Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id oL0AELkugGcaMAYAchKAPA (envelope-from ) for ; Thu, 09 Jan 2025 14:16:57 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 09 Jan 2025 14:16:57 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:13818) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tVyxc-001iKy-2A for info@sterlingcal.com; Thu, 09 Jan 2025 14:16:57 -0600 X-MSFBL: SFlf+ckeuQOIN0RRt+s4z3GUOC+nc1d9X1Y2QulXGko=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJ0ZW5hbnRfaWQiOiJzcGMiLCJtZXNzYWdlX2lkIjoiNjc 3ZmFkMmU4MDY3ZTk3ZjBkNTUiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1736453805; i=@e.upgrade.com; bh=6DdJAC34AMKTH2aVj6gC9mNe2eW0ooHiJ5xhlmIj5pY=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=kk012k0hTpvlCDJORP4NWuZfWAczwMnmoWKYMTHTnaueK3c52MXN1PXG3+SJ1d7vE 7ZXruHLMuEAWmNK9yQzinbpY4zrAo9mRZBFp4wQDfaA8FSbJNRgdBvQi0ZUAW81OCX VpNx/gR5YJdazjOBI1Ti2b/gE2QTGDxaFrt+EBvg= From: "Upgrade" Message-ID: <55.D0.64701.DAE20876@i-09ee8bdffc3a869cb.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 09 Jan 2025 20:16:45 +0000 Content-Type: multipart/alternative; boundary="_----hffOw2DqKjP7xyj7WBYbbg===_B4/D0-64701-DAE20876" MIME-Version: 1.0 Subject: Get ahead of your monthly payments Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----hffOw2DqKjP7xyj7WBYbbg===_B4/D0-64701-DAE20876 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ANew loan invitation in= side, Andrew=0A=0Aupgrade_logo ( https://link.upgrade.com/f/a/nMXmAlITpUmfc= ZEG7APFrA~~/AAQRxQA~/RgRpYrOtP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ3= -tLoBn6X8NVVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Get ahead=0Aof your debt=0AHi,=0AIf you= =E2=80=99re looking to get ahead of your monthly bills and take=0Acare of y= our debt, then it=E2=80=99s time to check your rate (=0Ahttps://link.upgrad= e.com/f/a/LYg3OeNQRYBJLt98nXcsdQ~~/AAQRxQA~/RgRpYrOtP0QqaHR0cHM6Ly93d3cudXB= ncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsVwNzcGNCCmd_rS6AZ-l_DVVSFGluZm9Ac3Rlcm= xpbmdjYWwuY29tWAQAAAIV=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campa= ign=3Dsend06_a&utm_content=3Demail_link=0A) through Upgrade. =0A=0A=0A=0A= Check Your Rate (=0Ahttps://link.upgrade.com/f/a/LYQRGSdBPgJDnvJfnnN3_g~~/A= AQRxQA~/RgRpYrOtP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmV= sP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZD= A2X2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd_rS6AZ-l_DVVSFGluZm9Ac3Rlcmxpb= mdjYWwuY29tWAQAAAIV=0A) =0A Upgrade loans feature low=0Arates and fix= ed monthly payments, giving you lots of options to=0Apick from. Check your = rate today to see about making your monthly=0Apayments more manageable and = handling your debt once and for all.=0AAll the best,=0AThe Upgrade Team = If you have questions, we're here=0Ato help. support@upgrade.= com Personal loans=0Amade through Upgrade feature Annual Perc= entage Rates (APRs) of=0A9.99%-35.99%. All personal loans have a 1.85% to 9= .99%=0Aorigination fee, which is deducted from the loan proceeds. Lowest= =0Arates require Autopay and paying off a portion of existing debt=0Adirect= ly. Loans feature repayment terms of 24 to 84 months. For=0Aexample, if you= receive a $10,000 loan with a 36-month term and a=0A17.59% APR (which incl= udes a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), yo= u would receive $9,500 in your=0Aaccount and would have a required monthly = payment of $341.48.=0AOver the life of the loan, your payments would total = $12,293.46.=0AThe APR on your loan may be higher or lower and your loan off= ers=0Amay not have multiple term lengths available. Actual rate depends=0Ao= n credit score, credit usage history, loan term, and other=0Afactors. Late = payments or subsequent charges and fees may=0Aincrease the cost of your fix= ed rate loan. There is no fee or=0Apenalty for repaying a loan early.=0A Al= l loans, Personal Credit=0ALines, and checking and savings accounts are pro= vided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/4dnPYnYBS= gMlYNmA6EQmHw~~/AAQRxQA~/RgRpYrOtP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay= 1wYXJ0bmVycy9XA3NwY0IKZ3-tLoBn6X8NVVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ = ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/4dnPYnYBSgM= lYNmA6EQmHw~~/AAQRxQA~/RgRpYrOtP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1w= YXJ0bmVycy9XA3NwY0IKZ3-tLoBn6X8NVVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ),= pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #15489= 35) holds the following state licenses=0A=0A( https://link.upgrade.com/f/a/= GlH-ukx6SK9212l61asT3w~~/AAQRxQA~/RgRpYrOtP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc= 2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGlj= ZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmd_rS6AZ-l_DVVSFGluZm9Ac3R= lcmxpbmdjYWwuY29tWAQAAAIV )=0A and does business under the following DBAs = =0A( https://link.upgrade.com/f/a/oZbS8ui3sqqNlKw1xMR8vA~~/AAQRxQA~/RgRpYrO= tP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnf60ugGfpfw1VUhRpbmZvQH= N0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial technology co= mpany, not a bank =0A( https://link.upgrade.com/f/a/Aa6JypOiivtTHzLnxiQFxA~= ~/AAQRxQA~/RgRpYrOtP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2Fy= dGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmd_rS6AZ-l_DVV= SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A Accept your loan offer an= d=0Ayour funds will be sent to your bank or designated account within=0Aone= (1) business day of clearing necessary verifications.=0AAvailability of th= e funds is dependent on how quickly your bank=0Aprocesses the transaction. = From the time of approval, funds sent=0Adirectly to you should be available= within one (1) business day.=0AFunds sent directly to pay off your credito= rs may take up to 2=0Aweeks to clear, depending on the creditor.=0A=0Afaceb= ook =0A( https://link.upgrade.com/f/a/q4thPZxjMEKPzumTd2oQzQ~~/AAQRxQA~/RgR= pYrOtP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3= VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA2X2EmdXRtX= 2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnf60ugGfpfw1VUhRpbmZvQHN0ZXJsaW5nY2Fs= LmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/7dT6rjp= 3VQlY1hK47WfWGw~~/AAQRxQA~/RgRpYrOtP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91= cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9= jYW1wYWlnbj1zZW5kMDZfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnf60ugG= fpfw1VUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://lin= k.upgrade.com/f/a/IlP3opJ9IgNaFiVHCk3Ntg~~/AAQRxQA~/RgRpYrOtP0SAaHR0cHM6Ly9= 3d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX2= 9sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDZfYSZ1dG1fY29udGVudD1ib= G9nX2xpbmtXA3NwY0IKZ3-tLoBn6X8NVVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )= =0A Please do not reply directly to this message as it was=0Asent fro= m an unattended mailbox. 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All rights=0Areserve= d.=0APrivacy Policy ( https://link.upgrade.com/f/a/3k0fYBpceHF-Vo0gV7XS7Q~~= /AAQRxQA~/RgRpYrOtP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnf= 60ugGfpfw1VUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing= Lender=0A PL_ITA_DECL_OLD_S6 --_----hffOw2DqKjP7xyj7WBYbbg===_B4/D0-64701-DAE20876 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A
= New loan invitation inside, Andrew
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A =0D= =0A
 
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3D"upgrade_logo"
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=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =
Get ahead of y= our debt
H= i,
If you=E2=80=99re looking to get ahead of your monthly bi= lls and take care of your debt, then it=E2=80=99s time to check your rate through Upgrade.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =
Check Your Rate
=0D=0A
Upgrade loans feature low rates and fixed monthly paymen= ts, giving you lots of options to pick from. Check your rate today to see a= bout making your monthly payments more manageable and handling your debt on= ce and for all.
All the best,
=0D=0A The Upgrad= e Team
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A <= tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here = to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
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=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Personal loans made through Upgrade feature= Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a = 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. L= owest rates require Autopay and paying off a portion of existing debt direc= tly. Loans feature repayment terms of 24 to 84 months. For example, if you = receive a $10,000 loan with a 36-month term and a 17.59% APR (which include= s a 13.94% yearly interest rate and a 5% one-time origination fee), you wou= ld receive $9,500 in your account and would have a required monthly payment= of $341.48. Over the life of the loan, your payments would total $12,293.4= 6. The APR on your loan may be higher or lower and your loan offers may not= have multiple term lengths available. Actual rate depends on credit score,= credit usage history, loan term, and other factors. Late payments or subse= quent charges and fees may increase the cost of your fixed rate loan. There= is no fee or penalty for repaying a loan early. =0A All loans, Personal C= redit Lines, and checking and savings accounts are provided by Upgrade's bank partn= ers. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are is= sued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following st= ate licenses and does business under the following DBAs.
=0A
=0AUpgrade is a= financial technology company, = not a bank.=0A=0A
Accept your loan offer and your = funds will be sent to your bank or designated account within one (1) busine= ss day of clearing necessary verifications. Availability of the funds is de= pendent on how quickly your bank processes the transaction. From the time o= f approval, funds sent directly to you should be available within one (1) b= usiness day. Funds sent directly to pay off your creditors may take up to 2= weeks to clear, depending on the creditor.
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