Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id sLabL7AVbmd8ZwAAchKAPA (envelope-from ) for ; Thu, 26 Dec 2024 20:49:20 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 26 Dec 2024 20:49:20 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6464) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tR0Pf-0006xt-31 for info@sterlingcal.com; Thu, 26 Dec 2024 20:49:20 -0600 X-MSFBL: 82Gh6Biz67bAq6T0xScZ7RZLjvp+4KuTb3EXFKlxXh8=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjc2NWE 0MTU2ZTY3YjkxZjRhMzgifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1735267748; i=@e.upgrade.com; bh=nxegDWijRD6Dac7jpNg35H0exgvkPlX1xhpiZPMEPSc=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=AREKvqVuhfkA/3fMwliU8qWguyFnE6p5rAgGu0QSSMsUHFVWczFosKCzIQpO65BxZ jpQIKUFUxA4/cDe3NxUXiGnyFYNvqosbBo+3ky9EIXTEduVHBFf2leCAHy6ZBpBbSV 5PwGNa64AgmmpXYnDAFpfkjqHmji0H060sSF45X8= From: "Upgrade" Message-ID: <83.AC.38799.4A51E676@i-023b3867e4c195959.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Check out OneCard from Upgrade List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 27 Dec 2024 02:49:08 +0000 Content-Type: multipart/alternative; boundary="_----/SOAqNSMh+8UgAkvyNswqA===_92/AC-38799-4A51E676" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-4.3 X-Spam-Score: -42 X-Spam-Bar: ---- X-Spam-Flag: NO --_----/SOAqNSMh+8UgAkvyNswqA===_92/AC-38799-4A51E676 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Get up to 3% cash back for everyday purchases and 2% on all=0Aother purchas= es =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0Aupgrade_log= o ( https://link.upgrade.com/f/a/JwC4CYJX_keUdMEtZGx-eA~~/AAQRxQA~/RgRpUJqk= P0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ2WkFW5nuR9KOFIUaW5mb0BzdGVybGl= uZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFina= lly one card for everything! Get up to 3% cash back on=0Aeveryday purchases= and 2% on all other purchases.1=0A=0A=0A=0A=0AGet Started (=0Ahttps://link= .upgrade.com/f/a/OXvzOkjn_y3HgdY1Ys9JIA~~/AAQRxQA~/RgRpUJqkP0R0aHR0cHM6Ly9= 3d3cudXBncmFkZS5jb20vb25lLWNhcmQvP3V0bV9zb3VyY2U9ZF9jYXJkJnV0bV9tZWRpdW09ZW= 1haWwmdXRtX2NhbXBhaWduPXBscGNsX29jX3MwMSZ1dG1fY29udGVudD1lbWFpbF9jdGFXA3NwY= 0IKZ2WkFW5nuR9KOFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~=0A) =0A Use U= pgrade OneCard wherever=0AVisa=C2=AE is accepted2 =E2=80=93 you decide whic= h purchases you want to Pay=0ANow with no interest, and which to Pay Later = over time at a fixed=0Arate.3 And, get a $200 welcome bonus when you ope= n a new=0ARewards Checking Plus account and make 3 purchases.4 Thanks,= =0AThe Upgrade Team If you have questions, we're here=0Ato hel= p. support@upgrade.com 1=0A=0A You will accrue cash back= =0Arewards when you pay eligible purchases back. To get 2% cash back=0Aon y= our Upgrade OneCard, you must open a Rewards Checking or=0ARewards Checking= Plus account through Upgrade (=E2=80=9CRewards Checking=0AAccount=E2=80=9D= ) and either (i) activate Pay Now purchases on your=0AOneCard and keep it l= inked to your Rewards Checking account or=0Athe Secured Account associated = with your OneCard, if applicable,=0Aor (ii) maintain each month a qualifyin= g active Rewards Checking=0AAccount as described here =0A( https://link.upg= rade.com/f/a/voH2jw4Uc-uTW0o0-uragw~~/AAQRxQA~/RgRpUJqkP0QwaHR0cHM6Ly93d3cu= dXBncmFkZS5jb20vZGVwb3NpdHMvYWN0aXZlLWFjY291bnQvVwNzcGNCCmdlpBVuZ7kfSjhSFGl= uZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV ). If you meet=0Athese conditions, you wi= ll accrue 2% cash back for common=0Aeveryday OneCard purchases at convenien= ce stores, drugstores,=0Arestaurants and bars=E2=80=94including deliveries= =E2=80=94and gas stations, as=0Awell as recurring payments on utilities and= monthly subscriptions=0Aincluding phone, cable, TV and other streaming ser= vices; you will=0Aaccrue 1.5% cash back for all other OneCard purchases. 2%= cash=0Aback is limited to $500 in rewards per calendar year; after $500,= =0Ayou will accrue 1.5% cash back. If you do not meet the above=0Acondition= s, you will accrue 1.5% cash back for all purchases.=0A 2=0A Except for = Upgrade OneCard,=0Ayour Upgrade Card is not an ATM card and cannot be used = for=0Atransactions requiring a PIN =0A3 Pay Now is an optional feature of O= neCard that allows you to=0Adesignate specific purchases or ATM transaction= s to be=0Aautomatically paid off the day after the transaction settles. To= =0Amake use of Pay Now, you must (1) activate the =E2=80=9CPay Now=0APurcha= ses=E2=80=9D setting and tell us which purchase amounts you would=0Alike to= designate as Pay Now (for example, all purchases of $25=0Aor less) and/or = (2) activate the =E2=80=9CATM Access=E2=80=9D setting, which will=0Atreat a= ll ATM transactions as Pay Now regardless of the=0Atransaction amount. If y= ou do not activate ATM Access, any=0Arequest for an ATM transaction will be= declined. Each transaction=0Awill be processed as a credit transaction, bu= t while you will not=0Abe charged interest on any transactions that you pay= off using=0APay Now, transactions designated as Pay Later will accrue=0Ain= terest as described in your Personal Credit Line Agreement.=0AEven after yo= u make a purchase or ATM transaction, you may change=0Athe designation of t= hat transaction from Pay Now to Pay Later, or=0Avice versa, up until 12pm P= acific Time the day after the=0Atransaction settles. Every day at 12pm Paci= fic Time, we will=0Ainitiate one-time debits to your designated bank accoun= t to pay=0Aoff the prior day=E2=80=99s settled transactions that were desig= nated as=0APay Now. If any debit fails from the primary bank account that i= s=0Adesignated in your Pay Now standing authorization, the debit will=0Abe = initiated from the secondary bank account that is designated=0A(if any) the= rein. You may cancel a Pay Now payment up until 12pm=0APacific Time by simp= ly changing that day=E2=80=99s Pay Now transactions=0Ato Pay Later through = your Upgrade dashboard or mobile app. If a=0APay Now debit is returned by y= our bank, we will switch the=0Aunderlying transactions to Pay Later, and th= ose transactions will=0Aaccrue interest as of the original transaction date= . Designating=0Aa transaction as Pay Later gives you the flexibility to pa= y=0Abalances back over time with a fixed payment period. 4 To=0Aqualify = for the welcome bonus, you must open and fund a new=0ARewards Checking Plus= account through Upgrade and make 3=0Aqualifying purchases on your Upgrade = OneCard and/or Rewards=0AChecking Plus debit card within 60 days of the dat= e the Rewards=0AChecking Plus account is opened. If you have previously ope= ned a=0Achecking account through Upgrade or do not open a Rewards=0ACheckin= g Plus account as part of this application process, you=0Aare not eligible = for this welcome bonus offer. Your Upgrade=0AOneCard and Rewards Checking P= lus account must be open and in=0Agood standing to receive a bonus. Transac= tions must have settled=0Aand non-purchase transactions, such as ACH transf= ers or ATM=0Atransactions, do not qualify. Welcome bonus offers cannot be= =0Acombined, substituted, or applied retroactively. The bonus will=0Abe app= lied to your Rewards Checking Plus account as a one-time=0Apayout credit wi= thin 60 days after meeting the conditions.=0A All loans, Personal Credit=0A= Lines, and checking and savings accounts are provided by=0AUpgrade's bank p= artners ( https://link.upgrade.com/f/a/QXwIXsn1cYxCIONo1nD2sA~~/AAQRxQA~/Rg= RpUJqkP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2WkF= W5nuR9KOFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Card= s and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partner= s =0A( https://link.upgrade.com/f/a/QXwIXsn1cYxCIONo1nD2sA~~/AAQRxQA~/RgRpU= JqkP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ2WkFW5n= uR9KOFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afro= m Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following stat= e licenses=0A=0A( https://link.upgrade.com/f/a/ttBERoigawjCMYOtjdbNvA~~/AAQ= RxQA~/RgRpUJqkP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljb= GVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUlu= Zm9ybWF0aW9uVwNzcGNCCmdlpBVuZ7kfSjhSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )= =0A and does business under the following DBAs =0A( https://link.upgrade.co= m/f/a/7ea_1qHStV_mu13pG_QpJA~~/AAQRxQA~/RgRpUJqkP0QcaHR0cHM6Ly93d3cudXBncmF= kZS5jb20vZGJhL1cDc3BjQgpnZaQVbme5H0o4UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ= ~~ ).=0A=0AUpgrade is a financial technology company, not a bank =0A( https= ://link.upgrade.com/f/a/Oczb2D_XUaskxjvSJsQiyQ~~/AAQRxQA~/RgRpUJqkP0ROaHR0c= HM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0t= SXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdlpBVuZ7kfSjhSFGluZm9Ac3RlcmxpbmdjYWwuY29= tWAQAAAIV )=0A. =0A facebook =0A( https://link.upgrade.com/f/a/Z= 4ZYpw1nuJSDMyPHJKX7VA~~/AAQRxQA~/RgRpUJqkP0SBaHR0cHM6Ly93d3cuZmFjZWJvb2suY2= 9tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZF9jYXJkJnV0bV9tZWRpdW09ZW1haWwmd= XRtX2NhbXBhaWduPXBscGNsX29jX3MwMSZ1dG1fY29udGVudD1mYWNlYm9va19saW5rVwNzcGNC= CmdlpBVuZ7kfSjhSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A instagram =0A( = https://link.upgrade.com/f/a/hy34-l3LRryF-HgDHylHIg~~/AAQRxQA~/RgRpUJqkP0SB= aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kX2N= hcmQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249cGxwY2xfb2NfczAxJnV0bV9jb250ZW= 50PWluc3RhZ3JhbV9saW5rVwNzcGNCCmdlpBVuZ7kfSjhSFGluZm9Ac3RlcmxpbmdjYWwuY29tW= AQAAAIV )=0A blog =0A( https://link.upgrade.com/f/a/brauKgSX0WUywCBFKgXqV= w~~/AAQRxQA~/RgRpUJqkP0SCaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC= 9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kX2NhcmQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ= 249cGxwY2xfb2NfczAxJnV0bV9jb250ZW50PWJsb2dfbGlua1cDc3BjQgpnZaQVbme5H0o4UhRp= bmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A Please do not reply directl= y to this message as it was=0Asent from an unattended mailbox. This emai= l contains=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com bas= ed on your communication=0Apreferences. 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Privacy Policy =0A( https://link.upgrade.com/f/a/= 74E4KxMNT13W_6LJymNJzg~~/AAQRxQA~/RgRpUJqkP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb= 20vcHJpdmFjeVcDc3BjQgpnZaQVbme5H0o4UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~= )=0A=0A Equal Housing Lender=0A=0AC_DECL_XPL_OC_S01 --_----/SOAqNSMh+8UgAkvyNswqA===_92/AC-38799-4A51E676 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A
Get up to 3% cash b= ack for everyday purchases and 2% on all other purchases
=0A
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3D"upgrade_logo"<= /a>
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A
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=0AHi,
Finally one= card for everything! Get up to 3% cash back on everyday purchases and 2% o= n all other purchases.1=0A
=0A=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
Ge= t Started
=0D=0A
Use Upgrade OneCa= rd wherever Visa=C2=AE is accepted2 =E2=80=93 you decide which purchases you want to Pay Now = with no interest, and which to Pay Later over time at a fixed rate.3=0A
And, get a $200 welcome bonus when you open a new Rewa= rds Checking Plus account and make 3 purchases.4=0A
Th= anks,
=0A The Upgrade Team
=0A =0A = =0A =0A =0A = =0A =0A =0A =0A =0A = =0A
= =0D=0A =0D=0A If you have questions, we're here to help.=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A support@upgrade.co= m=0D=0A
=0A =0A =0A =0A =0A =0A = =0A =0A =0A =0A =0A =0A = =0A = =0A =0A
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=0A1 =0A=0A=0A=0AYou will accrue cash back rewards when yo= u pay eligible purchases back. To get 2% cash back on your Upgrade OneCard,= you must open a Rewards Checking or Rewards Checking Plus account through = Upgrade (=E2=80=9CRewards Checking Account=E2=80=9D) and either (i) activat= e Pay Now purchases on your OneCard and keep it linked to your Rewards Che= cking account or the Secured Account associated with your OneCard, if appli= cable, or (ii) maintain each month a qualifying active Rewards Checking Acc= ount as described = here. If you meet these conditions, you will accrue 2% cash back for co= mmon everyday OneCard purchases at convenience stores, drugstores, restaura= nts and bars=E2=80=94including deliveries=E2=80=94and gas stations, as well= as recurring payments on utilities and monthly subscriptions including pho= ne, cable, TV and other streaming services; you will accrue 1.5% cash back = for all other OneCard purchases. 2% cash back is limited to $500 in rewards= per calendar year; after $500, you will accrue 1.5% cash back. If you do n= ot meet the above conditions, you will accrue 1.5% cash back for all purcha= ses.=0A
=0A2 =0AExcept for Upgrade OneCard, your Upgrade = Card is not an ATM card and cannot be used for transactions requiring a PIN= =0A
=0A3= Pay Now is an optional feature of OneCard that allows you to designa= te specific purchases or ATM transactions to be automatically paid off the = day after the transaction settles. To make use of Pay Now, you must (1) act= ivate the =E2=80=9CPay Now Purchases=E2=80=9D setting and tell us which pur= chase amounts you would like to designate as Pay Now (for example, all purc= hases of $25 or less) and/or (2) activate the =E2=80=9CATM Access=E2=80=9D = setting, which will treat all ATM transactions as Pay Now regardless of the= transaction amount. If you do not activate ATM Access, any request for an = ATM transaction will be declined. Each transaction will be processed as a c= redit transaction, but while you will not be charged interest on any transa= ctions that you pay off using Pay Now, transactions designated as Pay Later= will accrue interest as described in your Personal Credit Line Agreement. = Even after you make a purchase or ATM transaction, you may change the desig= nation of that transaction from Pay Now to Pay Later, or vice versa, up unt= il 12pm Pacific Time the day after the transaction settles. Every day at 12= pm Pacific Time, we will initiate one-time debits to your designated bank a= ccount to pay off the prior day=E2=80=99s settled transactions that were de= signated as Pay Now. If any debit fails from the primary bank account that = is designated in your Pay Now standing authorization, the debit will be ini= tiated from the secondary bank account that is designated (if any) therein.= You may cancel a Pay Now payment up until 12pm Pacific Time by simply chan= ging that day=E2=80=99s Pay Now transactions to Pay Later through your Upgr= ade dashboard or mobile app. If a Pay Now debit is returned by your bank, w= e will switch the underlying transactions to Pay Later, and those transacti= ons will accrue interest as of the original transaction date. Designating a= transaction as Pay Later gives you the flexibility to pay balances back ov= er time with a fixed payment period.
=0A4 To qualify for the welcome bonus, y= ou must open and fund a new Rewards Checking Plus account through Upgrade a= nd make 3 qualifying purchases on your Upgrade OneCard and/or Rewards Check= ing Plus debit card within 60 days of the date the Rewards Checking Plus ac= count is opened. If you have previously opened a checking account through U= pgrade or do not open a Rewards Checking Plus account as part of this appli= cation process, you are not eligible for this welcome bonus offer. Your Upg= rade OneCard and Rewards Checking Plus account must be open and in good sta= nding to receive a bonus. Transactions must have settled and non-purchase t= ransactions, such as ACH transfers or ATM transactions, do not qualify. We= lcome bonus offers cannot be combined, substituted, or applied retroactivel= y. The bonus will be applied to your Rewards Checking Plus account as a one= -time payout credit within 60 days after meeting the conditions.
=0A All loans, Personal Credit Lines, and checking and savings account= s are provided by Upgrade's bank partners. Upgrade Visa=C2=AE = Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's b= ank partners, pursuant to a license from Visa USA Inc.
=0A
=0AUp= grade, Inc. (NMLS #1548935) holds the following s= tate licenses and does business under the following DBAs.
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= =0AUpgrade is a =0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A Upgrade is located at 275 Battery Street, 23rd Floor, = San Francisco, CA, 94111=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D= =0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
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