Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id uCjNHxAeTmfNpQkAchKAPA (envelope-from ) for ; Mon, 02 Dec 2024 14:52:32 -0600 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 02 Dec 2024 14:52:32 -0600 Received: from bz1170.e.upgrade.com ([223.165.123.182]:19277) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1tIDPD-002fNI-2w for info@sterlingcal.com; Mon, 02 Dec 2024 14:52:32 -0600 X-MSFBL: C0Z9+HffueSfP0+pS6mUvK493jNdGpeF0Gos8seGyBQ=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjc 0NjA0MWU0ZTY3MTFjMzQ0MzkiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1733172740; i=@e.upgrade.com; bh=PGcUaR0H83uGVK/C0R91taLLMXsa8pzvnj5X56pgUs4=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=pkOUDyqBRmYF7KLkGk4bHayrD+jb+jTSv9paes21JfKjzmmlgZG+WmjE8M8UE2m2v emZMxD5r2Re5Uci/Bkm62MV9ZhkYa0ztksGp/iWr7h+c1DX4Ol7Ly8mznVowQmsHRt M2uVenSA/WXoMjMjHDxKAfvKHx4RxzhDBHTCe9cI= From: "Upgrade" Message-ID: <93.4C.63125.40E1E476@i-0fe14845432bff5d4.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, your December invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Mon, 02 Dec 2024 20:52:20 +0000 Content-Type: multipart/alternative; boundary="_----K0TMWm4HM0D7P3eFCR0hdg===_9E/3C-63125-40E1E476" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----K0TMWm4HM0D7P3eFCR0hdg===_9E/3C-63125-40E1E476 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0Aupgrade_logo (= https://link.upgrade.com/f/a/v1pWfCrE_EQeeA38A8Z4_g~~/AAQRxQA~/RgRpMKMEP0Q= XaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ0YEHk5nEcNEOVIUaW5mb0BzdGVybGluZ2= NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AFree Yourself= from High-Interest Credit Cards=0AHi,=0AAre you ready to say goodbye to yo= ur high-interest credit cards=0Aand debt=3F With a personal loan through Up= grade, you can circle=0Athe date that you could be debt free. It=E2=80=99s = time to check your=0Arate and plan for your financial freedom. Upgrade ha= s helped=0Athousands of people get on their way to financial freedom =E2=80= =93 and=0Ayou could be next! =E2=80=93 Low, fixed interest rates that n= ever=0Achange =E2=80=93 Affordable monthly payments =E2=80=93 N= o prepayment=0Apenalty if you decide to pay off your loan early=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/0QCEuNNF1ycvPUcwb_LY8A~= ~/AAQRxQA~/RgRpMKMEP0R5aHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVu= bmVsP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249c2V= uZDAyJnV0bV9jb250ZW50PWVtYWlsX2N0YVcDc3BjQgpnRgQeTmcRw0Q5UhRpbmZvQHN0ZXJsaW= 5nY2FsLmNvbVgEAAACFQ~~=0A) =0A Thanks,=0AThe Upgrade Team P.S. Chec= k your rate now (=0Ahttps://link.upgrade.com/f/a/CHI-oZy2m3_WbnK2zbZh7w~~/A= AQRxQA~/RgRpMKMEP0QqaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZnVubmVsL25vbmRtZnVubmV= sVwNzcGNCCmdGBB5OZxHDRDlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=3Futm_source= =3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend02&utm_content=3Demail_tx= t=0A) and get on your path to financial freedom! If you=0Ahave= questions, we're here to help. support@upgrade.com=0APersonal loans ma= de through Upgrade feature Annual Percentage=0ARates (APRs) of 9.99%-35.99%= . All personal loans have a 1.85% to=0A9.99% origination fee, which is ded= ucted from the loan proceeds.=0ALowest rates require Autopay and paying off= a portion of existing=0Adebt directly. Loans feature repayment terms of 24= to 84 months.=0AFor example, if you receive a $10,000 loan with a 36-month= term=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aan= d a 5% one-time origination fee), you would receive $9,500 in=0Ayour accoun= t and would have a required monthly payment of=0A$341.48. Over the life of = the loan, your payments would total=0A$12,293.46. The APR on your loan may = be higher or lower and your=0Aloan offers may not have multiple term length= s available. Actual=0Arate depends on credit score, credit usage history, l= oan term,=0Aand other factors. Late payments or subsequent charges and fees= =0Amay increase the cost of your fixed rate loan. There is no fee or=0Apena= lty for repaying a loan early.=0A All loans, Personal Credit=0ALines, and c= hecking and savings accounts are provided by=0AUpgrade's bank partners ( ht= tps://link.upgrade.com/f/a/QECdzSpjx-5nwXPDz8mtrg~~/AAQRxQA~/RgRpMKMEP0QmaH= R0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ0YEHk5nEcNEOVIUa= W5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgrad= e Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https= ://link.upgrade.com/f/a/QECdzSpjx-5nwXPDz8mtrg~~/AAQRxQA~/RgRpMKMEP0QmaHR0c= HM6Ly93d3cudXBncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ0YEHk5nEcNEOVIUaW5m= b0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ ), pursuant to a license=0Afrom Visa USA I= nc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses= =0A=0A( https://link.upgrade.com/f/a/GcK7yUJ9DhV4qhH_8B-Ceg~~/AAQRxQA~/RgRp= MKMEP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ= 0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW= 9uVwNzcGNCCmdGBB5OZxHDRDlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and doe= s business under the following DBAs =0A( https://link.upgrade.com/f/a/cYH6R= GHZ6VrRqsEq8lS36w~~/AAQRxQA~/RgRpMKMEP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZG= JhL1cDc3BjQgpnRgQeTmcRw0Q5UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0A= Upgrade is a financial technology company, not a bank =0A( https://link.upg= rade.com/f/a/sMPULkEw2k29zSYFXs70qg~~/AAQRxQA~/RgRpMKMEP0ROaHR0cHM6Ly91cGdy= YWRlLnplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmF= kZS1hLWJhbmstVwNzcGNCCmdGBB5OZxHDRDlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )= =0A. =0A=0A=0Afacebook =0A( https://link.upgrade.com/f/a/aUeGU-K0u1IYKS_hIh= y8pg~~/AAQRxQA~/RgRpMKMEP0R9aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZ= hY2Vib29rP3V0bV9zb3VyY2U9ZGVjbF9vbGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ2= 49c2VuZDAyJnV0bV9jb250ZW50PWZhY2Vib29rX2xpbmtXA3NwY0IKZ0YEHk5nEcNEOVIUaW5mb= 0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0Ainstagram =0A( https://link.upgrade.= com/f/a/hO8FUYzCJWYeojZjCV_-PQ~~/AAQRxQA~/RgRpMKMEP0R9aHR0cHM6Ly93d3cuaW5zd= GFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1kZWNsX29sZCZ1dG1fbWVkaXVt= PWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDImdXRtX2NvbnRlbnQ9aW5zdGFncmFtX2xpbmtXA3N= wY0IKZ0YEHk5nEcNEOVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0Ablog =0A( = https://link.upgrade.com/f/a/1WYa71EEeYSMWtJjZ_Mbbg~~/AAQRxQA~/RgRpMKMEP0R-= aHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJ= jZT1kZWNsX29sZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zZW5kMDImdXRtX2Nvbn= RlbnQ9YmxvZ19saW5rVwNzcGNCCmdGBB5OZxHDRDlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAA= AIV )=0A Please do not reply directly to this message as it was=0Asen= t from an unattended mailbox. This email contains=0Aadvertising content = and was sent to=0Ainfo@sterlingcal.com based on your communication=0Aprefer= ences. No longer want to receive these emails=3F=0AUnsubscribe ( https:/= /link.upgrade.com/f/a/maV1H1xMEHbuQYXdqWyivQ~~/AAQRxQA~/RgRpMKMEP4QBAmh0dHB= zOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD= 0lMjQxJTI0RDJEaVJFQ1NldExlbmtFN2d5T3BNdyUzRCUzRCUyNHlqcjlIMnhEUWtvMHgzdHJVY= UtjTEJUanp1SVAlMkZ0RlFhbjdSWnZ1bGZ2ODh0S1dJY3ptUFElMkZqbDJvSUolMEEzd2tTYzBV= YkdreWEyelNpSGxsdWxOcUM5bDN2WXpjdzhnMHpQRHdMTk9KZEwlMkZhVmdBZ2xKU3FyS1hVRyU= wQXVROXhCclglMkZzdzdJVmZwV0Rja3ElMkIlMkZuYW0lMkZrSVElMkZXdGxTdThueG9yJTJGTi= UyQmh6NklzYlNPZXE0Uk1oSlV1JTBBVE9KS2klMkZyc3AzU0dKWDVhcTl6U0piZEN5ekVVbDFGT= FR2MFZVRE00UVdKSDdUNzVHVHAlMkIycm5QMzJlUiUwQUdCNXlDYmR1TU5jMHYlMkZZYnFtYWZL= Ym9XRlZzdGt3Y1BEeFNYRXVOYzhMOHhGVU0wbFQwM3VDZzc4b214JTBBRFZqOVUzUk1Ub3d2Mld= PWkp1amxMYnJQZ2xOR3BtZW1IaW96aHN5c3E2Y1lPdVJka250YmJ0VE83UEViJTBBMnZnJTNEJj= E9MVcDc3BjQgpnRgQeTmcRw0Q5UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0AUpgr= ade is located at 275 Battery Street, 23rd Floor, San=0AFrancisco, CA, 9411= 1=0A=C2=A9 2024 Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( htt= ps://link.upgrade.com/f/a/5JMr6YHGI8Cl7UvC0TGIug~~/AAQRxQA~/RgRpMKMEP0QfaHR= 0cHM6Ly93d3cudXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnRgQeTmcRw0Q5UhRpbmZvQHN0ZX= JsaW5nY2FsLmNvbVgEAAACFQ~~ )=0A=0A Equal Housing Lender=0A PL_ITA_= DECL_OLD_S2 --_----K0TMWm4HM0D7P3eFCR0hdg===_9E/3C-63125-40E1E476 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A=0A=0A=0A= =0A=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Free Yourself from High-Interest Credit Cards=0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Hi,
Are you ready= to say goodbye to your high-interest credit cards and debt=3F With a perso= nal loan through Upgrade, you can circle the date that you could be debt fr= ee. It=E2=80=99s time to check your rate and plan for your financial freedo= m.
Upgrade has helped thousands of people get on their way to= financial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change
=0D=0A =0D=0A = =0D=0A =0D=0A <= /tr>=0D=0A
=E2=80= =93Affordable monthly payments
=0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A
=E2=80=93No prepayment penalty if you decide to pay off your loan early
=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Check Your Rate=0D=0A= =0D=0A
Thanks,
=0D=0A = The Upgrade Team
P.S. Check your rate now and get on your path t= o financial freedom!
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A support@upgrade.com=0D=0A =0D=0A =0D= =0A
If you have question= s, we're here to help.=0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =
=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =
Personal loans made through = Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All persona= l loans have a 1.85% to 9.99% origination fee, which is deducted from the l= oan proceeds. Lowest rates require Autopay and paying off a portion of exis= ting debt directly. Loans feature repayment terms of 24 to 84 months. For e= xample, if you receive a $10,000 loan with a 36-month term and a 17.59% APR= (which includes a 13.94% yearly interest rate and a 5% one-time originatio= n fee), you would receive $9,500 in your account and would have a required = monthly payment of $341.48. Over the life of the loan, your payments would = total $12,293.46. The APR on your loan may be higher or lower and your loan= offers may not have multiple term lengths available. Actual rate depends o= n credit score, credit usage history, loan term, and other factors. Late pa= yments or subsequent charges and fees may increase the cost of your fixed r= ate loan. There is no fee or penalty for repaying a loan early. =0A All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Deb= it Cards are issued by Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the followi= ng state licenses and does business under the following DBAs.
=0A
= =0AUpgrade is a financial techn= ology company, not a bank.=0A=0A
=0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =C2=A9 2024 Upgrade, Inc. All rights r= eserved. =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
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