:/= /link.upgrade.com/f/a/O9O5VQvCw4eHW4e6frtHnQ~~/AAQRxQA~/RgRpa8acP0QXaHR0cHM= 6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ3-cQYln630knVIUaW5mb0BzdGVybGluZ2NhbC5jb2= 1YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AChecking your rate= for a personal loan through Upgrade is a=0A1-minute investment that could = fast track you towards achieving=0Ayour financial goals. Apply today, you= could get your money=0Atomorrow1 and you can use your money wherever you w= ant - easy!=0AWhat=E2=80=99s stopping you from seeing how much money you qu= alify for=3F=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a= /cKyz86XyBzCGz3JSwU-Lng~~/AAQRxQA~/RgRpa8acP0R7aHR0cHM6Ly93d3cudXBncmFkZS5j= b20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWF= pbCZ1dG1fY2FtcGFpZ249c2VuZDA3X2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd_nE= GJZ-t9JJ1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=0A) =0A All the best,= =0AThe Upgrade Team P.S. Checking your rate won=E2=80=99t impact your=0Ac= redit score and there is no obligation, so why not take a minute=0Aand see = what you qualify for=3F (=0Ahttps://link.upgrade.com/f/a/GBtkdesaKqtT2-S-vH= RjwQ~~/AAQRxQA~/RgRpa8acP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmR= tZnVubmVsVwNzcGNCCmd_nEGJZ-t9JJ1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm= _source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend07_a&utm_content= =3Demail_link=0A)=0AIf you have questions, we're here to help.=0Asupport@up= grade.com Personal loans made through=0AUpgrade feature Annua= l Percentage Rates (APRs) of 9.99%-35.99%.=0AAll personal loans have a 1.85= % to 9.99% origination fee, which=0Ais deducted from the loan proceeds. Low= est rates require Autopay=0Aand paying off a portion of existing debt direc= tly. Loans feature=0Arepayment terms of 24 to 84 months. For example, if yo= u receive a=0A$10,000 loan with a 36-month term and a 17.59% APR (which=0Ai= ncludes a 13.94% yearly interest rate and a 5% one-time=0Aorigination fee),= you would receive $9,500 in your account and=0Awould have a required month= ly payment of $341.48. Over the life=0Aof the loan, your payments would tot= al $12,293.46. The APR on=0Ayour loan may be higher or lower and your loan = offers may not=0Ahave multiple term lengths available. Actual rate depends = on=0Acredit score, credit usage history, loan term, and other factors.=0ALa= te payments or subsequent charges and fees may increase the=0Acost of your = fixed rate loan. There is no fee or penalty for=0Arepaying a loan early. A= ll=0Aloans, Personal Credit Lines, and checking and savings accounts=0Aare = provided by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/6J-TT= 6UNkg_lL4t7xqjYVA~~/AAQRxQA~/RgRpa8acP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYm= Fuay1wYXJ0bmVycy9XA3NwY0IKZ3-cQYln630knVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAA= hU~ ). Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards are is= sued by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/6J-TT6UNk= g_lL4t7xqjYVA~~/AAQRxQA~/RgRpa8acP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay= 1wYXJ0bmVycy9XA3NwY0IKZ3-cQYln630knVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ = ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #154= 8935) holds the following state licenses=0A=0A( https://link.upgrade.com/f/= a/mPfXHrjMEACxkhidquIpkA~~/AAQRxQA~/RgRpa8acP0RsaHR0cHM6Ly91cGdyYWRlLnplbmR= lc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTG= ljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmd_nEGJZ-t9JJ1SFGluZm9Ac= 3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does business under the following DBAs= =0A( https://link.upgrade.com/f/a/gx3sMm6_nLk2Nyi44gyHOA~~/AAQRxQA~/RgRpa8= acP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnf5xBiWfrfSSdUhRpbmZvQ= HN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial technology c= ompany, not a bank =0A( https://link.upgrade.com/f/a/y0759mg3V0VvuCZVio9HVg= ~~/AAQRxQA~/RgRpa8acP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2F= ydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmd_nEGJZ-t9JJ= 1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A=0A1Accept your loan offer = and your funds will be sent to your bank=0Aor designated account within one= (1) business day of clearing=0Anecessary verifications. Availability of th= e funds is dependent=0Aon how quickly your bank processes the transaction. = From the time=0Aof approval, funds sent directly to you should be available= =0Awithin one (1) business day. Funds sent directly to pay off your=0Acredi= tors may take up to 2 weeks to clear, depending on the=0Acreditor.=0A=0Afac= ebook =0A( https://link.upgrade.com/f/a/EgbDiS9vynux7FVBKBBLEg~~/AAQRxQA~/R= gRpa8acP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9z= b3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA3X2EmdXR= tX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnf5xBiWfrfSSdUhRpbmZvQHN0ZXJsaW5nY2= FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/5AGEg= exnO8yB1Q08qAMNhA~~/AAQRxQA~/RgRpa8acP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS= 91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0b= V9jYW1wYWlnbj1zZW5kMDdfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnf5xB= iWfrfSSdUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://l= ink.upgrade.com/f/a/ORGHfnFhTaB8DsSA8c4JVA~~/AAQRxQA~/RgRpa8acP0SAaHR0cHM6L= y93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNs= X29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDdfYSZ1dG1fY29udGVudD1= ibG9nX2xpbmtXA3NwY0IKZ3-cQYln630knVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )= =0A Please do not reply directly to this message as it was=0Asent fro= m an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( h= ttps://link.upgrade.com/f/a/FsIRj29WE0cb01bE7EINvw~~/AAQRxQA~/RgRpa8acP0Qfa= HR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnf5xBiWfrfSSdUhRpbmZvQHN0= ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing Lender=0A PL_IT= A_DECL_OLD_S7 --_----tm1106uBQJ2CJrOXLptnVQ===_E6/4A-22565-C9149876 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D= =0A =0D=0A =0D=0A
= Simple and fast application to check your rate with no obligations.
=0D=0A= =0D=0A =0D=0A=0D=0A= =0D=0A <= tbody>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A
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=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A= =0A=0A=0A=0A
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Hi,=0D=0A
Checking your rate for a personal loan through Upgrade is a 1-m= inute investment that could fast track you towards achieving your financial= goals.
Apply today, you could get your money tomorrow1 and you can use your mone= y wherever you want - easy!
What=E2=80=99s stopping you fro= m seeing how much money you qualify for=3F
= =0D=0A =0D=0A =0D=0A =0D=0A
<= a alias=3D"Check Your Rate" href=3D"https://link.upgrade.com/f/a/cKyz86XyBz= CGz3JSwU-Lng~~/AAQRxQA~/RgRpa8acP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmV= sL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2= FtcGFpZ249c2VuZDA3X2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd_nEGJZ-t9JJ1SF= GluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" style=3D"display: inline-block; font-s= ize: 16px; line-height: 24px; font-family: Graphik, Helvetica, Arial, sans-= serif; font-weight: 500; color: #ffffff !important; text-decoration: none != important; letter-spacing: 0.5px; mso-line-height-rule: exactly; -ms-text-s= ize-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px;">Check Your Rate
=0D=0A =
All the best,=0D=0A The Upgrade Team
P.S. Checking your rate= won=E2=80=99t impact your credit score and there is no obligation, so why = not take a minute and see wha= t you qualify for=3F
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
If you have ques= tions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A PL_ITA_DECL_OLD_S7=0D=0A =0D=0A = =0D=0A
Personal loans made through= Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All person= al loans have a 1.85% to 9.99% origination fee, which is deducted from the = loan proceeds. Lowest rates require Autopay and paying off a portion of exi= sting debt directly. Loans feature repayment terms of 24 to 84 months. For = example, if you receive a $10,000 loan with a 36-month term and a 17.59% AP= R (which includes a 13.94% yearly interest rate and a 5% one-time originati= on fee), you would receive $9,500 in your account and would have a required= monthly payment of $341.48. Over the life of the loan, your payments would= total $12,293.46. The APR on your loan may be higher or lower and your loa= n offers may not have multiple term lengths available. Actual rate depends = on credit score, credit usage history, loan term, and other factors. Late p= ayments or subsequent charges and fees may increase the cost of your fixed = rate loan. There is no fee or penalty for repaying a loan early. =0A All l= oans, Personal Credit Lines, and checking and savings accounts are provided= by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE De= bit Cards are issued by Upgrade's bank partners, pursuant to a license from Vis= a USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the follow= ing state licenses and does business under the following DBAs.
=0A
= =0AUpgrade is a financial techn= ology company, not a bank.=0A=0A
1Accept your loan offer and your fund= s will be sent to your bank or designated account within one (1) business d= ay of clearing necessary verifications. Availability of the funds is depend= ent on how quickly your bank processes the transaction. From the time of ap= proval, funds sent directly to you should be available within one (1) busin= ess day. Funds sent directly to pay off your creditors may take up to 2 wee= ks to clear, depending on the creditor.
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