Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id +BqdCVIucGc+RgMAchKAPA (envelope-from ) for ; Sat, 28 Dec 2024 10:58:58 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 28 Dec 2024 10:58:58 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:2458) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tRa9R-000u4F-1l for info@sterlingcal.com; Sat, 28 Dec 2024 10:58:58 -0600 X-MSFBL: PjziWYIBwWXNFNaHB0HHdpHtObYWej8WhnEjMUvT36I=|eyJtZXNzYWdlX2lkIjo iNjc2NTQ2MmU3MDY3YjA5YTMyZjciLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3V zdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1735405126; i=@e.upgrade.com; bh=NUSETnrX4TQTFnVgsAULDIAa6K0FQtP8sCHDxp7yJ34=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=CgnQnuRuk2Ggn1eRYXxIgdsUji9dHQpRnjeenG3MDliMskOLvrzV51b2dZHND8o+q 3RT3/nbL8uBw6PkvyyjFG84otFtTG9YGxF4dTs3IpUetYHbes7Ta00FgxObonVMOlG ZaNREb34N+EIqrmh3kYP13FAk6/acCgCJu7j3nJQ= From: "Upgrade" Message-ID: <7F.23.16327.64E20776@i-09697c45a562f61d5.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Loan invitation for Andrew List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 28 Dec 2024 16:58:46 +0000 Content-Type: multipart/alternative; boundary="_----dOrATULnFjPnw53Q4Aa++Q===_BE/23-16327-64E20776" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----dOrATULnFjPnw53Q4Aa++Q===_BE/23-16327-64E20776 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGetting a personal loa= n through Upgrade can be the first step=0Atowards financial fitness and ach= ieving your long-term goals.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/BlcGr7fIdghG4P1O8HoOMQ~~/AAQRxQA~/RgRpUrNGP0QXaHR0cHM6Ly93d3cudXBncmFkZS= 5jb21XA3NwY0IKZ2VGLnBnsJoy91IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan throug= h Upgrade can be the first step=0Atowards financial fitness and achieving y= our long-term goals.=0AWith a personal loan through Upgrade you can: = =E2=80=93 Consolidate=0Ayour many payments to simplify your monthly budget = =E2=80=93 Pay=0Aoff high-interest debt so you can increase future sav= ings =E2=80=93=0ACircle the date that you could be debt free=0A=0A=0A= =0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/9Yv8ic933A80tjDT5YCc= Iw~~/AAQRxQA~/RgRpUrNGP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZ= nVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249= c2VuZDAzX2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdlRi5wZ7CaMvdSFGluZm9Ac3R= lcmxpbmdjYWwuY29tWAQAAAIV=0A) =0A Choose from amounts you=0Aqualify fo= r =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will=0Ane= ver increase. Checking your rate only takes minutes. What are=0Ayou waiting= for=3F Thanks,=0AThe Upgrade Team P.S. Check your rate now (=0Ahttps:/= /link.upgrade.com/f/a/AdjFFr1FsbLYpbe5Y_yc0A~~/AAQRxQA~/RgRpUrNGP0QqaHR0cHM= 6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsVwNzcGNCCmdlRi5wZ7CaMvdSFG= luZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source=3Ddecl_old&utm_medium=3Dema= il&utm_campaign=3Dsend03_a&utm_content=3Demail_txt=0A). We look forward to = helping you achieve your financial goals.=0AIf you have questions, we're he= re to help.=0Asupport@upgrade.com Personal loans made through= =0AUpgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%.=0AAll pe= rsonal loans have a 1.85% to 9.99% origination fee, which=0Ais deducted fro= m the loan proceeds. Lowest rates require Autopay=0Aand paying off a portio= n of existing debt directly. Loans feature=0Arepayment terms of 24 to 84 mo= nths. For example, if you receive a=0A$10,000 loan with a 36-month term and= a 17.59% APR (which=0Aincludes a 13.94% yearly interest rate and a 5% one-= time=0Aorigination fee), you would receive $9,500 in your account and=0Awou= ld have a required monthly payment of $341.48. Over the life=0Aof the loan,= your payments would total $12,293.46. The APR on=0Ayour loan may be higher= or lower and your loan offers may not=0Ahave multiple term lengths availab= le. Actual rate depends on=0Acredit score, credit usage history, loan term,= and other factors.=0ALate payments or subsequent charges and fees may incr= ease the=0Acost of your fixed rate loan. There is no fee or penalty for=0Ar= epaying a loan early. All=0Aloans, Personal Credit Lines, and checking and= savings accounts=0Aare provided by Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/9Ev2uHzAYfwmCgvR-thGPQ~~/AAQRxQA~/RgRpUrNGP0QmaHR0cHM6Ly= 93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2VGLnBnsJoy91IUaW5mb0Bzd= GVybGluZ2NhbC5jb21YBAAAAhU~ ). Upgrade Visa=C2=AE Cards and=0AUpgrade Visa= =C2=AE Debit Cards are issued by Upgrade's bank partners =0A( https://link.= upgrade.com/f/a/9Ev2uHzAYfwmCgvR-thGPQ~~/AAQRxQA~/RgRpUrNGP0QmaHR0cHM6Ly93d= 3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2VGLnBnsJoy91IUaW5mb0BzdGVy= bGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A= =0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( = https://link.upgrade.com/f/a/aaYH6CPdoi3jEcV5z9dJIQ~~/AAQRxQA~/RgRpUrNGP0Rs= aHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA= 3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcG= NCCmdlRi5wZ7CaMvdSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does busine= ss under the following DBAs =0A( https://link.upgrade.com/f/a/uhY9jaTZJ1JSs= cjEG_Hi2g~~/AAQRxQA~/RgRpUrNGP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3= BjQgpnZUYucGewmjL3UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade = is a financial technology company, not a bank =0A( https://link.upgrade.com= /f/a/Av-d_C0TuQslWEiO91XV3Q~~/AAQRxQA~/RgRpUrNGP0ROaHR0cHM6Ly91cGdyYWRlLnpl= bmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJ= hbmstVwNzcGNCCmdlRi5wZ7CaMvdSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A= Accept your loan offer and=0Ayour funds will be sent to your bank or des= ignated account within=0Aone (1) business day of clearing necessary verific= ations.=0AAvailability of the funds is dependent on how quickly your bank= =0Aprocesses the transaction. From the time of approval, funds sent=0Adirec= tly to you should be available within one (1) business day.=0AFunds sent di= rectly to pay off your creditors may take up to 2=0Aweeks to clear, dependi= ng on the creditor.=0A=0Afacebook =0A( https://link.upgrade.com/f/a/AhGlEbe= Yxl1n6JRVxR5egg~~/AAQRxQA~/RgRpUrNGP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3Vw= Z3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1= fY2FtcGFpZ249c2VuZDAzX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnZUYucG= ewmjL3UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https:= //link.upgrade.com/f/a/ykYfNz5jdWIvy9uwIhYHdA~~/AAQRxQA~/RgRpUrNGP0R_aHR0cH= M6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZ= CZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDNfYSZ1dG1fY29udGVudD1pbnN0= YWdyYW1fbGlua1cDc3BjQgpnZUYucGewmjL3UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~= ~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/OQgyPfgC2mYjEVVFuw0KgA~~/AA= QRxQA~/RgRpUrNGP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNp= Z2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1= zZW5kMDNfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ2VGLnBnsJoy91IUaW5mb0BzdG= VybGluZ2NhbC5jb21YBAAAAhU~ )=0A Please do not reply directly to this = message as it was=0Asent from an unattended mailbox. This email contains= =0Aadvertising content and was sent to=0Ainfo@sterlingcal.com based on your= communication=0Apreferences. 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All rights=0Areserve= d.=0APrivacy Policy ( https://link.upgrade.com/f/a/sw0X6bxujTfESbcjNp-iww~~= /AAQRxQA~/RgRpUrNGP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnZ= UYucGewmjL3UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing= Lender=0A PL_ITA_DECL_OLD_S3 --_----dOrATULnFjPnw53Q4Aa++Q===_BE/23-16327-64E20776 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A
= Getting a personal loan through Upgrade can be the first step towards finan= cial fitness and achieving your long-term goals.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
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3D"upgrade_logo"
=0A=0A=0A<= span style=3D"font-size: 0px; line-height: 1;">=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A=0A=0A=0A=0A
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Hi,
Getting = a personal loan through Upgrade can be the first step towards financial fit= ness and achieving your long-term goals. With a personal loan through Upgra= de you can:
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =
=E2=80=93Consolidate your many payments to simpl= ify your monthly budget
=0D=0A =0D=0A =E2=80=93=0D= =0A =0D=0A = =0D=0A
Pay off hig= h-interest debt so you can increase future savings
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
= =E2=80=93Circle the date that you could be debt free
= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A =0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A = Choose from amounts you qualify for =E2=80=93 between $1,000 = and $50,000 =E2=80=93 with a rate that will never increase. Checking your r= ate only takes minutes. What are you waiting for=3F=0D=0A = =0D=0A =0D=0A Thanks,
=0D=0A = The Upgrade Team=0D=0A =0D=0A = =0D=0A P.S. Check your rate now. We look forward to h= elping you achieve your financial goals.=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D= =0A =0D=0A =0D=0A
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Personal= loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%= -35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is= deducted from the loan proceeds. Lowest rates require Autopay and paying o= ff a portion of existing debt directly. Loans feature repayment terms of 24= to 84 months. For example, if you receive a $10,000 loan with a 36-month t= erm and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5%= one-time origination fee), you would receive $9,500 in your account and wo= uld have a required monthly payment of $341.48. Over the life of the loan, = your payments would total $12,293.46. The APR on your loan may be higher or= lower and your loan offers may not have multiple term lengths available. A= ctual rate depends on credit score, credit usage history, loan term, and ot= her factors. Late payments or subsequent charges and fees may increase the = cost of your fixed rate loan. There is no fee or penalty for repaying a loa= n early. =0A All loans, Personal Credit Lines, and checking and savings ac= counts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Up= grade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to= a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #154893= 5) holds the following state licenses and does business under = the following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
Accept your loan offer and your funds will be sent to your bank or design= ated account within one (1) business day of clearing necessary verification= s. Availability of the funds is dependent on how quickly your bank processe= s the transaction. From the time of approval, funds sent directly to you sh= ould be available within one (1) business day. Funds sent directly to pay o= ff your creditors may take up to 2 weeks to clear, depending on the credito= r.
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