Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id i9TwBQpFaGeIGgcAchKAPA (envelope-from ) for ; Sun, 22 Dec 2024 10:57:46 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 22 Dec 2024 10:57:46 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:5445) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tPPGz-001x4u-1R for info@sterlingcal.com; Sun, 22 Dec 2024 10:57:46 -0600 X-MSFBL: IfQyu7HA4uaMcxN196oJyn3enHHcFuJd8pFsbBQVC5w=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJ0ZW5hbnRfaWQiOiJzcGM iLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjc2NWZ lNDQ2ODY3YWZmMDE3OTkifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1734886654; i=@e.upgrade.com; bh=UASTgdOeJrBuiJVN0orGzB7jqSRwoW1HFgQU1lm4SVc=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=QUsysbuqEnOJIx1oYCBms+28uCJtbCcOaSGaUqo3v9jAb6GNZ6mH60u4jnFqw67i5 f53UbgK9m5ZJ8csth/fGsb5FSNiq+Yu8Nhqdcpz3uYdUgIFGvY/onE3j3eASwd9gLA pMtPodKKiSK1T3KGhT9+u+1ZMv/TbaQqRWOIO8po= From: "Upgrade" Message-ID: <99.79.03189.EF448676@i-0ad5a12062059a3c9.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, what are you waiting for? Check your rate today. List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 22 Dec 2024 16:57:34 +0000 Content-Type: multipart/alternative; boundary="_----LqRHvVzKhzb8i+rFq6/DPQ===_A5/79-03189-EF448676" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----LqRHvVzKhzb8i+rFq6/DPQ===_A5/79-03189-EF448676 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AWipe out your credit c= ard debt in as few as 36 months with a=0Apersonal loan through Upgrade.=0A= =0Aupgrade_logo ( https://link.upgrade.com/f/a/qkOpFQSz3gcP7uWQ8KDNuw~~/AAQ= RxQA~/RgRpSsn-P0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ2X-RGhnr_AXmVIUa= W5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0AHow much could you save=3F=0AHi,=0ADid you know that only paying the = minimum payment on your credit=0Acard each month can draw out your repaymen= t for over a decade=3F=0AWith a personal loan (=0Ahttps://link.upgrade.com/= f/a/a2PldQadohG2vvpgcylypQ~~/AAQRxQA~/RgRpSsn-P0QqaHR0cHM6Ly93d3cudXBncmFkZ= S5jb20vZnVubmVsL25vbmRtZnVubmVsVwNzcGNCCmdl_kRoZ6_wF5lSFGluZm9Ac3Rlcmxpbmdj= YWwuY29tWAQAAAIV=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3D= send04_b&utm_content=3Demail_link=0A) through Upgrade you can wipe out your= credit card debt in as=0Afew as 36 months. =0A=0A=0A=0ACheck Your Rate (= =0Ahttps://link.upgrade.com/f/a/r6FYd4VvSGGi1_vmih6dFA~~/AAQRxQA~/RgRpSsn-P= 0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9= ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA0X2ImdXRtX2NvbnR= lbnQ9ZW1haWxfY3RhVwNzcGNCCmdl_kRoZ6_wF5lSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAA= IV=0A) =0A It=E2=80=99s easy to check your rate=0A=E2=80=94 click her= e (=0Ahttps://link.upgrade.com/f/a/a2PldQadohG2vvpgcylypQ~~/AAQRxQA~/RgRpSs= n-P0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsVwNzcGNCCmdl_= kRoZ6_wF5lSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source=3Ddecl_old&utm= _medium=3Demail&utm_campaign=3Dsend04_b&utm_content=3Demail_link=0A) to see= how much you could save. When you check your rate, there=0Ais no obligatio= n and no impact to your credit score. Thanks,=0AThe Upgrade Team = If you have questions, we're here=0Ato help. support@upgrade.com = Personal loans=0Amade through Upgrade feature Annual Percentag= e Rates (APRs) of=0A9.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early.=0A All loan= s, Personal Credit=0ALines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/pO4oxKv3Hhage5q= wgF30-w~~/AAQRxQA~/RgRpSsn-P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0= bmVycy9XA3NwY0IKZ2X-RGhnr_AXmVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Up= grade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby U= pgrade's bank partners =0A( https://link.upgrade.com/f/a/pO4oxKv3Hhage5qwgF= 30-w~~/AAQRxQA~/RgRpSsn-P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmV= ycy9XA3NwY0IKZ2X-RGhnr_AXmVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursua= nt to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses=0A=0A( https://link.upgrade.com/f/a/991fXZ0= pkb7Sls-41Fbltw~~/AAQRxQA~/RgRpSsn-P0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29t= L2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXM= tYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdl_kRoZ6_wF5lSFGluZm9Ac3Rlcmxpbm= djYWwuY29tWAQAAAIV )=0A and does business under the following DBAs =0A( htt= ps://link.upgrade.com/f/a/rifJOCb1QdImtLCH6nUeHQ~~/AAQRxQA~/RgRpSsn-P0QcaHR= 0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnZf5EaGev8BeZUhRpbmZvQHN0ZXJsaW= 5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial technology company, n= ot a bank =0A( https://link.upgrade.com/f/a/xCg_sS2n402W1Lje7_kncQ~~/AAQRxQ= A~/RgRpSsn-P0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVz= LzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdl_kRoZ6_wF5lSFGluZm9= Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A Accept your loan offer and=0Ayour= funds will be sent to your bank or designated account within=0Aone (1) bus= iness day of clearing necessary verifications.=0AAvailability of the funds = is dependent on how quickly your bank=0Aprocesses the transaction. From the= time of approval, funds sent=0Adirectly to you should be available within = one (1) business day.=0AFunds sent directly to pay off your creditors may t= ake up to 2=0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A(= https://link.upgrade.com/f/a/eqzlDCzbXaPvUtYPmXRBvg~~/AAQRxQA~/RgRpSsn-P0R= _aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZG= VjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA0X2ImdXRtX2NvbnRlb= nQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnZf5EaGev8BeZUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgE= AAACFQ~~ )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/C6g23J9WrW2viGg= U3YwYwQ~~/AAQRxQA~/RgRpSsn-P0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRl= X2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWl= nbj1zZW5kMDRfYiZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnZf5EaGev8BeZUh= RpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://link.upgrad= e.com/f/a/FZUMthqk7FLd9EoPLqDT2w~~/AAQRxQA~/RgRpSsn-P0SAaHR0cHM6Ly93d3cudXB= ncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG= 1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDRfYiZ1dG1fY29udGVudD1ibG9nX2xpb= mtXA3NwY0IKZ2X-RGhnr_AXmVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A = Please do not reply directly to this message as it was=0Asent from an unatt= ended mailbox. 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No lo= nger want to receive these emails=3F=0AUnsubscribe ( https://link.upgrade.c= om/f/a/W-qBtQJoziSNYql2JXZtfg~~/AAQRxQA~/RgRpSsn-P4T3AWh0dHBzOi8vMDUuZW1haW= xpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0cDNnY= 3FaRjFIbjBpREJBb2hreWpXdyUzRCUzRCUyNGE5ZHRnSTJhb0ZkMnNzQmdnJTJGNzVxcVhQOUpB= T3BmYlA2WW5ETjVCMnBWTHNZZ1JzZ3V3OGdNSkhncUdwJTBBeDQ3R2t1JTJGVUxBM0FKMiUyQkx= hSUVJM2RYcUtrQXRHTzJwbEhKM1ZGUmIxcG5IU2RmWlRKYnlBSWVaRlhpeCUwQXBXeGVkbiUyQk= xqNmt1SzlMVE5wOThKbkdpMjhXeHBDMm5rbklLY3NFdjg4OGJ6a3YyZmR5NzZ4NXd0S2c2JTBBb= lVnSHpqZ3huTGNxcktVSFJvbkFxRzRoelZodWwzeWNtM3hiZ3pXdmJxeGFOYUhuZXpCRWQ4akZG= TXJmJTBBS21MUDc4V1FQVGRjcGxuRks0SFpZJTJCR1BFVFNDeSUyQmQ4NFU5YUxHTDhvWlFPbHI= yeWdSSXJQMUk5TTEzUiUwQUNvclF6ZCUyQkFaTnZRWm5VRDJrZTZyWCUyQnhxTDdHVjAweTVqVk= JmeTlnRTZpVGhzekFBUFl0S0lMRU9QemIlMEF2ck0lM0QmMT0xVwNzcGNCCmdl_kRoZ6_wF5lSF= GluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV ) or Update=0APreferences ( https://lin= k.upgrade.com/f/a/E8pZwWx6myWetS19U2VaCg~~/AAQRxQA~/RgRpSsn-P4QLA2h0dHBzOi8= vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vcHJlZmVyZW5jZV9jZW50ZXIvdjEvZXlKaG= JHY2lPaUpTVXpJMU5pSjkvZXlKemRXSWlPaUp3WTNZeElpd2lhV0YwSWpveE56TTBPRGcyTmpVe= ExDSmxlSEFpT2pFM05qWTBNakkyTlRFc0ltUWlPaUlrTUNSUWRsTjROVlZRUlVSYWJVZzNaelY0= VHk5NWRqSkJQVDBrYjJGSFRHNURVRmx4YjJWVGIyTmlWekZrWkV4bGEwMXhTM05KZG1nMUt6bGp= hVkoyUzNkNlpVWXhZWEZWY0hWbVFWTjNXVXBRTnpVeWQwSk1YRzVaVDJ4cklpd2lhQ0k2SWpBMU= xtVnRZV2xzYVc1aWIzVnVaSEJ5YjJObGMzTnBibWN1WTI5dElpd2lZeUk2SWpVeU55SXNJbTBpT= 2lJMk0ySTBZek5rTnpFM01EVXpNVEF3TmpabE5EUTNabVlpTENKM0lqb2lNVEU1SWl3aWRpSTZJ= all6WWpSak0yUTNNVGN3TlRNeE1EQTJObVUwTkRneE1pSjkvU0ZqeGpsU0lGc1drTnFtUkZIVlk= ta3pDM2hFdTZrNTBRNWZCY1BnZ0dZd3ExeThscE9LV0VTV1BKRmE2UGhoNHJYUlZKbDBSekVLdV= hfYzl4UXQwcUEzX1BWVTFpQ2lvSnp5ZEpNdVRPVkVxbTU0eTNYZUhiZUR0MncybDhhOUYtb0FFT= WJuUFB0T1I3eHJ0eHNadjZLdmdNSTBzOFh5aXkzNjNvc0RIbVgyek1SRDZ5ODNrVnN0elRFclBK= OXZqR0JXRS1aVWgyWGxRaHFvbXZIVU1PQjJGOXNVeVFHSVF5Y1VBVWZMM2JVT0kyRDB5T3lpb1B= jTVlzejFDLXBybEFpQlI2WHh5Mm40NGlVRHJGWS1iZU5rR3pLUjdscHRZc0JZdVo1WnhkUjZadH= ZCTzItVFg1eG5kWUR1eFU5Y2tjTGFWUi1OQTBPdHllalV3YjlqWXdnVwNzcGNCCmdl_kRoZ6_wF= 5lSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0AUpgrade Upgrade is located= at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 202= 4 Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/QcUqtpGv7V2cCMfTLWjqoA~~/AAQRxQA~/RgRpSsn-P0QfaHR0cHM6Ly93d3cud= XBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnZf5EaGev8BeZUhRpbmZvQHN0ZXJsaW5nY2FsLmNv= bVgEAAACFQ~~ )=0A=0A Equal Housing Lender=0A PL_ITA_DECL_OLD_S4 --_----LqRHvVzKhzb8i+rFq6/DPQ===_A5/79-03189-EF448676 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Wipe out your credit card debt in as few as 36 months with a personal loan = through Upgrade.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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=0A = =0A =0A =0A =0A =0A =
3D"upgrade_lo=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = =0A=0A=0A=0A=0A
= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D= =0A =0D=0A =0D=0A =0D= =0A
How much could you save=3F
Hi,
Did you know that only= paying the minimum payment on your credit card each month can draw out you= r repayment for over a decade=3F With a personal loan through Upgrade you can wipe out your credit card deb= t in as few as 36 months.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =
Check Your Rate
=0D=0A
It=E2=80=99s easy to check your rate =E2=80=94 click here to see how much you could save. Wh= en you check your rate, there is no obligation and no impact to your credit= score.
Thanks,
=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A <= td class=3D"mbl_text_cs" style=3D"padding-top: 25px; font-family: Helvetica= , Arial, serif; font-size: 16px; line-height: 20px; color: #37383A; mso-lin= e-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjus= t: 100%;" align=3D"center">If you have questions, we're here to help.=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A support= @upgrade.com=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A3D""=0D=0A=0A --_----LqRHvVzKhzb8i+rFq6/DPQ===_A5/79-03189-EF448676--
= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
Personal loans made through Upgrade feature Annual Percent= age Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% = origination fee, which is deducted from the loan proceeds. Lowest rates req= uire Autopay and paying off a portion of existing debt directly. Loans feat= ure repayment terms of 24 to 84 months. For example, if you receive a $10,0= 00 loan with a 36-month term and a 17.59% APR (which includes a 13.94% year= ly interest rate and a 5% one-time origination fee), you would receive $9,5= 00 in your account and would have a required monthly payment of $341.48. Ov= er the life of the loan, your payments would total $12,293.46. The APR on y= our loan may be higher or lower and your loan offers may not have multiple = term lengths available. Actual rate depends on credit score, credit usage h= istory, loan term, and other factors. Late payments or subsequent charges a= nd fees may increase the cost of your fixed rate loan. There is no fee or p= enalty for repaying a loan early. =0A All loans, Personal Credit Lines, an= d checking and savings accounts are provided by Upgrade's bank partners. Upgrad= e Visa= =C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade= 's bank = partners, pursuant to a license from Visa USA Inc.
=0A
=0AUp= grade, Inc. (NMLS #1548935) holds the following state licenses= and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.= =0A=0A
Accept your loan offer and your funds will be s= ent to your bank or designated account within one (1) business day of clear= ing necessary verifications. Availability of the funds is dependent on how = quickly your bank processes the transaction. From the time of approval, fun= ds sent directly to you should be available within one (1) business day. Fu= nds sent directly to pay off your creditors may take up to 2 weeks to clear= , depending on the creditor.
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