Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id kF0eF0GPWGeb6QQAchKAPA (envelope-from ) for ; Tue, 10 Dec 2024 12:58:09 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 10 Dec 2024 12:58:09 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:11442) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tL5Qu-001Lo8-2O for info@sterlingcal.com; Tue, 10 Dec 2024 12:58:09 -0600 X-MSFBL: llwdl7NZFvUzFcf9HfkpJZ0zuWsZ34Q5avd5dNepVsw=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjc1NTM1OGY1ODY3NzcyYjVjOGY iLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1733857077; i=@e.upgrade.com; bh=81BL8H+Yoe5wjWwtTx9OtF/eu72804N+imWR4l9i0pA=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=OHZrdsv8+JbgP99k0m0BEDNz3XVN+Go6UqBOZAq2+sIZMg1Pz+J8lEVAuwT+xiwFi MsJVInBZ0Fp5tirYpeSFDPrFeuC0gEe2Yb/xjGTW2NZgsvl5F/P2wGEJZX27PzPawM XdCS/f8Dtd1cVBAXcqvuKG023/pQQiO5zNcJfrzQ= From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Loan invitation for Andrew List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Tue, 10 Dec 2024 18:57:57 +0000 Content-Type: multipart/alternative; boundary="_----XMncNmpyQyg8xmqukYuEFw===_68/CD-44039-53F88576" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----XMncNmpyQyg8xmqukYuEFw===_68/CD-44039-53F88576 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGetting a personal loa= n through Upgrade can be the first step=0Atowards financial fitness and ach= ieving your long-term goals.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/rUKx3L2eKjSvZDLU7ydrtw~~/AAQRxQA~/RgRpOxQ1P0QXaHR0cHM6Ly93d3cudXBncmFkZS= 5jb21XA3NwY0IKZ1U1j1hndytcj1IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan throug= h Upgrade can be the first step=0Atowards financial fitness and achieving y= our long-term goals.=0AWith a personal loan through Upgrade you can: = =E2=80=93 Consolidate=0Ayour many payments to simplify your monthly budget = =E2=80=93 Pay=0Aoff high-interest debt so you can increase future sav= ings =E2=80=93=0ACircle the date that you could be debt free=0A=0A=0A= =0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/kYHJmjOEy5Kjr3-D8pGP= cg~~/AAQRxQA~/RgRpOxQ1P0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZ= nVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249= c2VuZDAzX2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdVNY9YZ3crXI9SFGluZm9Ac3R= lcmxpbmdjYWwuY29tWAQAAAIV=0A) =0A Choose from amounts you=0Aqualify fo= r =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will=0Ane= ver increase. Checking your rate only takes minutes. What are=0Ayou waiting= for=3F Thanks,=0AThe Upgrade Team P.S. Check your rate now (=0Ahttps:/= /link.upgrade.com/f/a/kyT3orrcYEJbwkYYGLLKBQ~~/AAQRxQA~/RgRpOxQ1P0QqaHR0cHM= 6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsVwNzcGNCCmdVNY9YZ3crXI9SFG= luZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source=3Ddecl_old&utm_medium=3Dema= il&utm_campaign=3Dsend03_a&utm_content=3Demail_txt=0A). We look forward to = helping you achieve your financial goals.=0AIf you have questions, we're he= re to help.=0Asupport@upgrade.com Personal loans made through= =0AUpgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%.=0AAll pe= rsonal loans have a 1.85% to 9.99% origination fee, which=0Ais deducted fro= m the loan proceeds. Lowest rates require Autopay=0Aand paying off a portio= n of existing debt directly. Loans feature=0Arepayment terms of 24 to 84 mo= nths. For example, if you receive a=0A$10,000 loan with a 36-month term and= a 17.59% APR (which=0Aincludes a 13.94% yearly interest rate and a 5% one-= time=0Aorigination fee), you would receive $9,500 in your account and=0Awou= ld have a required monthly payment of $341.48. Over the life=0Aof the loan,= your payments would total $12,293.46. The APR on=0Ayour loan may be higher= or lower and your loan offers may not=0Ahave multiple term lengths availab= le. Actual rate depends on=0Acredit score, credit usage history, loan term,= and other factors.=0ALate payments or subsequent charges and fees may incr= ease the=0Acost of your fixed rate loan. There is no fee or penalty for=0Ar= epaying a loan early. All=0Aloans, Personal Credit Lines, and checking and= savings accounts=0Aare provided by Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/hmfh4LmBVIZmOVelyCs6FA~~/AAQRxQA~/RgRpOxQ1P0QmaHR0cHM6Ly= 93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1U1j1hndytcj1IUaW5mb0Bzd= GVybGluZ2NhbC5jb21YBAAAAhU~ ). Upgrade Visa=C2=AE Cards and=0AUpgrade Visa= =C2=AE Debit Cards are issued by Upgrade's bank partners =0A( https://link.= upgrade.com/f/a/hmfh4LmBVIZmOVelyCs6FA~~/AAQRxQA~/RgRpOxQ1P0QmaHR0cHM6Ly93d= 3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1U1j1hndytcj1IUaW5mb0BzdGVy= bGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A= =0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( = https://link.upgrade.com/f/a/T9wYecJ9gqXswMZACtJWgw~~/AAQRxQA~/RgRpOxQ1P0Rs= aHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA= 3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcG= NCCmdVNY9YZ3crXI9SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does busine= ss under the following DBAs =0A( https://link.upgrade.com/f/a/-yKGDLeolZQBS= vtDbZPrgA~~/AAQRxQA~/RgRpOxQ1P0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3= BjQgpnVTWPWGd3K1yPUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade = is a financial technology company, not a bank =0A( https://link.upgrade.com= /f/a/fR6ZwI1v-DcLE5R_kflphg~~/AAQRxQA~/RgRpOxQ1P0ROaHR0cHM6Ly91cGdyYWRlLnpl= bmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJ= hbmstVwNzcGNCCmdVNY9YZ3crXI9SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A= Accept your loan offer and=0Ayour funds will be sent to your bank or des= ignated account within=0Aone (1) business day of clearing necessary verific= ations.=0AAvailability of the funds is dependent on how quickly your bank= =0Aprocesses the transaction. From the time of approval, funds sent=0Adirec= tly to you should be available within one (1) business day.=0AFunds sent di= rectly to pay off your creditors may take up to 2=0Aweeks to clear, dependi= ng on the creditor.=0A=0Afacebook =0A( https://link.upgrade.com/f/a/HfeSzBJ= --SiuzfDna5gT3g~~/AAQRxQA~/RgRpOxQ1P0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3Vw= Z3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1= fY2FtcGFpZ249c2VuZDAzX2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnVTWPWG= d3K1yPUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ainstagram =0A( https:= //link.upgrade.com/f/a/QadnkXyq5PlDJclNU0TyfQ~~/AAQRxQA~/RgRpOxQ1P0R_aHR0cH= M6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZ= CZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDNfYSZ1dG1fY29udGVudD1pbnN0= YWdyYW1fbGlua1cDc3BjQgpnVTWPWGd3K1yPUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~= ~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/faBkKaDWRP0uHFwNrVzA7Q~~/AA= QRxQA~/RgRpOxQ1P0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNp= Z2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1= zZW5kMDNfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ1U1j1hndytcj1IUaW5mb0BzdG= VybGluZ2NhbC5jb21YBAAAAhU~ )=0A Please do not reply directly to this = message as it was=0Asent from an unattended mailbox. This email contains= =0Aadvertising content and was sent to=0Ainfo@sterlingcal.com based on your= communication=0Apreferences. No longer want to receive these emails=3F= =0AUnsubscribe ( https://link.upgrade.com/f/a/KhcWhMxfZzFMEXi5-n8Imw~~/AAQR= xQA~/RgRpOxQ1P4T5AWh0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3= VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0TTU2NHhObEYlMkJ3Z1VPZUJPSmFRa3RRJTNEJTNEJ= TI0YWV3WiUyQjVHdzlsNVo5aE1UdklwWWR2WHhLYUt0VzJhaE01ekdKTnlSVDMlMkZsNEE2JTJC= bDF4aUNuR0lHQmh1JTBBWG1LU2syZkN5dGhSR1BGNUd6Z0tlNjJ1UmZaUzFIMFdNeHNSQ1J3WW5= jYVNZa09SNmNCYUFtV1VYOUthJTBBUk9tVXVxenNhTGduUllsbDI5UyUyRnZLNnN3WGszdXk3Um= slMkJGQjJ2N1ZXN1lTOCUyRjNZNU9RNzRFdTluTDlpJTBBQ0x0UlgxR0dScWtlRGtUU0NTUGNsb= GFDWXAzVlRpenI0dTRiJTJCS3ElMkZOM3BZb2ZCU3VwY3FyeUo4UHZ4MyUwQWdrS3paN3locGRK= emxVR0VYZnlmZFZnMUg0TnpDWVZZc3FweXpNU09Dd3RFOHJqNlFUb0w2ZUhIRDZNdCUwQXlMZnd= OU2RMdG4zTWFNUEp2UWlRQnBFT0lSbEttZk12Z0RKWlFta1pVRDY5RlZ4YUpYTG51c2E0bVhOQS= UwQUZNWSUzRCYxPTFXA3NwY0IKZ1U1j1hndytcj1IUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAA= hU~ )=0AUpgrade Upgrade is located at 275 Battery Street, 23rd=0AFloor= , San Francisco, CA, 94111=0A=C2=A9 2024 Upgrade, Inc. All rights=0Areserve= d.=0APrivacy Policy ( https://link.upgrade.com/f/a/VbDGnyeieSDZ2cNvmxmAnQ~~= /AAQRxQA~/RgRpOxQ1P0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnV= TWPWGd3K1yPUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing= Lender=0A PL_ITA_DECL_OLD_S3 --_----XMncNmpyQyg8xmqukYuEFw===_68/CD-44039-53F88576 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A
= Getting a personal loan through Upgrade can be the first step towards finan= cial fitness and achieving your long-term goals.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
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3D"upgrade_logo"
=0A=0A=0A<= span style=3D"font-size: 0px; line-height: 1;">=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A=0A=0A=0A=0A
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Hi,
Getting = a personal loan through Upgrade can be the first step towards financial fit= ness and achieving your long-term goals. With a personal loan through Upgra= de you can:
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =
=E2=80=93Consolidate your many payments to simpl= ify your monthly budget
=0D=0A =0D=0A =E2=80=93=0D= =0A =0D=0A = =0D=0A
Pay off hig= h-interest debt so you can increase future savings
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
= =E2=80=93Circle the date that you could be debt free
= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A =0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A = Choose from amounts you qualify for =E2=80=93 between $1,000 = and $50,000 =E2=80=93 with a rate that will never increase. Checking your r= ate only takes minutes. What are you waiting for=3F=0D=0A = =0D=0A =0D=0A Thanks,
=0D=0A = The Upgrade Team=0D=0A =0D=0A = =0D=0A P.S. Check your rate now. We look forward to h= elping you achieve your financial goals.=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Personal= loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%= -35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is= deducted from the loan proceeds. Lowest rates require Autopay and paying o= ff a portion of existing debt directly. Loans feature repayment terms of 24= to 84 months. For example, if you receive a $10,000 loan with a 36-month t= erm and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5%= one-time origination fee), you would receive $9,500 in your account and wo= uld have a required monthly payment of $341.48. Over the life of the loan, = your payments would total $12,293.46. The APR on your loan may be higher or= lower and your loan offers may not have multiple term lengths available. A= ctual rate depends on credit score, credit usage history, loan term, and ot= her factors. Late payments or subsequent charges and fees may increase the = cost of your fixed rate loan. There is no fee or penalty for repaying a loa= n early. =0A All loans, Personal Credit Lines, and checking and savings ac= counts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Up= grade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to= a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #154893= 5) holds the following state licenses and does business under = the following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
Accept your loan offer and your funds will be sent to your bank or design= ated account within one (1) business day of clearing necessary verification= s. Availability of the funds is dependent on how quickly your bank processe= s the transaction. From the time of approval, funds sent directly to you sh= ould be available within one (1) business day. Funds sent directly to pay o= ff your creditors may take up to 2 weeks to clear, depending on the credito= r.
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D= =0A =0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
=0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A
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3D"Upgrade"
Upgrade is locate= d at 275 Battery Street, 23rd Floor, San Francisco, CA, 94111
=C2=A9 2024 Upgrade, Inc. All rights reserved.
Privacy Policy
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PL_ITA_DECL_OLD_S3
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