Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id mIyqEjVbeGcfDQ8AchKAPA (envelope-from ) for ; Fri, 03 Jan 2025 15:48:37 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 03 Jan 2025 15:48:37 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:2200) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tTpX2-004ARs-2I for info@sterlingcal.com; Fri, 03 Jan 2025 15:48:37 -0600 X-MSFBL: MSEY+jHFR7FrZ22lsqmv1FvPycGRs9SEO5/RGny/g44=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInIiOiJpbmZvQHN0ZXJsaW5nY2FsLmNvbSIsInN1YmFjY291bnR faWQiOiI1MzMiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJtZXNzYWdlX2lkIjoiNjc3ODI wNWI3ODY3MDdmYzRmYzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1735940896; i=@e.upgrade.com; bh=nnN6chvY0XJaURr19kjHxd1zOlpHJYMiv9xKBPcABbE=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=KQo4biQ9TTt/lrqRux0rxX7NrwBSzJ7Y5EpKQZ5BpKUsmdTWzkMK3OuXT5T7C7lRw RBv64ydDGAgwj1pLFdtH1igwYFSqEGmxJUnze/sKRupXzOU5ijmpnGOZqm6nUuytUB 0iKmJ62/T85OCL8MVJtOA1CwtV0W1YO+B0UjUtiw= From: "Upgrade" Message-ID: <3C.F4.57611.02B58776@i-0291c57007f1a2156.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, your January invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 03 Jan 2025 21:48:16 +0000 Content-Type: multipart/alternative; boundary="_----6HwNMaKG8nbkpOQcZQHStw===_1A/F4-57611-02B58776" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----6HwNMaKG8nbkpOQcZQHStw===_1A/F4-57611-02B58776 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0Aupgrade_logo (= https://link.upgrade.com/f/a/E0y6wyk0kSW4pKeLzU5-Gw~~/AAQRxQA~/RgRpWuAgP0Q= XaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ3ggW3hnB_xPw1IUaW5mb0BzdGVybGluZ2= NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AFree Yourself= from High-Interest Credit Cards=0AHi,=0AAre you ready to say goodbye to yo= ur high-interest credit cards=0Aand debt=3F With a personal loan through Up= grade, you can circle=0Athe date that you could be debt free. It=E2=80=99s = time to check your=0Arate and plan for your financial freedom. Upgrade ha= s helped=0Athousands of people get on their way to financial freedom =E2=80= =93 and=0Ayou could be next! =E2=80=93 Low, fixed interest rates that n= ever=0Achange =E2=80=93 Affordable monthly payments =E2=80=93 N= o prepayment=0Apenalty if you decide to pay off your loan early=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/2Mm0HxZfWL5XkZdK1SRjDw~= ~/AAQRxQA~/RgRpWuAgP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVu= bmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2V= uZDAyX2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmd4IFt4Zwf8T8NSFGluZm9Ac3Rlcm= xpbmdjYWwuY29tWAQAAAIV=0A) =0A Thanks,=0AThe Upgrade Team P.S. Chec= k your rate now (=0Ahttps://link.upgrade.com/f/a/cSDBVQi-7_9fBslcJRU4jQ~~/A= AQRxQA~/RgRpWuAgP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmV= sVwNzcGNCCmd4IFt4Zwf8T8NSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source= =3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend02_a&utm_content=3Demail_= txt=0A) and get on your path to financial freedom! If you=0Aha= ve questions, we're here to help. support@upgrade.com=0APersonal loans = made through Upgrade feature Annual Percentage=0ARates (APRs) of 9.99%-35.9= 9%. All personal loans have a 1.85% to=0A9.99% origination fee, which is de= ducted from the loan proceeds.=0ALowest rates require Autopay and paying of= f a portion of existing=0Adebt directly. Loans feature repayment terms of 2= 4 to 84 months.=0AFor example, if you receive a $10,000 loan with a 36-mont= h term=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aa= nd a 5% one-time origination fee), you would receive $9,500 in=0Ayour accou= nt and would have a required monthly payment of=0A$341.48. Over the life of= the loan, your payments would total=0A$12,293.46. The APR on your loan may= be higher or lower and your=0Aloan offers may not have multiple term lengt= hs available. Actual=0Arate depends on credit score, credit usage history, = loan term,=0Aand other factors. Late payments or subsequent charges and fee= s=0Amay increase the cost of your fixed rate loan. There is no fee or=0Apen= alty for repaying a loan early.=0A All loans, Personal Credit=0ALines, and = checking and savings accounts are provided by=0AUpgrade's bank partners ( h= ttps://link.upgrade.com/f/a/FlxSKJNO_4Y-HHzHwtM63w~~/AAQRxQA~/RgRpWuAgP0Qma= HR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ3ggW3hnB_xPw1IU= aW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgra= de Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( http= s://link.upgrade.com/f/a/FlxSKJNO_4Y-HHzHwtM63w~~/AAQRxQA~/RgRpWuAgP0QmaHR0= cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ3ggW3hnB_xPw1IUaW5= mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom Visa USA = Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses= =0A=0A( https://link.upgrade.com/f/a/c56VwDIjI5AWc6CGBPiU5A~~/AAQRxQA~/RgRp= WuAgP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ= 0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW= 9uVwNzcGNCCmd4IFt4Zwf8T8NSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and doe= s business under the following DBAs =0A( https://link.upgrade.com/f/a/5Ht2d= gda2xLq6JXnjzW_Yw~~/AAQRxQA~/RgRpWuAgP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZG= JhL1cDc3BjQgpneCBbeGcH_E_DUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0A= Upgrade is a financial technology company, not a bank =0A( https://link.upg= rade.com/f/a/dUXzpHtfoM16wQb1WdqU6A~~/AAQRxQA~/RgRpWuAgP0ROaHR0cHM6Ly91cGdy= YWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmF= kZS1hLWJhbmstVwNzcGNCCmd4IFt4Zwf8T8NSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )= =0A. =0A=0A=0Afacebook =0A( https://link.upgrade.com/f/a/8tsSSUQh3EnuePFXfE= OSNw~~/AAQRxQA~/RgRpWuAgP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZ= hY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ2= 49c2VuZDAyX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpneCBbeGcH_E_DUhRpb= mZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https://link.upgr= ade.com/f/a/GSQHsfmf7cjTEtn4vOmroA~~/AAQRxQA~/RgRpWuAgP0R_aHR0cHM6Ly93d3cua= W5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVk= aXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDJfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGl= ua1cDc3BjQgpneCBbeGcH_E_DUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Abl= og =0A( https://link.upgrade.com/f/a/oIO8ocIbrm8sw1qH5gb2SA~~/AAQRxQA~/RgRp= WuAgP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXR= tX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDJfYS= Z1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ3ggW3hnB_xPw1IUaW5mb0BzdGVybGluZ2Nhb= C5jb21YBAAAAhU~ )=0A Please do not reply directly to this message as = it was=0Asent from an unattended mailbox. This email contains=0Aadvertis= ing content and was sent to=0Ainfo@sterlingcal.com based on your communicat= ion=0Apreferences. No longer want to receive these emails=3F=0AUnsubscri= be ( https://link.upgrade.com/f/a/DV8SySCKcNzEqE8VKR8w-w~~/AAQRxQA~/RgRpWuA= gP4T9AWh0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdW= JzY3JpYmU_ZD0lMjQxJTI0VVNrZk9JYnd2cVV0OTliZDA0clZ5USUzRCUzRCUyNGFERmJvUDBjV= 0R6VXFtUzFySzYlMkZOVThvYVM2aXZsMG1zNFdoQVpVZ2xqcDc4amg4M2Y2Q0FCS3lScHVjJTBB= anUlMkZ5aHhpZ3ZsOUR2V0xhRDE3VDNla0VRJTJCSnc1ZG5yc3lib1lNVklpRG9oa09NMHdxS0l= Fd0xSZkhSMiUwQWpWdVR1QnJDUjVYZ1QyeklwZFZWeWUwb3dUR2pVVlVLSVFrdzMlMkJ5c2djZ1= JIdnZvSlFpRXVua2JrZ0pQJTBBekZUR3Vxb1h5VVB3Y1lXcDRHeFJzY0xiem9ONzNHVGwlMkZOc= npWOGNLRkNUJTJCJTJGMDVoa2xzUVFWZzVkdWM0JTBBeWpaYmtoNVdvZiUyQiUyQklYZGtUT1M4= OURGSEl5eG5KOGRLYnElMkIlMkJIYzkzbDZRcnY2QmRZZVB2bEd6WjU1MHAlMEFlbXpuV3p6bEl= JQ0NSbnl4elJwNWZrZWhabkxPTGNYSVR2WnFxYlJCa2FxZXoyVUZNNkh3ejVLT0w2SjIlMEFsS0= UlM0QmMT0xVwNzcGNCCmd4IFt4Zwf8T8NSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV ) or= Update=0APreferences ( https://link.upgrade.com/f/a/xHZEh0PyfskxiLREoiLaIw= ~~/AAQRxQA~/RgRpWuAgP4QLA2h0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20= vcHJlZmVyZW5jZV9jZW50ZXIvdjEvZXlKaGJHY2lPaUpTVXpJMU5pSjkvZXlKemRXSWlPaUp3WT= NZeElpd2lhV0YwSWpveE56TTFPVFF3T0RrekxDSmxlSEFpT2pFM05qYzBOelk0T1RNc0ltUWlPa= UlrTUNSaGIzQXZXRXhxYVVGNVZEVkNVMFJQZDNsSWVYSm5QVDBrTTNSRVdHMWplVmxMWjBKUVFq= bHVjSG95Wms1bWFuSmtPRGxhYVdGd2QzZFNXVlJaWmxwTFZuSkpkMkY0ZVRkTmFtRm9iRE55YVd= aWGFWVlVYRzVJWlhGeklpd2lhQ0k2SWpBMUxtVnRZV2xzYVc1aWIzVnVaSEJ5YjJObGMzTnBibW= N1WTI5dElpd2lZeUk2SWpVeU5TSXNJbTBpT2lJMk0ySTBZek5rTnpFM01EVXpNVEF3TmpabE5EU= TNaVGNpTENKM0lqb2lNVEU1SWl3aWRpSTZJall6WWpSak0yUTNNVGN3TlRNeE1EQTJObVUwTkRn= eE1pSjkvWVhzaXV1SGhfZ3RFM1pFUl92RWVTaUV2TENoME5YcGhMdjUzVXBqb3M3b0NTbUZ5NER= 5bVRHLTByemY5aHpOclUta0tCQkxFQXliZkRLYWlPWlIyUlphd3RtOXhzbERFcDdWUDNqelR0RT= E5SGxPWkY2UFBNZkJxM0xjb0E0cWF5anAyVG5UbGZqdkl4b0I1Y3lxc1VlSWI5M0VuVjR6czh4N= HI1UFVLWW1ZS1RJX0lhVXJCc0lxbFNWQVdfX2tZMERIdHZRbFBqMmpFQUhSMmUzVHMwUldySGl3= MnZKMVVrWWVlQ0tDR0liWkduTmJILTZMRmdmS0x6MjZzTTF3aHdMRFhTYVNCWXZ4ZnZnU21BdHJ= VWm53M1JJeEZ1Y2dtR1AzUm4tQzBnTWFxQjlJLTY4M011Q3ctbjNRWmNCQ1lkeG5Bby1GMGdfRj= k0emxOZDc0bjNRVwNzcGNCCmd4IFt4Zwf8T8NSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV = )=0AUpgrade Upgrade is located at 275 Battery Street, 23rd=0AFloor, Sa= n Francisco, CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved.= =0APrivacy Policy ( https://link.upgrade.com/f/a/Y9XoHGW1_PgEFt9ttWXPSw~~/A= AQRxQA~/RgRpWuAgP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpneCB= beGcH_E_DUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing L= ender=0A PL_ITA_DECL_OLD_S2 --_----6HwNMaKG8nbkpOQcZQHStw===_1A/F4-57611-02B58776 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A=0A=0A=0A= =0A=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Free Yourself from High-Interest Credit Cards=0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Hi,
Are you ready= to say goodbye to your high-interest credit cards and debt=3F With a perso= nal loan through Upgrade, you can circle the date that you could be debt fr= ee. It=E2=80=99s time to check your rate and plan for your financial freedo= m.
Upgrade has helped thousands of people get on their way to= financial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change
=0D=0A =0D=0A = =0D=0A =0D=0A <= /tr>=0D=0A
=E2=80= =93Affordable monthly payments
=0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A
=E2=80=93No prepayment penalty if you decide to pay off your loan early
=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Check Your Rate=0D=0A= =0D=0A
Thanks,
=0D=0A = The Upgrade Team
P.S. Check your rate now and get on your path t= o financial freedom!
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A support@upgrade.com=0D=0A =0D=0A =0D= =0A
If you have question= s, we're here to help.=0D=0A
=0D=0A= =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D=0A
Personal loans made through = Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All persona= l loans have a 1.85% to 9.99% origination fee, which is deducted from the l= oan proceeds. Lowest rates require Autopay and paying off a portion of exis= ting debt directly. Loans feature repayment terms of 24 to 84 months. For e= xample, if you receive a $10,000 loan with a 36-month term and a 17.59% APR= (which includes a 13.94% yearly interest rate and a 5% one-time originatio= n fee), you would receive $9,500 in your account and would have a required = monthly payment of $341.48. Over the life of the loan, your payments would = total $12,293.46. The APR on your loan may be higher or lower and your loan= offers may not have multiple term lengths available. Actual rate depends o= n credit score, credit usage history, loan term, and other factors. Late pa= yments or subsequent charges and fees may increase the cost of your fixed r= ate loan. There is no fee or penalty for repaying a loan early. =0A All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Deb= it Cards are issued by Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the followi= ng state licenses and does business under the following DBAs.
=0A
= =0AUpgrade is a financial techn= ology company, not a bank.=0A=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
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T= his email contains advertising content and was sent to info@sterlingcal.com based= on your communication preferences.
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Upgrade is located at 275 Battery = Street, 23rd Floor, San Francisco, CA, 94111
=C2=A9 20= 25 Upgrade, Inc. All rights reserved.
Privacy Policy
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=0D=0A =0D= =0A