Envelope-to: info@sterlingcal.com
Delivery-date: Fri, 29 Nov 2024 07:44:43 -0600
From: "Upgrade" <email@e.upgrade.com>
Message-ID: <96.CB.24926.045C9476@i-0c42a61c4959cc968.mta1vrest.sd.prd.sparkpost>
Subject:  New: no monthly fee Rewards Checking Plus 
To: info@sterlingcal.com
Date: Fri, 29 Nov 2024 13:44:32 +0000
Content-Type: multipart/alternative; boundary="_----lHysu14OyoNhnInxtgGWIA===_E3/CB-24926-045C9476"
MIME-Version: 1.0
Reply-To: noreply.email@upgrade.com

--_----lHysu14OyoNhnInxtgGWIA===_E3/CB-24926-045C9476
Content-Transfer-Encoding: quoted-printable
Content-Type: text/plain; charset="UTF-8"

=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A         Upgrade     =
96=0ACash back rewards, no monthly fees, and more great features are=0Await=
ing for you.=0A=0Aupgrade_logo ( https://link.upgrade.com/f/a/2PTxqmTgDSeTi=
j6sq-YiAA~~/AAQRxQA~/RgRpLEpAP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ0=
ZAxUlnFJM8aVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~ )=0A=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AAre you ready for a better checking account e=
xperience=3F=0ARewards Checking Plus is here with:     =E2=80=93 Up to 2% c=
ash back on=0Apurchases1=0A=E2=80=93 Get paid up to two days early with dir=
ect deposit2=0A=E2=80=93 No monthly fees      =0A=0A=0A=0AGet Started (=0Ah=
ttps://link.upgrade.com/f/a/LmOvYDVBtKFclD-hsgCuEg~~/AAQRxQA~/RgRpLEpAP0SWa=
HR0cHM6Ly93d3cudXBncmFkZS5jb20vcmV3YXJkcy1jaGVja2luZy1wbHVzLz91dG1fc291cmNl=
PXJjeHNlbGxkZWNsX3BsX28mdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249cmN4c2VsbGR=
lY2xfcGxfb19zZW5kMDMmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCCmdGQMVJZxSTPGlSFG=
luZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV=0A)     =0A   It's easy =E2=80=93 simply=
 sign in (=0Ahttps://link.upgrade.com/f/a/aSdgdgvXpJrjvTWRlrDffg~~/AAQRxQA~=
/RgRpLEpAP0QuaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcmV3YXJkcy1jaGVja2luZy1wbHVzL1=
cDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~=3Futm_source=
=3Drcxselldecl_pl_o&utm_medium=3Demail&utm_campaign=3Drcxselldecl_pl_o_send=
03&utm_content=3Demail_link=0A) to get started. Pair with the=0APerformance=
 Savings account through=0AUpgrade3 and reach your goals=0Afaster!   Thanks=
,=0AThe Upgrade Team              If you have questions, we're here=0Ato he=
lp.     support@upgrade.com=0A=0A=0A=0A=0A      Download the Upgrade app=0A=
today and start managing your account on the go.=0ADownload in the App Stor=
e ( https://link.upgrade.com/f/a/ULFop3yDJ9Bs3RJrLJyfcA~~/AAQRxQA~/RgRpLEpA=
P0QiaHR0cHM6Ly9hcHAudXMuYWRqdXN0LmNvbS8xMjJ4d3p1dlcDc3BjQgpnRkDFSWcUkzxpUhR=
pbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0AAndroid App in Google Play ( http=
s://link.upgrade.com/f/a/U7L2TSaJRlYD3OP389B4ug~~/AAQRxQA~/RgRpLEpAP0QiaHR0=
cHM6Ly9hcHAudXMuYWRqdXN0LmNvbS8xMmxpc2I2clcDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN=
0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ )=0AApp Store=C2=AE is a registered trademark=
 of Apple Inc. Google Play=E2=84=A2=0Aand the Google Play logo are trademar=
ks of Google LLC.=0A=0A1 Rewards Checking Plus customers who set up monthly=
 direct=0Adeposits ( https://link.upgrade.com/f/a/4JA1hirMccb5gsHMt00jrg~~/=
AAQRxQA~/RgRpLEpAP0QwaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGVwb3NpdHMvYWN0aXZlLW=
FjY291bnQvVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV ) of=
=0A$1,000 or more earn 2% cash back on common everyday expenses at=0Aconven=
ience stores, drugstores, restaurants and bars - including=0Adeliveries - a=
nd gas stations, as well as recurring payments on=0Autilities and monthly s=
ubscriptions including phone, cable, TV=0Aand other streaming services, and=
 1% cash back on all other debit=0Acard purchases. 2% cash back is limited =
to $500 in rewards per=0Acalendar year; after $500, customers earn 1% cash =
back on all=0Aeligible debit card purchases for the remainder of the year.=
=0ARewards Checking Plus accounts with less than $1,000 in monthly=0Adirect=
 deposits 60 days after account opening will earn 1% cash=0Aback on common =
everyday expenses and 0.50% cash back on all other=0Aeligible debit card pu=
rchases. Some limitations apply. Please=0Arefer to the applicable Upgrade V=
isa=C2=AE Debit Card Agreement and=0ADisclosures for more information.=0A2 =
Early direct deposit requires setting up of recurring=0Aelectronic direct d=
eposit from your employer, payroll, or=0Abenefits provider and is limited t=
o direct deposits under $5,000.=0AEarly access to direct deposit funds depe=
nds on the timing in=0Awhich we receive notice of impending direct deposit,=
 which is=0Agenerally up to two days before the scheduled deposit date.=0A3=
=0APerformance Savings account only available to=0Acurrent customers with a=
 Rewards Checking Plus account through=0AUpgrade. Outbound account transfer=
s from the=0APerformance Savings account may only be made to=0Ayour Rewards=
 Checking Plus account through Upgrade. The Annual=0APercentage Yield (APY)=
 for the Performance Savings=0Aaccount is variable and may change at any ti=
me.=0A All loans, Personal Credit=0ALines, and checking and savings account=
s are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/=
AwR6PpL5N4_q1Xy3dWpZ-g~~/AAQRxQA~/RgRpLEpAP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb=
20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ0ZAxUlnFJM8aVIUaW5mb0BzdGVybGluZ2NhbC5jb21Y=
BAAAAhU~ ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards ar=
e issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/AwR=
6PpL5N4_q1Xy3dWpZ-g~~/AAQRxQA~/RgRpLEpAP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20v=
YmFuay1wYXJ0bmVycy9XA3NwY0IKZ0ZAxUlnFJM8aVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAA=
AAhU~ ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML=
S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.=
com/f/a/sR8JYr5NEl5PtVsNADWOyA~~/AAQRxQA~/RgRpLEpAP0RsaHR0cHM6Ly91cGdyYWRlL=
nplbmRlc2suY29tL2hjL2VuLXVzL2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3Rh=
dGUtTGljZW5zZXMtYW5kLUNvbnN1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdGQMVJZxSTPGlSFGl=
uZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A and does business under the followin=
g DBAs =0A( https://link.upgrade.com/f/a/MZe8AfKxpg63VKsBmXNkXw~~/AAQRxQA~/=
RgRpLEpAP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnRkDFSWcUkzxpUhR=
pbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ ).=0A=0AUpgrade is a financial techno=
logy company, not a bank =0A( https://link.upgrade.com/f/a/tDHRp1cw644CF_-x=
xZ9YrQ~~/AAQRxQA~/RgRpLEpAP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuL=
XVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGNCCmdGQMVJ=
ZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A. =0A=0A=0Afacebook =0A( h=
ttps://link.upgrade.com/f/a/F7GkRnh4o1dvOA51-HRyrw~~/AAQRxQA~/RgRpLEpAP0SWa=
HR0cHM6Ly93d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9cmN4=
c2VsbGRlY2xfcGxfbyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1yY3hzZWxsZGVjbF9=
wbF9vX3NlbmQwMyZ1dG1fY29udGVudD1mYWNlYm9va19saW5rVwNzcGNCCmdGQMVJZxSTPGlSFG=
luZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0A=0Ainstagram =0A( https://link.upgra=
de.com/f/a/YG5jDWiVPWRLX3TSNAmUOQ~~/AAQRxQA~/RgRpLEpAP0SWaHR0cHM6Ly93d3cuaW=
5zdGFncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1yY3hzZWxsZGVjbF9wbF9vJ=
nV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXJjeHNlbGxkZWNsX3BsX29fc2VuZDAzJnV0=
bV9jb250ZW50PWluc3RhZ3JhbV9saW5rVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3Rlcmxpbmd=
jYWwuY29tWAQAAAIV )=0A=0Ablog =0A( https://link.upgrade.com/f/a/n7OSwx9ZRS4=
LB5Elz9oMew~~/AAQRxQA~/RgRpLEpAP0SXaHR0cHM6Ly93d3cudXBncmFkZS5jb20vY3JlZGl0=
LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1yY3hzZWxsZGVjbF9wbF9vJnV0bV9tZWRpdW0=
9ZW1haWwmdXRtX2NhbXBhaWduPXJjeHNlbGxkZWNsX3BsX29fc2VuZDAzJnV0bV9jb250ZW50PW=
Jsb2dfbGlua1cDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~ =
)=0A       Please do not reply directly to this message as it was=0Asent fr=
om an unattended mailbox.    This email contains=0Aadvertising content and =
was sent to=0Ainfo@sterlingcal.com based on your communication=0Apreference=
s.    No longer want to receive these emails=3F=0AUnsubscribe ( https://lin=
k.upgrade.com/f/a/IwdMUUuaPhmmgsFIheYqBw~~/AAQRxQA~/RgRpLEpAP4T9AWh0dHBzOi8=
vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX3VzZXIvdW5zdWJzY3JpYmU_ZD0lMj=
QxJTI0MVpIV1RxaXFGRXNpTTJMZ29GS2tOZyUzRCUzRCUyNFhFTDdRRlFjOUQ3JTJCSERzaEZKO=
VNXZUtKRkpPbndBRlBKejlhVXhQMkY0REVKeHJKTTZmRmRRb29SWGR6JTBBb21JelJIMVElMkJW=
aTV4ejcxank0VzNGcjFyQ3Z5TVNEQkJFWEV4Skp5WiUyQndsR3NGWWt0TG9qYTZwU1hEaiUwQVd=
qdFk5UmY5bSUyRllob21VeWNpcHR5aTNJUEglMkZLeEdzcDNMQ1FOV1BYNGpWMWhpNjYwd29Tbz=
dxcW5la1MlMEFKYXJpOVBMTHVjMDYlMkJ0NHladzdrMHFNTVNOaGNqc21pZHA0NEp0S05FTGYwR=
URJc3gyem9lQlpyaWVpZiUwQXBWNVU1SUMxZ3loVm50MmlQWnBoblh2JTJCVXJiJTJCbGhsRVli=
MVdhdlNZd2FBVVFqb25pTUFqZkpNWVJqdUolMEFNNmVUVnZkdXNlNXZLT2JIa1Q4RHplQjFpRjF=
FJTJCazRYJTJCQW12d3J4WVFkVkNqJTJGUHhPUGhDSGhVZHlxZFolMEFzRDQlM0QmMT0xVwNzcG=
NCCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV )=0AUpgrade is locat=
ed at 275 Battery Street, 23rd Floor, San=0AFrancisco, CA, 94111=0A=C2=A9 2=
024 Upgrade, Inc. All rights=0Areserved.=0APrivacy Policy ( https://link.up=
grade.com/f/a/UDHbGwdxfqxwp7tL6rj7kQ~~/AAQRxQA~/RgRpLEpAP0QfaHR0cHM6Ly93d3c=
udXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLm=
NvbVgEAAACFQ~~ )=0A=0A   Equal Housing Lender=0A        RC_XS_PL_DECL_O_S3
--_----lHysu14OyoNhnInxtgGWIA===_E3/CB-24926-045C9476
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="UTF-8"

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.=
w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">=0A<html xmlns=3D"http://www.=
w3.org/1999/xhtml">=0A  <head>=0A    <meta http-equiv=3D"Content-Type" cont=
ent=3D"text/html; charset=3DUTF-8" />=0A    <style>img {=0Aborder: 0; heigh=
t: auto; outline: none; text-decoration: none;=0A}=0Abody {=0Aheight: 100% =
!important; margin: 0 auto !important; padding: 0; width: 100% !important;=
=0A}=0A.cta_table:hover {=0Abackground-color: #0A4007 !important;=0A}=0A.ct=
a_table a:hover {=0Acolor: #ffffff !important;=0A}=0A.cta_table2:hover {=0A=
background-color: #E9F4E7 !important;=0A}=0A.cta_table2 a:hover {=0Acolor: =
#0E680E !important;=0A}=0Aa:hover {=0Acolor: #1F63D2 !important;=0A}=0Aimg =
{=0A-ms-interpolation-mode: bicubic;=0A}=0A.ReadMsgBody {=0Awidth: 100%;=0A=
}=0A.ExternalClass {=0Awidth: 100%;=0A}=0Abody {=0A-ms-text-size-adjust: 10=
0%; -webkit-text-size-adjust: 100%;=0A}=0A.ExternalClass {=0Aline-height: 1=
00%;=0A}=0A@media screen and (max-width:480px) {=0A  .mblHde {=0A    displa=
y: none !important;=0A  }=0A  .w100 {=0A    width: 100% !important; max-wid=
th: 100% !important;=0A  }=0A  .w100b {=0A    width: 50% !important;=0A  }=
=0A  .w95 {=0A    width: 95% !important; max-width: 95% !important;=0A  }=
=0A  .w85 {=0A    width: 85% !important; max-width: 85% !important;=0A  }=
=0A  .w80 {=0A    width: 80% !important; max-width: 80% !important;=0A  }=
=0A  .w35 {=0A    width: 35% !important; max-width: 35% !important;=0A  }=
=0A  .pdRmRgt {=0A    padding-right: 0 !important;=0A  }=0A  .pdRmAll {=0A =
   padding-top: 0 !important; padding-right: 0 !important; padding-bottom: =
0 !important; padding-left: 0 !important;=0A  }=0A  .mblPdLR {=0A    paddin=
g-left: 20px !important; padding-right: 20px !important;=0A  }=0A  .mblCntr=
 {=0A    margin: 0 auto !important;=0A  }=0A  .mbl {=0A    display: block !=
important; max-height: none !important;=0A  }=0A}=0A@media screen and (max-=
width:410px) {=0A  .mblLft {=0A    text-align: left !important;=0A  }=0A  .=
w100b {=0A    width: 100% !important;=0A  }=0A  .mbl_txt_link {=0A    font-=
size: 12px !important;=0A  }=0A  .mbl_text_cs {=0A    font-size: 14px !impo=
rtant;=0A  }=0A}=0A@media screen and (max-width:375px) {=0A  .mbl_txt_link =
{=0A    font-size: 12px !important; display: none !important;=0A  }=0A  .ct=
a_table {=0A    width: 90% !important;=0A  }=0A}=0A@media screen and (max-w=
idth:325px) {=0A  .mbl_txt_link {=0A    font-size: 10px !important; display=
: none !important;=0A  }=0A}=0A</style>=0A  </head>=0A  <body style=3D"heig=
ht: 100% !important; width: 100% !important; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; margin: 0 auto; padding: 0;"><span style=3D"f=
ont-size: 0px !important; line-height: 0px !important;">=0D=0A=0D=0A=0D=0A=
=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A</span>=0D=0A=
=0D=0A=0D=0A<meta http-equiv=3D"Content-Type" content=3D"text/html; charset=
=3Dutf-8" />=0D=0A<meta name=3D"viewport" content=3D"width=3Ddevice-width, =
initial-scale=3D1.0" />=0D=0A<!--[if !mso]><!-->=0D=0A<meta http-equiv=3D"X=
-UA-Compatible" content=3D"IE=3Dedge" />=0D=0A<!--<![endif]-->=0D=0A<title>=
Upgrade</title>=0D=0A=0D=0A<!--[if gte mso 9]><xml>=0D=0A  <o:OfficeDocumen=
tSettings>=0D=0A  <o:AllowPNG/>=0D=0A  <o:PixelsPerInch>96</o:PixelsPerInch=
>=0D=0A  </o:OfficeDocumentSettings>=0D=0A  </xml><![endif]-->=0D=0A=0D=0A=
=0D=0A=0D=0A<!--PREHEADER STARTS HERE-->=0D=0A<table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse;=
 mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%;">=0D=0A  <tbody>=0D=0A    <tr>=0D=0A      <=
td style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 1px; line=
-height: 1px; color: #f5f5f5; max-height: 0px; max-width: 0px; opacity: 0; =
overflow: hidden; display: none; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">Cash back =
rewards, no monthly fees, and more great features are waiting for you.</td>=
=0D=0A    </tr>=0D=0A  </tbody>=0D=0A</table>=0D=0A<!--/PREHEADER ENDS HERE=
--> =0D=0A<!--ALL CONTENT STARTS HERE--> =0D=0A<!--HEADER STARTS HERE-->=0D=
=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 class=3D"mbl" style=3D"width: 100%; min-width: 100% !important; border-col=
lapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#f5f5f5">=0D=0A=
  <tbody>=0D=0A  =0D=0A  <tr>=0D=0A    <td style=3D"font-size: 0; mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">&nbsp;</td>=0D=0A    <td align=3D"center" style=3D"width: 600px; ms=
o-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-=
adjust: 100%;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" class=3D"mblHeader" style=3D"width: 100%; min-width: 90% !import=
ant; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A     =
   <tbody>=0D=0A          <tr>=0D=0A            <td align=3D"center" valign=
=3D"top" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-l=
space: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;">=0D=0A                <tbody>=0D=0A                  <=
tr>=0D=0A                    <td style=3D"font-size: 0; mso-line-height-rul=
e: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pad=
ding: 15px 0;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspac=
e: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%;">=0D=0A                        <tbody>=0D=0A               =
           <tr>=0D=0A                            <td align=3D"left" style=
=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" class=3D"mblHeader" style=3D"width: 100%; max-width: 600px; border-collap=
se: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; min-width: 90% !important;">=
=0A  <tbody>=0A    <tr>=0A      <td align=3D"center" valign=3D"top" style=
=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; m=
so-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">=0A          <tbody>=0A            <tr>=0A              <td style=
=3D"font-size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; padding: 0px;" valign=3D"top"><table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-c=
ollapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A                  <tb=
ody>=0A                    <tr>=0A                      <td align=3D"center=
" valign=3D"middle" style=3D"mso-line-height-rule: exactly; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%;"><a alias=3D"upgrade_logo" hre=
f=3D"https://link.upgrade.com/f/a/2PTxqmTgDSeTij6sq-YiAA~~/AAQRxQA~/RgRpLEp=
AP0QXaHR0cHM6Ly93d3cudXBncmFkZS5jb21XA3NwY0IKZ0ZAxUlnFJM8aVIUaW5mb0BzdGVybG=
luZ2NhbC5jb21YBAAAAhU~" style=3D"font-family: Graphik, Helvetica, Arial, sa=
ns-serif; text-align: center; font-size: 20px; color: #4899C4 !important; t=
ext-decoration: none; mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%;"><img alt=3D"upgrade_logo" border=3D"=
0" height=3D"33" src=3D"https://braze-images.com/appboy/communication/asset=
s/image_assets/images/63348ce6db77c73d707010e4/original.png=3F1664388326" s=
tyle=3D"outline: 0px; width: 144px; height: auto; font-family: Graphik, Hel=
vetica, Arial, sans-serif; font-size: 24px; color: rgb(0, 175, 106); text-d=
ecoration: none; -ms-interpolation-mode: bicubic; padding: 0px; border-widt=
h: 0px;" title=3D"logo" width=3D"144" class=3D"center" /></a></td>=0A      =
              </tr>=0A                  </tbody>=0A                </table>=
</td>=0A            </tr>=0A          </tbody>=0A        </table></td>=0A  =
  </tr>=0A  </tbody>=0A</table>=0A<!-- X-250ok-CID: upgrade_rc_xsell_pl_dec=
lined_old_send03-->=0A=0A<span style=3D"font-size: 0px; line-height: 1;">=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A  =0A=0A=0A=0A=
=0A</span></td>=0D=0A                          </tr>=0D=0A                 =
       </tbody>=0D=0A                      </table></td>=0D=0A             =
     </tr>=0D=0A                </tbody>=0D=0A              </table></td>=
=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =
=0D=0A      <!--/HEADER ENDS HERE--> =0D=0A      =0D=0A      <!--PRIMARY-->=
=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0=
pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A        =0D=0A =
       <tr>=0D=0A          <td align=3D"center" style=3D"mso-line-height-ru=
le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pa=
dding: 40px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" sty=
le=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0pt; mso-tab=
le-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
">=0D=0A              <tbody>=0D=0A              <tr>=0D=0A                =
  <td style=3D"font-family: Helvetica, Arial, serif; font-size: 24px; line-=
height: 32px; color: #0E680E; font-weight: bold; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"=
left"></td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A     =
             <td style=3D"padding-top: 0px; font-family: Helvetica, Arial, =
serif; font-size: 16px; line-height: 22px; color: #37383A; mso-line-height-=
rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
 align=3D"left"><span style=3D"font-size: 0px; line-height: 1;"></span>Hi,<=
/td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A            =
      <td style=3D"font-family: Helvetica, Arial, serif; font-size: 16px; l=
ine-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" a=
lign=3D"left">Are you ready for a better checking account experience=3F</td=
>=0D=0A                </tr>=0D=0A                    <tr>=0D=0A           =
       <td style=3D"font-family: Graphik, Graphik, Helvetica, Arial, Sans-S=
erif; font-size: 16px; line-height: 24px; color: #37383A; mso-line-height-r=
ule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; p=
adding: 15px 0px 0px;" align=3D"left"> <strong>Rewards Checking Plus is her=
e with</strong>:</td>=0D=0A                </tr>=0D=0A                <tr>=
=0D=0A                      <td style=3D"mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table style=3D"b=
order-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A           =
               <tr>=0D=0A                            <td valign=3D"top" ali=
gn=3D"left" width=3D"25" style=3D"font-family: Helvetica, Arial, serif; fon=
t-size: 16px; line-height: 22px; color: #0E680E; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 1=
5px 5px 0px 20px;"><strong>=E2=80=93</strong></td>=0D=0A                   =
         <td valign=3D"top" width=3D"515" style=3D"padding-top: 15px; font-=
family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; color:=
 #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;" align=3D"left">Up to 2% cash back on purchases<s=
up style=3D"font-size: 10px; line-height: 1;">1</sup></td>=0D=0A           =
               </tr>=0D=0A                        </table></td>=0D=0A      =
              </tr>=0D=0A                     <tr>=0D=0A                   =
   <td style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%;"><table style=3D"border-collapse: collapse;=
 mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%;">=0D=0A                          <tr>=0D=0A=
                            <td valign=3D"top" align=3D"left" width=3D"25" =
style=3D"font-family: Helvetica, Arial, serif; font-size: 16px; line-height=
: 22px; color: #0E680E; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; padding: 15px 5px 0px 20px;"><stron=
g>=E2=80=93</strong></td>=0D=0A                            <td valign=3D"to=
p" width=3D"515" style=3D"padding-top: 15px; font-family: Helvetica, Arial,=
 serif; font-size: 16px; line-height: 22px; color: #37383A; mso-line-height=
-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
" align=3D"left">Get paid up to two days early with direct deposit<sup styl=
e=3D"font-size: 10px; line-height: 1;">2</sup></td>=0D=0A                  =
        </tr>=0D=0A                        </table></td>=0D=0A             =
       </tr>=0D=0A                    <tr>=0D=0A                      <td s=
tyle=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;"><table style=3D"border-collapse: collapse; mso-tab=
le-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;">=0D=0A                          <tr>=0D=0A        =
                    <td valign=3D"top" align=3D"left" width=3D"25" style=3D=
"font-family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; =
color: #0E680E; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%; padding: 15px 5px 0px 20px;"><strong>=E2=80=
=93</strong></td>=0D=0A                            <td valign=3D"top" width=
=3D"515" style=3D"font-family: Helvetica, Arial, serif; font-size: 16px; li=
ne-height: 22px; color: #37383A; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 20px;" a=
lign=3D"left">No monthly fees=0D=0A</td>=0D=0A                          </t=
r>=0D=0A                        </table></td>=0D=0A                    </tr=
>=0D=0A                =0D=0A              <!--/BUTTON STARTS HERE-->=0D=0A=
              <span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=
=0D=0A</span>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=
=3D"center" width=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, =
serif; font-size: 16px; line-height: 24px; color: #ffffff !important; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%; padding: 0px;"><!--/BUTTON STARTS HERE-->=0D=0A      <table alig=
n=3D"center" class=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 275px; border-collapse: separate; -webkit-border-rad=
ius: 8px; -moz-border-radius: 8px; border-radius: 8px; mso-table-lspace: 0p=
t; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%; border: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          =
<tr>=0D=0A              <td height=3D"45" style=3D"height: 40px; color: #ff=
ffff; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%;" valign=3D"middle" align=3D"center"><a alias=3D"Get S=
tarted" href=3D"https://link.upgrade.com/f/a/LmOvYDVBtKFclD-hsgCuEg~~/AAQRx=
QA~/RgRpLEpAP0SWaHR0cHM6Ly93d3cudXBncmFkZS5jb20vcmV3YXJkcy1jaGVja2luZy1wbHV=
zLz91dG1fc291cmNlPXJjeHNlbGxkZWNsX3BsX28mdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcG=
FpZ249cmN4c2VsbGRlY2xfcGxfb19zZW5kMDMmdXRtX2NvbnRlbnQ9ZW1haWxfY3RhVwNzcGNCC=
mdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" style=3D"display: inli=
ne-block; font-size: 16px; line-height: 24px; font-family: Graphik, Helveti=
ca, Arial, sans-serif; font-weight: 500; color: #ffffff !important; text-de=
coration: none !important; letter-spacing: 0.5px; mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: =
10px;"><!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]-->Get Started<!--[if mso]>&=
nbsp;&nbsp;&nbsp;<![endif]--></a></td>=0D=0A          </tr>=0D=0A      </ta=
ble>=0D=0A  </td>=0D=0A</tr>=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A              <!=
--/BUTTON ENDS HERE-->=0D=0A <tr>=0D=0A                  <td style=3D"font-=
family: Helvetica, Arial, serif; font-size: 16px; line-height: 22px; color:=
 #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; padding: 25px 0px 0px;" align=3D"left">It's easy =
=E2=80=93 simply <a alias=3D"check your rate" href=3D"https://link.upgrade.=
com/f/a/vYooVoERZAtYTWgfAZ-zHQ~~/AAQRxQA~/RgRpLEpAP0SXaHR0cHM6Ly93d3cudXBnc=
mFkZS5jb20vcmV3YXJkcy1jaGVja2luZy1wbHVzLz91dG1fc291cmNlPXJjeHNlbGxkZWNsX3Bs=
X28mdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249cmN4c2VsbGRlY2xfcGxfb19zZW5kMDM=
mdXRtX2NvbnRlbnQ9ZW1haWxfbGlua1cDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2=
FsLmNvbVgEAAACFQ~~" style=3D"color: #4899C4 !important; display: inline-blo=
ck; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%;">sign in</a> to get started. Pair with the Performance =
Savings account through Upgrade<sup style=3D"font-size: 10px; line-height: =
1;">3</sup> and reach your goals faster!</td>=0D=0A                </tr>   =
  =0D=0A                                =0D=0A              <tr>=0D=0A     =
           <td style=3D"padding-top: 25px; font-family: Helvetica, Arial, s=
erif; font-size: 16px; line-height: 22px; color: #37383A; mso-line-height-r=
ule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" =
align=3D"left">Thanks,<br />=0D=0A                 The Upgrade Team</td>=0D=
=0A              </tr>=0D=0A              </tbody>=0D=0A              =0D=
=0A            </table></td>=0D=0A        </tr>=0D=0A        </tbody>=0D=0A=
        =0D=0A      </table>=0D=0A      =0D=0A      <!--/PRIMARY--> =0D=0A =
     =0D=0A      <!-- CONTACT MODULE STARTS HERE-->=0D=0A      =0D=0A      =
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100=
%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#F=
5F4F3">=0D=0A        <tbody>=0D=0A          <tr>=0D=0A            <td style=
=3D"padding-top: 0px; font-family: Helvetica, Arial, sans-serif; font-size:=
 12px; line-height: 18px; color: #37383A; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"center"=
><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" s=
tyle=3D"width: 100%; border-bottom-width: 1px; border-bottom-color: #cccccc=
; border-bottom-style: solid; max-width: 600px; border-collapse: collapse; =
mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=0D=0A    <=
td class=3D"mbl_text_cs" style=3D"padding-top: 25px; font-family: Helvetica=
, Arial, serif; font-size: 16px; line-height: 20px; color: #37383A; mso-lin=
e-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;" align=3D"center">If you have questions, we're here to help.=0D=0A=
    </td>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_cs" style=
=3D"font-family: Helvetica, Arial, serif; font-size: 16px; line-height: 20p=
x; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%; padding: 3px 3px 25px;" align=3D"center"=
>=0D=0A      <a href=3D"mailto:support@upgrade.com" style=3D"font-family: H=
elvetica, Arial, serif; color: #4899C4 !important; text-decoration: underli=
ne; vertical-align: middle; display: inline-block; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">support=
@upgrade.com</a>=0D=0A    </td>=0D=0A  </tr>=0D=0A</table></td>=0D=0A      =
    </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =0D=0A      =
<!-- /CONTACT MODULE ENDS HERE--> =0D=0A      =0D=0A      <!--FOOTER STARTS=
 HERE-->=0D=0A      =0D=0A      <table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lsp=
ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A         =
 <tr>=0D=0A            <td align=3D"center" style=3D"mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddin=
g: 20px 0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table=
-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=
=0D=0A                <tbody>=0D=0A                <tr>=0D=0A              =
      <td style=3D"font-family: Graphik, Helvetica, Arial, Sans-Serif; font=
-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0p=
x;" align=3D"left"> <span style=3D"font-size: 0px; line-height: 0;">=0D=0A=
=0D=0A=0D=0A=0D=0A</span>=0D=0A=0D=0A=0D=0A<table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; max-width:=
 600px; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace:=
 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A  =
  <tr>=0D=0A        <td align=3D"center" style=3D"mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: =
15px 0px 0px;">=0D=0A            <table border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-ls=
pace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">=0D=0A                <tr>=0D=0A                    <td=
 style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-=
height: 1.5; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; padding: 0px 20px;" align=3D"center" valign=3D=
"top">Download the Upgrade app today and start managing your account on the=
 go.=0D=0A                    </td>=0D=0A                </tr>=0D=0A       =
     </table>=0D=0A        </td>=0D=0A    </tr>=0D=0A    <tr>=0D=0A        =
<td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-=
adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;">=0D=
=0A            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" styl=
e=3D"border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A     =
           <tr>=0D=0A                    <td align=3D"center" style=3D"mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%; padding: 10px;">=0D=0A                        <a alias=3D"App S=
tore" href=3D"https://link.upgrade.com/f/a/ULFop3yDJ9Bs3RJrLJyfcA~~/AAQRxQA=
~/RgRpLEpAP0QiaHR0cHM6Ly9hcHAudXMuYWRqdXN0LmNvbS8xMjJ4d3p1dlcDc3BjQgpnRkDFS=
WcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" style=3D=
"color: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%;">=0D=0A                        =
    <img src=3D"https://braze-images.com/appboy/communication/assets/image_=
assets/images/647a1e9a6f3296004f2a4b73/original.gif=3F1685724826" alt=3D"Do=
wnload in the App Store" title=3D"Download in the App Store" style=3D"width=
: 145px; height: auto; max-width: 145px !important; outline: none; text-dec=
oration: none; -ms-interpolation-mode: bicubic; border-width: 0;" />=0D=0A =
                       </a>=0D=0A                    </td>=0D=0A           =
         <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px;">=0D=
=0A                        <a alias=3D"Google Play" href=3D"https://link.up=
grade.com/f/a/U7L2TSaJRlYD3OP389B4ug~~/AAQRxQA~/RgRpLEpAP0QiaHR0cHM6Ly9hcHA=
udXMuYWRqdXN0LmNvbS8xMmxpc2I2clcDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2=
FsLmNvbVgEAAACFQ~~" target=3D"_blank" style=3D"color: #4899C4 !important; m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;">=0D=0A                            <img src=3D"https://braze=
-images.com/appboy/communication/assets/image_assets/images/647a1e7252f9350=
04fd6661a/original.gif=3F1685724786" alt=3D"Android App in Google Play" tit=
le=3D"Android App in Google Play" style=3D"width: 145px; height: auto; max-=
width: 145px !important; outline: none; text-decoration: none; -ms-interpol=
ation-mode: bicubic; border-width: 0;" />=0D=0A                        </a>=
=0D=0A                    </td>=0D=0A                </tr>=0D=0A           =
 </table>=0D=0A            <table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">=0D=0A                <tr>=0D=0A                    <td style=
=3D"font-family: Helvetica, Arial, sans-serif; font-size: 10px; line-height=
: 1.5; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; padding: 0px 20px;" align=3D"center" valign=3D"top">=
App Store=C2=AE is a registered trademark of Apple Inc. Google Play=E2=84=
=A2 and the Google Play logo are trademarks of Google LLC.</td>=0D=0A      =
          </tr>=0D=0A            </table>=0D=0A        </td>=0D=0A    </tr>=
=0D=0A</table>=0D=0A  </td>=0D=0A                  </tr>=0D=0A             =
     <tr>=0D=0A                    <td style=3D"padding-top: 15px; font-fam=
ily: Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; colo=
r: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%;" align=3D"left"><sup style=3D"font-size: 8px; l=
ine-height: 1;">1</sup> Rewards Checking Plus customers who set up <a alias=
=3D"Active Account Page" href=3D"https://link.upgrade.com/f/a/4JA1hirMccb5g=
sHMt00jrg~~/AAQRxQA~/RgRpLEpAP0QwaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGVwb3NpdH=
MvYWN0aXZlLWFjY291bnQvVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tW=
AQAAAIV" style=3D"color: #4899C4 !important; mso-line-height-rule: exactly;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">monthly direc=
t deposits</a> of $1,000 or more earn 2% cash back on common everyday expen=
ses at convenience stores, drugstores, restaurants and bars - including del=
iveries - and gas stations, as well as recurring payments on utilities and =
monthly subscriptions including phone, cable, TV and other streaming servic=
es, and 1% cash back on all other debit card purchases. 2% cash back is lim=
ited to $500 in rewards per calendar year; after $500, customers earn 1% ca=
sh back on all eligible debit card purchases for the remainder of the year.=
 Rewards Checking Plus accounts with less than $1,000 in monthly direct dep=
osits 60 days after account opening will earn 1% cash back on common everyd=
ay expenses and 0.50% cash back on all other eligible debit card purchases.=
 Some limitations apply. Please refer to the applicable Upgrade Visa=C2=AE =
Debit Card Agreement and Disclosures for more information.</td>=0D=0A      =
            </tr>=0D=0A                  <tr>=0D=0A                    <td =
style=3D"padding-top: 15px; font-family: Helvetica, Arial, sans-serif; font=
-size: 12px; line-height: 18px; color: #37383A; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"l=
eft"><sup style=3D"font-size: 8px; line-height: 1;">2</sup> Early direct de=
posit requires setting up of recurring electronic direct deposit from your =
employer, payroll, or benefits provider and is limited to direct deposits u=
nder $5,000. Early access to direct deposit funds depends on the timing in =
which we receive notice of impending direct deposit, which is generally up =
to two days before the scheduled deposit date.=0A</td>=0D=0A               =
   </tr>=0D=0A                  <tr>=0D=0A                    <td style=3D"=
padding-top: 15px; font-family: Helvetica, Arial, sans-serif; font-size: 12=
px; line-height: 18px; color: #37383A; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"><sup=
 style=3D"font-size: 8px; line-height: 1;">3</sup> Performance Savings acco=
unt only available to current customers with a Rewards Checking Plus accoun=
t through Upgrade. Outbound account transfers from the Performance Savings =
account may only be made to your Rewards Checking Plus account through Upgr=
ade. The Annual Percentage Yield (APY) for the Performance Savings account =
is variable and may change at any time.</td>=0D=0A                  </tr>=
=0D=0A                   <tr>=0D=0A                    <td style=3D"font-fa=
mily: Graphik, Helvetica, Arial, Sans-Serif; font-size: 12px; line-height: =
18px; color: #37383A; mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left=
">=0A  All loans, Personal Credit Lines, and checking and savings accounts =
are provided by Upgrade's <a href=3D"https://link.upgrade.com/f/a/AwR6PpL5N=
4_q1Xy3dWpZ-g~~/AAQRxQA~/RgRpLEpAP0QmaHR0cHM6Ly93d3cudXBncmFkZS5jb20vYmFuay=
1wYXJ0bmVycy9XA3NwY0IKZ0ZAxUlnFJM8aVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAhU~"=
 target=3D"_blank" style=3D"vertical-align: top; color: #4899C4 !important;=
 mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;">bank partners</a>. Upgrade Visa<sup style=3D"font-size: 1=
2px; line-height: 1; vertical-align: top;">=C2=AE</sup> Cards and Upgrade V=
isa<sup style=3D"font-size: 12px; line-height: 1; vertical-align: top;">=C2=
=AE</sup> Debit Cards are issued by Upgrade's <a href=3D"https://link.upgra=
de.com/f/a/AwR6PpL5N4_q1Xy3dWpZ-g~~/AAQRxQA~/RgRpLEpAP0QmaHR0cHM6Ly93d3cudX=
BncmFkZS5jb20vYmFuay1wYXJ0bmVycy9XA3NwY0IKZ0ZAxUlnFJM8aVIUaW5mb0BzdGVybGluZ=
2NhbC5jb21YBAAAAhU~" target=3D"_blank" style=3D"vertical-align: top; color:=
 #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%;">bank partners</a>, pursuant to a lice=
nse from Visa USA Inc. <br />=0A<br />=0AUpgrade, Inc. (NMLS #1548935) hold=
s the following <a href=3D"https://link.upgrade.com/f/a/sR8JYr5NEl5PtVsNADW=
OyA~~/AAQRxQA~/RgRpLEpAP0RsaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29tL2hjL2VuLXVz=
L2FydGljbGVzLzQ0MDQ0MTYzNjA3MzEtT3ZlcnZpZXctU3RhdGUtTGljZW5zZXMtYW5kLUNvbnN=
1bWVyLUluZm9ybWF0aW9uVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWA=
QAAAIV" target=3D"_blank" style=3D"vertical-align: top; color: #4899C4 !imp=
ortant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;">state licenses</a> and does business under the fol=
lowing <a href=3D"https://link.upgrade.com/f/a/MZe8AfKxpg63VKsBmXNkXw~~/AAQ=
RxQA~/RgRpLEpAP0QcaHR0cHM6Ly93d3cudXBncmFkZS5jb20vZGJhL1cDc3BjQgpnRkDFSWcUk=
zxpUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~" target=3D"_blank" style=3D"ver=
tical-align: top; color: #4899C4 !important; mso-line-height-rule: exactly;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">DBAs</a>. <br=
 />=0A<br />=0AUpgrade is a <a href=3D"https://link.upgrade.com/f/a/tDHRp1c=
w644CF_-xxZ9YrQ~~/AAQRxQA~/RgRpLEpAP0ROaHR0cHM6Ly91cGdyYWRlLnplbmRlc2suY29t=
L2hjL2VuLXVzL2FydGljbGVzLzExNTAwNTIwMjQwNy0tSXMtVXBncmFkZS1hLWJhbmstVwNzcGN=
CCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" st=
yle=3D"vertical-align: top; color: #4899C4 !important; mso-line-height-rule=
: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">fin=
ancial technology company, not a bank</a>.=0A=0A</td>=0D=0A                =
  </tr>=0D=0A                  <tr>=0D=0A                    <td style=3D"p=
adding-top: 15px; font-family: Helvetica, Arial, sans-serif; font-size: 12p=
x; line-height: 18px; color: #37383A; mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"><tabl=
e align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 100%; max-width: 600px; border-collapse: collapse; mso-table-lsp=
ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;">=0D=0A  <tr>=0D=0A    <td align=3D"center" style=3D"mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%; padding: 10px 0px 0px;"><table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" style=3D"width: 100%; border-top-width: 1px; border-top-co=
lor: #cecece; border-top-style: solid; border-collapse: collapse; mso-table=
-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%;">=0D=0A        <tr>=0D=0A          <td align=3D"cente=
r" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 20px 0px 0px;"><table class=3D"center"=
 align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D=
"60%" style=3D"text-align: center; border-collapse: collapse; mso-table-lsp=
ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%; padding: 0px;">=0D=0A              <tbody>=0D=0A         =
       <tr>=0D=0A                  <td align=3D"center" valign=3D"middle" w=
idth=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"https://lin=
k.upgrade.com/f/a/F7GkRnh4o1dvOA51-HRyrw~~/AAQRxQA~/RgRpLEpAP0SWaHR0cHM6Ly9=
3d3cuZmFjZWJvb2suY29tL3VwZ3JhZGVvbmZhY2Vib29rP3V0bV9zb3VyY2U9cmN4c2VsbGRlY2=
xfcGxfbyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1yY3hzZWxsZGVjbF9wbF9vX3Nlb=
mQwMyZ1dG1fY29udGVudD1mYWNlYm9va19saW5rVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3Rl=
cmxpbmdjYWwuY29tWAQAAAIV" target=3D"_blank" alias=3D"facebook" style=3D"col=
or: #4899C4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https://braze-images.c=
om/appboy/communication/assets/image_assets/images/65fb645920ede0004c647b15=
/original.png=3F1710974041" border=3D"0" alt=3D"facebook" title=3D"facebook=
" width=3D"24" height=3D"auto" style=3D"text-align: center; width: 24px; he=
ight: auto; outline: none; text-decoration: none; -ms-interpolation-mode: b=
icubic; padding: 0px; border-width: 0;" /></a>=0D=0A                  </td>=
=0D=0A                  <td align=3D"center" valign=3D"middle" width=3D"100=
" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; padding: 0px;"><a href=3D"https://link.upgrade.c=
om/f/a/YG5jDWiVPWRLX3TSNAmUOQ~~/AAQRxQA~/RgRpLEpAP0SWaHR0cHM6Ly93d3cuaW5zdG=
FncmFtLmNvbS91cGdyYWRlX2NyZWRpdC8_dXRtX3NvdXJjZT1yY3hzZWxsZGVjbF9wbF9vJnV0b=
V9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXJjeHNlbGxkZWNsX3BsX29fc2VuZDAzJnV0bV9j=
b250ZW50PWluc3RhZ3JhbV9saW5rVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWw=
uY29tWAQAAAIV" target=3D"_blank" alias=3D"instagram" style=3D"color: #4899C=
4 !important; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;"><img src=3D"https://braze-images.com/appboy/=
communication/assets/image_assets/images/65fb64594f39dd004c62621d/original.=
png=3F1710974041" border=3D"0" alt=3D"instagram" title=3D"instagram" width=
=3D"24" height=3D"auto" style=3D"text-align: center; width: 24px; height: a=
uto; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic;=
 padding: 0px; border-width: 0;" /></a>=0D=0A                  </td>=0D=0A =
                 <td align=3D"center" valign=3D"middle" width=3D"100" style=
=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/=
n7OSwx9ZRS4LB5Elz9oMew~~/AAQRxQA~/RgRpLEpAP0SXaHR0cHM6Ly93d3cudXBncmFkZS5jb=
20vY3JlZGl0LWhlYWx0aC9pbnNpZ2h0cy8_dXRtX3NvdXJjZT1yY3hzZWxsZGVjbF9wbF9vJnV0=
bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXJjeHNlbGxkZWNsX3BsX29fc2VuZDAzJnV0bV9=
jb250ZW50PWJsb2dfbGlua1cDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbV=
gEAAACFQ~~" target=3D"_blank" alias=3D"blog" style=3D"color: #4899C4 !impor=
tant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%;"><img src=3D"https://braze-images.com/appboy/communic=
ation/assets/image_assets/images/65fb6459172062004de47b44/original.png=3F17=
10974041" border=3D"0" alt=3D"blog" title=3D"blog" width=3D"47" height=3D"a=
uto" style=3D"text-align: center; width: 47px; height: auto; outline: none;=
 text-decoration: none; -ms-interpolation-mode: bicubic; padding: 0px; bord=
er-width: 0;" /></a>=0D=0A                  </td>=0D=0A                </tr=
>=0D=0A              </tbody>=0D=0A            </table></td>=0D=0A        <=
/tr>=0D=0A        <tr>=0D=0A          <td style=3D"font-family: Graphik, He=
lvetica, Arial, sans-serif; font-size: 12px; line-height: 16px; font-weight=
: 500; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"center">Please do n=
ot reply directly to this message as it was sent from an unattended mailbox=
. </td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=3D"f=
ont-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; line-he=
ight: 16px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center">This e=
mail contains advertising content and was sent to <span style=3D"font-famil=
y: Helvetica, Arial, sans-serif; font-size: 12px; color: #37383A; text-deco=
ration: none;" alias=3D"View_Online">info@sterlingcal.com</span> based on y=
our communication preferences. </td>=0D=0A        </tr>=0D=0A        <tr>=
=0D=0A          <td style=3D"font-family: Graphik, Helvetica, Arial, sans-s=
erif; font-size: 12px; line-height: 16px; color: #37383A; mso-line-height-r=
ule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; p=
adding: 10px 0px 0px;" align=3D"center">No longer want to receive these ema=
ils=3F <a href=3D"https://link.upgrade.com/f/a/IwdMUUuaPhmmgsFIheYqBw~~/AAQ=
RxQA~/RgRpLEpAP4T9AWh0dHBzOi8vMDUuZW1haWxpbmJvdW5kcHJvY2Vzc2luZy5jb20vZW5jX=
3VzZXIvdW5zdWJzY3JpYmU_ZD0lMjQxJTI0MVpIV1RxaXFGRXNpTTJMZ29GS2tOZyUzRCUzRCUy=
NFhFTDdRRlFjOUQ3JTJCSERzaEZKOVNXZUtKRkpPbndBRlBKejlhVXhQMkY0REVKeHJKTTZmRmR=
Rb29SWGR6JTBBb21JelJIMVElMkJWaTV4ejcxank0VzNGcjFyQ3Z5TVNEQkJFWEV4Skp5WiUyQn=
dsR3NGWWt0TG9qYTZwU1hEaiUwQVdqdFk5UmY5bSUyRllob21VeWNpcHR5aTNJUEglMkZLeEdzc=
DNMQ1FOV1BYNGpWMWhpNjYwd29TbzdxcW5la1MlMEFKYXJpOVBMTHVjMDYlMkJ0NHladzdrMHFN=
TVNOaGNqc21pZHA0NEp0S05FTGYwRURJc3gyem9lQlpyaWVpZiUwQXBWNVU1SUMxZ3loVm50Mml=
QWnBoblh2JTJCVXJiJTJCbGhsRVliMVdhdlNZd2FBVVFqb25pTUFqZkpNWVJqdUolMEFNNmVUVn=
ZkdXNlNXZLT2JIa1Q4RHplQjFpRjFFJTJCazRYJTJCQW12d3J4WVFkVkNqJTJGUHhPUGhDSGhVZ=
HlxZFolMEFzRDQlM0QmMT0xVwNzcGNCCmdGQMVJZxSTPGlSFGluZm9Ac3RlcmxpbmdjYWwuY29t=
WAQAAAIV" alias=3D"Unsubscribe" style=3D"font-family: Helvetica, Arial, san=
s-serif; font-size: 12px; color: #4899C4 !important; text-decoration: under=
line; vertical-align: top; display: inline-block; mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Unsubscr=
ibe</a></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td style=
=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; li=
ne-height: 16px; color: #37383A; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" al=
ign=3D"center"><img src=3D"https://braze-images.com/appboy/communication/as=
sets/image_assets/images/64a74a9cc06c460050dbcfc2/original.png=3F1688685212=
" width=3D"120" height=3D"auto" border=3D"0" style=3D"height: auto; outline=
: none; text-decoration: none; -ms-interpolation-mode: bicubic; border-widt=
h: 0;" /></td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td styl=
e=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 12px; l=
ine-height: 16px; color: #37383A; mso-line-height-rule: exactly; -ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" a=
lign=3D"center">Upgrade is located at 275 Battery Street, 23rd Floor, San F=
rancisco, CA, 94111</td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A        =
  <td style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-siz=
e: 12px; line-height: 16px; mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=
=3D"center"><span class=3D"goomoji">=C2=A9</span> 2024 Upgrade, Inc. All ri=
ghts reserved. </td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <t=
d style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 1=
2px; line-height: 16px; color: #37383A; mso-line-height-rule: exactly; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0=
px;" align=3D"center"><a alias=3D"cta3_txt_privacy" href=3D"https://link.up=
grade.com/f/a/UDHbGwdxfqxwp7tL6rj7kQ~~/AAQRxQA~/RgRpLEpAP0QfaHR0cHM6Ly93d3c=
udXBncmFkZS5jb20vcHJpdmFjeVcDc3BjQgpnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLm=
NvbVgEAAACFQ~~" style=3D"font-family: Helvetica, Arial, sans-serif; font-si=
ze: 12px; color: #4899C4 !important; text-decoration: underline; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%;">Privacy Policy</a> </td>=0D=0A        </tr>=0D=0A<span style=3D"font=
-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</span>=0D=0A        <tr>=0D=
=0A          <td align=3D"center" style=3D"mso-line-height-rule: exactly; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0p=
x 0px;"><img src=3D"https://braze-images.com/appboy/communication/assets/im=
age_assets/images/62c712c2931f9e0069af31f2/original.png=3F1657213634" alt=
=3D"Equal Housing Lender" title=3D"Equal Housing Lender" border=3D"0" style=
=3D"height: auto; outline: none; text-decoration: none; -ms-interpolation-m=
ode: bicubic; border-width: 0;" /></td>=0D=0A        </tr>=0D=0A<span style=
=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A</span>=0D=0A      </table=
></td>=0D=0A  </tr>=0D=0A</table>=0D=0A</td>=0D=0A                  </tr>=
=0D=0A                  <tr>=0D=0A                    <td style=3D"font-fam=
ily: Helvetica, Arial, sans-serif; font-size: 12px; line-height: 18px; colo=
r: #ffffff; padding-top: 10px; mso-line-height-rule: exactly; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"left">RC_XS_PL_DEC=
L_O_S3</td>=0D=0A                  </tr>=0D=0A                </tbody>=0D=
=0A              </table></td>=0D=0A          </tr>=0D=0A        </tbody>=
=0D=0A      </table>=0D=0A      =0D=0A      <!--/FOOTER ENDS HERE--></td>=
=0D=0A    <!--/ALL CONTENT ENDS HERE-->=0D=0A    <td style=3D"font-size: 0;=
 mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;">&nbsp;</td>=0D=0A  </tr>=0D=0A  </tbody>=0D=0A  =0D=0A</t=
able>=0D=0A<custom name=3D"opencounter" type=3D"tracking"></custom>=0D=0A=
=0D=0A=0D=0A<img border=3D"0" width=3D"1" height=3D"1" alt=3D"" src=3D"http=
s://link.upgrade.com/q/2WFiGiL_wRkayrRnqZ0ppw~~/AAQRxQA~/RgRpLEpAPlcDc3BjQg=
pnRkDFSWcUkzxpUhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACFQ~~">=0D=0A</body>=0A</h=
tml>
--_----lHysu14OyoNhnInxtgGWIA===_E3/CB-24926-045C9476--