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Date: Wed, 13 Nov 2024 22:52:23 +0000
Content-Type: multipart/alternative; boundary="_----mCTKBL3HiUCABXXXGQ8Zyg===_61/9B-00410-7AD25376"
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Subject: $mart Parents Newsletter: Instill the joy of giving for the holidays.
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Help your kids learn to budget to give back.=0A=E2=80=8C =E2=80=8C =E2=80=
=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=
=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=
=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=
=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=
=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=
=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=
=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=
=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=
=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=
=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=
=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =
=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=
=80=8C =E2=80=8C =E2=80=8C=0AGreenlight Smart Parents 2024 =0A( http://clic=
ks.greenlight.com/f/a/oCDSxelxZiFH14TsY6oLdQ~~/AAQRxQA~/RgRpF7KnP0QoaHR0cHM=
6Ly9ncmVlbmxpZ2h0LmNvbS8_bGlkPTEzNDA2c3E4bDNvbVcDc3BjQgpnLKctNWdWOzk9UhRpbm=
ZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACzg~~ )       Greenlight Smart=0AParents 2024 =
( http://clicks.greenlight.com/f/a/DMm2uaexCV373oemoPaErw~~/AAQRxQA~/RgRpF7=
KnP0QoaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS8_bGlkPXZ1bnAyNGgxNDViM1cDc3BjQgpnLKctN=
WdWOzk9UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACzg~~ )=0ANovember 2024  November=
 2024                     Waving hand=0Aemoji Hi. Welcome back to $mart Par=
ents, a Greenlight newsletter=0Afor parents raising financially smart kids =
(that=E2=80=99s you). In this=0Aedition, we=E2=80=99re looking ahead to the=
 holidays with a special focus=0Aon giving.=0A=0ATeaching kids about charit=
able giving doesn=E2=80=99t only benefit the=0Acauses they care about. It a=
lso helps them develop empathy,=0Acultivate gratitude, and become socially =
responsible adults ready=0Ato make a positive impact on the world in a fina=
ncially=0Aresponsible way. Bonus: Giving makes us feel good, too Waving=0Ah=
and emoji=0A=0ALet=E2=80=99s kick things off with a question about giving! =
Grab the fam=0Aand ask away:=0A=0AThe global movement GivingTuesday =0A( ht=
tp://clicks.greenlight.com/f/a/gHmc_kkSvrkV8w-6cOxwIA~~/AAQRxQA~/RgRpF7KnP0=
QvaHR0cHM6Ly93d3cuZ2l2aW5ndHVlc2RheS5vcmcvP2xpZD0yajd5ejBtcTdjY3pXA3NwY0IKZ=
yynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~ ) is celebrated=0Aon th=
e first Tuesday after Thanksgiving. What year did it begin=3F=0A=0Aa) 1995=
=0A=0Ab) 2012=0A=0Ac) 2020=0A=0AAnswer is at the bottom of the newsletter =
=E2=80=94 but don=E2=80=99t skip to=0Athe end just yet! Fun fact to share w=
ith your kids: There are=0Amore than 1.8 million recognized charities in th=
e United States,=0Aaccording to the National Philanthropic Trust. (Source) =
=0A( http://clicks.greenlight.com/f/a/EUb13PYvkgJAYL8v3Q2jxA~~/AAQRxQA~/RgR=
pF7KnP0ReaHR0cHM6Ly93d3cubnB0cnVzdC5vcmcvcGhpbGFudGhyb3BpYy1yZXNvdXJjZXMvY2=
hhcml0YWJsZS1naXZpbmctc3RhdGlzdGljcy8_bGlkPWkyNnJkamh6Zmp3a1cDc3BjQgpnLKctN=
WdWOzk9UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACzg~~ )=0A=0A=0AReady to learn ho=
w to make giving easy, enjoyable, and impactful=0Athis season=3F Read on.=
=0A=0AFun ways to teach the kids about giving as a=0Afamily.=0A=0ACheck mar=
k  Learn about charitable giving =E2=80=94 Invite=0Ayour kids to watch shor=
t animated videos about donating to=0Acharity in Greenlight=E2=80=99s Level=
 Up =0A( http://clicks.greenlight.com/f/a/xw4ONYEeuCoGYZoq8Waxuw~~/AAQRxQA~=
/RgRpF7KnP0Q-aHR0cHM6Ly9ncmVlbmxpZ2h0bWUub25lbGluay5tZS92Umg0L2VnZjZrMGttP2=
xpZD1kZXRnMTNkaTl5ODdXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YB=
AAAAs4~ ),=0Athen test their knowledge on how spending can help others. A=
=0Awhopping 67% of the total charitable giving came from individuals=0Ain 2=
023, at more than $370 billion. (Source) =0A( http://clicks.greenlight.com/=
f/a/aWMDA40gjfdm63qZonugAA~~/AAQRxQA~/RgRpF7KnP0ReaHR0cHM6Ly93d3cubnB0cnVzd=
C5vcmcvcGhpbGFudGhyb3BpYy1yZXNvdXJjZXMvY2hhcml0YWJsZS1naXZpbmctc3RhdGlzdGlj=
cy8_bGlkPXZ1dDRwc2Y4cnMxcVcDc3BjQgpnLKctNWdWOzk9UhRpbmZvQHN0ZXJsaW5nY2FsLmN=
vbVgEAAACzg~~ )=0A=0A=0ACheck mark  Research charities =E2=80=94 Did you kn=
ow you can=0Alearn about charities easily from the Giving page in the app =
=0A( http://clicks.greenlight.com/f/a/41DGxkuognYZIJ3f-jmoLA~~/AAQRxQA~/RgR=
pF7KnP0Q-aHR0cHM6Ly9ncmVlbmxpZ2h0bWUub25lbGluay5tZS92Umg0L2MyMmM5Yjc4P2xpZD=
12ZThjcjJxZGR6anBXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAA=
s4~ )=3F=0AClick on Charity Navigator, where kids and teens can explore by=
=0Acategory and review ratings to help decide where their money will=0Ahave=
 the greatest impact. Then, they can set aside money to make=0Aa contributi=
on =0A( http://clicks.greenlight.com/f/a/Ks3YntH0xEJx-9Yf4pdKkA~~/AAQRxQA~/=
RgRpF7KnP0Q-aHR0cHM6Ly9ncmVlbmxpZ2h0bWUub25lbGluay5tZS92Umg0L2MyMmM5Yjc4P2x=
pZD13cTlyNzVhNmtjeWVXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBA=
AAAs4~ )!=0A=0ACheck mark  Make it a family challenge =E2=80=94 Play a Kaho=
ot=0A=0A( http://clicks.greenlight.com/f/a/okAJmvhElbeG0mNqaFcdYA~~/AAQRxQA=
~/RgRpF7KnP0RWaHR0cHM6Ly9jcmVhdGUua2Fob290Lml0L2RldGFpbHMvYzI1MDRkY2YtODZkY=
i00ZWE4LTk1ZTMtMzVkODc5MTM4MzYyP2xpZD03YWFhOGtnYWlzNXBXA3NwY0IKZyynLTVnVjs5=
PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~ )=0A! featuring fun trivia about p=
hilanthropy and GivingTuesday.=0AIt=E2=80=99s a feel-good follow-up to the =
shopping days of Black Friday=0Aand Cyber Monday.=0A=0ACheck mark  Help you=
r kids make a holiday budget =E2=80=94=0ASaving for gifts starts now! For m=
ore lessons in generosity, help=0Ayour kids create a gift list for loved on=
es. Kids can earn their=0Aown money, too, with allowance or one-time jobs, =
and experience=0Athe joy of gift-giving firsthand.=0A=0ACheck mark  Volunte=
er together =E2=80=94 Our resources include=0Amoney and time. Find a place =
=0A( http://clicks.greenlight.com/f/a/-e0rxRJE5_rHrrQAOmQPsQ~~/AAQRxQA~/RgR=
pF7KnP0QwaHR0cHM6Ly93d3cudm9sdW50ZWVybWF0Y2gub3JnLz9saWQ9ankwejdpMmQzNDdqVw=
NzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO ) where your=0Af=
amily can give back to your community and help those in need,=0Awith filter=
s for age, time, and location. It may become a=0Acherished family tradition=
!=0A=0AKeep the giving talks going to help=0Ayour kids grow into compassion=
ate adults! Try these convos at the=0Afamily dinner table.=0A=0ATALK DOLLAR=
S AT DINNER Speech balloon emoji=0A=0ATopics to discuss at dinner =0A( http=
://clicks.greenlight.com/f/a/EyQc_ONgqg2JfzdApOuDbw~~/AAQRxQA~/RgRpF7KnP0Rp=
aHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9sZWFybmluZy1jZW50ZXIvYnVkZ2V0aW5nL21vbmV5LWN=
vbnZlcnNhdGlvbi1zdGFydGVycy1mb3ItcGFyZW50cz9saWQ9ejMxNmNvYXZ1cmNvVwNzcGNCCm=
cspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO )=0A                  Vi=
ew more prompts  View more prompts =0A( http://clicks.greenlight.com/f/a/lz=
cq0ckZHDKWkYMw_QRjrQ~~/AAQRxQA~/RgRpF7KnP0RpaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9=
sZWFybmluZy1jZW50ZXIvYnVkZ2V0aW5nL21vbmV5LWNvbnZlcnNhdGlvbi1zdGFydGVycy1mb3=
ItcGFyZW50cz9saWQ9aW5vOGRvZTQ5cGhtVwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3Rlcmxpb=
mdjYWwuY29tWAQAAALO )=0A                         Greenlight bites & insight=
s=0A=0ASavings Goal =0A( http://clicks.greenlight.com/f/a/IWT9599psxTPjDC9F=
vG0_g~~/AAQRxQA~/RgRpF7KnP0Q-aHR0cHM6Ly9ncmVlbmxpZ2h0bWUub25lbGluay5tZS92Um=
g0Lzc4MTg1ZWY0P2xpZD00NnRhbDdwdGplaDNXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVyb=
GluZ2NhbC5jb21YBAAAAs4~ )=0A=0AHelp your kids learn to budget for good.=0A-=
---------------------------------------=0A=0AAllowance goes a long way when=
 it teaches your family how to=0Abudget. On the allowance page in the app, =
you can designate a %=0Aof money to saving and giving, so they can build go=
od habits one=0Adollar at a time.=0A=0AGet started > =0A( http://clicks.gre=
enlight.com/f/a/gEIcTAQsTRdCJgyHwm6XLw~~/AAQRxQA~/RgRpF7KnP0Q-aHR0cHM6Ly9nc=
mVlbmxpZ2h0bWUub25lbGluay5tZS92Umg0Lzc4MTg1ZWY0P2xpZD1sMXR3NzBxbWZ4NjZXA3Nw=
Y0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~ )=0A=0ADad and Kid=
 =0A( http://clicks.greenlight.com/f/a/a1PWdi1LcqWs3kGBRQN4Gg~~/AAQRxQA~/Rg=
RpF7KnP0RfaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9ibG9nL2hvdy10by10ZWFjaC1raWRzLWFib=
3V0LWdpdmluZy10aGlzLWhvbGlkYXktc2Vhc29uP2xpZD00ams3azk5bzVyZ3lXA3NwY0IKZyyn=
LTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~ )=0A            Parent blo=
g=0A=0AHow to teach kids about giving this holiday season.=0A--------------=
-------------------------------------=0A=0AShare the gift of giving with yo=
ur kids =E2=80=94 and help them create=0Agenerous habits that will last a l=
ifetime.=0A=0ARead the blog > =0A( http://clicks.greenlight.com/f/a/yQtjcPB=
heqvufCT0npZpUQ~~/AAQRxQA~/RgRpF7KnP0RfaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9ibG9n=
L2hvdy10by10ZWFjaC1raWRzLWFib3V0LWdpdmluZy10aGlzLWhvbGlkYXktc2Vhc29uP2xpZD0=
2OW5leTA1NXhjMjFXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs=
4~ )=0A=0A=0AThat=E2=80=99s a wrap. It=E2=80=99s time for the=0Aanswer to t=
his month=E2=80=99s money quiz question! The answer is b)=0A2012.=0A=0AGivi=
ngTuesday began in 2012 as a generosity movement, inspiring=0Apeople to giv=
e their time, donations, or voice to their local=0Acommunity. It celebrates=
 gifts and acts of kindness. Here=E2=80=99s their=0Atoolbox of ideas =0A( h=
ttp://clicks.greenlight.com/f/a/YN2Wvzev-25DK2806JqSpg~~/AAQRxQA~/RgRpF7KnP=
0RFaHR0cHM6Ly93d3cuZ2l2aW5ndHVlc2RheS5vcmcvZ2VuZXJvc2l0eS10b29sYm94LWxwLz9s=
aWQ9Mmt1YWU0aTkxM3B4VwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQ=
AAALO )=0A for your family to take part in #GivingTuesday.=0A=0AShare this =
newsletter with your friends and family, and help them=0Ateach their own ki=
ds how to earn, save, spend, invest =E2=80=94 and give.=0A=0AThanks for tun=
ing in as a $mart Parent, and happy giving!=0A=0AStay $mart,=0AThe Greenlig=
ht Team=0A=0A      Plans=0A=0A( http://clicks.greenlight.com/f/a/u5PaiLS1Zh=
Ay42lUPR3odQ~~/AAQRxQA~/RgRpF7KnP0QdaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9wbGFucy9=
XA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~ )   Learn=0A=
=0A( http://clicks.greenlight.com/f/a/cBHuwgDJiSOj_VaTNUN_1g~~/AAQRxQA~/RgR=
pF7KnP0QbaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9ibG9nVwNzcGNCCmcspy01Z1Y7OT1SFGluZm=
9Ac3RlcmxpbmdjYWwuY29tWAQAAALO )   FAQ=0A=0A( http://clicks.greenlight.com/=
f/a/Ym5umKEfN0QMboC8ZhNwDA~~/AAQRxQA~/RgRpF7KnP0QbaHR0cHM6Ly9ncmVlbmxpZ2h0L=
mNvbS9mYXEvVwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO )  =
 Refer Friends=0A=0A( http://clicks.greenlight.com/f/a/dJav6bv4hQ3L8kCFcKNA=
vw~~/AAQRxQA~/RgRpF7KnP0QkaHR0cHM6Ly9ncmVlbmxpZ2h0LmNvbS9yZWZlci1mcmllbmRzV=
wNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO )=0A=0A      iO=
S - Download on the App=0AStore. =0A( http://clicks.greenlight.com/f/a/hQiN=
sWHwzyp4f1C9Y8gENQ~~/AAQRxQA~/RgRpF7KnP0RaaHR0cHM6Ly9hcHBzLmFwcGxlLmNvbS91c=
y9hcHAvZ3JlZW5saWdodC1kZWJpdC1jYXJkLWZvci1raWRzL2lkMTA0OTM0MDcwMj9saWQ9cXdj=
ZDdwYzJ1bDB2VwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO )=
=0A   Get it on Google Play. =0A( http://clicks.greenlight.com/f/a/PL5rN0YK=
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=E2=80=8C&nbsp;</span>  =0D=0A            </td>=0D=0A         </tr>=0D=0A  =
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=3D"#FFFFFF" class=3D"darkmode full" align=3D"center" style=3D"margin:0;">=
=0D=0A                  <tr>=0D=0A                     <td>=0D=0A          =
              <table class=3D"darkmode" width=3D"100%" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" align=3D"center" bgcolor=3D"#FFFFFF" style=3D"=
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        <td class=3D"mobileHide">=0D=0A                                    =
      <a target=3D"_blank" href=3D"https://greenlight.com/=3Flid=3D13406sq8=
l3om&utm_source=3Dcrm&utm_medium=3Demail&utm_campaign=3D2024-11-13, Parent,=
 Ad Hoc, Active, None, None, None, Newsletter, November Newsletter Core/Max=
/Invest/Infinity/Select Active Customers&utm_content=3DTest&utm_audience=3D=
5e903aac-d5c3-4c1c-af4d-bd69c83a3151">=0D=0A                               =
           <img class=3D"center" alt=3D"Greenlight Smart Parents 2024" src=
=3D"https://braze-images.com/appboy/communication/assets/image_assets/image=
s/672ba9fca8cee300660f45d4/original.png=3F1730914811" width=3D"600" style=
=3D"display:block;"></a>=0D=0A                                       </td>=
=0D=0A                                    </tr>=0D=0A                      =
              <!--[if !mso]> <!-->=0D=0A                                   =
    <tr>=0D=0A                                          <td class=3D"deskto=
pHide" style=3D"display:none;">=0D=0A                                      =
       <a target=3D"_blank" href=3D"https://greenlight.com/=3Flid=3Dvunp24h=
145b3&utm_source=3Dcrm&utm_medium=3Demail&utm_campaign=3D2024-11-13, Parent=
, Ad Hoc, Active, None, None, None, Newsletter, November Newsletter Core/Ma=
x/Invest/Infinity/Select Active Customers&utm_content=3DTest&utm_audience=
=3D5e903aac-d5c3-4c1c-af4d-bd69c83a3151">=0D=0A                            =
                 <img src=3D"https://braze-images.com/appboy/communication/=
assets/image_assets/images/672ba9fc7609b20073626756/original.png=3F17309148=
11" alt=3D"Greenlight Smart Parents 2024" class=3D"full" style=3D"display:b=
lock;" border=3D"0" width=3D"100%" height=3D"auto"></a>=0D=0A              =
                            </td>=0D=0A                                    =
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=0A            <td class=3D"darkmode">=0D=0A               <table width=3D"=
580" role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"=
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enter" style=3D"max-width:580px; margin:0 10px;">=0D=0A                  <t=
r>=0D=0A                     <td class=3D"mobPadLR20" style=3D"padding:15px=
 0 0 0;">=0D=0A                        <table class=3D"CTA" width=3D"220" h=
eight=3D"20" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"cent=
er">=0D=0A                           <tr>=0D=0A                            =
  <td align=3D"center" class=3D"full center">=0D=0A                        =
         <div>=0D=0A                                    <!--[if mso]>=0D=0A=
                                    <v:roundrect xmlns:v=3D"urn:schemas-mic=
rosoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:word" style=3D"=
height:40px;v-text-anchor:middle;width:220px;" arcsize=3D"12%" strokecolor=
=3D"#FFFFFF" fillcolor=3D"#FFFFFF">=0D=0A                                  =
     <w:anchorlock/>=0D=0A                                       <center st=
yle=3D"color:#1D252C;font-family:Arial, sans-serif;font-size:16px;font-weig=
ht:700;text-transform: uppercase;">November 2024</center>=0D=0A            =
                        </v:roundrect>=0D=0A                               =
     <![endif]--><span style=3D"background-color:#FFFFFF; border-radius:12p=
x;color:#1D252C; display:inline-block; font-family: 'Manrope', Arial, sans-=
serif;font-size:16px; font-weight:800; line-height:25px; letter-spacing:1px=
; text-align:center; text-decoration:none;text-transform: uppercase; width:=
220px; -webkit-text-size-adjust:none; mso-hide:all;" class=3D"center date d=
arkmode dateBorder">November 2024</span>=0D=0A                             =
    </div>=0D=0A                              </td>=0D=0A                  =
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    </td>=0D=0A                  </tr>=0D=0A               </table>=0D=0A  =
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NDS   ********** -->=0D=0A         <!--[ if gte mso 9]><tr><td height=3D"20=
"></td></tr><![endif] -->=0D=0A         <!-- **********   TEXT BEGINS   ***=
******* -->=0D=0A         <tr>=0D=0A            <td>=0D=0A               <t=
able width=3D"560" role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0=
" border=3D"0" bgcolor=3D"#FFFFFF" class=3D"darkmode centerMar width90perce=
nt" align=3D"center" style=3D"margin:0 20px;">=0D=0A                  <tr>=
=0D=0A                     <td class=3D"mobPadT24" style=3D"padding:25px 0 =
30px 0;">=0D=0A                        <table cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" align=3D"center" width=3D"100%" style=3D"max-width:530p=
x; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">=
=0D=0A                           <tr>=0D=0A                              <t=
d align=3D"center" style=3D"text-align:left;">=0D=0A                       =
          <p style=3D"text-align: left; margin:0 0 20px 10px;color:#1D252C;=
"><img alt=3D"Waving hand emoji" src=3D"https://d2axdqolvqmdvx.cloudfront.n=
et/89e3f851-ca7e-4817-952c-21cf046145e8/wavinghand_1f44b.png" width=3D"20" =
style=3D"display:inline;"> Hi. Welcome back to $mart Parents, a Greenlight =
newsletter for parents raising financially smart kids (that=E2=80=99s you).=
 In this edition, we=E2=80=99re looking ahead to the holidays with a specia=
l focus on giving.=0D=0A=0D=0A=0D=0A                                 </p>=
=0D=0A                                 <p style=3D"text-align: left; margin=
:0 0 20px 10px;color:#1D252C;">Teaching kids about charitable giving doesn=
=E2=80=99t only benefit the causes they care about. It also helps them deve=
lop empathy, cultivate gratitude, and become socially responsible adults re=
ady to make a positive impact on the world in a financially responsible way=
. Bonus: Giving makes us feel good, too <img alt=3D"Waving hand emoji" src=
=3D"https://braze-images.com/appboy/communication/assets/image_assets/image=
s/672ba9fcdbe166006683a57c/original.png=3F1730914811" width=3D"20" style=3D=
"display:inline;">=0D=0A</p>=0D=0A                                 <p style=
=3D"text-align: left; margin:0 0 20px 10px;color:#1D252C;">Let=E2=80=99s ki=
ck things off with a question about giving! Grab the fam and ask away:=0D=
=0A</p>=0D=0A                                =0D=0A                        =
         <p style=3D"text-align:left; margin:0 0 10px 10px; color:#035C67; =
font-weight:600;"><strong>The global movement <a href=3D"http://clicks.gree=
nlight.com/f/a/VqUx1939X9bewpPO6GMKkQ~~/AAQRxQA~/RgRpF7KnP4QmAWh0dHBzOi8vd3=
d3LmdpdmluZ3R1ZXNkYXkub3JnLz9saWQ9Mmo3eXowbXE3Y2N6JnV0bV9zb3VyY2U9Y3JtJnV0b=
V9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPTIwMjQtMTEtMTMsIFBhcmVudCwgQWQgSG9jLCBB=
Y3RpdmUsIE5vbmUsIE5vbmUsIE5vbmUsIE5ld3NsZXR0ZXIsIE5vdmVtYmVyIE5ld3NsZXR0ZXI=
gQ29yZS9NYXgvSW52ZXN0L0luZmluaXR5L1NlbGVjdCBBY3RpdmUgQ3VzdG9tZXJzJnV0bV9jb2=
50ZW50PVRlc3QmdXRtX2F1ZGllbmNlPTVlOTAzYWFjLWQ1YzMtNGMxYy1hZjRkLWJkNjljODNhM=
zE1MVcDc3BjQgpnLKctNWdWOzk9UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACzg~~" target=
=3D"_blank" style=3D"text-decoration: underline; color: #035C67;">GivingTue=
sday</a> is celebrated on the first Tuesday after Thanksgiving. What year d=
id it begin=3F=0D=0A</strong></p>=0D=0A                                 <p =
style=3D"text-align: left; margin:0 0 5px 10px;color:#035C67;">a) 1995=0D=
=0A=0D=0A                                 </p>=0D=0A                       =
          <p style=3D"text-align: left; margin:0 0 5px 10px;color:#035C67;"=
>b) 2012=0D=0A</p>=0D=0A                                  <p style=3D"text-=
align: left; margin:0 0 5px 10px;color:#035C67;">c) 2020=0D=0A<br><br>=0D=
=0A</p>=0D=0A                                 <p style=3D"text-align: left;=
 margin:0 0 0 10px;color:#1D252C;">Answer is at the bottom of the newslette=
r =E2=80=94 but don=E2=80=99t skip to the end just yet! Fun fact to share w=
ith your kids: There are more than 1.8 million recognized charities  in the=
 United States, according to the National Philanthropic Trust. <a href=3D"h=
ttp://clicks.greenlight.com/f/a/AFIH6GxIqsQMLSIy1ikQtg~~/AAQRxQA~/RgRpF7KnP=
4RVAWh0dHBzOi8vd3d3Lm5wdHJ1c3Qub3JnL3BoaWxhbnRocm9waWMtcmVzb3VyY2VzL2NoYXJp=
dGFibGUtZ2l2aW5nLXN0YXRpc3RpY3MvP2xpZD1pMjZyZGpoemZqd2smdXRtX3NvdXJjZT1jcm0=
mdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249MjAyNC0xMS0xMywgUGFyZW50LCBBZCBIb2=
MsIEFjdGl2ZSwgTm9uZSwgTm9uZSwgTm9uZSwgTmV3c2xldHRlciwgTm92ZW1iZXIgTmV3c2xld=
HRlciBDb3JlL01heC9JbnZlc3QvSW5maW5pdHkvU2VsZWN0IEFjdGl2ZSBDdXN0b21lcnMmdXRt=
X2NvbnRlbnQ9VGVzdCZ1dG1fYXVkaWVuY2U9NWU5MDNhYWMtZDVjMy00YzFjLWFmNGQtYmQ2OWM=
4M2EzMTUxVwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO" targ=
et=3D"_blank" style=3D"text-decoration: underline; color: #1D252C; font-siz=
e: 14px; line-height: 20px;">(Source)</a><br><br>Ready to learn how to make=
 giving easy, enjoyable, and impactful this season=3F Read on.=0D=0A       =
                          </p>=0D=0A                              </td>=0D=
=0A                           </tr>=0D=0A                        </table>=
=0D=0A                     </td>=0D=0A                  </tr>=0D=0A        =
       </table>=0D=0A            </td>=0D=0A         </tr>=0D=0A         <!=
-- **********   TEXT ENDS   ********** -->=0D=0A         <!--[ if gte mso 9=
]><tr><td height=3D"20"></td></tr><![endif] -->=0D=0A         <!-- ********=
**   LIST BEGINS   ********** -->=0D=0A         <tr>=0D=0A            <td>=
=0D=0A               <table width=3D"560" role=3D"presentation" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" bgcolor=3D"#035C67" class=3D" centerM=
ar width90percent" align=3D"center" style=3D"margin:0 20px; border-radius: =
34px;">=0D=0A                  <tr>=0D=0A                     <td class=3D"=
mobPadT24 mobPadB24" style=3D"padding:40px 0;">=0D=0A                      =
  <table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"center" =
class=3D"width90percent" width=3D"100%" style=3D"max-width:530px; border-co=
llapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">=0D=0A       =
                    <!--[ if gte mso 9]><tr><td width=3D"20"></td></tr><![e=
ndif] -->=0D=0A                           <tr>=0D=0A                       =
       <td class=3D"listTextColor" align=3D"center" style=3D"text-align:lef=
t;">=0D=0A                                 <p class=3D"width90percent listT=
extColor" style=3D"text-align: left; margin:0 10px 25px 10px; text-transfor=
m: uppercase; letter-spacing:2px; color:#FFFFFF; mso-color-alt:auto;"><stro=
ng>Fun ways to teach the kids about giving as a family. </strong> </p>=0D=
=0A                              </td>=0D=0A                           </tr=
>=0D=0A                           <tr>=0D=0A                              <=
td class=3D"listTextColor">=0D=0A                                 <table cl=
ass=3D"width90percent" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" ali=
gn=3D"center" width=3D"100%" style=3D"max-width:530px; border-collapse:coll=
apse; mso-table-lspace:0pt; mso-table-rspace:0pt;">=0D=0A                  =
                  <tr>=0D=0A                                       <td clas=
s=3D"listTextColor" align=3D"center" style=3D"text-align:left;">=0D=0A     =
                                     <table cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" align=3D"center" width=3D"100%" style=3D"max-width:500p=
x; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">=
=0D=0A                                             <tr>=0D=0A              =
                                  <!--[ if gte mso 9]><th width=3D"20"></th=
><![endif] -->=0D=0A                                                <th cla=
ss=3D"width90percent" align=3D"left" style=3D"vertical-align: top;"><img sr=
c=3D"https://braze-images.com/appboy/communication/assets/image_assets/imag=
es/641a294dace9ed005d023b81/original.png=3F1679436109" alt=3D"Check mark" w=
idth=3D"30" height=3D"auto" style=3D"display: inline; text-align: left;"></=
th>=0D=0A                                                <th class=3D"listT=
extColor">=0D=0A                                                   <p class=
=3D"listTextColor mobMarLR0" style=3D"text-align: left; margin:0 10px 10px =
10px; color:#FFFFFF; mso-color-alt:auto;"><strong>Learn about charitable gi=
ving</strong> =E2=80=94 Invite your kids to watch short animated videos abo=
ut donating to charity in <a href=3D"https://greenlightme.onelink.me/vRh4/e=
gf6k0km=3Flid=3Ddetg13di9y87&utm_source=3Dcrm&utm_medium=3Demail&utm_campai=
gn=3D2024-11-13, Parent, Ad Hoc, Active, None, None, None, Newsletter, Nove=
mber Newsletter Core/Max/Invest/Infinity/Select Active Customers&utm_conten=
t=3DTest&utm_audience=3D5e903aac-d5c3-4c1c-af4d-bd69c83a3151" target=3D"_bl=
ank" style=3D"color: #FFFFFF; text-decoration: underline;">Greenlight=E2=80=
=99s Level Up</a>, then test their knowledge on how spending can help other=
s. A whopping 67% of the total charitable giving came from individuals in 2=
023, at more than $370 billion. <a href=3D"http://clicks.greenlight.com/f/a=
/xF0yaFD6Vo7BERipaxXQjw~~/AAQRxQA~/RgRpF7KnP4RVAWh0dHBzOi8vd3d3Lm5wdHJ1c3Qu=
b3JnL3BoaWxhbnRocm9waWMtcmVzb3VyY2VzL2NoYXJpdGFibGUtZ2l2aW5nLXN0YXRpc3RpY3M=
vP2xpZD12dXQ0cHNmOHJzMXEmdXRtX3NvdXJjZT1jcm0mdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2=
FtcGFpZ249MjAyNC0xMS0xMywgUGFyZW50LCBBZCBIb2MsIEFjdGl2ZSwgTm9uZSwgTm9uZSwgT=
m9uZSwgTmV3c2xldHRlciwgTm92ZW1iZXIgTmV3c2xldHRlciBDb3JlL01heC9JbnZlc3QvSW5m=
aW5pdHkvU2VsZWN0IEFjdGl2ZSBDdXN0b21lcnMmdXRtX2NvbnRlbnQ9VGVzdCZ1dG1fYXVkaWV=
uY2U9NWU5MDNhYWMtZDVjMy00YzFjLWFmNGQtYmQ2OWM4M2EzMTUxVwNzcGNCCmcspy01Z1Y7OT=
1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO" target=3D"_blank" style=3D"color: #=
FFFFFF; text-decoration: underline; font-size: 14px; line-height: 20px;">(S=
ource)</a></p>=0D=0A                                                </th>=
=0D=0A                                             </tr>=0D=0A             =
                             </table>=0D=0A                                =
       </td>=0D=0A                                    </tr>=0D=0A          =
                          <tr>=0D=0A                                       =
<td class=3D"listTextColor" align=3D"center" style=3D"text-align:left; padd=
ing:0;">=0D=0A                                          <table cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" align=3D"center" width=3D"100%" style=
=3D"max-width:500px; border-collapse:collapse; mso-table-lspace:0pt; mso-ta=
ble-rspace:0pt;">=0D=0A                                             <tr>=0D=
=0A                                                <!--[ if gte mso 9]><th =
width=3D"20"></th><![endif] -->=0D=0A                                      =
          <th class=3D"width90percent" align=3D"left" style=3D"vertical-ali=
gn: top;"><img src=3D"https://braze-images.com/appboy/communication/assets/=
image_assets/images/641a294dace9ed005d023b81/original.png=3F1679436109" alt=
=3D"Check mark" width=3D"30" height=3D"auto" style=3D"display: inline; text=
-align: left;"></th>=0D=0A                                                <=
th class=3D"listTextColor">=0D=0A                                          =
         <p class=3D"listTextColor mobMarLR0 mobMarT0" style=3D"text-align:=
 left; margin:0 10px 10px 10px; color:#FFFFFF; mso-color-alt:auto;"><strong=
>Research charities</strong> =E2=80=94 Did you know you can learn about cha=
rities easily from the <a href=3D"https://greenlightme.onelink.me/vRh4/c22c=
9b78=3Flid=3Dve8cr2qddzjp&utm_source=3Dcrm&utm_medium=3Demail&utm_campaign=
=3D2024-11-13, Parent, Ad Hoc, Active, None, None, None, Newsletter, Novemb=
er Newsletter Core/Max/Invest/Infinity/Select Active Customers&utm_content=
=3DTest&utm_audience=3D5e903aac-d5c3-4c1c-af4d-bd69c83a3151" target=3D"_bla=
nk" style=3D"color: #FFFFFF; text-decoration: underline;">Giving page in th=
e app</a>=3F Click on Charity Navigator, where kids and teens can explore b=
y category and review ratings to help decide where their money will have th=
e greatest impact. Then, they can set aside money to <a href=3D"https://gre=
enlightme.onelink.me/vRh4/c22c9b78=3Flid=3Dwq9r75a6kcye&utm_source=3Dcrm&ut=
m_medium=3Demail&utm_campaign=3D2024-11-13, Parent, Ad Hoc, Active, None, N=
one, None, Newsletter, November Newsletter Core/Max/Invest/Infinity/Select =
Active Customers&utm_content=3DTest&utm_audience=3D5e903aac-d5c3-4c1c-af4d-=
bd69c83a3151" target=3D"_blank" style=3D"color: #FFFFFF; text-decoration: u=
nderline;">make a contribution</a>!</p>=0D=0A                              =
                  </th>=0D=0A                                             <=
/tr>=0D=0A                                          </table>=0D=0A         =
                              </td>=0D=0A                                  =
  </tr>=0D=0A                                    <tr>=0D=0A                =
                       <td class=3D"listTextColor" align=3D"center" style=
=3D"text-align:left; padding:0;">=0D=0A                                    =
      <table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"cent=
er" width=3D"100%" style=3D"max-width:500px; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">=0D=0A                            =
                 <tr>=0D=0A                                                =
<!--[ if gte mso 9]><th width=3D"20"></th><![endif] -->=0D=0A              =
                                  <th class=3D"width90percent" align=3D"lef=
t" style=3D"vertical-align: top;"><img src=3D"https://braze-images.com/appb=
oy/communication/assets/image_assets/images/641a294dace9ed005d023b81/origin=
al.png=3F1679436109" alt=3D"Check mark" width=3D"30" height=3D"auto" style=
=3D"display: inline; text-align: left;"></th>=0D=0A                        =
                        <th class=3D"listTextColor">=0D=0A                 =
                                  <p class=3D"listTextColor mobMarLR0 mobMa=
rT0" style=3D"text-align: left; margin:0 10px 10px 10px; color:#FFFFFF; mso=
-color-alt:auto;"><strong>Make it a family challenge</strong> =E2=80=94 Pla=
y a <a href=3D"http://clicks.greenlight.com/f/a/e2HS_bqARId4LT6qQ2BpgQ~~/AA=
QRxQA~/RgRpF7KnP4RNAWh0dHBzOi8vY3JlYXRlLmthaG9vdC5pdC9kZXRhaWxzL2MyNTA0ZGNm=
LTg2ZGItNGVhOC05NWUzLTM1ZDg3OTEzODM2Mj9saWQ9N2FhYThrZ2FpczVwJnV0bV9zb3VyY2U=
9Y3JtJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPTIwMjQtMTEtMTMsIFBhcmVudCwgQW=
QgSG9jLCBBY3RpdmUsIE5vbmUsIE5vbmUsIE5vbmUsIE5ld3NsZXR0ZXIsIE5vdmVtYmVyIE5ld=
3NsZXR0ZXIgQ29yZS9NYXgvSW52ZXN0L0luZmluaXR5L1NlbGVjdCBBY3RpdmUgQ3VzdG9tZXJz=
JnV0bV9jb250ZW50PVRlc3QmdXRtX2F1ZGllbmNlPTVlOTAzYWFjLWQ1YzMtNGMxYy1hZjRkLWJ=
kNjljODNhMzE1MVcDc3BjQgpnLKctNWdWOzk9UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAACzg=
~~" target=3D"_blank" style=3D"color: #FFFFFF; text-decoration: underline;"=
>Kahoot</a>! featuring fun trivia about philanthropy and GivingTuesday. It=
=E2=80=99s a feel-good follow-up to the shopping days of Black Friday and C=
yber Monday.=0D=0A </p>=0D=0A                                              =
  </th>=0D=0A                                             </tr>=0D=0A      =
                                    </table>=0D=0A                         =
              </td>=0D=0A                                    </tr>      =0D=
=0A                                                                        =
<tr>=0D=0A                                       <td class=3D"listTextColor=
" align=3D"center" style=3D"text-align:left; padding:0;">=0D=0A            =
                              <table cellpadding=3D"0" cellspacing=3D"0" bo=
rder=3D"0" align=3D"center" width=3D"100%" style=3D"max-width:500px; border=
-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">=0D=0A    =
                                         <tr>=0D=0A                        =
                        <!--[ if gte mso 9]><th width=3D"20"></th><![endif]=
 -->=0D=0A                                                <th class=3D"widt=
h90percent" align=3D"left" style=3D"vertical-align: top;"><img src=3D"https=
://braze-images.com/appboy/communication/assets/image_assets/images/641a294=
dace9ed005d023b81/original.png=3F1679436109" alt=3D"Check mark" width=3D"30=
" height=3D"auto" style=3D"display: inline; text-align: left;"></th>=0D=0A =
                                               <th class=3D"listTextColor">=
=0D=0A                                                   <p class=3D"listTe=
xtColor mobMarLR0 mobMarT0" style=3D"text-align: left; margin:0 10px 10px 1=
0px; color:#FFFFFF; mso-color-alt:auto;"><strong>Help your kids make a holi=
day budget</strong> =E2=80=94 Saving for gifts starts now! For more lessons=
 in generosity, help your kids create a gift list for loved ones. Kids can =
earn their own money, too, with allowance or one-time jobs, and experience =
the joy of gift-giving firsthand.</p>=0D=0A                                =
                </th>=0D=0A                                             </t=
r>=0D=0A                                          </table>=0D=0A           =
                            </td>=0D=0A                                    =
</tr>                         =0D=0A                                     <t=
r>=0D=0A                                       <td class=3D"listTextColor" =
align=3D"center" style=3D"text-align:left; padding:0;">=0D=0A              =
                            <table cellpadding=3D"0" cellspacing=3D"0" bord=
er=3D"0" align=3D"center" width=3D"100%" style=3D"max-width:500px; border-c=
ollapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">=0D=0A      =
                                       <tr>=0D=0A                          =
                      <!--[ if gte mso 9]><th width=3D"20"></th><![endif] -=
->=0D=0A                                                <th class=3D"width9=
0percent" align=3D"left" style=3D"vertical-align: top;"><img src=3D"https:/=
/braze-images.com/appboy/communication/assets/image_assets/images/641a294da=
ce9ed005d023b81/original.png=3F1679436109" alt=3D"Check mark" width=3D"30" =
height=3D"auto" style=3D"display: inline; text-align: left;"></th>=0D=0A   =
                                             <th class=3D"listTextColor">=
=0D=0A                                                   <p class=3D"listTe=
xtColor mobMarLR0 mobMarT0" style=3D"text-align: left; margin:0 10px; color=
:#FFFFFF; mso-color-alt:auto;"><strong>Volunteer together</strong> =E2=80=
=94 Our resources include money and time. <a href=3D"http://clicks.greenlig=
ht.com/f/a/2a4GMNtK_YZ5GH5DkOE5AA~~/AAQRxQA~/RgRpF7KnP4QnAWh0dHBzOi8vd3d3Ln=
ZvbHVudGVlcm1hdGNoLm9yZy8_bGlkPWp5MHo3aTJkMzQ3aiZ1dG1fc291cmNlPWNybSZ1dG1fb=
WVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0LTExLTEzLCBQYXJlbnQsIEFkIEhvYywgQWN0=
aXZlLCBOb25lLCBOb25lLCBOb25lLCBOZXdzbGV0dGVyLCBOb3ZlbWJlciBOZXdzbGV0dGVyIEN=
vcmUvTWF4L0ludmVzdC9JbmZpbml0eS9TZWxlY3QgQWN0aXZlIEN1c3RvbWVycyZ1dG1fY29udG=
VudD1UZXN0JnV0bV9hdWRpZW5jZT01ZTkwM2FhYy1kNWMzLTRjMWMtYWY0ZC1iZDY5YzgzYTMxN=
TFXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~" target=3D"=
_blank" style=3D"color: #FFFFFF; text-decoration: underline;">Find a place<=
/a> where your family can give back to your community and help those in nee=
d, with filters for age, time, and location.  It may become a cherished fam=
ily tradition! </p>=0D=0A                                                </=
th>=0D=0A                                             </tr>=0D=0A          =
                                </table>=0D=0A                             =
          </td>=0D=0A                                    </tr>=0D=0A       =
                          </table>=0D=0A                              </td>=
=0D=0A                           </tr>=0D=0A                        </table=
>=0D=0A                     </td>=0D=0A                  </tr>=0D=0A       =
        </table>=0D=0A            </td>=0D=0A         </tr>=0D=0A         <=
!-- **********   LIST ENDS   ********** -->=0D=0A         <!--[ if gte mso =
9]><tr><td height=3D"20"></td></tr><![endif] -->=0D=0A         <!-- *******=
***   TEXT BEGINS   ********** -->=0D=0A         <tr>=0D=0A            <td>=
=0D=0A               <table width=3D"560" role=3D"presentation" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" class=3D"darkmode=
 centerMar width90percent" align=3D"center" style=3D"margin:0 20px;">=0D=0A=
                  <tr>=0D=0A                     <td class=3D"mobPadT24" st=
yle=3D"padding:30px 0;">=0D=0A                        <table cellpadding=3D=
"0" cellspacing=3D"0" border=3D"0" align=3D"center" width=3D"100%" style=3D=
"max-width:530px; border-collapse:collapse; mso-table-lspace:0pt; mso-table=
-rspace:0pt;">=0D=0A                           <tr>=0D=0A                  =
            <td align=3D"center" style=3D"text-align:left;">=0D=0A         =
                        <p style=3D"text-align: left; margin:0 0 0 10px;">K=
eep the giving talks going to help your kids grow into compassionate adults=
! Try these convos at the family dinner table.</p>=0D=0A                   =
           </td>=0D=0A                           </tr>=0D=0A               =
         </table>=0D=0A                     </td>=0D=0A                  </=
tr>=0D=0A               </table>=0D=0A            </td>=0D=0A         </tr>=
=0D=0A         <!-- **********   TEXT ENDS   ********** -->=0D=0A         <=
!--[ if gte mso 9]><tr><td height=3D"20"></td></tr><![endif] -->=0D=0A     =
    <!-- **********   Dinner Table Talk BEGINS   ********** -->=0D=0A      =
   <tr>=0D=0A            <td>=0D=0A               <table width=3D"560" role=
=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" bgcolor=
=3D"#1D252C" class=3D"darkmode centerMar width90percent" align=3D"center" s=
tyle=3D"margin:0 20px 10px 20px; border-radius: 34px;">=0D=0A              =
    <tr>=0D=0A                     <td class=3D"mobPadT24 mobPadB24" style=
=3D"padding:40px 0;">=0D=0A                        <table cellpadding=3D"0"=
 cellspacing=3D"0" border=3D"0" align=3D"center" class=3D"width90percent" w=
idth=3D"100%" style=3D"max-width:530px; border-collapse:collapse; mso-table=
-lspace:0pt; mso-table-rspace:0pt;">=0D=0A                           <!--[ =
if gte mso 9]><tr><td width=3D"20"></td></tr><![endif] -->=0D=0A           =
                <tr>=0D=0A                              <td class=3D"listTe=
xtColor" align=3D"center" style=3D"text-align:left;">=0D=0A                =
                 <p class=3D"width90percent listTextColor" style=3D"text-al=
ign: left; margin:0 10px 30px 10px; text-transform: uppercase; letter-spaci=
ng:2px; color:#FFFFFF; mso-color-alt:auto;"><strong>TALK DOLLARS AT DINNER<=
/strong> <img alt=3D"Speech balloon emoji" src=3D"https://braze-images.com/=
appboy/communication/assets/image_assets/images/66a16b7dd917d9005d20d3d2/or=
iginal.png=3F1721854845" width=3D"20" style=3D"display:inline; margin:0 0 -=
1px 0;"></p>=0D=0A                              </td>=0D=0A                =
           </tr>=0D=0A                           <tr>=0D=0A                =
              <td>=0D=0A                                 <table class=3D"da=
rkmode" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" ali=
gn=3D"center" style=3D"border-collapse:collapse; mso-table-lspace:0pt; mso-=
table-rspace:0pt;">=0D=0A                                    <tr>=0D=0A    =
                                   <td valign=3D"top" style=3D"vertical-ali=
gn: top; padding-bottom:15px;">=0D=0A                                      =
    <table class=3D"mobPadLR20" width=3D"100%" cellpadding=3D"0" cellspacin=
g=3D"0" border=3D"0" align=3D"center">=0D=0A                               =
              <tr>=0D=0A                                                <td=
 align=3D"center">   <a target=3D"_blank" href=3D"http://clicks.greenlight.=
com/f/a/Ebxf7NCFijskEZa8yOYPCA~~/AAQRxQA~/RgRpF7KnP4RgAWh0dHBzOi8vZ3JlZW5sa=
WdodC5jb20vbGVhcm5pbmctY2VudGVyL2J1ZGdldGluZy9tb25leS1jb252ZXJzYXRpb24tc3Rh=
cnRlcnMtZm9yLXBhcmVudHM_bGlkPXozMTZjb2F2dXJjbyZ1dG1fc291cmNlPWNybSZ1dG1fbWV=
kaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0LTExLTEzLCBQYXJlbnQsIEFkIEhvYywgQWN0aX=
ZlLCBOb25lLCBOb25lLCBOb25lLCBOZXdzbGV0dGVyLCBOb3ZlbWJlciBOZXdzbGV0dGVyIENvc=
mUvTWF4L0ludmVzdC9JbmZpbml0eS9TZWxlY3QgQWN0aXZlIEN1c3RvbWVycyZ1dG1fY29udGVu=
dD1UZXN0JnV0bV9hdWRpZW5jZT01ZTkwM2FhYy1kNWMzLTRjMWMtYWY0ZC1iZDY5YzgzYTMxNTF=
XA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~">=0D=0A      =
                                             <img class=3D"center width250p=
x" alt=3D"Topics to discuss at dinner" src=3D"https://braze-images.com/appb=
oy/communication/assets/image_assets/images/672bb1ad52544c00630e6054/origin=
al.png=3F1730916781" width=3D"300" style=3D"display:block;"></a>=0D=0A     =
                                           </td>=0D=0A                     =
                        </tr>=0D=0A                                        =
     =0D=0A                                          </table>=0D=0A        =
                               </td>=0D=0A                                 =
   </tr>=0D=0A                                 </table>=0D=0A              =
                </td>=0D=0A                           </tr>=0D=0A          =
                 =0D=0A                           <tr>=0D=0A               =
               <td class=3D"mobPadLR20" style=3D"padding:15px 0 0 0;">=0D=
=0A                                 <table role=3D"presentation" class=3D"C=
TA" width=3D"230" height=3D"50" cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" align=3D"center">=0D=0A                                    <tr>=0D=
=0A                                       <td align=3D"center" class=3D"ful=
l center">=0D=0A                                          <div>=0D=0A      =
                                       <!--[if mso]>=0D=0A                 =
                            <v:roundrect xmlns:v=3D"urn:schemas-microsoft-c=
om:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:word" href=3D"https://g=
reenlight.com/learning-center/budgeting/money-conversation-starters-for-par=
ents" style=3D"height:50px;v-text-anchor:middle;width:230px;" arcsize=3D"32=
%" strokecolor=3D"#FFFFFF" fillcolor=3D"#FFFFFF">=0D=0A                    =
                            <w:anchorlock/>=0D=0A                          =
                      <center style=3D"color:#035C67;font-family:Arial, san=
s-serif;font-size:18px;font-weight:700;">View more prompts</center>=0D=0A  =
                                           </v:roundrect>=0D=0A            =
                                 <![endif]--><a href=3D"http://clicks.green=
light.com/f/a/QQp0LKsfjnx-cTm708PTgw~~/AAQRxQA~/RgRpF7KnP4RgAWh0dHBzOi8vZ3J=
lZW5saWdodC5jb20vbGVhcm5pbmctY2VudGVyL2J1ZGdldGluZy9tb25leS1jb252ZXJzYXRpb2=
4tc3RhcnRlcnMtZm9yLXBhcmVudHM_bGlkPWlubzhkb2U0OXBobSZ1dG1fc291cmNlPWNybSZ1d=
G1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMDI0LTExLTEzLCBQYXJlbnQsIEFkIEhvYywg=
QWN0aXZlLCBOb25lLCBOb25lLCBOb25lLCBOZXdzbGV0dGVyLCBOb3ZlbWJlciBOZXdzbGV0dGV=
yIENvcmUvTWF4L0ludmVzdC9JbmZpbml0eS9TZWxlY3QgQWN0aXZlIEN1c3RvbWVycyZ1dG1fY2=
9udGVudD1UZXN0JnV0bV9hdWRpZW5jZT01ZTkwM2FhYy1kNWMzLTRjMWMtYWY0ZC1iZDY5YzgzY=
TMxNTFXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~" style=
=3D"background-color:#FFFFFF;border:1px solid #035C67;border-radius:16px;co=
lor:#035C67;display:inline-block;font-family: 'Manrope', Arial, sans-serif;=
font-size:18px;font-weight:700;line-height:50px;text-align:center;text-deco=
ration:none;width:230px;-webkit-text-size-adjust:none;mso-hide:all;" class=
=3D"center CTA">View more prompts</a>=0D=0A                                =
          </div>=0D=0A                                       </td>=0D=0A   =
                                 </tr>=0D=0A                               =
  </table>=0D=0A                              </td>=0D=0A                  =
         </tr>=0D=0A                        </table>=0D=0A                 =
    </td>=0D=0A                  </tr>=0D=0A               </table>=0D=0A  =
          </td>=0D=0A         </tr>=0D=0A         <!-- **********   Dinner =
Table Talk ENDS   ********** -->=0D=0A         =0D=0A         <!--[ if gte =
mso 9]><tr><td height=3D"20"></td></tr><![endif] -->=0D=0A         <!-- ***=
*******   Bites and Insights BEGINS   ********** -->=0D=0A         <tr>=0D=
=0A            <td>=0D=0A               <table width=3D"560" role=3D"presen=
tation" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" bgcolor=3D"#F3F3F3=
" class=3D"darkmode centerMar width90percent" align=3D"center" style=3D"mar=
gin:10px 20px; border-radius: 34px;">=0D=0A                  <tr>=0D=0A    =
                 <td class=3D"mobPadT24 mobPadB24" style=3D"padding:35px 0;=
">=0D=0A                        <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" align=3D"center" class=3D"width90percent" width=3D"100%" style=
=3D"max-width:530px; border-collapse:collapse; mso-table-lspace:0pt; mso-ta=
ble-rspace:0pt;">=0D=0A                           <!--[ if gte mso 9]><tr><=
td width=3D"20"></td></tr><![endif] -->=0D=0A                           <tr=
>=0D=0A                              <td class=3D"listTextColor" align=3D"c=
enter" style=3D"text-align:left;">=0D=0A                                 <p=
 class=3D"width90percent" style=3D"text-align: left; margin:0 10px 10px 10p=
x; text-transform: uppercase; letter-spacing:2px; color:#1D252C; mso-color-=
alt:auto;"><strong>Greenlight bites &amp; insights</strong></p>=0D=0A      =
                        </td>=0D=0A                           </tr>=0D=0A  =
                         <!-- *****  1st 2-Column Section BEGINS  ***** -->=
=0D=0A                           <tr>=0D=0A                              <t=
d>=0D=0A                                 <table class=3D"darkmode" width=3D=
"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"center" bg=
color=3D"#F3F3F3" style=3D"border-collapse:collapse; mso-table-lspace:0pt; =
mso-table-rspace:0pt; margin:12px auto 15px auto;">=0D=0A                  =
                  <tr>=0D=0A                                       <td styl=
e=3D"margin:0 auto; max-width: 530px;">=0D=0A                              =
            <table role=3D"presentation" width=3D"100%">=0D=0A             =
                                <tr>=0D=0A                                 =
               <th width=3D"47.5%" class=3D"full" valign=3D"top">=0D=0A    =
                                               <table cellpadding=3D"0" cel=
lspacing=3D"0" border=3D"0" align=3D"center" class=3D"center width250px" va=
lign=3D"top">=0D=0A                                                      <t=
r>=0D=0A                                                         <td align=
=3D"center" class=3D"center" valign=3D"top">=0D=0A                         =
                                   <a target=3D"_blank" href=3D"https://gre=
enlightme.onelink.me/vRh4/78185ef4=3Flid=3D46tal7ptjeh3&utm_source=3Dcrm&ut=
m_medium=3Demail&utm_campaign=3D2024-11-13, Parent, Ad Hoc, Active, None, N=
one, None, Newsletter, November Newsletter Core/Max/Invest/Infinity/Select =
Active Customers&utm_content=3DTest&utm_audience=3D5e903aac-d5c3-4c1c-af4d-=
bd69c83a3151">=0D=0A                                                       =
     <img class=3D"center width250px" alt=3D"Savings Goal" src=3D"https://b=
raze-images.com/appboy/communication/assets/image_assets/images/672ba9fc201=
24d0064d6d7e5/original.png=3F1730914811" width=3D"230" style=3D"display:blo=
ck; padding-left:0; border-radius:30px;"></a>=0D=0A                        =
                                 </td>=0D=0A                               =
                       </tr>=0D=0A                                         =
             <!--[ if gte mso 9]><tr><td height=3D"20"></td></tr><![endif] =
-->=0D=0A                                                   </table>=0D=0A =
                                               </th>=0D=0A                 =
                               <th width=3D"5%">=0D=0A                     =
                              =E2=80=8A=0D=0A                              =
                  </th>=0D=0A                                              =
  <th width=3D"47.5%" class=3D"full" style=3D"vertical-align: top;">=0D=0A =
                                                  <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" align=3D"center" valign=3D"top" class=3D"cen=
ter width250px">=0D=0A                                                     =
 <tr>=0D=0A                                                         <td ali=
gn=3D"center">=0D=0A                                                       =
     <h3 style=3D"margin:0 0 15px 0; text-align: left;">Help your kids lear=
n to budget for good.=0D=0A                                                =
            </h3> =0D=0A                                                   =
         <p style=3D"margin:0 10px 10px 0; text-align: left;">Allowance goe=
s a long way when it teaches your family how to budget. On the allowance pa=
ge in the app, you can designate a % of money to saving and giving, so they=
 can build good habits one dollar at a time.</p>=0D=0A                     =
                                       <p style=3D"margin:0; text-align: le=
ft;">=0D=0A                                                               <=
a href=3D"https://greenlightme.onelink.me/vRh4/78185ef4=3Flid=3Dl1tw70qmfx6=
6&utm_source=3Dcrm&utm_medium=3Demail&utm_campaign=3D2024-11-13, Parent, Ad=
 Hoc, Active, None, None, None, Newsletter, November Newsletter Core/Max/In=
vest/Infinity/Select Active Customers&utm_content=3DTest&utm_audience=3D5e9=
03aac-d5c3-4c1c-af4d-bd69c83a3151" class=3D"link appleLinks" target=3D"_bla=
nk" style=3D"color: #035C67; text-decoration:underline; font-weight:700;">G=
et started &gt;</a>=0D=0A                                                  =
          </p>=0D=0A                                                       =
  </td>=0D=0A                                                      </tr>=0D=
=0A                                                   </table>=0D=0A       =
                                         </th>=0D=0A                       =
                      </tr>=0D=0A                                          =
</table>=0D=0A                                       </td>=0D=0A           =
                         </tr>=0D=0A                                 </tabl=
e>=0D=0A                              </td>=0D=0A                          =
 </tr>=0D=0A                           <!-- *****  1st 2-Column Section END=
S  ***** -->=0D=0A                           <!--[ if gte mso 9]><tr><td he=
ight=3D"20"></td></tr><![endif] -->=0D=0A                             <!-- =
*****  1st 2-Column Section BEGINS  ***** -->=0D=0A                        =
   <tr>=0D=0A                              <td>=0D=0A                      =
           <table class=3D"darkmode" width=3D"100%" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" align=3D"center" bgcolor=3D"#F3F3F3" style=3D"bor=
der-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; margin:1=
5px auto 0 auto;">=0D=0A                                    <tr>=0D=0A     =
                                  <td style=3D"margin:0 auto; max-width: 53=
0px;">=0D=0A                                          <table role=3D"presen=
tation" width=3D"100%">=0D=0A                                             <=
tr>=0D=0A                                                <th width=3D"47.5%=
" class=3D"full" valign=3D"top">=0D=0A                                     =
              <table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=
=3D"center" class=3D"center width250px" valign=3D"top">=0D=0A              =
                                        <tr>=0D=0A                         =
                                <td align=3D"center" class=3D"center" valig=
n=3D"top">=0D=0A                                                          <=
a target=3D"_blank" href=3D"http://clicks.greenlight.com/f/a/4RCsywrGb6TwZQ=
Wvhh0QNg~~/AAQRxQA~/RgRpF7KnP4RWAWh0dHBzOi8vZ3JlZW5saWdodC5jb20vYmxvZy9ob3c=
tdG8tdGVhY2gta2lkcy1hYm91dC1naXZpbmctdGhpcy1ob2xpZGF5LXNlYXNvbj9saWQ9NGprN2=
s5OW81cmd5JnV0bV9zb3VyY2U9Y3JtJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPTIwM=
jQtMTEtMTMsIFBhcmVudCwgQWQgSG9jLCBBY3RpdmUsIE5vbmUsIE5vbmUsIE5vbmUsIE5ld3Ns=
ZXR0ZXIsIE5vdmVtYmVyIE5ld3NsZXR0ZXIgQ29yZS9NYXgvSW52ZXN0L0luZmluaXR5L1NlbGV=
jdCBBY3RpdmUgQ3VzdG9tZXJzJnV0bV9jb250ZW50PVRlc3QmdXRtX2F1ZGllbmNlPTVlOTAzYW=
FjLWQ1YzMtNGMxYy1hZjRkLWJkNjljODNhMzE1MVcDc3BjQgpnLKctNWdWOzk9UhRpbmZvQHN0Z=
XJsaW5nY2FsLmNvbVgEAAACzg~~">=0D=0A                                        =
                    <img class=3D"center width250px" alt=3D"Dad and Kid" sr=
c=3D"https://braze-images.com/appboy/communication/assets/image_assets/imag=
es/672ba9fc74eb8b0070f9f456/original.png=3F1730914811" width=3D"230" style=
=3D"display:block; padding-left:0; border-radius:30px;"></a>=0D=0A         =
                                                </td>=0D=0A                =
                                      </tr>=0D=0A                          =
                            <!--[ if gte mso 9]><tr><td height=3D"20"></td>=
</tr><![endif] -->=0D=0A                                                   =
</table>=0D=0A                                                </th>=0D=0A  =
                                              <th width=3D"5%">=0D=0A      =
                                             =E2=80=8A=0D=0A               =
                                 </th>=0D=0A                               =
                 <th width=3D"47.5%" class=3D"full" style=3D"vertical-align=
: top;">=0D=0A                                                   <table cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"center" valign=3D"to=
p" class=3D"center width250px">=0D=0A                                      =
                <tr>=0D=0A                                                 =
        <td align=3D"center">=0D=0A                                        =
                   <p class=3D"eyebrow" style=3D"margin:0 0 10px 0; text-al=
ign: left;  font-size: 14px; line-height: 16px; color: #4FA4AE; letter-spac=
ing: 1.5px; text-transform: uppercase;"><strong>Parent blog</strong>=0D=0A =
                                                           </p>=0D=0A      =
                                                      <h3 style=3D"margin:0=
 10px 15px 0; text-align: left;">How to teach kids about giving this holida=
y season.=0D=0A</h3>=0D=0A                                                 =
           <p style=3D"margin:0 0 10px 0; text-align: left;">Share the gift=
 of giving with your kids =E2=80=94 and help them create generous habits th=
at will last a lifetime.=0D=0A</p>=0D=0A                                   =
                         <p style=3D"margin:0; text-align: left;">=0D=0A   =
                                                            <a href=3D"http=
s://greenlight.com/blog/how-to-teach-kids-about-giving-this-holiday-season=
=3Flid=3D69ney055xc21&utm_source=3Dcrm&utm_medium=3Demail&utm_campaign=3D20=
24-11-13, Parent, Ad Hoc, Active, None, None, None, Newsletter, November Ne=
wsletter Core/Max/Invest/Infinity/Select Active Customers&utm_content=3DTes=
t&utm_audience=3D5e903aac-d5c3-4c1c-af4d-bd69c83a3151" class=3D"link appleL=
inks" target=3D"_blank" style=3D"color: #035C67; text-decoration:underline;=
 font-weight:700;">Read the blog &gt;</a>=0D=0A                            =
                                </p>=0D=0A                                 =
                        </td>=0D=0A                                        =
              </tr>=0D=0A                                                  =
 </table>=0D=0A                                                </th>=0D=0A =
                                            </tr>=0D=0A                    =
                      </table>=0D=0A                                       =
</td>=0D=0A                                    </tr>=0D=0A                 =
                </table>=0D=0A                              </td>=0D=0A    =
                       </tr>=0D=0A                           <!-- *****  1s=
t 2-Column Section ENDS  ***** -->=0D=0A                        </table>=0D=
=0A                     </td>=0D=0A                  </tr>=0D=0A           =
    </table>=0D=0A            </td>=0D=0A         </tr>=0D=0A         <!-- =
**********   Bites and Insights ENDS   ********** -->=0D=0A          <!--[ =
if gte mso 9]><tr><td height=3D"20"></td></tr><![endif] -->=0D=0A=0D=0A    =
     <!-- **********   TEXT BEGINS   ********** -->=0D=0A         <tr>=0D=
=0A            <td>=0D=0A               <table width=3D"560" role=3D"presen=
tation" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" bgcolor=3D"#FFFFFF=
" class=3D"darkmode centerMar width90percent" align=3D"center" style=3D"mar=
gin:15px 20px 10px 20px;">=0D=0A                  <tr>=0D=0A               =
      <td style=3D"padding:10px 0 0 0;">=0D=0A                        <tabl=
e cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"center" width=
=3D"100%" style=3D"max-width:530px; border-collapse:collapse; mso-table-lsp=
ace:0pt; mso-table-rspace:0pt;">=0D=0A                           <tr>=0D=0A=
                              <td align=3D"center" style=3D"text-align:left=
;">=0D=0A                                 <p style=3D"text-align: left; mar=
gin:0 0 10px 10px;">That=E2=80=99s a wrap. It=E2=80=99s time for the answer=
 to this month=E2=80=99s money quiz question! The answer is b) 2012.<br><br=
>GivingTuesday began in 2012 as a generosity movement, inspiring people to =
give their time, donations, or voice to their local community. It celebrate=
s gifts and acts of kindness. Here=E2=80=99s their <a href=3D"http://clicks=
.greenlight.com/f/a/0dqR7Uk9b1SpZi0KcklgRA~~/AAQRxQA~/RgRpF7KnP4Q8AWh0dHBz=
Oi8vd3d3LmdpdmluZ3R1ZXNkYXkub3JnL2dlbmVyb3NpdHktdG9vbGJveC1scC8_bGlkPTJrdWF=
lNGk5MTNweCZ1dG1fc291cmNlPWNybSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj0yMD=
I0LTExLTEzLCBQYXJlbnQsIEFkIEhvYywgQWN0aXZlLCBOb25lLCBOb25lLCBOb25lLCBOZXdzb=
GV0dGVyLCBOb3ZlbWJlciBOZXdzbGV0dGVyIENvcmUvTWF4L0ludmVzdC9JbmZpbml0eS9TZWxl=
Y3QgQWN0aXZlIEN1c3RvbWVycyZ1dG1fY29udGVudD1UZXN0JnV0bV9hdWRpZW5jZT01ZTkwM2F=
hYy1kNWMzLTRjMWMtYWY0ZC1iZDY5YzgzYTMxNTFXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdG=
VybGluZ2NhbC5jb21YBAAAAs4~" target=3D"_blank" style=3D"color: #1D252C; text=
-decoration: underline;">toolbox of ideas</a> for your family to take part =
in #GivingTuesday.<br><br>Share this newsletter with your friends and famil=
y, and help them teach their own kids how to earn, save, spend, invest =E2=
=80=94 and give.<br><br>Thanks for tuning in as a $mart Parent, and happy g=
iving!<br><br>Stay $mart,<br>The Greenlight Team=0D=0A=0D=0A               =
                  </p>=0D=0A                                =0D=0A         =
                     </td>=0D=0A                           </tr>=0D=0A     =
                   </table>=0D=0A                     </td>=0D=0A          =
        </tr>=0D=0A               </table>=0D=0A            </td>=0D=0A    =
     </tr>=0D=0A         <!-- **********   TEXT ENDS   ********** -->=0D=0A=
         <!--[ if gte mso 9]><tr><td height=3D"20"></td></tr><![endif] -->=
=0D=0A         <!-- **********   FOOTER BEGINS   ********** -->=0D=0A      =
   <tr>=0D=0A            <td>=0D=0A               <table width=3D"580" role=
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=3D"#1D252C" class=3D"darkmode centerMar width90percent footerLinks" align=
=3D"center" style=3D"max-width:580px; margin:0 10px; border-radius:34px 34p=
x 0 0;">=0D=0A                       =0A                   <tr>=0A         =
            <td class=3D"mobPadT24 footerLinks darkmode" width=3D"300" vali=
gn=3D"middle" style=3D"padding:40px 0 30px 25px; vertical-align: middle; bo=
rder-radius:34px 34px 0 0; background-color:#1D252C;">=0A                  =
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s">=0A                                 <a href=3D"http://clicks.greenlight.=
com/f/a/u5PaiLS1ZhAy42lUPR3odQ~~/AAQRxQA~/RgRpF7KnP0QdaHR0cHM6Ly9ncmVlbmxpZ=
2h0LmNvbS9wbGFucy9XA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAA=
As4~" target=3D"_blank" class=3D"appleLinks footerLinks" style=3D"color:#FF=
FFFF; text-decoration: none;">=0A                                    <p cla=
ss=3D"mobMarB24 footerLinks" style=3D"margin:0; color:#FFFFFF;mso-color-alt=
:auto; font-family: 'Manrope', Arial, sans-serif;">Plans=0A                =
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                      </th>=0A                              <th class=3D"fo=
oterLinks">=0A                                 <a href=3D"http://clicks.gre=
enlight.com/f/a/cBHuwgDJiSOj_VaTNUN_1g~~/AAQRxQA~/RgRpF7KnP0QbaHR0cHM6Ly9nc=
mVlbmxpZ2h0LmNvbS9ibG9nVwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29t=
WAQAAALO" target=3D"_blank" class=3D"appleLinks footerLinks" style=3D"color=
:#FFFFFF; text-decoration: none;">=0A                                    <p=
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FFFFF;mso-color-alt:auto; font-family: 'Manrope', Arial, sans-serif;">Learn=
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Links" style=3D"color:#FFFFFF; text-decoration: none;">=0A                 =
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x 0 0; color:#FFFFFF;mso-color-alt:auto; font-family: 'Manrope', Arial, san=
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ss=3D"appleLinks footerLinks" style=3D"color:#FFFFFF; text-decoration: none=
;">=0A                                    <p class=3D"mobMarB24 footerLinks=
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e', Arial, sans-serif;">Refer Friends=0A                                   =
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1D252C;">=0A                        <table width=3D"300" valign=3D"middle">=
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a target=3D"_blank" href=3D"http://clicks.greenlight.com/f/a/hQiNsWHwzyp4f1=
C9Y8gENQ~~/AAQRxQA~/RgRpF7KnP0RaaHR0cHM6Ly9hcHBzLmFwcGxlLmNvbS91cy9hcHAvZ3J=
lZW5saWdodC1kZWJpdC1jYXJkLWZvci1raWRzL2lkMTA0OTM0MDcwMj9saWQ9cXdjZDdwYzJ1bD=
B2VwNzcGNCCmcspy01Z1Y7OT1SFGluZm9Ac3RlcmxpbmdjYWwuY29tWAQAAALO">=0A        =
                         <img width=3D"94" height=3D"auto" alt=3D"iOS - Dow=
nload on the App Store." style=3D"color:#3bbfad; font-family: 'Manrope', Ar=
ial, sans-serif; text-align:center; font-weight:400; font-size:24px; line-h=
eight:28px; text-decoration: none; padding: 0;" src=3D"https://braze-images=
.com/appboy/communication/assets/image_assets/images/6398c9de6b31ba004eef5=
85e/original.png=3F1670957534"> =0A                                 </a>   =
          =0A                              </th>=0A                        =
      <th>=0A<a target=3D"_blank" href=3D"http://clicks.greenlight.com/f/a/=
PL5rN0YKT3oSF5gv8ihrXA~~/AAQRxQA~/RgRpF7KnP0RbaHR0cHM6Ly9wbGF5Lmdvb2dsZS5jb=
20vc3RvcmUvYXBwcy9kZXRhaWxzP2lkPW1lLmdyZWVubGlnaHQmaGw9ZW5fVVMmZ2w9VVMmbGlk=
PW9jaXRiZHFhdWV5Z1cDc3BjQgpnLKctNWdWOzk9UhRpbmZvQHN0ZXJsaW5nY2FsLmNvbVgEAAA=
Czg~~">=0A                                 <img class=3D"mobPadTB10" width=
=3D"94" height=3D"auto" alt=3D"Get it on Google Play." style=3D"color:#3bbf=
ad; font-family: 'Manrope', Arial, sans-serif; text-align:center; font-weig=
ht:400; font-size:24px; line-height:28px; text-decoration: none; padding: 0=
;" src=3D"https://braze-images.com/appboy/communication/assets/image_assets=
/images/6398c9de6d9b99004d3dd52a/original.png=3F1670957534"> =0A           =
                      </a>             =0A                              </t=
h>=0A                              <th>=0A<a target=3D"_blank" href=3D"http=
://clicks.greenlight.com/f/a/FkxB8YrvVnfCMlPHsF8PTA~~/AAQRxQA~/RgRpF7KnP0Q-=
aHR0cHM6Ly9ncmVlbmxpZ2h0bWUub25lbGluay5tZS92Umg0L2twbXN5aG5wP2xpZD1ieWV3aHJ=
1dzIyMHNXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~">=0A =
                                <img width=3D"94" height=3D"auto" alt=3D"Av=
ailable at Amazon Appstore" style=3D"color:#3bbfad; font-family: 'Manrope',=
 Arial, sans-serif; text-align:center; font-weight:400; font-size:24px; lin=
e-height:28px; text-decoration: none; padding: 0;" src=3D"https://braze-ima=
ges.com/appboy/communication/assets/image_assets/images/655b80d626a0500058e=
81a83/original.png=3F1700495573">=0A                                 </a>=
=0A                              </th>=0A                           </tr>=
=0A                        </table>=0A                     </td>=0A        =
          </tr>  =0D=0A                           <tr>=0A                  =
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=3D"padding:0 0 0 25px; vertical-align: middle; background-color:#1D252C;">=
=0A                        <p class=3D"mobMarB24 footerLinks" style=3D"colo=
r:#FFFFFF; margin:0 0 10px 0; font-family: 'Manrope', Arial, sans-serif;">J=
oin the money convos:=0A                        </p>=0A                    =
 </td>=0A                  </tr>=0A                  <tr>=0A               =
      <td class=3D"darkmode" width=3D"180" valign=3D"middle" style=3D"paddi=
ng:0 0 30px 25px; vertical-align: middle; background-color:#1D252C;">=0A   =
                     <table width=3D"180" class=3D"left" valign=3D"middle">=
=0A                           <tr>=0A                              <td styl=
e=3D"padding:0 5px 0 0;">=0A                                 <a href=3D"htt=
p://clicks.greenlight.com/f/a/iyxNaDaWFdmk_Psv2bi3xg~~/AAQRxQA~/RgRpF7KnP0Q=
paHR0cHM6Ly93d3cuaW5zdGFncmFtLmNvbS9ncmVlbmxpZ2h0Y2FyZC9XA3NwY0IKZyynLTVnVj=
s5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~" target=3D"_blank" style=3D"text=
-decoration:none;"><img alt=3D"Greenlight's Instagram profile" src=3D"https=
://braze-images.com/appboy/communication/assets/image_assets/images/6398c9d=
e8410a2004dbd3d83/original.png=3F1670957534" width=3D"23" height=3D"23" sty=
le=3D"display:block;"></a>=0A                              </td>=0A        =
                      <td style=3D"padding:0 5px 0 5px;">=0A               =
                  <a href=3D"http://clicks.greenlight.com/f/a/JjNC6ULqTGuYP=
Jt9ucWS1Q~~/AAQRxQA~/RgRpF7KnP0QmaHR0cHM6Ly93d3cudGlrdG9rLmNvbS9AZ3JlZW5saW=
dodGNhcmRXA3NwY0IKZyynLTVnVjs5PVIUaW5mb0BzdGVybGluZ2NhbC5jb21YBAAAAs4~" tar=
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