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charset=utf-8 Mime-Version: 1.0 High borrowing costs are pricing Americans out of this crucial wealth-building tool =20 @media only screen and (max-width: 480px) { .mobbackground { background-image: url("http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73x= 7hWaiVjqL1TJm03pxTjyAr6YUzHnBKTRi9L-2B4Ay6du3eCsCJCblsAFAnpuxMjfPM8dvS51OUE= 9Bd9r1t1WjuWqZx1-2BuY3exVAohqmfcHriQoyQ_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX76= 2wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4Rw= fSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2= Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJg= AdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Sn= as832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2= FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPh= J-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2B= cw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmols= Vd5djxroNF3oy-2FpmT-2B90E-2FLMW9xNANmM-2B-2Bf7Cz41Hfmth4caa-2BmHSxkam8Emq-2= FiFQmcnazcP0IHnngWWDzEcmVJc6oYgXMHyvpQ1gZ-2BmD6TlFXlVX2uwrMS0zdUdLl6GFh27le= dISCuqqwWYyewbnNWnMyuNIRSuMo-2BI-3D !important;} } =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C This email is coming from an unmonitored email account. 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SoFi Daily News Wednesday =E2=80=A2 NOV 29, 2023 Market Recap Dow Jones 35,416.98 (+0.24%) S&P 500 4,554.89 (+0.1%) Nasdaq 14,281.76 (+0.29%) Amazon ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737E8xHN= 3a-2BXSFp-2Fn-2FdrITtbVQTyMmMRwXIhe4BjTd24gN3pMw0KYxiE1cHMQ8muKAbJM8MU5-2Fn= YDD1YCRKnoi7Fbg8oM-2BT-2FGlTb8tyIpxE27GDhv4SYqcBLF617VXvI6GKG2Ac0aRzYQRwDkV= MKI0tbuBnnulzrL68BMJtVh81iQ3uabjOgYqrR8mm97Xz0aFyCCHg03OabTrZTiJNE7Y1ApsnDT= zDv2vqv-2BoxHh3qngNbBM55oYlqqwWWy4402-2FYm-2FkbUNuaF9J8fpUUwiNsapB-2Fkn-2FR= LBbje-2F5-2FWJiV1MTg-2F63uXmZc0VzVM3CLN1zmTVKV-2BlGuXubQsKk43jLvkPXoBfFpaCz= BQl7G9YST6-2FcVin5fS0SRdtM4YNYNoQOUTuFl3oG3tKHaKbNpsxlxqkx3OT4Lio1ybBLC7eGP= WkoaFyy0BeHEatSEXr-2FlFDNOiROWgpsV0yF-2BR3642HqYaq3WAKv801ZOEhOAD3txUAINOcb= _y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-= 2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-= 2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGP= 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sLzcccU-2FkjEo7rV2QDFYvpdBbS-2B74ocup0uHpP6raBxjPhuk7HcDsVuzRCEaUjCvVZ7tbsx= G4iX1-2F8rtG7I47m3EHGUERC5V1G3YOEhfWw9mgPXJNJIFnqOGiJcb4BZlIQLVSQEFds9BNOJy= e69-2BF-2B9R-2FQlxwpxhdkvCihIVn14w7ttIiGCiJsdEoRKWQGPijtUsdkKosz02zNRpd89DK= 5ChfoEA3USdfWyW8XPISkuKHPJlOnR1kSPDwk-2Fqxn1BWFRsLSsPm20aVxGtgVXNzdgo7pUZ7O= _y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-= 2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-= 2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGP= PrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovm= GpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxj= QrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSl= FiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9= XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5= yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FlGUPyfmV8yrTLLL1hOQoLow= AGCnjh7RWhpVBJohCm3pZdk6REW7a035m904hfat8wsP6b9zUPjJPcCcRTSh9fHvL-2F0PfpY2o= W53GRFTOQ8-2FKP4rxazYceUZx8k5am04xgFGmL5TnM8NY7rpA8xuCtk-3D ) $65.10 $2.25 (+3.58%) Alphabet ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737E8xHN= 3a-2BXSFp-2Fn-2FdrITtaLwp-2BjLQAk3zdmgZHpGDqzMkaQeCh7P2ER1v5JpYo3vlxO3XsFL5= BNhksDPdj4eMJnZhYMGXxCadG55EkAPusbj-2BrOv9E0oZDhiK4yehPSRlxYWNVgggYAoxDgSNX= 393VHOVRqaZA2yv3CT0LyZrCS31cCNP4NqgFmxkrEWRUHYaH56vRJhpZRpECk55GvywfBOXSnsI= KQ9vu53Nxv077qheUhoIWAlQ4T2yIO6yMhNIJDdqbm2oPIzMjfQ0rROhEHFxC8-2BNR3YVuS1zR= 1xgl5YffNmhv1hB6K8ED3D-2BcYjAo-2BJnOo5fPLdGhNaIVnAICM2p9ZVPY16-2B601T5Ayyns= pjenVvveORexL-2FCTVsetvk46HKlORH4qN0DV9BiDRYpU6ApU-2BS1QKfYqlAIQWJKfjENu44w= tIrea2OirSPe7MPiA0qvhBemjpVl9OMToI-2FFIvYQGN4Y7YgvdlGKGQOvvjczK_y6r4Y-2Fjyz= 39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKW= QxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9S= LL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGPPrBLGIMOBDLu= uwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Ua= oog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxjQrTghMYRNdxE= VieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6= RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9XapASV2g51-2= Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5yC-2B3i60Mxe= U7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2Fien3q0-2FBbPn8Gch3vSZiOdV67zF8ocfTn= q37Lm6Hl3jVnD0dzdlfBfZKplqMVFLylBhJo1KNSlJESrmeqyVjjZHve-2FxU7ExO4s2AenDzeX= utTDQTHLrrx8o6LibaxU-2BzXnxBCMF05CdAcXTDUqTPvY-3D ) $137.20 $0.79 (+0.58%) ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff731qw5= VZQrpep80pZbsSlqvs6a00gzHiKuJV8C51e6T7k3BQvzFaShPgp5zQ2gEaOv2u0Z-2BZk0YT4Hh= oZ0IkRvkgM8p2DS8Lymh3UQaJPNhoaIBgGvyQ1TXztIoj3j9SuJQ-3D-3DLeKn_y6r4Y-2Fjyz3= 9fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQ= xACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9SL= L3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGPPrBLGIMOBDLuu= wsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Uao= og7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxjQrTghMYRNdxEV= ieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6R= sjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9XapASV2g51-2B= g7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5yC-2B3i60MxeU= 7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FqwWelk5rgyN3DNl-2FREyCD9Z-2Fxlq6IXSr= g6vnltmHSZ-2FnaWWrp55ec-2FdxKnHXNZvELrogGugua5eEZDse750wSOEgsQhdLP8caZN7bSa= rI6a89bol61UMk2U72FgwxOzjKUXx2puXjDWOU75WhVHZTk-3D ) It=E2=80=99s an historically bad time to build wealth, because it=E2=80=99s an historically bad time to buy a home Owning a home is a key ingredient to building wealth =E2=80=93 for yourself and the generations to come. So when the housing market is making it hard to get a foot in the literal door, it=E2=80=99s bad news for Americans. Read more>>=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeywX5RHacgZcglLr5FESIjxtm26T7vN-2FZpg0xsFz4iX4hu5dp9qoXZUd9i= A7B-2F5HidEd6D9bsu3eLPbXYB7ZzwiSAME4FG7yKP9c8zn-2F-2B-2BZOwjBNgK1BYVnsJS4-2= B8hpaRq4-3DdNg3_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DC= WR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgN= tcY6-2BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKk= Qpk04dX81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-= 2F0Jrs6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62= aES30v-2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXD= KZfQuAB9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47= SfR1uqJwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ= -2BhIxZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2Fnauj4-2B= Gb4Cpo65YX0RK3pJXJsE5nJbUVUfcQ6ln95H5KAqEKz0BTu-2BRIz2JROz-2FZvbPnKx-2FymgV= v2ytJBbilDZTTVYiLTDOxTZOdE3gQli-2BIT4Gcl2W7glYckQl1AjNQ-2FgpglxGRmX2qEwVRhT= T8mo-3D ) piggy bank=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeywX5RHacgZcglLr5FESIjxtm26T7vN-2FZpg0xsFz4iX4hu5dp9qoXZUd9i= A7B-2F5HidEd6D9bsu3eLPbXYB7ZzwiSAME4FG7yKP9c8zn-2F-2B-2BZOwjBNgK1BYVnsJS4-2= B8hpaRq4-3DDLnW_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DC= WR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgN= tcY6-2BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKk= Qpk04dX81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-= 2F0Jrs6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62= aES30v-2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXD= KZfQuAB9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47= SfR1uqJwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ= -2BhIxZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FrxBOMCaE= iU8tkwXn09RyTa0DVNzDTFAWc2CV1vsDLF8UiGc-2FlgMBEbcOAAcsoVc1gG0Tj0OoB9wU5k27a= A0KR8Y7c-2F5h7-2BEzwePuuVMk-2F-2FfnGViLdghPyhYC8NMTm2OIgtP09M9T8KicQ5YGNGaZ= J0-3D ) MARKET RECAP US stocks finished slightly higher on Tuesday as investors grew more confid= ent that the end of Fed rate hikes is near
  • Fed Governor Christopher Waller said monetary policy was t= ight enough, even though inflation was still too high. This helped= to briefly send the 10-year Treasury yield below 4.4%, its lowest level si= nce mid-September.


  • The 11-day period leading = up to Cyber Monday was Amazon=E2=80=99s biggest holiday sales event ever, with shoppers around the world buying more than 1 billion items. Ov= erall, U.S. online sales for Cyber Monday hit a record $12.4 billion.
    • =

  • Shares of the cloud communications platform Twili= o rose 3.6% after activist investor and shareholder Anson Funds ur= ged the board to sell the business.


  • U.S. home= prices rose to a new record high in September, according to the C= ase-Shiller Home Price Index, which climbed 3.9% year-over-year.
What to be on the lookout for today
  • The second look at Q3 U.S. GDP will be released. = The advance estimate showed a pleasant surprise of 4.9% seasonally adjusted= annualized growth, buoyed by strong consumer spending. We=E2=80=99ll also = get the weekly update to the 30-year mortgage rate.


  • <= strong>In company earnings, Foot Locker, Dollar Tree, Salesforce, and Victo= ria=E2=80=99s Secret will report.
Don=E2=80=99t let your student loans stop you from buying a home Student loan repayments are back after being put on pause during the pandemic, and that might change the way your budget looks. But you can still buy a house if you have student loan debt=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSp-2FbIeptMHkCzgdx-2FzKpLhOk2-2BIqXE9Rz12K-2FEBotjuS7rKtW9J= jBTGIbdf7hyHvPsXhmkwW8iaIfZzqdnbli-2FiuhigS7rshE7UB2IuaYuCTjZamhrcwkuMjKh32= f3ZZyFP2iq4t8V3STTPw9ag4yMSh9MO6dDWLN-2FCMYdTOuadwg-3D-3DiHpx_y6r4Y-2Fjyz39= fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQx= ACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9SLL= 3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGPPrBLGIMOBDLuuw= sP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Uaoo= g7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxjQrTghMYRNdxEVi= eQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6Rs= jCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9XapASV2g51-2Bg= 7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5yC-2B3i60MxeU7= u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FjTyHYs-2FjMmWfIoGQlFWyCdrbECodGESYwnU= 02ofe0C984w4Wm-2FHJby50qIaXYe-2Fg25I0IXYZGtE2dICW8sXMLmZGOA4xJwU-2FzBFR2iiH= qcTOAVBerDuMelTql2tu-2F0CfZOEAjRT2l-2Bkjh7RbwswG88-3D ) . Lenders consider your debt-to-income (DTI) level=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSqJGtOH2NtZWUO01HAXUIPPhWdzvHQI7ikHtNmO6cEQ4qzBISjvjpHNDbVb= F9pLR8Y-2Budgj5ASwkIRifJ5s2Nc0WBiV-2FxXVsi8ptRahlP9lZemB-2Fk7ZzUA3naDTOni82= 3M-3DdoUG_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb= 8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2= BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04d= X81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs= 6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v= -2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuA= B9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uq= JwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIx= ZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FvqpiuDoEm8MAi3= WJbcN-2B73pFwZr8HImfmt3IogzIxMaO4KeDNBrjOU6iz4WHImK7n5pqBFxfAZoxCkbRk0TOzdn= ZaK2lbdali5KXRXTCKH1xuvbJ8oaoi8QsyKu0iW5wdf93U3lVV-2FxUysiO-2BB-2Ft3E-3D ) when determining your creditworthiness. Ideally, you want it to be 35% or lower. Here=E2=80=99s how to calculate your DTI: Add up all your monthly debts (including car loans, and credit cards) and divide it by your monthly gross income, and multiply that figure by 100. If this number is higher than 35, you might want to tackle some of your debts before looking to purchase a home. If your DTI passes muster but student loan payments make it harder for you to save up to buy a home, there are loan options that require smaller down payments=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSrKvgHA2VsL2-2B7BtFY6stIAceB82fHYrn-2Ffio-2BUytG-2Fgx4QiFfV= HjkVwASdS3H2-2FoIyuqoC7RRxsXD0a4RHAXIx1nxYE9dw0gNZuqXLW-2FhQzg-3D-3D4g3z_y6= r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FW= AUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-2Fo= HgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGPPrB= LGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovmGpb= A-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxjQrT= ghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSlFiK= 7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9Xap= ASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5yC-= 2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2Fh-2Bqz7UeDB80h2jCofb8PzI4r= OXxMtn5TbsvDUu4SbJ0HZ-2Byx7QPj-2BBeMUlrG61k9YdC5yEA2krLgZECsMtK6G8XcotYb4dE= nk7MxbcgMHt-2Be-2Fiy4YqKFKm4cpVjQyJMN5cHg-2BTSXAEzuZ-2FS1qmwGRQ-3D ) . There are also down payment assistance programs and grants=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737Aky= 4rAxrc34LO-2BohDROSur5eiaOUwe5tmQ0prB7bc4nPwaD88AGxpvOW-2BHdmXvN3-2BL7d6-2F= QQQ-2FOfhhD-2F1lK3mPv01C-2FyrRh3lzLKF5F9yod6hvNIsImt2sefRP8dlZTg-3D-3DTzgI_= y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2= FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2BlgPCXFd-2= FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81eA2UGPP= rBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQLnbovmG= pbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2FJgslxjQ= rTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9xBi1vSlF= iK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwgbGcwc9X= apASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpdFhXCM5y= C-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FlRdC-2FvSXTtkTz0uSsO64zH= lchFZn61GcgPr8jsrinhg2G0zg-2Fq29GwJK1k9QPusj3pGya6QBQuP5P-2FRky59KzWMGHVGuW= j4BGOt6O0QKdoO9061JvOIM-2FSKZngd7yIhhw7i3moP-2B2A0133P80Jsl1Q-3D ) for eligible homebuyers. The good news is that paying your student loans consistently, and on time will help your credit score, a number that mortgage lenders look at before giving you a loan. piggy bank=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSp-2FbIeptMHkCzgdx-2FzKpLhOk2-2BIqXE9Rz12K-2FEBotjuS7rKtW9J= jBTGIbdf7hyHvPsXhmkwW8iaIfZzqdnbli-2FiuhigS7rshE7UB2IuaYuCTjZamhrcwkuMjKh32= f3ZZyFP2iq4t8V3STTPw9ag4yMSzGvedSTCFPvXOmVE-2Bh9g-2FTn6RBC25hMlTInVwRGqTeQ-= 3DrcMl_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lA= nkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWwzQNgNtcY6-2Blg= PCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M0TkKkQpk04dX81= eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl33KCQ-2F0Jrs6UQ= LnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn2tY62aES30v-2F= JgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi9jKXDKZfQuAB9x= Bi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0c1z47SfR1uqJwg= bGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQe5HlQ-2BhIxZpd= FhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FlnfF-2FKu8dEE9lx8= 9SkgoMU8L0tsqWRcgywuKFSG91llhL188ZrFXq-2B4lvdl9qoIFVyQ9Uuj6LKZu2KeA2XJtCdfG= 9m76xUqew15c8iHVC5moK-2BffP2T3uSW25K27O0P1N7ZfOgiy8GLyBbFZvhbZdQ-3D ) =20 Today=E2=80=99s top stories Could supply chain progress cure U.S. inflation? Supply chain chaos was all over the headlines during the pandemic. Those da= ys are over now, but a new focus on logistics could hold the key to bringin= g inflation under control.
Read more >> Corporate America's diversity efforts are losing ground First-time promotion rates for Black Americans have fallen to pre-pandemic = rates, and that=E2=80=99s a problem for companies trying to retain talent. =
Read more >><= /a> Should you rent or buy? Take this quiz and find out Buying a home is one of the biggest financial decisions you can make. You w= ant to be sure that it=E2=80=99s right for you. Our quiz can help you get s= ome clarity.
Read more >> Other news that caught our eye * Investing legend Charlie Munger, friend and business partner of Warren Buff= et, and Vice Chairman of Berkshire Hathaway, h= as died aged 99. * 3M subsi= diary DuPont received a big win in defeating a mass class action suit o= ver toxic forever chemicals. * Gas prices have fallen for 61 consecutive days= , lowering the national average to $3.25 per gallon * Google will start deleting= inactive accounts in December. Any accounts that haven=E2=80=99t been = used in more than two years could be erased, along with content on Google D= rive, Docs, and Gmail. * Disney=E2=80=99s Wish fell short of expectati= ons at the box office with just $31.6 million over the five-day Thanksg= iving holiday period. Financial planner tip of the day =E2=80=9CWorking to improve a credit score bef= ore applying for a home loan could save a borrower a lot of money in intere= st over time. Lower rates will keep monthly payments lower or even provide = the ability to pay back the loan faster.=E2=80=9D =E2=80=93 Brian Walsh, CFP=C2=AE at SoFi How did you like today=E2=80=99s newsletter? smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvWhXyl3m6kzp= U60-2BpllGqw8-3D4Aae_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFS= LL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWw= zQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M= 0TkKkQpk04dX81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl3= 3KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn= 2tY62aES30v-2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi= 9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0= c1z47SfR1uqJwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQ= e5HlQ-2BhIxZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2FuF9= nPgRk8G4ckGiD5qNt9REHtGPVNPGyFHRevkx444eF9YcWUKfw3uhGCzEERSvK-2F-2BNceojs-2= FjXKY89KcHICp0RAi-2FCuPnGIiccbvWPKUh0CMHuiTdkLOUWTjf7P2bfP2-2FsQRoO3rY3ocwW= Oyy5DYs-3D ) smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvc0D7R-2FMLk= VK8LS9x136c4Y-3DBtVa_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFS= LL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2dWw= zQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs60M= 0TkKkQpk04dX81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQhl3= 3KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJzYn= 2tY62aES30v-2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9wi= 9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqOC0= c1z47SfR1uqJwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRgTQ= e5HlQ-2BhIxZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2Fn-2= Ff2hvnkMrugeEGVqyMmEZW45K02zjQK3NYtV7sIcqqf2vHwVSdmw-2FpzXyUaFCK-2BlIQ8Bogj= JOmb7bQ4tB0AQartNmk9Y79-2F74cPwL2GD03LVpt03pWKdTpjD68dt8EKscoBWkaxKab5LvwwQ= Iaifo-3D ) smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7qWWeFs92bjCEONSFB0-2Bc9yCt-2B5yeL= R0AURdZIv5h5Xr0-3DhyaU_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2B= FSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAgc-2FL9tB95hF-2B4RwfSxowOSjjZSRijC2d= WwzQNgNtcY6-2BlgPCXFd-2FoHgrNv3i9SLL3tTDw0C-2FkchD6I0Bjc-2Fkl0-2B1fpZmxFEs6= 0M0TkKkQpk04dX81eA2UGPPrBLGIMOBDLuuwsP1b-2BDznGQ239Ls44JJgAdhEuLWTnGmeI9uQh= l33KCQ-2F0Jrs6UQLnbovmGpbA-2BZy3Uaoog7OLXhLlA6kl2ufvVES8Snas832r-2Bw1bSSNJz= Yn2tY62aES30v-2FJgslxjQrTghMYRNdxEVieQGfIVXB4p-2FKEGe-2F-2FMpCgCZ8smmgtKmN9= wi9jKXDKZfQuAB9xBi1vSlFiK7VcF1fLX6RsjCHwPdi-2Fg6FH16iIKYPhJ-2B21g4zyFOlwrqO= C0c1z47SfR1uqJwgbGcwc9XapASV2g51-2Bg7eEwT7Hp9NlPmdcWeM6-2Bcw6Uge7K-2B6W4zRg= TQe5HlQ-2BhIxZpdFhXCM5yC-2B3i60MxeU7u6lUWgtkqTE3-2B5wfmolsVd5djxroNF3oy-2Fl= pZ1ts0r0tNiFRg5jmwzWiaFdkKZDfg1GJqQwkkfhBIUkTmUzMW7iXq1umDF1fG9cYXcyvnlG1Po= 0MF-2B8GZgiE9FKh1A0YxIQ2JklPVF8PNKUTKBzRAUTcl2KCCKdynHYIc0EZWbGkzlKXtgBNody= I-3D ) This email was sent to you at sterlingwhg@gmail.com by SoFi Wealth LLC. 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App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. 234 1st Street, San Francisco, CA 94105 =C2=A9 2023 Social Finance, Inc. All rights reserved. w: Date --b2d9fde2b3bdfdc0aad5956c0d1de05a4e6b71b990a12cbfff95b88aa43a Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0 SoFi =09 =09
High borrowing costs are pricing Americans out of this = crucial wealth-building tool

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 =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C 
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=C2=A0 It=E2=80=99s an historically bad time to build wealth, beca= use it=E2=80=99s an historically bad time to buy a home =C2=A0
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The information and = analysis provided through hyperlinks to third party websites, while believe= d to be accurate, cannot be guaranteed by SoFi. These links are provided fo= r informational purposes and should not be viewed as an endorsement. No bra= nds or products mentioned are affiliated with SoFi, nor do they endorse or = sponsor this content.

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SoFi isn=E2=80=99t recommending and is not affiliated with = the brands or companies displayed. Brands displayed neither endorse or spon= sor this article. Third party trademarks and service marks referenced are p= roperty of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of S= tandards Inc. (CFP Board) owns the certification marks CFP=C2=AE, CERTIFIED= FINANCIAL PLANNER=E2=84=A2, CFP=C2=AE (with plaque design), and CFP=C2=AE = (with flame design) in the U.S., which it awards to individuals who success= fully complete CFP Board=E2=80=99s initial and ongoing certification requir= ements.

=20 Coverage and pricing is subject to eligibility and underwriting criteria.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 30001403= 72) distributes term life insurance products issued by multiple insurers- f= or further details see ladderlife.com. All insurance products are governed = by the terms set forth in the applicable insurance policy. Each insurer has= financial responsibility for its own products.

Ladder, SoFi and SoFi Agency are separate, independent entities and are not= responsible for the financial condition, business, or legal obligations of= the other, Social Finance. Inc. (SoFi) and Social Finance Life Insurance A= gency, LLC (SoFi Agency) do not issue, underwrite insurance or pay claims u= nder Ladder Life=E2=84=A2 policies. SoFi is compensated by Ladder for each = issued term life policy.

SoFi Agency and its affiliates do not guarantee the services of any insuran= ce company.

All services from Ladder Insurance Services, LLC are their own. Once you re= ach Ladder, SoFi is not involved and has no control over the products or se= rvices involved. The Ladder service is limited to documents and does not pr= ovide legal advice. Individual circumstances are unique and using documents= provided is not a substitute for obtaining legal advice.

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Apple, the Apple logo are trademarks of Apple Inc., registere= d in the U.S. and other countries and regions. App Store is a service mark = of Apple Inc. Google Play and the Google Play logo are trademarks of Google= LLC.

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