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boundary=08a196be396cf1651f1c3f42e7f95527757ffe9317556b84a6ba223e8d61 Date: Fri, 03 Nov 2023 12:44:55 +0000 (UTC) From: The SoFi Daily Mime-Version: 1.0 Message-ID: Subject: =?UTF-8?B?8J+bje+4jw==?= How America is shopping this holiday season Reply-To: no-reply@sofi.org Customer-Id: 31321272 Dispatch-Id: 6544e835a55a164b9ed76f886f7b8c2b OriginalRecipient: sterlingwhg@gmail.com X-Feedback-ID: 10298198:SG X-SG-EID: =?us-ascii?Q?12A1JHUYRyxUFBhDPG+iEO6VYR=2FM5Z3ClM=2FU0lC7Jh=2Ff56tZJY58zR0RuuMZTj?= =?us-ascii?Q?qFKGD0v=2FyvOjpdXx2fsgIau8=2FRAL2I0hiZFJLc6?= =?us-ascii?Q?ReDS9ElQ7aYMwtIhzgEH6FFztuBKw6ajJKHqkJk?= =?us-ascii?Q?SfOZI4JCy04wOl9Jtyh0vyQuLS5XWF53kx=2F8Kxd?= =?us-ascii?Q?XNQH0Vx51lbliYvbIZ3nKrXEQrg6ocKSLVsKEtb?= =?us-ascii?Q?RO9IED54dArUMFY6x7vVUtzPKw0E2owjpF9xst?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKvUYPFb2vwyNNeBc9bJi?= =?us-ascii?Q?ChigWhHw7IpcHp9qWthkYn7p2+A1sEp8rt0gzBX?= =?us-ascii?Q?eAvOnH37oOyV97bNOS580COyZNJbGFjxPnLad40?= =?us-ascii?Q?genTuWPyP0cKE9qAMhxZqE2WAsoHvE9cB3ys6Tu?= =?us-ascii?Q?gVdnK1AP2imCjQ6VoENjy56VFmIjJFEe7CvPbcz?= =?us-ascii?Q?Pc1=2FRCXay+4kkAsM07=2FBvWqIp1OmvYEHgBxEYM3?= =?us-ascii?Q?4LUF2UhczaEkmtDfcXjABUpvJAVko=2FiWa7TS4zm?= =?us-ascii?Q?BxdDEV0nAvUfs2SacGcbSskjnsijnH0pVN1rxFb?= =?us-ascii?Q?QOFXuQ+sBBy7YcH1DCW8J8MHYWdat6EQSn2k3W=2F?= =?us-ascii?Q?70XCOr38MIUGvdFpJLPhV7yeVxczfoDPaXXWklQ?= =?us-ascii?Q?cDGevAZOoHacTnUJ42LlzwhKiDMl5OVua6E+4f6?= =?us-ascii?Q?bFKTVwmUPc1ncK413ci8z4LUlbS6iH8gCG5G37I?= =?us-ascii?Q?376PXgb9E0=2F=2FrYM29tUG1iLNLzIaUGoFjtRPwjQ?= =?us-ascii?Q?TDjhV3FKSo0=2F9JS7g6NcLWlbGJeZjB7To+WazSR?= =?us-ascii?Q?sMxC4=2FbfE7m9J6V6Yl7rHzTLGqet53+bftd3bFj?= =?us-ascii?Q?FbtoNTr7KxM=3D?= To: sterlingwhg@gmail.com X-Entity-ID: 1kl2naygsIx1wIlJH+cV9Q== X-Spam-Status: No, score=-0.3 X-Spam-Score: -2 X-Spam-Bar: / X-Spam-Flag: NO --08a196be396cf1651f1c3f42e7f95527757ffe9317556b84a6ba223e8d61 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset=utf-8 Mime-Version: 1.0 It=E2=80=99s the season to spend money=E2=80=A6 This is how people are plan= ning to spend for the holidays this year. @media only screen and (max-width: 480px) { .mobbackground { background-image: url("http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73x= 7hWaiVjqL1TJm03pxTjyAr6YUzHnBKTRi9L-2B4Ay6du3eCsCJCblsAFAnpuxMjfPIV8xbiNOsh= VSA08AJyMc8-2FqcWDgtUIH03V6Pi62WOsQm-2BGmXKQGjWT-2FMQFVy3dzhw-3D-3DPCM6_y6r= 4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWA= UTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIiBLWCOzwcjMk= 1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom3u8O-2Bydaf= wlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJhqLmXNNbRr-= 2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a1f0ghlp-2BV= SDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THkdRoE-2F71G-= 2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P8cwgA6a9zwO= BpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1UGBsOhgI-2F= 9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m1FTix7PAH7k= Se2mdLy9T5zW1TyVWFITbN5qyIAw53pcCR-2Fm-2BiX5zwEW2bwSei1noZtY-2FLWvI48PqFwtH= 8vRMqi72EKxYroDvzlObCRBzQfzL7mhLywdHXEoquVj30Efimv7jtBTDLbt2y4bHF-2Fs15fCWd= 80djbq-2FjAgGVXA-3D-3D !important;} } =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C This email is coming from an unmonitored email account. 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SoFi Daily News Friday =E2=80=A2 NOV 3, 2023 Market Recap Dow Jones 33,839.08 (+1.7%) S&P 500 4,317.78 (+1.89%) Nasdaq 13,294.19 (+1.78%) Tesla ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737E8xHN= 3a-2BXSFp-2Fn-2FdrITtY0t6Ai68VCrsi6V-2BDu4YflLcq73eb6tPiPLgX0JIBCcS79aR2Acz= f7u5RmHVZNWhbao7tFg4JN3EtvmBvD-2FLE-2FSzB2Pd8vRKfI-2FdAKBasFVaLRTgQi0VwCa9o= VfWmFNULmzcGaMFFBlyD7-2Fp1GiJFPSc3lwENdpXLown-2BpyBcFHX91s2GG6-2BfGkTBrLBEq= DHbWtki9VEQXQAvM8isXiBKSYPWvJDnFa4vnL4chyYEMY8FHxHZQA6QqVJYXlgci13dJXO6xQzD= 1hDMWQ7yTgwT02-2FHLf0wF0IIpwwEyy0wJP4XuIyOablJxt8tM704o60C1F1E390N5OfHZDn2n= HD3S4W-2FSYF2duNnX5qMFJF-2FEabx92jO51a5RkzV0o2ffe4ddU2SgswYSEvIf-2Bvcw2h38A= mvjkgVLgZ-2FI1Odr7-2F-2FuzJ7yjdyAmyG2mtiDPORNirQ-3DNUOr_y6r4Y-2Fjyz39fUgiIV= ZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtdT= n8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIiBLWCOzwcjMk1KmSD3jY8fpnZC-2= BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom3u8O-2Bydafwlv03Ov9VJE58MTI= 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$1,000 on gifts this season =E2=80=93 and that=E2=80= =99s accounting for tighter budgets in the face of high inflation, and the fact that more than half of people don=E2=80=99t feel comfortable with the amount they have in savings. Find more insights in SoFi=E2=80=99s Spending & Savings Study. Read more>>=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfBlG8z6Kc3cTMrpGf2kmgcVPWQMi72fDK5NhS3= GlWT7o2mOA4wAf-2FkyVkuY9OEZJnGVNqIKhyS2BMWnyhHGy5iiMyNn6HnIBwq2B8-2FImVofTY= -3DOEtF_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8l= AnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIi= BLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom= 3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJ= hqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a= 1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THk= dRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P= 8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1= UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m= 1FTix7PAH7kSe2mdLuAFzRuZlnGf33lokdoBIYuNiaegzKYEEZfYXvz7qSdeNRisNbO3K-2Bgld= URiBhPfVW6nw59y7AbbAKIlKqvmlCjIJew9i4UdqHOZv3Q8hx-2Bdaf9U8umUelrwllDSWmlA9a= uutsoH59u0SF-2FHv56gcng-3D-3D ) piggy bank=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfBlG8z6Kc3cTMrpGf2kmgcVPWQMi72fDK5NhS3= GlWT7o2mOA4wAf-2FkyVkuY9OEZJnGVNqIKhyS2BMWnyhHGy5iiMyNn6HnIBwq2B8-2FImVofTY= -3DSBxA_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8l= AnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIi= BLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom= 3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJ= hqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a= 1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THk= dRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P= 8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1= UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m= 1FTix7PAH7kSe2mdL5pmwleSWzXJGFojuTOLAQT87a352XW3tVlPdtpQq1NwnQ2foMJTukEqzed= xOMWr89eoc9LjhfQ13B-2BIJq6aug0TC08I40KhCGsRTWk1lx0cMMsZgFcsC1GO-2BRQf-2FufU= -2BV-2BDnYv8ecgt1-2FBjGRsxFkA-3D-3D ) MARKET RECAP US stocks rose on Thursday amid growing optimism the Federal Reserve is don= e raising rates, sending the 10-year Treasury yield lower
  • It was an earnings bonanza, and companies includi= ng Shopify, Starbucks and Eli Lilly beat expectations. Shopify shares surge= d more than 22%, Starbucks stocks jumped 9.5%, and Eli Lilly shares rose 4.= 7%.


  • Roku shares climbed 31% after an= nouncing year-over-year revenue grew 20% and adding 2.3 million active acco= unts.


  • Tesla shares rallied 6.3% fol= lowing a confluence of factors including a report showing growth in China s= ales year-over-year.


  • Weekly jobless claims r= ose to the highest level in nearly two months, while the number of= continuing claims increased to its highest level since April.
What to be on the lookout for today
  • We=E2=80=99ll close out the week with the October jobs rep= ort, the latter of which saw an unexpected addition of 336,000 job= s in September. ISM services data for October will also be released.
    • <= br />
  • Dominion Energy and Cinemark will report e= arnings.
How to save money when flying for the holidays Traveling during the holidays is often expensive (not to mention crowded, but there=E2=80=99s not much we can do about that). Here are some tips=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfB5liwmbUqOBplImfKtQyTNWRTRjWUYIAgck3s= ApkfB9LOrmLbmK0AFk2A7-2BEpEEX1wR1z8DViegI8XrnWPiJciHl-2F07AE9IyPO6S-2F4Mgnm= yk-3D76vp_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb= 8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVn= IiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDh= om3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2B= PJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn= 7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2T= HkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL= 1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAt= e1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb= 5m1FTix7PAH7kSe2mdLc1cP5zvo-2B5JgZWaguF1ckF-2FPmvnGrfY2pjf1tLlLtS0zypT1J7fH= WQyR5DAaSngOZYrX6Rnbs7TWJ4vZpT-2B1KNw6SNp0q3MyASEaDP3TuQOj9ticPbV7fKhZCyZQu= 7ba3iDM1Qa2kr9AqbcQ9UB-2Fog-3D-3D ) to budget strain of holiday travel=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSoFzfM8wr6lLkXn2aHUVwvocZKNqkw9-2BgAXeBD0sd6UA1S2ule4KgLKXt= y8bTAiLum2cRMENzr7jKoFDAlv7Y4RCYo1VPMOwigvZ8Nd87ejKQ-3D-3DadAA_y6r4Y-2Fjyz3= 9fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQ= xACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIiBLWCOzwcjMk1KmSD3jY8= fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom3u8O-2Bydafwlv03Ov9V= JE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJhqLmXNNbRr-2FP-2BYPR= likOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a1f0ghlp-2BVSDD6HRtMH= KuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THkdRoE-2F71G-2F2oppzVt= 1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P8cwgA6a9zwOBpMZAe7wi= Xkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1UGBsOhgI-2F9dtFiBRIB= y2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m1FTix7PAH7kSe2mdL1Ia= gm9ti56mQvCTv6-2Br0UpeK67-2FkbKGqFqv7LpTQ5A5xYxpp06bb9b0AmYdY2cSHI-2FwI3mq0= B2Zq1ZTJtNPV-2BnLlwZPBpICc1sxTf2JMTxr9O9Eo-2BXwp-2FGbxSJgpvdQawvB-2FEoh55hw= yTM3zazc5CQ-3D-3D ) . Don=E2=80=99t procrastinate The closer we get to the holidays, the more demand is likely to increase, so don=E2=80=99t wait and book your itinerary earlier=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSrTWSFMqBYknlJIHUW36U8oB8Cp58DapPM9fr0uoyglhbIYN3AYiDEnjhl4= 3bK2NAmknRg3kw5slUUNWPrG6-2B4pFhRx-2BGuuDbs-2BcQsU1O-2Bepw-3D-3DDvss_y6r4Y-= 2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS= 0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIiBLWCOzwcjMk1Km= SD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom3u8O-2Bydafwlv= 03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJhqLmXNNbRr-2FP= -2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a1f0ghlp-2BVSDD= 6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THkdRoE-2F71G-2F2= oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P8cwgA6a9zwOBpM= ZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1UGBsOhgI-2F9dt= FiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m1FTix7PAH7kSe2= mdLn-2FknqNnn9iVNHdfUOymKm1c8b5Fa9Uhz11XKtWKpMKFydgPIWPXoZPISjTqd1Zp-2BO3w9= cermrpXP-2F0oNL9b9G-2FGvjBrBsPZw3nOBLsLWejTCrY2xSVW4C43byAizhtjAjVGnPcBH3Oh= qeeNHKpS7Mw-3D-3D ) rather than later to help you get better prices. Travel on off-peak days You can save money on airfare depending on what day of the week you fly. For Thanksgiving, don=E2=80=99t wait to travel on the Wednesday prior when everyone rushes to the airport. Similarly, Christmas falls on a Monday this year, so the weekend before will likely be busy =E2=80=93 and therefore more expensive =E2=80=93= for travelers. Pay in a smart way Some credit cards offer higher rewards=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSrKvgHA2VsL2-2B7BtFY6stIAzZepQyCN-2FrTwsGd9HdI9PiwUtOUt7J-2= BZWCYSOHE8kOQzAUjdo7-2B0jd4vm4eqt4nhWxFi87zsfx4i5y1w957uvPYyn2XU6AJBMyqMn3O= 3eUY-3DeVHe_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6r= wb8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJ= VnIiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfF= Dhom3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-= 2BPJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMM= sn7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf= 2THkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45G= aL1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5Uj= Ate1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2= Bb5m1FTix7PAH7kSe2mdL17EKfiNKonRTfYGgEL81uop2QKq2YuaiSsKiVoueqyAyLKNELEwNOM= WmcPKXnn15RR7v7-2Fd4-2FsDSlBQNkaUlrEjltfPFp4-2FlVknjp-2FaBFuWWij3T8E34OasQ5= NxVnc3Y2s6HvBBJuFBXLjNba098tA-3D-3D ) for travel spending, so review your card choices to pick the most advantageous one to use to buy the tickets. Learn more about how to budget better this holiday season with SoFi=E2=80=99s Holiday Spending Guide.=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff730UOq= tvMEqQaFgkSWZWKT87bpAEH3QWF0Kgls57Ekcvv9vMWj2NBtaaler6IkNKfRw-3D-3DRgXw_y6r= 4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWA= UTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIiBLWCOzwcjMk= 1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom3u8O-2Bydaf= wlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJhqLmXNNbRr-= 2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a1f0ghlp-2BV= SDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THkdRoE-2F71G-= 2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P8cwgA6a9zwO= BpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1UGBsOhgI-2F= 9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m1FTix7PAH7k= Se2mdLxxhHm95VCmE0e3D80gVtiDoBXCu-2FHGpsIriHsKsL57R9NPHpBPzQv3k-2BuUIxltNWT= 9luiEK3G3gCjzGnGu-2BwuHFNN221zl7SwCihnRgV9igLl1r3wA0CB3raTjEgJolGUC9G68x-2F= Qepzw-2FNAJ0rcGg-3D-3D ) piggy bank=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfB5liwmbUqOBplImfKtQyTNWRTRjWUYIAgck3s= ApkfB9LOrmLbmK0AFk2A7-2BEpEEX1wR1z8DViegI8XrnWPiJciDwjZgIaDVZzrv70642DGp-2F= e3X-2FUNTECSeXEeIrHefDG_G5J_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg= 1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzX= UlC2yxl2-2BExrxJVnIiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZe= BijDFhWefzfzTnfFDhom3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwb= YIYoRdcFELdfMsa-2BPJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju= 62QAaU8I3qGfPGMMsn7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW9= 0lZJL-2FqgBuNZxf2THkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s= 3-2FCmVEqxjuN45GaL1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1= Xby8c7sYnrGKv5UjAte1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1= toiu70mr4AmiEy-2Bb5m1FTix7PAH7kSe2mdLFtT40aa3-2BzoTJBlqLQ-2FxtwARwCy3KS-2Ff= BJgy2ADS0IR2cm085JoOWinnm8yJ0A45-2BTqV3za8cE-2BdTUkzTrIM6kp26CgauS2iaaTo5bV= 2H1Cb4HdaZcfyM6zemnEvkv4f7IxcH7WCkVXPLNlhjL9jHQ-3D-3D ) Winter months promise lower gas prices The average price of gas has come down more than $0.40 per gallon since the summer, relieving budget-stretched Americans who rely on cars. But this comes with a caveat. Read more=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfBKHjO0jWCArzjkyt7NQGroYN3-2BZNFcqyOjn= tG7eIryixo1-2FWxg80HpwAbo8korKPV41Prf57qgyYBRMvPPVjue-2BqODPmFtK8E2mzL4OAfP= Bw-3DmLN0_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb= 8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVn= IiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDh= om3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2B= PJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn= 7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2T= HkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL= 1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAt= e1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb= 5m1FTix7PAH7kSe2mdLzzNyBcO8s-2BFL2sLgoD5EANHiGDwT2v1y1SeAwJsmbj39VmrMI7zZsh= vlRw2AnI6P3BfNBXmQF9A1Xgx2g2VFcFRTit3F76LIY9o4FYTw-2F8-2B4mSzcahZy1dVK2W-2B= om-2F0O4P-2BguXMx0Qxrv0NQ6BRNUw-3D-3D ) What happened in the market in October 2023 SoFi=E2=80=99s Head of Investment Strategy Liz Young brings you the market lookback. Read more=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyxbPk9lgncMrqSJ1Y63-2BFJNWazIzAUocl-2F9FYv3KamTeO98LTRKmNcC= QOdHO3dnqVB7W8YU56TekyWpZaoVZc9-2BGXzsqsSy28z9DNanpWbcDuO62vFbHsLpbX7eWxUuW= l8-3DAWFK_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb= 8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVn= IiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDh= om3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2B= PJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn= 7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2T= HkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL= 1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAt= e1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb= 5m1FTix7PAH7kSe2mdL0kFfEnW6WHkjpuFpQT9gihXUAkV4tzZlSPw2xRdWxpBbCeLJyJCzpte9= 4DE9fqKReWV0LDFwZGOUNGoyBjrWL0-2BF9ppoL-2BhwoKHiYc0j7DKvDGXKOIkQepcU6nng2LR= CHdMXaw-2Bs2XGgeiTrDrta7A-3D-3D ) Working remotely? Here=E2=80=99s how to save on electricity bills Working from home has its benefits, including saving money on commuting, and lunches. But running your office from home also increases your electricity use. Learn more about saving on your energy bills. Read more=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff738U9X= URM5Z2e5gvCvZ4evSq6VuQxH-2B9rq1kNYaQY7-2BVhpcxH8LFQSI75JGmNtf4NKNtn3e4Q8BC7= nqG05PLoHlXLQjobF57-2BVFO6LoNB9k1UZKi0X5-2BDo-2Br3uC-2BpGRe-2Bfw-3D-3DQhoj_= y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2= FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl2-2BExrxJVnIiBLWCOzwc= jMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhWefzfzTnfFDhom3u8O-2By= dafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdcFELdfMsa-2BPJhqLmXNNb= Rr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8I3qGfPGMMsn7a1f0ghlp-= 2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2FqgBuNZxf2THkdRoE-2F7= 1G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmVEqxjuN45GaL1P8cwgA6a9= zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7sYnrGKv5UjAte1UGBsOhgI= -2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70mr4AmiEy-2Bb5m1FTix7PA= H7kSe2mdLBh1pMRyjRojv5ehOC4cxecuWDhEPCQna6L1aFh0Q9AIDOzwQQJmhQMs80rl8OCKBao= 8Zl2IqoHvogqDLMlBa2jFyx-2B1nrUg9HPuWYj4tIfG8Y2gd-2FS5zVnEqmv4l-2BlTD-2BdeXA= Ajus8nJgW0EtGxNJQ-3D-3D ) =20 Other news that caught our eye * Amazon is rolling = out its first buy now, pay later option in partnership with Affirm. * Toyota is recalling 1.4 million RAV4s over a battery issue that ca= n cause fires, covering certain models produced between 2013 and 2018. * Uber and Lyft agreed to pay drivers a combined $324 million= in withheld wages. * = Cedar Fair and Six Flags are merging. The new entity will operate 27 am= usement parks, 15 water parks, and nine resort properties across North Amer= ica. * Disney is acquiring Comcast=E2=80=99s st= ake in Hulu for around $8.6 billion. The deal, which will give Disney f= ull ownership of the streaming service, is expected to be completed in 2024= . Financial planner tip of the day =E2=80=9CIf it works with your income, the 50/= 30/20 budget is one simple method for people starting to reorganize their f= inances. This budget allocates 50% of your income for essentials, like rent= and bills, 30% toward personal day-to-day spending, and 20% for savings or= financial goals.=E2=80=9D =E2=80=93 Brian Walsh, CFP=C2=AE at SoFi How did you like today=E2=80=99s newsletter? smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvWhXyl3m6kzp= U60-2BpllGqw8-3DHbMr_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFS= LL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl= 2-2BExrxJVnIiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhW= efzfzTnfFDhom3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdc= FELdfMsa-2BPJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8= I3qGfPGMMsn7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2= FqgBuNZxf2THkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmV= EqxjuN45GaL1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7s= YnrGKv5UjAte1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70m= r4AmiEy-2Bb5m1FTix7PAH7kSe2mdLrznlGpm26l-2BfAAXIud-2F3QxMpBE4jwHi-2F2PDfBcM= h1lDOcM2A81e1r-2BkhzhfIFFrzJoBbKeuZn-2BR7V5YztMnFYzUBDlmiVJOMBgopoLCTX3FxoX= gqmTwevR-2Fq79H6iRISlVn8P3DOr1tHEtUk2T1-2BKw-3D-3D ) smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvc0D7R-2FMLk= VK8LS9x136c4Y-3Dz6um_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFS= LL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2yxl= 2-2BExrxJVnIiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDFhW= efzfzTnfFDhom3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoRdc= FELdfMsa-2BPJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAaU8= I3qGfPGMMsn7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL-2= FqgBuNZxf2THkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FCmV= EqxjuN45GaL1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c7s= YnrGKv5UjAte1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu70m= r4AmiEy-2Bb5m1FTix7PAH7kSe2mdL6HDkjQ7rKBmfG5KkB1fcZ-2FnjDQjQQusuKbHET59eu2k= LCMr9ngHRYG-2BobhmvkUfv2XekR7HWILwPlAz-2BNes2d-2B30OkASFYIWUUSJ-2FfpQt3Nfhb= w-2Fe09b0EmQGSUUzyvM6Gz0eoNCySmLkcdvfxLi4Q-3D-3D ) smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7qWWeFs92bjCEONSFB0-2Bc9yCt-2B5yeL= R0AURdZIv5h5Xr0-3Df99E_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2B= FSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtdTn8yHXi5z9olecjXDH-2FuJExnnzXUlC2y= xl2-2BExrxJVnIiBLWCOzwcjMk1KmSD3jY8fpnZC-2BzkHXQWCkirXo0kLeEPYbLwGTHZeBijDF= hWefzfzTnfFDhom3u8O-2Bydafwlv03Ov9VJE58MTImDvlEo44G8kySH-2FMb17JoihUwbYIYoR= dcFELdfMsa-2BPJhqLmXNNbRr-2FP-2BYPRlikOde1ns8zPSZdEJFhlDMLCISD7Pg6q4ju62QAa= U8I3qGfPGMMsn7a1f0ghlp-2BVSDD6HRtMHKuHnOA5ehH1YiNk5vdtmU-2FPeiIW-2FpW90lZJL= -2FqgBuNZxf2THkdRoE-2F71G-2F2oppzVt1KtuF5C7ZNRLVSqB3cHKAhQw1hGC6LRqL9s3-2FC= mVEqxjuN45GaL1P8cwgA6a9zwOBpMZAe7wiXkz7lc2Ys-2FeWtjnZjhqGxAXzvIS5Lj4b1Xby8c= 7sYnrGKv5UjAte1UGBsOhgI-2F9dtFiBRIBy2-2BGBZbUZtqBiyAH1QStJ8fcXFztnRja1toiu7= 0mr4AmiEy-2Bb5m1FTix7PAH7kSe2mdLRragQrZiBj-2F0KZRZdu90brIsFCLf0GxxmH2Bj8MWu= fYcNViAJnLp-2FLoJEW0N-2BDVUnq-2Br-2FU1RmV2VlEiP3F-2FYCdHx2YWDaG2Nzi-2BThzrI= X-2BpoVGUCUmveY72yS-2BDTmAmr88zOGARet1GbDYnDKn52gg-3D-3D ) This email was sent to you at sterlingwhg@gmail.com by SoFi Wealth LLC. 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App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. 234 1st Street, San Francisco, CA 94105 =C2=A9 2023 Social Finance, Inc. All rights reserved. w: 20231103 --08a196be396cf1651f1c3f42e7f95527757ffe9317556b84a6ba223e8d61 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0 SoFi =09 =09
It=E2=80=99s the season to spend money=E2=80=A6 This is= how people are planning to spend for the holidays this year.

=09 =09 =09 =09 =09 =09 =09 =09 =09 =09 =09 =09

 =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C 
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This email is co= ming from an unmonitored email account. Please do not respond to this messa= ge.
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3D"SoFi
=20 =20 =20
Friday =E2=80=A2
NOV 3, 2023
=C2=A0
 
=C2=A0   =C2=A0
=C2=A0 Market Recap =C2=A0
=C2=A0
=20
Dow Jones
33,839.08
(+1.7%)
=20 =20 =20 =20 =20
S&P 500
4,317.78
(+1.89%)
=20 =20 =20 =20 =20
Nasdaq
13,294.19
(+1.78%)
=20 =20 =20 =20
Tesla
$218.51
$12.85 (+6.25%)
=20 =20 =20 =20 =20
Shopify
$59.70
$10.91 (+22.36%)
=20 =20 =20 =20 =20
Roku
$78.05
$18.35 (+30.74%)
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  =09 =09 3D"" =09 3D""  
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=09 =09 =09
=C2=A0 Budgets, deals, and timing: America shops for the holidays<= /td> =C2=A0
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=C2=A0 =C2=A0
=09 =09 =20 =20
=C2=A0 MARKET RECAP =C2=A0
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=C2=A0 =C2=A0
=C2=A0 How to save money when flying for the holidays =C2=A0
=C2=A0   =C2=A0
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=09 =09
=C2=A0
=C2=A0 Winter months promise lower gas prices =C2=A0
=C2=A0 The average price of gas has come down more than $0.40 per gallon sinc= e the summer, relieving budget-stretched Americans who rely on cars. But th= is comes with a caveat. =C2=A0
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Read more
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=09
=C2=A0
=C2=A0 What happened in the market in October 2023 =C2=A0
=C2=A0 SoFi=E2=80=99s Head of Investment Strategy Liz Young brings you the ma= rket lookback. =C2=A0
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Read more=20
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=09
=C2=A0
=C2=A0 Working remotely? Here=E2=80=99s how to save on electricity= bills =C2=A0
=C2=A0 Working from home has its benefits, including saving money on commuting= , and lunches. But running your office from home also increases your electr= icity use. Learn more about saving on your energy bills. =C2=A0
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Read more=20
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=09 =09
=C2=A0 Financial planner tip=  of the day =C2=A0
=C2=A0 How did you = ;like today=E2=80=99s newsletter? =C2=A0
=C2=A0
=20
=09
=09
=20 =3D"smartphone"
 
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=20 =3D"smartphone"
 
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=09
=20 =3D"smartphone"
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=C2=A0 This email was sent to you at sterlingwhg@gmail.com by= SoFi Wealth LLC. (SoFi) because you=E2=80=99re enrolled in the SoFi Daily.= If you do not want to receive SoFi Daily emails, click here to unsubscribe. =20
Please understand that this information provided is general = in nature and shouldn=E2=80=99t be construed as a recommendation or solicit= ation of any products offered by SoFi=E2=80=99s affiliates and subsidiaries= . In addition, this information is by no means meant to provide in= vestment or financial advice, nor is it intended to serve as the basis for = any investment decision or recommendation to buy or sell any asset. Keep in= mind that investing involves risk, and past performance o= f an asset never guarantees future results or returns. It=E2=80=99s importa= nt for investors to consider their specific financial needs, goals, and ris= k profile before making an investment decision.

The information and = analysis provided through hyperlinks to third party websites, while believe= d to be accurate, cannot be guaranteed by SoFi. These links are provided fo= r informational purposes and should not be viewed as an endorsement. No bra= nds or products mentioned are affiliated with SoFi, nor do they endorse or = sponsor this content.

Communication of SoFi Wealth LLC an SEC Registered Investment= Adviser

SoFi isn=E2=80=99t recommending and is not affiliated with = the brands or companies displayed. Brands displayed neither endorse or spon= sor this article. Third party trademarks and service marks referenced are p= roperty of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of S= tandards Inc. (CFP Board) owns the certification marks CFP=C2=AE, CERTIFIED= FINANCIAL PLANNER=E2=84=A2, CFP=C2=AE (with plaque design), and CFP=C2=AE = (with flame design) in the U.S., which it awards to individuals who success= fully complete CFP Board=E2=80=99s initial and ongoing certification requir= ements.

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