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Date: Fri, 10 Nov 2023 13:41:07 +0000 (UTC)
From: The SoFi Daily <SoFi@daily.sofi.com>
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Subject: =?UTF-8?B?8J+SsA==?= The most expensive U.S. cities have this in
 common
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There are stark disparities in the cost-of-living across the
country. Here=E2=80=99s what separates the affordable cities from the
outrageous. =20



















































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Please do not respond to this message.                      SoFi
Daily News Friday =E2=80=A2
NOV 10, 2023
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iSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVdd7CtSogIcL48YuK=
-2F2BXTWP9gRX13hJKIQ-2BYcTjAgvOGPe72D0uWqxL6DGBOeHr6f3o60Z974fVTN7mngF73kwW=
ARKfUACFDBaf1MqxMzMyQXCN1-2ByHjxx1g-2Fdao6pApTFMpIGrwx0wBdXKBEyV6b8aA-3D-3D
)   $90.34
$5.84
(+6.91%)
Virgin Galactic (
http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737E8xHN=
3a-2BXSFp-2Fn-2FdrITtZpob2bfaGEDZK0uEijc39ZS1BGbCv-2FrDfPnPu1HE-2FIYYr3nRQL=
5C2HXcgkNNtMh0iKosNUri9Bil1JZQHe5lM5iKjigshCLiAj-2Fd2HQQai3wZeiQ8CB6lYswx6r=
j8MiMNmmxOJ98IzQq5lo-2ByThNrkjvvx7z0fGCJui1EFS7ZR5Ktcd2pq1vZteRdp8S8yPLQazT=
j-2BgSx-2F1SQZrhFv2y98mAOhFBxlwU2Fbi8-2B0tj6Okqg-2BAYYKHbIoWYT8IaORA0P5qKy3=
l1jEkrp6f2HbqCXvKVvWA-2B-2BgWEP7-2F3TtUXROvBeT0lnXGwk9AkC0sg90-2BIDUc5SpwYa=
5jpZtFZT-2FV0HhMkchqwZTn9pmlPx7ECOFStfwBC01vn3o3dbT6wqp-2B87kRbKwcaffB-2Fig=
HpZ93jWynuP7KBmV6uLrg0Mnyfm5P-2FjJkUx4mZFJam23feCPFA-3DQIfv_y6r4Y-2Fjyz39fU=
giIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxAC=
AiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2Fjv=
GQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2F=
bqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g=
2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2r=
OqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgj=
ikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q=
7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bF=
FLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVV=
ddMRO-2BhhgYY6rxfG7OqvLnXbO845Mzl0C-2B7TEGUd2tA6bknR7QwqWFObSCLV7UEFumuxLiF=
44ILUejLc-2BcfUHm9tPPbprqB7DkpO0jF9PskruDISP-2F0bNp4uzfjTL7Ya5mCg1XDOoaSMPh=
FLqyZ1ZUQA-3D-3D
)   $1.86
$0.30
(+19.23%)
Oatly (
http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737E8xHN=
3a-2BXSFp-2Fn-2FdrITtZkftXsyyW5YOVcSmviNPuG9tro5ibrDfencnhWlqvZAaGP1PXZlD6a=
HZz0Ocp6FmwWoxiLU7-2FgNURb-2BUVKJnXTcwinPTuiQCv7Ev1L-2FobPykLZ1kAv7ymfRbOVy=
RJ2U3Z0xwmp6NU6eHUH-2FDGXFocRubGCq8EcZwh66J0sbQb3Z8HeeJFhOFbMC-2FvezNgVtpaE=
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1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynY=
BYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2F=
PLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5C=
kFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9H=
Z-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQb=
Qt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2=
pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8w=
zcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosP=
mV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddGP6ujt1l=
yiGB2EwxPTS6zPLBGbtoWnMM6xPDS9Crv2TyRquHG5G0KiHrbUFTEjebMHjCgf6XQl-2BOLeHXG=
4-2F5PenMidAIRFazTYlQZjM6-2FxBM9sivkCwk3tSDmtJaQjlOzchZ52qOu7kTGdIjsEf5-2BA=
-3D-3D
)   $0.55
-$0.05
(-8.12%)

( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff730UOq=
tvMEqQaFgkSWZWKT85ulAw15sDumF60sMdL-2B1sev04Wc6FCe8yWm2N-2B-2Bmq4-2FAEjosUx=
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NYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU=
43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaB=
An2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2Fv=
Dwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eO=
Mw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF=
74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhR=
z12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DH=
KiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddvEvACfKYmlSvW=
N0kPHDNSvbQ6b2c9VFTv2mNaC2WrVxubz6ta01OvaGUHl89CexiQS1SjeOLSOMw22p6HOizJ5sR=
6XC8SlmHP3XLTtE3AdZSkCz536eIUT9Eo0mxhNLpQxAM1DcQAcXJWETzMDWPAA-3D-3D )
         Inflation nation: Where
is the cost of living low?        Prices are high but the cost of
living varies from city to city. With some predictable places
ranking high, you may be surprised to see the destination at the
top.
Read more>>=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs=
u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfB5MzTDr4PRetK970ANgMzAoP0YIWcBOgkVuQK=
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yU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33=
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i6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0=
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pzUGZ7oHmR-2BQIdRecHzFXCckx2JlfmtR6-2FZjshA0ifz-2BlZH9NFAOp61-2BV6TiY4EtvfI=
SatsfQdsgG0IjlLyHnl6CpyjKoRVqvf-2Fc7A-3D-3D )
         piggy bank=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs=
u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfB5MzTDr4PRetK970ANgMzAoP0YIWcBOgkVuQK=
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yU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33=
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taSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4=
dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu=
9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQ=
i6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0=
X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPu=
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ZpmrES-2Ff7Co-2BoYuMzDSPjqyumLsH1PEUuRGda1VVjQv-2B0M3x72pKuxFV2CbhMc-2FMQLB=
wmIIIf3XkpALuHRfQXtaUoLyDIFrBrsuEfP7w-3D-3D )
  MARKET RECAP
US stocks fell on Thursday, ending the S&P 500 and Nasdaq Composite=E2=80=
=99s longest winning streaks since 2021

<ul> <li><strong>Stocks weakened following remarks by Federal Reserve Chair=
man Jerome Powell,</strong> who said the door for additional interest rate =
increases remained open, if inflation stayed elevated and economic growth s=
trong.</li> <br /><br /> <li><strong>Disney shares jumped 6.9%</strong> aft=
er topping expectations, announcing more cost cutting, and added 7 million =
in Disney+ subscribers. </li> <br /><br /> <li><strong>Virgin Galactic shar=
es skyrocketed 19.2%</strong> after the space tourism company announced it =
will pause spaceflight operations in 2024 to focus on developing its Delta-=
class spacecraft. </li> <br /><br /> <li><strong>In food earnings, shares o=
f Oatly dropped 8.1% </strong>after missing analyst projections. Krispy Kre=
me shares also declined 6.6% after falling short of expectations.</li> </ul=
>


What to be on the lookout for today
<ul> <li><strong>We will get an early look at consumer sentiment</strong> i=
n November. </li> </ul>




  A
salute to veterans        With home prices as high as they are,
saving up for a down payment=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSpm95i3J2Z3RNHhh1kUJhiQ45I5IPv0MKlasr1zvr6EUd9gxDAY0J2tySBr=
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AnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU=
88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx=
3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7Ieta=
SeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dV=
bzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9s=
V3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6=
BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-=
2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5=
cKSb5lOisTjovY4R6ZbIiVVddd4VOWitalo-2BOlaQWNDp4lzQQ1fY-2BpOawJpbadq5TjBZnm8=
sCbgByYwEquTxCEuUhVNpl-2BXB9artuNmPUO3vvKL8mB-2BuecY98CkL87LYUYj0s0Q4bBcA4A=
GahAApecuRUteMs-2Byhq5zKPlkYYKql81Q-3D-3D )
 can seem like an insurmountable task.

If you are an active-duty service member, veteran, or reservist,
you could be eligible=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSom2UPPQvghUBEEaaNV3iaC-2BGncz02lPXfYv4Cyqv2KJkor-2BzlHrfb1=
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vz9OKA-3DSHx5_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR=
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BN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboe=
mS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyyn=
N7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLN=
cpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-=
2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLR=
s9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2F=
EIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMms=
nOPul5cKSb5lOisTjovY4R6ZbIiVVddf7V3zW5lyBZSUnADHubzmHuGERbtv0pb-2Bljq21T2PD=
e0xSC7dL7GXm4W7DkjVLY9xQnAlNCUx5HU3I3fouA79yU-2Ffyn0X4SZvKh-2Bm4GGjAt8azfWD=
RIut9TBzIhtpPwoww4mLAsbHCNkUv3nguueLQ-3D-3D )
 for a more affordable financing option: a VA loan=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSom2UPPQvghUBEEaaNV3iaC-2BGncz02lPXfYv4Cyqv2KJkor-2BzlHrfb1=
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6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93L=
BN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboe=
mS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyyn=
N7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLN=
cpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-=
2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLR=
s9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2F=
EIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMms=
nOPul5cKSb5lOisTjovY4R6ZbIiVVdd1hDf7GpqBGQ01RI0pLCsQMSTvz4-2B1pvISoRmmpQ0Z0=
l4MXtPkGBGOVB-2FCSJ3aL1ysr9fxWE6aIKR9xrLGxl6MN5VHTl2Vucd1kryHEpbFXWmZV7hmVl=
v4qOV0ee1v6aJcNjSz0dHkin46QKkEnaIXw-3D-3D )
.

These loans=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSrKvgHA2VsL2-2B7BtFY6stIAEvr6-2FHTKqCo1TksUORwH9uxI1BmHe1bp=
HZbQTQ81rhzi-2B8F4DcHrrtTZ1XBU3aC-2FVnm5zYzO-2FWXlNPGCOVh6TTvAMcw6W9JBAJVuw=
Q90ZMg-3D2Lol_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR=
6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93L=
BN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboe=
mS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyyn=
N7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLN=
cpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-=
2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLR=
s9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2F=
EIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMms=
nOPul5cKSb5lOisTjovY4R6ZbIiVVddRfdAmMhxnTDjrqtvneNekdT5-2Bvc03wyQuDu7RF93Uf=
JxqqT7oxjtNxnf2h-2BS91pm-2BqW2aSQC5DllNP3s0UzRsgkKjQ2R-2BI0srpf7SAr-2FVSb-2=
BdRWnP6KWYmble14eoQg7SZnfTK26WwCoL87WvtfGnw-3D-3D )
 are backed by the Department of Veterans Affairs, and often
have lower interest rates and closing costs=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSpMJQYAqwxBseBdgKLPKlcZer7hM-2F2gb4t7GLhKYRA3nqRFs12FiufnPC=
T2B0rQfSq2xvsleVIWNFEvJ2-2BnmPgJXtcCM7oOu45jFyilQ2dORh8h-2FtcHmwB6AHjJJDIkR=
fg-3DPUyG_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb=
8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3u=
yU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33=
Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7Ie=
taSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4=
dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu=
9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQ=
i6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0=
X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPu=
l5cKSb5lOisTjovY4R6ZbIiVVdd9M-2FB6RipQ1ELv4B5OIM9s0fXm-2FNAojheE7EU8xOoEaJM=
4buMt4fQR81pN7MihPgdmmVrPrNIrRFzk6AwsYQ1nd22UAG26hmn1JQYRJ6VjJOkUK7h8fEQwND=
kt9ITRrp7iMNxRB-2FGGF5UTSF345x67Q-3D-3D )
. Importantly, they also have no down payment, or private
mortgage insurance=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSrKvgHA2VsL2-2B7BtFY6stIAWA2tzv2A-2BGQsDhffR-2F-2B8CF5DEW6g=
LgBX02mjCJK8PTFVcOMlXhbtfq-2FmteyeBAyFmIkQJ-2FcE9RaXqbAAgC-2FDWQ-3D-3DkmAG_=
y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2=
FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVC=
HCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIb=
XqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08=
JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1=
YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp=
-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH=
1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJb=
wpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOi=
sTjovY4R6ZbIiVVddqXw1JrgEVMUnzRgXZCvLXwMWkBhAeqJMt-2BGY5mmOguvS-2Bzxh9meNhG=
m-2FaKyr4c7UTBAD-2FFmvjAC-2BRR4ko66gEs3v971xhCphSrDRO7a5VRGkGk95ZITc3lfD1cl=
y-2BHYTmhYqxGYNnxA5cZjd9NvSNQ-3D-3D )
 requirements.

What to know
Prospective borrowers need to request a Certificate of
Eligibility through the VA to demonstrate they qualify for one of
these government-backed loans.

They can only be used on a property that will serve as your
primary residence, including a single-family home with up to four
units, a condo in a VA-approved project, or a manufactured home.

While a VA loan offers competitive terms, you should still
assess your financial health before making a purchase, and learn
more about what kind of a home you can comfortably afford=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff730UOq=
tvMEqQaFgkSWZWKT85e89auL1Ia3bNcstADI-2FhoTpzGC3360sHbCJj0XAALVTwXxJdnjJt5cY=
29MJ00NiZ1d1-2FBlrGvwO9EEv7QYAqR6zO8d7naVqhZJTi4lt7-2FNQ-3D-3DfrpZ_y6r4Y-2F=
jyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0r=
tKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO=
9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVne=
jSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO=
51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXf=
dgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-=
2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIe=
IYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiU=
vVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R=
6ZbIiVVdd78dARcKQoZGFMKDFKXtEr1iu5dA5CWDc1-2F-2BhkwGd-2ByS59QJpFTEAsqh-2Bg4=
fIZUTFcoUfbvP-2BUNgqJQ7QoJ7JWEgqv8hSqgG8VxmPPduhuwlXY-2FmuI-2FM-2F3-2BjeOMa=
KtXqpQl1Me2aFAEb5Rk6yllvnVw-3D-3D )
.         piggy bank=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSom2UPPQvghUBEEaaNV3iaC-2BGncz02lPXfYv4Cyqv2KJkor-2BzlHrfb1=
oTOjuKAvq5hLCG7sIOBFPxYxHTuDEby8sDDa3AcGmuemxyp4kMTP-2F3eRjEcEsdShTXXcdOCU2=
xBZUwMVJ50oQoGCprSIqdi4bQa6_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg=
1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG=
-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0=
M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2Fx=
Z2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMU=
rV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbd=
ynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbY=
pjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mS=
mHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpD=
slQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVdd6QQXJC-2BBxNf4FdUfEsviHuk7ndlG=
EelIgxswjzgW85ZECMQcn-2FpTJcTaRv6Dao7-2Fx6GmMTYd9E7jcve1PwDZDi-2BtfOuqgox4J=
WwJq3QCUOjbEB-2BEYZ3Uj5LK7-2FxsKOK-2FriSSZ78i1AN-2FZLwEgrBwig-3D-3D )
  Does college prepare you
for the workforce? Nearly half of employees say no         A
college education could still leave you feeling ill-equipped on
the job. This is what employers are doing to help.
Read more=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs=
u6qgTu3mwVd1GBqeyyiYxoJ3ghBS-2FTzQVecxps3cZ212YhQV9FA-2BXmyyqpeWJRrggoJJ7-2=
F1OV1xX1cFOjrncgBeXtokOHEUfu-2BtYhHV95GSAQEErPnkd07GDhUjhWthVaUHMT0ubnG-2Bm=
v1D0tc-3DjywH_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR=
6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93L=
BN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboe=
mS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyyn=
N7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLN=
cpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-=
2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLR=
s9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2F=
EIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMms=
nOPul5cKSb5lOisTjovY4R6ZbIiVVddqhtFAwkIiJttkkHnGBgY6kRi-2FIo3VeHlG4CttVZpcv=
bGR2JiptifsxZuGFiznmMZca7qyrA7arkypPbzDwAQ5p4GuA7aMOHfFRPTNNSsBBhPcMEmNS-2B=
FGXoG1Wc9H4RS7UfcPs8dFUZ6wcD1tAvq-2FA-3D-3D )
                             This AI startup aims to advance
women=E2=80=99s health         Backed by former Meta COO Sheryl Sandberg,
health tech startup Cercle hopes AI holds the key to advancing
women=E2=80=99s health and fertility.               Read more=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs=
u6qgTu3mwVd1GBqeywr34GXS7beX0QWZO-2F-2FyXfVSrAuxfxWB7zlwOUoYeawWgNYQFgvJZx2=
QW72AI56Ruvcf5imcZoerZ9ftiXA8L-2BSNg1WNLUk3-2B0qhkhDbRjmRM-2BQ4nBTJunClIkkU=
ZFf2is-3DmZ1v_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR=
6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93L=
BN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboe=
mS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyyn=
N7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLN=
cpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-=
2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLR=
s9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2F=
EIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMms=
nOPul5cKSb5lOisTjovY4R6ZbIiVVddpW3pTT2ET8k-2F4cdxaE8nAFTbC9JKZUKo-2FvbOu3y8=
UFZS0pstdBvSiGYItUoaddZret3T4-2BrRnaBTNP9kXKOc7hbG-2BrORv5zQn8uKpq8ix2gy72H=
VgFUn9QDNbOhiYsQ5I8J5ahtGYbtPWn6q3X8Ifg-3D-3D )
                             27 tips for frugal travelers
Whether you=E2=80=99re dreaming of a tropical vacay, a trip to a European
city, or just getting home to see your family for the holidays,
here are some strategies to try.               Read more=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSoFzfM8wr6lLkXn2aHUVwvocZKNqkw9-2BgAXeBD0sd6UAzi3pCwhTS0FTo=
Wx5vE4QjFyOu5EfxLgpoL-2FbntLNzkRJHMcl9REt1ulxgoCezBxnA-3D-3Dp_Sq_y6r4Y-2Fjy=
z39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtK=
WQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I=
-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejS=
Tm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51=
P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdg=
yQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2B=
BwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIY=
sIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvV=
E47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6Z=
bIiVVddLye-2BgrBVqhlrGhbSz1ad4PDsjx38kfw5m-2ByUgOGYGL3bXcH9evRTZd0uonl2az9x=
TMWvWn-2BjO8AtKfyglpz5ZZQNHSSOOptdmiLCfRZ5NLxOHjiQURsnOn3PG7zNRfndrBXzSaISN=
Rtxh8NyAaOqSQ-3D-3D )
=20
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BdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od6=
6ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8e=
wuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1R=
G9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2=
BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6j=
skMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddozZ3qLsXgW-2BhJqBQ08kGpZudwpWnUHQ0Lkbj0=
q-2FThtNXQtneuMcyYSRnGZ7lkmJQ-2BndPm3QIPXOC-2Bo4AYmQL2pEOSVvJ-2FqRjSr3yDLMS=
kqrnabryFH7ZiS5fW6R4hYQVfT4Wx4cffCYQX5TUBGGcYg-3D-3D style=3D'color: #00819=
D; text-decoration: underline;'>SoftBank posted a $6.2 billion quarterly lo=
ss following the collapse of WeWork</a>. The Japanese investment giant owne=
d a majority stake in the coworking company. Its cumulative losses from the=
 investment totaled $14.3 billion.

*
<a href=3D'http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRa=
Rff73z9-2FDuExyWNxTDQ-2BSEpVp9F0MnVxga2nAkEwFq0WZ04siLlbcI0eSYR7hq6IIfnrNDv=
uJMirOTKsvPpEXI5YtQShOWYCrFoxSSY05IWyws7yIFvJamoootJVrMy9U34Q5g-3D-3DFM53_y=
6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2F=
WAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCH=
CMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbX=
qLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08J=
mG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1Y=
TDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-=
2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1=
ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbw=
pq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOis=
TjovY4R6ZbIiVVddNmrGBPUbimUs4-2FC8EEb3WbhXzmQa3oIbCQZDkrSxQD9xAhmrda36PS3nc=
bRKLDUSU0x-2FWLd5I7qIYl2Nj48bcy-2FbAAm8OIftoNF0J0yBWkz6ZUrfFzA6D7vnOABB1fHL=
H3Brkuop1ryh0or0yx5jfQ-3D-3D style=3D'color: #00819D; text-decoration: unde=
rline;'>China slipped back into deflation</a> after the country=E2=80=99s c=
onsumer price index fell 0.2% year-over-year in October mainly due to falli=
ng food prices, particularly pork.=20

*
Oil and gas company <a href=3D'http://ablink.daily.sofi.com/ls/click?upn=3D=
62LepVu039-2FQ-2FFRaRff739LT15Rc6of5x31jxfVOa9HMebq5OGS6ZJWiGsnnx6JDqGzWMOY=
kNV2fvZqTZaCuM5hijZ9rL8MTi3xcBpqvO53QyYrZIaBJk51ZXqSZ8177G8chE-2BmChldjyP9D=
S0qUOpdKLZh4sy-2BwHoKipTrlnUQZITqL4qL0PO8VDYnTuSJGyiQb_y6r4Y-2Fjyz39fUgiIVZ=
vxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5=
t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1=
Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkF=
KXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7=
ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqens=
VMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0z=
Y5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZS=
rRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPH=
QfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVdd0p-=
2BhIHy6ISst8tduynANQMQuY-2Bx2D1IjsheRliaM1J-2B9XqPeRGuZ1o94tiS-2BmtYyFntHtA=
CvnGIlGAvIKoU-2FjAY1aEqkWJewTQ3xNtZg7pMkMRJlscgaMQhD59s3b30kSQLwYtYl9GWGPrR=
y8uwg0w-3D-3D style=3D'color: #00819D; text-decoration: underline;'>Shell i=
s suing Greenpeace for $2.1 million</a> after activists boarded one of its =
oil production vessels to protest oil drilling.

*
<a href=3D'http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRa=
Rff73wnmJ6ofyx1krujFDUko7b4uPgw6JUH0mEVMwtVykXn9AjNj6ggtt-2BexvnRofA2Xw1iyI=
ArI94peTtTAsHDOkuJs-2BgPqYAP6CrHbHL8a76bAK5wp_y6r4Y-2Fjyz39fUgiIVZvxszI1-2B=
OksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4=
lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEB=
U43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFa=
BAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2F=
vDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0e=
OMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeG=
F74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqh=
Rz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8D=
HKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddbR2HM9nsdZCG=
pTZQwo7yLdxoBxdnzztHSzc0OLAejG5xioOckksDqm-2B4DR4EXk1UAQyTPHhwyCs7VxJSDH128=
QCC9SPRO3nwdkSht8i8yGzsuOR874s9tWFGPaOlmSIHfxN5JXxEItOb1TTcjzQdVg-3D-3D sty=
le=3D'color: #00819D; text-decoration: underline;'>Hollywood actors union S=
AG-AFTRA reached an agreement</a> with major studios following a 118-day st=
rike. The deal includes protections against AI and a <q>streaming participa=
tion bonus</q>.






     Financial
planner tip of the day       =E2=80=9CSetting a financial goal is all about=
 having your money serve you. When a budget is too harsh and punitive, you =
might wind up making impulse buys or otherwise overspending. If you know yo=
u have some cash stashed for mood-lifting purposes, you can stay on track.=
=E2=80=9D
=E2=80=93 Brian Walsh, CFP=C2=AE at SoFi
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iSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddwBD7bS9bUIauQd=
Fpder2SX3f6X720Giz-2BS5LgfvzB-2BaGKxjDFisGqRZmPK4xn-2BoCsJ78BGBQkMQ7cZWh8NP=
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3D ). Information current as
of 11/09/23.

SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891
(Member FDIC), (www.nmlsconsumeraccess.org=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73z48c=
CgNIPylgp-2B9SmMz9YOgKQEUxASzgTwFGAgvjeC7Znz5_y6r4Y-2Fjyz39fUgiIVZvxszI1-2B=
OksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4=
lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEB=
U43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFa=
BAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2F=
vDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0e=
OMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeG=
F74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqh=
Rz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8D=
HKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddK4w-2BTwqQ4t=
8CLLBu6hsox7yqd-2BPmqHb52C9sB5udg87ctbK5aMtuqp8GDDu1TKwwqHukx9ADWtokXel8Ozb=
dAtEMefqmUA0jn1-2FMco1WLT0kJPdFDbUiYKSBL9XTXXW1I4Yx4UQYeVlb25KRvpcUng-3D-3D=
 )). Equal Housing Lender. SoFi
Bank, N.A. is currently NOT able to accept applications for
refinance loans in NY.

To manage your SoFi email communication preferences, click here
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735JsM=
DqH32bpR4jfED3qQGQ-2B71M1mX1oWbfjhKMJAZqBmVgeOZaUih8N3B2J75h6hBJAMQASwGqOdo=
gOhkfQ9gs-3D4PE8_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6D=
CWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ=
93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdD=
boemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBd=
yynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66Z=
aLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewu=
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NtdmdSJRAPbBEyxyEFh84BkF6MwZSb2kxA-2B0HcMw-3D-3D ).

Privacy Policy ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ=
-2FFRaRff73-2BGrBeBWG4LupdTSAVRsWrBwgf5D2eqRJDJ7nOr7Ahy6XeRY_y6r4Y-2Fjyz39f=
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NFQfIrC3v0s4w-3D-3D ) | Legal
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSrwugOLMOPhEqDCs0f6ZYycyyZ3_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOk=
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D4w-2BZF52eFXsAyt494oazMMXMkGcYKsuK4-2BNHHvqYQ7V3rVtf6CS2XXso5NKQseJ3ng-3D-=
3D ) | SoFi Learn=20
( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X=
URM5Z2e5gvCvZ4evSrqFXG0iK5p-2B5eJVDcByTPZZ8mk_y6r4Y-2Fjyz39fUgiIVZvxszI1-2B=
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D-3D )

Apple, the Apple logo are trademarks of Apple Inc., registered in
the U.S. and other countries and regions. App Store is a service
mark of Apple Inc. Google Play and the Google Play logo are
trademarks of Google LLC.

234 1st Street, San Francisco, CA 94105

=C2=A9 2023 Social Finance, Inc. All
rights reserved.

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		<!-- copy/paste as needed -- =09

*Non-Sofi link: <a href=3D'#' style=3D'color: #00819D; text-decoration: und=
erline;'></a>

	=09

*Ticker link, use Sheet: https://docs.google.com/spreadsheets/d/1RKEEchhoYP=
oF_iDTv8uSdvmNDiDfUbFPOPYAaayq6lY/edit#gid=3D0



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					B

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              <li style=3D'padding-top: 10px;'><span style=3D'color: #71707=
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					C

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ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
0;overflow:hidden;">There are stark disparities in the cost-of-living acros=
s the country. Here=E2=80=99s what separates the affordable cities from the=
 outrageous.</div>
<p>







<!-- Market indices	-->

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 <!-- ex: "+$1.05" or "-$1.05" -->

 <!-- ex: 0.15 or -0.15 -->































<!-- Top Story -->

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<!-- Not so breaking news

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=09











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</div>=09

<table bgcolor=3D"#EDF0F2" width=3D"100%" cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0" style=3D"background-color: #EDF0F2;">

  <tr>

    <td class=3D"gfix" valign=3D"top" style=3D"min-width: 600px; color: #ff=
ffff;">

      <table bgcolor=3D"#EDF0F2" class=3D"fullwidth mobhide" width=3D"600" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"=
background-color: #EDF0F2;">

        <tr>

        	<td style=3D"color: #EDF0F2; font-family: 'TT Norms', 'Montserrat'=
, sans-serif; font-size: 25px; line-height: 25px; padding: 0px; text-align:=
 center;" height=3D"25">&nbsp;</td>

        </tr>

      </table>

      <!-- header -->

            <!-- header -->

                    <!-- Preference Center -->

             =20

                    <table class=3D"fullwidth " width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center">

                      <tr>

                        <td class=3D"mobpadtop10" style=3D"color: #757575; =
font-family: 'TT Norms', 'Montserrat', sans-serif; font-size: 12px; line-he=
ight: 18px; padding: 0 15px 5px 15px; text-align: center;">This email is co=
ming from an unmonitored email account. Please do not respond to this messa=
ge.</td>

                      </tr>

                    </table>

     =20

            <!-- Header -->



              <!-- Header -->

             =20

              <table bgcolor=3D"#00819D" class=3D"fullwidth" width=3D"600" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"=
background-color: #00819D;">

                <tr>

                  <td class=3D"mobbackground" background=3D"https://d32ijn7=
u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/daily_purplebg_desk.jpg" b=
gcolor=3D"#00819D" width=3D"600" valign=3D"top" style=3D"background-image: =
url('https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/daily_=
purplebg_desk.jpg'); background-position: top left; background-size: cover;=
">
<!--[if gte mso 9]>

  <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"true" stroke=3D=
"false" style=3D"width:600px;">

    <v:fill type=3D"tile" src=3D"https://d32ijn7u0aqfv4.cloudfront.net/wp/w=
p-content/uploads/raw/daily_purplebg_desk.jpg" color=3D"#00819D" />

    <v:textbox style=3D"mso-fit-shape-to-text:true" inset=3D"0,0,0,0">

  <![endif]-->

                   =20

                    <div>

                      <table cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" class=3D"fullwidth" width=3D"600">

                        <tr>

                          <td class=3D"sidepadding" width=3D"30">=C2=A0</td=
>

                          <td valign=3D"top">
<!-- Logo -->

                           =20

                            <table class=3D"fullwidthsub" width=3D"250" cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=3D"float=
:left;">

                              <tr>

                                <td class=3D"mobpadbottom15" width=3D"220" =
valign=3D"middle" style=3D"padding-top: 40px; padding-bottom: 20px;"><img s=
rc=3D"https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/SoFi-=
DailyNews-White_600trim.png" alt=3D"SoFi Daily News" class=3D"mobwidth180" =
width=3D"220" border=3D"0" hspace=3D"0" vspace=3D"0" style=3D"display: inli=
ne-block; font-family: 'Larsseit', Arial, sans-serif; font-size: 20px; font=
-weight: 600; color: #ffffff; vertical-align: top;"></td>

                              </tr>

                            </table>

                            <!-- Outlook hack for multiple columns -->=20

                              <!--[if mso]></td><td width=3D"100">&nbsp;</t=
d><td><![endif]-->=20

                            <!-- Date -->

                           =20

                            <table class=3D"fullwidthsub" width=3D"150" cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"right" style=3D"floa=
t:right;">

                              <tr>

                                <td class=3D"mobpadtop0 mobpadbottom30" sty=
le=3D"padding-top: 75px; padding-bottom: 40px; "><table class=3D"fullwidths=
ub" width=3D"145" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D=
"right" style=3D"float:right;">

                                    <tr>

                                    <td class=3D"mobfont12 mobfontwhite" va=
lign=3D"middle" style=3D"font-family: 'TT Norms', 'Montserrat', sans-serif;=
 text-align: left; vertical-align: middle; font-size: 10px; line-height:21p=
x; font-weight:bold; color: #FFFFFF; padding-left:15px;">Friday<span class=
=3D"mobshowinline"> =E2=80=A2</span><br class=3D"mobhide">

                                        <span class=3D"mobfont12" style=3D"=
font-size:18px;">NOV 10, 2023</span>
</td>

                                  </tr>

                                  </table></td>

                              </tr>

                            </table>
</td>

                          <td class=3D"sidepadding" width=3D"50">=C2=A0</td=
>

                        </tr>

                      </table>

                      <!--	  Market Recap -->

                      <table cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" class=3D"fullwidth" width=3D"600">

                        <tr>

                          <td width=3D"16"><strong>&nbsp;</strong></td>

                          <td style=3D"padding-bottom:16px;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"bac=
kground-color: #ffffff; border: 1px solid #FFFFFF; border-radius:20px; widt=
h:100%;">

                              <tr>

                              <td width=3D"25">=C2=A0</td>

                              <td style=3D"font-size: 30px; line-height: 30=
px;" height=3D"30">&nbsp;</td>

                              <td width=3D"25">=C2=A0</td>

                            </tr>

                              <tr>

                              <td width=3D"25">=C2=A0</td>

                              <td style=3D"color: #00819D; font-family: 'TT=
 Norms', 'Montserrat', sans-serif; font-size: 12px; font-weight: 600; line-=
height: 16px; text-align: left; text-transform: uppercase;">Market Recap</t=
d>

                              <td width=3D"25">=C2=A0</td>

                            </tr>

                              <tr>

                              <td width=3D"25">=C2=A0</td>

                              <td style=3D"color: #330072; font-family: 'TT=
 Norms', 'Montserrat', sans-serif; font-size: 16px; line-height: 24px; text=
-align: left;"><table bgcolor=3D"#ffffff" class=3D"fullwidthsub" width=3D"5=
18" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=
=3D"background-color: #ffffff;">

                                  <tr>

                                  <td valign=3D"top">
<!-- Column 1 -->

                                     =20

                                      <table class=3D"halfwidth" width=3D"1=
71" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=
=3D"float:left;">

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; line-height: 24px;=
 padding-top: 25px; padding-bottom:5px; padding-right:10px; text-align: lef=
t;">Dow Jones</td>

                                        </tr>

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; font-weight: 700; =
line-height: 24px; text-align: left;">33,891.94<br>

                                          <span style=3D"color: #E03E52; fo=
nt-size: 14px;">(-0.65%)</span></td>

                                        </tr>

                                    </table>

                                     =20

                                      <!-- Outlook hack for multiple column=
s -->=20

                                      <!--[if mso]></td><td><![endif]-->=20

                                     =20

                                      <!-- Column 2 -->

                                     =20

                                      <table class=3D"halfwidth" width=3D"1=
71" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=
=3D"float:left;">

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; line-height: 24px;=
 padding-top: 25px; padding-bottom:5px; padding-right:10px; text-align: lef=
t;">S&amp;P 500</td>

                                        </tr>

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; font-weight: 700; =
line-height: 24px; text-align: left;">4,347.35<br>

<span style=3D"color: #E03E52; font-size: 14px;">(-0.81%)</span></td>

                                        </tr>

                                    </table>

                                     =20

                                      <!-- Outlook hack for multiple column=
s -->=20

                                      <!--[if mso]></td><td><![endif]-->=20

                                     =20

                                      <!-- Column 3 -->

                                     =20

                                      <table class=3D"halfwidth" width=3D"1=
71" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=
=3D"float:left;">

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; line-height: 24px;=
 padding-top: 25px; padding-bottom:5px; padding-right:10px; text-align: lef=
t;">Nasdaq</td>

                                        </tr>

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; font-weight: 700; =
line-height: 24px; text-align: left;">13,521.45<br>

<span style=3D"color: #E03E52; font-size: 14px;">(-0.94%)</span></td>

                                        </tr>

                                    </table>

                                     =20

                                      <!-- Outlook hack for multiple rows -=
->=20

                                      <!--[if mso]></td></tr><tr><td><![end=
if]-->=20

                                     =20

                                      <!-- Column 4 -->

                                     =20

                                      <table class=3D"halfwidth" width=3D"1=
71" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=
=3D"float:left;">

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; line-height: 24px;=
 padding-top: 25px; padding-bottom:5px; padding-right:10px; text-align: lef=
t;"><a href=3D"http://ablink.daily.sofi.com/uni/ls/click?upn=3D62LepVu039-2=
FQ-2FFRaRff737E8xHN3a-2BXSFp-2Fn-2FdrITta32Uke-2BvIOLe0iwJBAVWxcSx07WCCBKSG=
QIOqJgumUIUXz9Vx2GdU3JhKHWT8RK4egCtUX1Kzhgqtw8kp2OR4JgC6SN8bUC9kPyU24ySjXOl=
3IrW748Drhs8EYfe4kZ05EOcBLvO6VllF00j1vKVPqy7i89erUfhoQmWWRwPbR7MayeUosOKsvh=
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PWjY5cusChlOBbri9i-2FGWZkxkSQqh4ynB85ItvcmU0tftJfW4mEuduNSWtT7TA9Xd1QtzGfxc=
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9fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQ=
xACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2=
FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm=
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c2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBw=
PgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsI=
O7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE4=
7bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbI=
iVVddsw2-2BN-2BAInDkr1WDuBl-2FXPKLWGwEvCOT8SBf34O3j81W5MvJRndTiYGT62CU5Skxt=
lU76ktF1uB760Lgxjqr1cy3an87WFosNF-2FjWVM-2BFDoX3zTADzeeN6h5CTK31OhDnoMV-2FW=
YLSxKFYaja0Ks9AWQ-3D-3D" universal=3D"true" style=3D"color: #330072; text-d=
ecoration: underline; font-weight:normal;">Disney</a></td>

                                        </tr>

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; font-weight: 700; =
line-height: 24px; text-align: left;">$90.34<br>

<span style=3D"color: #0EA800; font-size: 14px;">$5.84 (+6.91%)</span></td>

                                        </tr>

                                    </table>

                                     =20

                                      <!-- Outlook hack for multiple column=
s -->=20

                                      <!--[if mso]></td><td><![endif]-->=20

                                     =20

                                      <!-- Column 5 -->

                                     =20

                                      <table class=3D"halfwidth" width=3D"1=
71" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=
=3D"float:left;">

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; line-height: 24px;=
 padding-top: 25px; padding-bottom:5px; padding-right:10px; text-align: lef=
t;"><a href=3D"http://ablink.daily.sofi.com/uni/ls/click?upn=3D62LepVu039-2=
FQ-2FFRaRff737E8xHN3a-2BXSFp-2Fn-2FdrITtZpob2bfaGEDZK0uEijc39ZS1BGbCv-2FrDf=
PnPu1HE-2FIYYr3nRQL5C2HXcgkNNtMh0iKosNUri9Bil1JZQHe5lM5iKjigshCLiAj-2Fd2HQQ=
ai3wZeiQ8CB6lYswx6rj8MiMNmmxOJ98IzQq5lo-2ByThNrkjvvx7z0fGCJui1EFS7ZR5Ktcd2p=
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yJvXEDo7H2xFsek9kjuDSPgbgMMGbO4KSNnwhl4mMbmOu7FAwR5BXzbxhZ3NShjzP8RpzAH5r3q=
aRh7wMv5EBfdn4NSAqgmw-3D-3D" universal=3D"true" style=3D"color: #330072; te=
xt-decoration: underline; font-weight:normal;">Virgin Galactic</a></td>

                                        </tr>

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; font-weight: 700; =
line-height: 24px; text-align: left;">$1.86<br>

<span style=3D"color: #0EA800; font-size: 14px;">$0.30 (+19.23%)</span></td=
>

                                        </tr>

                                    </table>

                                     =20

                                      <!-- Outlook hack for multiple column=
s -->=20

                                      <!--[if mso]></td><td><![endif]-->=20

                                     =20

                                      <!-- Column 6 -->

                                     =20

                                      <table class=3D"halfwidth" width=3D"1=
71" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left" style=
=3D"float:left;">

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; line-height: 24px;=
 padding-top: 25px; padding-bottom:5px; padding-right: 10px; text-align: le=
ft;"><a href=3D"http://ablink.daily.sofi.com/uni/ls/click?upn=3D62LepVu039-=
2FQ-2FFRaRff737E8xHN3a-2BXSFp-2Fn-2FdrITtZkftXsyyW5YOVcSmviNPuG9tro5ibrDfen=
cnhWlqvZAaGP1PXZlD6aHZz0Ocp6FmwWoxiLU7-2FgNURb-2BUVKJnXTcwinPTuiQCv7Ev1L-2F=
obPykLZ1kAv7ymfRbOVyRJ2U3Z0xwmp6NU6eHUH-2FDGXFocRubGCq8EcZwh66J0sbQb3Z8HeeJ=
FhOFbMC-2FvezNgVtpaEaMaIAGSuxxZVD0Qz5nfSDXMPWA2bCAeetKiyjtUzaCqpuso9dQVs8d-=
2Bj3d5sIKjjrZk80UhNCbpPhq1ttpBSmDBTQceNTkBUToxsMWoXFWg68MXLLcSyEt-2FrlolfiZ=
gUOhrrHqA9KJubCJXDYhUSXA1QyE9rj-2FpUw-2BH9Bkrq4uZKaD4geX2IBwRVR2Yv7opkz8k3T=
UISkYPjU8VBspzsxPcSmPjRDnRQyTbEQeS3Nf-2Fgs0EDTg7EkEF-2FiKhMvAY-3DgY6H_y6r4Y=
-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUT=
S0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTO=
yrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbj=
VnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-=
2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtC=
rXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZV=
va-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2=
BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2=
FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjov=
Y4R6ZbIiVVdd-2F1VwiJDKWFhmHE6YINx6Lpfa4VLAHV7zlUSQrv3MBim6brqiQgv6whRmBl5H1=
2kw4RiOULb-2BNUY9W05I1T0-2F37C8D-2BuXmr7ld8Wr4ODLsxdRqZBTlMTLSKjs-2BW-2FHnh=
gASwVN6VHd0lOHilqZHhjnqQ-3D-3D" universal=3D"true" style=3D"color: #330072;=
 text-decoration: underline; font-weight:normal;">Oatly</a></td>

                                        </tr>

                                      <tr>

                                          <td style=3D"color: #330072; font=
-family: 'Larsseit', Arial, sans-serif; font-size: 18px; font-weight: 700; =
line-height: 24px; text-align: left;">$0.55<br>

<span style=3D"color: #E03E52; font-size: 14px;">-$0.05 (-8.12%)</span></td=
>

                                        </tr>

                                    </table>
</td>

                                </tr>

                                </table></td>

                              <td width=3D"25">=C2=A0</td>

                            </tr>

                              <tr>

                              <td width=3D"25">=C2=A0</td>

                              <td style=3D"font-size: 30px; line-height: 30=
px;" height=3D"30">&nbsp;</td>

                              <td width=3D"25">=C2=A0</td>

                            </tr>

                            </table></td>

                          <td width=3D"16">=C2=A0</td>

                        </tr>

                      </table>

                    </div>

                   =20

                    <!--[if gte mso 9]>

    </v:textbox>

  </v:rect>

  <![endif]-->
</td>

                </tr>

              </table>

   <!--		BANNER ADD -->

<!-- banner -->

<table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-col=
or: #ffffff;">

    <tr>

       <td class=3D"sidepaddingnsbn" width=3D"25">&nbsp;</td>

            <td style=3D"padding-top:35px; padding-bottom:50px;">
			=09
				<a href=3D"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2=
FFRaRff730UOqtvMEqQaFgkSWZWKT85ulAw15sDumF60sMdL-2B1sev04Wc6FCe8yWm2N-2B-2B=
mq4-2FAEjosUxf7jZ-2BCFKx-2F9CBRxyHgBPp6ME8JiIrj-2FBW2kRUBNUe99oXIf4ur-2FNGr=
eM0hFsPfIA9QrE3iTmDt8y7YCFCpHDA3Ln5jbJSqUcnyvYoMfzNs46zNsbVPPpiMI5CjVgQx0zX=
a0MHCHnCyZW6jRjxF9XnY-2BkZUOXuvCjAV01SFmbndysEeO-2BjWhBIV7vAmlJiGsHpJhN8cNj=
gP-2BssaOBFMBe4HdKYYWS5FtJB2u4T9Tc_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L=
32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbx=
wuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6=
yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q=
4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCup=
LDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8V=
nfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteV=
UzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2Bu=
XUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvS=
sjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddBfK2qTwzfIHkfJW-2FWjq8v=
-2BowdrMqeu1SrwSivSAdXtT9mGhpJs-2FpQ6hI5zKpl2XCtgmKa0SWOpXt9xy1AohhCTwG3CRH=
KgQjZ0DrCd8QclvBX6ni52NZBnUzpU8ZRi-2BO8x-2BHKKAdZ60aLwnmgx7C-2FQ-3D-3D" tar=
get=3D"_blank">
				=09
				<img class=3D"mobhide" alt=3D"" width=3D"550" border=3D"0" hspace=3D"0"=
 vspace=3D"0" style=3D"vertical-align: top;" src=3D"https://d32ijn7u0aqfv4.=
cloudfront.net/wp/wp-content/uploads/raw/HL23-1373080-L2-Daily-Newsletter-B=
anner-ALT-1%402x.png">
				=09
				<!-- MOBILE -->

				<!--[if !mso]><!-->

				<img src=3D"https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads=
/raw/HL23-1373080-L2-Daily-Newsletter-Banner-ALT-1%402x.png" class=3D"mobsh=
ow" alt=3D"" border=3D"0" hspace=3D"0" vspace=3D"0" style=3D"display: none;=
 width: 100%;">

				<!--<![endif]-->

  </a>
		</td>
  <td class=3D"sidepaddingnsbn" width=3D"25">&nbsp;</td>

  </tr>

  </table>
	=09
		<table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-=
color: #ffffff;">
    <tr>
      <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; line-=
height: 0px; max-height: 0px;">=C2=A0</td>
      <td align=3D"left" valign=3D"top" height=3D"1" style=3D"background-co=
lor: #CCCCCC; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-r=
space: 0pt; mso-line-height-rule: exactly; line-height: 2px;"><!--[if gte m=
so 15]>&nbsp;<![endif]--></td>
     <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; line-h=
eight: 0px; max-height: 0px;">=C2=A0</td>
    </tr>
  </table>

  <!-- // banner -->

<!--		BANNER ADD -->
	=09
	=09
<!-- Welcome letter	-->



<!-- // Welcome letter -->
	=09
		 <!-- Event section -->

   <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-=
color: #ffffff;">
    <tr>
        <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        <td class=3D"mobtoppadding50 mobheadlinearticle1" style=3D"color: #=
201747; font-family: 'Larsseit', Arial, sans-serif; font-size: 22px; font-w=
eight: 800; line-height: 30px; padding-top: 50px; padding-bottom: 20px; tex=
t-align: left;">Inflation nation: Where is the cost of living low?</td>
        <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
      </tr>
      <tr>
       <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td style=3D"color: #717076; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 16px; line-height: 24px; padding-top: 5px; text-a=
lign: left;">
			Prices are high but the cost of living varies from city to city. With so=
me predictable places ranking high, you may be surprised to see the destina=
tion at the top.<br>
<a href=3D"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRa=
Rff735Qxsu6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfB5MzTDr4PRetK970ANgMzAoP0YIW=
cBOgkVuQKL-2BwfgLvcaVKj7paTrgNA-2FCNp2hhsZK-2BEXL3OEji9xMk0faCmvV6lC-2BrkJu=
lrj7SekN9Ljym-2BHUA3xmW1-2Frof6IVGQ7ihG7rCstjyAMPe5HdRT5rxKErNb1VJyv8s9dnLa=
7J8vtIjgpo6mRYaf-2Bwmu7aJs5xzxhhocmKdJLMzOTHNAFH74qO41Vj4RbNHkeIUx2dtO3kxwa=
oH9FlnZpQlRTOgXEwtKAPYjHlvE97pz8ekG9FYnQ23ei4B0N71lfiodwSS030-3DcZpz_y6r4Y-=
2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS=
0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOy=
rO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjV=
nejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2=
BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCr=
XfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVv=
a-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2B=
IeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2F=
iUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY=
4R6ZbIiVVddROCUOwMKVFuAnnyDoVz-2BxF4s0eKimnKt93KRXkCLd6Flq68oO6r1UalgsmQC-2=
BeuqkblTlvzjNnla9SWexk5ZBgEkOwQivGLr9fsLI8xqA0-2B3Bn4Ya4RN0BeI55pitnP1o25A2=
0QQx1CWWkDTJ5nJ6w-3D-3D" style=3D"color: #00819D; text-decoration: underlin=
e;">Read more&gt;&gt;</a>
          </td>
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
      </tr>
    <tr>=20
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        <td class=3D"mobtoppadding0" style=3D"font-size:14px; line-height:1=
4px; padding-top:35px; padding-bottom:0;">
			<a href=3D"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2F=
FRaRff735Qxsu6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfB5MzTDr4PRetK970ANgMzAoP0=
YIWcBOgkVuQKL-2BwfgLvcaVKj7paTrgNA-2FCNp2hhsZK-2BEXL3OEji9xMk0faCmvV6lC-2Br=
kJulrj7SekN9Ljym-2BHUA3xmW1-2Frof6IVGQ7ihG7rCstjyAMPe5HdRT5rxKErNb1VJyv8s9d=
nLa7J8vtIjgpo6mRYaf-2Bwmu7aJs5xzxhhocmKdJLMzOTHNAFH74qO41Vj4RbNHkeIUx2dtO3k=
xwaoH9FlnZpQlRTOgXEwtKAPYjHlvE97pz8ekG9FYnQ23ei4B0N71lfiodwSS030-3Dh6mY_y6r=
4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWA=
UTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCM=
TOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqL=
bjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG=
6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTD=
tCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2F=
ZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea=
-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq=
-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTj=
ovY4R6ZbIiVVddnvXDqWOUccY-2ByADcnVA9GHn18yyrAz9OzrTIDOO-2B0er-2Bm7-2BcIuu3l=
4YxUPBgiBPBkL21vvXH3m97bznZHLyrwxBXij3BhMBtOgckqVGxz65ae6zfOU-2BUuJoRYrhcUO=
Bnq-2Fm948SDx17Q3J-2F96vTgsg-3D-3D" target=3D"_blank" style=3D"color: #0081=
9D; text-decoration: underline;">
				<img class=3D"fullwidthsub" width=3D"500" alt=3D"piggy bank" border=3D"=
0" hspace=3D"0" src=3D"https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/=
uploads/raw/scenic-honolulu-oahu-hawaii-suburban-neighborhood-picture-id508=
168903-1.jpg" vspace=3D"0" style=3D"color:#ffffff; text-align:center; verti=
cal-align:top; width:100%;">
			</a>
		</td>
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
    </tr>=20
    <tr>
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
      <td class=3D"mobbottompadding50article" style=3D"color: #717076; font=
-family: 'TT Norms', 'Montserrat', sans-serif; font-size: 70px; line-height=
: 70px; padding: 0px; text-align: left;">&nbsp;
  </td>
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
    </tr>
  </table>
  <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-=
color: #ffffff;">
    <tr>
      <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; line-=
height: 0px; max-height: 0px;">=C2=A0</td>
      <td align=3D"left" valign=3D"top" height=3D"1" style=3D"background-co=
lor: #CCCCCC; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-r=
space: 0pt; mso-line-height-rule: exactly; line-height: 2px;"><!--[if gte m=
so 15]>&nbsp;<![endif]--></td>
     <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; line-h=
eight: 0px; max-height: 0px;">=C2=A0</td>
    </tr>
  </table>
	=09
	=09
  <!-- // Event section -->

  <!-- Top Story -->
      <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgrou=
nd-color: #ffffff;">
        <tr>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td class=3D"mobpadtop50" style=3D"color: #330072; font-family: '=
TT Norms', 'Montserrat', sans-serif; font-size: 12px; font-weight: 600; lin=
e-height: 16px; padding-top: 70px; text-align: left; text-transform: upperc=
ase;">MARKET RECAP</td>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        </tr>
        <tr>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td class=3D"mobheadlinearticle1" style=3D"color: #201747; font-f=
amily: 'Larsseit', Arial, sans-serif; font-size: 22px; font-weight: 800; li=
ne-height: 30px; padding-top: 25px; padding-bottom: 20px; text-align: left;=
">
			  US stocks fell on Thursday, ending the S&P 500 and Nasdaq Composite=E2=
=80=99s longest winning streaks since 2021
			</td>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        </tr>
		 =20
		 =20
        <tr>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td style=3D"color: #717076; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 16px; line-height: 24px; text-align: left;">
			  <ul>
	<li><strong>Stocks weakened following remarks by Federal Reserve Chairman =
Jerome Powell,</strong> who said the door for additional interest rate incr=
eases remained open, if inflation stayed elevated and economic growth stron=
g.</li>
<br /><br />
	<li><strong>Disney shares jumped 6.9%</strong> after topping expectations,=
 announcing more cost cutting, and added 7 million in Disney+ subscribers. =
</li>
<br /><br />
	<li><strong>Virgin Galactic shares skyrocketed 19.2%</strong> after the sp=
ace tourism company announced it will pause spaceflight operations in 2024 =
to focus on developing its Delta-class spacecraft. </li>
<br /><br />
	<li><strong>In food earnings, shares of Oatly dropped 8.1% </strong>after =
missing analyst projections. Krispy Kreme shares also declined 6.6% after f=
alling short of expectations.</li>
</ul>
			</td>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        </tr>
		 =20
		 =20
        <tr>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td style=3D"color: #201747; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 16px; font-weight: 600; line-height: 24px; paddin=
g-top: 35px; text-align: left;">
			  What to be on the lookout for today
			</td>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        </tr>
		<tr>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td style=3D"color: #717076; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 16px; line-height: 24px; padding-top: 5px; text-a=
lign: left;">
			<ul>
	<li><strong>We will get an early look at consumer sentiment</strong> in No=
vember. </li>
</ul>
			</td>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        </tr>
		 =20
		 =20
		 =20
		 =20
		 =20
        <tr>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td class=3D"mobbottompadding50article" style=3D"color: #717076; =
font-family: 'TT Norms', 'Montserrat', sans-serif; font-size: 70px; line-he=
ight: 35px; padding: 0px; text-align: left;">&nbsp;</td>
          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        </tr>
      </table>
      <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgrou=
nd-color: #ffffff;">
        <tr>
          <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; l=
ine-height: 0px; max-height: 0px;">=C2=A0</td>
          <td align=3D"left" valign=3D"top" height=3D"1" style=3D"backgroun=
d-color: #CCCCCC; border-collapse: collapse; mso-table-lspace: 0pt; mso-tab=
le-rspace: 0pt; mso-line-height-rule: exactly; line-height: 2px;"><!--[if g=
te mso 15]>&nbsp;<![endif]--></td>
          <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; l=
ine-height: 0px; max-height: 0px;">=C2=A0</td>
        </tr>
      </table>
<!-- // Top Story -->

  <!-- Event section -->

   <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-=
color: #ffffff;">
    <tr>
        <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        <td class=3D"mobtoppadding50 mobheadlinearticle1" style=3D"color: #=
201747; font-family: 'Larsseit', Arial, sans-serif; font-size: 22px; font-w=
eight: 800; line-height: 30px; padding-top: 50px; padding-bottom: 20px; tex=
t-align: left;">A salute to veterans</td>
        <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
      </tr>
      <tr>
       <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
          <td style=3D"color: #717076; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 16px; line-height: 24px; padding-top: 5px; text-a=
lign: left;">
		With home prices as high as they are, saving up for <a href=3D"http://abl=
ink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9XURM5Z2e5gvCv=
Z4evSpm95i3J2Z3RNHhh1kUJhiQ45I5IPv0MKlasr1zvr6EUd9gxDAY0J2tySBrYIFnkCoKMgAk=
GflgS-2FD9LQ2N3W3XdHdk6s3p6C7Fma55i-2BP36bFVN-2FhbGzdvOVgBnHkO5d2zh0WyJjQSK=
PgOzNy0LdadsOjiUFRMMshVeMaNOqwXKsePuU6BO1y8-2BhUJ6GYc70I-2B-2FmygFFDFDLc-2B=
FPakhkBc4FxB3tfZ8-2BMyiowC3urcz0o3EjLbGOWIkpJo1BKk-2Flb8jaZuUBe7nKKZBlRRqRx=
4ry-2BnZoBib2H9RTmX8PrRRg-3D-3DqisK_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6=
L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8db=
xwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p=
6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3=
Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCu=
pLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8=
VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2Bte=
VUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2B=
uXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpv=
SsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVdd5kMd6ZSVBBgKlbJGyeMu4L=
H3EeDa6CcXTvLqsxQkFVJyTK8Ube2-2BZN-2FmfiuSnF0y581LAu1L55UKN0WCHlaHmzhgJG7Uy=
3DJYYX-2BZ6em-2FAtZRd8LbLPaABOLuoYcMRew5NuApZSIJB-2Fjd3DoJECxBQ-3D-3D" styl=
e=3D"color: #00819D; text-decoration: underline;">a down payment</a> can se=
em like an insurmountable task.
<br><br>
If you are an active-duty service member, veteran, or reservist, <a href=3D=
"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9XU=
RM5Z2e5gvCvZ4evSom2UPPQvghUBEEaaNV3iaC-2BGncz02lPXfYv4Cyqv2KJkor-2BzlHrfb1o=
TOjuKAvq5hLCG7sIOBFPxYxHTuDEby8sDDa3AcGmuemxyp4kMTP-2F9puEDxZe2dMmmI0RvPq9d=
-2Biq481ilA0fmAagmmi4KiTjHlPt93ct2domrhAAXLwZLZJh7ApormQ05mZp3q-2B73lz6m81-=
2FZE-2Fm3zPQgeeu6ytb9LGgrTmFK-2Bs33I6ZkAOE6bHre2IYdPNySYK-2Fs7Kd57ChSfg-2Bf=
TlLSc3QWBPqLhV7c96xbRXZiu2orIELlbkmQVZBKtIpVsrFP3W8G1Lk4M-3DCktc_y6r4Y-2Fjy=
z39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtK=
WQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I=
-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejS=
Tm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51=
P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdg=
yQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2B=
BwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIY=
sIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvV=
E47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6Z=
bIiVVddYXMaXsXac7-2Bhghms58NHEO9HyEzMkcN9ES0Wou36fyzlrfwWSO1XaC5KqSKmgO3liA=
Bfl0cT3XTBcFA4ZmERSjL-2Bqe1ELa3jV1TRM8WP02yn0ZdwzbUbfwS5axzmMjYKx5dtiJOZaqF=
5NCXuJAcE2g-3D-3D" style=3D"color: #00819D; text-decoration: underline;">yo=
u could be eligible</a> for a more affordable financing option: <a href=3D"=
http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9XUR=
M5Z2e5gvCvZ4evSom2UPPQvghUBEEaaNV3iaC-2BGncz02lPXfYv4Cyqv2KJkor-2BzlHrfb1oT=
OjuKAvq5hLCG7sIOBFPxYxHTuDEby8sDDa3AcGmuemxyp4kMTP-2F9puEDxZe2dMmmI0RvPq9d-=
2Biq481ilA0fmAagmmi4KiTjHlPt93ct2domrhAAXLwZLZJh7ApormQ05mZp3q-2B73lz6m81-2=
FZE-2Fm3zPQgeeu6ytb9LGgrTmFK-2Bs33I6ZkAOE6bHre2IYdPNySYK-2Fs7Kd57ChSfg-2BfT=
lLSc3QWBPqLhV7c96xbRXZiu2orIELlbkmQVZBKtIpVsrFP3W8G1Lk4M-3DOKgg_y6r4Y-2Fjyz=
39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKW=
QxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-=
2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejST=
m-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P=
4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgy=
Qc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BB=
wPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYs=
IO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE=
47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6Zb=
IiVVddGKixBxlw-2F5NKfOtZYM4rAMfICGDDgDxEBqZB7cyPqrf8FPcphJzmOy2hN6xo2Hoc-2B=
iirTpOBjRFqV4DSTNpLdtX5VGe8wSA0Xefir2J-2F-2BSq6rid6MOGIV6zFJII-2BTAvL-2FpbW=
logGFeZ-2Fwz4Zkw-2BkLQ-3D-3D" style=3D"color: #00819D; text-decoration: und=
erline;">a VA loan</a>.
<br>
<br>=20
These <a href=3D"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ=
-2FFRaRff738U9XURM5Z2e5gvCvZ4evSrKvgHA2VsL2-2B7BtFY6stIAEvr6-2FHTKqCo1TksUO=
RwH9uxI1BmHe1bpHZbQTQ81rhzi-2B8F4DcHrrtTZ1XBU3aC-2FVnm5zYzO-2FWXlNPGCOVh6Tf=
BJT594ZskP4uTquGXEADyOs0yvsPivshl-2B5foWJxl0iflkVKNoKJPRuyYl0pAHlppfN3Kn1r0=
iAcnoMuDn9rRtOI07n-2FM-2FCJ8CNUIAP-2Bqj66-2BCuhK2X2mbpls9xAJKqUG4Oe35xf4Tvx=
2KSMze3330-2FjSlQpDs8lOU-2Fesib-2Beab56Ebhn67s5WhNMpryB235P0dlL1rtljhDOhIIv=
8rxg-3DSXQM_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6r=
wb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN=
3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS=
33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7=
IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcp=
p4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2B=
Au9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9=
QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEI=
v0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnO=
Pul5cKSb5lOisTjovY4R6ZbIiVVddC6qcNUnterc343j3vKYKlb1BZd-2FFEWHHVJEAdpiiZvDG=
fjiPtBUOq-2BoNQfuqi1RLNeK-2FapBYPdJLAOtccgmhmk7NyL0G3FGoGnLWKdNZYqubHngA25g=
BPbbZtEnv-2BImEmSS2BwCPN4ZHYMa0QqXpUg-3D-3D" style=3D"color: #00819D; text-=
decoration: underline;">loans</a> are backed by the Department of Veterans =
Affairs, and often have lower interest rates and <a href=3D"http://ablink.d=
aily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9XURM5Z2e5gvCvZ4evS=
pMJQYAqwxBseBdgKLPKlcZer7hM-2F2gb4t7GLhKYRA3nqRFs12FiufnPCT2B0rQfSq2xvsleVI=
WNFEvJ2-2BnmPgJXtcCM7oOu45jFyilQ2dORlJZMv7lkZHyLmBpOG4sO0fqYCSTcoRI-2BFsgGV=
-2F-2BAnBzZ-2FOepvuCOYf1hJkBn8PI1Q5Q40L8nBnUXqCr1OPYbHkbW1USfcy0drFAfU8B3AP=
-2F1X9FA5c8DwQ4bXYPbyE5eC1Z0eacUHmPxIaIp2y5fmnuAwmq4OZQMGtWTp0Liy7ynJHwevs9=
eMJ5orgc5cmUTDWMl-2BHe-2BABqswgDw9SWRks-3Dveby_y6r4Y-2Fjyz39fUgiIVZvxszI1-2=
BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy=
4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLE=
BU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFF=
aBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2=
FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0=
eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTe=
GF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcq=
hRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8=
DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddl5-2BSPFQUT=
kUQMqc1Ex-2BCH11ObwxSh1ypWV7pHjHI-2FnMVvWX-2BYhLqv0wvv2nrTbBVIY3nJMRI4iPMFH=
dJUanhrMK0NAVlcryfcuTBPyAbV0qOXWaJh-2FmT-2F-2Flg1omuHwALt7QjSdrLPJuNA-2B6tl=
rxnXA-3D-3D" style=3D"color: #00819D; text-decoration: underline;">closing =
costs</a>. Importantly, they also have no down payment, or <a href=3D"http:=
//ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9XURM5Z2e=
5gvCvZ4evSrKvgHA2VsL2-2B7BtFY6stIAWA2tzv2A-2BGQsDhffR-2F-2B8CF5DEW6gLgBX02m=
jCJK8PTFVcOMlXhbtfq-2FmteyeBAyFYfWQEqLka9WTj0F8tqQupKWa1D4iUy4RWZxqcmm7zXM5=
fqSgYZ0eCSpxuYYWTHoLCpyD3dxbKUENRHslsd7K04XkxuFEdfu3J3NTh-2FRb-2BSCv-2FgRvS=
YOXeIke37Pebs0xAgowUWqKSdkoI-2B2DKtbvDKxcAWmXoD9WwTJpTx5HZ3Dv-2BLhSTvJiGFYo=
ZmlJrnBG93b8yxskY2XCUk5M1X7kKA-3D-3DyFy__y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX7=
62wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiO=
kh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qI=
USi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h=
-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-=
2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5X=
YMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY=
-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Z=
h3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI=
0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddzeKq3B9Mrh5uIZ-2F=
KEukvVQR8yl9glbVD-2Fx5jhH-2B03DMKtnyoygft-2FLPoHxlqpljfRKcunTHdogD6cQpYFUO-=
2FBheafXZjtLMDWW2y91bvovx1G1JsswbPED8OSIxo48Pre6WDZ92zF-2FTVXtqQFZYBpQ-3D-3=
D" style=3D"color: #00819D; text-decoration: underline;">private mortgage i=
nsurance</a> requirements.
<br><br>
<strong>What to know </strong><br>
Prospective borrowers need to request a Certificate of Eligibility through =
the VA to demonstrate they qualify for one of these government-backed loans=
.
<br><br>
They can only be used on a property that will serve as your primary residen=
ce, including a single-family home with up to four units, a condo in a VA-a=
pproved project, or a manufactured home.=20
<br><br>
While a VA loan offers competitive terms, you should still assess your fina=
ncial health before making a purchase, and learn more about <a href=3D"http=
://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff730UOqtvMEqQ=
aFgkSWZWKT85e89auL1Ia3bNcstADI-2FhoTpzGC3360sHbCJj0XAALVTwXxJdnjJt5cY29MJ00=
NiZ1d1-2FBlrGvwO9EEv7QYAqRDX1mvVFUSS9GkfAWC04R8xIKGAdzX4g6j1O48Pe-2BO81jXd3=
IYJLPtmcbqSZ3hznTtuQwSLqlrpA9Rf4juKDEUjwzJs87A1iVOJxwemJx2UJxRbq4eBN0OJwtBj=
n0lXlPGPH0LlDJWD6gwvQDyLabZMVPkKAe0Z0w-2BLZWbfn-2BVvsod2neXtPdb3-2FnUROHM6t=
QouYc_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAn=
kNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88=
pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3B=
Kv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSe=
SaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbz=
A3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3=
wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6Bm=
OqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2B=
ebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cK=
Sb5lOisTjovY4R6ZbIiVVddQcGvMhnOt20CReN6lSm-2B5uC7gdimlaMlIX8TcZmWpp3U6IDKTa=
HgmL7nRv83VeJAKaVPC-2BZkf1-2FJcwqGJoUvetFPz0vwMG6DteZNhIW29qrhsaOhqPnl4haHO=
8lvLSlMvOEysSfUH64AFDuktudM5w-3D-3D" style=3D"color: #00819D; text-decorati=
on: underline;">what kind of a home you can comfortably afford</a>.=20
          </td>
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
      </tr>
    <tr>=20
      <td class=3D"sidepadding" width=3D"50">=C2=A0</td>
        <td class=3D"mobtoppadding0" style=3D"font-size:14px; line-height:1=
4px; padding-top:35px; padding-bottom:0;">
			<a href=3D"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2F=
FRaRff738U9XURM5Z2e5gvCvZ4evSom2UPPQvghUBEEaaNV3iaC-2BGncz02lPXfYv4Cyqv2KJk=
or-2BzlHrfb1oTOjuKAvq5hLCG7sIOBFPxYxHTuDEby8sDDa3AcGmuemxyp4kMTP-2F1HcopaBq=
xXYcFkByziC6F7F8aGq8wyolizDWrOHk2St4zNTvwyVO4WtJrKEoxaUoQVBeEYht2du1O8skOmx=
RoXHsfZTPzUYaUpBoWCFcwxb3n55x0s9B5r09mZ1mvt3-2B4hODGU0ml89eoPu4LUJXd86DC2DV=
lOFJxYHw88tI20NVQDIvGT2fXcC-2Fob0vLIDzsG11OFssP3ZoOUBlexKRfNiYw5G7gGl6Azovj=
jtYuZnTf1M_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rw=
b8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3=
uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS3=
3Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7I=
etaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp=
4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BA=
u9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9Q=
Qi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv=
0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOP=
ul5cKSb5lOisTjovY4R6ZbIiVVddvgmofIvIVWul4r99tpTJH22uAFV7uS2PkwnhqQtqxwgMJJo=
wDksaB0NI5dQztxNUoX6x-2Fq-2FonmRIN-2FN47W4myyGGYx4NmtC2zmAnP5UJmnqvjwhcb6zZ=
XvHdrLxv04qUOpXERlZC40FbapUiYxCoPA-3D-3D" target=3D"_blank" style=3D"color:=
 #00819D; text-decoration: underline;">
				<img class=3D"fullwidthsub" width=3D"500" alt=3D"piggy bank" border=3D"=
0" hspace=3D"0" src=3D"https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/=
uploads/raw/soldier-returning-home-from-the-military.jpg" vspace=3D"0" styl=
e=3D"color:#ffffff; text-align:center; vertical-align:top; width:100%;">
			</a>
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    </tr>=20
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      <td class=3D"mobbottompadding50article" style=3D"color: #717076; font=
-family: 'TT Norms', 'Montserrat', sans-serif; font-size: 70px; line-height=
: 70px; padding: 0px; text-align: left;">&nbsp;
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  <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-=
color: #ffffff;">
    <tr>
      <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; line-=
height: 0px; max-height: 0px;">=C2=A0</td>
      <td align=3D"left" valign=3D"top" height=3D"1" style=3D"background-co=
lor: #CCCCCC; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-r=
space: 0pt; mso-line-height-rule: exactly; line-height: 2px;"><!--[if gte m=
so 15]>&nbsp;<![endif]--></td>
     <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; line-h=
eight: 0px; max-height: 0px;">=C2=A0</td>
    </tr>
  </table>
	=09
	=09
  <!-- // Event section -->

<!-- Article 1 -->
	<!-- Article 1 -->

<!-- Background color inlay -->
      <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgrou=
nd-color: #ffffff;">
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s', 'Montserrat', sans-serif; font-size: 16px; line-height: 28px; padding-t=
op: 20px; padding-bottom: 10px; text-align: left;">
			  <table bgcolor=3D"#FED880" class=3D"fullwidthsub" width=3D"500" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgr=
ound-color: #FED880;">
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					  <td valign=3D"top" style=3D"color: #201747; font-family: 'Larsseit',=
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adding-top: 30px; padding-bottom:11px; text-align: left;">
						  <strong>Does college prepare you for the workforce? Nearly half of =
employees say no</strong>
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				  <td class=3D"sidepadding" width=3D"30">=C2=A0</td>
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'Montserrat', sans-serif; font-size: 16px; line-height: 28px; padding-botto=
m: 16px; text-align: left;">
					A college education could still leave you feeling ill-equipped on the =
job. This is what employers are doing to help.
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om: 30px; text-align: left;">
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cing=3D"0" cellpadding=3D"0">
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mobpadleft30 mobpadright30" align=3D"right" valign=3D"middle" style=3D"font=
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lign: middle; padding: 12px 60px;">
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lze8-2F5peUtm9o7pQ7WvzvHp9yw-2B-2F78UNZWk219DGveptVc-2FfYMeoIfj8Epn2AXyd487=
EdSlfQiyYBBLMe61J3MEoWXlF-2FsKXLAkNkpEl2QxPPOQ9EyFkD6M-2FuuPIzkBQNvk8m7TiMQ=
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EIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMms=
nOPul5cKSb5lOisTjovY4R6ZbIiVVddhB4ReE40fqxdd57uJxDb7tD-2FYgVmYEbw7GjxmXm-2B=
Jj-2FqJ2xb5YuiL2bc5hJcceH6VIeLHRfNo6GHMyDRJ98IFhDTyJ9iQMmmW6eOEE8ul18-2FxlT=
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"background: transparent; color: #FFFFFF; display: block; font-size: 14px; =
line-height: 24px; text-align: center; vertical-align: middle;">
									  Read more
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<!-- // Background color inlay -->
	=09
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ing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgrou=
nd-color: #ffffff;">
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          <td valign=3D"top" style=3D"color: #424242; font-family: 'TT Norm=
s', 'Montserrat', sans-serif; font-size: 16px; line-height: 28px; padding-t=
op: 30px; padding-bottom: 10px; text-align: left;">
			  <table bgcolor=3D"#330072" class=3D"fullwidthsub" width=3D"500" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgr=
ound-color: #330072;">
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					  <td valign=3D"top" style=3D"color: #FFFFFF; font-family: 'Larsseit',=
 Arial, sans-serif; font-size: 22px; font-weight: 600; line-height: 22px; p=
adding-top: 30px; padding-bottom:11px; text-align: left;">
						  <strong>This AI startup aims to advance women=E2=80=99s health</str=
ong>
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					  <td class=3D"sidepadding" width=3D"30">=C2=A0</td>
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'Montserrat', sans-serif; font-size: 16px; line-height: 28px; padding-botto=
m: 16px; text-align: left;">
					Backed by former Meta COO Sheryl Sandberg,  health tech startup Cercle=
 hopes AI holds the key to advancing women=E2=80=99s health and fertility.
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'Montserrat', sans-serif; font-size: 16px; line-height: 28px;  padding-bott=
om: 30px; text-align: left;">
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lign: middle; padding: 12px 60px;">
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				</tr>
				  <tr>
				  <td class=3D"sidepadding" width=3D"30">=C2=A0</td>
				  <td valign=3D"top" style=3D"color: #FFFFFF; font-family: 'TT Norms', =
'Montserrat', sans-serif; font-size: 16px; line-height: 28px;  padding-bott=
om: 30px; text-align: left;">
					  <table border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
                      <tr>
                        <td style=3D"color: #201747; padding-bottom: 0px; p=
adding-top: 0px;">
                          <table class=3D"ctamobwidth" border=3D"0" cellspa=
cing=3D"0" cellpadding=3D"0">
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mobpadleft30 mobpadright30" align=3D"right" valign=3D"middle" style=3D"font=
-family: 'TT Norms', 'Montserrat', sans-serif; font-weight: 600; vertical-a=
lign: middle; padding: 12px 60px;">
								  <a href=3D"http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039=
-2FQ-2FFRaRff738U9XURM5Z2e5gvCvZ4evSoFzfM8wr6lLkXn2aHUVwvocZKNqkw9-2BgAXeBD=
0sd6UAzi3pCwhTS0FToWx5vE4QjFyOu5EfxLgpoL-2FbntLNzkRSj-2BhMbXm-2BYvJBS9LElMN=
9-2BcPtf-2FtWCJAR7w6liY2usdHTJVxJBYDuOVA65g9N69GnjDO85G4MK4lr3jeEnshatky8LO=
QKZRD6lVt-2BI8TifgrFChabvK2qBsiNQiznpAqZGAxeePT01QETqLn83WkQKvZSTnSEUCMyO7G=
f1ipFOO7SNJShdl1-2F4qAzEItERadS7ehUjo262jwgmgaKJAkvA-3D-3DATBl_y6r4Y-2Fjyz3=
9fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQ=
xACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2=
FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm=
-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4=
T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQ=
c2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBw=
PgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsI=
O7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE4=
7bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbI=
iVVddzwZGD6liw82u8s2utgserPcCrRY1vuZ-2FYfE-2BjKgNoU6WbE4ZI3cM2HTNQZvkSCrOLr=
ouycQEhbJ1zTj81sQldbWOaWamcrMEtSuH3Lat8zMOOUlobBY86JKNpk-2ByQO33k9VOLgyxSym=
7GTEumrV-2FNw-3D-3D" valign=3D"middle" style=3D"background: transparent; co=
lor: #FFFFFF; display: block; font-size: 14px; line-height: 24px; text-alig=
n: center; vertical-align: middle;">
									Read more=20
								  </a>
							</td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
					  </td>
				  <td class=3D"sidepadding" width=3D"30">=C2=A0</td>
				</tr>
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			</td>
          <td class=3D"sidepadding mobhide" width=3D"50">=C2=A0</td>
        </tr>
      </table>
<!-- // Background color inlay -->

      <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgrou=
nd-color: #ffffff;">

        <tr>

          <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; l=
ine-height: 0px; max-height: 0px;">=C2=A0</td>

          <td align=3D"left" valign=3D"top" height=3D"1" style=3D"backgroun=
d-color: #CCCCCC; border-collapse: collapse; mso-table-lspace: 0pt; mso-tab=
le-rspace: 0pt; mso-line-height-rule: exactly; line-height: 2px;"><!--[if g=
te mso 15]>&nbsp;<![endif]--></td>

          <td class=3D"sidepadding" width=3D"50" style=3D"font-size: 0px; l=
ine-height: 0px; max-height: 0px;">=C2=A0</td>

        </tr>

      </table>


<!-- // Article 1 -->

<!-- // Article 1 -->

<!-- NSBN -->



<table bgcolor=3D"#00A9CE" class=3D"fullwidth nsbn" width=3D"600" cellspaci=
ng=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgroun=
d-color: #00A9CE;">

	<tr>

		<td class=3D"sidepaddingnsbn" width=3D"40">=C2=A0</td>

		<td style=3D"padding: 60px 0px">

			<table cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"=
background-color: #ffffff; border: 1px solid #FFFFFF; border-radius:20px; w=
idth:100%;">=20

<tr>

  <td class=3D"sidepadding" width=3D"40">=C2=A0</td>

  <td class=3D"mobpadtop50" style=3D"color: #201747; font-family: 'Larsseit=
', Arial, sans-serif; font-size: 24px; line-height: 32px; font-weight: 700;=
 padding-top: 60px; text-align: left;">Other&nbsp;news&nbsp;that&nbsp;caugh=
t our&nbsp;eye</td>

  <td class=3D"sidepadding" width=3D"40">=C2=A0</td>

</tr>

<tr>

  <td class=3D"sidepadding" width=3D"40">=C2=A0</td>

  <td class=3D"mobpadbottom50" style=3D"color: #330072; font-family: 'TT No=
rms', 'Montserrat', sans-serif; font-size: 16px; line-height: 24px; padding=
-bottom: 70px; padding-top: 25px; text-align: left;">

	<ul style=3D"margin-top: 0; margin-bottom: 0; padding-left: 18px;">

	 =20

		<li><span style=3D"color: #717076;">

		  <a href=3D'http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2=
FFRaRff733zom4avGS2tzmaqqnWOBZUh05KYBePcJevVVJV1lwCN7Og1BPkbJ0n24Y5bFizXnVH=
2-2BxZ-2F9uGxI582eFiMTUcoVhJIyTiFRl-2Bqj4RdQi7rAM9obGSw5RRJGujyLmuICIwo4RD-=
2FN0aAcRDi-2BAAnkVA-3DjeK8_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1=
cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-=
2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M=
2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ=
2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUr=
V9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdy=
nS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYp=
jJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSm=
Hpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDs=
lQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddpawBZ1qStb-2FMruHaOZkLuJJS7QHV7=
WQCmSYFhQwux2JayQRE4eB6lzvZl39ja8mgN95Uv2MhZE83LCueY0xYQE-2FgYcFpNyjvtllHvd=
nildmgTb-2BU3AX3S3eKDMJWqOY-2FdheUreszyi0xj7hLB78XSw-3D-3D' style=3D'color:=
 #00819D; text-decoration: underline;'>SoftBank posted a $6.2 billion quart=
erly loss following the collapse of WeWork</a>. The Japanese investment gia=
nt owned a majority stake in the coworking company. Its cumulative losses f=
rom the investment totaled $14.3 billion.

		  </span></li>

	=09

	=09

	  <li style=3D"padding-top: 10px;"><span style=3D"color: #717076;">

		  <a href=3D'http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2=
FFRaRff73z9-2FDuExyWNxTDQ-2BSEpVp9F0MnVxga2nAkEwFq0WZ04siLlbcI0eSYR7hq6IIfn=
rNDvuJMirOTKsvPpEXI5YtQShOWYCrFoxSSY05IWyws7yOVX5hh6Qs7VvkiUOn3nlzw-3D-3Dxw=
dI_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl=
5-2FWAUTS0rtKWQxACAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqS=
zVCHCMTOyrO9I-2FjvGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3=
sIbXqLbjVnejSTm-2FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaT=
c08JmG6-2BO51P4T9g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3O=
aq1YTDtCrXfdgyQc2rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9=
ulp-2FZVva-2BBwPgjikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqA=
pKH1ea-2BIeIYsIO7q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2Bebd=
fJbwpq-2FiUvVE47bFFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5=
lOisTjovY4R6ZbIiVVddSavgoi7CjHcfQMnKqJl5ie-2BiTX0j90lz-2FgpXb06S9Ic7NqJCVX4=
19lng-2BmxMmvNy06v1U3k3jAUhy1tC03RQF6foi8PHhhnzXOK-2F4LwJLyOBjAoh-2BbskSaVg=
qAk-2FMiweQV9xQHiXltPUUgch2-2F5Xpw-3D-3D' style=3D'color: #00819D; text-dec=
oration: underline;'>China slipped back into deflation</a> after the countr=
y=E2=80=99s consumer price index fell 0.2% year-over-year in October mainly=
 due to falling food prices, particularly pork.=20

		  </span></li>

	=09

	=09

	  <li style=3D"padding-top: 10px;"><span style=3D"color: #717076;">

		  Oil and gas company <a href=3D'http://ablink.daily.sofi.com/ls/click?up=
n=3D62LepVu039-2FQ-2FFRaRff739LT15Rc6of5x31jxfVOa9HMebq5OGS6ZJWiGsnnx6JDqGz=
WMOYkNV2fvZqTZaCuM5hijZ9rL8MTi3xcBpqvO53QyYrZIaBJk51ZXqSZ8177G8chE-2BmChldj=
yP9DS0qUOpdKLZh4sy-2BwHoKipTrlnUQf-2BXgIS9yffvhxPe4M0JF4ixjd_y6r4Y-2Fjyz39f=
UgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxA=
CAiXc5t0ynYBYy4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2Fj=
vGQvk1Gw-2FPLEBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2=
FbqXkFKXu5CkFFaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9=
g2wpr7ZmC9HZ-2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2=
rOqensVMDQbQt0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPg=
jikN0zY5Zm2pTeGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7=
q7jJZSrRC8wzcqhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47b=
FFLyPHQfosPmV8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiV=
VddSmRUHT3YmdaS4Cy74ELyAem24S-2Bx6XkcbDrJZCGuFs0RXD8IbPpzu-2FwJL7frdhZzNl5p=
Fe9JfIDCl8Z6hAM0pJEWv0KhUclHanwaFmiJaJWSfdahuqgno47QVvlPt0kRymJkaesCJnBWNDN=
EXNTE1A-3D-3D' style=3D'color: #00819D; text-decoration: underline;'>Shell =
is suing Greenpeace for $2.1 million</a> after activists boarded one of its=
 oil production vessels to protest oil drilling.

		  </span></li>

	=09

	=09

	  <li style=3D"padding-top: 10px;"><span style=3D"color: #717076;">

		  <a href=3D'http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2=
FFRaRff73wnmJ6ofyx1krujFDUko7b4uPgw6JUH0mEVMwtVykXn9AjNj6ggtt-2BexvnRofA2Xw=
1iyIArI94peTtTAsHDOkuLIMF2OFk7NxGw8lwh8aBnJWjy1_y6r4Y-2Fjyz39fUgiIVZvxszI1-=
2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAiXc5t0ynYBY=
y4lNYiOkh8dbxwuVabPG-2F0NE4B9HQ93LBN3uyU88pqSzVCHCMTOyrO9I-2FjvGQvk1Gw-2FPL=
EBU43qIUSi9p6yW3hqT0M2f0M8k4SdDboemS33Nx3BKv3sIbXqLbjVnejSTm-2FbqXkFKXu5CkF=
FaBAn2h-2FZ3Q4d3-2FxZ2BCpm-2FBdyynN7IetaSeSaTc08JmG6-2BO51P4T9g2wpr7ZmC9HZ-=
2FvDwy-2BxCupLDrxpMUrV9QR6od66ZaLNcpp4dVbzA3Oaq1YTDtCrXfdgyQc2rOqensVMDQbQt=
0eOMw5XYMFH8VnfFrNbdynS-2Fp8ewuo3-2BAu9sV3wp9ulp-2FZVva-2BBwPgjikN0zY5Zm2pT=
eGF74qY-2BteVUzjMMbYpjJW-2F1RG9kLRs9QQi6BmOqApKH1ea-2BIeIYsIO7q7jJZSrRC8wzc=
qhRz12Zh3-2BuXUpy5mSmHpz-2B-2BA-2FEIv0X-2BebdfJbwpq-2FiUvVE47bFFLyPHQfosPmV=
8DHKiSI0WJpvSsjBCJpDslQ56Xn6jskMmsnOPul5cKSb5lOisTjovY4R6ZbIiVVddB3-2FRPGoO=
tXj9ZnW8Yf16LGrzeSwJcrz07KZPeRY0jGtBX508iZ07D373VAWrZhQ9JJ3n7-2F3KZMMEtzbgV=
AOs5EKxdY1EBbw7IbAEeP67xmFNuY-2FfsXk-2FRlLbtvsaVgi-2BkI-2FzOxIqLwSk-2BBP495=
-2B3vw-3D-3D' style=3D'color: #00819D; text-decoration: underline;'>Hollywo=
od actors union SAG-AFTRA reached an agreement</a> with major studios follo=
wing a 118-day strike. The deal includes protections against AI and a <q>st=
reaming participation bonus</q>.

		  </span></li>

	=09

	=09

	=09

	=09

	=09

	</ul>

  </td>

  <td class=3D"sidepadding" width=3D"40">=C2=A0</td>

</tr>

			</table>

		</td>

		<td class=3D"sidepaddingnsbn" width=3D"40">=C2=A0</td>

	</tr>

		</table>



<!-- // NSBN -->

<!-- Quote -->

	=09

      <table bgcolor=3D"#ffffff" class=3D"fullwidth" width=3D"600" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgrou=
nd-color: #ffffff;">

        <tr>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

          <td class=3D"mobpadtop50" style=3D"color: #201747; font-family: '=
Larsseit', Arial, sans-serif; font-size: 24px; font-weight: 700; line-heigh=
t: 32px; padding-top: 70px; text-align: center;">Financial planner&nbsp;tip=
&nbsp;of&nbsp;the&nbsp;day</td>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

        </tr>

        <tr>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

          <td style=3D"color: #201747; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 20px; line-height: 32px; padding-top: 15px; text-=
align: center;">=E2=80=9CSetting a financial goal is all about having your =
money serve you. When a budget is too harsh and punitive, you might wind up=
 making impulse buys or otherwise overspending. If you know you have some c=
ash stashed for mood-lifting purposes, you can stay on track.=E2=80=9D</td>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

        </tr>

        <tr>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

          <td style=3D"color: #A5A3AA; font-family: 'TT Norms', 'Montserrat=
', sans-serif; font-size: 16px; line-height: 24px; padding-bottom: 20px; pa=
dding-top: 35px; text-align: center;">=E2=80=93 Brian Walsh, CFP=C2=AE at S=
oFi</td>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

        </tr>

      </table>

	=09

<!-- // Quote -->

<!-- Three squares  -->

        <table bgcolor=3D"#FFFFFF" class=3D"fullwidth" width=3D"600" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"backgr=
ound-color: #FFFFFF;">
<tr>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

          <td class=3D"mobpadtop50" style=3D"color: #201747; font-family: '=
Larsseit', Arial, sans-serif; font-size: 24px; font-weight: 700; line-heigh=
t: 32px; padding-top: 70px; text-align: center;">How&nbsp;did&nbsp;you&nbsp=
;like&nbsp;today=E2=80=99s newsletter?</td>

          <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

        </tr>
		=09
        <tr>

            <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

            <td valign=3D"middle" style=3D"padding-top: 40px; padding-botto=
m: 65px;">

				<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
					<tr>
					  <td>
				<!-- Row 1, Col 1 -->

           =20

            <table class=3D"fullwidthsub" width=3D"154" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" align=3D"left" valign=3D"middle" style=3D"flo=
at:left;">

                <tr>

					<td>

					<table class=3D"mobwidth260" width=3D"154" cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" align=3D"center">

						<tr>

					=09

							<td style=3D"background-color: #ffffff; border: 2px solid #00A2C7; b=
order-radius:20px; width:100%;"><table class=3D"fullwidthsub" width=3D"150"=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" style=3D"">

								<tr>

								  <td valign=3D"top" style=3D"color: #201747; font-family: 'TT Norm=
s', Arial, sans-serif; font-size: 17px; font-weight: bold; line-height: 28p=
x; padding: 25px 15px 25px 15px; text-align: center;"><a href=3D"http://abl=
ink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BFo3ODGoJg0KZy=
tQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvWhXyl3m6kzpU60-2BpllGqw=
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									  <img src=3D"https://appboy-images.com/appboy/communication/asset=
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=3D"smartphone" border=3D"0" hspace=3D"0" vspace=3D"0" style=3D"vertical-al=
ign:top;" width=3D"80">

									</a></td>

								</tr>

							=09

							  </table></td>

							</tr>

						</table>

					</td>

              </tr>

              </table>

				<!--[if mso]></td><td><![endif]-->

				<table width=3D"19" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" al=
ign=3D"left" class=3D"fullwidthsub" style=3D"float:left;">

				  <tr>

					<td style=3D"font-size: 30px; line-height: 30px; ">&nbsp;</td>

				  </tr>

				</table>

				<!--[if mso]></td><td><![endif]-->

				<!-- Row 1, Col 2 -->

           =20

            <table class=3D"fullwidthsub" width=3D"154" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" align=3D"left" valign=3D"middle" style=3D"flo=
at:left;">

                <tr>

					<td>

					<table class=3D"mobwidth260" width=3D"154" cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" align=3D"center">

						<tr>

					=09

							<td style=3D"background-color: #ffffff; border: 2px solid #00A2C7; b=
order-radius:20px; width:100%;"><table class=3D"fullwidthsub" width=3D"150"=
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								<tr>

								  <td valign=3D"top" style=3D"color: #201747; font-family: 'TT Norm=
s', Arial, sans-serif; font-size: 17px; font-weight: bold; line-height: 28p=
x; padding: 25px 15px 25px 15px; text-align: center;"><a href=3D"http://abl=
ink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BFo3ODGoJg0KZy=
tQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvc0D7R-2FMLkVK8LS9x136c4=
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mTbtlHdwLh1ybB5vvdlZ5pM8G3g31A-3D-3D" style=3D"color: #00819D; text-decorat=
ion: underline;">=20

									  <img src=3D"https://appboy-images.com/appboy/communication/asset=
s/image_assets/images/616df174b30d556c5b7d06ce/original.png?1634595188" alt=
=3D"smartphone" border=3D"0" hspace=3D"0" vspace=3D"0" style=3D"vertical-al=
ign:top;" width=3D"80">

									</a></td>

								</tr>

							  </table></td>

							</tr>

						</table>

					</td>

              </tr>

              </table>

				<!--[if mso]></td><td><![endif]-->

				<table width=3D"19" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" al=
ign=3D"left" class=3D"fullwidthsub" style=3D"float:left;">

				  <tr>

					<td style=3D"font-size: 30px; line-height: 30px; ">&nbsp;</td>

				  </tr>

				</table>

            <!--[if mso]></td><td><![endif]-->

            <!-- Row 1, Col 3 -->

           =20

            <table class=3D"fullwidthsub" width=3D"154" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" align=3D"left" valign=3D"middle" style=3D"flo=
at:left;">

                <tr>

					<td>

					<table class=3D"mobwidth260" width=3D"154" cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" align=3D"center">

						<tr>

					=09

							<td style=3D"background-color: #ffffff; border: 2px solid #00A2C7; b=
order-radius:20px; width:100%;"><table class=3D"fullwidthsub" width=3D"150"=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" style=3D"">

								<tr>

								  <td valign=3D"top" style=3D"color: #201747; font-family: 'TT Norm=
s', Arial, sans-serif; font-size: 17px; font-weight: bold; line-height: 28p=
x; padding: 25px 15px 25px 15px; text-align: center;"><a href=3D"http://abl=
ink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BFo3ODGoJg0KZy=
tQSB4s6OogQyh8J0t3tL-2FMqZBai7qWWeFs92bjCEONSFB0-2Bc9yCt-2B5yeLR0AURdZIv5h5=
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ecoration: underline;">=20

									  <img src=3D"https://appboy-images.com/appboy/communication/asset=
s/image_assets/images/616df174d5904c20eae7d286/original.png?1634595188" alt=
=3D"smartphone" border=3D"0" hspace=3D"0" vspace=3D"0" style=3D"vertical-al=
ign:top;" width=3D"80">

									</a></td>

								</tr>

							  </table></td>

							</tr>

						</table>

					</td>

              </tr>

              </table>
			</td>
					</tr>
				</table>
			</td>

            <td class=3D"sidepadding" width=3D"50">=C2=A0</td>

          </tr>

      </table>
	=09
		<table bgcolor=3D"#00819D" class=3D"fullwidth" width=3D"600" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center" style=3D"background-=
color: #00819D;">

  <tr>

    <td valign=3D"top" style=3D"font-size: 30px; line-height:30px;" height=
=3D"30">&nbsp;</td>

  </tr>

</table>

<!-- // Three squares  -->

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w: 20231110</td>

  <td class=3D"sidepadding">=C2=A0</td>

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