Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id iPvLMqRddWeAlgkAchKAPA (envelope-from ) for ; Wed, 01 Jan 2025 09:22:12 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 01 Jan 2025 09:22:12 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:23495) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tT0Y0-002dZI-0l for info@sterlingcal.com; Wed, 01 Jan 2025 09:22:12 -0600 X-MSFBL: OUla44wQV58vKvdyBq7scEnm60bqJFxN6ai3UkFcg3I=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInRlbmFudF9pZCI6InNwYyIsInN1YmFjY291bnRfaWQiOiI1MzM iLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjc2NTk 5NWQ3NTY3YWY4NTM2OGEifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1735744921; i=@e.upgrade.com; bh=kdhvUgO7fiAhzrZrFPCV3ozjJwpqBdyWw0GpKsvjm5I=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=kEgvrzyK6zc3w6W2gOU7up/pwBaAjSjWWEQf9gKsUiCLv5yG1NVvJG6KKBJcRFjiX Y+mMoyfhUrIxL0Q781sDlPiKH0zDat7Sw2jXo5Sdo0Sus1Grl4oW64yunhRizzZcht G2DrTiAYHm8UT0ZXVL72fw8q3U/qGvANUI6H2utc= From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, here's your Wednesday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 01 Jan 2025 15:22:01 +0000 Content-Type: multipart/alternative; boundary="_----lSA/+RHKRmArKg0KfkA5Mw===_56/6B-31328-99D55776" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----lSA/+RHKRmArKg0KfkA5Mw===_56/6B-31328-99D55776 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ASee if a fixed rate pe= rsonal loan can help you save money. Check=0Ayour rate today.=0A=0Aupgrade_= logo ( https://link.upgrade.com/f/a/LE2RDeM7QrUgmVir6hmrkQ~~/AAQRxQA~/RgRpV= -KZP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ2WZXXVnr4U2ilIUaW5mb0BzdGVy= bGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHow muc= h could you save=3F=0AHi,=0ADo you want to save money when repaying your hi= gh-interest debt=3F=0AA personal loan through Upgrade can help you consolid= ate your=0Adebt or pay off high-interest credit cards, putting money back i= n=0Ayour pocket that you can use on the important things.=0A=0A=0A=0A=0AChe= ck Your Rate (=0Ahttps://link.upgrade.com/f/a/AGlHnycJdScJgWu5Txfmjw~~/AAQR= xQA~/RgRpV-KZP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3= V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDAxX= 2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdlmV11Z6-FNopSFGluZm9Ac3Rlcmxpbmdj= YWwuY29tWAQAAAIV=0A) =0A What=E2=80=99s stopping you from=0Aseeing if= you can save with a personal loan=3F It only takes a=0Amoment to get start= ed (=0Ahttps://link.upgrade.com/f/a/jfvqXLS5jjjMV0VbNZpXxA~~/AAQRxQA~/RgRpV= -KZP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsVwNzcGNCCmdl= mV11Z6-FNopSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source=3Ddecl_old&ut= m_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A). Ther= e is no obligation and no impact to your credit score.=0AThanks,=0AThe Upgr= ade Team If you have questions, we're here=0Ato help. supp= ort@upgrade.com Personal loans=0Amade through Upgrade feature= Annual Percentage Rates (APRs) of=0A9.99%-35.99%. All personal loans have = a 1.85% to 9.99%=0Aorigination fee, which is deducted from the loan proceed= s. Lowest=0Arates require Autopay and paying off a portion of existing debt= =0Adirectly. Loans feature repayment terms of 24 to 84 months. For=0Aexampl= e, if you receive a $10,000 loan with a 36-month term and a=0A17.59% APR (w= hich includes a 13.94% yearly interest rate and a 5%=0Aone-time origination= fee), you would receive $9,500 in your=0Aaccount and would have a required= monthly payment of $341.48.=0AOver the life of the loan, your payments wou= ld total $12,293.46.=0AThe APR on your loan may be higher or lower and your= loan offers=0Amay not have multiple term lengths available. Actual rate de= pends=0Aon credit score, credit usage history, loan term, and other=0Afacto= rs. Late payments or subsequent charges and fees may=0Aincrease the cost of= your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ear= ly.=0A All loans, Personal Credit=0ALines, and checking and savings account= s are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/= 9nk6Q8-blS7VbaMmJeDTeg~~/AAQRxQA~/RgRpV-KZP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb= 20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2WZXXVnr4U2ilIUaW5mb0BzdGVybGluZ2NhbC5jb21Y= BAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards ar= e issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/9nk= 6Q8-blS7VbaMmJeDTeg~~/AAQRxQA~/RgRpV-KZP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20v= YmFuay1wYXJ0bmVycy9XA3NwY0IKZ2WZXXVnr4U2ilIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAA= AAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/IWMz76Aw5Ui0jFHO-aQ87w~~/AAQRxQA~/RgRpV-KZP0RsaHR0cHM6Ly91cGdyYWRlL= nplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3Rh= dGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdlmV11Z6-FNopSFGl= uZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does business under the followin= g DBAs =0A( https://link.upgrade.com/f/a/eu-SwTxj01O0ySvuW1aMhQ~~/AAQRxQA~/= RgRpV-KZP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnZZlddWevhTaKUhR= pbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial techno= logy company, not a bank =0A( https://link.upgrade.com/f/a/l1KhMfS2Z-L_GfqY= 8piQAQ~~/AAQRxQA~/RgRpV-KZP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuL= XVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdlmV11= Z6-FNopSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A Your actual minimu= m payment,=0Apayoff time and payoff cost of a credit card will depend on yo= ur=0Aaccount terms and any future account activity. For example, if=0Ayou h= ave $9,500 in credit card debt with 20% APR, and make=0Aminimum monthly pay= ments of 1% of the outstanding balance plus=0Anew interest, you will pay $1= 5,223 in finance charges over 341=0Amonths. With a $10,000 loan with a 36-m= onth term, 18.66% APR, and=0A5% origination fee, you will pay $2,978 in fin= ance charges.=0A=0Afacebook =0A( https://link.upgrade.com/f/a/rhvU88X5RA3jC= MrjyuyIdg~~/AAQRxQA~/RgRpV-KZP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZG= VvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2Ftc= GFpZ249c2VuZDAxX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnZZlddWevhTaK= UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https://link= .upgrade.com/f/a/ps3fu7dwtDM9sA5hqr1ndw~~/AAQRxQA~/RgRpV-KZP0R_aHR0cHM6Ly9= 3d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG= 1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDFfYSZ1dG1fY29udGVudD1pbnN0YWdyY= W1fbGlua1cDc3BjQgpnZZlddWevhTaKUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )= =0A=0Ablog =0A( https://link.upgrade.com/f/a/gP5QyIx2HeokgZkTle8KSg~~/AAQRx= QA~/RgRpV-KZP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h= 0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW= 5kMDFfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ2WZXXVnr4U2ilIUaW5mb0BzdGVyb= GluZ2NhbC5jb21YBAAAAhU~ )=0A Please do not reply directly to this mes= sage as it was=0Asent from an unattended mailbox. This email contains=0A= advertising content and was sent to=0Ainfo@sterlingcal.com based on your co= mmunication=0Apreferences. 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All rights=0Ares= erved.=0APrivacy Policy ( https://link.upgrade.com/f/a/jcJ3qbNQ9n9IeUuziQtp= KA~~/AAQRxQA~/RgRpV-KZP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQ= gpnZZlddWevhTaKUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Hou= sing Lender=0A PL_ITA_DECL_OLD_S1 --_----lSA/+RHKRmArKg0KfkA5Mw===_56/6B-31328-99D55776 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= See if a fixed rate personal loan can help you save money. Check your rate = today.
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3D"upgrade_logo"
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How much could you save=3F=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A = =0D=0A
Hi,
Do you want to save money when rep= aying your high-interest debt=3F
A personal loan through Upg= rade can help you consolidate your debt or pay off high-interest credit car= ds, putting money back in your pocket that you can use on the important thi= ngs.
=0D=0A
Check = Your Rate
=0D=0A
What=E2=80=99s stopping you from seeing i= f you can save with a personal loan=3F It only takes a moment to get started. There is no obligation and = no impact to your credit score.
Thanks,
=0D=0A T= he Upgrade Team
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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Personal loans made through = Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All persona= l loans have a 1.85% to 9.99% origination fee, which is deducted from the l= oan proceeds. Lowest rates require Autopay and paying off a portion of exis= ting debt directly. Loans feature repayment terms of 24 to 84 months. For e= xample, if you receive a $10,000 loan with a 36-month term and a 17.59% APR= (which includes a 13.94% yearly interest rate and a 5% one-time originatio= n fee), you would receive $9,500 in your account and would have a required = monthly payment of $341.48. Over the life of the loan, your payments would = total $12,293.46. The APR on your loan may be higher or lower and your loan= offers may not have multiple term lengths available. Actual rate depends o= n credit score, credit usage history, loan term, and other factors. Late pa= yments or subsequent charges and fees may increase the cost of your fixed r= ate loan. There is no fee or penalty for repaying a loan early. =0A All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Deb= it Cards are issued by Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the followi= ng state licenses and does business under the following DBAs.
=0A
= =0AUpgrade is a financial techn= ology company, not a bank.=0A=0A
Your actual min= imum payment, payoff time and payoff cost of a credit card will depend on y= our account terms and any future account activity. For example, if you have= $9,500 in credit card debt with 20% APR, and make minimum monthly payments= of 1% of the outstanding balance plus new interest, you will pay $15,223 i= n finance charges over 341 months. With a $10,000 loan with a 36-month term= , 18.66% APR, and 5% origination fee, you will pay $2,978 in finance charge= s.
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Upgrade is located at 275= Battery Street, 23rd Floor, San Francisco, CA, 94111
=C2=A9<= /span> 2025 Upgrade, Inc. All rights reserved.
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PL_ITA_DECL_OLD_S1
=0D= =0A =0D=0A 		 <= /td>=0D=0A
=0D=0A=0D=0A=0D=0A=0D=0A3D""=0D=0A=0A --_----lSA/+RHKRmArKg0KfkA5Mw===_56/6B-31328-99D55776--