Return-Path: <msprvs1=20072_cuBrayW=bounces-266693-533@e.upgrade.com>
Delivered-To: info@sterlingcal.com
Received: from reseller401.webserversystems.com
	by reseller401.webserversystems.com with LMTP
	id WAGlAdbqVWdmhgYAchKAPA
	(envelope-from <msprvs1=20072_cuBrayW=bounces-266693-533@e.upgrade.com>)
	for <info@sterlingcal.com>; Sun, 08 Dec 2024 12:52:06 -0600
Return-path: <msprvs1=20072_cuBrayW=bounces-266693-533@e.upgrade.com>
Envelope-to: info@sterlingcal.com
Delivery-date: Sun, 08 Dec 2024 12:52:06 -0600
Received: from bz1170.e.upgrade.com ([223.165.123.182]:13434)
	by reseller401.webserversystems.com with esmtps  (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256
	(Exim 4.96.2)
	(envelope-from <msprvs1=20072_cuBrayW=bounces-266693-533@e.upgrade.com>)
	id 1tKMNx-001nSX-1H
	for info@sterlingcal.com;
	Sun, 08 Dec 2024 12:52:05 -0600
X-MSFBL: t6/QUdkwGOYQqFOwr76jsvv3mKVbXPco/6oe35D4p+0=|eyJtZXNzYWdlX2lkIjo
	iNjc1NWM5ZWE1NTY3NzA0YzE5NzAiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3V
	zdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJ
	0ZW5hbnRfaWQiOiJzcGMifQ==
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com;
	s=scph0422; t=1733683913; i=@e.upgrade.com;
	bh=YCRiA/WecGs2c7kTAfVvJMyAIFwmyI1R1OjX/hEBIww=;
	h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date:
	 Content-Type:Subject:From:To:Cc:Subject;
	b=P/issH74nYD4AkMZi5SA2hZU9GWLaSUURXTEvWwmpFS6GmMR5qoR7gHDWu+PQ9XRc
	 D6dzRzJqvh4RvhjVZcHAA08bXxzGBT3Q1qbnMlvUc1yWfbkvI411l/D6wFzxXulqhv
	 dlUzgOoMgaeWSF7uulUUVrTF+e9Pyw3l0ZZtqYrk=
From: "Upgrade" <email@e.upgrade.com>
Message-ID: <07.91.56974.9CAE5576@i-0ca0e8e4c226f0b2a.mta1vrest.sd.prd.sparkpost>
List-Unsubscribe: <https://05.emailinboundprocessing.com/enc_user/list_unsubscribe?d=%241%243oUJPD8JLMOVPZO3cxRHOQ%3D%3D%246eWzMNWX09IF2bmUK8spCSY1Yf%2FH0J1kmY6RhV%2FIxOJCQAlcbAOH9flI4bVU%0AVOpsu2v308W3tX0mqG5bWq5E%2Bz%2FfmJf5YN2JGtkCJrhyHC%2BcU49NND5X9dGL%0AsgnTx90p4sFqSQ4Tr9kPhJRT%2Fbq08N5%2Bf7lLrlx0fIZxhoqkzrDJgysHu5rr%0AwCUgHEiZKSZ%2FOOwEhKJQ4uLFqBus8zNY8nAAY3wWb1mOe%2BL03snCQ1Kss%2FNf%0AUOUn%2B2jYpt57MW9JwXZ8l%2FJGCIDqlrw9gJEM4HuC0Wqu50D%2BqqngDLpgd0OT%0AGbzV42%2Fb428Xk96gHf88D8LgqEu6GHGp3aG018StgaobhcDAKO%2FUgQbSJ5ch%0AW2DGyXH1EbOwnCDjRC1A2vMECgX4V%2BOdorQor9tkm7uFsQilg98P94hzqYRG%0AI6srNac%3D&1=1>,<mailto:4_ol74gen3b2hgqdcbl190nox3wfs119nfeotqudbv7eqy1uefadl3x5@unsubscribe-05.emailinboundprocessing.com?subject=Unsubscribe%20pnrcgsqcbcy4cgg7r1ou1whyg2uvtwz0muowa5nwovcfd&body=DO_NOT_DELETE-b7menfe1uzf47uf7hxy2bi1mm3614bx96ea3zwzlty7ox4jc2844a40ddcja0du0qt3ycaw7d54h17d18lcod-DO_NOT_DELETE>
List-Unsubscribe-Post: List-Unsubscribe=One-Click
To: info@sterlingcal.com
Date: Sun, 08 Dec 2024 18:51:53 +0000
Content-Type: multipart/alternative; boundary="_----FqU4Vb3SBEXx7wVoyqncrA===_A5/91-56974-9CAE5576"
MIME-Version: 1.0
Subject: Get ahead of your monthly payments
Reply-To: noreply.email@upgrade.com
X-Spam-Status: No, score=-3.3
X-Spam-Score: -32
X-Spam-Bar: ---
X-Spam-Flag: NO

--_----FqU4Vb3SBEXx7wVoyqncrA===_A5/91-56974-9CAE5576
Content-Transfer-Encoding: quoted-printable
Content-Type: text/plain; charset="UTF-8"

=0A=0A=0A=0A=0A=0A=0A=0A=0A         Upgrade     96=0ANew loan invitation in=
side, Andrew=0A=0Aupgrade_logo ( https://link.upgrade.com/f/a/TtlH7-617_bXX=
aK5FMvUdQ~~/AAQRxQA~/RgRpOG_JP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ1=
XJ6lVncEwZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0AGet ahead of your debt=0AHi,=0AIf you=E2=80=99re looki=
ng to get ahead of your monthly bills and take=0Acare of your debt, then it=
=E2=80=99s time to check your rate (=0Ahttps://link.upgrade.com/f/a/bz4srqf=
sp_4CA20lvabRaA~~/AAQRxQA~/RgRpOG_JP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVu=
bmVsL25vbmRtZnVubmVsVwNzcGNCCmdVyepVZ3BMGXBSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQ=
AAAIV=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend06_a&ut=
m_content=3Demail_link=0A) through Upgrade.   =0A=0A=0A=0ACheck Your Rate (=
=0Ahttps://link.upgrade.com/f/a/GQY2gTxgP7zk7cxkSQE_NQ~~/AAQRxQA~/RgRpOG_JP=
0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9=
ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA2X2EmdXRtX2NvbnR=
lbnQ9ZW1haWxfY3RhVwNzcGNCCmdVyepVZ3BMGXBSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAA=
IV=0A)     =0A   Upgrade loans feature low=0Arates and fixed monthly paymen=
ts, giving you lots of options to=0Apick from. Check your rate today to see=
 about making your monthly=0Apayments more manageable and handling your deb=
t once and for all.=0AAll the best,=0AThe Upgrade Team              If you =
have questions, we're here=0Ato help.     support@upgrade.com              =
 Personal loans=0Amade through Upgrade feature Annual Percentage Rates (APR=
s) of=0A9.99%-35.99%. All personal loans have a 1.85% to 9.99%=0Aoriginatio=
n fee, which is deducted from the loan proceeds. Lowest=0Arates require Aut=
opay and paying off a portion of existing debt=0Adirectly. Loans feature re=
payment terms of 24 to 84 months. For=0Aexample, if you receive a $10,000 l=
oan with a 36-month term and a=0A17.59% APR (which includes a 13.94% yearly=
 interest rate and a 5%=0Aone-time origination fee), you would receive $9,5=
00 in your=0Aaccount and would have a required monthly payment of $341.48.=
=0AOver the life of the loan, your payments would total $12,293.46.=0AThe A=
PR on your loan may be higher or lower and your loan offers=0Amay not have =
multiple term lengths available. Actual rate depends=0Aon credit score, cre=
dit usage history, loan term, and other=0Afactors. Late payments or subsequ=
ent charges and fees may=0Aincrease the cost of your fixed rate loan. There=
 is no fee or=0Apenalty for repaying a loan early.=0A All loans, Personal C=
redit=0ALines, and checking and savings accounts are provided by=0AUpgrade'=
s bank partners ( https://link.upgrade.com/f/a/VuajpVKeNwMC9Lc3ZU2fmA~~/AAQ=
RxQA~/RgRpOG_JP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY=
0IKZ1XJ6lVncEwZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=
=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank=
 partners =0A( https://link.upgrade.com/f/a/VuajpVKeNwMC9Lc3ZU2fmA~~/AAQRxQ=
A~/RgRpOG_JP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IK=
Z1XJ6lVncEwZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a licen=
se=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the follow=
ing state licenses=0A=0A( https://link.upgrade.com/f/a/G1hGTUFd_irKxD-InQm5=
4A~~/AAQRxQA~/RgRpOG_JP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL=
2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1=
bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdVyepVZ3BMGXBSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQ=
AAAIV )=0A and does business under the following DBAs =0A( https://link.upg=
rade.com/f/a/eDq5R7m_96ohln-_n2C-Lg~~/AAQRxQA~/RgRpOG_JP0QcaHR0cHM6Ly93d3cu=
dXBncmFkZS5jb20vZGJhL1cDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVg=
EAAACFQ~~ ).=0A=0AUpgrade is a financial technology company, not a bank =0A=
( https://link.upgrade.com/f/a/6pZSiLBqtm3UTFnzOs8ACw~~/AAQRxQA~/RgRpOG_JP0=
ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwM=
jQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdVyepVZ3BMGXBSFGluZm9Ac3Rlcmxpbmdj=
YWwuY29tWAQAAAIV )=0A. =0A   Accept your loan offer and=0Ayour funds will b=
e sent to your bank or designated account within=0Aone (1) business day of =
clearing necessary verifications.=0AAvailability of the funds is dependent =
on how quickly your bank=0Aprocesses the transaction. From the time of appr=
oval, funds sent=0Adirectly to you should be available within one (1) busin=
ess day.=0AFunds sent directly to pay off your creditors may take up to 2=
=0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li=
nk.upgrade.com/f/a/JSp3sSydSE8Q2M_7DLFBHw~~/AAQRxQA~/RgRpOG_JP0R_aHR0cHM6Ly=
93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmd=
XRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA2X2EmdXRtX2NvbnRlbnQ9ZmFjZWJv=
b2tfbGlua1cDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=
=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/BnpKwDxxfNxcn5hk-rRHnQ~~/=
AAQRxQA~/RgRpOG_JP0R_aHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC=
8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kM=
DZfYSZ1dG1fY29udGVudD1pbnN0YWdyYW1fbGlua1cDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0=
ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0Ablog =0A( https://link.upgrade.com/f/a/=
g2Ov0eNzRcTGJAPobSyCbw~~/AAQRxQA~/RgRpOG_JP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb=
20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVt=
PWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDZfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0I=
KZ1XJ6lVncEwZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A       Please do =
not reply directly to this message as it was=0Asent from an unattended mail=
box.    This email contains=0Aadvertising content and was sent to=0Ainfo@st=
erlingcal.com based on your communication=0Apreferences.    No longer want =
to receive these emails=3F=0AUnsubscribe ( https://link.upgrade.com/f/a/_uz=
or4F1pPrdP9Qght5fdA~~/AAQRxQA~/RgRpOG_JP4T7AWh0dHBzOi8vMDUuZW1haWxpbmJvdW5k=
cHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0ZWk1bHBBMENSSmV=
XYTFCdVcwSGVOZyUzRCUzRCUyNFJQNXV0NUs2d1RDdzlNckQ5cGtFWThqeHo3YmVTTksxOEpvN3=
Vwd0xiVXQ2VGNKQjNCT3hTbUJaeGpRSSUwQVFOWVNwVUx0N2hNcG9Cb2ZHcVZUVlFNU1RHcFdLR=
3VYNzZKc3oyZkhsd01HbjllRiUyRlZIb3kyRnclMkJzWm8lMEEyQyUyRlNYZjVRTU1wRGZrdDBm=
UHhoclpQQmJSUEVkNEtnaENQaU5rRmZGWVdFa2NYSDhQJTJGbzlWU0FCTVdWJTBBaUtNQkthQm5=
xNiUyQkNIWWFxcmtqdzF1SnZhY0ViMzJrWlglMkI4bFU3SjE4bGc3enNyVVFqd0lHcGQwQnNQcS=
UwQVFCMlk0eFkybEowdmpLR1lnYXhsU2ViancwTTklMkZnSDhJMnBMSTNDRGM5aGh3SXN6SUk1N=
1RtMXAxb2JZJTBBdCUyRlJJNmtYcE1MT0JxWWZ2cExlRFNGcHcwaHFiR001cUNaMU0lMkY4bFp2=
RDREVG1wUDBSOGpLRyUyRlViYlBNJTBBalF3JTNEJjE9MVcDc3BjQgpnVcnqVWdwTBlwUhRpbmZ=
vQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0AUpgrade      Upgrade is located at 27=
5 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 2024 Upgr=
ade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.upgrade.co=
m/f/a/TUGMebMWYSwOwqNHcgXIbg~~/AAQRxQA~/RgRpOG_JP0QfaHR0cHM6Ly93d3cudXBncmF=
kZS5jb20vcHJpdmFjeVcDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAA=
ACFQ~~ )=0A=0A   Equal Housing Lender=0A        PL_ITA_DECL_OLD_S6
--_----FqU4Vb3SBEXx7wVoyqncrA===_A5/91-56974-9CAE5576
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="UTF-8"

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.=
w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">=0A<html xmlns=3D"http://www.=
w3.org/1999/xhtml">=0A  <head>=0A    <meta http-equiv=3D"Content-Type" cont=
ent=3D"text/html; charset=3DUTF-8" />=0A    <style>img {=0Aborder: 0; heigh=
t: auto; outline: none; text-decoration: none;=0A}=0Abody {=0Aheight: 100% =
!important; margin: 0 auto !important; padding: 0; width: 100% !important;=
=0A}=0A.cta_table:hover {=0Abackground-color: #0A4007 !important;=0A}=0A.ct=
a_table a:hover {=0Acolor: #ffffff !important;=0A}=0A.cta_table2:hover {=0A=
background-color: #E9F4E7 !important;=0A}=0A.cta_table2 a:hover {=0Acolor: =
#0E680E !important;=0A}=0Aa:hover {=0Acolor: #1F63D2 !important;=0A}=0Aimg =
{=0A-ms-interpolation-mode: bicubic;=0A}=0A.ReadMsgBody {=0Awidth: 100%;=0A=
}=0A.ExternalClass {=0Awidth: 100%;=0A}=0Abody {=0A-ms-text-size-adjust: 10=
0%; -webkit-text-size-adjust: 100%;=0A}=0A.ExternalClass {=0Aline-height: 1=
00%;=0A}=0A@media screen and (max-width:480px) {=0A  .mblHde {=0A    displa=
y: none !important;=0A  }=0A  .w100 {=0A    width: 100% !important; max-wid=
th: 100% !important;=0A  }=0A  .w100b {=0A    width: 50% !important;=0A  }=
=0A  .w95 {=0A    width: 95% !important; max-width: 95% !important;=0A  }=
=0A  .w85 {=0A    width: 85% !important; max-width: 85% !important;=0A  }=
=0A  .w80 {=0A    width: 80% !important; max-width: 80% !important;=0A  }=
=0A  .w35 {=0A    width: 35% !important; max-width: 35% !important;=0A  }=
=0A  .pdRmRgt {=0A    padding-right: 0 !important;=0A  }=0A  .pdRmAll {=0A =
   padding-top: 0 !important; padding-right: 0 !important; padding-bottom: =
0 !important; padding-left: 0 !important;=0A  }=0A  .mblPdLR {=0A    paddin=
g-left: 20px !important; padding-right: 20px !important;=0A  }=0A  .mblCntr=
 {=0A    margin: 0 auto !important;=0A  }=0A  .mbl {=0A    display: block !=
important; max-height: none !important;=0A  }=0A}=0A@media screen and (max-=
width:410px) {=0A  .mblLft {=0A    text-align: left !important;=0A  }=0A  .=
w100b {=0A    width: 100% !important;=0A  }=0A  .mbl_txt_link {=0A    font-=
size: 12px !important;=0A  }=0A  .mbl_text_cs {=0A    font-size: 14px !impo=
rtant;=0A  }=0A}=0A@media screen and (max-width:375px) {=0A  .mbl_txt_link =
{=0A    font-size: 12px !important; display: none !important;=0A  }=0A  .ct=
a_table {=0A    width: 90% !important;=0A  }=0A}=0A@media screen and (max-w=
idth:325px) {=0A  .mbl_txt_link {=0A    font-size: 10px !important; display=
: none !important;=0A  }=0A}=0A</style>=0A  </head>=0A  <body style=3D"heig=
ht: 100% !important; width: 100% !important; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; margin: 0 auto; padding: 0;"><span style=3D"f=
ont-size: 0px !important; line-height: 0px !important;">=0D=0A=0D=0A=0D=0A=
=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A</s=
pan>=0D=0A=0D=0A=0D=0A<meta http-equiv=3D"Content-Type" content=3D"text/htm=
l; charset=3Dutf-8" />=0D=0A<meta name=3D"viewport" content=3D"width=3Ddevi=
ce-width, initial-scale=3D1.0" />=0D=0A<!--[if !mso]><!-->=0D=0A<meta http-=
equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge" />=0D=0A<!--<![endif]-->=0D=
=0A<title>Upgrade</title>=0D=0A=0D=0A<!--[if gte mso 9]><xml>=0D=0A  <o:Off=
iceDocumentSettings>=0D=0A  <o:AllowPNG/>=0D=0A  <o:PixelsPerInch>96</o:Pix=
elsPerInch>=0D=0A  </o:OfficeDocumentSettings>=0D=0A  </xml><![endif]-->=0D=
=0A=0D=0A=0D=0A=0D=0A<!--PREHEADER STARTS HERE-->=0D=0A<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: =
collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  <tbody>=0D=0A    <tr>=0D=
=0A      <td style=3D"font-family: Helvetica, Arial, sans-serif; font-size:=
 1px; line-height: 1px; color: #f5f5f5; max-height: 0px; max-width: 0px; op=
acity: 0; overflow: hidden; display: none; mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">=
New loan invitation inside, Andrew</td>=0D=0A    </tr>=0D=0A  </tbody>=0D=
=0A</table>=0D=0A<!--/PREHEADER ENDS HERE--> =0D=0A<!--ALL CONTENT STARTS H=
ERE--> =0D=0A<!--HEADER STARTS HERE-->=0D=0A<table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mbl" style=3D"width: 10=
0%; min-width: 100% !important; border-collapse: collapse; mso-table-lspace=
: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;" bgcolor=3D"#f5f5f5">=0D=0A  <tbody>=0D=0A  =0D=0A  <tr>=0D=
=0A    <td style=3D"font-size: 0; mso-line-height-rule: exactly; -ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;</td>=0D=0A    <td=
 align=3D"center" style=3D"width: 600px; mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign=3D"top"><t=
able border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mblHeader" s=
tyle=3D"width: 100%; min-width: 90% !important; border-collapse: collapse; =
mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;">=0D=0A        <tbody>=0D=0A          <tr>=
=0D=0A            <td align=3D"center" valign=3D"top" style=3D"mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width=
: 90%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: =
0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A   =
             <tbody>=0D=0A                  <tr>=0D=0A                    <=
td style=3D"font-size: 0; mso-line-height-rule: exactly; -ms-text-size-adju=
st: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0;" valign=3D"top">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100=
%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A       =
                 <tbody>=0D=0A                          <tr>=0D=0A         =
                   <td align=3D"left" style=3D"mso-line-height-rule: exactl=
y; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mblHeader" style=3D"w=
idth: 100%; max-width: 600px; border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%; min-width: 90% !important;">=0A  <tbody>=0A    <tr>=0A      <t=
d align=3D"center" valign=3D"top" style=3D"mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-col=
lapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A          <tbody>=0A   =
         <tr>=0A              <td style=3D"font-size: 0; mso-line-height-ru=
le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pa=
dding: 0px;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace:=
 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-=
adjust: 100%;">=0A                  <tbody>=0A                    <tr>=0A  =
                    <td align=3D"center" valign=3D"middle" style=3D"mso-lin=
e-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;"><a alias=3D"upgrade_logo" href=3D"https://link.upgrade.com/f/a/Tt=
lH7-617_bXXaK5FMvUdQ~~/AAQRxQA~/RgRpOG_JP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21=
XA3NwY0IKZ1XJ6lVncEwZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" style=3D"fon=
t-family: Graphik, Helvetica, Arial, sans-serif; text-align: center; font-s=
ize: 20px; color: #4899C4 !important; text-decoration: none; mso-line-heigh=
t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;"><img alt=3D"upgrade_logo" border=3D"0" height=3D"33" src=3D"https://braz=
e-images.com/appboy/communication/assets/image_assets/images/63348ce6db77c7=
3d707010e4/original.png=3F1664388326" style=3D"outline: 0px; width: 144px; =
height: auto; font-family: Graphik, Helvetica, Arial, sans-serif; font-size=
: 24px; color: rgb(0, 175, 106); text-decoration: none; -ms-interpolation-m=
ode: bicubic; padding: 0px; border-width: 0px;" title=3D"logo" width=3D"144=
" class=3D"center" /></a></td>=0A                    </tr>=0A              =
    </tbody>=0A                </table></td>=0A            </tr>=0A        =
  </tbody>=0A        </table></td>=0A    </tr>=0A  </tbody>=0A</table>=0A<!=
-- X-250ok-CID: upgrade_pl_ita_declined_old_send06_a-->=0A=0A<span style=3D=
"font-size: 0px; line-height: 1;">=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A  =0A=0A=0A=0A=0A</span></td>=0D=0A                   =
       </tr>=0D=0A                        </tbody>=0D=0A                   =
   </table></td>=0D=0A                  </tr>=0D=0A                </tbody>=
=0D=0A              </table></td>=0D=0A          </tr>=0D=0A        </tbody=
>=0D=0A      </table>=0D=0A      =0D=0A      <!--/HEADER ENDS HERE--> =0D=
=0A      =0D=0A      <!--PRIMARY-->=0D=0A      =0D=0A      <table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collap=
se: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A   =
     <tbody>=0D=0A        =0D=0A        <tr>=0D=0A          <td align=3D"ce=
nter" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%; padding: 40px 0;"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-collapse: collaps=
e; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%;">=0D=0A              <tbody>=0D=0A       =
       <tr>=0D=0A                  <td style=3D"font-family: Helvetica, Ari=
al, serif; font-size: 24px; line-height: 32px; color: #0E680E; font-weight:=
 bold; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%;" align=3D"left">Get ahead of your debt</td>=0D=0A   =
             </tr>=0D=0A                <tr>=0D=0A                  <td sty=
le=3D"padding-top: 15px; font-family: Helvetica, Arial, serif; font-size: 1=
6px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"><sp=
an style=3D"font-size: 0px; line-height: 1;"></span>Hi,</td>=0D=0A         =
       </tr>=0D=0A                <tr>=0D=0A                  <td style=3D"=
font-family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; c=
olor: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%; padding: 15px 0px 20px;" align=3D"left">If y=
ou=E2=80=99re looking to get ahead of your monthly bills and take care of y=
our debt, then it=E2=80=99s time to <a alias=3D"check it out today" href=3D=
"https://link.upgrade.com/f/a/EDjKWUhXcV-zIx-FLhcLow~~/AAQRxQA~/RgRpOG_JP0R=
8aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZG=
VjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2VuZDA2X2EmdXRtX2NvbnRlb=
nQ9ZW1haWxfbGlua1cDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAAC=
FQ~~" style=3D"color: #4899C4 !important; display: inline-block; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;">check your rate</a> through Upgrade.</td>=0D=0A                </tr>=
=0D=0A                                =0D=0A              <!--/BUTTON START=
S HERE-->=0D=0A              <span style=3D"font-size: 0px; line-height: 1;=
">=0D=0A=0D=0A=0D=0A</span>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=
=3D"top" align=3D"center" width=3D"515" style=3D"font-family: Graphik, Helv=
etica, Arial, serif; font-size: 16px; line-height: 24px; color: #ffffff !im=
portant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 0px;"><!--/BUTTON STARTS HERE-->=0D=0A   =
   <table align=3D"center" class=3D"cta_table" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"width: 275px; border-collapse: separate; -web=
kit-border-radius: 8px; -moz-border-radius: 8px; border-radius: 8px; mso-ta=
ble-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; border: 2px solid #0E680E;" bgcolor=3D"#0E680E">=
=0D=0A          <tr>=0D=0A              <td height=3D"45" style=3D"height: =
40px; color: #ffffff; mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%;" valign=3D"middle" align=3D"center"><=
a alias=3D"Check Your Rate" href=3D"https://link.upgrade.com/f/a/GQY2gTxgP7=
zk7cxkSQE_NQ~~/AAQRxQA~/RgRpOG_JP0R7aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmV=
sL25vbmRtZnVubmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2=
FtcGFpZ249c2VuZDA2X2EmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdVyepVZ3BMGXBSF=
GluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" style=3D"display: inline-block; font-s=
ize: 16px; line-height: 24px; font-family: Graphik, Helvetica, Arial, sans-=
serif; font-weight: 500; color: #ffffff !important; text-decoration: none !=
important; letter-spacing: 0.5px; mso-line-height-rule: exactly; -ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px;"><!--[if m=
so]>&nbsp;&nbsp;&nbsp;<![endif]-->Check Your Rate<!--[if mso]>&nbsp;&nbsp;&=
nbsp;<![endif]--></a></td>=0D=0A          </tr>=0D=0A      </table>=0D=0A  =
</td>=0D=0A</tr>=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A              <!--/BUTTON EN=
DS HERE-->=0D=0A=0D=0A=0D=0A              <tr>=0D=0A                  <td s=
tyle=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font-size:=
 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">U=
pgrade loans feature low rates and fixed monthly payments, giving you lots =
of options to pick from. Check your rate today to see about making your mon=
thly payments more manageable and handling your debt once and for all.</td>=
=0D=0A                </tr>=0D=0A              <tr>=0D=0A                <t=
d style=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font-si=
ze: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left=
">All the best,<br />=0D=0A                 The Upgrade Team</td>=0D=0A    =
          </tr>=0D=0A              </tbody>=0D=0A              =0D=0A      =
      </table></td>=0D=0A        </tr>=0D=0A        </tbody>=0D=0A        =
=0D=0A      </table>=0D=0A      =0D=0A      <!--/PRIMARY--> =0D=0A      =0D=
=0A      <!-- CONTACT MODULE STARTS HERE-->=0D=0A      =0D=0A      <table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; borde=
r-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#F5F4F3">=
=0D=0A        <tbody>=0D=0A          <tr>=0D=0A            <td style=3D"pad=
ding-top: 0px; font-family: Helvetica, Arial, sans-serif; font-size: 12px; =
line-height: 18px; color: #37383A; mso-line-height-rule: exactly; -ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"center"><table=
 align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D=
"width: 100%; border-bottom-width: 1px; border-bottom-color: #cccccc; borde=
r-bottom-style: solid; max-width: 600px; border-collapse: collapse; mso-tab=
le-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=0D=0A    <td clas=
s=3D"mbl_text_cs" style=3D"padding-top: 25px; font-family: Helvetica, Arial=
, serif; font-size: 16px; line-height: 20px; color: #37383A; mso-line-heigh=
t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;" align=3D"center">If you have questions, we're here to help.=0D=0A    </t=
d>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_cs" style=3D"fon=
t-family: Helvetica, Arial, serif; font-size: 16px; line-height: 20px; colo=
r: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 3px 3px 25px;" align=3D"center">=0D=0A=
      <a href=3D"mailto:support@upgrade.com" style=3D"font-family: Helvetic=
a, Arial, serif; color: #4899C4 !important; text-decoration: underline; ver=
tical-align: middle; display: inline-block; mso-line-height-rule: exactly; =
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">support@upgrad=
e.com</a>=0D=0A    </td>=0D=0A  </tr>=0D=0A</table></td>=0D=0A          </t=
r>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =0D=0A      <!-- /C=
ONTACT MODULE ENDS HERE--> =0D=0A      =0D=0A      <!--FOOTER STARTS HERE--=
>=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0=
pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A          <tr>=
=0D=0A            <td align=3D"center" style=3D"mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 20=
px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"wid=
th: 90%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A =
               <tbody>=0D=0A                  <tr>=0D=0A                   =
 <td style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif;=
 font-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=
=3D"left">Personal loans made through Upgrade feature Annual Percentage Rat=
es (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origina=
tion fee, which is deducted from the loan proceeds. Lowest rates require Au=
topay and paying off a portion of existing debt directly. Loans feature rep=
ayment terms of 24 to 84 months. For example, if you receive a $10,000 loan=
 with a 36-month term and a 17.59% APR (which includes a 13.94% yearly inte=
rest rate and a 5% one-time origination fee), you would receive $9,500 in y=
our account and would have a required monthly payment of $341.48. Over the =
life of the loan, your payments would total $12,293.46. The APR on your loa=
n may be higher or lower and your loan offers may not have multiple term le=
ngths available. Actual rate depends on credit score, credit usage history,=
 loan term, and other factors. Late payments or subsequent charges and fees=
 may increase the cost of your fixed rate loan. There is no fee or penalty =
for repaying a loan early. =0A  All loans, Personal Credit Lines, and check=
ing and savings accounts are provided by Upgrade's <a href=3D"https://link.=
upgrade.com/f/a/VuajpVKeNwMC9Lc3ZU2fmA~~/AAQRxQA~/RgRpOG_JP0QmaHR0cHM6Ly93d=
3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1XJ6lVncEwZcFIUaW5mb0BzdGVy=
bGluZ2NhbC5jb21YBAAAAhU~" target=3D"_blank" style=3D"vertical-align: top; c=
olor: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-adju=
st: 100%; -webkit-text-size-adjust: 100%;">bank partners</a>. Upgrade Visa<=
sup style=3D"font-size: 12px; line-height: 1; vertical-align: top;">=C2=AE<=
/sup> Cards and Upgrade Visa<sup style=3D"font-size: 12px; line-height: 1; =
vertical-align: top;">=C2=AE</sup> Debit Cards are issued by Upgrade's <a h=
ref=3D"https://link.upgrade.com/f/a/VuajpVKeNwMC9Lc3ZU2fmA~~/AAQRxQA~/RgRpO=
G_JP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ1XJ6lVn=
cEwZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_blank" style=3D"ve=
rtical-align: top; color: #4899C4 !important; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">bank partner=
s</a>, pursuant to a license from Visa USA Inc. <br />=0A<br />=0AUpgrade, =
Inc. (NMLS #1548935) holds the following <a href=3D"https://link.upgrade.co=
m/f/a/G1hGTUFd_irKxD-InQm54A~~/AAQRxQA~/RgRpOG_JP0RsaHR0cHM6Ly91cGdyYWRlLnp=
lbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdG=
UtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdVyepVZ3BMGXBSFGluZ=
m9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" style=3D"vertical-align:=
 top; color: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%;">state licenses</a> and do=
es business under the following <a href=3D"https://link.upgrade.com/f/a/eDq=
5R7m_96ohln-_n2C-Lg~~/AAQRxQA~/RgRpOG_JP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20v=
ZGJhL1cDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" targe=
t=3D"_blank" style=3D"vertical-align: top; color: #4899C4 !important; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;">DBAs</a>. <br />=0A<br />=0AUpgrade is a <a href=3D"https://lin=
k.upgrade.com/f/a/6pZSiLBqtm3UTFnzOs8ACw~~/AAQRxQA~/RgRpOG_JP0ROaHR0cHM6Ly9=
1cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVX=
BncmFkZS1hLWJhbmstVwNzcGNCCmdVyepVZ3BMGXBSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAA=
AIV" target=3D"_blank" style=3D"vertical-align: top; color: #4899C4 !import=
ant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-tex=
t-size-adjust: 100%;">financial technology company, not a bank</a>.=0A=0A</=
td>=0D=0A                  </tr>=0D=0A                  <tr>=0D=0A         =
           <td style=3D"padding-top: 15px; font-family: Helvetica, Arial, s=
ans-serif; font-size: 12px; line-height: 18px; color: #37383A; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;" align=3D"left">Accept your loan offer and your funds will be sent to y=
our bank or designated account within one (1) business day of clearing nece=
ssary verifications. Availability of the funds is dependent on how quickly =
your bank processes the transaction. From the time of approval, funds sent =
directly to you should be available within one (1) business day. Funds sent=
 directly to pay off your creditors may take up to 2 weeks to clear, depend=
ing on the creditor.</td>=0D=0A                  </tr>=0D=0A               =
   <tr>=0D=0A                    <td style=3D"padding-top: 15px; font-famil=
y: Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; color:=
 #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;" align=3D"left"><table align=3D"center" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; max-width: 60=
0px; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  <tr=
>=0D=0A    <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px =
0px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"widt=
h: 100%; border-top-width: 1px; border-top-color: #cecece; border-top-style=
: solid; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A =
       <tr>=0D=0A          <td align=3D"center" style=3D"mso-line-height-ru=
le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pa=
dding: 20px 0px 0px;"><table class=3D"center" align=3D"center" border=3D"0"=
 cellspacing=3D"0" cellpadding=3D"0" width=3D"60%" style=3D"text-align: cen=
ter; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px=
;">=0D=0A              <tbody>=0D=0A                <tr>=0D=0A             =
     <td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/JSp3sSydSE8Q=
2M_7DLFBHw~~/AAQRxQA~/RgRpOG_JP0R_aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZ=
GVvbmZhY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2Ft=
cGFpZ249c2VuZDA2X2EmdXRtX2NvbnRlbnQ9ZmFjZWJvb2tfbGlua1cDc3BjQgpnVcnqVWdwTBl=
wUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" alias=3D"faceb=
ook" style=3D"color: #4899C4 !important; mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https=
://braze-images.com/appboy/communication/assets/image_assets/images/65fb645=
920ede0004c647b15/original.png=3F1710974041" border=3D"0" alt=3D"facebook" =
title=3D"facebook" width=3D"24" height=3D"auto" style=3D"text-align: center=
; width: 24px; height: auto; outline: none; text-decoration: none; -ms-inte=
rpolation-mode: bicubic; padding: 0px; border-width: 0;" /></a>=0D=0A      =
            </td>=0D=0A                  <td align=3D"center" valign=3D"mid=
dle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"https=
://link.upgrade.com/f/a/BnpKwDxxfNxcn5hk-rRHnQ~~/AAQRxQA~/RgRpOG_JP0R_aHR0c=
HM6Ly93d3cuaW5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29s=
ZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDZfYSZ1dG1fY29udGVudD1pbnN=
0YWdyYW1fbGlua1cDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ=
~~" target=3D"_blank" alias=3D"instagram" style=3D"color: #4899C4 !importan=
t; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;"><img src=3D"https://braze-images.com/appboy/communicati=
on/assets/image_assets/images/65fb64594f39dd004c62621d/original.png=3F17109=
74041" border=3D"0" alt=3D"instagram" title=3D"instagram" width=3D"24" heig=
ht=3D"auto" style=3D"text-align: center; width: 24px; height: auto; outline=
: none; text-decoration: none; -ms-interpolation-mode: bicubic; padding: 0p=
x; border-width: 0;" /></a>=0D=0A                  </td>=0D=0A             =
     <td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/g2Ov0eNzRcTG=
JAPobSyCbw~~/AAQRxQA~/RgRpOG_JP0SAaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0L=
WhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0=
bV9jYW1wYWlnbj1zZW5kMDZfYSZ1dG1fY29udGVudD1ibG9nX2xpbmtXA3NwY0IKZ1XJ6lVncEw=
ZcFIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~" target=3D"_blank" alias=3D"blog"=
 style=3D"color: #4899C4 !important; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https://b=
raze-images.com/appboy/communication/assets/image_assets/images/65fb6459172=
062004de47b44/original.png=3F1710974041" border=3D"0" alt=3D"blog" title=3D=
"blog" width=3D"47" height=3D"auto" style=3D"text-align: center; width: 47p=
x; height: auto; outline: none; text-decoration: none; -ms-interpolation-mo=
de: bicubic; padding: 0px; border-width: 0;" /></a>=0D=0A                  =
</td>=0D=0A                </tr>=0D=0A              </tbody>=0D=0A         =
   </table></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td st=
yle=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px;=
 line-height: 16px; font-weight: 500; mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px=
;" align=3D"center">Please do not reply directly to this message as it was =
sent from an unattended mailbox. </td>=0D=0A        </tr>=0D=0A        <tr>=
=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, sans-s=
erif; font-size: 12px; line-height: 16px; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px=
 0px;" align=3D"center">This email contains advertising content and was sen=
t to <span style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 1=
2px; color: #37383A; text-decoration: none;" alias=3D"View_Online">info@ste=
rlingcal.com</span> based on your communication preferences. </td>=0D=0A   =
     </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Graph=
ik, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16px; color=
: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center">No long=
er want to receive these emails=3F <a href=3D"https://link.upgrade.com/f/a/=
_uzor4F1pPrdP9Qght5fdA~~/AAQRxQA~/RgRpOG_JP4T7AWh0dHBzOi8vMDUuZW1haWxpbmJvd=
W5kcHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0ZWk1bHBBMENS=
SmVXYTFCdVcwSGVOZyUzRCUzRCUyNFJQNXV0NUs2d1RDdzlNckQ5cGtFWThqeHo3YmVTTksxOEp=
vN3Vwd0xiVXQ2VGNKQjNCT3hTbUJaeGpRSSUwQVFOWVNwVUx0N2hNcG9Cb2ZHcVZUVlFNU1RHcF=
dLR3VYNzZKc3oyZkhsd01HbjllRiUyRlZIb3kyRnclMkJzWm8lMEEyQyUyRlNYZjVRTU1wRGZrd=
DBmUHhoclpQQmJSUEVkNEtnaENQaU5rRmZGWVdFa2NYSDhQJTJGbzlWU0FCTVdWJTBBaUtNQkth=
Qm5xNiUyQkNIWWFxcmtqdzF1SnZhY0ViMzJrWlglMkI4bFU3SjE4bGc3enNyVVFqd0lHcGQwQnN=
QcSUwQVFCMlk0eFkybEowdmpLR1lnYXhsU2ViancwTTklMkZnSDhJMnBMSTNDRGM5aGh3SXN6SU=
k1N1RtMXAxb2JZJTBBdCUyRlJJNmtYcE1MT0JxWWZ2cExlRFNGcHcwaHFiR001cUNaMU0lMkY4b=
Fp2RDREVG1wUDBSOGpLRyUyRlViYlBNJTBBalF3JTNEJjE9MVcDc3BjQgpnVcnqVWdwTBlwUhRp=
bmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" alias=3D"Unsubscribe" style=3D"font-f=
amily: Helvetica, Arial, sans-serif; font-size: 12px; color: #4899C4 !impor=
tant; text-decoration: underline; vertical-align: top; display: inline-bloc=
k; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">Unsubscribe</a></td>=0D=0A        </tr>=0D=0A        <t=
r>=0D=0A          <td class=3D"body3" style=3D"mso-line-height-rule: exactl=
y; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10p=
x 0px 0px;" align=3D"center"><table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace=
: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;">=0D=0A            <tbody>=0D=0A              <tr>=0D=0A    =
            <td align=3D"center" style=3D"mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><i=
mg src=3D"https://braze-images.com/appboy/communication/assets/image_assets=
/images/64a74a9cc06c460050dbcfc2/original.png=3F1688685212" alt=3D"Upgrade"=
 title=3D"Upgrade" border=3D"0" width=3D"120" height=3D"auto" style=3D"widt=
h: 120px; height: auto; image-rendering: auto; outline: none; text-decorati=
on: none; -ms-interpolation-mode: bicubic; border-width: 0;" /></td>=0D=0A =
             </tr>=0D=0A            </tbody>=0D=0A          </table></td>=
=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-fami=
ly: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 16=
px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 10=
0%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center=
">Upgrade is located at 275 Battery Street, 23rd Floor, San Francisco, CA, =
94111</td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=3D=
"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; line-=
height: 16px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center"><spa=
n class=3D"goomoji">=C2=A9</span> 2024 Upgrade, Inc. All rights reserved. <=
/td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-=
family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; line-height=
: 16px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"ce=
nter"><a alias=3D"cta3_txt_privacy" href=3D"https://link.upgrade.com/f/a/TU=
GMebMWYSwOwqNHcgXIbg~~/AAQRxQA~/RgRpOG_JP0QfaHR0cHM6Ly93d3cudXBncmFkZS5jb20=
vcHJpdmFjeVcDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" =
style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 12px; color:=
 #4899C4 !important; text-decoration: underline; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Privacy P=
olicy</a> </td>=0D=0A        </tr>=0D=0A<span style=3D"font-size: 0px; line=
-height: 1;">=0D=0A=0D=0A=0D=0A</span>=0D=0A        <tr>=0D=0A          <td=
 align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adj=
ust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;"><img src=
=3D"https://braze-images.com/appboy/communication/assets/image_assets/image=
s/62c712c2931f9e0069af31f2/original.png=3F1657213634" alt=3D"Equal Housing =
Lender" title=3D"Equal Housing Lender" border=3D"0" style=3D"height: auto; =
outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; bord=
er-width: 0;" /></td>=0D=0A        </tr>=0D=0A<span style=3D"font-size: 0px=
; line-height: 1;">=0D=0A=0D=0A</span>=0D=0A      </table></td>=0D=0A  </tr=
>=0D=0A</table>=0D=0A</td>=0D=0A                  </tr>=0D=0A              =
    <tr>=0D=0A                    <td style=3D"font-family: Helvetica, Aria=
l, sans-serif; font-size: 12px; line-height: 18px; color: #ffffff; padding-=
top: 10px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%;" align=3D"left">PL_ITA_DECL_OLD_S6</td>=0D=0A   =
               </tr>=0D=0A                </tbody>=0D=0A              </tab=
le></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=
=0A      =0D=0A      <!--/FOOTER ENDS HERE--></td>=0D=0A    <!--/ALL CONTEN=
T ENDS HERE-->=0D=0A    <td style=3D"font-size: 0; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">&nbsp;<=
/td>=0D=0A  </tr>=0D=0A  </tbody>=0D=0A  =0D=0A</table>=0D=0A<custom name=
=3D"opencounter" type=3D"tracking"></custom>=0D=0A=0D=0A=0D=0A<img border=
=3D"0" width=3D"1" height=3D"1" alt=3D"" src=3D"https://link.upgrade.com/q/=
64iP5VToM82qtHiyNWQjNg~~/AAQRxQA~/RgRpOG_JPlcDc3BjQgpnVcnqVWdwTBlwUhRpbmZvQ=
HN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~">=0D=0A</body>=0A</html>
--_----FqU4Vb3SBEXx7wVoyqncrA===_A5/91-56974-9CAE5576--

