Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id +FJWNp+qH2dvOQYAchKAPA (envelope-from ) for ; Mon, 28 Oct 2024 10:15:43 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 28 Oct 2024 10:15:43 -0500 Received: from ccm234.constantcontact.com ([208.75.123.234]:31803) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.96.2) (envelope-from ) id 1t5RT5-001iwF-0E for info@sterlingcal.com; Mon, 28 Oct 2024 10:15:43 -0500 Received: from [10.252.1.108] ([10.252.1.108:47236] helo=low1-prod-emailsyndicator-syn-c107.ctct.net) by 10.249.225.10 (envelope-from ) (ecelerity 4.3.1.999 r(:)) with ESMTP id 76/46-05335-39AAF176; Mon, 28 Oct 2024 11:15:31 -0400 DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=ctct1; d=aptnewsinc.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=C1+GyR+60j8iD8NIPGSaGn3GvGdUdcqDnKohxG3TSVw=; b=eP5I9VIsQkuLR5IX05Y6FuFZObB5kYnADHipB/ed3rmK5QTiDhCyUsp0okRWKbgrAjn4KMprbB1CCQU9aVqMwjDCULO3Q6yVwGC+2VCI0qFR+e23gwB5aD+6H+yN7O6GYS8VQ2QHb9X03dAxRqCNBTcRqNHVDhhIW09AgAMkdIBbwyKwC0467d809Tu1UpHzQHCwKeIlHdOIFdfn2epTM0VrRwnTG17/kxUNxKANt+etkQQp/OEqF9HnGdgzCnj2kpcZ7SZ7a2xjZ3mlIU1Oe9S5ewTJbS6E+4FQM+xD+UzDfhBkSvmST1UtrWM2INLLaaij7Lp9+9q+3xwlszrjBw== DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=1000073432; d=auth.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=C1+GyR+60j8iD8NIPGSaGn3GvGdUdcqDnKohxG3TSVw=; b=X5wRvfOahmK2xYcxCD4T9+JQlV68FNBw7uhBSv4+UN+f2M3bi7Q9FCYwOGQf9W977lctBcc0GSKriuGkTcNin2AUEyYw90vxoC1Gd9HRvgxVgmrGH7qTZHHxt0lxn1q+pn39KpbYWExPyutNNql1XEUKznfcGGJwINQsrMb8x0M= Message-ID: <1141964930343.1102124699710.1052990423.0.951115JL.2002@synd.ccsend.com> Date: Mon, 28 Oct 2024 11:15:31 -0400 (EDT) From: Apartment News Publications Reply-To: newsletter@aptnewsinc.com To: info@sterlingcal.com Subject: =?utf-8?Q?IMPORTANT_NEWS_AND_EVENTS_=E2=80=93_The_Week_at_a_Glance?= MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_199981661_2110698247.1730128531947" List-Unsubscribe: List-Unsubscribe-Post: List-Unsubscribe=One-Click X-Campaign-Activity-ID: 3db3d6b5-25fd-4771-8d50-4a6003777ffa X-250ok-CID: 3db3d6b5-25fd-4771-8d50-4a6003777ffa X-Channel-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c X-Return-Path-Hint: APbPWtSX9R3GNUEpgA3d/+g==_1102124699710_rZN8YBj8EemUmdSuUqRZfA==@in.constantcontact.com X-Roving-Campaignid: 1141964930343 X-Roving-Id: 1102124699710.1052990423 X-Feedback-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c:3db3d6b5-25fd-4771-8d50-4a6003777ffa:1102124699710:CTCT X-CTCT-ID: ad4646c0-18fc-11e9-9495-d4ae52a4597c X-Spam-Status: No, score=-3.1 X-Spam-Score: -30 X-Spam-Bar: --- X-Spam-Flag: NO ------=_Part_199981661_2110698247.1730128531947 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable Email from Apartment News Publications Catch up and plan your week ahead! = =EF=BB=BF=EF=BB=BFClick here to view email in your browse October 28, 2024 = UPCOMING EVENTS =E2=80=8A OCT. 29TH Presented by: "Dead Tenant's Society"?!= How to Deal with Abandoned Property and Tenant Death TUESDAY, OCTOBER 29TH= @ 11 AM PDT WATCH IT LIVE =E2=80=8A NOV. 5TH Presented by: How to Navigate= the California Insurance Crisis TUESDAY, NOVEMBER 5TH @ 11 AM PDT WATCH IT= LIVE ADVERTISEMENT =E2=80=8A RECORDED Presented by: How to Add EV Chargers= to Your Property, Properly RECORDED FOR ON-DEMAND VIEWING WATCH IT ON-DEMA= ND =E2=80=8A RECORDED Presented by: How Investors Can Use Delaware Statutor= y Trust Properties to Replace Debt in a 1031 Exchange RECORDED FOR ON-DEMAN= D VIEWING WATCH IT ON-DEMAND ADVERTISEMENT INDUSTRY NEWS Rent Control Is No= t a Solution=E2=80=94It=E2=80=99s a Recipe for Exacerbating the Problem Sou= rce: AptNewsInc.com Utah Housing Providers faced with the same harsh realit= ies of Rent Control that California Housing Providers have been combating f= or decades. Utah is an increasingly costly place to live. It=E2=80=99s rank= ed the third most expensive state to buy a home. A staggering 80% of Utahns= believe that housing prices are too high, and the complaint isn=E2=80=99t = limited to homebuyers. Rental rates have also surged dramatically, jumping = 34% to 41% in Salt Lake County since 2018. While rent control may seem like= immediate relief for struggling renters, it backfires by chilling develope= rs=E2=80=99 incentives to build new housing and landlords to maintain exist= ing properties. The supply of rental units falls, making housing even scarc= er while driving up prices in the long term. READ MORE ADVERTISEMENT Pasade= na Rental Board Approves Landlord Fair Return Rules Source: Pasadena Now Th= e Pasadena Rental Housing Board approved new regulations authorizing landlo= rds to petition for rent increases above the normal Annual General Adjustme= nt limit in order to ensure a fair return on their properties. The meeting = focused on balancing protections for tenants against landlords=E2=80=99 rig= hts to maintain profitability. Board members engaged in significant debate= about whether to set a 15% annual cap on total rent increases. Some argued= it was unnecessary given other tenant protections, while others insisted i= t was crucial for preventing excessive rent hikes. READ MORE ADVERTISEMENT= Oakland landlords nearing deadline to apply for their share of recycling f= ee settlement Source: Local News Matters | Bay Area The deadline for people= to apply for their share of a legal settlement from Oakland=E2=80=99s recy= cling contractor is now less than three months away. The City Attorney=E2= =80=99s Office said that certain multi-family rental property owners are el= igible for a refund of recycling charges from California Waste Solutions du= e to a legal settlement with the city =E2=80=94 if they apply by Jan. 12, 2= 025. Many property owners who have not yet applied for their settlement sha= re are due refunds of up to $125,000 and others are owed from between $10,0= 00 to $99,000, according to Parker. READ MORE ADVERTISEMENT California's Sq= uatter Laws Enable Tenancy Rights After Just 30 Days, Raising Concerns Amon= g Property Owners About Housing Security Source: Yahoo! Finance So, what ha= ppens once squatters take over a property? According to California law, a l= andlord must issue a written notice asking the squatters to leave. If they = refuse, the landlord must file an unlawful detainer lawsuit, which can take= months to resolve. The squatter is not immediately evicted. READ MORE ADVE= RTISEMENT 13 Multifamily-Related Ballot Measures to Watch in November Sourc= e: MultifamilyDive.com While California=E2=80=99s Proposition 33 has attrac= ted national headlines, other jurisdictions also have initiatives that coul= d impact apartment owners and operators. Just over a dozen initiatives are = directly related to housing law, multifamily or landlord-tenant relationshi= ps, with California=E2=80=99s Proposition 33 prominent among them. However,= the removal of limits on rent control in the most populous state in the co= untry is far from the only change that could come to the industry in Novemb= er. READ MORE ADVERTISEMENT Mortgage rates were supposed to come down. Inst= ead, they're rising. Here's why Source: NPR You might expect that mortgage = rates would be falling right now after the Federal Reserve cut interest rat= es by a half-point last month. Instead, mortgage rates jumped higher. The l= atest data from Freddie Mac showed that the average 30-year mortgage rate h= ad increased to 6.4%, more than a quarter-point higher than it was two week= s ago. The news is probably an unwelcome surprise to the folks who had been= hoping for lower interest rates to finally come off the sidelines and star= t shopping for a home. Here=E2=80=99s what=E2=80=99s going on =E2=80=94 and= what it means for those trying to buy a home now. READ MORE ADVERTISEMENT = ADVERTISING INFORMATION Partner with Apartment News Publications, Inc. to r= each thousands of California Rental Housing Providers! 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max-width: 100%;" width= =3D"600" src=3D"https://files.constantcontact.com/e3050cb9001/d3b87e6e-12c6= -406a-b070-19dd22e24f68.png?rdr=3Dtrue" alt=3D"AptNews_Logo.png"></a> </td>= </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-colum= n" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding= =3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s= tyle=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon= t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: righ= t; margin: 0;" align=3D"right"><span style=3D"font-size: 12px; font-family:= Arial, Verdana, Helvetica, sans-serif;">October 28, 2024</span></p></td> <= /tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-column"= style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style= =3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"><p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: = rgb(4, 32, 53); font-family: Arial, Verdana, Helvetica, sans-serif;">UPCOMI= NG EVENTS</span></p></td> </tr> </table> </td> </tr> </table> <table class= =3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column = column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to= p"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px;" width=3D"100%" align=3D"left" valign=3D"to= p"> <table class=3D"divider_content-row" style=3D"width: 31%; height: 1px;"= cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divide= r_content-cell" style=3D"padding-bottom: 6px; background-color: #d50718; he= ight: 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align= =3D"center" bgcolor=3D"#d50718"> <img alt=3D"" width=3D"5" height=3D"1" bor= der=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.c= om/letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px= ; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </tab= le> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;"= width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td = class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cent= er" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--2-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 25%;" align=3D"ce= nter" valign=3D"top"> <div class=3D"spacer" style=3D"line-height: 15px; height: 15px;"> </= div> <table class=3D"button" width=3D"100%" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"button_= container content-padding-horizontal" align=3D"left" style=3D"padding-left:= 20px; padding-right: 10px;"> <table class=3D"button_content-row" style= =3D"background-color: #094f85; width: inherit; border-radius: 5px; border-s= pacing: 0; border: none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" = bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-cell" style=3D"paddin= g: 10px 15px;" align=3D"center"> <a class=3D"button_link" href=3D"#" target= =3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: A= rial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; = font-weight: bold; text-decoration: none;">OCT. 29TH</a> </td> </tr> </tabl= e> </td> </tr> </table> <table class=3D"text text--padding-vertical" w= idth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tab= le-layout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-hor= izontal" style=3D"line-height: 1; text-align: left; font-family: Arial,Verd= ana,Helvetica,sans-serif; color: #000000; font-size: 15px; display: block; = word-wrap: break-word; padding: 10px 10px 10px 20px;" align=3D"left" valign= =3D"top"><p style=3D"text-align: center; margin: 0;" align=3D"center"><span= style=3D"font-size: 10px; font-style: italic; font-family: Arial, Verdana,= Helvetica, sans-serif; font-weight: bold;">Presented by:</span></p></td> <= /tr> </table> <table class=3D"image image--mobile-scale image--mobile-cente= r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t= d class=3D"image_container content-padding-horizontal" align=3D"center" val= ign=3D"top" style=3D"padding-left: 20px; padding-right: 10px;"> <img data-i= mage-content class=3D"image_content" style=3D"display: block; height: auto;= max-width: 100%;" width=3D"120" src=3D"https://files.constantcontact.com/e= 3050cb9001/1de648d5-769f-4955-821b-0f504da9d863.png?rdr=3Dtrue" alt=3D""> <= /td> </tr> </table> </td> <td class=3D"column column--2 scale stack" style= =3D"width: 75%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon= t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; = color: rgb(9, 79, 133);">"Dead Tenant's Society"?! How to Deal with Ab= andoned Property and Tenant Death</span><span style=3D"font-size: 26px; col= or: rgb(9, 79, 133); font-weight: bold; font-family: Arial, Verdana, Helvet= ica, sans-serif;"> </span></p> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16); font-family: Arial, Verdana, Helvetica, sans-serif;">TUESDAY, OCTOBER = 29TH @ 11 AM PDT</span></p> </td> </tr> </table> <table class=3D"button" width=3D"100%" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td= class=3D"button_container content-padding-horizontal" align=3D"right" styl= e=3D"padding-left: 10px; padding-right: 20px;"> <table class=3D"button_c= ontent-row" style=3D"background-color: #d50718; width: inherit; border-radi= us: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0" c= ellspacing=3D"0" bgcolor=3D"#d50718"> <tr> <td class=3D"button_content-cell= " style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_link" = href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbz= eViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQ45TwOl_R9NUHl-9NWKAliCKS_nxzTgQfpRX= zpaHq-N8PEmjqVmem7yGMwy42-wtdO_L6uxqELeuJeYW9hXF5X8GriuKe2Q4jpaRXwQgWb8E=3D= &c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262z= tsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank"= data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Arial,Verdan= a,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; font-weight= : bold; text-decoration: none;">WATCH IT LIVE</a> </td> </tr> </table> <= /td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1= -column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad= ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac= k" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--2-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 25%;" align=3D"ce= nter" valign=3D"top"> <div class=3D"spacer" style=3D"line-height: 15px; height: 15px;"> </= div> <table class=3D"button" width=3D"100%" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"button_= container content-padding-horizontal" align=3D"left" style=3D"padding-left:= 20px; padding-right: 10px;"> <table class=3D"button_content-row" style= =3D"background-color: #094f85; width: inherit; border-radius: 5px; border-s= pacing: 0; border: none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" = bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-cell" style=3D"paddin= g: 10px 15px;" align=3D"center"> <a class=3D"button_link" href=3D"#" target= =3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: A= rial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; = font-weight: bold; text-decoration: none;">NOV. 5TH</a> </td> </tr> </table= > </td> </tr> </table> <table class=3D"text text--padding-vertical" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tabl= e-layout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-hori= zontal" style=3D"line-height: 1; text-align: left; font-family: Arial,Verda= na,Helvetica,sans-serif; color: #000000; font-size: 15px; display: block; w= ord-wrap: break-word; padding: 10px 10px 10px 20px;" align=3D"left" valign= =3D"top"><p style=3D"text-align: center; margin: 0;" align=3D"center"><span= style=3D"font-size: 10px; font-style: italic; font-family: Arial, Verdana,= Helvetica, sans-serif; font-weight: bold;">Presented by:</span></p></td> <= /tr> </table> <table class=3D"image image--mobile-scale image--mobile-cente= r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t= d class=3D"image_container content-padding-horizontal" align=3D"center" val= ign=3D"top" style=3D"padding-left: 20px; padding-right: 10px;"> <img data-i= mage-content class=3D"image_content" style=3D"display: block; height: auto;= max-width: 100%;" width=3D"104" src=3D"https://files.constantcontact.com/e= 3050cb9001/6b3930e9-619d-47e4-9b37-51d8739b6817.png?rdr=3Dtrue" alt=3D""> <= /td> </tr> </table> </td> <td class=3D"column column--2 scale stack" style= =3D"width: 75%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon= t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 26px; font-weight: bold; = color: rgb(9, 79, 133);">How to Navigate the California Insurance Crisis</s= pan></p> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16); font-family: Arial, Verdana, Helvetica, sans-serif;">TUESDAY, NOVEMBER= 5TH @ 11 AM PDT</span></p> </td> </tr> </table> <table class=3D"button" width=3D"100%" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td= class=3D"button_container content-padding-horizontal" align=3D"right" styl= e=3D"padding-left: 10px; padding-right: 20px;"> <table class=3D"button_c= ontent-row" style=3D"background-color: #d50718; width: inherit; border-radi= us: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0" c= ellspacing=3D"0" bgcolor=3D"#d50718"> <tr> <td class=3D"button_content-cell= " style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_link" = href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbz= eViuXM6CEDX4cJGUiF8MJ6BnQq-yjDduYRZrgr9fPF7wIdiru6ea4ijRlDsW1UtdWe8aqXqGa-h= oKNSVuxK5AiefLRBxXOjWX79oFhM0Y-EJfMWsrmQ8uxIiG8VL5zaG2ZzMNH4FAFJnny29PAM=3D= &c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262z= tsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank"= data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Arial,Verdan= a,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; font-weight= : bold; text-decoration: none;">WATCH IT LIVE</a> </td> </tr> </table> <= /td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1= -column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad= ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac= k" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c= enter" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab= .cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQ= q-yjDua9yDFGiuzEVm1MQqq_eL626fh1rNSOjDpYjUezSF_kBodbt_dYXNWB1FRjRhl76nwp7ZJ= NT-zU9uIM2rBEOQPsWYOHVxXjA=3D=3D&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX= 5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJo= JAkQMdA=3D=3D" data-trackable=3D"true"><img data-image-content class=3D"ima= ge_content" style=3D"display: block; height: auto; max-width: 100%;" width= =3D"600" src=3D"https://files.constantcontact.com/e3050cb9001/5315887f-f4af= -407f-b324-f09f41638e49.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </table> = </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"tabl= e-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100= %;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"line-height= : 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col= or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin= g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center= ; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT= </sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout = layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0= " cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s= cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig= n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--2-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 25%;" alig= n=3D"center" valign=3D"top"> <div class=3D"spacer" style=3D"line-height: 15px; height: 15px;"> </= div> <table class=3D"button" width=3D"100%" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"button_= container content-padding-horizontal" align=3D"left" style=3D"padding-left:= 20px; padding-right: 10px;"> <table class=3D"button_content-row" style= =3D"background-color: #094f85; width: inherit; border-radius: 5px; border-s= pacing: 0; border: none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" = bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-cell" style=3D"paddin= g: 10px 15px;" align=3D"center"> <a class=3D"button_link" href=3D"#" target= =3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: A= rial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; = font-weight: bold; text-decoration: none;">RECORDED</a> </td> </tr> </table= > </td> </tr> </table> <table class=3D"text text--padding-vertical" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tabl= e-layout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-hori= zontal" style=3D"line-height: 1; text-align: left; font-family: Arial,Verda= na,Helvetica,sans-serif; color: #000000; font-size: 15px; display: block; w= ord-wrap: break-word; padding: 10px 10px 10px 20px;" align=3D"left" valign= =3D"top"><p style=3D"text-align: center; margin: 0;" align=3D"center"><span= style=3D"font-size: 10px; font-style: italic; font-family: Arial, Verdana,= Helvetica, sans-serif; font-weight: bold;">Presented by:</span></p></td> <= /tr> </table> <table class=3D"image image--mobile-scale image--mobile-cente= r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t= d class=3D"image_container content-padding-horizontal" align=3D"center" val= ign=3D"top" style=3D"padding-left: 20px; padding-right: 10px;"> <img data-i= mage-content class=3D"image_content" style=3D"display: block; height: auto;= max-width: 100%;" width=3D"104" src=3D"https://files.constantcontact.com/e= 3050cb9001/38e20d08-1b95-41c2-b79b-2897a2c4e042.png?rdr=3Dtrue" alt=3D""> <= /td> </tr> </table> </td> <td class=3D"column column--2 scale stack" style= =3D"width: 75%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon= t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: rgb(9, 79, 1= 33); font-weight: bold;">How to Add EV Chargers to Your Property, Properly<= /span><span style=3D"font-size: 26px; color: rgb(9, 79, 133); font-weight: = bold; font-family: Arial, Verdana, Helvetica, sans-serif;"> </span></p> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16); font-family: Arial, Verdana, Helvetica, sans-serif;">RECORDED FOR ON-D= EMAND VIEWING</span></p> </td> </tr> </table> <table class=3D"button" width=3D"100%" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td= class=3D"button_container content-padding-horizontal" align=3D"right" styl= e=3D"padding-left: 10px; padding-right: 20px;"> <table class=3D"button_c= ontent-row" style=3D"background-color: #d50718; width: inherit; border-radi= us: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0" c= ellspacing=3D"0" bgcolor=3D"#d50718"> <tr> <td class=3D"button_content-cell= " style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_link" = href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbz= eViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQqheKvSKivJxNpUqTM1UmmIbWsq5-ePOIKx7= _fBLTlCebTVkkGHTZ-EmeDsJ5NEm9t8XxmJSpocfYdKfI8FyjYif9QDW28suZvSSTNiB_M6A9n0= -bo9IXqWHHZZRs35fHC7Vctg6fKb59PFmWp0qMBzDDSTTqXV5o&c=3DVq_2JEI0PBjjAcva9lGk= DXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_= 2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank" data-trackable=3D"true" = style=3D"color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; f= ont-size: 14px; word-wrap: break-word; font-weight: bold; text-decoration: = none;">WATCH IT ON-DEMAND</a> </td> </tr> </table> </td> </tr> </table> = </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"ta= ble-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci= ng=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 1= 00%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--2-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 25%;" align=3D"ce= nter" valign=3D"top"> <div class=3D"spacer" style=3D"line-height: 15px; height: 15px;"> </= div> <table class=3D"button" width=3D"100%" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"button_= container content-padding-horizontal" align=3D"left" style=3D"padding-left:= 20px; padding-right: 10px;"> <table class=3D"button_content-row" style= =3D"background-color: #094f85; width: inherit; border-radius: 5px; border-s= pacing: 0; border: none;" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" = bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-cell" style=3D"paddin= g: 10px 15px;" align=3D"center"> <a class=3D"button_link" href=3D"#" target= =3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: A= rial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; = font-weight: bold; text-decoration: none;">RECORDED</a> </td> </tr> </table= > </td> </tr> </table> <table class=3D"text text--padding-vertical" wi= dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tabl= e-layout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-hori= zontal" style=3D"line-height: 1; text-align: left; font-family: Arial,Verda= na,Helvetica,sans-serif; color: #000000; font-size: 15px; display: block; w= ord-wrap: break-word; padding: 10px 10px 10px 20px;" align=3D"left" valign= =3D"top"><p style=3D"text-align: center; margin: 0;" align=3D"center"><span= style=3D"font-size: 10px; font-style: italic; font-family: Arial, Verdana,= Helvetica, sans-serif; font-weight: bold;">Presented by:</span></p></td> <= /tr> </table> <table class=3D"image image--mobile-scale image--mobile-cente= r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t= d class=3D"image_container content-padding-horizontal" align=3D"center" val= ign=3D"top" style=3D"padding-left: 20px; padding-right: 10px;"> <img data-i= mage-content class=3D"image_content" style=3D"display: block; height: auto;= max-width: 100%;" width=3D"120" src=3D"https://files.constantcontact.com/e= 3050cb9001/01e897e6-de24-4cb7-941a-1c73f9a88abe.png?rdr=3Dtrue" alt=3D""> <= /td> </tr> </table> </td> <td class=3D"column column--2 scale stack" style= =3D"width: 75%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= left; font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon= t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px 10px 10px;" align=3D"left" valign=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;"><span style=3D"color: rg= b(9, 79, 133);">How Investors Can Use Delaware Statutory Trust Properties t= o Replace Debt in a 1031 Exchange</span></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 18px; color: rgb(209, 0, = 16); font-family: Arial, Verdana, Helvetica, sans-serif;">RECORDED FOR ON-D= EMAND VIEWING</span></p> </td> </tr> </table> <table class=3D"button" width=3D"100%" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td= class=3D"button_container content-padding-horizontal" align=3D"right" styl= e=3D"padding-left: 10px; padding-right: 20px;"> <table class=3D"button_c= ontent-row" style=3D"background-color: #d50718; width: inherit; border-radi= us: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0" c= ellspacing=3D"0" bgcolor=3D"#d50718"> <tr> <td class=3D"button_content-cell= " style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_link" = href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbz= eViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQkkYQlzTxSfxEsMjqjWZ2w01xhK1CClzMYAq= a3ScjGMdENoVUCUD0Qk4JEDWJFFQ52guZB5PSDR_F7DJZJqNQhJEBdnTvmW4VQOL_uurZsc2fcr= hCP3_474BxQV1_GLDtB3bSw8dmCMcFIS66D1W7QltURhkzOc5s6O1AXlZvUjuMNYzAm3g3_BWXF= 9B35rWyTrr8VmVRvCmIrPzgYl6XpvwFI1j90bv9&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKI= J8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6v= pNl-SJoJAkQMdA=3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"co= lor: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-serif; font-size: 1= 4px; word-wrap: break-word; font-weight: bold; text-decoration: none;">WATC= H IT ON-DEMAND</a> </td> </tr> </table> </td> </tr> </table> </td> </t= r> </table> <table class=3D"layout layout--1-column" style=3D"table-layout:= fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <= tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" align= =3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c= enter" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab= .cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQ= q-yjCLHM_msx9qcaCgmlc1UvhDmKNjRiRNS8-Gr1_HF1Wm6rZ2ncx9ARka8_y_Xf3FD027o6uP7= I6qduYddGZzE77NZyzCKQ-qHcweduIQ1PdQ41uOpnMl1NWA=3D&c=3DVq_2JEI0PBjjAcva9lGk= DXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_= 2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" data-trackable=3D"true"><img data-image-co= ntent class=3D"image_content" style=3D"display: block; height: auto; max-wi= dth: 100%;" width=3D"600" src=3D"https://files.constantcontact.com/e3050cb9= 001/5cc8854b-aedc-4ac3-974a-cac4fa768c69.gif?rdr=3Dtrue" alt=3D""></a> </td= > </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-colu= mn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding= =3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s= tyle=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"line-height= : 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col= or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin= g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center= ; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT= </sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout = layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0= " cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s= cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig= n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali= gn=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"><p style=3D"margin: 0;"><span style=3D"font-size: 26px; color: = rgb(4, 32, 53); font-family: Arial, Verdana, Helvetica, sans-serif;">INDUST= RY NEWS</span></p></td> </tr> </table> </td> </tr> </table> <table class=3D= "layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" bor= der=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column col= umn--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px;" width=3D"100%" align=3D"left" valign=3D"to= p"> <table class=3D"divider_content-row" style=3D"width: 31%; height: 1px;"= cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divide= r_content-cell" style=3D"padding-bottom: 6px; background-color: #d50718; he= ight: 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align= =3D"center" bgcolor=3D"#d50718"> <img alt=3D"" width=3D"5" height=3D"1" bor= der=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.c= om/letters/images/1101116784221/S.gif" style=3D"display: block; height: 1px= ; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </tab= le> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;"= width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td = class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cent= er" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"line-height: 1; text-align: left; font-family: Arial,Verdana,Helv= etica,sans-serif; color: #444444; font-size: 16px; display: block; word-wra= p: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" valig= n=3D"top"> <h3 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;"><span style=3D"color: rg= b(9, 79, 133);">Rent Control Is Not a Solution—It’s a Recipe = for Exacerbating the Problem</span></h3> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, = 77); font-style: italic; font-family: Arial, Verdana, Helvetica, sans-serif= ;">Source: AptNewsInc.com</span></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w= rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-weight: bold; font-style: itali= c;">Utah Housing Providers faced with the same harsh realities of Rent Cont= rol that California Housing Providers have been combating for decades.</spa= n></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;">Utah is an increasingly costly place to live. It&#x= 2019;s ranked the third most expensive state to buy a home. A staggering 80= % of Utahns believe that housing prices are too high, and the complaint isn= ’t limited to homebuyers. Rental rates have also surged dramatically= , jumping 34% to 41% in Salt Lake County since 2018.</p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(25, 29, = 33); font-style: italic;">While rent control may seem like immediate relief= for struggling renters, it backfires by chilling developers’ incent= ives to build new housing and landlords to maintain existing properties. Th= e supply of rental units falls, making housing even scarcer while driving u= p prices in the long term.</span></p> </td> </tr> </table> <table class=3D"button button--padding-vertical" widt= h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-= layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon= tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"butto= n_content-row" style=3D"background-color: #094f85; width: inherit; border-r= adius: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0= " cellspacing=3D"0" bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-c= ell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_lin= k" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsrai= NbzeViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQmeAXzuZmIbrD2enyS7pxktHvYRGIxtgI= vSgwAr90i2EH_plexVmXfIhAMvGriJJ8GBPGg2OoF9I1GYhQM_-45j5hToky28P2UQGEmewIRiO= wZFdQ2N3d4VEqYd3ius_pd3AXzcPb0cznd-k8efWobeOw1W68TSdMFfNszvzfpAUaCDF4YHKmHE= aXJ_lhX2C7&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D= &ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target= =3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; 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height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c= enter" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab= .cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQ= q-yjLqbH5imUzmyt4-Lja8XMUbtQaC44IjHOzsFTvpnZT28EwEDgmKL976LelEBVdkYWewV6x3t= 98fNE-iJou5Bz8r08nPCTvH_o2VF705cPYr-&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8r= siQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl= -SJoJAkQMdA=3D=3D" data-trackable=3D"true"><img data-image-content class=3D= "image_content" style=3D"display: block; height: auto; max-width: 100%;" wi= dth=3D"600" src=3D"https://files.constantcontact.com/e3050cb9001/3a9ce436-2= 3c2-4a0e-9a31-1c159ecf9ebb.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </tabl= e> </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"t= able-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac= ing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: = 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"line-height= : 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col= or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin= g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center= ; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT= </sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout = layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0= " cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s= cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig= n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali= gn=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"> <h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;">Pasadena Rental Board Ap= proves Landlord Fair Return Rules<span style=3D"font-size: 26px; color: rgb= (9, 79, 133);"> </span> </h1> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, = 77); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic= ;">Source: Pasadena Now</span></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w= rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;">The Pasadena Rental Housing Board approved new regu= lations authorizing landlords to petition for rent increases above the norm= al Annual General Adjustment limit in order to ensure a fair return on thei= r properties. The meeting focused on balancing protections for tenants agai= nst landlords’ rights to maintain profitability. </p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;">Board members engaged in significant debate about w= hether to set a 15% annual cap on total rent increases. Some argued it was = unnecessary given other tenant protections, while others insisted it was cr= ucial for preventing excessive rent hikes. </p> </td> </tr> </table> <table class=3D"button button--padding-vertical" widt= h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-= layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon= tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"butto= n_content-row" style=3D"background-color: #094f85; width: inherit; border-r= adius: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0= " cellspacing=3D"0" bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-c= ell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_lin= k" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsrai= NbzeViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQyq1YwTrcqZIoBq_THz1e5VcQx-jv7o5r= CSiW-l_4e4bqrERLyc8WbRUlIMJt_N8mvCDOd-f7Wk4ysrNB04DMUNMvTLA7ri0ES9Qg3h2fEVI= 7w_It357yFoue_7lRh4C4AKW8y_3_RL8exR_eZpTs9TgB6ujdUmLOPpyDQMCw16k=3D&c=3DVq_= 2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1= Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank" data-tr= ackable=3D"true" style=3D"color: #FFFFFF; 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height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c= enter" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab= .cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQ= q-yjFnMNQsYx4-mipR1z48CptFMtAKTGhFV5yROeSD9j1J4sGtyCWf1qF9GhfsaMGgecUF19lZg= H6R8W03N8gGmqRabw_70cJ5-wf3d2oVY2Gb4dypGlz2WHacO8PsqSKLDHjmYRaDMfrc8a5f4bIk= rwB9vjYB11LnkaCPnh9TD951gErD2ChvzPUKtFZl_z-pBisZyB79AESzK9HQeVMLOijO4uqwCPY= 3ibdAr43X1CRCgXOuJZLFOu5V0uX4ryxaJwQEGI5cjy36GJHTxfyI5L2GDqP4LA55t8mroLxM3n= BnUJA8TsFEACOL4WTD6wy7jOqYsXNG83BDDcNqbDaj070g=3D&c=3DVq_2JEI0PBjjAcva9lGkD= XuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2= xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" data-trackable=3D"true"><img data-image-con= tent class=3D"image_content" style=3D"display: block; 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width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali= gn=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"> <h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;">Oakland landlords nearin= g deadline to apply for their share of recycling fee settlement</h1> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, = 77); font-style: italic; font-family: Arial, Verdana, Helvetica, sans-serif= ;">Source: Local News Matters | Bay Area</span></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w= rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;">The deadline for people to apply for their share of= a legal settlement from Oakland’s recycling contractor is now less = than three months away. The City Attorney’s Office said that certai= n multi-family rental property owners are eligible for a refund of recyclin= g charges from California Waste Solutions due to a legal settlement with th= e city — if they apply by Jan. 12, 2025.</p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;">Many property owners who have not yet applied for t= heir settlement share are due refunds of up to $125,000 and others are owed= from between $10,000 to $99,000, according to Parker.</p> </td> </tr> </table> <table class=3D"button button--padding-vertical" widt= h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-= layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon= tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"butto= n_content-row" style=3D"background-color: #094f85; width: inherit; border-r= adius: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0= " cellspacing=3D"0" bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-c= ell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_lin= k" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsrai= NbzeViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQXFXJK1bFzQshGNHphbFPn_tv-OaeGdFX= RFszZ94v0thQQu0lhiiQb-hnVc0vQFrlLKeZsat41wnGtii1IZZkswfiy7NEXn21eJkHrstb5xg= RQ3v46u3XxIVcfNCT8YT46z0GujcvFboGz43ZSzPRBTB_qLYA6Wm-3uMLnYhGMHZbs8lFxeLvoK= iCw_ZxU1uMaO-aWiX_N-E4y4kck40gRpw3j6d5AuzFbyA48FCEGzg=3D&c=3DVq_2JEI0PBjjAc= va9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCC= jYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank" data-trackable=3D"= true" style=3D"color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-se= rif; font-size: 14px; word-wrap: break-word; font-weight: bold; text-decora= tion: none;">READ MORE</a> </td> </tr> </table> </td> </tr> </table> <= /td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"table= -layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100= %;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c= enter" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab= .cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQ= q-yjCRPhCNpO660afT0_z8BdWXhiCLrJHRNAFTI9QYiSTZkh0NEl_zyy7j5qEqLVNvLL0hpA-Qv= _sLWSub7E98E0seo_jugF70GCQ=3D=3D&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX= 5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJo= JAkQMdA=3D=3D" data-trackable=3D"true"><img data-image-content class=3D"ima= ge_content" style=3D"display: block; height: auto; max-width: 100%;" width= =3D"600" src=3D"https://files.constantcontact.com/e3050cb9001/5ba669d3-85ff= -4f0b-88b1-7e0eb230c9ae.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </table> = </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"tabl= e-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100= %;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"line-height= : 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col= or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin= g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center= ; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT= </sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout = layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0= " cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s= cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig= n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali= gn=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"> <h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;">California's Squatter La= ws Enable Tenancy Rights After Just 30 Days, Raising Concerns Among Propert= y Owners About Housing Security</h1> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, = 77); font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic= ;">Source: Yahoo! Finance</span></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w= rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p styl= e=3D"margin: 0;">So, what happens once squatters take over a property? Acco= rding to California law, a landlord must issue a written notice asking the = squatters to leave. If they refuse, the landlord must file an unlawful deta= iner lawsuit, which can take months to resolve. The squatter is not immedia= tely evicted.</p></td> </tr> </table> <table class=3D"button button--paddi= ng-vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0= " style=3D"table-layout: fixed;"> <tr> <td class=3D"button_container conten= t-padding-horizontal" align=3D"left" style=3D"padding: 10px 20px;"> <tab= le class=3D"button_content-row" style=3D"background-color: #094f85; width: = inherit; border-radius: 5px; border-spacing: 0; border: none;" border=3D"0"= cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#094f85"> <tr> <td class=3D= "button_content-cell" style=3D"padding: 10px 15px;" align=3D"center"> <a cl= ass=3D"button_link" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1= Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQHqYsd_aUNc80N2e= u8eJKO2MSo8QHZ4-91jqWiXqwrxgo-GhxwjkYxr94b8WrBcJb_2Z7NV-k-2IbFMJC7megt2muFD= fbS3Rugk9_kTxZ1_ZhDTDkQPWtMA8Ly9hM4EvpsUiguiGmQkH6TNGQ4C3Po69gBSBwid75tEbpc= _dJq2Ch0USaxC4C_rOCGg8XD18n_ardTLMufblzxmISPHaMBQU3Tbr8UqA8u42nQQbdBZUz_mk_= mWnvwLJfMN_aKjzhV1Bzouqk-edfYA8Bc-aHdCIaR4icqN4maXgQkkeD2JjndHGbadWgXRaDlY6= uH9hL78xMM6Kd3s251-fM6bm6KiuKp4TOHOzhDpUYe2KAX2vfhLwwTutTxijaoo1JLP641fpPJ-= AroyZb6yxgansd5hRMXy7hFH7tDeQLk6DvPIQuSNYbj6sBxA30aEvpnwF4eUuPbq0Bb3od7IPop= -dUVxTAjeQn2i5e4MCZBlweXJicOFnrt9l-yfcE47aQZ58Sb14F_EDMD5Zx3pVYkTmbLw=3D=3D= &c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262z= tsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank"= data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: Arial,Verdan= a,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; font-weight= : bold; text-decoration: none;">READ MORE</a> </td> </tr> </table> </td>= </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-col= umn" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding= =3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack" s= tyle=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; 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width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali= gn=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"> <h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;">13 Multifamily-Related B= allot Measures to Watch in November</h1> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, = 77); font-style: italic; font-family: Arial, Verdana, Helvetica, sans-serif= ;">Source: MultifamilyDive.com</span></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w= rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;">While California’s Proposition 33 has attrac= ted national headlines, other jurisdictions also have initiatives that coul= d impact apartment owners and operators.</p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;">Just over a dozen initiatives are directly related = to housing law, multifamily or landlord-tenant relationships, with Californ= ia’s Proposition 33 prominent among them. However, the removal of li= mits on rent control in the most populous state in the country is far from = the only change that could come to the industry in November.</p> </td> </tr> </table> <table class=3D"button button--padding-vertical" widt= h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-= layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon= tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"butto= n_content-row" style=3D"background-color: #094f85; width: inherit; border-r= adius: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0= " cellspacing=3D"0" bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-c= ell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_lin= k" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsrai= NbzeViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQ05mUWnvh2U5tpJECU5sNlRHA4vLQ-y35= Mgg0VvbVqPd3yLj9lmQBHnPG6HBuJkBVVld-H7nyQ6RzWZQZWCLbdKcbHY94StBFVGN1DMUcupr= _RVfuB9OvWvyFuetrJEbO2NHFvJu1sBJYEfhjA1rcoBnfdGDwJA3zaMrxdnsJK25DaTHm0EIztt= q9U7r0Xy7iZwRJT23r-YY=3D&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN185= 3XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA= =3D=3D" target=3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; = font-family: Arial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap= : break-word; font-weight: bold; text-decoration: none;">READ MORE</a> </td= > </tr> </table> </td> </tr> </table> </td> </tr> </table> <table clas= s=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%"= border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column= column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"t= op"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; height: = 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </= table> <table class=3D"layout layout--1-column" style=3D"table-layout: fixe= d;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <= td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"c= enter" valign=3D"top"> <table class=3D"image image--mobile-scale image--mobile-center" width=3D"10= 0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima= ge_container" align=3D"center" valign=3D"top"> <a href=3D"https://5bua7ncab= .cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX4cJGUiF8MJ6BnQ= q-yjCLHM_msx9qcyX0IpBBUWeRpClZXAMV0FIvwN4XbSRmkiOeY_Y2wOjwcoJdR9H4t9cDMTIzL= S7uEF0ryAWdHn8uIMj_Cr6DO2p0EumvZamJt&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8r= siQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl= -SJoJAkQMdA=3D=3D" data-trackable=3D"true"><img data-image-content class=3D= "image_content" style=3D"display: block; height: auto; max-width: 100%;" wi= dth=3D"600" src=3D"https://files.constantcontact.com/e3050cb9001/425c2359-0= fbc-4ecb-820e-19cd33e8fcd9.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </tabl= e> </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"t= able-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac= ing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: = 100%;" align=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"line-height= : 1; text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif; col= or: #000000; font-size: 15px; display: block; word-wrap: break-word; paddin= g: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"text-align: center= ; margin: 0;" align=3D"center"><sup style=3D"font-size: 8px;">ADVERTISEMENT= </sup></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout = layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0= " cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 s= cale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 0px 20px 10px;" width=3D"100%" align=3D"center" valig= n=3D"top"> <table class=3D"divider_content-row" style=3D"height: 1px; width= : 100%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class= =3D"divider_content-cell" style=3D"background-color: #2c2f34; height: 1px; = line-height: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D= "1" align=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height= =3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constan= tcontact.com/letters/images/1101116784221/S.gif" style=3D"display: block; h= eight: 1px; width: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> <= /tr> </table> <table class=3D"layout layout--1-column" style=3D"table-layou= t: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">= <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" ali= gn=3D"center" valign=3D"top"> <table class=3D"text text--sectionHeading text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #444444; font-size: 16px; line-height: 1.2; display: block; word-w= rap: break-word; font-weight: bold; padding: 10px 20px;" align=3D"left" val= ign=3D"top"> <h1 style=3D"font-family: Arial,Verdana,Helvetica,sans-serif; color: #094f8= 5; font-size: 26px; font-weight: bold; margin: 0;">Mortgage rates were supp= osed to come down. Instead, they're rising. Here's why</h1> <p style=3D"margin: 0;"><span style=3D"font-size: 14px; color: rgb(77, 77, = 77); font-style: italic; font-family: Arial, Verdana, Helvetica, sans-serif= ;">Source: NPR </span></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width=3D"= 100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou= t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"= style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-serif= ; color: #000000; font-size: 15px; line-height: 1.2; display: block; word-w= rap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"margin: 0;">You might expect that mortgage rates would be falli= ng right now after the Federal Reserve cut interest rates by a half-point l= ast month. Instead, mortgage rates jumped higher. The latest data from Fred= die Mac showed that the average 30-year mortgage rate had increased to 6.4%= , more than a quarter-point higher than it was two weeks ago.</p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;">The news is probably an unwelcome surprise to the f= olks who had been hoping for lower interest rates to finally come off the s= idelines and start shopping for a home. Here’s what’s going o= n — and what it means for those trying to buy a home now.</p> </td> </tr> </table> <table class=3D"button button--padding-vertical" widt= h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-= layout: fixed;"> <tr> <td class=3D"button_container content-padding-horizon= tal" align=3D"left" style=3D"padding: 10px 20px;"> <table class=3D"butto= n_content-row" style=3D"background-color: #094f85; width: inherit; border-r= adius: 5px; border-spacing: 0; border: none;" border=3D"0" cellpadding=3D"0= " cellspacing=3D"0" bgcolor=3D"#094f85"> <tr> <td class=3D"button_content-c= ell" style=3D"padding: 10px 15px;" align=3D"center"> <a class=3D"button_lin= k" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsrai= NbzeViuXM6CEDX4cJGUiF8MJ6BnQq-yjFGSF9jaTBZQv7fbiI7vjSDqMnayGHJYVqvBgHvQhNYx= Aqh5zMCe13Ohak-h-3jbI4a4onegHBlpE2foLXLoBsCccE_nIKgax0ehzKS7gH0tTJJ-yIIY-8l= IA_UVe5tGiyogNvtrxC9Xa9b_W-XKVxj0HuoW7z2IsxGdH25VYQY5kWmcSRgRAV-GvO_x1p7MDl= HkuUETP2nb&c=3DVq_2JEI0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D= &ch=3D262ztsMaVLW1Y6LX0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target= =3D"_blank" data-trackable=3D"true" style=3D"color: #FFFFFF; font-family: A= rial,Verdana,Helvetica,sans-serif; font-size: 14px; word-wrap: break-word; = font-weight: bold; text-decoration: none;">READ MORE</a> </td> </tr> </tabl= e> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout la= yout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" = cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 sca= le stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; width: 10= 0%;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"di= vider_content-cell" style=3D"background-color: #2c2f34; height: 1px; line-h= eight: 1px; padding-bottom: 0px; border-bottom-width: 0px;" height=3D"1" al= ign=3D"center" bgcolor=3D"#2c2f34"> <img alt=3D"" width=3D"5" height=3D"1" = border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontac= t.com/letters/images/1101116784221/S.gif" style=3D"display: block; 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font-family: Arial,Verdana,Helvetica,sans-serif; color: #000000; fon= t-size: 15px; line-height: 1.2; display: block; word-wrap: break-word; padd= ing: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"text-align: center; margin: 0;" align=3D"center"><a href=3D"htt= ps://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001gWW1Hs5Tsl2SlvZqYsraiNbzeViuXM6CEDX= 4cJGUiF8MJ6BnQq-yjBaSABUIxg4UjX5Z265mlIyaAxp4qmBg2l61spRw9sPzx1rX-CdKfAzmFP= 5-rJPSzWc3VERsJ3AriLPbEwPZn_BUtqkAuslJsMBopBuWqFDXC8txGXbEpJg=3D&c=3DVq_2JE= I0PBjjAcva9lGkDXuFUM8lTKIJ8rsiQX5mBuN1853XFhJpSA=3D=3D&ch=3D262ztsMaVLW1Y6L= X0oVuzCCjYffu_2xbjjeqxC6vpNl-SJoJAkQMdA=3D=3D" target=3D"_blank" style=3D"f= ont-size: 12px; color: rgb(64, 63, 66); text-decoration: underline; font-we= ight: bold;">ADVERTISING INFORMATION</a></p> <p style=3D"text-align: center; margin: 0;" align=3D"center"><span style=3D= "font-size: 11px; color: rgb(64, 63, 66); font-style: italic; font-family: = Arial, Verdana, Helvetica, sans-serif;">Partner with Apartment News Publica= tions, Inc. to reach thousands of California Rental Housing Providers!</spa= n></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-= column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd= ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack= " style=3D"width: 100%;" align=3D"center" valign=3D"top"></td> </tr> </tabl= e> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" = width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td c= lass=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cente= r" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container content-padding-horizont= al" style=3D"padding: 10px 20px;" width=3D"100%" align=3D"center" valign=3D= "top"> <table class=3D"divider_content-row" style=3D"height: 1px; 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