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Subject: Reset your finances
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=0A=0A=0A=0A=0A=0A=0A=0A=0A         Upgrade     96=0ACheck your rate and ge=
t started on your goals today.=0A=0Aupgrade_logo ( https://link.upgrade.com=
/f/a/QwpunvH4cwKQVTi_cmlF9w~~/AAQRxQA~/RgRpSCFZP0QXaHR0cHM6Ly93d3cudXBncmFk=
ZS5jb21XA3NwY0IKZ1VZnGVneRN9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AStart taking control of your debt=0A=
Hi,=0AIf you=E2=80=99re looking to simplify and take control of your debt,=
=0Achecking your rate (=0Ahttps://link.upgrade.com/f/a/92jtkJzJfoA5qLIt-SMy=
0w~~/AAQRxQA~/RgRpSCFZP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZ=
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ource=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend05_a&utm_content=3De=
mail_link=0A) with Upgrade is a 1-minute investment that could fast-track y=
ou=0Atowards paying off your debt.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps:=
//link.upgrade.com/f/a/F7weUSJwWuQwgiT7ODcU9g~~/AAQRxQA~/RgRpSCFZP0R7aHR0cH=
M6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vb=
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aWxfY3RhVwNzcGNCCmdVWZxlZ3kTfchSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=0A)   =
  =0A   We look forward to helping=0Ayou circle the date on your calendar t=
hat you=E2=80=99ll be debt free.=0AAll the best,=0AThe Upgrade Team        =
      If you have questions, we're here=0Ato help.     support@upgrade.com =
              Personal loans=0Amade through Upgrade feature Annual Percenta=
ge Rates (APRs) of=0A9.99%-35.99%. All personal loans have a 1.85% to 9.99%=
=0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate=
s require Autopay and paying off a portion of existing debt=0Adirectly. Loa=
ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv=
e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a =
13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would=
 receive $9,500 in your=0Aaccount and would have a required monthly payment=
 of $341.48.=0AOver the life of the loan, your payments would total $12,293=
.46.=0AThe APR on your loan may be higher or lower and your loan offers=0A=
may not have multiple term lengths available. Actual rate depends=0Aon cred=
it score, credit usage history, loan term, and other=0Afactors. Late paymen=
ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat=
e loan. There is no fee or=0Apenalty for repaying a loan early.=0A All loan=
s, Personal Credit=0ALines, and checking and savings accounts are provided =
by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/zvSE27dcGliAlFh=
kIOpBzA~~/AAQRxQA~/RgRpSCFZP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0=
bmVycy9XA3NwY0IKZ1VZnGVneRN9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Up=
grade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby U=
pgrade's bank partners =0A( https://link.upgrade.com/f/a/zvSE27dcGliAlFhkIO=
pBzA~~/AAQRxQA~/RgRpSCFZP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmV=
ycy9XA3NwY0IKZ1VZnGVneRN9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursua=
nt to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) hol=
ds the following state licenses=0A=0A( https://link.upgrade.com/f/a/lkGgfx4=
ecZ1uWWY5uftMNQ~~/AAQRxQA~/RgRpSCFZP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29t=
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djYWwuY29tWAQAAAIV )=0A and does business under the following DBAs =0A( htt=
ps://link.upgrade.com/f/a/CYyX0bKsl0KLloRITtwf_w~~/AAQRxQA~/RgRpSCFZP0QcaHR=
0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnVVmcZWd5E33IUhRpbmZvQHN0ZXJsaW=
5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial technology company, n=
ot a bank =0A( https://link.upgrade.com/f/a/oP0NTXDnmI5LPp00itb62w~~/AAQRxQ=
A~/RgRpSCFZP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVz=
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Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A   Accept your loan offer and=0Ayour=
 funds will be sent to your bank or designated account within=0Aone (1) bus=
iness day of clearing necessary verifications.=0AAvailability of the funds =
is dependent on how quickly your bank=0Aprocesses the transaction. From the=
 time of approval, funds sent=0Adirectly to you should be available within =
one (1) business day.=0AFunds sent directly to pay off your creditors may t=
ake up to 2=0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A(=
 https://link.upgrade.com/f/a/8EhF1ApN44xktZpizzX3gQ~~/AAQRxQA~/RgRpSCFZP0R=
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l; charset=3Dutf-8" />=0D=0A<meta name=3D"viewport" content=3D"width=3Ddevi=
ce-width, initial-scale=3D1.0" />=0D=0A<!--[if !mso]><!-->=0D=0A<meta http-=
equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge" />=0D=0A<!--<![endif]-->=0D=
=0A<title>Upgrade</title>=0D=0A=0D=0A<!--[if gte mso 9]><xml>=0D=0A  <o:Off=
iceDocumentSettings>=0D=0A  <o:AllowPNG/>=0D=0A  <o:PixelsPerInch>96</o:Pix=
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=0A=0D=0A=0D=0A=0D=0A<!--PREHEADER STARTS HERE-->=0D=0A<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: =
collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  <tbody>=0D=0A    <tr>=0D=
=0A      <td style=3D"font-family: Helvetica, Arial, sans-serif; font-size:=
 1px; line-height: 1px; color: #f5f5f5; max-height: 0px; max-width: 0px; op=
acity: 0; overflow: hidden; display: none; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">=
Check your rate and get started on your goals today.</td>=0D=0A    </tr>=0D=
=0A  </tbody>=0D=0A</table>=0D=0A<!--/PREHEADER ENDS HERE--> =0D=0A<!--ALL =
CONTENT STARTS HERE--> =0D=0A<!--HEADER STARTS HERE-->=0D=0A<table align=3D=
"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mbl" sty=
le=3D"width: 100%; min-width: 100% !important; border-collapse: collapse; m=
so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;" bgcolor=3D"#f5f5f5">=0D=0A  <tbody>=0D=0A  =
=0D=0A  <tr>=0D=0A    <td style=3D"font-size: 0; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</t=
d>=0D=0A    <td align=3D"center" style=3D"width: 600px; mso-line-height-rul=
e: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" va=
lign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"mblHeader" style=3D"width: 100%; min-width: 90% !important; border-coll=
apse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A        <tbody>=0D=0A=
          <tr>=0D=0A            <td align=3D"center" valign=3D"top" style=
=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;">=0D=0A                <tbody>=0D=0A                  <tr>=0D=0A     =
               <td style=3D"font-size: 0; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0;"=
 valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" sty=
le=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-ta=
ble-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;">=0D=0A                        <tbody>=0D=0A                          <tr=
>=0D=0A                            <td align=3D"left" style=3D"mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mblHe=
ader" style=3D"width: 100%; max-width: 600px; border-collapse: collapse; ms=
o-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; min-width: 90% !important;">=0A  <tbody>=0A   =
 <tr>=0A      <td align=3D"center" valign=3D"top" style=3D"mso-line-height-=
rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 10=
0%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A         =
 <tbody>=0A            <tr>=0A              <td style=3D"font-size: 0; mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%; padding: 0px;" valign=3D"top"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; m=
so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;">=0A                  <tbody>=0A             =
       <tr>=0A                      <td align=3D"center" valign=3D"middle" =
style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%;"><a alias=3D"upgrade_logo" href=3D"https://link.up=
grade.com/f/a/QwpunvH4cwKQVTi_cmlF9w~~/AAQRxQA~/RgRpSCFZP0QXaHR0cHM6Ly93d3c=
udXBncmFkZS5jb21XA3NwY0IKZ1VZnGVneRN9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAh=
U~" style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; text-align=
: center; font-size: 20px; color: #4899C4 !important; text-decoration: none=
; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;"><img alt=3D"upgrade_logo" border=3D"0" height=3D"33" src=
=3D"https://braze-images.com/appboy/communication/assets/image_assets/image=
s/63348ce6db77c73d707010e4/original.png=3F1664388326" style=3D"outline: 0px=
; width: 144px; height: auto; font-family: Graphik, Helvetica, Arial, sans-=
serif; font-size: 24px; color: rgb(0, 175, 106); text-decoration: none; -ms=
-interpolation-mode: bicubic; padding: 0px; border-width: 0px;" title=3D"lo=
go" width=3D"144" class=3D"center" /></a></td>=0A                    </tr>=
=0A                  </tbody>=0A                </table></td>=0A           =
 </tr>=0A          </tbody>=0A        </table></td>=0A    </tr>=0A  </tbody=
>=0A</table>=0A<!-- X-250ok-CID: upgrade_pl_ita_declined_old_send05_a-->=0A=
=0A<span style=3D"font-size: 0px; line-height: 1;">=0A=0A=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A  =0A=0A=0A=0A=0A</span></td>=0D=0A    =
                      </tr>=0D=0A                        </tbody>=0D=0A    =
                  </table></td>=0D=0A                  </tr>=0D=0A         =
       </tbody>=0D=0A              </table></td>=0D=0A          </tr>=0D=0A=
        </tbody>=0D=0A      </table>=0D=0A      =0D=0A      <!--/HEADER END=
S HERE--> =0D=0A      =0D=0A      <!--PRIMARY-->=0D=0A      =0D=0A      <ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; =
border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ffff=
ff">=0D=0A        <tbody>=0D=0A        =0D=0A        <tr>=0D=0A          <t=
d align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%; padding: 40px 0;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-coll=
apse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A              <tbody>=
=0D=0A              <tr>=0D=0A                  <td style=3D"font-family: H=
elvetica, Arial, serif; font-size: 24px; line-height: 32px; color: #0E680E;=
 font-weight: bold; mso-line-height-rule: exactly; -ms-text-size-adjust: 10=
0%; -webkit-text-size-adjust: 100%;" align=3D"left">Start taking control of=
 your debt</td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A =
                 <td style=3D"padding-top: 15px; font-family: Helvetica, Ar=
ial, serif; font-size: 16px; line-height: 22px; color: #37383A; mso-line-he=
ight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;" align=3D"left"><span style=3D"font-size: 0px; line-height: 1;"></span=
>Hi,</td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A       =
           <td style=3D"font-family: Helvetica, Arial, serif; font-size: 16=
px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 20=
px;" align=3D"left">If you=E2=80=99re looking to simplify and take control =
of your debt, <a alias=3D"checking your rate" href=3D"https://link.upgrade.=
com/f/a/l0FAnjOifWfIb2hR9my8ZQ~~/AAQRxQA~/RgRpSCFZP0R8aHR0cHM6Ly93d3cudXBnc=
mFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1=
bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA1X2EmdXRtX2NvbnRlbnQ9ZW1haWxfbGlua1cDc3B=
jQgpnVVmcZWd5E33IUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" style=3D"color: =
#4899C4 !important; display: inline-block; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">checking your r=
ate</a> with Upgrade is a 1-minute investment that could fast-track you tow=
ards paying off your debt.</td>=0D=0A                </tr>=0D=0A           =
                     =0D=0A              <!--/BUTTON STARTS HERE-->=0D=0A  =
            <span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=
=0A</span>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=3D"c=
enter" width=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, serif=
; font-size: 16px; line-height: 24px; color: #ffffff !important; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; padding: 0px;"><!--/BUTTON STARTS HERE-->=0D=0A      <table align=3D"=
center" class=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 275px; border-collapse: separate; -webkit-border-radius: =
8px; -moz-border-radius: 8px; border-radius: 8px; mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; border: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          <tr>=
=0D=0A              <td height=3D"45" style=3D"height: 40px; color: #ffffff=
; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;" valign=3D"middle" align=3D"center"><a alias=3D"Check You=
r Rate" href=3D"https://link.upgrade.com/f/a/F7weUSJwWuQwgiT7ODcU9g~~/AAQRx=
QA~/RgRpSCFZP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V=
0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA1X2=
EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdVWZxlZ3kTfchSFGluZm9Ac3RlcmxpbmdjY=
WwuY29tWAQAAAIV" style=3D"display: inline-block; font-size: 16px; line-heig=
ht: 24px; font-family: Graphik, Helvetica, Arial, sans-serif; font-weight: =
500; color: #ffffff !important; text-decoration: none !important; letter-sp=
acing: 0.5px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; padding: 10px;"><!--[if mso]>&nbsp;&nbsp;&nbs=
p;<![endif]-->Check Your Rate<!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]--></a=
></td>=0D=0A          </tr>=0D=0A      </table>=0D=0A  </td>=0D=0A</tr>=0D=
=0A=0D=0A=0D=0A=0D=0A =0D=0A              <!--/BUTTON ENDS HERE-->=0D=0A=0D=
=0A=0D=0A              <tr>=0D=0A                  <td style=3D"padding-top=
: 25px; font-family: Helvetica, Arial, serif; font-size: 16px; line-height:=
 22px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%;" align=3D"left">We look forward to h=
elping you circle the date on your calendar that you=E2=80=99ll be debt fre=
e.</td>=0D=0A                </tr>=0D=0A              <tr>=0D=0A           =
     <td style=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; =
font-size: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: e=
xactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=
=3D"left">All the best,<br />=0D=0A                 The Upgrade Team</td>=
=0D=0A              </tr>=0D=0A              </tbody>=0D=0A              =
=0D=0A            </table></td>=0D=0A        </tr>=0D=0A        </tbody>=0D=
=0A        =0D=0A      </table>=0D=0A      =0D=0A      <!--/PRIMARY--> =0D=
=0A      =0D=0A      <!-- CONTACT MODULE STARTS HERE-->=0D=0A      =0D=0A  =
    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width:=
 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: =
0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=
=3D"#F5F4F3">=0D=0A        <tbody>=0D=0A          <tr>=0D=0A            <td=
 style=3D"padding-top: 0px; font-family: Helvetica, Arial, sans-serif; font=
-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"c=
enter"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 100%; border-bottom-width: 1px; border-bottom-color:=
 #cccccc; border-bottom-style: solid; max-width: 600px; border-collapse: co=
llapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=0D=
=0A    <td class=3D"mbl_text_cs" style=3D"padding-top: 25px; font-family: H=
elvetica, Arial, serif; font-size: 16px; line-height: 20px; color: #37383A;=
 mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;" align=3D"center">If you have questions, we're here to hel=
p.=0D=0A    </td>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_c=
s" style=3D"font-family: Helvetica, Arial, serif; font-size: 16px; line-hei=
ght: 20px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adj=
ust: 100%; -webkit-text-size-adjust: 100%; padding: 3px 3px 25px;" align=3D=
"center">=0D=0A      <a href=3D"mailto:support@upgrade.com" style=3D"font-f=
amily: Helvetica, Arial, serif; color: #4899C4 !important; text-decoration:=
 underline; vertical-align: middle; display: inline-block; mso-line-height-=
rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>support@upgrade.com</a>=0D=0A    </td>=0D=0A  </tr>=0D=0A</table></td>=0D=
=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =0D=
=0A      <!-- /CONTACT MODULE ENDS HERE--> =0D=0A      =0D=0A      <!--FOOT=
ER STARTS HERE-->=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-=
table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A=
          <tr>=0D=0A            <td align=3D"center" style=3D"mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%; padding: 20px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;">=0D=0A                <tbody>=0D=0A                  <tr>=0D=0A     =
               <td style=3D"padding-top: 15px; font-family: Helvetica, Aria=
l, sans-serif; font-size: 12px; line-height: 18px; color: #37383A; mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;" align=3D"left">Personal loans made through Upgrade feature Annual =
Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to=
 9.99% origination fee, which is deducted from the loan proceeds. Lowest ra=
tes require Autopay and paying off a portion of existing debt directly. Loa=
ns feature repayment terms of 24 to 84 months. For example, if you receive =
a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.9=
4% yearly interest rate and a 5% one-time origination fee), you would recei=
ve $9,500 in your account and would have a required monthly payment of $341=
.48. Over the life of the loan, your payments would total $12,293.46. The =
APR on your loan may be higher or lower and your loan offers may not have m=
ultiple term lengths available. Actual rate depends on credit score, credit=
 usage history, loan term, and other factors. Late payments or subsequent c=
harges and fees may increase the cost of your fixed rate loan. There is no =
fee or penalty for repaying a loan early. =0A  All loans, Personal Credit L=
ines, and checking and savings accounts are provided by Upgrade's <a href=
=3D"https://link.upgrade.com/f/a/zvSE27dcGliAlFhkIOpBzA~~/AAQRxQA~/RgRpSCFZ=
P0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1VZnGVneRN=
9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_blank" style=3D"verti=
cal-align: top; color: #4899C4 !important; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">bank partners</=
a>. Upgrade Visa<sup style=3D"font-size: 12px; line-height: 1; vertical-ali=
gn: top;">=C2=AE</sup> Cards and Upgrade Visa<sup style=3D"font-size: 12px;=
 line-height: 1; vertical-align: top;">=C2=AE</sup> Debit Cards are issued =
by Upgrade's <a href=3D"https://link.upgrade.com/f/a/zvSE27dcGliAlFhkIOpBzA=
~~/AAQRxQA~/RgRpSCFZP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9=
XA3NwY0IKZ1VZnGVneRN9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_b=
lank" style=3D"vertical-align: top; color: #4899C4 !important; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">bank partners</a>, pursuant to a license from Visa USA Inc. <br />=0A<=
br />=0AUpgrade, Inc. (NMLS #1548935) holds the following <a href=3D"https:=
//link.upgrade.com/f/a/lkGgfx4ecZ1uWWY5uftMNQ~~/AAQRxQA~/RgRpSCFZP0RsaHR0cH=
M6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT=
3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdV=
WZxlZ3kTfchSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" style=
=3D"vertical-align: top; color: #4899C4 !important; mso-line-height-rule: e=
xactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">state =
licenses</a> and does business under the following <a href=3D"https://link.=
upgrade.com/f/a/CYyX0bKsl0KLloRITtwf_w~~/AAQRxQA~/RgRpSCFZP0QcaHR0cHM6Ly93d=
3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnVVmcZWd5E33IUhRpbmZvQHN0ZXJsaW5nY2FsLmNv=
bVgEAAACFQ~~" target=3D"_blank" style=3D"vertical-align: top; color: #4899C=
4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;">DBAs</a>. <br />=0A<br />=0AUpgrade is a <a =
href=3D"https://link.upgrade.com/f/a/oP0NTXDnmI5LPp00itb62w~~/AAQRxQA~/RgRp=
SCFZP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTA=
wNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdVWZxlZ3kTfchSFGluZm9Ac3Rlcm=
xpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" style=3D"vertical-align: top; col=
or: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;">financial technology company, not =
a bank</a>.=0A=0A</td>=0D=0A                  </tr>=0D=0A                  =
<tr>=0D=0A                    <td style=3D"padding-top: 15px; font-family: =
Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; color: #3=
7383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%;" align=3D"left">Accept your loan offer and your fund=
s will be sent to your bank or designated account within one (1) business d=
ay of clearing necessary verifications. Availability of the funds is depend=
ent on how quickly your bank processes the transaction. From the time of ap=
proval, funds sent directly to you should be available within one (1) busin=
ess day. Funds sent directly to pay off your creditors may take up to 2 wee=
ks to clear, depending on the creditor.</td>=0D=0A                  </tr>=
=0D=0A                  <tr>=0D=0A                    <td style=3D"padding-=
top: 15px; font-family: Helvetica, Arial, sans-serif; font-size: 12px; line=
-height: 18px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"><table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width=
: 100%; max-width: 600px; border-collapse: collapse; mso-table-lspace: 0pt;=
 mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;">=0D=0A  <tr>=0D=0A    <td align=3D"center" style=3D"mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%; padding: 10px 0px 0px;"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"width: 100%; border-top-width: 1px; border-top-color: #cec=
ece; border-top-style: solid; border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">=0D=0A        <tr>=0D=0A          <td align=3D"center" style=
=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; padding: 20px 0px 0px;"><table class=3D"center" align=
=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"60%" =
style=3D"text-align: center; border-collapse: collapse; mso-table-lspace: 0=
pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%; padding: 0px;">=0D=0A              <tbody>=0D=0A               =
 <tr>=0D=0A                  <td align=3D"center" valign=3D"middle" width=
=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"https://link.up=
grade.com/f/a/8EhF1ApN44xktZpizzX3gQ~~/AAQRxQA~/RgRpSCFZP0R_aHR0cHM6Ly93d3c=
uZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX2=
1lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA1X2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfb=
Glua1cDc3BjQgpnVVmcZWd5E33IUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=
=3D"_blank" alias=3D"facebook" style=3D"color: #4899C4 !important; mso-line=
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: 100%;"><img src=3D"https://braze-images.com/appboy/communication/assets/i=
mage_assets/images/65fb645920ede0004c647b15/original.png=3F1710974041" bord=
er=3D"0" alt=3D"facebook" title=3D"facebook" width=3D"24" height=3D"auto" s=
tyle=3D"text-align: center; width: 24px; height: auto; outline: none; text-=
decoration: none; -ms-interpolation-mode: bicubic; padding: 0px; border-wid=
th: 0;" /></a>=0D=0A                  </td>=0D=0A                  <td alig=
n=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line-height-rule:=
 exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddi=
ng: 0px;"><a href=3D"https://link.upgrade.com/f/a/7aIQDqpyC5gdaKi9FDaXKg~~/=
AAQRxQA~/RgRpSCFZP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC=
8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kM=
DVfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnVVmcZWd5E33IUhRpbmZvQHN0=
ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" alias=3D"instagram" style=
=3D"color: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https://braze-i=
mages.com/appboy/communication/assets/image_assets/images/65fb64594f39dd004=
c62621d/original.png=3F1710974041" border=3D"0" alt=3D"instagram" title=3D"=
instagram" width=3D"24" height=3D"auto" style=3D"text-align: center; width:=
 24px; height: auto; outline: none; text-decoration: none; -ms-interpolatio=
n-mode: bicubic; padding: 0px; border-width: 0;" /></a>=0D=0A              =
    </td>=0D=0A                  <td align=3D"center" valign=3D"middle" wid=
th=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 10=
0%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"https://link.=
upgrade.com/f/a/GzrRMoHRQMVbb7PcEkbSlA~~/AAQRxQA~/RgRpSCFZP0SAaHR0cHM6Ly93d=
3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29s=
ZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDVfYSZ1dG1fY29udGVudD1ibG9=
nX2xpbmtXA3NwY0IKZ1VZnGVneRN9yFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" targ=
et=3D"_blank" alias=3D"blog" style=3D"color: #4899C4 !important; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;"><img src=3D"https://braze-images.com/appboy/communication/assets/ima=
ge_assets/images/65fb6459172062004de47b44/original.png=3F1710974041" border=
=3D"0" alt=3D"blog" title=3D"blog" width=3D"47" height=3D"auto" style=3D"te=
xt-align: center; width: 47px; height: auto; outline: none; text-decoration=
: none; -ms-interpolation-mode: bicubic; padding: 0px; border-width: 0;" />=
</a>=0D=0A                  </td>=0D=0A                </tr>=0D=0A         =
     </tbody>=0D=0A            </table></td>=0D=0A        </tr>=0D=0A      =
  <tr>=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, =
sans-serif; font-size: 12px; line-height: 16px; font-weight: 500; mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%; padding: 15px 0px 0px;" align=3D"center">Please do not reply directl=
y to this message as it was sent from an unattended mailbox. </td>=0D=0A   =
     </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Graph=
ik, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16px; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%; padding: 10px 0px 0px;" align=3D"center">This email contains adv=
ertising content and was sent to <span style=3D"font-family: Helvetica, Ari=
al, sans-serif; font-size: 12px; color: #37383A; text-decoration: none;" al=
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 style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12=
px; line-height: 18px; color: #424242; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0 0;" =
align=3D"center">No longer want to receive these emails=3F <a href=3D"https=
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HBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_=
ZD0lMjQxJTI0VXo5aWtiY3ZpRlBKVjB1VSUyRjdJZCUyQnclM0QlM0QlMjRORU1vcmk5N1YxeVY=
1TmFKcVBFdU9WS1BySmFkSFh0VU90RmJZbFRtaWpxcm5TQyUyQndPdHcwNkc0Nmh6ZyUwQUJ0N0=
9lem1IdHRBcnJMN2dtNWdFR09UTDVaRXN2WVdLZ2JhZHJETFNiYXY5d1l1TTdzeXdmRzlHV3hzU=
CUwQTlSTzdzWlFKSTNVTzVBUldOeHBMWWd1ZWRlQlcxbFdKZkFoU0xNRGV5bjV3OVZqTERxR3ZN=
dmZjaHM0VSUwQWNhZHY0UzZFSFlDTCUyQnZkMGFIUUp3SzJQR3paVlY1MVQ4OG5raXRDMWJHb3M=
5UEJpOHB5ZzlOSDhEdlJCJTBBb3NKMjQ5aHNCNG8lMkZrVWVZZ09zdkhBSjlLJTJCT2llSG55c1=
NhemFWTlRlYThreFFNYUQ2UjUxaCUyQm1kVFJCJTBBaDRmajVlRm1UcXZlcW5mb0lsMkIyVTd2N=
nZrOGZFYUJvYk1aMlRuc2JKU2h0ZUh1QTclMkI1UU8wcFhURzIlMEEzb3clM0QmMT0xVwNzcGNC=
CmdVWZxlZ3kTfchSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" alias=3D"Unsubscribe"=
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: #4899C4 !important; text-decoration: underline; vertical-align: top; disp=
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%; -webkit-text-size-adjust: 100%;">Unsubscribe</a> or <a href=3D"https://l=
ink.upgrade.com/f/a/gKvT_t4JDaBbjG_qwBtK6w~~/AAQRxQA~/RgRpSCFZP4QLA2h0dHBzO=
i8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vcHJlZmVyZW5jZV9jZW50ZXIvdjEvZXlK=
aGJHY2lPaUpTVXpJMU5pSjkvZXlKemRXSWlPaUp3WTNZeElpd2lhV0YwSWpveE56TTBOekV5TkR=
BMkxDSmxlSEFpT2pFM05qWXlORGcwTURZc0ltUWlPaUlrTUNSNFMwOTVkamRsYUVSM1pqVlJVbk=
ZpVFROd2R6bG5QVDBrZWxkc1pWQTJTMVZ0VHk5d2RGRkxjMGMzTlhFeFRHZHljbVZWYVVaNWRqZ=
HFRbmN2TDBObVNITjNhSHBCUjNWYVRubFZMMk12Y21acGFIUTVYRzR6WWxwaUlpd2lhQ0k2SWpB=
MUxtVnRZV2xzYVc1aWIzVnVaSEJ5YjJObGMzTnBibWN1WTI5dElpd2lZeUk2SWpVeU9DSXNJbTB=
pT2lJMk0ySTBZek5rTnpFM01EVXpNVEF3TmpabE5EUTRNR0lpTENKM0lqb2lNVEU1SWl3aWRpST=
ZJall6WWpSak0yUTNNVGN3TlRNeE1EQTJObVUwTkRneE1pSjkvZDZBZTNVRWpRVFdMRXZlby1wU=
XpjSVFsR29XWEFsWTg1UXdod0tVYnhDUEd5eThxZ21qV2dITWJSQ1BuSTUxZXItSnc3SlhZVVhK=
LWlSWGFaQ2pkekNQSWUwNHlQV2pqamZPMXUtdGhSaVVNQWlZU0VwbXlTeTVYeWNzbV9XVkJXdHZ=
rR3VVNmhCMlpBTnhUeElubEdYNlotZ292aVkwTDNqS2xtM0IwLVhBUW1WeUwzVXhhSWJ3SlNfUF=
JaeW5icGs3R3J0RnNyNFpwTnN6eFVvTzJCZUozNkNCYlBnUEpOcExtaHhuUmwzWGU2WjJxZHR5V=
2U0Q2d0aHdQcWJkWEJJd1owdGsySjN2SHFNYmJ1QkZ1X3lHTDQ3SEhhNTFKOUQtb3BlbWtOWlNr=
RUo0eTNQanByOXFkcnZ4VUN2QVFXTkxTVWZYcHFzYXhfNlc2Sy10WVVRVwNzcGNCCmdVWZxlZ3k=
TfchSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" alias=3D"Preference" style=3D"fo=
nt-family: Helvetica, Arial, sans-serif; font-size: 12px; color: #4899C4 !i=
mportant; text-decoration: underline; vertical-align: top; display: inline-=
block; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%;">Update Preferences</a></td>=0D=0A        </tr>=0D=
=0A        <tr>=0D=0A          <td class=3D"body3" style=3D"mso-line-height=
-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
 padding: 10px 0px 0px;" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; m=
so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;">=0D=0A            <tbody>=0D=0A             =
 <tr>=0D=0A                <td align=3D"center" style=3D"mso-line-height-ru=
le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pa=
dding: 0px;"><img src=3D"https://braze-images.com/appboy/communication/asse=
ts/image_assets/images/64a74a9cc06c460050dbcfc2/original.png=3F1688685212" =
alt=3D"Upgrade" title=3D"Upgrade" border=3D"0" width=3D"120" height=3D"auto=
" style=3D"width: 120px; height: auto; image-rendering: auto; outline: none=
; text-decoration: none; -ms-interpolation-mode: bicubic; border-width: 0;"=
 /></td>=0D=0A              </tr>=0D=0A            </tbody>=0D=0A          =
</table></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=
=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; li=
ne-height: 16px; color: #37383A; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" al=
ign=3D"center">Upgrade is located at 275 Battery Street, 23rd Floor, San Fr=
ancisco, CA, 94111</td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A         =
 <td style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size=
: 12px; line-height: 16px; mso-line-height-rule: exactly; -ms-text-size-adj=
ust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D=
"center"><span class=3D"goomoji">=C2=A9</span> 2024 Upgrade, Inc. All right=
s reserved. </td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td s=
tyle=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px=
; line-height: 16px; color: #37383A; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;=
" align=3D"center"><a alias=3D"cta3_txt_privacy" href=3D"https://link.upgra=
de.com/f/a/DblEX1v3BfmgnMRDwry0Kw~~/AAQRxQA~/RgRpSCFZP0QfaHR0cHM6Ly93d3cudX=
BncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnVVmcZWd5E33IUhRpbmZvQHN0ZXJsaW5nY2FsLmNvb=
VgEAAACFQ~~" style=3D"font-family: Helvetica, Arial, sans-serif; font-size:=
 12px; color: #4899C4 !important; text-decoration: underline; mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%;">Privacy Policy</a> </td>=0D=0A        </tr>=0D=0A<span style=3D"font-si=
ze: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</span>=0D=0A        <tr>=0D=0A=
          <td align=3D"center" style=3D"image-rendering: auto; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%; padding: 10px 0px 0px;"><img src=3D"https://braze-images.com/appboy/com=
munication/assets/image_assets/images/62c712c2931f9e0069af31f2/original.png=
=3F1657213634" alt=3D"Equal Housing Lender" title=3D"Equal Housing Lender" =
border=3D"0" style=3D"height: auto; outline: none; text-decoration: none; -=
ms-interpolation-mode: bicubic; border-width: 0;" /></td>=0D=0A        </tr=
>=0D=0A<span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A</span>=
=0D=0A      </table></td>=0D=0A  </tr>=0D=0A</table>=0D=0A</td>=0D=0A      =
            </tr>=0D=0A                  <tr>=0D=0A                    <td =
style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 12px; line-h=
eight: 18px; color: #ffffff; padding-top: 10px; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"l=
eft">PL_ITA_DECL_OLD_S5</td>=0D=0A                  </tr>=0D=0A            =
    </tbody>=0D=0A              </table></td>=0D=0A          </tr>=0D=0A   =
     </tbody>=0D=0A      </table>=0D=0A      =0D=0A      <!--/FOOTER ENDS H=
ERE--></td>=0D=0A    <!--/ALL CONTENT ENDS HERE-->=0D=0A    <td style=3D"fo=
nt-size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%;">&nbsp;</td>=0D=0A  </tr>=0D=0A  </tbody>=0D=0A=
  =0D=0A</table>=0D=0A<custom name=3D"opencounter" type=3D"tracking"></cust=
om>=0D=0A=0D=0A=0D=0A<img border=3D"0" width=3D"1" height=3D"1" alt=3D"" sr=
c=3D"https://link.upgrade.com/q/aWs34cMmlOwZjzfOKMnUyA~~/AAQRxQA~/RgRpSCFZP=
lcDc3BjQgpnVVmcZWd5E33IUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~">=0D=0A</bo=
dy>=0A</html>
--_----cCbZs65BR0J9SMUbHin/HQ===_C8/DF-21519-95C95676--

