Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id aI+4NviUYGchawIAchKAPA (envelope-from ) for ; Mon, 16 Dec 2024 15:00:40 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 16 Dec 2024 15:00:40 -0600 Received: from ccm180.constantcontact.com ([208.75.123.180]:30498) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.96.2) (envelope-from ) id 1tNICm-000fFM-0J for info@sterlingcal.com; Mon, 16 Dec 2024 15:00:40 -0600 Received: from [10.252.1.107] ([10.252.1.107:60488] helo=low1-prod-emailsyndicator-syn-d114.ctct.net) by 10.249.237.10 (envelope-from ) (ecelerity 4.3.1.999 r(:)) with ESMTP id 0E/B5-33526-DE490676; Mon, 16 Dec 2024 16:00:29 -0500 DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=12042023; d=shared1.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=iBhIivdoTeS/zwP4E+o/zbG7s04sP1rKmHoluRiGOi8=; b=gM1a92gKs7rHAseJKaXalHTd9RcZwguAGJIgstWrm+qA423NAzsRvTqC1YlCMZ+qFLaG8i7HsoJuL4LduRSoKUe+kwrQHpb9QBvAGzeaUb2t7Xd8pUogRvss649Wf08WRji+HbN5DnJseyPlOAxv8Mpj7eFeAwTUNonTwuQjMnIyxrztNG8q3e6mP5pUaik0YE+FtGxCFNHf5dGv3+31qHqEnv26RssZou9z/KlqnVZrWyQZhFXyvghfRu3L1gjeQUJI/BTnsgxIAL8ATnTIZYsoA+oclE0e84z2txCelpL4CWTsUKLkBKm+tUGzXrzwx95jld+R/Rbr6bNBU8HXtA== DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=1000073432; d=auth.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=iBhIivdoTeS/zwP4E+o/zbG7s04sP1rKmHoluRiGOi8=; b=DR4g2tRhse3DV6vOPO9Hk45YCO9ztDl0I3cvWBMuNdjwVb07Qy+cerIr3Ll3MEh4DLpsNLwEdowJRlsDDbeB2TOkWMsOzzDkH0R8XR83RKJf70B5g4ZbUjL4AU88e7W+wso3sKEjGqv6F65EieNmmFoz40jUSWREXTbgcc4EgWU= Message-ID: <1142031515488.1102124699710.1052990423.0.941600JL.2002@synd.ccsend.com> Date: Mon, 16 Dec 2024 16:00:29 -0500 (EST) From: Apartment News Reply-To: newsletter@aptnewsinc.com To: info@sterlingcal.com Subject: In the December Issue: Real Estate Title Claim Dispute Toolkit, SB721 Balcony Inspections, and more! MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_549892676_671021785.1734382829113" List-Unsubscribe: List-Unsubscribe-Post: List-Unsubscribe=One-Click X-Campaign-Activity-ID: 7d835335-f9ef-40ce-988e-1a888a472126 X-250ok-CID: 7d835335-f9ef-40ce-988e-1a888a472126 X-Channel-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c X-Return-Path-Hint: AfYNTNfnvQM6YjhqIikchJg==_1102124699710_rZN8YBj8EemUmdSuUqRZfA==@in.constantcontact.com X-Roving-Campaignid: 1142031515488 X-Roving-Id: 1102124699710.1052990423 X-Feedback-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c:7d835335-f9ef-40ce-988e-1a888a472126:1102124699710:CTCT X-CTCT-ID: ad4646c0-18fc-11e9-9495-d4ae52a4597c X-Spam-Status: No, score=-4.1 X-Spam-Score: -40 X-Spam-Bar: ---- X-Spam-Flag: NO ------=_Part_549892676_671021785.1734382829113 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable Email from Apartment News Publications Digital Magazines, Upcoming Events, = & Industry News Click here to view email in your browser Digital Magazines = December 2024 =EF=BB=BFFEATURED IN THE DECEMBER 2024 ISSUE: Real Estate Tit= le Claim Dispute Toolkit The True Cost of Saying =E2=80=9CNO=E2=80=9D to Lo= wer Rent Landlord/Tenant Questions & Answers How Housing Providers Can Avoi= d Being Sued by Their Tenants A Small Mistake Can be Catastrophic Balcony I= nspections: The Senate Bill 721 Game Plan The Homelessness Trust Click Here= to View the December Issue =EF=BB=BFPUBLISHER: APARTMENT NEWS PUBLICATIONS= , INC. =E2=80=A2 WWW.APTNEWSINC.COM =E2=80=A2 800-931-6666 ADVERTISEMENT FE= ATURED EVENTS ON-DEMAND Legal Update and LIVE Questions & Answers with Denn= is Block, Esq. ONLINE | ON-DEMAND RECORDING WATCH IT ON-DEMAND ON-DEMAND Fa= ir Housing Update: Understand YOUR Rights and Avoid Making Costly Mistakes = ONLINE | ON-DEMAND RECORDING WATCH IT ON-DEMAND DEC. 17 The Basic Steps in = any Eviction - What to Expect When Things Go Terribly Wrong WEBINAR | Decem= ber 17, 2024 @ 11 AM PST WATCH IT LIVE ADVERTISEMENT INDUSTRY NEWS & INSIGH= TS The Current State of Property Insurance in California Source: AptNewsInc= .com The market for commercial property insurance continues to be challengi= ng, especially in regions like California that are highly susceptible to na= tural disasters. As outlined below, several factors contribute to premium i= ncreases for commercial property coverage, and these are particularly prono= unced in California due to its unique climate and geographical characterist= ics. READ MORE ADVERTISEMENT The True Cost of Saying =E2=80=9CNO=E2=80=9D t= o Lower Rent Source: AptNewsInc.com I=E2=80=99ve always felt privileged tha= t I get to manage properties in an environment like Los Angeles. It=E2=80= =99s one of the most diverse, inventive, exciting and profitable real estat= e markets in the world. But with all that excitement comes an ever-changing= industry where the stakes are high and the decisions aren=E2=80=99t easy. = One of the hardest decisions that I see owners have to make is whether to r= educe or accept lower rent than they anticipated when leasing. I=E2=80=99m = not going to make an argument for dropping the price. I=E2=80=99m simply go= ing to illustrate the actual costs of holding firm in two different scenari= os. READ MORE ADVERTISEMENT Dear Maintenance Men Source: AptNewsInc.com De= ar Maintenance Men: I=E2=80=99m attempting to remove old caulking from arou= nd a bathtub. Are there any tricks or chemicals to help with this job? Most= bathtub caulking is either silicon or latex based. If originally installed= properly, it should stick pretty well. Most household chemicals will not a= ffect the caulking or help in its removal. The best method is to use a razo= r knife to cut along either side of the bead. Then pull the bead out by han= d as you cut. The balance of the material can be removed with a flat razor,= either along the old bead or perpendicular to the bead. After all the mate= rial is removed, use a damp rag to remove any loose bits. Before installing= the new caulk, be sure the area is clean and dry. READ MORE ADVERTISEMENT = Real Estate Title Claim Dispute Toolkit Source: AptNewsInc.com Disputes inv= olving real estate title can be complex and can involve multiple parties. T= itle claims can involve such issues as gaps in the chain of title, fraudule= nt transfer of real property, forged documents, recording in the wrong coun= ty, mistakes in title documents or maps, ownership disputes, unrecorded int= erests, lender priority disputes, or partition issues, and lis pendens disp= utes. These are just some examples, and there are many others. Issues may b= e litigated in courts of general jurisdiction where real property is locate= d, the local probate court, and in certain situation U.S. Bankruptcy Court.= READ MORE As we reach the coldest months, it=E2=80=99s a good time to do = a maintenance check of all the =E2=80=9Cleakiest=E2=80=9D places in your un= its. We don=E2=80=99t mean water leaks, though that=E2=80=99s always a goo= d idea, too. Instead, see where your apartments might be leaking heat. We a= ll know about drafty doors and windows, but electrical outlets and switch p= lates, baseboards, vents, and even cable and phone line jacks are all poten= tial problem areas as well. Looking for more ways to save? Come save with L= ivable - learn how we can increase your profit margins today at ww.livable.= com/apn Balcony Inspections: The Senate Bill 721 Game Plan Source: AptNewsI= nc.com Football season is in full swing, and just like a clutch first down = in the fourth quarter, property owners and managers got a lucky break. The = governor just moved the chains for Senate Bill 721 (SB 721) compliance by e= xtending the deadline by one-year to January 1, 2026. That=E2=80=99s right,= you=E2=80=99ve got some extra time to get those mandatory balcony and exte= rior elevated elements (EEE) inspections scheduled and completed. But here= =E2=80=99s the thing=E2=80=94just like in football, delaying your play can = cost you =E2=80=9Cbig time.=E2=80=9D READ MORE ADVERTISEMENT ADVERTISE WITH= US! =EF=BB=BFPartner with Apartment News Publications, Inc. to reach thous= ands of California Rental Housing Providers! 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text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col= or: #403F42; font-size: 12px; display: block; word-wrap: break-word; paddin= g: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D= "font-weight: bold;">FEATURED IN THE DECEMBER 2024 ISSUE:</span></p= > <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><br></p> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7= ncab.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMj= uVyiIdam4CfY2_oi21hM4uSCg9vqylEcxtAgNk0Lon1IaQhL874lk-3w6Iz1SRYDhDJ4aomH8-v= elp1UAbcFjr1DiuFyGJZ_6pxQ_YyGfAFRcwkoMa1EL6kAZLGr4eWeCW4phsYlzNmHxJFiHuKbo9= ACyQ0mgzmqrqa1FTilg=3D=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9= Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g= =3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(2= 5, 29, 33); font-weight: bold; text-decoration: underline; font-style: norm= al;">Real Estate Title Claim Dispute Toolkit</a></h3> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><br></h3> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7= ncab.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMj= uVyiIdam4CfY2_oi21hY0kYNSBsH0hXnKmE3g9S-50yD7ZKDngk-dyn9Qe-v0zwL-VxfrSzYgj-= baj94JOexnsM3Mhmar-r6TrODy9KhTRJJCJDeh1BWjhkNrn1UWnHRztlJpdP3R5Lf8XtE9CjWeB= JKXxHVNiK-IIxtu-V4w=3D=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9= Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g= =3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(2= 5, 29, 33); font-weight: bold; text-decoration: underline; font-style: norm= al;">The True Cost of Saying “NO” to Lower Rent</a></h3> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D= 001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam4CfY2_oi21hr-1xYaDC= U7DK1dg3yMqQij2MEadJN5XsJMnrJJlvHhyenG6zDBsGSaJccSLKyGgeHRTi91YPBKDb-LNoYDk= OgM8Y9GH5GNZaHgfIH2ZGT4tkBNhUFB_Mawsa83N2l76SjD0yHVinREfylDKQWL1jP9COSyA8qi= oa&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRb= PIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" rel=3D"noopener= noreferrer" target=3D"_blank" style=3D"font-size: 20px; color: rgb(0, 0, 0= ); font-weight: bold; text-decoration: underline; font-style: normal;">Land= lord/Tenant Questions & Answers</a></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><br></p> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7= ncab.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMj= uVyiIdam7RaR123Bkuv-3dX9DLXtiRaH90o4PEZOu2Gipl7G6qR-xkW-7fgD4bw82-yU4W4PFG7= k2tj60xmO9IJpIZ0u15r-YuvU3Ia9lYsesEzJNAD9s2IJbBqpqCqFRMcA7pVCFmqictqNQ81jad= t-wWLBvNru5gOhoN8d3ct6NCgr1wFABnvMJhm_vKsIPVTqkdvhw=3D=3D&c=3DY2J9GaFG-iRRi= hZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZI= IBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" rel=3D"noopener noreferrer" target= =3D"_blank" style=3D"color: rgb(25, 29, 33); font-weight: bold; text-decora= tion: underline; font-style: normal;">How Housing Providers Can Avoid Being= Sued by Their Tenants</a></h3> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><br></p> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7= ncab.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMj= uVyiIdam4CfY2_oi21hwJgO6WSA0FALZ1uft2m3L2VCx3GbY-aVHuzLwwhh5D9CDQNWJ14-cH9U= a35iTqPRrlNAD_-Z0utKp7pqnYG8H5XVnbe4bRRZ1__h95-BhuCuP8zlbFVcNAKmlWTjuXbE9m7= ESJqJrgZVuK6CBFGihQ=3D=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9= Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g= =3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(2= 5, 29, 33); text-decoration: underline; font-weight: bold; font-style: norm= al;">A Small Mistake Can be Catastrophic</a></h3> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><br></p> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7= ncab.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMj= uVyiIdam4CfY2_oi21hahoAGHvHqcTsmaEhcWYZL_lN9THZ4r0hzZUwqzCZ_6uoqyZ9qzYN5lB5= ne32kS3Y5g1XRrQvzXKuCsM_7DsmWYtYaI1JTOpnZ3u7H--Ey3wBmf7CKrVS4md0QByBA4fjnjB= nih1eNBtx0pxA6yzfLTJ9o9KiKmtlHbY23p7DVKo=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQp= bBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUs= Al9zGYHawh7wYIOb5g=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" sty= le=3D"color: rgb(25, 29, 33); font-weight: bold; text-decoration: underline= ; font-style: normal;">Balcony Inspections: The Senate Bill 721 Game Plan</= a></h3> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><br></p> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7= ncab.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMj= uVyiIdam4CfY2_oi21hh6P3YG214t59-NwmcJMiSWQ033jpsTvluXoDCYLDQgK573bTqM-llAuK= voqNB8GE4igviZ2c90t0qRScF1RdHkq4Z8bafsI4t_9Sw5UAfqAD4JXD5VqJ84Ad-5vOC6Lh&c= =3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoA= rN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" rel=3D"noopener nor= eferrer" target=3D"_blank" style=3D"color: rgb(25, 29, 33); text-decoration= : underline; font-weight: bold; font-style: normal;">The Homelessness Trust= </a></h3> </td> </tr> </table> <table class=3D"button button--padding-vertical" widt= h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-= layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon= tal" style=3D"padding: 10px 20px 10px 10px;" align=3D"center"> <table class= =3D"button_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspaci= ng=3D"0"> <tr> <td class=3D"button_content-cell" style=3D"background-color:= #094f85; 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font-weigh= t: normal; text-decoration: underline; font-style: normal;"><img data-image= -content class=3D"image_content" style=3D"display: block; height: auto; max= -width: 100%;" width=3D"756" src=3D"https://files.constantcontact.com/e3050= cb9001/14f76d4b-a76f-42ef-9a5b-5624c97bbe10.jpg?rdr=3Dtrue" alt=3D""></a> = </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table class= =3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column = column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to= p"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent= er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME= NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou= t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1= scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> = <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel= lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co= ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba= ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c= enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"margin: 0;"><spa= n style=3D"font-size: 20px; color: rgb(0, 0, 0); font-weight: bold;">FEATUR= ED EVENTS</span></p></td> </tr> </table> </td> </tr> </table> <table class= =3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column = column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to= p"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"left" valign=3D"top"> <t= able class=3D"divider_content-row" style=3D"width: 40%; height: 1px;" cellp= adding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_cont= ent-cell" style=3D"padding-bottom: 7px; background-color: #D50718; height: = 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=3D"cen= ter" bgcolor=3D"#D50718"> <img alt=3D"" width=3D"5" height=3D"1" border=3D"= 0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/lett= ers/images/1101116784221/S.gif" style=3D"display: block; height: 1px; width= : 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <ta= ble class=3D"layout layout--2-column" style=3D"table-layout: fixed;" width= =3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class= =3D"column column--1 scale stack" style=3D"width: 20%;" align=3D"center" va= lign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"100= %" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: = fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" sty= le=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"button= _content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> = <tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85; = border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px; = border: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"button_lin= k" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font-size:= 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helvet= ica,sans-serif; word-wrap: break-word; text-decoration: none;">ON-DEMAND</a= > </td> </tr> </table> </td> </tr> </table> </td> <td class=3D"column co= lumn--2 scale stack" style=3D"width: 80%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"font-size= : 26px; color: rgb(9, 79, 133);">Legal Update and LIVE Questions & Answ= ers with Dennis Block, Esq.</span></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16);">ONLINE | ON-DEMAND RECORDING</span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s= tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord= er-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#D50718"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam4CfY2_o= i21hdlMea69C6rNj2xIdOORwYf7nk3wGV01AEUCNgI5MhmyMaX2G8z38ytFhAE6DAzFx9zYPggf= jrNI8Qh7kraMRkq4dq2wuWqKFlrdJcsz-2GeW9ifPnBZxMyh35dJDROVIqE7MmS7yfD4=3D&c= =3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoA= rN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" target=3D"_blank" d= ata-trackable=3D"true" style=3D"font-size: 16px; font-weight: bold; color: = #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; word-wrap: break-= word; text-decoration: none;">WATCH IT ON-DEMAND</a> </td> </tr> </table> <= /td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1= -column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad= ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac= k" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">= <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce= llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c= ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b= ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"= center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 20%;" align=3D"center" = valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1= 00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout= : fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" s= tyle=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"butt= on_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"= > <tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85= ; border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px= ; border: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"button_l= ink" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font-siz= e: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helv= etica,sans-serif; word-wrap: break-word; text-decoration: none;">ON-DEMAND<= /a> </td> </tr> </table> </td> </tr> </table> </td> <td class=3D"column = column--2 scale stack" style=3D"width: 80%;" align=3D"center" valign=3D"top= "> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg= b(9, 79, 133); font-size: 26px;">Fair Housing Update: Understand YOUR Right= s and Avoid Making Costly Mistakes</span></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16);">ONLINE | ON-DEMAND RECORDING</span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s= tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord= er-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#D50718"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam7RaR123= BkuvjtKNl_Z1LNJPt8l8Jk8rkcJTnM3pxAxu7IoonJ-Mnc0mV5sF4fmGZL0Ms2yF1v40mBgPl_r= p9DVsxrnFsmGpYyqPGdz2cWIuCBAlIkjORJXYOus97FT3DQDZ64ymrpaAom06X4YdRNXBKAXtXz= oimgTZDjc2wGJmaTtfPvy_SWvOwbAuuhVZfjWHJ23Otqn4_1zY8gUnlvyaAnQo18nUfQ=3D=3D&= c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIo= ArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" target=3D"_blank" = data-trackable=3D"true" style=3D"font-size: 16px; font-weight: bold; color:= #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; word-wrap: break= -word; text-decoration: none;">WATCH IT ON-DEMAND</a> </td> </tr> </table> = </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--= 1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpa= dding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale sta= ck" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">= <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce= llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c= ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b= ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"= center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 20%;" align=3D"center" = valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1= 00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout= : fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" s= tyle=3D"padding: 10px 10px 10px 20px;" align=3D"left"> <table class=3D"butt= on_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"= > <tr> <td class=3D"button_content-cell" style=3D"background-color: #094F85= ; border-radius: 5px; width: inherit; border-spacing: 0; padding: 10px 15px= ; border: none;" align=3D"center" bgcolor=3D"#094F85"> <a class=3D"button_l= ink" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font-siz= e: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helv= etica,sans-serif; word-wrap: break-word; text-decoration: none;">DEC. 17</a= > </td> </tr> </table> </td> </tr> </table> </td> <td class=3D"column co= lumn--2 scale stack" style=3D"width: 80%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1= 33); font-weight: bold;">The Basic Steps in any Eviction - What to Expect W= hen Things Go Terribly Wrong</span></p> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16);">WEBINAR | December 17, 2024 @ 11 AM PST</span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"right"> <table class=3D"button_content-row" style=3D"" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" s= tyle=3D"background-color: #D50718; border-radius: 5px; width: inherit; bord= er-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#D50718"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam7RaR123= BkuvhgaQ0tMJzx1T7oUZwMWhMWhTC2zrtdH_d5JkiOfnAIBf_5eie46ws0GjYtdYd0I1VhpL_1B= zCgnZK0S4HHMbT_LKsU0v4mLkR5gjNour2UM=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHc= kUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9z= GYHawh7wYIOb5g=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"fo= nt-size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdan= a,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">WATC= H IT LIVE</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> </tab= le> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;"= width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td = class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cent= er" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; 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font-family: Arial,Verdana,Helvetica,sans-serif; = color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra= p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca= b.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVy= iIdam_GVV0p8g8xuto06HJawVUmKhYpSWMdMNtR8RiZmPOlMjAntXVOCmKBAzdEtu_UUwMhBMmz= Dm7IK__v11HjSJELV04Ow3taIoExiQQs-cgLhUUP87aqNZfodzPopnn1LMlWQqZvg1ZuauSkOEa= K3YhvuaQJkHKxtRKocFF50gqZZ1bdVhbCo8sFCvPG-8pdVRXPL2VZX_wJhPzsiYTm1YWUX_4kVm= Qxi7SkOsCTYGvwiBiybto3GE8hy2czZcuhprLSCeivZG8aE0OayzW9Tpq5WtbNIwWZW9se50eJG= rffu6uPrSkqsM_CjCEcli050EOuGWPfrMMa2wkDRzaGELNs=3D&c=3DY2J9GaFG-iRRihZTiPNV= Oxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItink= cQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" data-trackable=3D"true" style=3D"color: #4= 8a199; font-weight: normal; text-decoration: underline; font-style: normal;= "><img data-image-content class=3D"image_content" style=3D"display: block; = height: auto; max-width: 100%;" width=3D"756" src=3D"https://files.constant= contact.com/e3050cb9001/83884add-94bc-4c96-98c4-c28693dc40a4.png?rdr=3Dtrue= " alt=3D""></a> </td> </tr> </table> </td> </tr> </table> </td> </tr> </ta= ble> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;= " width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td= class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cen= ter" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent= er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME= NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou= t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1= scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> = <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel= lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co= ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba= ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c= enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"left" valign=3D"top"> <t= able class=3D"divider_content-row" style=3D"width: 40%; height: 1px;" cellp= adding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_cont= ent-cell" style=3D"padding-bottom: 7px; background-color: #D50718; height: = 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=3D"cen= ter" bgcolor=3D"#D50718"> <img alt=3D"" width=3D"5" height=3D"1" border=3D"= 0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/lett= ers/images/1101116784221/S.gif" style=3D"display: block; height: 1px; width= : 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <ta= ble class=3D"layout layout--1-column" style=3D"table-layout: fixed;" width= =3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class= =3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center" v= align=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"margin: 0;"><spa= n style=3D"font-size: 20px; color: rgb(0, 0, 0); font-weight: bold;">INDUST= RY NEWS & INSIGHTS</span></p></td> </tr> </table> <table class=3D"text = text--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content= -cell content-padding-horizontal" style=3D"text-align: left; font-family: A= rial,Verdana,Helvetica,sans-serif; color: #403F42; font-size: 12px; line-he= ight: 1.2; display: block; word-wrap: break-word; padding: 10px 20px;" alig= n=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1= 33); font-weight: bold;">The Current State of Property Insurance in Califor= nia</span></p> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic; f= ont-weight: bold;">Source: AptNewsInc.com</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)= ;">The market for commercial property insurance continues to be challenging= , especially in regions like California that are highly susceptible to natu= ral disasters. As outlined below, several factors contribute to premium inc= reases for commercial property coverage, and these are particularly pronoun= ced in California due to its unique climate and geographical characteristic= s.</span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st= yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde= r-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam4CfY2_o= i21h5covOqfH_emhp8RbWBd0OcEV4uvsU8oy_z3pV3zsGT5dGlPnU_qN9cVWpx881w3S1qYH4M2= PaQHCMq1n8E7sZwlxLvAVFv2ZSnTFjziwqyPFkEzeHriwdMy91uIF6DEH7i_EScBsW97rMKtivS= V4oq1nKS-8J6JTQycE3-kNyKQ=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsU= GD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIO= b5g=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"font-weight: = bold; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; font= -size: 14px; word-wrap: break-word; text-decoration: none;">READ MORE</a> <= /td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table clas= s=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%"= border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column= column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"t= op"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; 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font-family: Arial,Verdana,Helvetica,sans-serif; = color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra= p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca= b.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVy= iIdam_435iVefcGxwBNgvyr4AJ-eAWjZlxT6nOm5BaOb7cEsF-cv8P8sGY_8cgqdt697oAxmK0Z= uenFcGQZIM2hcSN9khlAD3SWUPg=3D=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJ= zcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh= 7wYIOb5g=3D=3D" data-trackable=3D"true" style=3D"color: #48a199; font-weigh= t: normal; text-decoration: underline; font-style: normal;"><img data-image= -content class=3D"image_content" style=3D"display: block; height: auto; max= -width: 100%;" width=3D"757" src=3D"https://files.constantcontact.com/e3050= cb9001/5ba669d3-85ff-4f0b-88b1-7e0eb230c9ae.png?rdr=3Dtrue" alt=3D""></a> = </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table class= =3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column = column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to= p"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent= er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME= NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou= t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1= scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> = <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel= lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co= ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba= ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c= enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg= b(9, 79, 133); font-size: 26px;">The True Cost of Saying “NO”= to Lower Rent</span></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)= ; font-weight: bold; font-style: italic;">Source: AptNewsInc.com </span></p= > <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(25, 29, = 33);">I’ve always felt privileged that I get to manage properties in= an environment like Los Angeles. It’s one of the most diverse, inve= ntive, exciting and profitable real estate markets in the world. But with a= ll that excitement comes an ever-changing industry where the stakes are hig= h and the decisions aren’t easy. One of the hardest decisions that I= see owners have to make is whether to reduce or accept lower rent than the= y anticipated when leasing. I’m not going to make an argument for dr= opping the price. I’m simply going to illustrate the actual costs of= holding firm in two different scenarios.</span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st= yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde= r-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam4CfY2_o= i21hY0kYNSBsH0hXnKmE3g9S-50yD7ZKDngk-dyn9Qe-v0zwL-VxfrSzYgj-baj94JOexnsM3Mh= mar-r6TrODy9KhTRJJCJDeh1BWjhkNrn1UWnHRztlJpdP3R5Lf8XtE9CjWeBJKXxHVNiK-IIxtu= -V4w=3D=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D= &ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" target= =3D"_blank" data-trackable=3D"true" style=3D"font-weight: bold; color: #FFF= FFF; font-family: Arial,Verdana,Helvetica,sans-serif; font-size: 14px; word= -wrap: break-word; text-decoration: none;">READ MORE</a> </td> </tr> </tabl= e> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layou= t--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale = stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">= <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce= llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c= ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b= ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"= center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i= mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"= 0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty= le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; = color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra= p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca= b.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVy= iIdam4a6_sPu-vjw6YJ6LrWnKJBUw19VUvTZh7O_mp9Sim6fYBEZ9aku6OXex2zXNMgF1QnaQKo= 9GN8elwSmxblGh5eXa8kQcTJasZSWJI9fbafRd20La9qt3lI=3D&c=3DY2J9GaFG-iRRihZTiPN= VOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItin= kcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" data-trackable=3D"true" style=3D"color: #= 48a199; font-weight: normal; text-decoration: underline; font-style: normal= ;"><img data-image-content class=3D"image_content" style=3D"display: block;= height: auto; max-width: 100%;" width=3D"756" src=3D"https://files.constan= tcontact.com/e3050cb9001/5cc8854b-aedc-4ac3-974a-cac4fa768c69.gif?rdr=3Dtru= e" alt=3D""></a> </td> </tr> </table> </td> </tr> </table> </td> </tr> </t= able> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed= ;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t= d class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"ce= nter" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent= er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME= NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou= t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1= scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> = <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel= lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co= ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba= ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c= enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg= b(9, 79, 133); font-size: 26px;">Dear Maintenance Men </span></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)= ; font-style: italic;">Source: AptNewsInc.com</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(25, 29, = 33);">Dear Maintenance Men:</span></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(25, 29, = 33);">I’m attempting to remove old caulking from around a bathtub. A= re there any tricks or chemicals to help with this job?</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(25, 29, = 33);">Most bathtub caulking is either silicon or latex based. If originally= installed properly, it should stick pretty well. Most household chemicals = will not affect the caulking or help in its removal. The best method is to = use a razor knife to cut along either side of the bead. Then pull the bead = out by hand as you cut. The balance of the material can be removed with a f= lat razor, either along the old bead or perpendicular to the bead. After al= l the material is removed, use a damp rag to remove any loose bits. Before = installing the new caulk, be sure the area is clean and dry. </span></p> <p style=3D"margin: 0;"><br></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st= yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde= r-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam4CfY2_o= i21hTDkohC3ZySN35w0y8Qbtpy0sszDwVYEUO4LDU9f9lQwmUVkZphuQgvRFgijfOr_NuAU3RWC= bWWH8O0LA1WPYcmJXPCjJu3fDsON_YpxmZxoo9Ho_17RtgpQLfQRAH93sfyd7_Xui0qE=3D&c= =3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoA= rN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" target=3D"_blank" d= ata-trackable=3D"true" style=3D"font-weight: bold; color: #FFFFFF; font-fam= ily: Arial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-= word; text-decoration: none;">READ MORE</a> </td> </tr> </table> </td> </tr= > </table> </td> </tr> </table> <table class=3D"layout layout--1-column" = style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0= " cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style= =3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">= <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce= llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c= ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b= ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"= center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i= mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"= 0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty= le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; = color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra= p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca= b.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVy= iIdam4a6_sPu-vjwLXvWMfCqHqLik2jPjNjdbDOShC5Qs0gOKcXtHuUU464ZpZAYT0g-UEXYBi7= Sl5ltJKvFwT9bjddQKey3HLlw8lV9cSUlZOL9&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckU= WFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGY= Hawh7wYIOb5g=3D=3D" data-trackable=3D"true" style=3D"color: #48a199; font-w= eight: normal; text-decoration: underline; font-style: normal;"><img data-i= mage-content class=3D"image_content" style=3D"display: block; height: auto;= max-width: 100%;" width=3D"756" src=3D"https://files.constantcontact.com/e= 3050cb9001/425c2359-0fbc-4ecb-820e-19cd33e8fcd9.png?rdr=3Dtrue" alt=3D""></= a> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table c= lass=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"col= umn column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign= =3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent= er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME= NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou= t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1= scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0= px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> = <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel= lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co= ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba= ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c= enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8= 0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg= b(9, 79, 133); font-size: 26px;">Real Estate Title Claim Dispute Toolkit</s= pan></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)= ; font-weight: bold; font-style: italic;">Source: AptNewsInc.com</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(25, 29, = 33);">Disputes involving real estate title can be complex and can involve m= ultiple parties. Title claims can involve such issues as gaps in the chain = of title, fraudulent transfer of real property, forged documents, recording= in the wrong county, mistakes in title documents or maps, ownership disput= es, unrecorded interests, lender priority disputes, or partition issues, an= d lis pendens disputes. These are just some examples, and there are ma= ny others. Issues may be litigated in courts of general jurisdiction where = real property is located, the local probate court, and in certain situation= U.S. Bankruptcy Court. </span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st= yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde= r-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdamyYDeBx8= dpp-5DolFk-Yfp18mtCz7-fYFSIlFGZtwYvpYFU4HtfKJOhLY1zj-Wjl9Ew8N1X0kT-LHI9KIHG= pft7fq7hvPsF72c_VjUWvrtngkkLJ59L4o_q3tYdIZ1qfbVAAyxkeBCXeG2E4KNQmMMU5dhkOXu= sU1iUf1CFCgSgAvDkySQELIVQOIQ-YK7cProD1CJHJ6SLdcGzm7El0x1X3S643rXIFbAlyzIepD= 94sSvWB6LBO1MYa3Y4HSqPbHV3sjsgvqAVoo7lrcP91MV12d52o4E3NzSBZSGP0SCMXjxiBZQ3A= VCM=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch= =3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" target=3D"= _blank" data-trackable=3D"true" style=3D"font-weight: bold; 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height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 30%;" align=3D"center" = valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i= mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"= 0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty= le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; = color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra= p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca= b.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVy= iIdam5xf1FeT7ffv193h_KyOZmPcr_P3IMEA8AJ-nxtgLQeiZZnmgB76hXH4CwhhGuX_RMOrnD6= fz07qSKX5da3awUoRTOjzgNd1uD-surZy45iO&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckU= WFGJzcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGY= Hawh7wYIOb5g=3D=3D" data-trackable=3D"true" style=3D"color: #48a199; font-w= eight: normal; text-decoration: underline; font-style: normal;"><img data-i= mage-content class=3D"image_content" style=3D"display: block; height: auto;= max-width: 100%;" width=3D"240" src=3D"https://files.constantcontact.com/e= 3050cb9001/c2e4919c-efda-4e25-b8bd-6d316a1b158a.png?rdr=3Dtrue" alt=3D""></= a> </td> </tr> </table> </td> </tr> </table> </td> <td class=3D"column co= lumn--2 scale stack" style=3D"width: 70%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon= t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-weight: bold; color: rgb(9, 79,= 133); font-size: 26px;">As we reach the coldest months, it’s a good= time to do a maintenance check of all the “leakiest” pl= aces in your units. </span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)= ;">We don’t mean water leaks, though that’s always a good ide= a, too. Instead, see where your apartments might be leaking heat. We all kn= ow about drafty doors and windows, but electrical outlets and switch plates= , baseboards, vents, and even cable and phone line jacks are all potential = problem areas as well.</span><span style=3D"font-size: 15px; color: rgb(0, = 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif;"> Looking f= or more ways to save? </span><span style=3D"font-size: 15px; color: rgb(0, = 0, 0);">Come save with Livable - learn how we can increase your profit marg= ins today at </span><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001A= aFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam2m2P204Ury_9rfYcDAPSzZG= GRSxQWE-HlUtqIS_uXIIsKwBg0MEFLdfbE974jmgF-useYErPcC4xln5JANM-nW2sMmHLHK0WP0= 9RY9JKWsd&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsUGD9Rms2-rT0Q=3D=3D&= ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIOb5g=3D=3D" rel=3D"n= oopener noreferrer" target=3D"_blank" style=3D"font-size: 15px; color: rgb(= 0, 0, 0); font-weight: normal; text-decoration: underline; font-style: norm= al;">ww.livable.com/apn</a></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">= <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce= llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c= ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b= ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"= center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>= <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla= ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"= valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i= mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"= 0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty= le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; = color: #403F42; font-size: 12px; line-height: 1.2; display: block; word-wra= p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca= b.cc.rs6.net/tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVy= iIdam__OJx8mgCJIHW_aLhPlFJCrPDnqMF0y8p5Ps0II5qzrehd0bHC5SzfHPMYzTsJVOiq50nn= 4QOTj3rofBs5KGDr9ZfEyKdix2g=3D=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJ= zcFsUGD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh= 7wYIOb5g=3D=3D" data-trackable=3D"true" style=3D"color: #48a199; font-weigh= t: normal; text-decoration: underline; font-style: normal;"><img data-image= -content class=3D"image_content" style=3D"display: block; height: auto; max= -width: 100%;" width=3D"762" src=3D"https://files.constantcontact.com/e3050= cb9001/ed32de70-41d4-4518-b05b-6718205edf2c.png?rdr=3Dtrue" alt=3D""></a> = </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table class= =3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column = column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to= p"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1= 0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">= <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce= llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c= ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b= ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"= center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border= =3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/= letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w= idth: 5px;"> </td> </tr> </table> </td> </tr> </table> <table class=3D"text= text--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cell= spacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_conten= t-cell content-padding-horizontal" style=3D"text-align: left; font-family: = Arial,Verdana,Helvetica,sans-serif; color: #403F42; font-size: 12px; line-h= eight: 1.2; display: block; word-wrap: break-word; padding: 10px 20px;" ali= gn=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; = color: rgb(9, 79, 133);">Balcony Inspections: The Senate Bill 721 Game Plan= </span></p> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)= ; font-style: italic; font-weight: bold;">Source: AptNewsInc.com</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(25, 29, = 33);">Football season is in full swing, and just like a clutch first down i= n the fourth quarter, property owners and managers got a lucky break. The g= overnor just moved the chains for Senate Bill 721 (SB 721) compliance by ex= tending the deadline by one-year to January 1, 2026. That’s right, y= ou’ve got some extra time to get those mandatory balcony and exterio= r elevated elements (EEE) inspections scheduled and completed. But here= 019;s the thing—just like in football, delaying your play can cost y= ou “big time.”</span></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b= utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt= on_container content-padding-horizontal" style=3D"padding: 10px 20px;" alig= n=3D"left"> <table class=3D"button_content-row" style=3D"" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"button_content-cell" st= yle=3D"background-color: #224388; border-radius: 8px; width: inherit; borde= r-spacing: 0; padding: 10px 15px; border: none;" align=3D"center" bgcolor= =3D"#224388"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net= /tn.jsp?f=3D001AaFtc-UrBxlDZIIz1EwdNYFx2JJ6ZmafSAC6kHmriXeMjuVyiIdam4CfY2_o= i21hahoAGHvHqcTsmaEhcWYZL_lN9THZ4r0hzZUwqzCZ_6uoqyZ9qzYN5lB5ne32kS3Y5g1XRrQ= vzXKuCsM_7DsmWYtYaI1JTOpnZ3u7H--Ey3wBmf7CKrVS4md0QByBA4fjnjBnih1eNBtx0pxA6y= zfLTJ9o9KiKmtlHbY23p7DVKo=3D&c=3DY2J9GaFG-iRRihZTiPNVOxy7fQpbBHckUWFGJzcFsU= GD9Rms2-rT0Q=3D=3D&ch=3DRbPIoArN8klhihvH1m78ZIIBItinkcQ-VEUsAl9zGYHawh7wYIO= b5g=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"font-weight: = bold; 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