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=0A=0A=0A=0A=0A=0A=0A=0A=0A         Upgrade     96=0ASimple and fast applic=
ation to check your rate with no=0Aobligations.=0A=0Aupgrade_logo ( https:/=
/link.upgrade.com/f/a/OmiFlxukYYNbB2AP1BGmrA~~/AAQRxQA~/RgRpVZsOP0QXaHR0cHM=
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1YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AChecking you=
r rate for a personal loan through Upgrade is a=0A1-minute investment that =
could fast track you towards achieving=0Ayour financial goals.   Apply toda=
y, you could get your money=0Atomorrow1 and you can use your money wherever=
 you want - easy!=0AWhat=E2=80=99s stopping you from seeing how much money =
you qualify for=3F=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.c=
om/f/a/jRgvdNEP7EgEToA5HRlDGg~~/AAQRxQA~/RgRpVZsOP0R7aHR0cHM6Ly93d3cudXBncm=
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CmdlDhZzZ7Y3AAtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=0A)     =0A   All the =
best,=0AThe Upgrade Team   P.S. Checking your rate won=E2=80=99t impact you=
r=0Acredit score and there is no obligation, so why not take a minute=0Aand=
 see what you qualify for=3F (=0Ahttps://link.upgrade.com/f/a/InRvnw6QSnwIc=
CwwBRSjpg~~/AAQRxQA~/RgRpVZsOP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL2=
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=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend07_a&utm_con=
tent=3Demail_link=0A)=0AIf you have questions, we're here to help.=0Asuppor=
t@upgrade.com               Personal loans made through=0AUpgrade feature A=
nnual Percentage Rates (APRs) of 9.99%-35.99%.=0AAll personal loans have a =
1.85% to 9.99% origination fee, which=0Ais deducted from the loan proceeds.=
 Lowest rates require Autopay=0Aand paying off a portion of existing debt d=
irectly. Loans feature=0Arepayment terms of 24 to 84 months. For example, i=
f you receive a=0A$10,000 loan with a 36-month term and a 17.59% APR (which=
=0Aincludes a 13.94% yearly interest rate and a 5% one-time=0Aorigination f=
ee), you would receive $9,500 in your account and=0Awould have a required m=
onthly payment of $341.48. Over the life=0Aof the loan, your payments would=
 total $12,293.46. The APR on=0Ayour loan may be higher or lower and your l=
oan offers may not=0Ahave multiple term lengths available. Actual rate depe=
nds on=0Acredit score, credit usage history, loan term, and other factors.=
=0ALate payments or subsequent charges and fees may increase the=0Acost of =
your fixed rate loan. There is no fee or penalty for=0Arepaying a loan earl=
y.  All=0Aloans, Personal Credit Lines, and checking and savings accounts=
=0Aare provided by Upgrade's bank partners =0A( https://link.upgrade.com/f/=
a/orBAT1-2vWMjuSCWSQY06w~~/AAQRxQA~/RgRpVZsOP0QmaHR0cHM6Ly93d3cudXBncmFkZS5=
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1YBAAAAhU~ ). Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards=
 are issued by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/or=
BAT1-2vWMjuSCWSQY06w~~/AAQRxQA~/RgRpVZsOP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20=
vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2UOFnNntjcAC1IUaW5mb0BzdGVybGluZ2NhbC5jb21YBA=
AAAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NM=
LS #1548935) holds the following state licenses=0A=0A( https://link.upgrade=
.com/f/a/L_0tYjZFi9inbujrJ7w87g~~/AAQRxQA~/RgRpVZsOP0RsaHR0cHM6Ly91cGdyYWR=
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GluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does business under the follow=
ing DBAs =0A( https://link.upgrade.com/f/a/BMtK8GyOwQ5OawOzGKj3_w~~/AAQRxQA=
~/RgRpVZsOP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnZQ4Wc2e2NwALU=
hRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial tech=
nology company, not a bank =0A( https://link.upgrade.com/f/a/V4u7dVCPT8c9_0=
xRd2PIUw~~/AAQRxQA~/RgRpVZsOP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2V=
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ZzZ7Y3AAtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A=0A1Accept your loa=
n offer and your funds will be sent to your bank=0Aor designated account wi=
thin one (1) business day of clearing=0Anecessary verifications. Availabili=
ty of the funds is dependent=0Aon how quickly your bank processes the trans=
action. From the time=0Aof approval, funds sent directly to you should be a=
vailable=0Awithin one (1) business day. Funds sent directly to pay off your=
=0Acreditors may take up to 2 weeks to clear, depending on the=0Acreditor.=
=0A=0Afacebook =0A( https://link.upgrade.com/f/a/3C5PGid8WEuwvQvkARkCrw~~/A=
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https://link.upgrade.com/f/a/iAJYR3t5f35WmxL9fRMR7A~~/AAQRxQA~/RgRpVZsOP0SA=
aHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJ=
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MVcDc3BjQgpnZQ4Wc2e2NwALUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ) or Updat=
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RxQA~/RgRpVZsOP4QLA2h0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vcHJlZ=
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grade      Upgrade is located at 275 Battery Street, 23rd=0AFloor, San Fran=
cisco, CA, 94111=0A=C2=A9 2024 Upgrade, Inc. All rights=0Areserved.=0APriva=
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LUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A   Equal Housing Lender=0A=
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=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A</s=
pan>=0D=0A=0D=0A=0D=0A<meta http-equiv=3D"Content-Type" content=3D"text/htm=
l; charset=3Dutf-8" />=0D=0A<meta name=3D"viewport" content=3D"width=3Ddevi=
ce-width, initial-scale=3D1.0" />=0D=0A<!--[if !mso]><!-->=0D=0A<meta http-=
equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge" />=0D=0A<!--<![endif]-->=0D=
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iceDocumentSettings>=0D=0A  <o:AllowPNG/>=0D=0A  <o:PixelsPerInch>96</o:Pix=
elsPerInch>=0D=0A  </o:OfficeDocumentSettings>=0D=0A  </xml><![endif]-->=0D=
=0A=0D=0A=0D=0A=0D=0A<!--PREHEADER STARTS HERE-->=0D=0A<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: =
collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  <tbody>=0D=0A    <tr>=0D=
=0A      <td style=3D"font-family: Helvetica, Arial, sans-serif; font-size:=
 1px; line-height: 1px; color: #f5f5f5; max-height: 0px; max-width: 0px; op=
acity: 0; overflow: hidden; display: none; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">=
Simple and fast application to check your rate with no obligations.</td>=0D=
=0A    </tr>=0D=0A  </tbody>=0D=0A</table>=0D=0A<!--/PREHEADER ENDS HERE-->=
 =0D=0A<!--ALL CONTENT STARTS HERE--> =0D=0A<!--HEADER STARTS HERE-->=0D=0A=
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mbl" style=3D"width: 100%; min-width: 100% !important; border-collap=
se: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#f5f5f5">=0D=0A  <=
tbody>=0D=0A  =0D=0A  <tr>=0D=0A    <td style=3D"font-size: 0; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">&nbsp;</td>=0D=0A    <td align=3D"center" style=3D"width: 600px; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" class=3D"mblHeader" style=3D"width: 100%; min-width: 90% !important=
; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; =
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A        =
<tbody>=0D=0A          <tr>=0D=0A            <td align=3D"center" valign=3D=
"top" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspa=
ce: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=
=0D=0A                    <td style=3D"font-size: 0; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddin=
g: 15px 0;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">=0D=0A                        <tbody>=0D=0A                  =
        <tr>=0D=0A                            <td align=3D"left" style=3D"m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mblHeader" style=3D"width: 100%; max-width: 600px; border-collapse: c=
ollapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; min-width: 90% !important;">=0A  <t=
body>=0A    <tr>=0A      <td align=3D"center" valign=3D"top" style=3D"mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>=0A          <tbody>=0A            <tr>=0A              <td style=3D"font-=
size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 0px;" valign=3D"top"><table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: =
collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">=0A                  <tbody>=0A  =
                  <tr>=0A                      <td align=3D"center" valign=
=3D"middle" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%;"><a alias=3D"upgrade_logo" href=3D"htt=
ps://link.upgrade.com/f/a/OmiFlxukYYNbB2AP1BGmrA~~/AAQRxQA~/RgRpVZsOP0QXaHR=
0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ2UOFnNntjcAC1IUaW5mb0BzdGVybGluZ2NhbC=
5jb21YBAAAAhU~" style=3D"font-family: Graphik, Helvetica, Arial, sans-serif=
; text-align: center; font-size: 20px; color: #4899C4 !important; text-deco=
ration: none; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;"><img alt=3D"upgrade_logo" border=3D"0" heigh=
t=3D"33" src=3D"https://braze-images.com/appboy/communication/assets/image_=
assets/images/63348ce6db77c73d707010e4/original.png=3F1664388326" style=3D"=
outline: 0px; width: 144px; height: auto; font-family: Graphik, Helvetica, =
Arial, sans-serif; font-size: 24px; color: rgb(0, 175, 106); text-decoratio=
n: none; -ms-interpolation-mode: bicubic; padding: 0px; border-width: 0px;"=
 title=3D"logo" width=3D"144" class=3D"center" /></a></td>=0A              =
      </tr>=0A                  </tbody>=0A                </table></td>=0A=
            </tr>=0A          </tbody>=0A        </table></td>=0A    </tr>=
=0A  </tbody>=0A</table>=0A<!-- X-250ok-CID: upgrade_pl_ita_declined_old_se=
nd07_a-->=0A=0A<span style=3D"font-size: 0px; line-height: 1;">=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A  =0A=0A=0A=0A=0A</span></t=
d>=0D=0A                          </tr>=0D=0A                        </tbod=
y>=0D=0A                      </table></td>=0D=0A                  </tr>=0D=
=0A                </tbody>=0D=0A              </table></td>=0D=0A         =
 </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =0D=0A      <!-=
-/HEADER ENDS HERE--> =0D=0A      =0D=0A      <!--PRIMARY-->=0D=0A      =0D=
=0A      <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"w=
idth: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgco=
lor=3D"#ffffff">=0D=0A        <tbody>=0D=0A        =0D=0A        <tr>=0D=0A=
          <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 40px 0;"><=
table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%;=
 border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A         =
     <tbody>=0D=0A                <tr>=0D=0A                  <td style=3D"=
padding-top: 0px; font-family: Helvetica, Arial, serif; font-size: 16px; li=
ne-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"><span styl=
e=3D"font-size: 0px; line-height: 1;"></span>Hi,</td>=0D=0A                =
</tr>=0D=0A                <tr>=0D=0A                  <td style=3D"font-fa=
mily: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; color: #=
37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">Checking you=
r rate for a personal loan through Upgrade is a 1-minute investment that co=
uld fast track you towards achieving your financial goals.</td>=0D=0A      =
          </tr>=0D=0A                 <tr>=0D=0A                  <td style=
=3D"font-family: Helvetica, Arial, serif; font-size: 16px; line-height: 22p=
x; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">A=
pply today, you could get your money tomorrow<sup style=3D"font-size: 10px;=
 line-height: 1;">1</sup> and you can use your money wherever you want - ea=
sy! </td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A       =
           <td style=3D"font-family: Helvetica, Arial, serif; font-size: 16=
px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 20=
px;" align=3D"left">What=E2=80=99s stopping you from seeing how much money =
you qualify for=3F</td>=0D=0A                </tr>=0D=0A                   =
             =0D=0A              <!--/BUTTON STARTS HERE-->=0D=0A          =
    <span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</spa=
n>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=3D"center" w=
idth=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-s=
ize: 16px; line-height: 24px; color: #ffffff !important; mso-line-height-ru=
le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pa=
dding: 0px;"><!--/BUTTON STARTS HERE-->=0D=0A      <table align=3D"center" =
class=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 275px; border-collapse: separate; -webkit-border-radius: 8px; -m=
oz-border-radius: 8px; border-radius: 8px; mso-table-lspace: 0pt; mso-table=
-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; b=
order: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          <tr>=0D=0A  =
            <td height=3D"45" style=3D"height: 40px; color: #ffffff; mso-li=
ne-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adju=
st: 100%;" valign=3D"middle" align=3D"center"><a alias=3D"Check Your Rate" =
href=3D"https://link.upgrade.com/f/a/jRgvdNEP7EgEToA5HRlDGg~~/AAQRxQA~/RgRp=
VZsOP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3V=
yY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA3X2EmdXRtX2=
NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdlDhZzZ7Y3AAtSFGluZm9Ac3RlcmxpbmdjYWwuY29tW=
AQAAAIV" style=3D"display: inline-block; font-size: 16px; line-height: 24px=
; font-family: Graphik, Helvetica, Arial, sans-serif; font-weight: 500; col=
or: #ffffff !important; text-decoration: none !important; letter-spacing: 0=
.5px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; padding: 10px;"><!--[if mso]>&nbsp;&nbsp;&nbsp;<![en=
dif]-->Check Your Rate<!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]--></a></td>=
=0D=0A          </tr>=0D=0A      </table>=0D=0A  </td>=0D=0A</tr>=0D=0A=0D=
=0A=0D=0A=0D=0A =0D=0A              <!--/BUTTON ENDS HERE-->=0D=0A         =
     <tr>=0D=0A                <td style=3D"padding-top: 25px; font-family:=
 Helvetica, Arial, serif; font-size: 16px; line-height: 22px; color: #37383=
A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;" align=3D"left">All the best,<br />=0D=0A               =
  The Upgrade Team</td>=0D=0A              </tr>=0D=0A              <tr>=0D=
=0A                  <td style=3D"padding-top: 25px; font-family: Helvetica=
, Arial, serif; font-size: 16px; line-height: 22px; color: #37383A; mso-lin=
e-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;" align=3D"left">P.S. Checking your rate won=E2=80=99t impact your =
credit score and there is no obligation, so why not take a minute and <a al=
ias=3D"check it out today" href=3D"https://link.upgrade.com/f/a/jLRj8akbU7C=
WpqMyIHVUEg~~/AAQRxQA~/RgRpVZsOP0R8aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVs=
L25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2F=
tcGFpZ249c2VuZDA3X2EmdXRtX2NvbnRlbnQ9ZW1haWxfbGlua1cDc3BjQgpnZQ4Wc2e2NwALUh=
RpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" style=3D"color: #4899C4 !important;=
 display: inline-block; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;">see what you qualify for=3F</a></t=
d>=0D=0A                </tr>=0D=0A              </tbody>=0D=0A            =
  =0D=0A            </table></td>=0D=0A        </tr>=0D=0A        </tbody>=
=0D=0A        =0D=0A      </table>=0D=0A      =0D=0A      <!--/PRIMARY--> =
=0D=0A      =0D=0A      <!-- CONTACT MODULE STARTS HERE-->=0D=0A      =0D=
=0A      <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"w=
idth: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgco=
lor=3D"#F5F4F3">=0D=0A        <tbody>=0D=0A          <tr>=0D=0A            =
<td style=3D"padding-top: 0px; font-family: Helvetica, Arial, sans-serif; f=
ont-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=
=3D"center"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" style=3D"width: 100%; border-bottom-width: 1px; border-bottom-col=
or: #cccccc; border-bottom-style: solid; max-width: 600px; border-collapse:=
 collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adju=
st: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=
=0D=0A    <td class=3D"mbl_text_cs" style=3D"padding-top: 25px; font-family=
: Helvetica, Arial, serif; font-size: 16px; line-height: 20px; color: #3738=
3A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;" align=3D"center">If you have questions, we're here to =
help.=0D=0A    </td>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_tex=
t_cs" style=3D"font-family: Helvetica, Arial, serif; font-size: 16px; line-=
height: 20px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-=
adjust: 100%; -webkit-text-size-adjust: 100%; padding: 3px 3px 25px;" align=
=3D"center">=0D=0A      <a href=3D"mailto:support@upgrade.com" style=3D"fon=
t-family: Helvetica, Arial, serif; color: #4899C4 !important; text-decorati=
on: underline; vertical-align: middle; display: inline-block; mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%;">support@upgrade.com</a>=0D=0A    </td>=0D=0A  </tr>=0D=0A</table></td>=
=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =
=0D=0A      <!-- /CONTACT MODULE ENDS HERE--> =0D=0A      =0D=0A      <!--F=
OOTER STARTS HERE-->=0D=0A      =0D=0A      <table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; m=
so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=
=0A          <tr>=0D=0A            <td align=3D"center" style=3D"mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; padding: 20px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0p=
t; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=0D=0A=
                    <td style=3D"padding-top: 15px; font-family: Helvetica,=
 Arial, sans-serif; font-size: 12px; line-height: 18px; color: #37383A; mso=
-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;" align=3D"left">Personal loans made through Upgrade feature An=
nual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.8=
5% to 9.99% origination fee, which is deducted from the loan proceeds. Lowe=
st rates require Autopay and paying off a portion of existing debt directly=
. Loans feature repayment terms of 24 to 84 months. For example, if you re=
ceive a $10,000 loan with a 36-month term and a 17.59% APR (which includes =
a 13.94% yearly interest rate and a 5% one-time origination fee), you would=
 receive $9,500 in your account and would have a required monthly payment o=
f $341.48. Over the life of the loan, your payments would total $12,293.46.=
 The APR on your loan may be higher or lower and your loan offers may not h=
ave multiple term lengths available. Actual rate depends on credit score, c=
redit usage history, loan term, and other factors. Late payments or subsequ=
ent charges and fees may increase the cost of your fixed rate loan. There i=
s no fee or penalty for repaying a loan early. =0A  All loans, Personal Cre=
dit Lines, and checking and savings accounts are provided by Upgrade's <a h=
ref=3D"https://link.upgrade.com/f/a/orBAT1-2vWMjuSCWSQY06w~~/AAQRxQA~/RgRpV=
ZsOP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2UOFnNn=
tjcAC1IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_blank" style=3D"ve=
rtical-align: top; color: #4899C4 !important; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">bank partner=
s</a>. Upgrade Visa<sup style=3D"font-size: 12px; line-height: 1; vertical-=
align: top;">=C2=AE</sup> Cards and Upgrade Visa<sup style=3D"font-size: 12=
px; line-height: 1; vertical-align: top;">=C2=AE</sup> Debit Cards are issu=
ed by Upgrade's <a href=3D"https://link.upgrade.com/f/a/orBAT1-2vWMjuSCWSQY=
06w~~/AAQRxQA~/RgRpVZsOP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVy=
cy9XA3NwY0IKZ2UOFnNntjcAC1IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D=
"_blank" style=3D"vertical-align: top; color: #4899C4 !important; mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">bank partners</a>, pursuant to a license from Visa USA Inc. <br />=
=0A<br />=0AUpgrade, Inc. (NMLS #1548935) holds the following <a href=3D"ht=
tps://link.upgrade.com/f/a/L_0tYjZFi9inbujrJ7w87g~~/AAQRxQA~/RgRpVZsOP0RsaH=
R0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3M=
zEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNC=
CmdlDhZzZ7Y3AAtSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" sty=
le=3D"vertical-align: top; color: #4899C4 !important; mso-line-height-rule:=
 exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">stat=
e licenses</a> and does business under the following <a href=3D"https://lin=
k.upgrade.com/f/a/BMtK8GyOwQ5OawOzGKj3_w~~/AAQRxQA~/RgRpVZsOP0QcaHR0cHM6Ly9=
3d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnZQ4Wc2e2NwALUhRpbmZvQHN0ZXJsaW5nY2FsLm=
NvbVgEAAACFQ~~" target=3D"_blank" style=3D"vertical-align: top; color: #489=
9C4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%;">DBAs</a>. <br />=0A<br />=0AUpgrade is a <=
a href=3D"https://link.upgrade.com/f/a/V4u7dVCPT8c9_0xRd2PIUw~~/AAQRxQA~/Rg=
RpVZsOP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExN=
TAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdlDhZzZ7Y3AAtSFGluZm9Ac3Rl=
cmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" style=3D"vertical-align: top; c=
olor: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-adju=
st: 100%; -webkit-text-size-adjust: 100%;">financial technology company, no=
t a bank</a>.=0A=0A</td>=0D=0A                  </tr>=0D=0A                =
  <tr>=0D=0A                    <td style=3D"padding-top: 15px; font-family=
: Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; color: =
#37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%;" align=3D"left"><sup style=3D"font-size: 8px; line=
-height: 1;">1</sup>Accept your loan offer and your funds will be sent to y=
our bank or designated account within one (1) business day of clearing nece=
ssary verifications. Availability of the funds is dependent on how quickly =
your bank processes the transaction. From the time of approval, funds sent =
directly to you should be available within one (1) business day. Funds sent=
 directly to pay off your creditors may take up to 2 weeks to clear, depend=
ing on the creditor.</td>=0D=0A                  </tr>=0D=0A               =
   <tr>=0D=0A                    <td style=3D"padding-top: 15px; font-famil=
y: Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; color:=
 #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;" align=3D"left"><table align=3D"center" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; max-width: 60=
0px; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  <tr=
>=0D=0A    <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px =
0px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"widt=
h: 100%; border-top-width: 1px; border-top-color: #cecece; border-top-style=
: solid; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A =
       <tr>=0D=0A          <td align=3D"center" style=3D"mso-line-height-ru=
le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pa=
dding: 20px 0px 0px;"><table class=3D"center" align=3D"center" border=3D"0"=
 cellspacing=3D"0" cellpadding=3D"0" width=3D"60%" style=3D"text-align: cen=
ter; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px=
;">=0D=0A              <tbody>=0D=0A                <tr>=0D=0A             =
     <td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/3C5PGid8WEuw=
vQvkARkCrw~~/AAQRxQA~/RgRpVZsOP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZ=
GVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2Ft=
cGFpZ249c2VuZDA3X2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnZQ4Wc2e2NwA=
LUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" alias=3D"faceb=
ook" style=3D"color: #4899C4 !important; mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https=
://braze-images.com/appboy/communication/assets/image_assets/images/65fb645=
920ede0004c647b15/original.png=3F1710974041" border=3D"0" alt=3D"facebook" =
title=3D"facebook" width=3D"24" height=3D"auto" style=3D"text-align: center=
; width: 24px; height: auto; outline: none; text-decoration: none; -ms-inte=
rpolation-mode: bicubic; padding: 0px; border-width: 0;" /></a>=0D=0A      =
            </td>=0D=0A                  <td align=3D"center" valign=3D"mid=
dle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"https=
://link.upgrade.com/f/a/4wZXV0RLCB7LXA3WJ3gIaA~~/AAQRxQA~/RgRpVZsOP0R_aHR0c=
HM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29s=
ZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDdfYSZ1dG1fY29udGVudD1pbnN=
0YWdyYW1fbGlua1cDc3BjQgpnZQ4Wc2e2NwALUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ=
~~" target=3D"_blank" alias=3D"instagram" style=3D"color: #4899C4 !importan=
t; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;"><img src=3D"https://braze-images.com/appboy/communicati=
on/assets/image_assets/images/65fb64594f39dd004c62621d/original.png=3F17109=
74041" border=3D"0" alt=3D"instagram" title=3D"instagram" width=3D"24" heig=
ht=3D"auto" style=3D"text-align: center; width: 24px; height: auto; outline=
: none; text-decoration: none; -ms-interpolation-mode: bicubic; padding: 0p=
x; border-width: 0;" /></a>=0D=0A                  </td>=0D=0A             =
     <td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/iAJYR3t5f35W=
mxL9fRMR7A~~/AAQRxQA~/RgRpVZsOP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0L=
WhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0=
bV9jYW1wYWlnbj1zZW5kMDdfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ2UOFnNntjc=
AC1IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_blank" alias=3D"blog"=
 style=3D"color: #4899C4 !important; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https://b=
raze-images.com/appboy/communication/assets/image_assets/images/65fb6459172=
062004de47b44/original.png=3F1710974041" border=3D"0" alt=3D"blog" title=3D=
"blog" width=3D"47" height=3D"auto" style=3D"text-align: center; width: 47p=
x; height: auto; outline: none; text-decoration: none; -ms-interpolation-mo=
de: bicubic; padding: 0px; border-width: 0;" /></a>=0D=0A                  =
</td>=0D=0A                </tr>=0D=0A              </tbody>=0D=0A         =
   </table></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td st=
yle=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px;=
 line-height: 16px; font-weight: 500; mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px=
;" align=3D"center">Please do not reply directly to this message as it was =
sent from an unattended mailbox. </td>=0D=0A        </tr>=0D=0A        <tr>=
=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, sans-s=
erif; font-size: 12px; line-height: 16px; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px=
 0px;" align=3D"center">This email contains advertising content and was sen=
t to <span style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 1=
2px; color: #37383A; text-decoration: none;" alias=3D"View_Online">info@ste=
rlingcal.com</span> based on your communication preferences. </td>=0D=0A   =
     </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Graph=
ik, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; color=
: #424242; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; padding: 10px 0 0;" align=3D"center">No longer w=
ant to receive these emails=3F <a href=3D"https://link.upgrade.com/f/a/bOWf=
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HJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0NEZCWmFMdGlqeE1h=
UXR1eWNvVGRKdyUzRCUzRCUyNEpMMlpoZm9YOGNZSEFSMEtFUmszVU1HTk0lMkZHVUhiSFdUYmh=
2YkV5ZGQwWk5IeDJNS2RieXNNa1RBUVAwJTBBYmNnYVA3c1JITjhySUF3d1ZPVlNQYnhWYW10VD=
ZGV2lkVXlpenVEclhWdEZkOWUlMkZSMWpjWmdRVlYzQ3IlMEFMV0hmUFE2emZuMGZSRkZtTWslM=
kZFUkwyYXp6WnJGTktHdTVrbmxTWDVhaG1CJTJCMjk0MVIlMkJEblhyUklxZjElMEFDRlZLM3Yw=
b2NZQzN3c3RMT0JoY3JpSk9tczVsaWVuSExlQkNpY1ZTZHdPTUFUenpIQyUyQlpPMVZHVGVhaCU=
wQXE3ZHdaUiUyQlVqWUVxZktrOGVLU1pWWW5ITHg0Y1ltU3hpcHZyQ2FFUnBkRHI3bXVPbnFkbV=
E1QSUyRnBBdHklMEFhZlpPTzlSNXVZYmxYSiUyQnVsa2glMkJ5TldoWTQ3MXRHdVNoejE3eUplZ=
DNwa2ZYdFNMbEVDdnc1Y3JiN1dkJTBBakFrJTNEJjE9MVcDc3BjQgpnZQ4Wc2e2NwALUhRpbmZv=
QHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" alias=3D"Unsubscribe" style=3D"font-famil=
y: Helvetica, Arial, sans-serif; font-size: 12px; color: #4899C4 !important=
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so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;">Unsubscribe</a> or <a href=3D"https://link.upgrade.com/f/a/=
5giI1iMMyDSUMNWqQyAkfw~~/AAQRxQA~/RgRpVZsOP4QLA2h0dHBzOi8vMDUuZW1haWxpbmJvd=
W5kcHJvY2Vzc2luZy5jb20vcHJlZmVyZW5jZV9jZW50ZXIvdjEvZXlKaGJHY2lPaUpTVXpJMU5p=
SjkvZXlKemRXSWlPaUp3WTNZeElpd2lhV0YwSWpveE56TTFOVGsxTlRNekxDSmxlSEFpT2pFM05=
qY3hNekUxTXpNc0ltUWlPaUlrTUNSelUxbHNjRlpIUnl0ck9XMDBUakZ3UVUwd2JrVjNQVDBrY2=
tGd1p6SnFlV2R0WjNCUVNrZFVkek5EY2tONmVIUkthSE5SYVVac1JXcHVjR0ZGU1ZOUlVVUXJlV=
mxrYmxwWVJFRjNhakJFUVV4U1dXSXJYRzRyZFdGSElpd2lhQ0k2SWpBMUxtVnRZV2xzYVc1aWIz=
VnVaSEJ5YjJObGMzTnBibWN1WTI5dElpd2lZeUk2SWpVek1TSXNJbTBpT2lJMk0ySTBaRE14WVR=
Nd1lXTTBaREF3TlRBd1pqSmxOak1pTENKM0lqb2lNVEU1SWl3aWRpSTZJall6WWpSak0yUTNNVG=
N3TlRNeE1EQTJObVUwTkRneE1pSjkvdUJfVnczb2pObmVmbFhSbU9YTmJOUlQyRzc2b0dNR0stQ=
1JBcEdaVUQtWGQwQ0puYlREdUVDOENOcmREbVVwbFRMbGc1VGZ2M0hzSUl4RDdQNTJra0Rqczc3=
OU41YnpmZlphYnVWWjk5TGh2UVJGRTB0QU01cFYyU2NjYk5VYWliYjUtcExQN3A4SENFN19rbXY=
0d2VpX3hJektJSndjOTJLNE5oYmM4ekMtMWd1akE2ejdVTDlRNXY2RndIVnAwOWpGelJELWtVUz=
hhOUc3N2pWZG9aX2IyTXZ6Wld4ZGtVemNXaElmR1UtNG9fQURhbG4xUHBfV1ZmRGtsb0lzZ2h0R=
U5WQkNmT0ZqRTRuYk1ncGZFZV9ZLWVWaWY2c0sxY1N4MWhVNzJCR2dBVElTS1NfMmkzMnNpMnRx=
akRWRnVyNFZPOHFYV1V0X1Rfb1V4OENRS0JRVwNzcGNCCmdlDhZzZ7Y3AAtSFGluZm9Ac3Rlcmx=
pbmdjYWwuY29tWAQAAAIV" alias=3D"Preference" style=3D"font-family: Helvetica=
, Arial, sans-serif; font-size: 12px; color: #4899C4 !important; text-decor=
ation: underline; vertical-align: top; display: inline-block; mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%;">Update Preferences</a></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A =
         <td class=3D"body3" style=3D"mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px=
;" align=3D"center"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;">=0D=0A            <tbody>=0D=0A              <tr>=0D=0A             =
   <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><img src=3D=
"https://braze-images.com/appboy/communication/assets/image_assets/images/6=
4a74a9cc06c460050dbcfc2/original.png=3F1688685212" alt=3D"Upgrade" title=3D=
"Upgrade" border=3D"0" width=3D"120" height=3D"auto" style=3D"width: 120px;=
 height: auto; image-rendering: auto; outline: none; text-decoration: none;=
 -ms-interpolation-mode: bicubic; border-width: 0;" /></td>=0D=0A          =
    </tr>=0D=0A            </tbody>=0D=0A          </table></td>=0D=0A     =
   </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Graphik=
, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16px; color: =
#37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center">Upgrade i=
s located at 275 Battery Street, 23rd Floor, San Francisco, CA, 94111</td>=
=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-fami=
ly: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16=
px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center"><span class=3D=
"goomoji">=C2=A9</span> 2024 Upgrade, Inc. All rights reserved. </td>=0D=0A=
        </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Gr=
aphik, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16px; co=
lor: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center"><a a=
lias=3D"cta3_txt_privacy" href=3D"https://link.upgrade.com/f/a/AwMK2AYrp6SC=
Tk5zDEPSvQ~~/AAQRxQA~/RgRpVZsOP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFje=
VcDc3BjQgpnZQ4Wc2e2NwALUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" style=3D"f=
ont-family: Helvetica, Arial, sans-serif; font-size: 12px; color: #4899C4 !=
important; text-decoration: underline; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Privacy Policy</a> =
</td>=0D=0A        </tr>=0D=0A<span style=3D"font-size: 0px; line-height: 1=
;">=0D=0A=0D=0A=0D=0A</span>=0D=0A        <tr>=0D=0A          <td align=3D"=
center" style=3D"image-rendering: auto; mso-line-height-rule: exactly; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0=
px;"><img src=3D"https://braze-images.com/appboy/communication/assets/image=
_assets/images/62c712c2931f9e0069af31f2/original.png=3F1657213634" alt=3D"E=
qual Housing Lender" title=3D"Equal Housing Lender" border=3D"0" style=3D"h=
eight: auto; outline: none; text-decoration: none; -ms-interpolation-mode: =
bicubic; border-width: 0;" /></td>=0D=0A        </tr>=0D=0A<span style=3D"f=
ont-size: 0px; line-height: 1;">=0D=0A=0D=0A</span>=0D=0A      </table></td=
>=0D=0A  </tr>=0D=0A</table>=0D=0A</td>=0D=0A                  </tr>=0D=0A =
                 <tr>=0D=0A                    <td style=3D"font-family: He=
lvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; color: #fff=
fff; padding-top: 10px; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">PL_ITA_DECL_OLD_S7<=
/td>=0D=0A                  </tr>=0D=0A                </tbody>=0D=0A      =
        </table></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A     =
 </table>=0D=0A      =0D=0A      <!--/FOOTER ENDS HERE--></td>=0D=0A    <!-=
-/ALL CONTENT ENDS HERE-->=0D=0A    <td style=3D"font-size: 0; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">&nbsp;</td>=0D=0A  </tr>=0D=0A  </tbody>=0D=0A  =0D=0A</table>=0D=0A<c=
ustom name=3D"opencounter" type=3D"tracking"></custom>=0D=0A=0D=0A=0D=0A<im=
g border=3D"0" width=3D"1" height=3D"1" alt=3D"" src=3D"https://link.upgrad=
e.com/q/RgCD3wktPcV8juPPVBLxlA~~/AAQRxQA~/RgRpVZsOPlcDc3BjQgpnZQ4Wc2e2NwALU=
hRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~">=0D=0A</body>=0A</html>
--_----q5uOMP5XDggj9ao3ZTvv5w===_3F/F7-44799-E0613776--

