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=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A         Upgrade     96=0AUpgrade can g=
et you access to funds fast.=0A=0Aupgrade_logo ( https://link.upgrade.com/f=
/a/otzTeQ3lZp93a5GA56gOQQ~~/AAQRxQA~/RgRpYCG7P0QXaHR0cHM6Ly93d3cudXBncmFkZS=
5jb21XA3NwY0IKZ3e7nH1n-sUo21IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A                     Start=0Ataking control o=
f your debt=0AHi,=0AJust checking in to see if you=E2=80=99re still in the =
market for a=0Apersonal loan=3F It=E2=80=99s easy to check your=0Arate agai=
n at Upgrade and see what you qualify for.=0A=0A=0A=0A=0ACheck Your Rate (=
=0Ahttps://link.upgrade.com/f/a/EVOxTIh-w3F_6sSdzJDG4A~~/AAQRxQA~/RgRpYCG7P=
0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9=
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IV=0A)     =0A   Checking your rate only=0Atakes a moment and it won=E2=80=
=99t impact your credit, so it never hurts=0Ato take a moment and see what =
you qualify for.   Thanks,=0AThe Upgrade Team              If you have ques=
tions, we're here=0Ato help.     support@upgrade.com               Personal=
 loans=0Amade through Upgrade feature Annual Percentage Rates (APRs) of=0A9=
.99%-35.99%. All personal loans have a 1.85% to 9.99%=0Aorigination fee, w=
hich is deducted from the loan proceeds. Lowest=0Arates require Autopay and=
 paying off a portion of existing debt=0Adirectly. Loans feature repayment =
terms of 24 to 84 months. For=0Aexample, if you receive a $10,000 loan with=
 a 36-month term and a=0A17.59% APR (which includes a 13.94% yearly interes=
t rate and a 5%=0Aone-time origination fee), you would receive $9,500 in yo=
ur=0Aaccount and would have a required monthly payment of $341.48.=0AOver t=
he life of the loan, your payments would total $12,293.46.=0AThe APR on you=
r loan may be higher or lower and your loan offers=0Amay not have multiple =
term lengths available. Actual rate depends=0Aon credit score, credit usage=
 history, loan term, and other=0Afactors. Late payments or subsequent charg=
es and fees may=0Aincrease the cost of your fixed rate loan. There is no fe=
e or=0Apenalty for repaying a loan early.=0A All loans, Personal Credit=0AL=
ines, and checking and savings accounts are provided by=0AUpgrade's bank pa=
rtners ( https://link.upgrade.com/f/a/ioxCuqaRNg783JIpfinH7w~~/AAQRxQA~/RgR=
pYCG7P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ3e7nH=
1n-sUo21IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Cards=
 and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners=
 =0A( https://link.upgrade.com/f/a/ioxCuqaRNg783JIpfinH7w~~/AAQRxQA~/RgRpYC=
G7P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ3e7nH1n-=
sUo21IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom=
 Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state=
 licenses=0A=0A( https://link.upgrade.com/f/a/czzpFLwJdPFSHl9r_ngTPw~~/AAQR=
xQA~/RgRpYCG7P0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbG=
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m9ybWF0aW9uVwNzcGNCCmd3u5x9Z_rFKNtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=
=0A and does business under the following DBAs =0A( https://link.upgrade.co=
m/f/a/AxRsd8b-CFLWmxBUVtBlww~~/AAQRxQA~/RgRpYCG7P0QcaHR0cHM6Ly93d3cudXBncmF=
kZS5jb20vZGJhL1cDc3BjQgpnd7ucfWf6xSjbUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ=
~~ ).=0A=0AUpgrade is a financial technology company, not a bank =0A( https=
://link.upgrade.com/f/a/7rmldDPfTaXXAPre5U2i3Q~~/AAQRxQA~/RgRpYCG7P0ROaHR0c=
HM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0t=
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tWAQAAAIV )=0A. =0A   Accept your loan offer and=0Ayour funds will be sent =
to your bank or designated account within=0Aone (1) business day of clearin=
g necessary verifications.=0AAvailability of the funds is dependent on how =
quickly your bank=0Aprocesses the transaction. From the time of approval, f=
unds sent=0Adirectly to you should be available within one (1) business day=
.=0AFunds sent directly to pay off your creditors may take up to 2=0Aweeks=
 to clear, depending on the creditor.=0A=0Afacebook =0A( https://link.upgra=
de.com/f/a/fNltXMu5TPtXcGQOaU3nJQ~~/AAQRxQA~/RgRpYCG7P0R_aHR0cHM6Ly93d3cuZm=
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tagram =0A( https://link.upgrade.com/f/a/K6Omq9WP7s9BNosPkNWKrg~~/AAQRxQA~/=
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2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/EEpFqUYlJ=
_bET_DW4w_l-Q~~/AAQRxQA~/RgRpYCG7P0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZG=
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saW5nY2FsLmNvbVgEAAACFQ~~ ) or Update=0APreferences ( https://link.upgrade.=
com/f/a/RKz2p6YbsUyYS0MN93kjLA~~/AAQRxQA~/RgRpYCG7P4QLA2h0dHBzOi8vMDUuZW1ha=
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Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0AUpgrade      Upgrade is located at 275 Ba=
ttery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 2025 Upgrade,=
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~~ )=0A=0A   Equal Housing Lender=0A        PL_ITA_DECL_OLD_S9
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edge" />=0D=0A<!--<![endif]-->=0D=0A<title>Upgrade</title>=0D=0A=0D=0A<!--[=
if gte mso 9]><xml>=0D=0A  <o:OfficeDocumentSettings>=0D=0A  <o:AllowPNG/>=
=0D=0A  <o:PixelsPerInch>96</o:PixelsPerInch>=0D=0A  </o:OfficeDocumentSett=
ings>=0D=0A  </xml><![endif]-->=0D=0A=0D=0A=0D=0A=0D=0A<!--PREHEADER STARTS=
 HERE-->=0D=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>=0D=0A  <tbody>=0D=0A    <tr>=0D=0A      <td style=3D"font-family: Helveti=
ca, Arial, sans-serif; font-size: 1px; line-height: 1px; color: #f5f5f5; ma=
x-height: 0px; max-width: 0px; opacity: 0; overflow: hidden; display: none;=
 mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;" align=3D"left">Upgrade can get you access to funds fast.<=
/td>=0D=0A    </tr>=0D=0A  </tbody>=0D=0A</table>=0D=0A<!--/PREHEADER ENDS =
HERE--> =0D=0A<!--ALL CONTENT STARTS HERE--> =0D=0A<!--HEADER STARTS HERE--=
>=0D=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mbl" style=3D"width: 100%; min-width: 100% !important; bord=
er-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#f5f5f5">=
=0D=0A  <tbody>=0D=0A  =0D=0A  <tr>=0D=0A    <td style=3D"font-size: 0; mso=
-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">&nbsp;</td>=0D=0A    <td align=3D"center" style=3D"width: 600=
px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" class=3D"mblHeader" style=3D"width: 100%; min-width: 90% !=
important; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspa=
ce: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=
=0A        <tbody>=0D=0A          <tr>=0D=0A            <td align=3D"center=
" valign=3D"top" style=3D"mso-line-height-rule: exactly; -ms-text-size-adju=
st: 100%; -webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-collapse: collapse; ms=
o-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%;">=0D=0A                <tbody>=0D=0A          =
        <tr>=0D=0A                    <td style=3D"font-size: 0; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; padding: 15px 0;" valign=3D"top"><table border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-ta=
ble-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%;">=0D=0A                        <tbody>=0D=0A      =
                    <tr>=0D=0A                            <td align=3D"left=
" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" class=3D"mblHeader" style=3D"width: 100%; max-width: 600px; border=
-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text=
-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-width: 90% !importa=
nt;">=0A  <tbody>=0A    <tr>=0A      <td align=3D"center" valign=3D"top" st=
yle=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0=
pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;">=0A          <tbody>=0A            <tr>=0A              <td st=
yle=3D"font-size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%; padding: 0px;" valign=3D"top"><table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; borde=
r-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A                  =
<tbody>=0A                    <tr>=0A                      <td align=3D"cen=
ter" valign=3D"middle" style=3D"mso-line-height-rule: exactly; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;"><a alias=3D"upgrade_logo" =
href=3D"https://link.upgrade.com/f/a/otzTeQ3lZp93a5GA56gOQQ~~/AAQRxQA~/RgRp=
YCG7P0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ3e7nH1n-sUo21IUaW5mb0BzdGV=
ybGluZ2NhbC5jb21YBAAAAhU~" style=3D"font-family: Graphik, Helvetica, Arial,=
 sans-serif; text-align: center; font-size: 20px; color: #4899C4 !important=
; text-decoration: none; mso-line-height-rule: exactly; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;"><img alt=3D"upgrade_logo" border=
=3D"0" height=3D"33" src=3D"https://braze-images.com/appboy/communication/a=
ssets/image_assets/images/63348ce6db77c73d707010e4/original.png=3F166438832=
6" style=3D"outline: 0px; width: 144px; height: auto; font-family: Graphik,=
 Helvetica, Arial, sans-serif; font-size: 24px; color: rgb(0, 175, 106); te=
xt-decoration: none; -ms-interpolation-mode: bicubic; padding: 0px; border-=
width: 0px;" title=3D"logo" width=3D"144" class=3D"center" /></a></td>=0A  =
                  </tr>=0A                  </tbody>=0A                </ta=
ble></td>=0A            </tr>=0A          </tbody>=0A        </table></td>=
=0A    </tr>=0A  </tbody>=0A</table>=0A<!-- X-250ok-CID: upgrade_pl_ita_dec=
lined_old_send09_a-->=0A=0A<span style=3D"font-size: 0px; line-height: 1;">=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A<span style=3D"font-size: 0px;=
 line-height: 0;">=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A  =0D=0A=0D=0A</span>=
=0D=0A=0A=0A</span>=0A=0A=0A=0A</td>=0D=0A                          </tr>=
=0D=0A                        </tbody>=0D=0A                      </table><=
/td>=0D=0A                  </tr>=0D=0A                </tbody>=0D=0A      =
        </table></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A     =
 </table>=0D=0A      =0D=0A      <!--/HEADER ENDS HERE--> =0D=0A      =0D=
=0A      <!--PRIMARY-->=0D=0A      =0D=0A      <table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse=
; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=
=0D=0A        =0D=0A        <tr>=0D=0A          <td align=3D"center" style=
=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; padding: 40px 0;"><table border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-tabl=
e-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%;">=0D=0A              <tbody>=0D=0A              <tr>=
=0D=0A                  <td style=3D"font-family: Helvetica, Arial, serif; =
font-size: 24px; line-height: 32px; color: #0E680E; font-weight: bold; mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;" align=3D"left">Start taking control of your debt</td>=0D=0A   =
             </tr>=0D=0A                <tr>=0D=0A                  <td sty=
le=3D"padding-top: 15px; font-family: Helvetica, Arial, serif; font-size: 1=
6px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"><sp=
an style=3D"font-size: 0px; line-height: 1;"></span>Hi,</td>=0D=0A         =
       </tr>=0D=0A                <tr>=0D=0A                  <td style=3D"=
font-family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; c=
olor: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%; padding: 15px 0px 20px;" align=3D"left">Just=
 checking in to see if you=E2=80=99re still in the market for a personal lo=
an=3F It=E2=80=99s easy to check your rate again at Upgrade and see what yo=
u qualify for.</td>=0D=0A                </tr>=0D=0A                       =
         =0D=0A              <!--/BUTTON STARTS HERE-->=0D=0A              =
<span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</span>=
=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=3D"center" wid=
th=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-siz=
e: 16px; line-height: 24px; color: #ffffff !important; mso-line-height-rule=
: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padd=
ing: 0px;"><!--/BUTTON STARTS HERE-->=0D=0A      <table align=3D"center" cl=
ass=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D=
"width: 275px; border-collapse: separate; -webkit-border-radius: 8px; -moz-=
border-radius: 8px; border-radius: 8px; mso-table-lspace: 0pt; mso-table-rs=
pace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; bord=
er: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          <tr>=0D=0A     =
         <td height=3D"45" style=3D"height: 40px; color: #ffffff; mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;" valign=3D"middle" align=3D"center"><a alias=3D"Check Your Rate" hre=
f=3D"https://link.upgrade.com/f/a/EVOxTIh-w3F_6sSdzJDG4A~~/AAQRxQA~/RgRpYCG=
7P0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2=
U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA5X2EmdXRtX2Nvb=
nRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd3u5x9Z_rFKNtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQA=
AAIV" style=3D"display: inline-block; font-size: 16px; line-height: 24px; f=
ont-family: Graphik, Helvetica, Arial, sans-serif; font-weight: 500; color:=
 #ffffff !important; text-decoration: none !important; letter-spacing: 0.5p=
x; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%; padding: 10px;"><!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]=
-->Check Your Rate<!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]--></a></td>=0D=
=0A          </tr>=0D=0A      </table>=0D=0A  </td>=0D=0A</tr>=0D=0A=0D=0A=
=0D=0A=0D=0A =0D=0A              <!--/BUTTON ENDS HERE-->=0D=0A=0D=0A=0D=0A=
              <tr>=0D=0A                  <td style=3D"padding-top: 25px; f=
ont-family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; co=
lor: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;" align=3D"left">Checking your rate only takes=
 a moment and it won=E2=80=99t impact your credit, so it never hurts to tak=
e a moment and see what you qualify for.</td>=0D=0A                </tr>=0D=
=0A              <tr>=0D=0A                <td style=3D"padding-top: 25px; =
font-family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; c=
olor: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;" align=3D"left">Thanks,<br />=0D=0A         =
        The Upgrade Team</td>=0D=0A              </tr>=0D=0A              <=
/tbody>=0D=0A              =0D=0A            </table></td>=0D=0A        </t=
r>=0D=0A        </tbody>=0D=0A        =0D=0A      </table>=0D=0A      =0D=
=0A      <!--/PRIMARY--> =0D=0A      =0D=0A      <!-- CONTACT MODULE STARTS=
 HERE-->=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lsp=
ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;" bgcolor=3D"#F5F4F3">=0D=0A        <tbody>=0D=0A         =
 <tr>=0D=0A            <td style=3D"padding-top: 0px; font-family: Helvetic=
a, Arial, sans-serif; font-size: 12px; line-height: 18px; color: #37383A; m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;" align=3D"center"><table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-bottom-width: 1=
px; border-bottom-color: #cccccc; border-bottom-style: solid; max-width: 60=
0px; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"=
#EAECF0">=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_cs" style=3D"padding-t=
op: 25px; font-family: Helvetica, Arial, serif; font-size: 16px; line-heigh=
t: 20px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;" align=3D"center">If you have ques=
tions, we're here to help.=0D=0A    </td>=0D=0A  </tr>=0D=0A  <tr>=0D=0A   =
 <td class=3D"mbl_text_cs" style=3D"font-family: Helvetica, Arial, serif; f=
ont-size: 16px; line-height: 20px; color: #37383A; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding:=
 3px 3px 25px;" align=3D"center">=0D=0A      <a href=3D"mailto:support@upgr=
ade.com" style=3D"font-family: Helvetica, Arial, serif; color: #4899C4 !imp=
ortant; text-decoration: underline; vertical-align: middle; display: inline=
-block; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;">support@upgrade.com</a>=0D=0A    </td>=0D=0A  </tr=
>=0D=0A</table></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      =
</table>=0D=0A      =0D=0A      <!-- /CONTACT MODULE ENDS HERE--> =0D=0A   =
   =0D=0A      <!--FOOTER STARTS HERE-->=0D=0A      =0D=0A      <table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-c=
ollapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=
=0A        <tbody>=0D=0A          <tr>=0D=0A            <td align=3D"center=
" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; padding: 20px 0;"><table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-collapse: collapse; m=
so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;">=0D=0A                <tbody>=0D=0A         =
         <tr>=0D=0A                    <td style=3D"padding-top: 15px; font=
-family: Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; =
color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%;" align=3D"left">Personal loans made through=
 Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All person=
al loans have a 1.85% to 9.99% origination fee, which is deducted from the =
loan proceeds. Lowest rates require Autopay and paying off a portion of exi=
sting debt directly. Loans feature repayment terms of 24 to 84 months. For =
example, if you receive a $10,000 loan with a 36-month term and a 17.59% AP=
R (which includes a 13.94% yearly interest rate and a 5% one-time originati=
on fee), you would receive $9,500 in your account and would have a required=
 monthly payment of $341.48. Over the life of the loan, your payments would=
 total $12,293.46. The APR on your loan may be higher or lower and your loa=
n offers may not have multiple term lengths available. Actual rate depends =
on credit score, credit usage history, loan term, and other factors. Late p=
ayments or subsequent charges and fees may increase the cost of your fixed =
rate loan. There is no fee or penalty for repaying a loan early. =0A  All l=
oans, Personal Credit Lines, and checking and savings accounts are provided=
 by Upgrade's <a href=3D"https://link.upgrade.com/f/a/ioxCuqaRNg783JIpfinH7=
w~~/AAQRxQA~/RgRpYCG7P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy=
9XA3NwY0IKZ3e7nH1n-sUo21IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_=
blank" style=3D"vertical-align: top; color: #4899C4 !important; mso-line-he=
ight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">bank partners</a>. Upgrade Visa<sup style=3D"font-size: 12px; line-he=
ight: 1; vertical-align: top;">=C2=AE</sup> Cards and Upgrade Visa<sup styl=
e=3D"font-size: 12px; line-height: 1; vertical-align: top;">=C2=AE</sup> De=
bit Cards are issued by Upgrade's <a href=3D"https://link.upgrade.com/f/a/i=
oxCuqaRNg783JIpfinH7w~~/AAQRxQA~/RgRpYCG7P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb2=
0vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ3e7nH1n-sUo21IUaW5mb0BzdGVybGluZ2NhbC5jb21YB=
AAAAhU~" target=3D"_blank" style=3D"vertical-align: top; color: #4899C4 !im=
portant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%;">bank partners</a>, pursuant to a license from Vis=
a USA Inc. <br />=0A<br />=0AUpgrade, Inc. (NMLS #1548935) holds the follow=
ing <a href=3D"https://link.upgrade.com/f/a/czzpFLwJdPFSHl9r_ngTPw~~/AAQRxQ=
A~/RgRpYCG7P0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVz=
LzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9=
ybWF0aW9uVwNzcGNCCmd3u5x9Z_rFKNtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" targ=
et=3D"_blank" style=3D"vertical-align: top; color: #4899C4 !important; mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;">state licenses</a> and does business under the following <a hr=
ef=3D"https://link.upgrade.com/f/a/AxRsd8b-CFLWmxBUVtBlww~~/AAQRxQA~/RgRpYC=
G7P0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnd7ucfWf6xSjbUhRpbmZvQ=
HN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" style=3D"vertical-align:=
 top; color: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%;">DBAs</a>. <br />=0A<br />=
=0AUpgrade is a <a href=3D"https://link.upgrade.com/f/a/7rmldDPfTaXXAPre5U2=
i3Q~~/AAQRxQA~/RgRpYCG7P0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVz=
L2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmd3u5x9Z_r=
FKNtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" style=3D"verti=
cal-align: top; color: #4899C4 !important; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">financial techn=
ology company, not a bank</a>.=0A=0A</td>=0D=0A                  </tr>=0D=
=0A                  <tr>=0D=0A                    <td style=3D"padding-top=
: 15px; font-family: Helvetica, Arial, sans-serif; font-size: 12px; line-he=
ight: 18px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">Accept your loa=
n offer and your funds will be sent to your bank or designated account with=
in one (1) business day of clearing necessary verifications. Availability o=
f the funds is dependent on how quickly your bank processes the transaction=
. From the time of approval, funds sent directly to you should be availabl=
e within one (1) business day. Funds sent directly to pay off your creditor=
s may take up to 2 weeks to clear, depending on the creditor.</td>=0D=0A   =
               </tr>=0D=0A                  <tr>=0D=0A                    <=
td style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif; f=
ont-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=
=3D"left"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"width: 100%; max-width: 600px; border-collapse: collapse; =
mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;">=0D=0A  <tr>=0D=0A    <td align=3D"center" =
style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 10px 0px 0px;"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-top-width: 1px; =
border-top-color: #cecece; border-top-style: solid; border-collapse: collap=
se; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%;">=0D=0A        <tr>=0D=0A          <td a=
lign=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%; padding: 20px 0px 0px;"><table cla=
ss=3D"center" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"60%" style=3D"text-align: center; border-collapse: collapse=
; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%; padding: 0px;">=0D=0A              <tbody>=
=0D=0A                <tr>=0D=0A                  <td align=3D"center" vali=
gn=3D"middle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=
=3D"https://link.upgrade.com/f/a/fNltXMu5TPtXcGQOaU3nJQ~~/AAQRxQA~/RgRpYCG7=
P0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U=
9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA5X2EmdXRtX2Nvbn=
RlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnd7ucfWf6xSjbUhRpbmZvQHN0ZXJsaW5nY2FsLmNvb=
VgEAAACFQ~~" target=3D"_blank" alias=3D"facebook" style=3D"color: #4899C4 !=
important; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%;"><img src=3D"https://braze-images.com/appboy/com=
munication/assets/image_assets/images/65fb645920ede0004c647b15/original.png=
=3F1710974041" border=3D"0" alt=3D"facebook" title=3D"facebook" width=3D"24=
" height=3D"auto" style=3D"text-align: center; width: 24px; height: auto; o=
utline: none; text-decoration: none; -ms-interpolation-mode: bicubic; paddi=
ng: 0px; border-width: 0;" /></a>=0D=0A                  </td>=0D=0A       =
           <td align=3D"center" valign=3D"middle" width=3D"100" style=3D"ms=
o-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-=
adjust: 100%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/K6Omq9=
WP7s9BNosPkNWKrg~~/AAQRxQA~/RgRpYCG7P0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS9=
1cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV=
9jYW1wYWlnbj1zZW5kMDlfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnd7ucf=
Wf6xSjbUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" alias=3D=
"instagram" style=3D"color: #4899C4 !important; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=
=3D"https://braze-images.com/appboy/communication/assets/image_assets/image=
s/65fb64594f39dd004c62621d/original.png=3F1710974041" border=3D"0" alt=3D"i=
nstagram" title=3D"instagram" width=3D"24" height=3D"auto" style=3D"text-al=
ign: center; width: 24px; height: auto; outline: none; text-decoration: non=
e; -ms-interpolation-mode: bicubic; padding: 0px; border-width: 0;" /></a>=
=0D=0A                  </td>=0D=0A                  <td align=3D"center" v=
align=3D"middle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a h=
ref=3D"https://link.upgrade.com/f/a/EEpFqUYlJ_bET_DW4w_l-Q~~/AAQRxQA~/RgRpY=
CG7P0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRt=
X3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDlfYSZ=
1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ3e7nH1n-sUo21IUaW5mb0BzdGVybGluZ2NhbC=
5jb21YBAAAAhU~" target=3D"_blank" alias=3D"blog" style=3D"color: #4899C4 !i=
mportant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;"><img src=3D"https://braze-images.com/appboy/comm=
unication/assets/image_assets/images/65fb6459172062004de47b44/original.png=
=3F1710974041" border=3D"0" alt=3D"blog" title=3D"blog" width=3D"47" height=
=3D"auto" style=3D"text-align: center; width: 47px; height: auto; outline: =
none; text-decoration: none; -ms-interpolation-mode: bicubic; padding: 0px;=
 border-width: 0;" /></a>=0D=0A                  </td>=0D=0A               =
 </tr>=0D=0A              </tbody>=0D=0A            </table></td>=0D=0A    =
    </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Graphi=
k, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16px; font-w=
eight: 500; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"center">Please=
 do not reply directly to this message as it was sent from an unattended ma=
ilbox. </td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=
=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; li=
ne-height: 16px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center">T=
his email contains advertising content and was sent to <span style=3D"font-=
family: Helvetica, Arial, sans-serif; font-size: 12px; color: #37383A; text=
-decoration: none;" alias=3D"View_Online">info@sterlingcal.com</span> based=
 on your communication preferences. </td>=0D=0A        </tr>=0D=0A        <=
tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, san=
s-serif; font-size: 12px; line-height: 18px; color: #424242; mso-line-heigh=
t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
; padding: 10px 0 0;" align=3D"center">No longer want to receive these emai=
ls=3F <a href=3D"https://link.upgrade.com/f/a/lXi_ERgzuOvJwoVQzF8JTQ~~/AAQR=
xQA~/RgRpYCG7P4T7AWh0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3=
VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0R01COHhCcXFaVSUyRktZbGJodVVyVjVnJTNEJTNEJ=
TI0YWNORTZwOXA5aFM4aXEzWHBIWjVqRGZTcXdqM09yZTBxNHZBRE9TTnFxellWUkJodVJIblZT=
ek55cFAyJTBBNjhBbG9YUm14YmpKRXB4JTJCYm8xdnBPRFh1eWpoaFFUZURBTlFGOTVXJTJGSUJ=
KUFJlJTJCdE9UNTZzJTJCZmNLME0lMEFPeGNwMnllSlJnTzZmZUloVFpsbGlLZXhhYkJnSTJzRm=
JKUllzcFQwd3dEVHpEWXo0UWg0cWNJU0tFVjclMEFnSFVycWxOUTl5bGVJS0dpQmJoSGpvcGNsY=
zFEMko0WG5lUnJ2U21aRXp1M2JUQ00xc2RjYnVlUHROMXIlMEFUd0FrM3VaOGF0aWVYZ1FjU3Il=
MkZ6eUtveGR3YVl0NDJ3OHRkUDAlMkJTJTJCNnBnNDd5N2dzUyUyQkh6cmxscUt2TiUwQUhEWXd=
IaG91Q2lyZktZc0w3dDMlMkY5aUhKYzhCaFQ4YWw5NFBPY0RhYWVSV0JheHJqMnRScHM5NmVETj=
ZRJTBBWjZzJTNEJjE9MVcDc3BjQgpnd7ucfWf6xSjbUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEA=
AACFQ~~" alias=3D"Unsubscribe" style=3D"font-family: Helvetica, Arial, sans=
-serif; font-size: 12px; color: #4899C4 !important; text-decoration: underl=
ine; vertical-align: top; display: inline-block; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Unsubscri=
be</a> or <a href=3D"https://link.upgrade.com/f/a/RKz2p6YbsUyYS0MN93kjLA~~/=
AAQRxQA~/RgRpYCG7P4QLA2h0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vcH=
JlZmVyZW5jZV9jZW50ZXIvdjEvZXlKaGJHY2lPaUpTVXpJMU5pSjkvZXlKemRXSWlPaUp3WTNZe=
Elpd2lhV0YwSWpveE56TTJNamcxTXpjd0xDSmxlSEFpT2pFM05qYzRNakV6TnpBc0ltUWlPaUlr=
TUNReGVWZGlWVkpYWkd4VmNGcG5XRzVJV1N0c1ZGZEJQVDBrWm5aWGNqQnlSVGw1ZW5adVZuRlB=
UbGxqWkU1aVNIaExUMWRhTWxkblYwWnNPR0pqZFhoalkxWTJkMmhEVFZoNGJYWXpkM2xtYjFabU=
1uWjBYRzVYUlVNcklpd2lhQ0k2SWpBMUxtVnRZV2xzYVc1aWIzVnVaSEJ5YjJObGMzTnBibWN1W=
TI5dElpd2lZeUk2SWpVek15SXNJbTBpT2lJMk0ySTBaRE14WVRNd1lXTTBaREF3TlRBd1pqSmxP=
REVpTENKM0lqb2lNVEU1SWl3aWRpSTZJall6WWpSak0yUTNNVGN3TlRNeE1EQTJObVUwTkRneE1=
pSjkvajJ5UFJYWTc4Rm50RzBUMjd3WGJINWRvTXdPMFZzclZjWVdBWV9TWVVoMkpqcjFUcWdYdF=
JLTFFqYTc5VmNHUmpkVFl5LTh5LUdobmI4a3RQR0trelJOMTdxQUhfcGRlSmpPRkNWNXo4bUhQW=
DhWUnR3Q2UzUEFKNklNSEEyYUdtbUdVenljdVVtcVRGeklTMkNMZVN6SGgyQ1hodmFra0ZDSjRp=
bHdVWm1pdXJXZmVzOGpWSFRpTmNJTC1OUWl5eUViTDlDVTdJQkFQZXhfMG1PUHZyTVJMUkJ6S2p=
DRklWNGllY0I2dnduQ3h4eFNaYUNnM1RtMDBhRHY1R0tYVGlpOGduTEZpeS1KWUpzaEZGMGgzcW=
JEMHREbVlCWjdLcUk1UzBzNmJtUXVDdHhIX2tFT3ZVYlVPNC1DczlFSG05dFMzVGZGY2NfR0Fha=
XpUSmtMR19RVwNzcGNCCmd3u5x9Z_rFKNtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" al=
ias=3D"Preference" style=3D"font-family: Helvetica, Arial, sans-serif; font=
-size: 12px; color: #4899C4 !important; text-decoration: underline; vertica=
l-align: top; display: inline-block; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Update Preferences</a=
></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td class=3D"bod=
y3" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center"><tabl=
e border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; bo=
rder-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A            =
<tbody>=0D=0A              <tr>=0D=0A                <td align=3D"center" s=
tyle=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%; padding: 0px;"><img src=3D"https://braze-images.com=
/appboy/communication/assets/image_assets/images/64a74a9cc06c460050dbcfc2/o=
riginal.png=3F1688685212" alt=3D"Upgrade" title=3D"Upgrade" border=3D"0" wi=
dth=3D"120" height=3D"auto" style=3D"width: 120px; height: auto; image-rend=
ering: auto; outline: none; text-decoration: none; -ms-interpolation-mode: =
bicubic; border-width: 0;" /></td>=0D=0A              </tr>=0D=0A          =
  </tbody>=0D=0A          </table></td>=0D=0A        </tr>=0D=0A        <tr=
>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, sans-=
serif; font-size: 12px; line-height: 16px; color: #37383A; mso-line-height-=
rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; =
padding: 10px 0px 0px;" align=3D"center">Upgrade is located at 275 Battery =
Street, 23rd Floor, San Francisco, CA, 94111</td>=0D=0A        </tr>=0D=0A =
       <tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Ar=
ial, sans-serif; font-size: 12px; line-height: 16px; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddin=
g: 10px 0px 0px;" align=3D"center"><span class=3D"goomoji">=C2=A9</span> 20=
25 Upgrade, Inc. All rights reserved. </td>=0D=0A        </tr>=0D=0A       =
 <tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, s=
ans-serif; font-size: 12px; line-height: 16px; color: #37383A; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%; padding: 10px 0px 0px;" align=3D"center"><a alias=3D"cta3_txt_privacy" =
href=3D"https://link.upgrade.com/f/a/EIrm80axLf1MZSzGrnhAMQ~~/AAQRxQA~/RgRp=
YCG7P0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnd7ucfWf6xSjbUhR=
pbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" style=3D"font-family: Helvetica, Ari=
al, sans-serif; font-size: 12px; color: #4899C4 !important; text-decoration=
: underline; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%;">Privacy Policy</a> </td>=0D=0A        </tr>=
=0D=0A<span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</s=
pan>=0D=0A        <tr>=0D=0A          <td align=3D"center" style=3D"image-r=
endering: auto; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%; padding: 10px 0px 0px;"><img src=3D"https:/=
/braze-images.com/appboy/communication/assets/image_assets/images/62c712c29=
31f9e0069af31f2/original.png=3F1657213634" alt=3D"Equal Housing Lender" tit=
le=3D"Equal Housing Lender" border=3D"0" style=3D"height: auto; outline: no=
ne; text-decoration: none; -ms-interpolation-mode: bicubic; border-width: 0=
;" /></td>=0D=0A        </tr>=0D=0A<span style=3D"font-size: 0px; line-heig=
ht: 1;">=0D=0A=0D=0A</span>=0D=0A      </table></td>=0D=0A  </tr>=0D=0A</ta=
ble>=0D=0A</td>=0D=0A                  </tr>=0D=0A                  <tr>=0D=
=0A                    <td style=3D"font-family: Helvetica, Arial, sans-ser=
if; font-size: 12px; line-height: 18px; color: #ffffff; padding-top: 10px; =
mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%;" align=3D"left">PL_ITA_DECL_OLD_S9</td>=0D=0A              =
    </tr>=0D=0A                </tbody>=0D=0A              </table></td>=0D=
=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =0D=
=0A      <!--/FOOTER ENDS HERE--></td>=0D=0A    <!--/ALL CONTENT ENDS HERE-=
->=0D=0A    <td style=3D"font-size: 0; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td>=0D=0A  =
</tr>=0D=0A  </tbody>=0D=0A  =0D=0A</table>=0D=0A<custom name=3D"opencounte=
r" type=3D"tracking"></custom>=0D=0A=0D=0A=0D=0A<img border=3D"0" width=3D"=
1" height=3D"1" alt=3D"" src=3D"https://link.upgrade.com/q/c1BanGA8djK-Mi2g=
AbW77g~~/AAQRxQA~/RgRpYCG7PlcDc3BjQgpnd7ucfWf6xSjbUhRpbmZvQHN0ZXJsaW5nY2FsL=
mNvbVgEAAACFQ~~">=0D=0A</body>=0A</html>
--_----mlJWuet5GP7ucflCCwyKKg===_39/8A-28546-BBC9D776--

