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boundary=9fdfbffa967f2239509e0e37959f3d1a751732ddd1da40ae5ac3d124478d Date: Thu, 26 Oct 2023 12:30:22 +0000 (UTC) From: The SoFi Daily Mime-Version: 1.0 Message-ID: <6yZDH4vKQauk_WqhaN2KQw@geopod-ismtpd-8> Subject: =?UTF-8?B?8J+RtQ==?= Retiring the Gen Z way Reply-To: no-reply@sofi.org Dispatch-Id: 653a58b353fe17f813fd1225a83fe6d7 OriginalRecipient: sterlingwhg@gmail.com Customer-Id: 31321272 X-Feedback-ID: 10298198:SG X-SG-EID: =?us-ascii?Q?12A1JHUYRyxUFBhDPG+iEO6VYR=2FM5Z3ClM=2FU0lC7Jh=2Ff56tZJY58zR0RuuMZTj?= =?us-ascii?Q?qFKGD0v=2FyvOjpdXx2fsgIau6oxikHBcldFCSo3C?= =?us-ascii?Q?aUv2u2kwYXhJ8UkoFRoRRUeWePtjWSZIySdpi5w?= =?us-ascii?Q?AyC+4=2Fd52QcwSrYblc9QsDG0jpCWnxthAZIXhow?= =?us-ascii?Q?fLcjAV+YearOtL3uDgv3Ty+a=2Fj=2Fp+gmqeVO+fEz?= =?us-ascii?Q?RbqB=2F2sFStLFiGYPvrXapU=2FTpqUfSntex5hX2p?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKvUYPFb2vwyNNeBc9bJi?= =?us-ascii?Q?ChLnycEGniVzsBuE6ue4UkBsgpaLi1yrKAGkXGE?= =?us-ascii?Q?pSYzJAYbnd0sxCUmEz35MiFQshJvCCFGXoEN5IH?= =?us-ascii?Q?S8aN=2F6x5GxByP5+IRoPW=2FZUZBRAb3BMdt2AXzso?= =?us-ascii?Q?yzQyCNZCYRWt8S+wgwXGDkEVEUOW1eqMBkbJsVq?= =?us-ascii?Q?BbIiOxhJ=2Fe2=2FFXjBBaWyzp4i=2FJWxMDbqNLfCbSv?= =?us-ascii?Q?eCJxurfQZzRfNa6agPb0i7X+AnH8qrC71ZgBFuS?= =?us-ascii?Q?mNozxQZB28yzp8PTxI9=2FAdfGM7LUk8biX46WPdD?= =?us-ascii?Q?N+0Pq=2FfaQe9Tpb1oRSj8A7o60f=2FCw3BfNdwaXv3?= =?us-ascii?Q?guI9TWsU+qe6DY7tXx8jKHybIZLPqstZlGxKQSK?= =?us-ascii?Q?Qxvz=2FXgxGgQpFAE0Q2t12mHKNG=2Fkdubf1560V91?= =?us-ascii?Q?furc5J9BjiOO+TPxvLrYTz4ZaqWDf8iM2uukMqT?= =?us-ascii?Q?QgQMbhp3GOMYlqlG2KfvV4ZLZ8iJzzHel1ZrDM3?= =?us-ascii?Q?3LRA7V4WnQTo7iAC6z9U1Z=2Fzu0v+G=2FRMF9hYXsl?= =?us-ascii?Q?Wddkv9feRPpSKB9Ty9fzXVEXo1fIkE4v0hGb5iV?= =?us-ascii?Q?Wd9aA=2Fb91s4=3D?= To: sterlingwhg@gmail.com X-Entity-ID: 1kl2naygsIx1wIlJH+cV9Q== X-Spam-Status: No, score=-0.3 X-Spam-Score: -2 X-Spam-Bar: / X-Spam-Flag: NO --9fdfbffa967f2239509e0e37959f3d1a751732ddd1da40ae5ac3d124478d Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset=utf-8 Mime-Version: 1.0 Rather than saving every penny for the future, Gen Z are =E2=80=9Csoft saving=E2=80=9D for their golden years. @media only screen and (max-width: 480px) { .mobbackground { background-image: url("http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73x= 7hWaiVjqL1TJm03pxTjyAr6YUzHnBKTRi9L-2B4Ay6du3eCsCJCblsAFAnpuxMjfPGuVPKZWDs5= 4Db22pad4ewK4PQlWLHfZYBlQRS6QpFvZ1z4TCi-2Fvo1IPm7a-2B1jG2-2Fw-3D-3Dqhcw_y6r= 4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWA= UTS0rtKWQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVhYWvkp0MJjB94NhX5aSBELuZL= F-2Bnn8Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iVgIEm0kZn7JxWYg-2FkhZgOxO= LE3q-2Fll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5khQ-2BU-2BnOXFH-2FPmrUAz1b9= lW70trY8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXaY348tj66vuw9DxOGPX1mhq1AI1= mzFXBCAe2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNHWMzA6BUnHXXfTnjjXuGy91cYeZ= jIWeSZxWcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYWVqbibH5i04F32Kp3zWMiTIRxSu= h2xTDobuf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2GNF3WDQlDRUs-2FwPhMB7QFeczk= -2B8-2BbGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwMvDnBNOAXvFKO5efJl8xbO1lOtY= A9mY-2BElHYVssjs-2BFcvd5G5TrjeHWOXmeWrEoUA5Ce-2FwUtixM9bm2xsST2Nx7obkTDZfvl= giujYw6p84AJqjNgtEBvnf9eHjrVi9Oxxe1Ul7RnUyz-2BacCslUaeFh4cm-2B21h2k-2F2tK9G= urGRiAYh-2F-2Bcifw0Lhw-3D-3D !important;} } =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2= =80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C This email is coming from an unmonitored email account. 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SoFi Daily News Thursday =E2=80=A2 OCT 26, 2023 Market Recap Dow Jones 33,035.93 (-0.32%) S&P 500 4,186.77 (-1.43%) Nasdaq 12,821.22 (-2.43%) Google ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff737E8xHN= 3a-2BXSFp-2Fn-2FdrITtaLwp-2BjLQAk3zdmgZHpGDqzMkaQeCh7P2ER1v5JpYo3vlxO3XsFL5= BNhksDPdj4eMJnZhYMGXxCadG55EkAPusbj-2BrOv9E0oZDhiK4yehPSRlxYWNVgggYAoxDgSNX= 393VHOVRqaZA2yv3CT0LyZrCS31cCNP4NqgFmxkrEWRUHYaH56vRJhpZRpECk55Gvywd7aASphZ= gr3EBCQsDdU4oo-2F-2Fy2oN3nmUKL0s-2BcxOK8lsM-2BeWWncwtBvkbgVjtAK0ImcDwVIXYd-= 2BENMZwNYLgY9H3vilq6q-2FEEA-2F3Zo9piIF3Y-2BWFvPot-2FMfsGjDHkypJGINN00trVxZW= gweuE1nQDZLrG83yLuRjWYZMU6qcJyKCfIW-2FgxiduHiDH3u-2Fdkmygc3qWwIjvk0jgJHcFZ5= mtu6B0Ma5H8DDnl2zBW9OwWJyh9LyXpUJq7ATl-2FLJ9w-2B7OVV00H-2F7aw7-2FzcrORQdfRm= KJ0G_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnk= Nl5-2FWAUTS0rtKWQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVhYWvkp0MJjB94NhX5= aSBELuZLF-2Bnn8Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iVgIEm0kZn7JxWYg-2= 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You might be soft saving. Read more>>=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfBMZJj52uRJXdBd9hBUDAogDuGjOFIxsTc62CY= -2FUJgQsH18ltXlXY7wY-2Fx7lQuKvz7BxEqGswst6ru1Z5vfr1D7w-3D-3DsUeQ_y6r4Y-2Fjy= z39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtK= WQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVhYWvkp0MJjB94NhX5aSBELuZLF-2Bnn8= Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iVgIEm0kZn7JxWYg-2FkhZgOxOLE3q-2F= ll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5khQ-2BU-2BnOXFH-2FPmrUAz1b9lW70trY= 8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXaY348tj66vuw9DxOGPX1mhq1AI1mzFXBCA= e2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNHWMzA6BUnHXXfTnjjXuGy91cYeZjIWeSZx= WcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYWVqbibH5i04F32Kp3zWMiTIRxSuh2xTDob= uf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2GNF3WDQlDRUs-2FwPhMB7QFeczk-2B8-2B= bGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwMvDnBNOAXvFKO5efJl8xbO1lOtYA9mY-2B= EYy0yxXT4tIydbfpGFvrapSTDPClVt5rlwi-2FsaHHeXUiII7UjUPazEqQAyGfdRPxs1sW12DMS= o4oQgFumAl-2Fzcf7k4Dh3Lv8NZcZPIZ-2B3Htl78V1IeZd9kcS40Br1ciGh9aEBXqPA7ahp08v= J9wkupg-3D-3D ) piggy bank=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyykDJcAfA9HtmLyJOEyTPfBMZJj52uRJXdBd9hBUDAogDuGjOFIxsTc62CY= -2FUJgQsH18ltXlXY7wY-2Fx7lQuKvz7BxEqGswst6ru1Z5vfr1D7w-3D-3DaaeV_y6r4Y-2Fjy= z39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtK= WQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVhYWvkp0MJjB94NhX5aSBELuZLF-2Bnn8= Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iVgIEm0kZn7JxWYg-2FkhZgOxOLE3q-2F= ll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5khQ-2BU-2BnOXFH-2FPmrUAz1b9lW70trY= 8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXaY348tj66vuw9DxOGPX1mhq1AI1mzFXBCA= e2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNHWMzA6BUnHXXfTnjjXuGy91cYeZjIWeSZx= WcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYWVqbibH5i04F32Kp3zWMiTIRxSuh2xTDob= uf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2GNF3WDQlDRUs-2FwPhMB7QFeczk-2B8-2B= bGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwMvDnBNOAXvFKO5efJl8xbO1lOtYA9mY-2B= EJvfHSEIef4dC-2BuYTC99k61UT4hjtQ6R-2FU-2BY3d-2FzOQcIEkz2-2FQjP2UEvQf8kNn-2F= qmlJlgtyFWLgUMOZnVxwXON6-2B1w4BjZH011JyJB5-2FiYnd4hjNsZ7FTQFFPIuQrqaVaV5EA1= maX6F-2F7PbDXJf5qyQ-3D-3D ) MARKET RECAP US stocks fell on Wednesday as Treasury yields pushed higher, and key earni= ngs disappointed
  • The tech-heavy Nasdaq entered correction territory, defined as a 10% drop from the most recent peak, after a rocky day for t= ech stocks.


  • Shares of Google parent Alphabet = shares dropped 9.6% after falling short of Google Cloud revenue es= timates. The company beat overall earnings and revenue projections.

  • Microsoft rose 3.1% after beating estimates, and showed 19% growth for its Intelligent Cloud segment.


  • The average 30-year fixed-rate mortgage pushed to 7.9%, another multi-decade high. This was the seventh consecutive weekly inc= rease.


  • Single-family homes sales jumped more = than 12% on a seasonally adjusted annual basis in September, reach= ing their highest level since February 2022. Building permits declined 4.5%= from their 10-month high in August, while approvals for multi-segment buil= dings fell 14.3%, reaching the lowest level in three years.
What to be on the lookout for today
  • It will be a busy day with the first look at how the U.S. = economy fared in the third quarter. Expectations put growth above = the prior quarter=E2=80=99s 2.1% annual rate. September durable goods order= s data will also come out.


  • On the earnings f= ront, we=E2=80=99ll get several major reports, including Comcast, = Chipotle, Mastercard, Southwest Air, UPS, and Ford.
Liz Looks at: Home Sales & Mortgage Rates It=E2=80=99s spooky season, and to prospective home buyers, U.S. housing data offers plenty to be scared about. For one, national home prices have risen more than 43% since December 2019. And then there are interest rates, pushed up in response to rampant pandemic-era inflation. SoFi=E2=80=99s Liz Young, Head of Investment Strategy, breaks down this Rocky Horror Housing Picture Show, and why real estate is such a key part of our economy and the health of the American consumer=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyxbPk9lgncMrqSJ1Y63-2BFJN8KM84Dh6uBlAjvn6k20u78tNGpN3BA92kC= 5FaBxsCq7JfDkMneOJnJQBVBzmWiBkCYAM9N-2FQv1RCwsmn-2FKv6kCe4oYsJ1M-2BudPByBfy= z9y7lMlQ5mdSoQaYKqdhKuTMh6fMc_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97= xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPa= mEyfV6lVhYWvkp0MJjB94NhX5aSBELuZLF-2Bnn8Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKve= Tkt-2B0iVgIEm0kZn7JxWYg-2FkhZgOxOLE3q-2Fll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10= UHy4a5khQ-2BU-2BnOXFH-2FPmrUAz1b9lW70trY8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk= 5mKzqXaY348tj66vuw9DxOGPX1mhq1AI1mzFXBCAe2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxV= tmE1jNHWMzA6BUnHXXfTnjjXuGy91cYeZjIWeSZxWcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5= SpQAdYWVqbibH5i04F32Kp3zWMiTIRxSuh2xTDobuf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj= 7H-2F2GNF3WDQlDRUs-2FwPhMB7QFeczk-2B8-2BbGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKD= iMC8BwMvDnBNOAXvFKO5efJl8xbO1lOtYA9mY-2BEqHT6RVj3-2BNBSKd4fbyynFJGBH3oycBlv= ztEETCx0yALGTxupEammtZhQGg1T6I2QObq7ZgBW5KBPGgvW64kXUNP93iLQxmQ6ugbXrYccdkp= tcfz-2FV2rc6eaE6OW4Jx-2BFMBaNCTDKXgX47E4biikF4w-3D-3D ) . piggy bank=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff735Qxs= u6qgTu3mwVd1GBqeyxbPk9lgncMrqSJ1Y63-2BFJN8KM84Dh6uBlAjvn6k20u78tNGpN3BA92kC= 5FaBxsCq7JfDkMneOJnJQBVBzmWiBkCYAM9N-2FQv1RCwsmn-2FKv6kCe4oYsJ1M-2BudPByBfy= z9y58yGudq6Z1ZKczviVmG7XCE-2BDMNkJ8J-2B2R2-2B5JQfTvow-3D-3Dnkw7_y6r4Y-2Fjyz= 39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKW= QxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVhYWvkp0MJjB94NhX5aSBELuZLF-2Bnn8Z= -2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iVgIEm0kZn7JxWYg-2FkhZgOxOLE3q-2Fl= l-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5khQ-2BU-2BnOXFH-2FPmrUAz1b9lW70trY8= gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXaY348tj66vuw9DxOGPX1mhq1AI1mzFXBCAe= 2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNHWMzA6BUnHXXfTnjjXuGy91cYeZjIWeSZxW= cK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYWVqbibH5i04F32Kp3zWMiTIRxSuh2xTDobu= f4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2GNF3WDQlDRUs-2FwPhMB7QFeczk-2B8-2Bb= GyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwMvDnBNOAXvFKO5efJl8xbO1lOtYA9mY-2BE= BsCOlylOSC4ci2TBlJ-2FqO-2F8dLO6ZUx13M-2BXmMcwwe0-2BJ7mqBsVzpywZtURyDg8Ye16h= fE2Jl4xNzV4ZPqmSWWa52h8q7XdbUIZ4XGQ4NCG91uUGS-2Bh6Izl8l-2BPwOfvH6AxD48vfX7y= wQpoghupFCFg-3D-3D ) =20 Today=E2=80=99s top stories Big Oil is betting $100 billion on, well, oil Despite growing momentum for green energy, Chevron, and ExxonMobil just dou= bled down on fossil fuel production. We break down the trend.
Read more >> This trial could make it cheaper for you to sell a home Broker fees are on the chopping block at a trial against the National Assoc= iation of Realtors.
Read more >> Travel hack: What to do with leftover foreign currency You=E2=80=99re at the end of your international vacation but got lots of lo= cal cash left in your wallet. Here are some tips on what to do with it. Read more >> Other news that caught our eye * Boeing reported a $1.6 billion loss for the third quarter aft= er delivering fewer 737s. The defense contractor also lowered its annual fo= recast for 737 Max production. * S= hell will lay off 15% or more of its low-carbon solutions division=E2=80=99= s workforce as new CEO Wael Sawan plans to prioritize the company=E2=80= =99s efforts on higher-margin oil and gas projects. * Leading chocolate brands contain co= ncerning levels of lead and cadmium, according to Consumer Reports. The= nonprofit consumer group identified high metal content in products from Ta= rget, Trader Joe=E2=80=99s, Nestl=C3=A9, and Starbucks. * GM and H= onda canceled a deal to build more affordable electric vehicles. The tw= o automakers determined the deal was not financially viable but maintained = they remain committed to EVs. * Apple hiked the price of several of its services, inclu= ding Apple TV+, Apple Arcade, and News+. Other major media companies like N= etflix and Disney also implemented price increases earlier this year. Financial planner tip of the day =E2=80=9CTraditional IRAs or 401(k)s allow you= to contribute pre-tax dollars to an account. You can save money on taxes n= ow and only pay taxes on your investments when you withdraw from the accoun= t.=E2=80=9D =E2=80=93 Brian Walsh, CFP=C2=AE at SoFi How did you like today=E2=80=99s newsletter? smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvWhXyl3m6kzp= U60-2BpllGqw8-3D0EqW_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFS= LL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVh= YWvkp0MJjB94NhX5aSBELuZLF-2Bnn8Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iV= gIEm0kZn7JxWYg-2FkhZgOxOLE3q-2Fll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5khQ= -2BU-2BnOXFH-2FPmrUAz1b9lW70trY8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXaY3= 48tj66vuw9DxOGPX1mhq1AI1mzFXBCAe2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNHWM= zA6BUnHXXfTnjjXuGy91cYeZjIWeSZxWcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYWVq= bibH5i04F32Kp3zWMiTIRxSuh2xTDobuf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2GNF= 3WDQlDRUs-2FwPhMB7QFeczk-2B8-2BbGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwMvD= nBNOAXvFKO5efJl8xbO1lOtYA9mY-2BEZiaRZpQ-2Fmu1bvYu3gwbwqlSCGN5W4IGiQgzasXdQj= 0-2FGCPyzzbLvL0F2iYytYhovO34Sa63GT6nR1FxwI37VvVLy2HYEvViqFPfYIQN4bkuj8CRCsT= W7ngaJLFed-2FuDJ0xTm22yAOC2uP2h62dkzjA-3D-3D ) smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7q19wKOdQIoVZhHa5nQJMkvc0D7R-2FMLk= VK8LS9x136c4Y-3DR_iR_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFS= LL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6lVh= YWvkp0MJjB94NhX5aSBELuZLF-2Bnn8Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0iV= gIEm0kZn7JxWYg-2FkhZgOxOLE3q-2Fll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5khQ= -2BU-2BnOXFH-2FPmrUAz1b9lW70trY8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXaY3= 48tj66vuw9DxOGPX1mhq1AI1mzFXBCAe2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNHWM= zA6BUnHXXfTnjjXuGy91cYeZjIWeSZxWcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYWVq= bibH5i04F32Kp3zWMiTIRxSuh2xTDobuf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2GNF= 3WDQlDRUs-2FwPhMB7QFeczk-2B8-2BbGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwMvD= nBNOAXvFKO5efJl8xbO1lOtYA9mY-2BEIGJFjky5f9TJdPJioWyj-2BUfi98dBXOAKf9Vk2MLBB= 8jZIddRh31A3preQ9fJKzzsI00BHBEF8r7TRAP8JUslUyu9mT6LrgnqUjdu-2BHKiXkjLi8Lz6n= 7YVSPuBqrz2e4UPzD6RwHDcOqNZNImn1JDUg-3D-3D ) smartphone=20 ( http://ablink.daily.sofi.com/ls/click?upn=3D62LepVu039-2FQ-2FFRaRff73-2BF= o3ODGoJg0KZytQSB4s6OogQyh8J0t3tL-2FMqZBai7qWWeFs92bjCEONSFB0-2Bc9yCt-2B5yeL= R0AURdZIv5h5Xr0-3D8h_e_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2B= FSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAtPUgVML3Q2YTZJYpbS05Q6DgGhrPamEyfV6l= VhYWvkp0MJjB94NhX5aSBELuZLF-2Bnn8Z-2BQEL18FsoTM9WLl9TfQTzu1E-2BHGKveTkt-2B0= iVgIEm0kZn7JxWYg-2FkhZgOxOLE3q-2Fll-2FtEYJuUSK2nsIb1MNvVnn7MGIRb9c10UHy4a5k= hQ-2BU-2BnOXFH-2FPmrUAz1b9lW70trY8gV2aI9a9th6qCA7n38XqoSaFnQsjmA8qJk5mKzqXa= Y348tj66vuw9DxOGPX1mhq1AI1mzFXBCAe2dL0C1PfGoYp36tl5XJL6pV9DUWu7XFwxVtmE1jNH= WMzA6BUnHXXfTnjjXuGy91cYeZjIWeSZxWcK3-2F69g-2FKb415ScoEjMCgM-2FhsLP5SpQAdYW= VqbibH5i04F32Kp3zWMiTIRxSuh2xTDobuf4DX7BIobQXmWUTSZvJZcJ7RDiZkWA-2Fj7H-2F2G= NF3WDQlDRUs-2FwPhMB7QFeczk-2B8-2BbGyrvhaR8lrWGOv88nrdpOZuJ9-2FuPjnKDiMC8BwM= vDnBNOAXvFKO5efJl8xbO1lOtYA9mY-2BED59T2XAq1KYr9-2BmkrJOL81aqVOG4RcC4ef6m72t= CkYwpxgmtoOf8F-2B-2FlvtPAPLvqZ5pBrv7q5WVtQ8nNfLkfJjGUn-2FNIKto6hpFIKXDRdceN= TAVL7yDq9CeiXsl9I3qgpszTU-2F5U7w1C4BmIs2bFGQ-3D-3D ) This email was sent to you at sterlingwhg@gmail.com by SoFi Wealth LLC. 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App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. 234 1st Street, San Francisco, CA 94105 =C2=A9 2023 Social Finance, Inc. All rights reserved. w: 20231026 --9fdfbffa967f2239509e0e37959f3d1a751732ddd1da40ae5ac3d124478d Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0 SoFi =09 =09
Rather than saving every penny for the future, Gen Z ar= e =E2=80=9Csoft saving=E2=80=9D for their golden years.

=09 =09 =09 =09 =09 =09 =09 =09 =09 =09 =09 =09

 =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C 
=09
 
=20
This email is co= ming from an unmonitored email account. Please do not respond to this messa= ge.
=20 =20
=20
=C2=A0 =20
3D"SoFi
=20 =20 =20
Thursday =E2=80=A2
OCT 26, 2023
=C2=A0
 
=C2=A0   =C2=A0
=C2=A0 Market Recap =C2=A0
=C2=A0
=20
Dow Jones
33,035.93
(-0.32%)
=20 =20 =20 =20 =20
S&P 500
4,186.77
(-1.43%)
=20 =20 =20 =20 =20
Nasdaq
12,821.22
(-2.43%)
=20 =20 =20 =20
Goog= le
$126.67
-$13.45 (-9.6%)
=20 =20 =20 =20 =20
Micr= osoft
$340.67
$10.14 (+3.07%)
=20 =20 =20 =20 =20
Apple=
$171.10
-$2.34 (-1.35%)
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=C2=A0
=20
  =09 =09 3D"" =09  
=09
=C2=A0 =C2=A0
=09 =09 =09
=C2=A0 Soft saving: Gen Z does retirement =C2=A0
=C2=A0   =C2=A0
=C2=A0 =C2=A0
=09 =09 =20 =20
=C2=A0 MARKET RECAP =C2=A0
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=C2=A0 Liz Looks at: Home Sales & Mortgage Rates =C2=A0
=C2=A0   =C2=A0
=C2=A0 =C2=A0
=09 =09 =09 =20 =20 =20 =20 =20 =20 =20 =20 =20
=C2=A0 Toda= y=E2=80=99s top stories =C2=A0
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=09
=C2=A0 =20
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=09 =09
=C2=A0 Financial planner tip=  of the day =C2=A0
=C2=A0 How did you = ;like today=E2=80=99s newsletter? =C2=A0
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Coverage and pricing is subject to eligibility and underwriting criteria. S= oFi Agency and its affiliates do not guarantee the services of any insuranc= e company. The California license number for SoFi Agency is: OL13077 and fo= r Ladder is OK22568. Ladder, SoFi and SoFi Agency are separate, independent= entities. and are not responsible for thG financial condition, business, o= r legal obligations of the other. Social Finance, Inc. (SoFi) and Social Fi= nance Life Insurance Agency. LL.C (SoFi Agency) do not issue, underwrite in= surance, or pay claims under Ladderlife=E2=84=A2 policies. SoFi is compensa= ted by Ladder for each issued term life policy.

By selecting Get a Free Quote you agree to Ladder the sharing with SoFi inf= ormation about any insurance application you submit and any policy you may = obtain.

Google Play and the Google Play logo are trademarks of Google LLC.

Apple and the Apple logo are trademarks of A=C2=B5ple Inc., registered in t= he U.S. and other countries. App Store ls a service mark of Apple Inc., reg= istered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc.

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