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Email from Apartment News Publications Catch up and plan your week ahead! C=
lick here to view email in your browse December 03, 2024 UPCOMING EVENTS DE=
C. 3RD Understand YOUR Rights and Avoid Making Costly Mistakes TUESDAY, DEC=
EMBER 3RD @ 1 PM PST Are YOU up to date on the latest Fair Housing Regulati=
ons? =E2=80=93 Get up to speed on Fair Housing rules with our Expert, Angel=
 Rogers. Get the Answers YOU Need to Your Discrimination and Property Manag=
ement Questions from the Multifamily Industry=E2=80=99s Leading Property Ma=
nagement Professional! Sponsored By: SoCalREN Multifamily Program WATCH IT =
LIVE ADVERTISEMENT DEC. 5TH Tenant Problems? Legal Questions & Answers with=
 Niv Davidovich, Esq. TUESDAY, DECEMBER 5TH @ 11 AM PST Legal Expert, Niv D=
avidovich, of the Davidovich Stein Law Group is here with us once again to =
discuss the latest regulatory developments and legal strategies. Sponsored =
By: Mold Solutions SoCal, Kern Insurance, and Scott Properties Group WATCH =
IT LIVE ADVERTISEMENT =E2=80=8A RECORDED Presented by: Smart Selling Strate=
gies: Compare Your Options and Preserve Income RECORDED FOR ON-DEMAND VIEWI=
NG WATCH IT ON-DEMAND =E2=80=8A RECORDED Presented by: Navigating New Insur=
ance Requirements and Upgrading Aging Electrical Panels with Financing Opti=
ons RECORDED FOR ON-DEMAND VIEWING WATCH IT ON-DEMAND ADVERTISEMENT INDUSTR=
Y NEWS Oxnard landlord will pay $200K to settle housing discrimination clai=
m Source: VC Star An Oxnard landlord will pay about $200,000 to settle a la=
wsuit brought by a tenant who said the landlord wouldn=E2=80=99t let him us=
e a federal Section 8 voucher to pay the rent for his apartment. Under a Ca=
lifornia law that took effect in 2020, landlords cannot discriminate agains=
t tenants or prospective tenants based on the source of their income, inclu=
ding their reliance on the federally funded Section 8 rent assistance progr=
am. READ MORE ADVERTISEMENT Commercial Leasing Changes You NEED to Know Sta=
rting January 1, 2025 Source: JD Supra In 2019, the California State Legisl=
ature enacted the Tenant Protection Act, aimed at protecting long-term resi=
dential tenants by limiting rent increases and restricting evictions.  To d=
ate, statewide tenant protections have been limited to residential tenancie=
s. This will change on January 1, 2025, with SB 1103=E2=80=99s creation of =
three new protections for =E2=80=9Cqualifying commercial tenants.=E2=80=9D =
Landlords and tenants alike should take notice of SB 1103=E2=80=99s implica=
tions for the commercial real estate market and the trend toward greater te=
nant protections in commercial real estate.   READ MORE ADVERTISEMENT San F=
rancisco, Other Cities Cut Red Tape to Turn Unused Office Buildings Into Ho=
using Source: The Times of San Diego Nearly a fifth of office space across =
the country sits empty, a record high vacancy rate that=E2=80=99s expected =
to keep growing. Seeking both to boost their economies and ease their housi=
ng shortages, cities are taking steps to encourage the conversion of unused=
 office space into much-needed housing. They include reductions in approval=
 times, exemptions from affordable housing rules and changes in building co=
de requirements. Some cities and states also are providing tax incentives o=
r subsidies to developers. READ MORE ADVERTISEMENT Keeping tenants housed, =
landlord and advocacy group come together to prevent evictions Source: Spec=
trum1 News With over 46,000 eviction filings across Los Angeles County in 2=
023, the effort was meant to reduce those numbers and give struggling tenan=
ts a chance to get back on track.  One of those tenants, was Tashanay Scott=
, who said the pandemic caused her to lose nearly half her hours at work an=
d just couldn=E2=80=99t keep up with rent. Eventually she found another job=
, but by then, months of rent had already accumulated.  READ MORE ADVERTISE=
MENT California Rent Control Rejection May Reflect Larger Desire for Change=
 Source: Governing California voters trounced a proposal to lift statewide =
restrictions on local rent control, signaling to other left-leaning states =
that similar caps on skyrocketing rents might be an uphill climb. It was, i=
n fact, the third time Californians have said no. The measure=E2=80=99s def=
eat disappointed tenant advocates who argue that rent control would help cu=
rb the rapid rise in rents across the state. But for landlords and the hous=
ing industry, the latest defeat of the ballot question signals that statewi=
de rent control remains a tough sell. READ MORE ADVERTISEMENT Why Murals Ar=
e the Missing Piece for Apartment Complexes Source: AptNewsInc.com Apartmen=
t complexes today are more than just places to live=E2=80=94they=E2=80=99re=
 communities, and the experience a tenant has while living there can make a=
ll the difference when it comes to leasing decisions. In a highly competiti=
ve rental market, property owners need to stand out, and one way to do this=
 is through artistic enhancements that elevate the entire space. While land=
scaping and renovations play their role, there=E2=80=99s a dynamic element =
that=E2=80=99s often overlooked: murals. READ MORE ADVERTISING INFORMATION =
Partner with Apartment News Publications, Inc. to reach thousands of Califo=
rnia Rental Housing Providers! Apartment News Publications | 1973 Foothill =
Parkway Suite 404 | Corona, CA 92881 US Unsubscribe | Update Profile | Cons=
tant Contact Data Notice
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 </table> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon=
t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: righ=
t; margin: 0;" align=3D"right"><span style=3D"font-size: 12px; font-family:=
 Arial, Verdana, Helvetica, sans-serif;">December 03, 2024</span></p></td> =
</tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-column=
" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" styl=
e=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w=
rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
ign=3D"top"><p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: =
rgb(4, 32, 53); font-family: Arial, Verdana, Helvetica, sans-serif;">UPCOMI=
NG EVENTS</span></p></td> </tr> </table> </td> </tr> </table> <table class=
=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column =
column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to=
p">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 0px 20px;" width=3D"100%" align=3D"left" valign=3D"to=
p"> <table class=3D"divider_content-row" style=3D"width: 31%; height: 1px;"=
 cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divide=
r_content-cell" style=3D"padding-bottom: 6px; background-color: #d50718; he=
ight: 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=
=3D"center" bgcolor=3D"#d50718"> <img alt=3D"" width=3D"5" height=3D"1" bor=
der=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.c=
om/letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px=
; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </tab=
le> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td =
class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cent=
er" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <=
td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c=
enter" valign=3D"top"> <table class=3D"button" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <t=
d class=3D"button_container content-padding-horizontal" align=3D"left" styl=
e=3D"padding-left: 20px; padding-right: 20px;"> <table class=3D"button_cont=
ent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"button_content-cell" style=3D"background-color: #094f85; width=
: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; borde=
r: none;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button_link" hr=
ef=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF;=
 font-family: Arial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wra=
p: break-word; font-weight: bold; text-decoration: none;">DEC. 3RD</a> </td=
> </tr> </table> </td> </tr> </table>   <table class=3D"text text--padding-=
vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" s=
tyle=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell content-=
padding-horizontal" style=3D"text-align: left; font-family: Arial,Verdana,H=
elvetica,sans-serif; color: #000000; font-size: 15px; line-height: 1.2; dis=
play: block; word-wrap: break-word; padding: 10px 20px;" align=3D"left" val=
ign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33); font-weight: bold;">Understand YOUR Rights and Avoid Making Costly Mis=
takes</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16); font-family: Arial, Verdana, Helvetica, sans-serif;">TUESDAY, DECEMBER=
 3RD @ 1 PM PST</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-style: italic;">Are YOU up to d=
ate on the latest Fair Housing Regulations? &#x2013; Get up to speed on Fai=
r Housing rules with our Expert, Angel Rogers. Get the Answers YOU Need to =
Your Discrimination and Property Management Questions from the Multifamily =
Industry&#x2019;s Leading Property Management Professional!</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 11px; font-style: italic;=
 font-weight: bold;">Sponsored By:</span></p>
<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2zXjJG70FONIaui2U78gRcmqTx=
aEaa4Rdy4I0EJvo49FNwzN9tFZxAOiVJt6llSw48GMTiEodUv1iNp0GJznhzc1M3gN6myCX5z6X=
l8L5p0fG9HVBh7uP4iljNYKRQA9Vny34cTGlyBTNhVjHb&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_=
RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABO=
SnRCj5aDQqP09XKhVSuA=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" s=
tyle=3D"font-size: 14px; font-style: italic; font-weight: bold; color: #094=
f85; text-decoration: none;">SoCalREN Multifamily Program</a></p>
</td> </tr> </table>  <table class=3D"button" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td=
 class=3D"button_container content-padding-horizontal" align=3D"right" styl=
e=3D"padding-left: 20px; padding-right: 20px;"> <table class=3D"button_cont=
ent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"button_content-cell" style=3D"background-color: #d50718; width=
: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; borde=
r: none;" align=3D"center" bgcolor=3D"#d50718"> <a class=3D"button_link" hr=
ef=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf=
_CAaEqi5Nv8tPUfbULMq2zXjJG78HvzSsaRE6Oczz_KkU1K-Z98K1MY_qQplTf2Pu8JlakY_5zE=
xiRFMfAYxRC15d4fvFKtmbgseIY-M75x540VUG6wicwP-hjOcKBos65q2XoqKVdpM0nnsY=3D&c=
=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnM=
nfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" target=3D"_blank" d=
ata-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Arial,Verdana,=
Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; font-weight: =
bold; text-decoration: none;">WATCH IT LIVE</a> </td> </tr> </table> </td> =
</tr> </table>   </td> </tr> </table> <table class=3D"layout layout--1-colu=
mn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s=
tyle=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <=
td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c=
enter" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2z=
XjJG7wsYth1Ef8FpXEqtONbiy9xvyCiVgHqpi7OaG2YmswD0kb-pmvV9gNQNVBmMLxt6uWj6GeB=
O01IOorAzFdDitgQMvh1qArgjIA=3D=3D&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6d=
eBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP0=
9XKhVSuA=3D=3D" data-trackable=3D"true" style=3D"color: #094f85; font-weigh=
t: bold; text-decoration: none;"><img data-image-content class=3D"image_con=
tent" style=3D"display: block; height: auto; max-width: 100%;" width=3D"600=
" src=3D"https://files.constantcontact.com/e3050cb9001/5315887f-f4af-407f-b=
324-f09f41638e49.png?rdr=3Dtrue" alt=3D""></a>  </td> </tr> </table> </td> =
</tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-column=
" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" styl=
e=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center=
; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT=
</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali=
gn=3D"center" valign=3D"top"> <table class=3D"button" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> =
<tr> <td class=3D"button_container content-padding-horizontal" align=3D"lef=
t" style=3D"padding-left: 20px; padding-right: 20px;"> <table class=3D"butt=
on_content-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
> <tr> <td class=3D"button_content-cell" style=3D"background-color: #094f85=
; width: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px=
; border: none;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button_l=
ink" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"color: #=
FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; font-size: 14px; w=
ord-wrap: break-word; font-weight: bold; text-decoration: none;">DEC. 5TH</=
a> </td> </tr> </table> </td> </tr> </table>   <table class=3D"text text--p=
adding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell =
content-padding-horizontal" style=3D"text-align: left; font-family: Arial,V=
erdana,Helvetica,sans-serif; color: #000000; font-size: 15px; line-height: =
1.2; display: block; word-wrap: break-word; padding: 10px 20px;" align=3D"l=
eft" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33); font-weight: bold;">Tenant Problems? Legal Questions &amp; Answers wit=
h Niv Davidovich, Esq.</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16); font-family: Arial, Verdana, Helvetica, sans-serif;">TUESDAY, DECEMBER=
 5TH @ 11 AM PST</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-style: italic;">Legal Expert, N=
iv Davidovich, of the Davidovich Stein Law Group is here with us once again=
 to discuss the latest regulatory developments and legal strategies.</span>=
</p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 11px; font-weight: bold; =
font-style: italic;">Sponsored By:</span></p>
<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2zXjJG757qkSXHSO6Vc5OzjhwX=
BAAjJwRLo5VbYea5Byi1eMnHSjR68_yBAPjcSH2siAn7RDjkAFO6Xhw05dOetpemd6kNuzvUfOq=
mZyjP2TNYD3qL&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=
=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" rel=
=3D"noopener noreferrer" target=3D"_blank" style=3D"font-size: 14px; font-s=
tyle: italic; font-weight: bold; color: #094f85; text-decoration: none;">Mo=
ld Solutions SoCal</a><span style=3D"font-size: 14px; font-style: italic; f=
ont-weight: bold;">, </span><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?=
f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2zXjJG76lXRK9U8oDbKg17=
hpUd0Gh7K4PKGtAyqXlV1oDeCwjdm0AP0cbdYEvkYxEh2y5Bb-lQKS8V93hT8lB9HeVw570=3D&=
c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZn=
MnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" rel=3D"noopener no=
referrer" target=3D"_blank" style=3D"font-size: 14px; font-style: italic; f=
ont-weight: bold; color: #094f85; text-decoration: none;">Kern Insurance</a=
><span style=3D"font-size: 14px; font-style: italic; font-weight: bold;">, =
</span><span style=3D"font-size: 14px; font-style: italic;">and</span><span=
 style=3D"font-size: 14px; font-style: italic; font-weight: bold;"> </span>=
<a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhv=
FlZFf_CAaEqi5Nv8tPUfbULMq2zXjJG75kB-5RvzEV-zeL3A-NhML-HbFbGsW4qEokRQHM6iM7D=
4P66yLbTPog3uTz0-_owNJrpiq0fXB4vIekIyu3phexEFuWmIx5ZSv7mYlIpfQWP&c=3Dtpk_1_=
bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5=
DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" rel=3D"noopener noreferrer" =
target=3D"_blank" style=3D"font-size: 14px; font-style: italic; font-weight=
: bold; color: #094f85; text-decoration: none;">Scott Properties Group</a><=
/p>
</td> </tr> </table>  <table class=3D"button" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td=
 class=3D"button_container content-padding-horizontal" align=3D"right" styl=
e=3D"padding-left: 20px; padding-right: 20px;"> <table class=3D"button_cont=
ent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"button_content-cell" style=3D"background-color: #d50718; width=
: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; borde=
r: none;" align=3D"center" bgcolor=3D"#d50718"> <a class=3D"button_link" hr=
ef=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf=
_CAaEqi5Nv8tPUfbULMq2zXjJG78HvzSsaRE6OxVEmXf966JrqdomGZDQ_fYBUXI0SP25er7itw=
MGPh9oPzclnReMqULlAvjhqQLMZtKaHteMR7AuaOT05gNT6N7Z1xDjYNlDMGi07XFMN2Kw=3D&c=
=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnM=
nfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" target=3D"_blank" d=
ata-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Arial,Verdana,=
Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; font-weight: =
bold; text-decoration: none;">WATCH IT LIVE</a> </td> </tr> </table> </td> =
</tr> </table>   </td> </tr> </table> <table class=3D"layout layout--1-colu=
mn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s=
tyle=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <=
td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c=
enter" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2z=
XjJG74wjk0umUOCJ626otC_NH73aSZRBiCTtXODvt292a3v9VgWJW50ImLqlQU1Q0CJ1XN3mALp=
TL4kZZLIYDxyQok5f2MF-tpoyeUizXy0XFz4Q&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-I=
ic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aD=
QqP09XKhVSuA=3D=3D" data-trackable=3D"true" style=3D"color: #094f85; font-w=
eight: bold; text-decoration: none;"><img data-image-content class=3D"image=
_content" style=3D"display: block; height: auto; max-width: 100%;" width=3D=
"600" src=3D"https://files.constantcontact.com/e3050cb9001/3a9ce436-23c2-4a=
0e-9a31-1c159ecf9ebb.png?rdr=3Dtrue" alt=3D""></a>  </td> </tr> </table> </=
td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-co=
lumn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" =
style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center=
; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT=
</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--2-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 25%;" alig=
n=3D"center" valign=3D"top">
<div class=3D"spacer" style=3D"line-height: 15px; height: 15px;">&#x200a;</=
div> <table class=3D"button" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"button_=
container content-padding-horizontal" align=3D"left" style=3D"padding-left:=
 20px; padding-right: 10px;"> <table class=3D"button_content-row" style=3D"=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"butto=
n_content-cell" style=3D"background-color: #094f85; width: inherit; border-=
radius: 5px; border-spacing: 0; padding: 10px 15px; border: none;" align=3D=
"center" bgcolor=3D"#094f85"> <a class=3D"button_link" href=3D"#" target=3D=
"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Aria=
l,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; fon=
t-weight: bold; text-decoration: none;">RECORDED</a> </td> </tr> </table> <=
/td> </tr> </table>   <table class=3D"text text--padding-vertical" width=3D=
"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layo=
ut: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal=
" style=3D"line-height: 1; text-align: left; font-family: Arial,Verdana,Hel=
vetica,sans-serif; color: #000000; font-size: 15px; display: block; word-wr=
ap: break-word; padding: 10px 10px 10px 20px;" align=3D"left" valign=3D"top=
"><p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=
=3D"font-size: 10px; font-style: italic; font-family: Arial, Verdana, Helve=
tica, sans-serif; font-weight: bold;">Presented by:</span></p></td> </tr> <=
/table> <table class=3D"image image--mobile-scale image--mobile-center" wid=
th=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td clas=
s=3D"image_container content-padding-horizontal" style=3D"padding-left: 20p=
x; padding-right: 10px;" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <img data-image-content cla=
ss=3D"image_content" style=3D"display: block; height: auto; max-width: 100%=
;" width=3D"120" src=3D"https://files.constantcontact.com/e3050cb9001/1de64=
8d5-769f-4955-821b-0f504da9d863.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </ta=
ble> </td> </tr> </table> </td>  <td class=3D"column column--2 scale stack"=
 style=3D"width: 75%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon=
t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-weight: bold; font-size: 26px; =
color: rgb(9, 79, 133);">Smart Selling Strategies: Compare Your Options and=
 Preserve Income</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16); font-family: Arial, Verdana, Helvetica, sans-serif;">RECORDED FOR ON-D=
EMAND VIEWING</span></p>
</td> </tr> </table>  <table class=3D"button" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td=
 class=3D"button_container content-padding-horizontal" align=3D"right" styl=
e=3D"padding-left: 10px; padding-right: 20px;"> <table class=3D"button_cont=
ent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"button_content-cell" style=3D"background-color: #d50718; width=
: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; borde=
r: none;" align=3D"center" bgcolor=3D"#d50718"> <a class=3D"button_link" hr=
ef=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf=
_CAaEqi5Nv8tPUfbULMq2zXjJG78HvzSsaRE6O_LOqr00-xfcy1loyy0sECzAiCSom_NniVMNjT=
ZKkbHYh8TSYs8JfZD1eE_G07wQVxoyLVDHNAVE4wv1C2P3-3p47c0OgpSIGRf_UkyTUvwp7o3Ir=
ERLRFgEOUAhs62phXqmpicemI_j-8ar_2dx1mR9WD6prbUiDrZdIaTJBADhGMBYlLAjIfGtMajz=
eS_ky&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=
=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" target=3D"=
_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Arial=
,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; font=
-weight: bold; text-decoration: none;">WATCH IT ON-DEMAND</a> </td> </tr> <=
/table> </td> </tr> </table>   </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--2-column" style=3D"table-layout: fixe=
d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <=
td class=3D"column column--1 scale stack" style=3D"width: 25%;" align=3D"ce=
nter" valign=3D"top">
<div class=3D"spacer" style=3D"line-height: 15px; height: 15px;">&#x200a;</=
div> <table class=3D"button" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"button_=
container content-padding-horizontal" align=3D"left" style=3D"padding-left:=
 20px; padding-right: 10px;"> <table class=3D"button_content-row" style=3D"=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"butto=
n_content-cell" style=3D"background-color: #094f85; width: inherit; border-=
radius: 5px; border-spacing: 0; padding: 10px 15px; border: none;" align=3D=
"center" bgcolor=3D"#094f85"> <a class=3D"button_link" href=3D"#" target=3D=
"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Aria=
l,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; fon=
t-weight: bold; text-decoration: none;">RECORDED</a> </td> </tr> </table> <=
/td> </tr> </table>   <table class=3D"text text--padding-vertical" width=3D=
"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layo=
ut: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal=
" style=3D"line-height: 1; text-align: left; font-family: Arial,Verdana,Hel=
vetica,sans-serif; color: #000000; font-size: 15px; display: block; word-wr=
ap: break-word; padding: 10px 10px 10px 20px;" align=3D"left" valign=3D"top=
"><p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=
=3D"font-size: 10px; font-style: italic; font-family: Arial, Verdana, Helve=
tica, sans-serif; font-weight: bold;">Presented by:</span></p></td> </tr> <=
/table> <table class=3D"image image--mobile-scale image--mobile-center" wid=
th=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td clas=
s=3D"image_container content-padding-horizontal" style=3D"padding-left: 20p=
x; padding-right: 10px;" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <img data-image-content cla=
ss=3D"image_content" style=3D"display: block; height: auto; max-width: 100%=
;" width=3D"104" src=3D"https://files.constantcontact.com/e3050cb9001/08025=
67e-fff3-481f-9d5e-df470f9635c9.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </ta=
ble> </td> </tr> </table> <table class=3D"image image--padding-vertical ima=
ge--mobile-scale image--mobile-center" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"image_container content-padd=
ing-horizontal" style=3D"padding: 10px 10px 10px 20px;" align=3D"center" va=
lign=3D"top"> <table class=3D"image_container-caption text" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell" style=3D"text-align: center; font-family: Arial=
,Verdana,Helvetica,sans-serif; color: #000000; font-size: 15px; line-height=
: 1.2; display: block; word-wrap: break-word; padding: 0px;" align=3D"cente=
r"> <img data-image-content class=3D"image_content" style=3D"display: block=
; height: auto; max-width: 100%;" width=3D"200" src=3D"https://files.consta=
ntcontact.com/e3050cb9001/ba9897ec-4a3b-40c6-9cd9-74afdf992054.png?rdr=3Dtr=
ue" alt=3D"">  </td> </tr> </table> </td> </tr> </table> </td>  <td class=
=3D"column column--2 scale stack" style=3D"width: 75%;" align=3D"center" va=
lign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon=
t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-family: Arial, Verdana, Helveti=
ca, sans-serif; font-size: 26px; font-weight: bold; color: rgb(9, 79, 133);=
">Navigating New Insurance Requirements and Upgrading Aging Electrical Pane=
ls with Financing Options</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16); font-family: Arial, Verdana, Helvetica, sans-serif;">RECORDED FOR ON-D=
EMAND VIEWING</span></p>
</td> </tr> </table>  <table class=3D"button" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td=
 class=3D"button_container content-padding-horizontal" align=3D"right" styl=
e=3D"padding-left: 10px; padding-right: 20px;"> <table class=3D"button_cont=
ent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"button_content-cell" style=3D"background-color: #d50718; width=
: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; borde=
r: none;" align=3D"center" bgcolor=3D"#d50718"> <a class=3D"button_link" hr=
ef=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf=
_CAaEqi5Nv8tPUfbULMq2zXjJG78HvzSsaRE6OQolWYi-PEPl7SahbX-d3dOPHsNiPpAVgMtgnW=
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or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
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eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
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<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
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rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
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rgb(4, 32, 53); font-family: Arial, Verdana, Helvetica, sans-serif;">INDUST=
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<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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al" style=3D"padding: 0px 20px;" width=3D"100%" align=3D"left" valign=3D"to=
p"> <table class=3D"divider_content-row" style=3D"width: 31%; height: 1px;"=
 cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divide=
r_content-cell" style=3D"padding-bottom: 6px; background-color: #d50718; he=
ight: 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=
=3D"center" bgcolor=3D"#d50718"> <img alt=3D"" width=3D"5" height=3D"1" bor=
der=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.c=
om/letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px=
; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </tab=
le> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td =
class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cent=
er" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"line-height: 1; text-align: left; font-family: Arial,Verdana,Helv=
etica,sans-serif; color: #444444; font-size: 16px; display: block; word-wra=
p: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" valig=
n=3D"top">
<h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8=
5; font-size: 26px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133);">Oxnard landlord will pay $200K to settle housing discrimina=
tion claim</span></h1>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, =
77); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic=
;">Source: VC Star</span></p>
</td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;">An Oxnard landlord will pay about $200,000 to settl=
e a lawsuit brought by a tenant who said the landlord wouldn&#x2019;t let h=
im use a federal Section 8 voucher to pay the rent for his apartment.</p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;">Under a California law that took effect in 2020, la=
ndlords cannot discriminate against tenants or prospective tenants based on=
 the source of their income, including their reliance on the federally fund=
ed Section 8 rent assistance program.</p>
</td> </tr> </table>  <table class=3D"button button--padding-vertical" widt=
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bold; text-decoration: none;">READ MORE</a> </td> </tr> </table> </td> </tr=
> </table>   </td> </tr> </table> <table class=3D"layout layout--1-column" =
style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0=
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<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
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ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
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t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
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color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
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td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-co=
lumn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" =
style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center=
; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT=
</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali=
gn=3D"center" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w=
rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
ign=3D"top">
<h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8=
5; font-size: 26px; font-weight: bold; margin: 0;">Commercial Leasing Chang=
es You NEED to Know Starting January 1, 2025</h1>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, =
77); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic=
;">Source: JD Supra</span></p>
</td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;">In 2019, the California State Legislature enacted t=
he Tenant Protection Act, aimed at protecting long-term residential tenants=
 by limiting rent increases and restricting evictions.&#xa0;</p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;">To date, statewide tenant protections have been lim=
ited to residential tenancies. This will change on January 1, 2025, with SB=
 1103&#x2019;s creation of three new protections for &#x201c;qualifying com=
mercial tenants.&#x201d; Landlords and tenants alike should take notice of =
SB 1103&#x2019;s implications for the commercial real estate market and the=
 trend toward greater tenant protections in commercial real estate.&#xa0;&#=
xa0;</p>
</td> </tr> </table>  <table class=3D"button button--padding-vertical" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon=
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a,sans-serif; font-size: 14px; word-wrap: break-word; font-weight: bold; te=
xt-decoration: none;">READ MORE</a> </td> </tr> </table> </td> </tr> </tabl=
e>   </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D=
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: 100%;" align=3D"center" valign=3D"top">
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<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
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or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
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cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali=
gn=3D"center" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w=
rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
ign=3D"top">
<h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8=
5; font-size: 26px; font-weight: bold; margin: 0;">San Francisco, Other Cit=
ies Cut Red Tape to Turn Unused Office Buildings Into Housing</h1>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, =
77); font-style: italic; font-family: Arial, Verdana, Helvetica, sans-serif=
;">Source: The Times of San Diego</span></p>
</td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;">Nearly a fifth of office space across the country s=
its empty, a record high vacancy rate that&#x2019;s expected to keep growin=
g.</p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;">Seeking both to boost their economies and ease thei=
r housing shortages, cities are taking steps to encourage the conversion of=
 unused office space into much-needed housing. They include reductions in a=
pproval times, exemptions from affordable housing rules and changes in buil=
ding code requirements. Some cities and states also are providing tax incen=
tives or subsidies to developers.</p>
</td> </tr> </table>  <table class=3D"button button--padding-vertical" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon=
tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"button_c=
ontent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <t=
r> <td class=3D"button_content-cell" style=3D"background-color: #094f85; wi=
dth: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; bo=
rder: none;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button_link"=
 href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFl=
ZFf_CAaEqi5Nv8tPUfbULMq2zXjJG7-Y5bjeqmNX6EtXukBv_Xs5BZYTiY_JpzEPQEMSM7gK3HJ=
2-x8dKKGaTAg7nSNMuIopyL9yT6IDwCKbhq3xLoq_3Gmc6YUmN2QBx4ePvpgu9ey00UMAk62JUq=
IErt6FO8QtaiwSc9uTNBoE7xFvzpDQHtIgO8NXDGyBMXK4b5fAwcMBGrKiRdz81W_DfBEFnkaDG=
BUvERCnCV4tFYLR9FLe5WP0FkSid6quwda-E_HksuaM_kuM-HWiYhZHQlDHLRw=3D=3D&c=3Dtp=
k_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-=
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tica,sans-serif; font-size: 14px; word-wrap: break-word; font-weight: bold;=
 text-decoration: none;">READ MORE</a> </td> </tr> </table> </td> </tr> </t=
able>   </td> </tr> </table> <table class=3D"layout layout--1-column" style=
=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"wi=
dth: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
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t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
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0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
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td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-co=
lumn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" =
style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center=
; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT=
</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #000000; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#000000"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali=
gn=3D"center" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w=
rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
ign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33);">Keeping tenants housed, landlord and advocacy group come together to =
prevent evictions</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, =
77); font-style: italic; font-family: Arial, Verdana, Helvetica, sans-serif=
;">Source: Spectrum1 News</span></p>
</td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;">With over 46,000 eviction filings across Los Angele=
s County in 2023, the effort was meant to reduce those numbers and give str=
uggling tenants a chance to get back on track.&#xa0;</p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;">One of those tenants, was Tashanay Scott, who said =
the pandemic caused her to lose nearly half her hours at work and just coul=
dn&#x2019;t keep up with rent. Eventually she found another job, but by the=
n, months of rent had already accumulated.&#xa0;</p>
</td> </tr> </table>  <table class=3D"button button--padding-vertical" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon=
tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"button_c=
ontent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <t=
r> <td class=3D"button_content-cell" style=3D"background-color: #094f85; wi=
dth: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; bo=
rder: none;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button_link"=
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zxcf9w5gyacvRgntY8vUiXgYwM6uoTIp1fYAmECrmE8JYKm9Cao__HjLSaKqRtOU9A2NiqGuT19=
Obuh18kgeA1azYi9L8ZonMyTAebouyBJNiN5EjYyPipY6fAfUbioc5qc8Kpv-IjxcRh8-w14-qR=
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iKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=
=3D" target=3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; fon=
t-family: Arial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: b=
reak-word; font-weight: bold; text-decoration: none;">READ MORE</a> </td> <=
/tr> </table> </td> </tr> </table>   </td> </tr> </table> <table class=3D"l=
ayout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column colum=
n--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <=
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enter" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
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0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2z=
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ic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aD=
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eight: bold; text-decoration: none;"><img data-image-content class=3D"image=
_content" style=3D"display: block; height: auto; max-width: 100%;" width=3D=
"600" src=3D"https://files.constantcontact.com/e3050cb9001/fd7afa1f-b480-4e=
07-b07e-f4d546581946.jpg?rdr=3Dtrue" alt=3D""></a>  </td> </tr> </table> </=
td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-co=
lumn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" =
style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center=
; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT=
</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali=
gn=3D"center" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w=
rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
ign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33);">California Rent Control Rejection May Reflect Larger Desire for Chang=
e</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, =
77); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic=
;">Source: Governing</span></p>
</td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;">California voters trounced a proposal to lift state=
wide restrictions on local rent control, signaling to other left-leaning st=
ates that similar caps on skyrocketing rents might be an uphill climb.  It =
was, in fact, the third time Californians have said no.</p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;">The measure&#x2019;s defeat disappointed tenant adv=
ocates who argue that rent control would help curb the rapid rise in rents =
across the state. But for landlords and the housing industry, the latest de=
feat of the ballot question signals that statewide rent control remains a t=
ough sell.</p>
</td> </tr> </table>  <table class=3D"button button--padding-vertical" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon=
tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"button_c=
ontent-row" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <t=
r> <td class=3D"button_content-cell" style=3D"background-color: #094f85; wi=
dth: inherit; border-radius: 5px; border-spacing: 0; padding: 10px 15px; bo=
rder: none;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button_link"=
 href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFl=
ZFf_CAaEqi5Nv8tPUfbULMq2zXjJG7-Y5bjeqmNX6oUPBEEke3KNCjFPWwIVOKEBkxj_d4fNfXq=
jyKuJ80IbE8imMD42hKmXX0j_V19NKMIS2xWfI2ZWyA_mrdIND6yJbaBzQw6E-3XhW2xJSb6RFZ=
hfb9jrWtyQYDhoyN4wmIsWlF2RW3ySa1Vj9SVaSs3Wsg9QZVr6rmW9ax-UuCcchMmvJbqk9iBp6=
NrjqizUQ&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&c=
h=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" target=3D=
"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Aria=
l,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; fon=
t-weight: bold; text-decoration: none;">READ MORE</a> </td> </tr> </table> =
</td> </tr> </table>   </td> </tr> </table> <table class=3D"layout layout--=
1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale sta=
ck" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10=
0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe=
d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <=
td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c=
enter" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Arial,Verdana,Helvetica,sans-serif; =
color: #000000; font-size: 15px; line-height: 1.2; display: block; word-wra=
p: break-word; padding: 0px;" align=3D"center"> <a href=3D"https://5bua7nca=
b.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi5Nv8tPUfbULMq2z=
XjJG7xrw0U88KJ_4c6cXj6TJk9LK51pUXRjJUBNw4vkpvAPmgPm0GPpVzhCBHwH8lzyVUybWD-3=
lttgkz1YUqn1nl2bSDykrIbVmww=3D=3D&c=3Dtpk_1_bfw5wDadEX6tM9Lbeu_RSOLOJ-Iic6d=
eBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_JNiZUDJABOSnRCj5aDQqP0=
9XKhVSuA=3D=3D" data-trackable=3D"true" style=3D"color: #094f85; font-weigh=
t: bold; text-decoration: none;"><img data-image-content class=3D"image_con=
tent" style=3D"display: block; height: auto; max-width: 100%;" width=3D"600=
" src=3D"https://files.constantcontact.com/e3050cb9001/5ba669d3-85ff-4f0b-8=
8b1-7e0eb230c9ae.png?rdr=3Dtrue" alt=3D""></a>  </td> </tr> </table> </td> =
</tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-column=
" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" styl=
e=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin=
g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center=
; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT=
</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s=
cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont=
al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig=
n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width=
: 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=
=3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; =
line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D=
"1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=
=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan=
tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h=
eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <=
/tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou=
t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
 <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali=
gn=3D"center" valign=3D"top">
<table class=3D"text text--sectionHeading text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w=
rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val=
ign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8=
5; font-size: 26px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133);">Why Murals Are the Missing Piece for Apartment Complexes</s=
pan></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, =
77); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic=
;">Source: AptNewsInc.com</span></p>
</td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif=
; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p styl=
e=3D"margin: 0;">Apartment complexes today are more than just places to liv=
e&#x2014;they&#x2019;re communities, and the experience a tenant has while =
living there can make all the difference when it comes to leasing decisions=
. In a highly competitive rental market, property owners need to stand out,=
 and one way to do this is through artistic enhancements that elevate the e=
ntire space. While landscaping and renovations play their role, there&#x201=
9;s a dynamic element that&#x2019;s often overlooked: murals.</p></td> </tr=
> </table>  <table class=3D"button button--padding-vertical" width=3D"100%"=
 border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fi=
xed;"> <tr> <td class=3D"button_container content-padding-horizontal" align=
=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"button_content-row=
" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"button_content-cell" style=3D"background-color: #094f85; width: inher=
it; border-radius: 5px; border-spacing: 0; padding: 10px 15px; border: none=
;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button_link" href=3D"h=
ttps://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0016m6fZuqNzgNvWmzAKCPhvFlZFf_CAaEqi=
5Nv8tPUfbULMq2zXjJG77Nq_keoFEYWSX98ctlwG1TnjJBFr3bIqiOfH3L-D-LcRQ1KLQvGNW_1=
RNF6bXylMyOaNn9Tf4we7nlzaA4TGSbe137EczjKgagfPhKjI8l0y_zuNas7LNpPT78XibOJ0I3=
RQuEe-Fir7wVj0KJ5I7dhA_R1wg7LjCzmhhhba4fesRj0WUTclPM=3D&c=3Dtpk_1_bfw5wDadE=
X6tM9Lbeu_RSOLOJ-Iic6deBGnMg46Q6CiKAUeg=3D=3D&ch=3DRuXZnMnfOk-cqt5DiAWfCUI_=
JNiZUDJABOSnRCj5aDQqP09XKhVSuA=3D=3D" target=3D"_blank" data-trackable=3D"t=
rue" style=3D"color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-ser=
if; font-size: 14px; word-wrap: break-word; font-weight: bold; text-decorat=
ion: none;">READ MORE</a> </td> </tr> </table> </td> </tr> </table>   </td>=
 </tr> </table> <table class=3D"layout layout--1-column" style=3D"table-lay=
out: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" a=
lign=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D=
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0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di=
vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h=
eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al=
ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" =
border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac=
t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: =
1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </=
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