Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id IBJpBbbyYmeD+QoAchKAPA (envelope-from ) for ; Wed, 18 Dec 2024 10:05:10 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 18 Dec 2024 10:05:10 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:7582) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tNwXt-0034wa-1a for info@sterlingcal.com; Wed, 18 Dec 2024 10:05:10 -0600 X-MSFBL: mi944BmrVILZuKMNT2eiHS7CPPFv2Ijmp+TUzsarxpk=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJjdXN0b21lcl9pZCI6IjI 2NjY5MyIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJtZXNzYWdlX2lkIjoiNjc1NWF hZjI2MjY3NzA2MzI3YWEifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1734537898; i=@e.upgrade.com; bh=nYT33p3srSYF2THFtidcGeO4M+kCFBdvxl+WR4tMA8g=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=s9t5FeLmFmAx95GJK+zcrF/0eYD521W9/8+jmpcMVKrCt7B2K0siXC8GoFBF4NPVI 6wX3OnZdAw20+3OaCtMmkU7lDS+Amr8IZMj3ifyefGL2fkw6ggLmMd5JFVbWz7hEUk Gz2x2B8ovuu8PfOz26tf8AmtZP6xlcZYmE94KQOE= From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, your December invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 18 Dec 2024 16:04:58 +0000 Content-Type: multipart/alternative; boundary="_----Pb0lzY3ft+q+TSSmQxiyxg===_56/72-63273-AA2F2676" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----Pb0lzY3ft+q+TSSmQxiyxg===_56/72-63273-AA2F2676 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0Aupgrade_logo (= https://link.upgrade.com/f/a/V4Hn59VDzVPyy7Mh6dy8og~~/AAQRxQA~/RgRpRXeqP0Q= XaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ1Wq8mJncGMnqlIUaW5mb0BzdGVybGluZ2= NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AFree Yourself= from High-Interest Credit Cards=0AHi,=0AAre you ready to say goodbye to yo= ur high-interest credit cards=0Aand debt=3F With a personal loan through Up= grade, you can circle=0Athe date that you could be debt free. It=E2=80=99s = time to check your=0Arate and plan for your financial freedom. Upgrade ha= s helped=0Athousands of people get on their way to financial freedom =E2=80= =93 and=0Ayou could be next! =E2=80=93 Low, fixed interest rates that n= ever=0Achange =E2=80=93 Affordable monthly payments =E2=80=93 N= o prepayment=0Apenalty if you decide to pay off your loan early=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/80_AoMkjqzU-cOLxG59_9A~= ~/AAQRxQA~/RgRpRXeqP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVu= bmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2V= uZDAyX2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdVqvJiZ3BjJ6pSFGluZm9Ac3Rlcm= xpbmdjYWwuY29tWAQAAAIV=0A) =0A Thanks,=0AThe Upgrade Team P.S. Chec= k your rate now (=0Ahttps://link.upgrade.com/f/a/Vyrto5mwGna66gi28Wo8aA~~/A= AQRxQA~/RgRpRXeqP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmV= sVwNzcGNCCmdVqvJiZ3BjJ6pSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source= =3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend02_a&utm_content=3Demail_= txt=0A) and get on your path to financial freedom! If you=0Aha= ve questions, we're here to help. support@upgrade.com=0APersonal loans = made through Upgrade feature Annual Percentage=0ARates (APRs) of 9.99%-35.9= 9%. All personal loans have a 1.85% to=0A9.99% origination fee, which is de= ducted from the loan proceeds.=0ALowest rates require Autopay and paying of= f a portion of existing=0Adebt directly. Loans feature repayment terms of 2= 4 to 84 months.=0AFor example, if you receive a $10,000 loan with a 36-mont= h term=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aa= nd a 5% one-time origination fee), you would receive $9,500 in=0Ayour accou= nt and would have a required monthly payment of=0A$341.48. Over the life of= the loan, your payments would total=0A$12,293.46. The APR on your loan may= be higher or lower and your=0Aloan offers may not have multiple term lengt= hs available. Actual=0Arate depends on credit score, credit usage history, = loan term,=0Aand other factors. Late payments or subsequent charges and fee= s=0Amay increase the cost of your fixed rate loan. There is no fee or=0Apen= alty for repaying a loan early.=0A All loans, Personal Credit=0ALines, and = checking and savings accounts are provided by=0AUpgrade's bank partners ( h= ttps://link.upgrade.com/f/a/PJKsQ_dfIU2SXJ_XB2D2YA~~/AAQRxQA~/RgRpRXeqP0Qma= HR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1Wq8mJncGMnqlIU= aW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgra= de Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( http= s://link.upgrade.com/f/a/PJKsQ_dfIU2SXJ_XB2D2YA~~/AAQRxQA~/RgRpRXeqP0QmaHR0= cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1Wq8mJncGMnqlIUaW5= mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom Visa USA = Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses= =0A=0A( https://link.upgrade.com/f/a/oY4Xw9hy9Wy7hFcgjEcSxg~~/AAQRxQA~/RgRp= RXeqP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ= 0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW= 9uVwNzcGNCCmdVqvJiZ3BjJ6pSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and doe= s business under the following DBAs =0A( https://link.upgrade.com/f/a/f9yXY= Y3Bfto6dYtqyyr_vw~~/AAQRxQA~/RgRpRXeqP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZG= JhL1cDc3BjQgpnVaryYmdwYyeqUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0A= Upgrade is a financial technology company, not a bank =0A( https://link.upg= rade.com/f/a/-UOrrGBgeezJZwpDrexq6Q~~/AAQRxQA~/RgRpRXeqP0ROaHR0cHM6Ly91cGdy= YWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmF= kZS1hLWJhbmstVwNzcGNCCmdVqvJiZ3BjJ6pSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )= =0A. =0A=0A=0Afacebook =0A( https://link.upgrade.com/f/a/z6rK9oDc3KjUryoXes= RQvw~~/AAQRxQA~/RgRpRXeqP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZ= hY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ2= 49c2VuZDAyX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnVaryYmdwYyeqUhRpb= mZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https://link.upgr= ade.com/f/a/mVkqz1L1pRoVUCEeKRcl2Q~~/AAQRxQA~/RgRpRXeqP0R_aHR0cHM6Ly93d3cua= W5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVk= aXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDJfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGl= ua1cDc3BjQgpnVaryYmdwYyeqUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Abl= og =0A( https://link.upgrade.com/f/a/STl4xMoCjW9KaUor4dhkWQ~~/AAQRxQA~/RgRp= RXeqP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXR= tX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDJfYS= Z1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ1Wq8mJncGMnqlIUaW5mb0BzdGVybGluZ2Nhb= C5jb21YBAAAAhU~ )=0A Please do not reply directly to this message as = it was=0Asent from an unattended mailbox. 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All rights=0Ares= erved.=0APrivacy Policy ( https://link.upgrade.com/f/a/f4HDZxpIbAExuQedr54N= rw~~/AAQRxQA~/RgRpRXeqP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQ= gpnVaryYmdwYyeqUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Hou= sing Lender=0A PL_ITA_DECL_OLD_S2 --_----Pb0lzY3ft+q+TSSmQxiyxg===_56/72-63273-AA2F2676 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A=0A=0A=0A= =0A=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
Free Yourself from High-Interest Credit Cards=0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Hi,
Are you ready= to say goodbye to your high-interest credit cards and debt=3F With a perso= nal loan through Upgrade, you can circle the date that you could be debt fr= ee. It=E2=80=99s time to check your rate and plan for your financial freedo= m.
Upgrade has helped thousands of people get on their way to= financial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change
=0D=0A =0D=0A = =0D=0A =0D=0A <= /tr>=0D=0A
=E2=80= =93Affordable monthly payments
=0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A
=E2=80=93No prepayment penalty if you decide to pay off your loan early
=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Check Your Rate=0D=0A= =0D=0A
Thanks,
=0D=0A = The Upgrade Team
P.S. Check your rate now and get on your path t= o financial freedom!
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A support@upgrade.com=0D=0A =0D=0A =0D= =0A
If you have question= s, we're here to help.=0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Personal loans made through = Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All persona= l loans have a 1.85% to 9.99% origination fee, which is deducted from the l= oan proceeds. Lowest rates require Autopay and paying off a portion of exis= ting debt directly. Loans feature repayment terms of 24 to 84 months. For e= xample, if you receive a $10,000 loan with a 36-month term and a 17.59% APR= (which includes a 13.94% yearly interest rate and a 5% one-time originatio= n fee), you would receive $9,500 in your account and would have a required = monthly payment of $341.48. Over the life of the loan, your payments would = total $12,293.46. The APR on your loan may be higher or lower and your loan= offers may not have multiple term lengths available. Actual rate depends o= n credit score, credit usage history, loan term, and other factors. Late pa= yments or subsequent charges and fees may increase the cost of your fixed r= ate loan. There is no fee or penalty for repaying a loan early. =0A All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Deb= it Cards are issued by Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the followi= ng state licenses and does business under the following DBAs.
=0A
= =0AUpgrade is a financial techn= ology company, not a bank.=0A=0A
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PL_ITA_DECL_OLD_S2
=0D= =0A =0D=0A 		 <= /td>=0D=0A
=0D=0A=0D=0A=0D=0A=0D=0A3D""=0D=0A=0A --_----Pb0lzY3ft+q+TSSmQxiyxg===_56/72-63273-AA2F2676--