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Email from Apartment News Publications Digital Magazines, Upcoming Events, =
& Industry News Click here to view email in your browser Digital Magazines =
November 2024 =EF=BB=BFFEATURED IN THE NOVEMBER 2024 ISSUE: Is A.I. Now Sma=
rter than our Elected Representatives? Landlord/Tenant Questions & Answers =
Making the =E2=80=9CLife Changing=E2=80=9D Offer to Your Tenant What Landlo=
rds Should Know About Non-Agricultural Disclosures LA Homelessness Programs=
 in Disarray: Billions Spent with No Oversight, Echoing Pasadena Fraud Hous=
ing Choice Vouchers Are Too Hard To Use: There Is A Solution Click Here to =
View the November Issue =EF=BB=BFPUBLISHER: APARTMENT NEWS PUBLICATIONS, IN=
C. =E2=80=A2 WWW.APTNEWSINC.COM =E2=80=A2 800-931-6666 ADVERTISEMENT FEATUR=
ED EVENTS ON-DEMAND How to Navigate the California Insurance Crisis ONLINE =
| ON-DEMAND RECORDING WATCH IT ON-DEMAND NOV. 19 Smart Selling Strategies C=
ompare Your Options and Preserve Income WEBINAR | November 19, 2024 @ 11 AM=
 PDT WATCH IT LIVE NOV. 21 Essential Guide for Property Owners: Navigating =
New Insurance Requirements and Upgrading Aging Electrical Panels with Finan=
cing Options WEBINAR | November 21, 2024 @ 11 AM PDT WATCH IT LIVE ADVERTIS=
EMENT INDUSTRY NEWS & INSIGHTS Why Murals Are the Missing Piece for Apartme=
nt Complexes Source: AptNewsInc.com Apartment complexes today are more than=
 just places to live=E2=80=94they=E2=80=99re communities, and the experienc=
e a tenant has while living there can make all the difference when it comes=
 to leasing decisions. In a highly competitive rental market, property owne=
rs need to stand out, and one way to do this is through artistic enhancemen=
ts that elevate the entire space. While landscaping and renovations play th=
eir role, there=E2=80=99s a dynamic element that=E2=80=99s often overlooked=
: murals. READ MORE ADVERTISEMENT In Rush to Redevelop, Santa Ana Tramples =
Property Rights Source: AptNewsInc.com Urban renewal efforts should recogni=
ze that existing businesses and new residents can coexist. Nearly 17 years =
ago, I penned a feature column for The Orange County Register about Santa A=
na, Calif.=E2=80=99s =E2=80=9CRenaissance Plan,=E2=80=9D which was a city i=
dea to drive out nearly 130-plus commercial and industrial businesses and r=
eplace them with a high-rise transit-oriented district featuring condos and=
 apartments. The plan also called for revamping downtown. It was typical of=
 the kind of projects that =E2=80=9Curbanists=E2=80=9D were pushing nationw=
ide. READ MORE ADVERTISEMENT Lessons to be Learned? Source: AptNewsInc.com =
This month, instead of my usual rantings and ravings, I wanted to cover a c=
ouple of stories that have been reported to me. Perhaps there are some less=
ons to be learned here? The Rent Increase and Corruption in the Legal Syste=
m? Recently, I became aware of a matter involving an elderly property owner=
 who had been renting out his single-family home in the Los Angeles area. T=
he property owner happens to be in his late 70=E2=80=99s and is in poor hea=
lth. The owner requires the services of a caregiver. The home, which has 3 =
bedrooms and 2 =C2=BD baths, originally belonged to his parents, and he had=
 inherited the home from his brother. READ MORE ADVERTISEMENT An already pr=
otracted eviction process just got longer as tenants will be allowed ten da=
ys to respond to eviction actions, among other changes to the law. Source: =
AptNewsInc.com Tenants=E2=80=99 advocates are at it again. Under current la=
w, tenants have five days to file an answer to an eviction answer, excludin=
g Saturdays, Sundays, and judicial holidays. Now it=E2=80=99s ten. By amend=
ing Sections 1167 and 1170 of the Code of Civil Procedure, California lawma=
kers have changed the eviction timeline by giving tenants five extra days t=
o respond to an unlawful detainer action. AB 2347 was signed into law by Go=
vernor Newsom and goes into effect in 2025. READ MORE As we reach the colde=
st months, it=E2=80=99s a good time to do a maintenance check of all the =
=E2=80=9Cleakiest=E2=80=9D places in your units.  We don=E2=80=99t mean wat=
er leaks, though that=E2=80=99s always a good idea, too. Instead, see where=
 your apartments might be leaking heat. We all know about drafty doors and =
windows, but electrical outlets and switch plates, baseboards, vents, and e=
ven cable and phone line jacks are all potential problem areas as well. Loo=
king for more ways to save? Come save with Livable - learn how we can incre=
ase your profit margins today at ww.livable.com/apn Ground Leased Property =
Can Offer Better Tax Efficiency Source: AptNewsInc.com If you own a traditi=
onal single-family home in California, you most likely own the Fee Simple t=
itle to your property. You own the land and improvements on the property in=
 perpetuity: forever. A ground leased property has two components: the grou=
nd itself, and the Leased Fee interest. A Fee Simple owner can lease his la=
nd to a tenant, who will then hold a Leased Fee interest. These leases are =
usually very long term =E2=80=93 100 years is not uncommon. The tenant can =
then build and operate property on that land through the term of his loan =
=E2=80=93 provided that the rent payments are made in a timely manner. When=
 the lease expires, the landowner can either renew the lease, or take back =
the property and all the improvements on it. READ MORE ADVERTISEMENT ADVERT=
ISE WITH US! =EF=BB=BFPartner with Apartment News Publications, Inc. to rea=
ch thousands of California Rental Housing Providers! Apartment News Publica=
tions | 15502 Graham St. | Huntington Beach, CA 92649 US Unsubscribe | Upda=
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ign=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col=
or: #403F42; font-size: 12px; display: block; word-wrap: break-word; paddin=
g: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D=
"font-weight: bold;">&#xfeff;FEATURED IN THE NOVEMBER 2024 ISSUE:</span></p=
>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7=
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WZ6PGHDDw-kjbS-V8ZKNOx8h_u5RoLQxf2S4O4ao=3D&c=3Dyrej-L2kk5yftBnunpKwujWS8H-=
EDwbEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf=
5xAXF15Eb8EFbthZ6A=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" sty=
le=3D"font-weight: bold; color: rgb(0, 0, 0); text-decoration: underline; f=
ont-style: normal;">Is A.I. Now Smarter than our Elected Representatives?</=
a></h3>
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<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbGxIqEsxPjX20wr4c3MIL=
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eferrer" target=3D"_blank" style=3D"font-size: 20px; font-weight: bold; col=
or: rgb(0, 0, 0); text-decoration: underline; font-style: normal;">Landlord=
/Tenant Questions &amp; Answers</a></p>
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<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D=
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bj&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDwbEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3Dnb=
biKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15Eb8EFbthZ6A=3D=3D" rel=3D"noopener=
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 color: rgb(0, 0, 0); text-decoration: underline; font-style: normal;">Maki=
ng the &#x201c;Life Changing&#x201d; Offer to Your Tenant</a></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
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X944BzbGxIqEsxPjX20XpKKc501ecJpUffa_kJJRT_Qx6PlGweiZQr7pyupX0afjEvpsOTKoogs=
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n: underline; font-style: normal;">What Landlords Should Know About Non-Agr=
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color: rgb(0, 0, 0); text-decoration: underline; font-style: normal;">LA Ho=
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Pasadena Fraud</a></h3>
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<p style=3D"margin: 0;"><br></p>
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0; font-size: 20px; font-weight: bold; margin: 0;"><a href=3D"https://5bua7=
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BMGfOASPs4UJjJJUfWFDNB19OB98tBzan8DnNU5J8ZN9BmLr_cA=3D=3D&c=3Dyrej-L2kk5yft=
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=3D"_blank" style=3D"font-weight: bold; color: rgb(0, 0, 0); text-decoratio=
n: underline; font-style: normal;">Housing Choice Vouchers Are Too Hard To =
Use: There Is A Solution</a></h3>
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h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon=
tal" align=3D"center" style=3D"padding: 10px 20px 10px 10px;">    <table cl=
ass=3D"button_content-row" style=3D"border-radius: 5px; background-color: #=
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yW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbGxIqEsxPjX20VD4w3Negdd2-6fl1W_=
zbL_xs-g7fj40mU_BmzXsMgXHoETQjcKsackvql1whbaItA9SGr3fCFWqr32Erq34PtKI8IcnWA=
q4DkN9fH_VFCWzWG94gG1II38FSsFCYXi3s&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDwbEQKt=
wvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15E=
b8EFbthZ6A=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"font-s=
ize: 16px; font-weight: bold; font-style: normal; color: #FFFFFF; font-fami=
ly: Arial,Verdana,Helvetica,sans-serif; word-wrap: break-word; text-decorat=
ion: none;">Click Here to View the November Issue</a> </td> </tr> </table> =
   </td> </tr> </table>   <table class=3D"text text--padding-vertical" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
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ord-wrap: break-word; padding: 10px 20px 10px 10px;" align=3D"left" valign=
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<p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D=
"font-size: 10px;">&#xfeff;PUBLISHER</span><span style=3D"font-size: 8px;">=
:</span></p>
<p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D=
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LICATIONS, INC. &#x2022;&#xa0;</span><a href=3D"https://5bua7ncab.cc.rs6.ne=
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le: italic; color: rgb(64, 63, 66); text-decoration: none;">WWW.APTNEWSINC.=
COM</a><span style=3D"font-size: 9px;">&#xa0;&#x2022;&#xa0;</span><span sty=
le=3D"font-size: 9px; font-style: italic; font-weight: bold;">800-931-6666<=
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ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
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enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
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<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
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ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"margin: 0;"><spa=
n style=3D"font-size: 20px; color: rgb(0, 0, 0); font-weight: bold;">FEATUR=
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gn=3D"left" style=3D"padding: 10px 10px 10px 20px;">    <table class=3D"but=
ton_content-row" style=3D"border-radius: 5px; background-color: #094F85; wi=
dth: inherit; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" bgcolor=3D"#094F85"> <tr> <td class=3D"button_content=
-cell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_l=
ink" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font-siz=
e: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helv=
etica,sans-serif; word-wrap: break-word; text-decoration: none;">ON-DEMAND<=
/a> </td> </tr> </table>    </td> </tr> </table>   </td>  <td class=3D"colu=
mn column--2 scale stack" style=3D"width: 80%;" align=3D"center" valign=3D"=
top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"font-size=
: 26px; color: rgb(9, 79, 133);">How to Navigate the California Insurance C=
risis</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16);">ONLINE | ON-DEMAND RECORDING</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" align=3D"right" style=3D"padding: =
10px 20px;">    <table class=3D"button_content-row" style=3D"border-radius:=
 5px; background-color: #D50718; width: inherit; border-spacing: 0; border:=
 none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#D50718=
"> <tr> <td class=3D"button_content-cell" style=3D"padding: 10px 15px;" ali=
gn=3D"center"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.ne=
t/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbG3ZXykv=
1vyC81EM9RjaMlWa83Vd8sxUkbwuejCXFu_er-qnaqHuF169_HvnutlTtm2UEsjsQ7ZMagBbg9-=
nw0eDtfny3qcWxGsBoZZ_xf1JjUM1B_uYbGkakhdUW3E36eoesH1jLR3lc3Ev1MAkbNj_7FGaNW=
g2_bvHa-8vMPXSJ&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDwbEQKtwvIJpZ12ZgnppJyrr7Q=
=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15Eb8EFbthZ6A=3D=3D" t=
arget=3D"_blank" data-trackable=3D"true" style=3D"font-size: 16px; font-wei=
ght: bold; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif;=
 word-wrap: break-word; text-decoration: none;">WATCH IT ON-DEMAND</a> </td=
> </tr> </table>    </td> </tr> </table>   </td> </tr> </table> <table clas=
s=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%"=
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op">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 20%;" align=3D"center" =
valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout=
: fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" a=
lign=3D"left" style=3D"padding: 10px 10px 10px 20px;">    <table class=3D"b=
utton_content-row" style=3D"border-radius: 5px; background-color: #094F85; =
width: inherit; border-spacing: 0; border: none;" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" bgcolor=3D"#094F85"> <tr> <td class=3D"button_cont=
ent-cell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"butto=
n_link" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font-=
size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,H=
elvetica,sans-serif; word-wrap: break-word; text-decoration: none;">NOV. 19=
</a> </td> </tr> </table>    </td> </tr> </table>   </td>  <td class=3D"col=
umn column--2 scale stack" style=3D"width: 80%;" align=3D"center" valign=3D=
"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"color: rgb(9, 79, 133); font-size: 2=
6px; font-weight: bold;">Smart Selling Strategies Compare Your Options and =
Preserve Income</span></p>
<p style=3D"margin: 0;"><span style=3D"color: rgb(209, 0, 16); font-size: 1=
8px;">WEBINAR | November 19, 2024 @ 11 AM PDT</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" align=3D"right" style=3D"padding: =
10px 20px;">    <table class=3D"button_content-row" style=3D"border-radius:=
 5px; background-color: #D50718; width: inherit; border-spacing: 0; border:=
 none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#D50718=
"> <tr> <td class=3D"button_content-cell" style=3D"padding: 10px 15px;" ali=
gn=3D"center"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.ne=
t/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbG3ZXykv=
1vyC8nksz18VBQDc_VnDjmsDjbdJJJcFwtexojlxFWDan2XBHn9DzgUhT2DgvxPRCFvzdQH7Dsj=
p9Ez3pCHwuDVRK3rfh85fFx-j99nCFxm_c-VM=3D&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDw=
bEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xA=
XF15Eb8EFbthZ6A=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"f=
ont-size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verda=
na,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">WAT=
CH IT LIVE</a> </td> </tr> </table>    </td> </tr> </table>   </td> </tr> <=
/table> <table class=3D"layout layout--1-column" style=3D"table-layout: fix=
ed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"=
center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1=
0px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 20%;" align=3D"center" =
valign=3D"top"> <table class=3D"button button--padding-vertical" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout=
: fixed;"> <tr> <td class=3D"button_container content-padding-horizontal" a=
lign=3D"left" style=3D"padding: 10px 10px 10px 20px;">    <table class=3D"b=
utton_content-row" style=3D"border-radius: 5px; background-color: #094F85; =
width: inherit; border-spacing: 0; border: none;" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" bgcolor=3D"#094F85"> <tr> <td class=3D"button_cont=
ent-cell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"butto=
n_link" href=3D"#" target=3D"_blank" data-trackable=3D"true" style=3D"font-=
size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,H=
elvetica,sans-serif; word-wrap: break-word; text-decoration: none;">NOV. 21=
</a> </td> </tr> </table>    </td> </tr> </table>   </td>  <td class=3D"col=
umn column--2 scale stack" style=3D"width: 80%;" align=3D"center" valign=3D=
"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; =
color: rgb(9, 79, 133);">Essential Guide for Property Owners: Navigating Ne=
w Insurance Requirements and Upgrading Aging Electrical Panels with Financi=
ng Options</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, =
16);">WEBINAR | November 21, 2024 @ 11 AM PDT</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" align=3D"right" style=3D"padding: =
10px 20px;">    <table class=3D"button_content-row" style=3D"border-radius:=
 5px; background-color: #D50718; width: inherit; border-spacing: 0; border:=
 none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#D50718=
"> <tr> <td class=3D"button_content-cell" style=3D"padding: 10px 15px;" ali=
gn=3D"center"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.ne=
t/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbG2t6n5x=
6250U9An-dD-G7mne880gIfCKHeBYmINVesNLZrDlER5sI13WeL959cEdT-3zx2zgpHOA8JkyPT=
XBKo4aZ36OkBYryohDzjQXHZgtda1Rj0g8fZw=3D&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDw=
bEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xA=
XF15Eb8EFbthZ6A=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"f=
ont-size: 16px; font-weight: bold; color: #FFFFFF; font-family: Arial,Verda=
na,Helvetica,sans-serif; word-wrap: break-word; text-decoration: none;">WAT=
CH IT LIVE</a> </td> </tr> </table>    </td> </tr> </table>   </td> </tr> <=
/table> <table class=3D"layout layout--1-column" style=3D"table-layout: fix=
ed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> =
<td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"=
center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 1=
0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab=
.cc.rs6.net/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944=
BzbGwKmx2gP4mf8-8vfqiG8lLaMaMJceBKqBwfnRJG-N3jX3lOiHImjICmohjXEignu8XkK0MOv=
sGJtSgOq2B8HZLYLcb-GJpoolb6xccVlGnfr8Mf4DW4-RXNKBZt3G_yWIVtf_k9r9ijm10OxNly=
bVFxcmVsbB5gqQ-sUcYlzwcxGzgFPvR0CcqlBno9GEni0n98MZKzW7Xltb8VKiZ3QFs3CVEOWyY=
TDwfitiKnWUNwBEE2ub8_ugv2LfyXI7h1drWeudvsYKcJDM-dwbfBjdUs48-fSzMypFn1WThkIX=
wQo8Avy2VpDr7_r8jbg8wHH83feDYb97VvSffuJLnWXT9g=3D&c=3Dyrej-L2kk5yftBnunpKwu=
jWS8H-EDwbEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1=
cdJfvf5xAXF15Eb8EFbthZ6A=3D=3D" data-trackable=3D"true"><img data-image-con=
tent class=3D"image_content" style=3D"display: block; height: auto; max-wid=
th: 100%;" width=3D"756" src=3D"https://files.constantcontact.com/e3050cb90=
01/83884add-94bc-4c96-98c4-c28693dc40a4.png?rdr=3Dtrue" alt=3D""></a> </td>=
 </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-colum=
n" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s=
tyle=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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px; padding-bottom: 10px;" width=3D"100%" align=3D"left" valign=3D"top"> <t=
able class=3D"divider_content-row" style=3D"width: 40%; height: 1px;" cellp=
adding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_cont=
ent-cell" style=3D"padding-bottom: 7px; background-color: #D50718; height: =
1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=3D"cen=
ter" bgcolor=3D"#D50718"> <img alt=3D"" width=3D"5" height=3D"1" border=3D"=
0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/lett=
ers/images/1101116784221/S.gif" style=3D"display: block; height: 1px; width=
: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <ta=
ble class=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=
=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center" v=
align=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"margin: 0;"><spa=
n style=3D"font-size: 20px; color: rgb(0, 0, 0); font-weight: bold;">INDUST=
RY NEWS &amp; INSIGHTS</span></p></td> </tr> </table> <table class=3D"text =
text--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content=
-cell content-padding-horizontal" style=3D"text-align: left; font-family: A=
rial,Verdana,Helvetica,sans-serif; color: #403F42; font-size: 12px; line-he=
ight: 1.2; display: block; word-wrap: break-word; padding: 10px 20px;" alig=
n=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33); font-weight: bold;">Why Murals Are the Missing Piece for Apartment Com=
plexes</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-weight: bold; font-style: italic; font-family: Arial, Verdana, Helve=
tica, sans-serif;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">Apartment complexes today are more than just places to live&#x2014;they&=
#x2019;re communities, and the experience a tenant has while living there c=
an make all the difference when it comes to leasing decisions. In a highly =
competitive rental market, property owners need to stand out, and one way t=
o do this is through artistic enhancements that elevate the entire space. W=
hile landscaping and renovations play their role, there&#x2019;s a dynamic =
element that&#x2019;s often overlooked: murals.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" align=3D"left" style=3D"padding: 1=
0px 20px;">    <table class=3D"button_content-row" style=3D"border-radius: =
8px; background-color: #224388; width: inherit; border-spacing: 0; border: =
none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#224388"=
> <tr> <td class=3D"button_content-cell" style=3D"padding: 10px 15px;" alig=
n=3D"center"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net=
/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbGxIqEsxP=
jX20l3sb5ERiDdtiJYo8i_7t4eNwooeFklwgvDJM6GDAUHYF9NEeqYMYdO0UIzSzjTtK-ITclOV=
eHzsSiTn_-rfmSy5ZkLyStHSkd_EOt1T4lk7tfvSznYqJZiYDC4YpvvkAKRGOHaqwLoNWJHZ5LD=
-foRMNJd1_m2CufwceLO54jdU=3D&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDwbEQKtwvIJpZ1=
2ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15Eb8EFbth=
Z6A=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"font-weight: =
bold; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; font=
-size: 14px; word-wrap: break-word; text-decoration: none;">READ MORE</a> <=
/td> </tr> </table>    </td> </tr> </table>   </td> </tr> </table> <table c=
lass=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"col=
umn column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=
=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
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llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab=
.cc.rs6.net/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944=
BzbGzSRqLTenb74BzqIew22S9AtUtdwUv0YWEj8E1JQWavBOllhvzu7pBevcSq2KS8JDnlXXiXx=
uwNUdwdZU6cq-x6qFfWUpCmiWQ=3D=3D&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDwbEQKtwvI=
JpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15Eb8E=
FbthZ6A=3D=3D" data-trackable=3D"true"><img data-image-content class=3D"ima=
ge_content" style=3D"display: block; height: auto; max-width: 100%;" width=
=3D"757" src=3D"https://files.constantcontact.com/e3050cb9001/5ba669d3-85ff=
-4f0b-88b1-7e0eb230c9ae.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </table> =
</td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"tabl=
e-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100=
%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1=
33); font-weight: bold;">In Rush to Redevelop, Santa Ana Tramples Property =
Rights</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-style: italic; font-weight: bold;">Source: AptNewsInc.com </span></p=
>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">Urban renewal efforts should recognize that existing businesses and new =
residents can coexist.  Nearly 17 years ago, I penned a feature column for =
The Orange County Register about Santa Ana, Calif.&#x2019;s &#x201c;Renaiss=
ance Plan,&#x201d; which was a city idea to drive out nearly 130-plus comme=
rcial and industrial businesses and replace them with a high-rise transit-o=
riented district featuring condos and apartments. The plan also called for =
revamping downtown. It was typical of the kind of projects that &#x201c;urb=
anists&#x201d; were pushing nationwide.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"b=
utton button--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" align=3D"left" style=3D"padding: 1=
0px 20px;">    <table class=3D"button_content-row" style=3D"border-radius: =
8px; background-color: #224388; width: inherit; border-spacing: 0; border: =
none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#224388"=
> <tr> <td class=3D"button_content-cell" style=3D"padding: 10px 15px;" alig=
n=3D"center"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net=
/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbG2t6n5x6=
250UST2WO-PRmEcImKgTFYZ9-CcJJ_enW5VtnpYxNJPK3IX7PKYiTkQvU9SzbgGpJEk-8942LHf=
DOuqsTgFrMy57-SAWfmeM7ik4GAqXj4lPDUC7Pt8gVMrFTnu4vYoXcxZugl9iENP5XFutGriiXh=
7YrHI3xjhoI_rBba1SzMH514Uj-p0CwlkcMg=3D=3D&c=3Dyrej-L2kk5yftBnunpKwujWS8H-E=
DwbEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5=
xAXF15Eb8EFbthZ6A=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D=
"font-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sa=
ns-serif; font-size: 14px; word-wrap: break-word; text-decoration: none;">R=
EAD MORE</a> </td> </tr> </table>    </td> </tr> </table>   </td> </tr> </t=
able> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed=
;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t=
d class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"ce=
nter" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
 <table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" ce=
llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
ackground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"=
center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
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B9ISKLx1EIAPq7-PkJdlgVeVS6nRa6uhr6kvC4S9OSFsHE0=3D&c=3Dyrej-L2kk5yftBnunpKw=
ujWS8H-EDwbEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w=
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ntent class=3D"image_content" style=3D"display: block; height: auto; max-wi=
dth: 100%;" width=3D"756" src=3D"https://files.constantcontact.com/e3050cb9=
001/5cc8854b-aedc-4ac3-974a-cac4fa768c69.gif?rdr=3Dtrue" alt=3D""></a> </td=
> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-colu=
mn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s=
tyle=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; =
color: rgb(9, 79, 133);">Lessons to be Learned?</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-style: italic;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">This month, instead of my usual rantings and ravings, I wanted to cover =
a couple of stories that have been reported to me. Perhaps there are some l=
essons to be learned here?</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">The Rent Increase and Corruption in the Legal System?</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">Recently, I became aware of a matter involving an elderly property owner=
 who had been renting out his single-family home in the Los Angeles area. T=
he property owner happens to be in his late 70&#x2019;s and is in poor heal=
th. The owner requires the services of a caregiver. The home, which has 3 b=
edrooms and 2 &#xbd; baths, originally belonged to his parents, and he had =
inherited the home from his brother.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
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0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"butt=
on_container content-padding-horizontal" align=3D"left" style=3D"padding: 1=
0px 20px;">    <table class=3D"button_content-row" style=3D"border-radius: =
8px; background-color: #224388; width: inherit; border-spacing: 0; border: =
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n=3D"center"> <a class=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net=
/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbGxIqEsxP=
jX20SH-tLjQJT5alaB61w_Q5ZJXywuyDUzJBowLsTw12ECkffIhSyP887W3ioJBRETOYKQZQKLK=
SN-J9Npn-JIQGcdtbAOE4Eusb87PX8f8UxL_06dpqYx27aOokIRgsQq5i&c=3Dyrej-L2kk5yft=
BnunpKwujWS8H-EDwbEQKtwvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5=
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"true" style=3D"font-weight: bold; color: #FFFFFF; font-family: Arial,Verda=
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ation: none;">READ MORE</a> </td> </tr> </table>    </td> </tr> </table>   =
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e-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
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%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
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0px; padding-bottom: 15px;" width=3D"100%" align=3D"center" valign=3D"top">=
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llpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_c=
ontent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; b=
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center" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
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idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
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<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab=
.cc.rs6.net/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944=
BzbG_Cn4ZzgJBTKxzmB55aEaohX731F1wdqDbXMlYin_kSA_vWjqul4WGNzljHihNDDrzzrwfpe=
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twvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15=
Eb8EFbthZ6A=3D=3D" data-trackable=3D"true"><img data-image-content class=3D=
"image_content" style=3D"display: block; height: auto; max-width: 100%;" wi=
dth=3D"756" src=3D"https://files.constantcontact.com/e3050cb9001/425c2359-0=
fbc-4ecb-820e-19cd33e8fcd9.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </tabl=
e> </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"t=
able-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: =
100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: cent=
er; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEME=
NT</sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1=
 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"=
 border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 0=
px; padding-bottom: 10px;" width=3D"100%" align=3D"center" valign=3D"top"> =
<table class=3D"divider_content-row" style=3D"width: 95%; height: 1px;" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_co=
ntent-cell" style=3D"padding-bottom: 0px; height: 1px; line-height: 1px; ba=
ckground-color: #869198; border-bottom-width: 0px;" height=3D"1" align=3D"c=
enter" bgcolor=3D"#869198"> <img alt=3D"" width=3D"5" height=3D"1" border=
=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/=
letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; w=
idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
 valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px;" align=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"font-size=
: 26px; color: rgb(9, 79, 133);">An already protracted eviction process jus=
t got longer as tenants will be allowed ten days to respond to eviction act=
ions, among other changes to the law.</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-style: italic; font-weight: bold;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">Tenants&#x2019; advocates are at it again. Under current law, tenants ha=
ve five days to file an answer to an eviction answer, excluding Saturdays, =
Sundays, and judicial holidays. Now it&#x2019;s ten.</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">By amending Sections 1167 and 1170 of the Code of Civil Procedure, Calif=
ornia lawmakers have changed the eviction timeline by giving tenants five e=
xtra days to respond to an unlawful detainer action. AB 2347 was signed int=
o law by Governor Newsom and goes into effect in 2025.</span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
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on_container content-padding-horizontal" align=3D"left" style=3D"padding: 1=
0px 20px;">    <table class=3D"button_content-row" style=3D"border-radius: =
8px; background-color: #224388; width: inherit; border-spacing: 0; border: =
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/tn.jsp?f=3D0010nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbG3ZXykv1=
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6cQdbrjkL74hXAaPoHXYMqFySq5G1-EsK9uE0RkfkZXSGy9biSM1o0EPCwr0a8bvCRSGqAhRdJm=
Eh4ap2aZMahH0Hfd4HpG6sVJY5EDIeEGQxGhd0u7aEOaa81FZgH5EN8J-rERoovefJKhu5yk2jS=
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--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cell=
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idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
 <table class=3D"layout layout--2-column" style=3D"table-layout: fixed;" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 30%;" align=3D"center" =
valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
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9sxzge6_EutOlmnJZESEofLtTYUqyzk2y4tX&c=3Dyrej-L2kk5yftBnunpKwujWS8H-EDwbEQK=
twvIJpZ12ZgnppJyrr7Q=3D=3D&ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15=
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"image_content" style=3D"display: block; height: auto; max-width: 100%;" wi=
dth=3D"240" src=3D"https://files.constantcontact.com/e3050cb9001/c2e4919c-e=
fda-4e25-b8bd-6d316a1b158a.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </tabl=
e> </td>  <td class=3D"column column--2 scale stack" style=3D"width: 70%;" =
align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #403F42; fon=
t-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; padd=
ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-weight: bold; color: rgb(9, 79,=
 133); font-size: 26px;">As we reach the coldest months, it&#x2019;s a good=
 time to do a maintenance check of all the &#x201c;leakiest&#x201d;&#xa0;pl=
aces in your units.&#xa0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">We don&#x2019;t mean water leaks, though that&#x2019;s always a good ide=
a, too. Instead, see where your apartments might be leaking heat. We all kn=
ow about drafty doors and windows, but electrical outlets and switch plates=
, baseboards, vents, and even cable and phone line jacks are all potential =
problem areas as well.</span><span style=3D"font-size: 15px; color: rgb(0, =
0, 0); font-family: Arial, Verdana, Helvetica, sans-serif;">&#xa0;Looking f=
or more ways to save? </span><span style=3D"font-size: 15px; color: rgb(0, =
0, 0);">Come save with Livable - learn how we can increase your profit marg=
ins today at </span><a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D0010=
nurlPHyW8UuVi26xehuDFdpVR9RhjghIGSLh3ad5mIm8X944BzbG3mueVz2Ym_7pKNLYF_tpWf_=
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ch=3DnbbiKg1ytB-o_nYL7GJUH5C1GEW6w1cdJfvf5xAXF15Eb8EFbthZ6A=3D=3D" rel=3D"n=
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0, 0, 0); font-weight: normal; text-decoration: underline; font-style: norm=
al;">ww.livable.com/apn</a></p>
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idth: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table>=
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dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td cla=
ss=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"center"=
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spacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_conten=
t-cell content-padding-horizontal" style=3D"text-align: left; font-family: =
Arial,Verdana,Helvetica,sans-serif; color: #403F42; font-size: 12px; line-h=
eight: 1.2; display: block; word-wrap: break-word; padding: 10px 20px;" ali=
gn=3D"left" valign=3D"top">
<h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #717a8=
0; font-size: 20px; font-weight: bold; margin: 0;"><span style=3D"color: rg=
b(9, 79, 133); font-size: 26px;">Ground Leased Property Can Offer Better Ta=
x Efficiency</span></h3>
<p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(0, 0, 0)=
; font-weight: bold; font-style: italic;">Source: AptNewsInc.com</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
;">If you own a traditional single-family home in California, you most like=
ly own the Fee Simple title to your property. You own the land and improvem=
ents on the property in perpetuity: forever. A ground leased property has t=
wo components: the ground itself, and the Leased Fee interest. A Fee Simple=
 owner can lease his land to a tenant, who will then hold a Leased Fee inte=
rest. These leases are usually very long term &#x2013; 100 years is not unc=
ommon. The tenant can then build and operate property on that land through =
the term of his loan &#x2013; provided that the rent payments are made in a=
 timely manner. When the lease expires, the landowner can either renew the =
lease, or take back the property and all the improvements on it.</span></p>
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