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00" bgcolor=3D"rgb(255, 255, 255)" ><tr><td style=3D"line-height:0px;font-s= ize:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"background= :rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px auto;max= -width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" role=3D"presentation" style=3D"background:rgb(255, 255, 255);b= ackground-color:rgb(255, 255, 255);width:100%;"><tbody><tr><td style=3D"dir= ection:ltr;font-size:0px;padding:0 10px;text-align:center;"><!--[if mso | I= E]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"><tr><td class=3D"" style=3D"vertical-align:top;width:580px;" ><![end= if]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-s= ize:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:t= op;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol= e=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:to= p;padding:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role= =3D"presentation" width=3D"100%"><tbody><tr><td align=3D"center" style=3D"f= ont-size:0px;padding:10px 25px;word-break:break-word;"><div style=3D"font-f= amily:'General Grotesque', Arial;font-size:13px;line-height:1;text-align:ce= nter;color:#000000;">Last Week=E2=80=99s Market Moves</div></td></tr><tr><t= d style=3D"font-size:0px;word-break:break-word;"><div style=3D"height:20px;= line-height:20px;"> </div></td></tr><tr><td align=3D"left" class=3D"d= esktop marketIndices" style=3D"font-size:0px;padding:0;word-break:break-wor= d;"><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" border=3D"0" = style=3D"color:#000000;font-family:'General Grotesque', Arial;font-size:13p= x;line-height:22px;table-layout:auto;width:100%;border:none;"><tr><td><span= class=3D"text" style=3D"font-family: 'General Grotesque', Arial; font-size= : 13px; line-height: 22px; padding: 0;">Dow Jones<br><span style=3D"font-fa= mily: 'General Grotesque Bold', Arial; font-weight: 700;">35,066 <span styl= e=3D"color: rgb(255, 80, 0);">(-1.11%)</span></span></span></td><td><span c= lass=3D"text" style=3D"font-family: 'General Grotesque', Arial; font-size: = 13px; line-height: 22px; padding: 0;">S&P 500<br><span style=3D"font-family= : 'General Grotesque Bold', Arial; font-weight: 700;">4,478 <span style=3D"= color: rgb(255, 80, 0);">(-2.27%)</span></span></span></td><td><span class= =3D"text" style=3D"font-family: 'General Grotesque', Arial; font-size: 13px= ; line-height: 22px; padding: 0;">Nasdaq<br><span style=3D"font-family: 'Ge= neral Grotesque Bold', Arial; font-weight: 700;">13,909 <span style=3D"colo= r: rgb(255, 80, 0);">(-2.85%)</span></span></span></td><td><span class=3D"t= ext" style=3D"font-family: 'General Grotesque', Arial; font-size: 13px; lin= e-height: 22px; padding: 0;">Bitcoin<br><span style=3D"font-family: 'Genera= l Grotesque Bold', Arial; font-weight: 700;">$29,020 <span style=3D"color: = rgb(255, 80, 0);">(-1.00%)</span></span></span></td></tr></table></td></tr>= <!--[if !mso]><!--><tr><td align=3D"left" class=3D"mobile marketIndices" st= yle=3D"font-size:0px;padding:0;word-break:break-word;"><table cellpadding= =3D"0" cellspacing=3D"0" width=3D"100%" border=3D"0" style=3D"color:#000000= ;font-family:'General Grotesque', Arial;font-size:13px;line-height:22px;tab= le-layout:auto;width:100%;border:none;"><tr><td><span class=3D"text" style= =3D"font-family: 'General Grotesque', Arial; font-size: 13px; line-height: = 22px; padding: 0;">Dow Jones<br><span style=3D"font-family: 'General Grotes= que Bold', Arial; font-weight: 700;">35,066 <span style=3D"color: rgb(255, = 80, 0);">(-1.11%)</span></span></span></td><td><span class=3D"text" style= =3D"font-family: 'General Grotesque', Arial; font-size: 13px; line-height: = 22px; padding: 0;">S&P 500<br><span style=3D"font-family: 'General Grotesqu= e Bold', Arial; font-weight: 700;">4,478 <span style=3D"color: rgb(255, 80,= 0);">(-2.27%)</span></span></span></td></tr><tr><td><span class=3D"text" s= tyle=3D"font-family: 'General Grotesque', Arial; font-size: 13px; line-heig= ht: 22px; padding: 0;">Nasdaq<br><span style=3D"font-family: 'General Grote= sque Bold', Arial; font-weight: 700;">13,909 <span style=3D"color: rgb(255,= 80, 0);">(-2.85%)</span></span></span></td><td><span class=3D"text" style= =3D"font-family: 'General Grotesque', Arial; font-size: 13px; line-height: = 22px; padding: 0;">Bitcoin<br><span style=3D"font-family: 'General Grotesqu= e Bold', Arial; font-weight: 700;">$29,020 <span style=3D"color: rgb(255, 8= 0, 0);">(-1.00%)</span></span></span></td></tr></table></td></tr><!--<![end= if]--></tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></t= d></tr></table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE= ]></td></tr></table><table align=3D"center" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"width:600px;" w= idth=3D"600" bgcolor=3D"rgb(255, 255, 255)" ><tr><td style=3D"line-height:0= px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"b= ackground:rgb(255, 255, 255);background-color:rgb(255, 255, 255);margin:0px= auto;max-width:600px;"><table align=3D"center" border=3D"0" cellpadding=3D= "0" cellspacing=3D"0" role=3D"presentation" style=3D"background:rgb(255, 25= 5, 255);background-color:rgb(255, 255, 255);width:100%;"><tbody><tr><td sty= le=3D"direction:ltr;font-size:0px;padding:27px 10px;text-align:center;"><!-= -[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0"><tr><td class=3D"column-outlook" style=3D"vertical-align:= top;width:580px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-g= roup-fix column" style=3D"font-size:0px;text-align:left;direction:ltr;displ= ay:inline-block;vertical-align:top;width:100%;"><table border=3D"0" cellpad= ding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><t= r><td style=3D"vertical-align:top;padding:0;"><table border=3D"0" cellpaddi= ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr>= <td align=3D"left" style=3D"font-size:0px;padding:0;word-break:break-word;"= ><div style=3D"font-family:'General Grotesque', Arial;font-size:16px;font-w= eight:400;line-height:24px;text-align:left;color:#000000;"><p><b>Hey Snacke= rs,</b></p><p>A new =E2=80=9CLord of the Rings=E2=80=9D plot hole just drop= ped: if Sauron wanted the ring so bad, why didn=E2=80=99t he just offer Fro= do $2M? That=E2=80=99s what rapper Post Malone did, <a href=3D"https://sg.r= obinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHkrZ9JjTngJLkkocXLl7olgPh1W= LSF9AWIzfLFk48LrA0-2Fh7fE47Y-2Fvx9B-2FWjPPNdceHsgSEZnd2EnKIwFxlbT7qaIRr4WG3= 4ubSMCfF-2FUewytiUrvZnOP1VS-2BvVTjPfPhety2QITUU6eft5ssKTkYDhvQb6XZRGXk1vdft= weJRl9qzIoCOmG0c-2FZO0DDmNbw6IXy9TTfOz0AvJ8jnUuBCVPMbdONjJ2BM6s3gpwsM7-2B6W= gL_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtn= JrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-= 2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYa= V1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3Wv= R-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYE= d3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9eSamiiJHTKZS2zjHPv-2BNK-2Bz-2= BHdu9j8DQkxZbbDPOuSRCPZ403jgBgTwgyAstsK6TBwXhyJ-2Fa5nwJZQMTF3nnZVGobma2dyVL= bR-2B0RvumwVGR484oB-2F1e0lAiXy8VCslINyXvuYSiuUSQBv1-2BG-2BxE9XG7Xet3ex9UIM-= 2F42WPOafzQOQsyglij-2FBUiC92RLc-2Fm-2FpcXYG7QNo88ZbPyeBQv1tBolafbNV93J2dnZO= UkjRvUk29vTbBWzQu7jkqQXQQrNCNBR3ccYBug-2FxQRvfnoUdPBsXvXR-2BwoBSR5Nh3uIzM-3= D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decoration:= underline;text-decoration-thickness:2px;text-underline-offset:1px" target= =3D"_blank" class=3D"css-0">buying</a> a one-of-a-kind =E2=80=9CMagic: The = Gathering'' card bearing the one ring to rule them all from a Tor= onto forklift operator.</p><p>Stocks ended the week in the red, with the S&= amp;P 500 down 2.3%, after a rare US credit downgrade on Wednesday sent jit= ters through markets. July data showed that US job growth cooled, while wag= es grew faster-than-expected. <b>Amazon </b>stock popped last week after st= rong earnings, but <b>Apple </b>slumped as investors digested falling hardw= are sales.</p></div></td></tr><tr><td align=3D"left" style=3D"font-size:0px= ;padding:0;word-break:break-word;"><div style=3D"font-family:'General Grote= sque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:lef= t;color:#000000;"><strong>Btw...</strong> Do you want to start getting Snac= ks daily? Or prefer to unsubscribe? Manage your subscription preferences <a= href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHo4M5C= WQLl79mpAMYeeqPjf3kAb-2FIrJ2zSIlxDT2w7C2S7PScHEGEAxOQn7Tp4NkD9-2BWr5zdziIv-= 2BztMQQh-2BVNDzCPBZHMB6B8M9P0B-2BaDjjaR-2FuxH4a-2FBQ5H-2FBAYYq6JRkJj1VnTo3T= gWSxJ8l7LKE-3Dk-jO_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2= Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjD= UL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq= -2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F= 2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPG= nJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9zvU1z5-2B-2BJ= mVjXY33JlOh31P-2FpS1Bvx-2FFPZuCWVdombGsvXFbggte63A8cyZeaX6np9x69NTD4Frezm-2= BeCG5iGHH3YbnwqFiqgONOAAwSrP42XazKMsxgJiuq4NP1qASDe37R9VhMi6T-2BLLC9Sv6amK-= 2Fd5ek14vPWhqdvOMVF-2FrAIuLjtUDM7HrrmL-2Ft40B6jVCGJw9mKlRugegli2B0L0pByQdyf= n8C-2BNOXxQ6JFdvSPYag0MVEVbBjdyq9HvgzIL-2FdmvrBYN4l4KVUMgrGADKHFHF37oks-2Bi= nmEK1NUFEE-3D style=3D"color: #26A19B; text-decoration: underline; font-wei= ght: bold; text-decoration-thickness: 2px; text-underline-offset: 1px;" tar= get=3D"_blank" rel=3D"noopener">here</a>.</div></td></tr><tr><td align=3D"c= enter" class=3D"light" style=3D"font-size:0px;padding:10px 25px;padding-top= :24px;padding-right:0;padding-bottom:24px;padding-left:0;word-break:break-w= ord;"><p style=3D"border-top:solid 1px #e3e9ed;font-size:1px;margin:0px aut= o;width:100%;"></p><!--[if mso | IE]><table align=3D"center" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" style=3D"border-top:solid 1px #e3e9ed;fo= nt-size:1px;margin:0px auto;width:580px;" role=3D"presentation" width=3D"58= 0px" ><tr><td style=3D"height:0;line-height:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><![endif]--><!-- OPEN= _TRACKING_TAG --><!--[if mso | IE]><table align=3D"center" border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"= width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255)" ><tr><td style= =3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]-= -><div style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255= , 255);margin:0px auto;max-width:600px;"><table align=3D"center" border=3D"= 0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"backg= round:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;"><= tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:0 10px;text-alig= n:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cell= padding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-outlook" style=3D"v= ertical-align:top;width:580px;" ><![endif]--><div class=3D"mj-column-per-10= 0 mj-outlook-group-fix column" style=3D"font-size:0px;text-align:left;direc= tion:ltr;display:inline-block;vertical-align:top;width:100%;"><table border= =3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"1= 00%"><tbody><tr><td style=3D"vertical-align:top;padding:0;"><table border= =3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"1= 00%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;padding:0;word-br= eak:break-word;"><div style=3D"font-family:'General Grotesque', Arial;font-= size:13px;line-height:15px;text-align:left;color:#000000;"><div style=3D"fo= nt-family: 'General Grotesque Bold', Arial; font-weight: 700; letter-spacin= g: 0.03em; text-transform: uppercase; color: #000000; padding: 6px 19px; bo= rder-radius: 30px; border: 0; background-color:#62E5DA; display: inline-blo= ck;">Crib</div></div></td></tr></tbody></table></td></tr></tbody></table></= div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></tab= le></div><!--[if mso | IE]></td></tr></table><table align=3D"center" border= =3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation"= style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255)" ><tr><= td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><!= [endif]--><div style=3D"background:rgb(255, 255, 255);background-color:rgb(= 255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"center" bo= rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style= =3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);width= :100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:0 10px = 20px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" bor= der=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-outlo= ok article-outlook" style=3D"vertical-align:top;width:580px;" ><![endif]-->= <div class=3D"mj-column-per-100 mj-outlook-group-fix column article" style= =3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vertic= al-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing= =3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertica= l-align:top;padding:0;"><table border=3D"0" cellpadding=3D"0" cellspacing= =3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" c= lass=3D"type-no-paragraph-margins" style=3D"font-size:0px;padding:0;padding= -top:24px;padding-bottom:12px;word-break:break-word;"><div style=3D"font-fa= mily:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-he= ight:32px;text-align:left;color:#000000;"><p>The US housing shortage means = no one=E2=80=99s making moves =E2=80=94 and gridlock could last years</p></= div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding:0;word-= break:break-word;"><div style=3D"font-family:'General Grotesque', Arial;fon= t-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;= "><p><b>50 neighborhoods, zero open houses</b><i>=E2=80=A6 </i>By some meas= ures, it=E2=80=99s never been harder to find a home in America =E2=80=94 le= t alone an affordable one. The problem: there are fewer than half as many h= ouses for sale as there were five years ago, and that=E2=80=99s driving up = prices and forcing folks to put their white-picket dreams on ice. Homebuild= ing giants like <a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirS= E5selsQKrSSUHjMA59bDfCWW6qZNCvrM0fKRdGVZLxinSRruKQnyvr7DjsO00wH6HGCEJCD3CuT= BHg-3D-3DyW53_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1o= GUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD= 7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSz= Ueaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsW= kmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1= JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9ODPCjvS-2BBZp5pZOJ= bK2LXTj3fBtbkiHUm9ahx7aFrZ29pGzV1QqWivF-2BOvUx0PBH-2F7KJUvmZdGmJn-2F5GnoXm2= jjhU6uo49WAfx46snqfra0FK8Zc2W9BkV6iWgt9BS9swzzMWFNG064G4BzS9um5JFWQiq-2FXpy= En00J2MfMfMRaS-2F3VN5CfnyHDkYfyVUQbFd-2B5ti58aue0Ji3nXUz-2BfZYtz4VkMpRYpJa6= lmGKkENz2KShH8Ja3W-2BzOpLclY6x0Dsq-2FnxiRph3GpEpAzjZ-2BhL2nWDZTuJwy7qMew5wI= iY4-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decora= tion:underline;text-decoration-thickness:2px;text-underline-offset:1px" tar= get=3D"_blank" class=3D"css-0">Lennar</a><b> </b>and <a href=3D"https://sg.= robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHjMA59bDfCWW6qZNCvrM0fLC8b= G1pDMHlkKyZrv-2Fpw2nh9gRrS225ZHgwgOS-2FGZnhA-3D-3D2S8H_y6r4Y-2Fjyz39fUgiIVZ= vxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2Favx= rE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055A= oSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmvecz= mGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2= Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQv= e48umWEeiw24k-2BNCokBa9laC7KjB10jyQv5QafBAxAflLSn0SUZJ5PiaW48svM5N49ArnFdEt= acdfdXrA6QFh7xmWFx83H4DJ-2FFxvJtc2Wg7hRocvUMG9y6-2F2rhEv7KjtX9nzxpyH-2FGNK8= dA0gGK8TuSVSkgb5j1-2B3dyHYMTq9DUVMn3JKtJoYjWyb1jpnf5Bor9eX0pHvbojtO1qD5yHC0= zCoTin2gZHsqp8Zf6nwd0AkpCWKF65143qQkrtITPYKosjbxT7f4BjpiN1WADZxLOYrwAAWTCez= w4wIVBHDqGJMeypKTPMf-2B4YV0a-2B2dU-3D rel=3D"noopener" style=3D"color:#26A1= 9B;font-weight:bold;text-decoration:underline;text-decoration-thickness:2px= ;text-underline-offset:1px" target=3D"_blank" class=3D"css-0">KB Home</a><b= > </b>are benefiting as they race to get more houses on the market, but sup= ply is still lagging behind.=C2=A0</p><ul style=3D"padding-left:18px"><li s= tyle=3D"margin-bottom:12px"><p><b>Sticker shock: </b>Existing-home sales dr= opped to a five-month low in June. FYI: the median home sale price is $416K= , about $100K higher than prepandemic.=C2=A0</p></li><li style=3D"margin-bo= ttom:12px"><p><b>Window-shop:</b> Even foreigners are cooling on US cul-de-= sacs. International buying of US homes dropped by 14% to the lowest # on re= cord (~85K homes).</p></li><li style=3D"margin-bottom:12px"><p><b>ZIP-code = hop: </b>In Q4, over a quarter of property searches on <a href=3D"https://s= g.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHjMA59bDfCWW6qZNCvrM0fIZ= 3NZSmOtwi6y7Y7YIdcPzFY-2BlHlNqzqDJUuXkV9CSWQ-3D-3DASqr_y6r4Y-2Fjyz39fUgiIVZ= vxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2Favx= rE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055A= oSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmvecz= mGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2= Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQv= e48umWEeiw24k-2BNCokBa93hP-2FqkIb2QtkJJcE-2Fcw4K5qqj1g7stYnU4L7raQv-2FHsTek= vC6bmTYuKOppsYys5VdjYqTcKuR-2FLKMkM9S-2BRh1G50m6CIBXpI5arqqFwnKz3jLml9N8jHq= p1YLoQLQMViD3UN1D53WtCXG4iixnSxFgkFTD51VqnREeDWhgmOfkx-2BKNns-2FwtzfheaVu7A= 2jy7mMIuIIXFJUyOJG-2BXztkBSHEI8AZSc-2BBw-2BVWAl-2FF6Et5tuOacbVFnyXUUEZVxuC6= qEV8WWQ0-2FcFlXmE1VEbaci-2Flvh3oN13lursQj682INJk-3D rel=3D"noopener" style= =3D"color:#26A19B;font-weight:bold;text-decoration:underline;text-decoratio= n-thickness:2px;text-underline-offset:1px" target=3D"_blank" class=3D"css-0= ">Redfin</a><b> </b>were in cities that prospective buyers didn't live= in, as remote workers looked to leave pricey metro hubs.=C2=A0</p></li></u= l><p><b>Golden handcuffs... </b>People who snapped up houses during the nea= r-zero-interest era don=E2=80=99t want to give up the sweet rates they=E2= =80=99ve locked in. Close to 90% of mortgage-holding homeowners have a rate= under 6%, while the current 30-yr fixed is closer to ~7%. Homeowners are s= taying put, even if they=E2=80=99ve outgrown their houses: over 80% say the= y feel =E2=80=9Clocked in=E2=80=9D by low rates. Meanwhile, others feel loc= ked into the lease life:</p><ul style=3D"padding-left:18px"><li style=3D"ma= rgin-bottom:12px"><p><b>#ForeverRenters:</b> 70%+ of renters say they=E2=80= =99ll never be able to afford a home. Rent prices are cooling for the first= time in years, after surging throughout the pandemic.</p></li></ul><p></p>= </div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding:0;pad= ding-top:18px;word-break:break-word;"><div style=3D"font-family:'General Gr= otesque', Arial;font-size:16px;font-weight:700;line-height:0;text-align:lef= t;color:#000000;"><table><tbody><tr><td style=3D"padding: 0 8px 0 0; height= : 17px;"><img src=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5sels= QKrSSUHhlVHSZUg2RjnmzAANAYlJWW-2BL3K615wI-2BBU-2B7gW0-2Bz3231hEIrWUfN3ypik9= VpmIfZW7EB0V5FZPohWmmIm-2Bi8-3DTfTt_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6= L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-= 2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2= BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KM= rKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNm= p5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCo= kBa9emTJ3ZQf32uB7U51Omn9brUq73c6dS5IFz4r4gvuJmuMMGZc3IB93ZY0g7iKd40pMyrokIw= 6gVvQa6lmcAmlf5oCuor3j3ueTmg8gRcoaskDmzy2R4yH4atQeezSjKqLV9xMy6S5WklQKrkxOZ= Tfax8FRb2xlwdMe2ZTw1mJitUNEI4cjRbZITf-2Bdq8-2FAcUDAbQN55rRt9vr2sfqv4raK5U69= U68r6kYVyZSGQVfjzKFDl9tseu0X0QliEXJTUdjJJCrhASkJJF1x4dzXlk-2FZ9VR4mlAXRUgqL= QHaOf1Ywg-3D width=3D"17px" height=3D"17px"></td><td style=3D"font-family: = 'General Grotesque Bold', Arial; width: 100%; padding: 0; height: 17px; lin= e-height: 0; padding-top: 1px;">THE TAKEAWAY</td></tr></tbody></table></div= ></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding:0;word-bre= ak:break-word;"><div style=3D"font-family:'General Grotesque', Arial;font-s= ize:16px;font-weight:400;line-height:24px;text-align:left;color:#000000;"><= p><b>Gridlock needs a (Fed) green light=E2=80=A6 </b>Potential buyers are w= aiting for lower rates to afford a home, and homeowners who want to sell ar= e waiting for lower rates to be free of their golden cuffs. Nearly 80% of c= onsumers think it=E2=80=99s a bad time to buy a house, and over half of own= ers who plan to sell in the next three years are waiting for mortgage rates= to drop. It could be a while: last month, Fed Chair Powell said rate cuts = were <a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSS= UHjI4oHY3u2iOKr7TfJqY8xbL1u3kDZXUv5JNoUz3waeY83-2FAl-2BpPugZdZldUb618BhlNcV= c3vpy-2FXFO-2Ba0NHe18qByEZfwWnwrANAzTM0dUBlMpOrJUYxU8NIaPRobhTk0cMpnQBvPw6o= o9AuDzGOhA-3DbtTp_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2F= pq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDU= L7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-= 2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2= YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGn= J8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa960h-2B9A5mKqEj= lwUK-2FiHs3oJlhENrOsvIPyIR-2FjSbE5RA8KFtHKokv7Jw2eyk-2F3r1y23Jta-2BVIto0AJL= 9oLb8oRBu3Eemdgrhx-2BuvsnnEpNdshKkzCMeYniOxwKkZCE3umAZcjzUUG7kelm-2BqxnIfu1= soZcLe6PsOqWZDLOcRp-2BaWErhlfOgoD3YH5kgTghpdBg05-2BZBp86Z3aPSZ9ZO8dEBSSlplB= -2BRQ2vGi8-2F4BVWRDNMqt4YCuTx0pkzmpqjQcsq4E5-2FJIoWCAcuNxtac60s8FcjQ6Jh3zqR= RIATi0b0c-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-= decoration:underline;text-decoration-thickness:2px;text-underline-offset:1p= x" target=3D"_blank" class=3D"css-0">still</a> =E2=80=9Ca couple years out.= =E2=80=9D</p></div></td></tr><tr><td align=3D"center" class=3D"light" style= =3D"font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;paddin= g-bottom:24px;padding-left:0;word-break:break-word;"><p style=3D"border-top= :solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;"></p><!--[if m= so | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0" style=3D"border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;= width:580px;" role=3D"presentation" width=3D"580px" ><tr><td style=3D"heigh= t:0;line-height:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(245, 248, 250= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(245, 248, 250);background-c= olor:rgb(245, 248, 250);margin:0px auto;border-radius:8px;max-width:600px;"= ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r= ole=3D"presentation" style=3D"background:rgb(245, 248, 250);background-colo= r:rgb(245, 248, 250);width:100%;border-radius:8px;"><tbody><tr><td style=3D= "direction:ltr;font-size:0px;padding:24px 32px;text-align:center;"><!--[if = mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cells= pacing=3D"0"><tr><td class=3D"column-outlook" style=3D"vertical-align:top;w= idth:536px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-= fix column" style=3D"font-size:0px;text-align:left;direction:ltr;display:in= line-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d style=3D"vertical-align:top;padding:0;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d align=3D"left" style=3D"font-size:0px;padding:0 0 14px;word-break:break-w= ord;"><div style=3D"font-family:'General Grotesque', Arial;font-size:13px;l= ine-height:15px;text-align:left;color:#000000;"><div style=3D"font-family: = 'General Grotesque Bold', Arial; font-weight: 700; letter-spacing: 0.03em; = text-transform: uppercase; color: #000000; padding: 6px 19px; border-radius= : 30px; border: 0; background-color:#62E5DA; display: inline-block;">Sponso= red by Mode Mobile</div></div></td></tr><tr><td align=3D"center" style=3D"f= ont-size:0px;padding:0 0 26px;word-break:break-word;"><table border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-co= llapse:collapse;border-spacing:0px;"><tbody><tr><td style=3D"width:536px;">= <img height=3D"auto" src=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGir= SE5selsQKrSSUHstW-2BSod3qMWbkjIjpF3ybtPyVLy-2FqXOUTwdr9Y6GH963DRelIRzQe8Uvl= OkJtVgl8SS-2BgNCkra9K7itFL-2BZ-2Bco-2FKkEyRtOiAlWkjKs-2FC8WyH7GmVPw-2FcyJ0c= xjomHf9ueDbW2K1iP1lSUrIBVtAPvUfLtbXpDKHhEivm06v41wOrg3G_y6r4Y-2Fjyz39fUgiIV= ZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2Fav= xrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055= AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmvec= zmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-= 2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQ= ve48umWEeiw24k-2BNCokBa9bRjCQ-2Fh52TtATOn6BguUbBWp2X7jwtCBKrq7koykcQGPsP96r= -2ByBqYqtvgd3mBOdDVG1y-2F6U2n7AGmco-2BRwuobWIlmtrTAEHspkF-2BNmSCpUQtZihtGio= FOAnGd7-2B8ThEOtvKKO3rPAX9aTriccpgFDVb0YrxenEY0RbLR3wRdmxr4qwF8ALYM-2BsWtDe= -2BYT4rBM5yVF-2BGVSaMokOvMAjjRDkscKb7LGv18gqKfmehgC9S66oc1cxtJSSspwu8Q85Irh= -2F0wYnV5lvrVYvC9eLmKsf0om1-2Bl-2BlcDk4o5TB-2B9Lk-3D style=3D"border:0;disp= lay:block;outline:none;text-decoration:none;height:auto;width:100%;font-siz= e:13px;" width=3D"536"></td></tr></tbody></table></td></tr><tr><td align=3D= "left" class=3D"type-no-paragraph-margins" style=3D"font-size:0px;padding:0= ;word-break:break-word;"><div style=3D"font-family:'General Grotesque Bold'= , Arial;font-size:24px;font-weight:700;line-height:32px;text-align:left;col= or:#000000;"><p>The Biggest Disruption To $martphones in 15 Years =F0=9F=A4= =B3=F0=9F=8F=BC</p></div></td></tr><tr><td align=3D"left" style=3D"font-siz= e:0px;padding:0;word-break:break-word;"><div style=3D"font-family:'General = Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-alig= n:left;color:#000000;"><p><b><i>Flip the Script</i></b>: Turn your phone fr= om a cost to an income source. Intriguing idea, isn't it? This is why = we have our eyes on the launch of <a href=3D"https://sg.robinhood.com/ls/cl= ick?upn=3D6fntGirSE5selsQKrSSUHs-2FAQ5rSxn9aII6vnvNtiQVbRND70LjLEfO6uI2aUeO= 5hBCkneNYBsfiiLQxOn4Iuh3wUDNY2Q357r7FwYkD8FHklQWPtpCXT-2FUaPyoHb984Y6RHxJuF= VAkQdRkTaaeGFhu6RrjCf9-2BeRxduVGinfX-2BKxgysTUxWpkxm09Z9ndJZVAgdVdsVpiGRP87= pWYsJMw-3D-3Dn7tW_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2F= pq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDU= L7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-= 2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2= YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGn= J8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa93HCYnz9uJKAl-2= F4YHolKSFh5XtusZvsFhoVB53lKAPJqnTHp4XoqpzmXdmCiq3hSELTzqFXE9huZ2M7HNqkFaoQl= SoMkuYM9FiTvXJNHk5axM6kN6ZV-2BQLh-2Flvm0ND3VE7tismIRXHiYJgBG3sLDtK5f-2FeZ5f= mcMA0ibKZey2xei6R5npTQm3-2FTk4Y1e3-2F-2BJX1ozoeMQj5oVDWF71aqRjbVheRdwoQeK2j= bepbb4xOx9clAWz8K3VbKMeyCVOUT4yHZWc7fDv6Pc1moaunrfp4vu6BNU9B5eiDEhTmfZ8Hcw-= 3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decoration= :underline;text-decoration-thickness:2px;text-underline-offset:1px" target= =3D"_blank" class=3D"css-0">Mode=E2=80=99s Equity Offering</a>. It=E2=80=99= s the latest in a series of impressive raises among smartphone innovators, = likely spurred by Apple=E2=80=99s recent $3T valuation.</p><p><b>Mode saw 1= 50x revenue growth from 2019 to 2022</b>, a leap that has made them one of = America=E2=80=99s fastest growing companies. Mode is on a mission to disrup= t the industry with <a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fnt= GirSE5selsQKrSSUHs-2FAQ5rSxn9aII6vnvNtiQVbRND70LjLEfO6uI2aUeO5hBCkneNYBsfii= LQxOn4Iuh3wUDNY2Q357r7FwYkD8FHklQWPtpCXT-2FUaPyoHb984Y6RHxJuFVAkQdRkTaaeGFh= u6RrjCf9-2BeRxduVGinfX-2BKxgysTUxWpkxm09Z9ndJZVAgdVdsVpiGRP87pWYsJMw-3D-3Dh= 69S_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULt= nJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9= -2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LY= aV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3W= vR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmY= Ed3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9twEtVbI4xFFg-2FScNWHnkeP8a3Z= gvD5PdfBM-2BBjdOtWFWlYMceBGTqWbyTZyi-2BGmF3da31sSHTJk0-2FvXwMOFlJbrg0GExYz8= kw-2F13mlu8exF8Vv6tDH1u-2F8ciiLkGxHvYwkAucfuG3I0xzL3GIYYziiZtOwpjfRKHoKAcTz= -2BvIUgbrmvf2Cj2TTAPo2hGcfBC8R85o4yX11CI-2FrEOXZeRDfBcYtoRsVMN-2FmVodmPJMZP= wvpKr9ETReydD8DeI-2B4g6eR84YypqpE22B17QOQrwPao-2F-2FbUTScdTqRBkVqrHTeA-3D r= el=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decoration:und= erline;text-decoration-thickness:2px;text-underline-offset:1px" target=3D"_= blank" class=3D"css-0">"EarnPhone," a budget smartphone that=E2= =80=99s helped consumers earn & save $150M+</a> for activities like lis= tening to music, playing games, and ... even charging their devices?!=C2=A0= </p><p>Early backers are getting up to <b>60% bonus stock</b>, and in the f= irst month alone, <b>9,900+ investors acquired shares </b>=E2=80=94<b> </b>= leaving only ~10% in the tier<b>.</b></p><p>=F0=9F=93=88 <a href=3D"https:/= /sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHs-2FAQ5rSxn9aII6vnvNt= iQVbRND70LjLEfO6uI2aUeO5hBCkneNYBsfiiLQxOn4Iuh3wUDNY2Q357r7FwYkD8FHklQWPtpC= XT-2FUaPyoHb984Y6RHxJuFVAkQdRkTaaeGFhu6RrjCf9-2BeRxduVGinfX-2BKxgysTUxWpkxm= 09Z9ndJZVAgdVdsVpiGRP87pWYsJMw-3D-3DGTT3_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX7= 62wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8T= XKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2= vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBE= Pb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2= IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-= 2BNCokBa9SeSyKrUTH1mWEDweLIeNzCU-2FDjdy1f0Wh4wM793a8kNSKMlNLdAjpaIaBgDM1O8H= xKBnQlPGbCfuTvKQcyjpm-2B-2B59DN8dMkTNezDRkK4RLIOlZqf1oYZw3On7CGgh2EBvFt2gbn= Fcz1GnxkKxHNuQRAhFaCbhacsWgFW46nbPPAIPxrojHDg-2FeBvdpModniGXew3Dmn-2FkSd4LD= lBPFdqSaSMYaRp09Bf7bhxdhNOfFTVi4eY1cT93VTkUma8YZxUmj5oVpkBMSP-2BAUNwIso4nQO= GNJ4VgdpfpuysG5YdRfg-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight= :bold;text-decoration:underline;text-decoration-thickness:2px;text-underlin= e-offset:1px" target=3D"_blank" class=3D"css-0">Claim Exclusive 60% Bonus: = $0.08/share</a>*</p></div></td></tr></tbody></table></td></tr></tbody></tab= le></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody>= </table></div><!--[if mso | IE]></td></tr></table><table align=3D"center" b= order=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presenta= tion" style=3D"width:600px;" width=3D"600" ><tr><td style=3D"line-height:0p= x;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"ma= rgin:0px auto;max-width:600px;"><table align=3D"center" border=3D"0" cellpa= dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><= tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 10px 20px;t= ext-align:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-outlook" st= yle=3D"vertical-align:top;width:580px;" ><![endif]--><div class=3D"mj-colum= n-per-100 mj-outlook-group-fix column" style=3D"font-size:0px;text-align:le= ft;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><tabl= e border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" wi= dth=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding:0;"><table = border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" widt= h=3D"100%"><tbody><tr><td align=3D"center" class=3D"light" style=3D"font-si= ze:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24= px;padding-left:0;word-break:break-word;"><p style=3D"border-top:solid 1px = #e3e9ed;font-size:1px;margin:0px auto;width:100%;"></p><!--[if mso | IE]><t= able align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" styl= e=3D"border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px= ;" role=3D"presentation" width=3D"580px" ><tr><td style=3D"height:0;line-he= ight:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);background-c= olor:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"c= enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio= n" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 25= 5);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding= :0 10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-ou= tlook" style=3D"vertical-align:top;width:580px;" ><![endif]--><div class=3D= "mj-column-per-100 mj-outlook-group-fix column" style=3D"font-size:0px;text= -align:left;direction:ltr;display:inline-block;vertical-align:top;width:100= %;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present= ation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding:0;= "><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat= ion" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;pa= dding:0;word-break:break-word;"><div style=3D"font-family:'General Grotesqu= e', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;"><= div style=3D"font-family: 'General Grotesque Bold', Arial; font-weight: 700= ; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; paddin= g: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; disp= lay: inline-block;">Events</div></div></td></tr></tbody></table></td></tr><= /tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td><= /tr></tbody></table></div><!--[if mso | IE]></td></tr></table><table align= =3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" rol= e=3D"presentation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255,= 255, 255)" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height= -rule:exactly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);bac= kground-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table a= lign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr= esentation" style=3D"background:rgb(255, 255, 255);background-color:rgb(255= , 255, 255);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0p= x;padding:0 10px 20px;text-align:center;"><!--[if mso | IE]><table role=3D"= presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td clas= s=3D"column-outlook article-outlook" style=3D"vertical-align:top;width:580p= x;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix colum= n article" style=3D"font-size:0px;text-align:left;direction:ltr;display:inl= ine-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d style=3D"vertical-align:top;padding:0;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d align=3D"left" class=3D"type-no-paragraph-margins" style=3D"font-size:0px= ;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;"><di= v style=3D"font-family:'General Grotesque Bold', Arial;font-size:24px;font-= weight:700;line-height:32px;text-align:left;color:#000000;"><p>Coming up th= is week</p></div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;pa= dding:0;word-break:break-word;"><div style=3D"font-family:'General Grotesqu= e', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;c= olor:#000000;"><p><b>Cue Nicole Kidman intro=E2=80=A6 AMC </b>said it had i= ts best week <i>ever </i>for box-office sales thanks to the Barbenheimer fr= enzy. But those Kentastic #s <i>won=E2=80=99t</i> be included in AMC=E2=80= =99s earnings tomorrow. In May, the world=E2=80=99s largest movie-theater c= hain reported rising sales and smaller losses as moviegoers returned to red= velvet seats. But revenue is still lower than prepandemic levels, and AMC= =E2=80=99s at risk of running out of cash as its massive debt load comes du= e starting next year. More hits would help it avoid bankruptcy, but writers= /actors are still striking.</p><p><b>Specialized swiping=E2=80=A6</b> Women= -message-first app <b>Bumble </b>reports tomorrow, a day after LGBTQ-focuse= d dating app <b>Grindr</b>. Grindr squeezed 41% more $$ out of paying users= last year and reported continued growth in May, while Bumble got a revenue= boost from users buying =E2=80=9Ccompliments.=E2=80=9D In a sign that swip= ers could keep spending, <b>Match Group</b> =E2=80=94 which owns Tinder and= Hinge as well as apps for single parents, 50-and-older daters, and Muslim = singles =E2=80=94 reported record quarterly revenue last week.</p></div></t= d></tr><tr><td align=3D"center" class=3D"light" style=3D"font-size:0px;padd= ing:10px 25px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-= left:0;word-break:break-word;"><p style=3D"border-top:solid 1px #e3e9ed;fon= t-size:1px;margin:0px auto;width:100%;"></p><!--[if mso | IE]><table align= =3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"borde= r-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role=3D= "presentation" width=3D"580px" ><tr><td style=3D"height:0;line-height:0;"> =   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);background-c= olor:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"c= enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio= n" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 25= 5);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding= :0 10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-ou= tlook" style=3D"vertical-align:top;width:580px;" ><![endif]--><div class=3D= "mj-column-per-100 mj-outlook-group-fix column" style=3D"font-size:0px;text= -align:left;direction:ltr;display:inline-block;vertical-align:top;width:100= %;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present= ation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding:0;= "><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat= ion" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;pa= dding:0;word-break:break-word;"><div style=3D"font-family:'General Grotesqu= e', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;"><= div style=3D"font-family: 'General Grotesque Bold', Arial; font-weight: 700= ; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; paddin= g: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; disp= lay: inline-block;">Zoom out</div></div></td></tr></tbody></table></td></tr= ></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td= ></tr></tbody></table></div><!--[if mso | IE]></td></tr></table><table alig= n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" ro= le=3D"presentation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255= , 255, 255)" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-heigh= t-rule:exactly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);ba= ckground-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table = align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p= resentation" style=3D"background:rgb(255, 255, 255);background-color:rgb(25= 5, 255, 255);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0= px;padding:0 10px 20px;text-align:center;"><!--[if mso | IE]><table role=3D= "presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td cla= ss=3D"column-outlook article-outlook" style=3D"vertical-align:top;width:580= px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix colu= mn article" style=3D"font-size:0px;text-align:left;direction:ltr;display:in= line-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d style=3D"vertical-align:top;padding:0;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d align=3D"left" class=3D"type-no-paragraph-margins" style=3D"font-size:0px= ;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;"><di= v style=3D"font-family:'General Grotesque Bold', Arial;font-size:24px;font-= weight:700;line-height:32px;text-align:left;color:#000000;"><p>Stories we= =E2=80=99re watching</p></div></td></tr><tr><td align=3D"left" style=3D"fon= t-size:0px;padding:0;word-break:break-word;"><div style=3D"font-family:'Gen= eral Grotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text= -align:left;color:#000000;"><p><b>Streaming=E2=80=99s Hail Mary=E2=80=A6</b= > As the NFL=E2=80=99s preseason kicks off, streamers like <b>Google=E2=80= =99s </b>YouTube, <b>NBCUniversal</b>=E2=80=99s Peacock, and <b>Amazon</b>= =E2=80=99s Prime Video are hoping their costly deals to broadcast games wil= l boost subs, but it=E2=80=99s no guarantee. After Amazon became the exclus= ive home of =E2=80=9CThursday Night Football=E2=80=9D last season, TNF view= ership plummeted 41%. YouTube, which is paying $2B/season for =E2=80=9CNFL = Sunday Ticket,=E2=80=9D will need 4.5M subs to break even on the deal (form= er rights-holder <b>DirecTV</b> had ~1.5M). Cash-burning streamers are hopi= ng for a W this season.=C2=A0</p><p><b>When fresh goes stale=E2=80=A6</b> <= b>Amazon</b>=E2=80=99s <a href=3D"https://sg.robinhood.com/ls/click?upn=3D6= fntGirSE5selsQKrSSUHjI4oHY3u2iOKr7TfJqY8xZFQzQo9oFKCbcPNgr2EjPFCiLnbeQBudgk= hO3R0VSp-2B6sw2kA5lJ3EqpcW5bIh6ICpeYIPInllqeq-2BL91IXcvwPcjhTMeDSirrHUb2x27= Lf9R1YN7l4b9lUI-2FVh-2FAVhlY-3DD3BK_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6= L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-= 2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2= BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KM= rKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNm= p5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCo= kBa9iKKtAdxQoRMDgQUn3EwPV416tSQtX33TYK3QYVqe4a7fqsna97ZGYC9Zgyxm0eE8jW7FeSp= CUdacl-2Fl3SMraDuAWiZkrftWx3WHmJCmi6v0JdEQ5Z4UtQEpLNi29p4Yy46sruHsKL6IZ1uRb= V8snXRXOMzfyDeSugRrg4s44O-2B0AYtAUbgaUnRRzIm-2FU-2Fq4RCqd7Z42WH8YlSbKnXrZBv= 69wDJL7gDO4QEVlQjqBssQmQUFLVuxKEv074zsKa6tkCSVqiXCfE2hnD4s-2BoHjd0EJpxTekkO= ZfnTMdirD7BIc-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;t= ext-decoration:underline;text-decoration-thickness:2px;text-underline-offse= t:1px" target=3D"_blank" class=3D"css-0">planning</a> to revamp its grocery= -shopping experience as it reaches for a larger slice of the $1.5T US marke= t. In addition to redesigning its Fresh stores and adding Whole Foods locat= ions, it said it=E2=80=99ll expand its fresh-food delivery to non-Prime mem= bers. The =E2=80=9Ceverything store=E2=80=9D had struggled to sell perishab= les profitably (picture: huge minimum orders to break even), and last month= it cut 100s of Amazon Fresh employees. Now, despite its record of shutteri= ng Amazon Books and Go locations, it=E2=80=99s doubling down on IRL stores.= </p></div></td></tr><tr><td align=3D"center" class=3D"light" style=3D"font-= size:0px;padding:10px 25px;padding-top:24px;padding-right:0;padding-bottom:= 24px;padding-left:0;word-break:break-word;"><p style=3D"border-top:solid 1p= x #e3e9ed;font-size:1px;margin:0px auto;width:100%;"></p><!--[if mso | IE]>= <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" st= yle=3D"border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:580= px;" role=3D"presentation" width=3D"580px" ><tr><td style=3D"height:0;line-= height:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);background-c= olor:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"c= enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio= n" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 25= 5);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding= :0 10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-ou= tlook" style=3D"vertical-align:top;width:580px;" ><![endif]--><div class=3D= "mj-column-per-100 mj-outlook-group-fix column" style=3D"font-size:0px;text= -align:left;direction:ltr;display:inline-block;vertical-align:top;width:100= %;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present= ation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding:0;= "><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat= ion" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;pa= dding:0;word-break:break-word;"><div style=3D"font-family:'General Grotesqu= e', Arial;font-size:13px;line-height:15px;text-align:left;color:#000000;"><= div style=3D"font-family: 'General Grotesque Bold', Arial; font-weight: 700= ; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; paddin= g: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; disp= lay: inline-block;">ICYMI</div></div></td></tr></tbody></table></td></tr></= tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></= tr></tbody></table></div><!--[if mso | IE]></td></tr></table><table align= =3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" rol= e=3D"presentation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255,= 255, 255)" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height= -rule:exactly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);bac= kground-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table a= lign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr= esentation" style=3D"background:rgb(255, 255, 255);background-color:rgb(255= , 255, 255);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0p= x;padding:0 10px 20px;text-align:center;"><!--[if mso | IE]><table role=3D"= presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td clas= s=3D"column-outlook article-outlook" style=3D"vertical-align:top;width:580p= x;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix colum= n article" style=3D"font-size:0px;text-align:left;direction:ltr;display:inl= ine-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d style=3D"vertical-align:top;padding:0;"><table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t= d align=3D"left" class=3D"type-no-paragraph-margins" style=3D"font-size:0px= ;padding:0;padding-top:24px;padding-bottom:12px;word-break:break-word;"><di= v style=3D"font-family:'General Grotesque Bold', Arial;font-size:24px;font-= weight:700;line-height:32px;text-align:left;color:#000000;"><p>Last week= 9;s highlights</p></div></td></tr><tr><td align=3D"left" style=3D"font-size= :0px;padding:0;word-break:break-word;"><div style=3D"font-family:'General G= rotesque', Arial;font-size:16px;font-weight:400;line-height:24px;text-align= :left;color:#000000;"><ul style=3D"padding-left:18px"><li style=3D"margin-b= ottom:12px"><p><a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE= 5selsQKrSSUHo4M5CWQLl79mpAMYeeqPjeQ896UhKdS8wo3rrhwGIrLhjqnR5RjoDx2KiblPa3n= f3F3e3XAtS3y4dKhbXt7Bmu4sCbMj5FkZWTsHqJfGWOCzde6jiKndoW0Q85ZKejJg2e6aLO6Vcd= IgqsoUZe0FO0-3D6PEh_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-= 2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvj= DUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LO= q-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2= F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqP= GnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9j2WKHIgdLMQL= oHZm4gnl1iLR9OcwNq-2Fkcb5GbihP3iOw876ZEtM3XMACNKcleouTuxRui1UGNzQ-2Ba2oUJbY= C-2BuJumSAefSIQ7AEA2NmQChPOubf4zyGaaI2DeJyRbGAOuZk47uWywstSYtFqVodkOZ3TvSQV= PhWtly4b8iyZBNSN4EK7tlgMAAtcVWCH3vpdZvBfrzn8EOA990AAnCAh9bEfx-2F9UWmmVhglmv= HPbJMBIic4b2JbhUbg8xp1SYvHCL18OAMRSgf5fEQsTFIGZOjRJl4jNaEOFO1xy75v2YrI-3D r= el=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decoration:und= erline;text-decoration-thickness:2px;text-underline-offset:1px" target=3D"_= blank" class=3D"css-0">IOU</a><b>:</b> The US got its first downgrade from = a major credit-rating agency in over a decade, which sent jitters through g= lobal markets. <b>Fitch</b> pegged its downgrade to the debt-ceiling drama.= <b>JPMorgan</b>=E2=80=99s<b> </b>CEO called the move =E2=80=9Cridiculous.= =E2=80=9D=C2=A0</p></li><li style=3D"margin-bottom:12px"><p><a href=3D"http= s://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHo4M5CWQLl79mpAMYee= qPjdML2VA0fNJHCgg6b69MecqMVEB1XJQ3x5FLtH9YCQl2gt-2BV4yTAkLyud8h-2BT81mcCKLi= GCDpCEOBe5gdOQ6LKrEKPA_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2Fn= BU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57= tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy= 4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2B= K-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQ= LqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9bPvyqPrg2= THgyISH9jlqmxHlVD0suvMDzpAF2dKxIckqWTxz4eu3pL3XstSAv08g2kWhYmdWBhBfzDhlGjQR= Dm7WcXyvDQNiPNfbbh2j9hWTP52388lzTV0VAVgvgdrlQejTAHlGnlKgLdBPyqg7zG9ckaFg-2B= NMmO5D5qwz3xOQDJKJcPRAnP47Txg47K15IgEVcC9YdTmtnWQydjlgxcNsjlXzPaBCfbi5XAK5B= lTAvny41O4HJVAlhVVeDfm5USsE0AKgSSwp2MRHtKK48NkICStWrNnBPkXQ2FQOwdEI-3D rel= =3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decoration:under= line;text-decoration-thickness:2px;text-underline-offset:1px" target=3D"_bl= ank" class=3D"css-0">Unpacked</a><b>: </b>The Biden admin introduced an inc= ome-driven repayment plan to lighten student-debt loads as loan payments ar= e set to resume (psst: this fall). The SAVE plan application site went live= last week.=C2=A0</p></li><li style=3D"margin-bottom:12px"><p><a href=3D"ht= tps://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHo4M5CWQLl79mpAMY= eeqPjeG7FsyRyqoGnhhrGGyuCsUjzOPiJIJQZycSOMenJhPM1jHYWhmfUTnxHRrXPtcfu7i1gyW= KeecpxGGe23WYtL3fXiAZ2T7BBUcJSP3hhSovRlaoDwtQKSW5j4nPyvAGgo-3DdU5t_y6r4Y-2F= jyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIb= JUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXd= kimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHS= FXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdw= KGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG= 01JLSVu8nVQve48umWEeiw24k-2BNCokBa9P4wfs5Ev4YONUAbTBa4OUfdjv9PwFhpPlVn24qgE= 9AWeqWo5z-2BsSEIYzy9NrvzgD35J5Ea-2BtTK3I6c1zNUk9kqTQWm5accgc-2Bl3L33jPlPxzl= ZQLmzMzLPhB-2BHO1t2tS9wIeeydu76AHvzGYAK8fskjkbzX4gigJbFckLL-2Fpk86MT7Bwon-2= FCfgHcVulUQBf3PWQiDS0a9NQflNeJ0F4-2Fu463mZtihCAODjE5pvPO20zcOP9x9NLYeQJenQB= -2FTnBwzxRh4NS7LRty1WG2qYhkdF-2BrepxvlJfu-2FGdiJ8xhJ1w-3D rel=3D"noopener" = style=3D"color:#26A19B;font-weight:bold;text-decoration:underline;text-deco= ration-thickness:2px;text-underline-offset:1px" target=3D"_blank" class=3D"= css-0">Admart</a><b>: Walmart</b> is incorporating third-party ads in its s= elf-checkout lanes, TV aisles, and store intercoms as its ad biz grows fast= . Ads have become a big side hustle for retailers like <b>Kroger </b>and <b= >Target</b>.</p></li></ul><p></p></div></td></tr><tr><td align=3D"center" c= lass=3D"light" style=3D"font-size:0px;padding:10px 25px;padding-top:24px;pa= dding-right:0;padding-bottom:24px;padding-left:0;word-break:break-word;"><p= style=3D"border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:= 100%;"></p><!--[if mso | IE]><table align=3D"center" border=3D"0" cellpaddi= ng=3D"0" cellspacing=3D"0" style=3D"border-top:solid 1px #e3e9ed;font-size:= 1px;margin:0px auto;width:580px;" role=3D"presentation" width=3D"580px" ><t= r><td style=3D"height:0;line-height:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);background-c= olor:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"c= enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio= n" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 25= 5);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding= :0 10px 18px 10px;text-align:center;"><!--[if mso | IE]><table role=3D"pres= entation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D= "column-outlook" style=3D"vertical-align:top;width:580px;" ><![endif]--><di= v class=3D"mj-column-per-100 mj-outlook-group-fix column" style=3D"font-siz= e:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top= ;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role= =3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top= ;padding:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role= =3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"fon= t-size:0px;padding:0;word-break:break-word;"><div style=3D"font-family:'Gen= eral Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height:32px= ;text-align:left;color:#000000;">What else we're Snackin'</div></td></tr><t= r><td align=3D"left" style=3D"font-size:0px;padding:0;padding-top:12px;word= -break:break-word;"><div style=3D"font-family:'General Grotesque', Arial;fo= nt-size:16px;font-weight:400;line-height:24px;text-align:left;color:#000000= ;"><ul style=3D"padding-left:18px"><li style=3D"margin-bottom:12px"><p><a h= ref=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHqcRd4dv= SkR-2F2kN8Jo-2Fst2CJ8b9Xkmr5wC6KEqWCKlmPYtC6cbZFPeSOZRqyye5qZWA17fAZQYowE4q= oRGGA0Alkse3eIcMteKq-2FqioE7tAZ7-Vg_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6= L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-= 2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2= BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KM= rKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNm= p5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCo= kBa9shIFJfhf4xPJkkQJ5h6F4SmXlpxsTNpAb3wJ4zxN3VxXD8dTgZ8VMYJjjS2yVMsu85F5ez3= IS8pW00-2FJnNnelxQTGCoBzJUfROijpFVOrX-2BjSGCQEvb2zpu7vwMIfFQhq-2B634-2Bx7AO= pd4HtIJOei4uFXDFycp-2FLdrQuIjjMNduANQTB0UG-2B8yqgZ894dcM8TLSuxQRdpWXthjgNJj= oJ0kNojurPORVE4tuaYswexfnKibYdgknYCb-2Bw5pgrivqa51rm8uGcilN1FMJncLS4jpPxE1z= nn3j558rkamprq3UI-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bo= ld;text-decoration:underline;text-decoration-thickness:2px;text-underline-o= ffset:1px" target=3D"_blank" class=3D"css-0">Hello</a><b>: </b>The people w= ho=E2=80=99ve been trying to reach you about your vehicle=E2=80=99s extende= d warranty have <i>really</i> been trying: last week, the FCC issued a reco= rd $300M fine to the companies behind 5B robocalls.</p></li><li style=3D"ma= rgin-bottom:12px"><p><a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fn= tGirSE5selsQKrSSUHhmH6NAr6-2BezsqoTs9auQrJpvKJobvI7tddKwPbmSLYwWlJOfS8UPlxB= 1Qd-2BCMdq4DER0-2FByKMfgzJk56a3l5HQWeVMp9ZnkK-2BDKlS7PGYa5DuG56mB3ATt-2FYA2= 6T7AenA-3D-3DzYF4_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2F= pq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDU= L7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-= 2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2= YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGn= J8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9bwnIoKpBA2cC9A= jDKy2XWwHP07seKy2TsmEN7mCtgUvMIHN0-2BeFoMRr79FawdTRbLgPTjukrbMlv33UMI4xUqLa= EsqirgPF-2FjmZZtGJkFHRThzH4i20L7-2Fg5pFoAZXEYi4lNLMu6N59qSeqaPMJcmJzuCv4kUM= 1xlNwZSzC2qyuyOMNu01OMKls-2FuLwY1wt908W9FfKVimPgnmVHzwX-2BWY9KxCKBO1Caep-2B= 1Hz6I8V6uzHUW9nFE436eKJw26PtMutPdb84LDOTV5-2BRMKvfWpPnx21bRvgEDCRqe9-2BGI8N= g-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decorati= on:underline;text-decoration-thickness:2px;text-underline-offset:1px" targe= t=3D"_blank" class=3D"css-0">Transfer</a><b>:</b> Mexico received $60B in r= emittances last year, mostly from US-based workers sending $$ to family. Bu= t the strengthening peso is making USDs worth less, while inflation=E2=80= =99s weighing down transfer amounts.=C2=A0</p></li><li style=3D"margin-bott= om:12px"><p><a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5se= lsQKrSSUHqKeH-2FmzTmoP04MXGd9pfJK-2Bp95ZvvMbmyEsG7wiZLLotzcUa-2BIOzv-2BCiJb= -2BI4ZEGLWGx1aJZtQVsMHwV-2FzHNsIQoNVranAM0Bdi2vuiUsogtHPn-2FpBMTfwN-2BHXuoq= fbFQ-3D-3D6kyi_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1= oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7x= D7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FS= zUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2Yhs= Wkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W= 1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9R-2FSzcJ3oxaYlixa= NUp7KkjHSxXwPU5lVVfil1spAsvmG4i5A-2BAMWvF-2Bdl2f07j85397ztVn8prTbJlE5i-2BHF= XGSCvvIn1VqEAjwKBiIUb3XyDIbWgKOfHMQnwvJASWl4DoB0UIrX-2Fw9F4fYDLUNYpx8jPVWkN= sKpUotYf3inYczejW5ocED4zMFc9uzfCWdBjadKmbb262dNkbhPt9DyCL3mEZfOUpJvkF07sCDL= V7ilfCIv04p56jQDepnJl17Hld8HBF4S5qZQcR-2BVeRQcP5QXuReuLYt2Oe6-2FWPrRfwU-3D = rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold;text-decoration:un= derline;text-decoration-thickness:2px;text-underline-offset:1px" target=3D"= _blank" class=3D"css-0">LongHaul</a><b>: </b>US travelers are opting for Ma= llorca over Montauk as international bookings surge ahead of domestic vacay= s. In response, airlines like <b>United</b> and <b>Delta</b> have added mor= e int=E2=80=99l routes.</p></li></ul><p></p></div></td></tr></tbody></table= ></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table><![end= if]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table><= table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla= ss=3D"" role=3D"presentation" style=3D"width:600px;" width=3D"600" bgcolor= =3D"rgb(245, 248, 250)" ><tr><td style=3D"line-height:0px;font-size:0px;mso= -line-height-rule:exactly;"><![endif]--><div style=3D"background:rgb(245, 2= 48, 250);background-color:rgb(245, 248, 250);margin:0px auto;max-width:600p= x;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0= " role=3D"presentation" style=3D"background:rgb(245, 248, 250);background-c= olor:rgb(245, 248, 250);width:100%;"><tbody><tr><td style=3D"direction:ltr;= font-size:0px;padding:24px 24px 24px 24px;text-align:center;"><!--[if mso |= IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacin= g=3D"0"><tr><td class=3D"column-outlook" style=3D"vertical-align:top;width:= 552px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix c= olumn" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-= block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td styl= e=3D"vertical-align:top;padding:0;"><table border=3D"0" cellpadding=3D"0" c= ellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align= =3D"left" class=3D"mobile-snacks-title-spacing" style=3D"font-size:0px;padd= ing:0;padding-bottom:16px;word-break:break-word;"><div style=3D"font-family= :'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-height= :32px;text-align:left;color:#000000;">Want your Snacks daily?</div></td></t= r><tr><td align=3D"left" style=3D"font-size:0px;padding:0;padding-bottom:8p= x;padding-left:0;word-break:break-word;"><div style=3D"font-family:'General= Grotesque', Arial;font-size:16px;font-weight:400;line-height:0;text-align:= left;color:#000000;"><table><tbody><tr><td style=3D"padding: 0 8px 0 0;"><i= mg src=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHhlVH= SZUg2RjnmzAANAYlJWW-2BL3K615wI-2BBU-2B7gW0-2Bz3-2Fx6flznkBAg0OvAFhVOkrxqfwd= o4qxhrehMEZ0-2F4TuQ-3DSDfL_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ= -2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLOT= 4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3O= Gosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3z= w-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1m= fVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9ebvkU= o25g372-2Bu688-2Bi2svMt-2BdIWHB-2Bkga-2BIe-2B5XRNi71umrzDwxV8kiB1hDS2M0ixIn= bpc0YlzmprUqH5lvGizrybzn88hhqQFUsfnl1e9LR6tf62Rg8FRuv8jT9gSfVbv-2FxY4WG6Qdq= 2I0XQ5psb9iNk37W3mHfTI5QJZ3KY6mp3XAQlwHC8baESUqDuB2KXyVaSUeNthY8-2BbRAkKblH= iKGvmC8ws4n6m26cOOuJkWykBHL1byU2WGtULC4s4Fk-2B0hjl7OlOhnjbGTOZlT8EH97sC9mdF= AK1nJpZFSfK0-3D width=3D"24" height=3D"24"></td><td style=3D"font-family: '= General Grotesque Bold', Arial; width: 100%; padding: 0; line-height: 0; ve= rtical-align: middle; padding-top: 1px;">The Daily Newsletter</td></tr></tb= ody></table></div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;p= adding:0;padding-bottom:8px;word-break:break-word;"><div style=3D"font-fami= ly:'General Grotesque', Arial;font-size:16px;font-weight:400;line-height:24= px;text-align:left;color:#000000;">Get fresh takes on financial news every = week day. Try a sample:</div></td></tr><tr><td align=3D"left" class=3D"type= -no-paragraph-margins" style=3D"font-size:0px;padding:0;padding-bottom:16px= ;word-break:break-word;"><div style=3D"font-family:'General Grotesque', Ari= al;font-size:16px;font-weight:400;line-height:24px;text-align:left;color:#0= 00000;"><p>=F0=9F=8D=94 <a href=3D"https://sg.robinhood.com/ls/click?upn=3D= 6fntGirSE5selsQKrSSUHo4M5CWQLl79mpAMYeeqPjey9j33nDfO39eA-2B-2FrKiSH2DSACuHC= rqig-2B-2BA23ZDZk3EHh8N3u9KY1ZFFNPTs8yN4-3DUHKt_y6r4Y-2Fjyz39fUgiIVZvxszI1-= 2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2= gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsF= WAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2B= aJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-= 2BGlbV2IAgNmp5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWE= eiw24k-2BNCokBa9a-2BPb8wbBZGG1vKe0fixc5OsWvX-2FIEGt38uLjFPx-2FA2Voy2vx34OGS= Nt-2FFXRhJzJ4sBxCnjzrCVGzW0xsxdGU-2FRyQIiw8i-2Ffmm5ung71-2F2H-2BR78gq0OIpYN= Q4icGN8HsABJodmfJo-2BnofNW7qNsoSkXXZbB15BhZiZenbXnHvmBWHUkXjaQxq3jF-2B69sM3= 0zkWubv5x-2FzXDq47-2F-2FuJX2TwO-2FrMv14p1DrKxZzNQIY4FXL-2BhBBdVBrGetwWb2Pw6= JrM27e02Ba7y-2F-2BwWOz4QEmmM4XeF9pvczWpDTrxfScgmQ-3D style=3D"color: #26A19= B; text-decoration: underline; font-weight: bold; text-decoration-thickness= : 2px; text-underline-offset: 1px;" target=3D"_blank" rel=3D"noopener">MrBe= ast=E2=80=99s burger bust</a> =E2=80=A2 Aug 4, 2023<br>=F0=9F=92=B3 <a href= =3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHo4M5CWQLl7= 9mpAMYeeqPjey9j33nDfO39eA-2B-2FrKiSH23UlG-2FBHWTSXnw5pTRmrWLNqk98qIHpgPHmnS= tpdtKaaAljEeyF4Pi3BeOQZvuAn4GBv2_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32= M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2Fl= O7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2Bog= xTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKk= A5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5X= fNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa= 95H1OVfZ1vf9oxMxgtzn3C7JK-2BiKkQUd87vxb1f0blVcqVsCHg3ckovCUL8rNZq5Y3nExefTd= PXJ89hYUBBCSALEnvRYOgp0UE0sJDvLr-2Btmx3QMumvrz-2FSYIGhtX1eji1dQwVzUd-2BNSwe= ueiQ1XjkHRRhPa4ny3liMTK8X8YGzFRrdmzCRG-2B5wGUDIsAicBGLh-2BcWmvlKsHxMpsMYIIh= oKIb3J2BAWwvuQq8dZPcNNFqPvbK-2FX0pRmmf07rN8xWNAJUuZrS2BpnXhHVE00iLoNnYa4ZCZ= CHyJdO0lnla-2BKs-3D style=3D"color: #26A19B; text-decoration: underline; fo= nt-weight: bold; text-decoration-thickness: 2px; text-underline-offset: 1px= ;" target=3D"_blank" rel=3D"noopener">America=E2=80=99s credit-score downgr= ade</a> =E2=80=A2 Aug 3, 2023<br>=F0=9F=9B=92 <a href=3D"https://sg.robinho= od.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHo4M5CWQLl79mpAMYeeqPjey9j33nDfO3= 9eA-2B-2FrKiSH2kdAaHxTBL-2B-2FDHkI7y5zN3XvOpCRfCBEEg6s3-2Fx74obA-3DPHDk_y6r= 4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkA= 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style=3D"font-size: 0px; padding: 0; word-break: break-word;"><table borde= r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"= border-collapse:separate;line-height:100%;"><tbody><tr><td align=3D"center"= bgcolor=3D"#000000" role=3D"presentation" style=3D"border:0;border-radius:= 30px;cursor:auto;mso-padding-alt:10px 30px;background:#000000;" valign=3D"m= iddle"><a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKr= SSUHo4M5CWQLl79mpAMYeeqPjf3kAb-2FIrJ2zSIlxDT2w7C2S7PScHEGEAxOQn7Tp4NkD9-2BW= r5zdziIv-2BztMQQh-2BVNDzCPBZHMB6B8M9P0B-2BaDjjaR-2FuxH4a-2FBQ5H-2FBAYYq6JWL= E8rLHBaciq7kw5yDIcTr7Pt6AjJGe81rpGpkTnVfXGs2R_y6r4Y-2Fjyz39fUgiIVZvxszI1-2B= OksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2ga= y4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWA= y3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ= 41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2B= 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ing=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"width= :600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255)" ><tr><td style=3D"lin= e-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div = style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 255);= margin:0px auto;max-width:600px;"><table align=3D"center" border=3D"0" cell= padding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:r= gb(255, 255, 255);background-color:rgb(255, 255, 255);width:100%;"><tbody><= tr><td style=3D"direction:ltr;font-size:0px;padding:40px 10px 0 10px;text-a= lign:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0"><tr></tr></table><![endif]--></td></tr><= /tbody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"ce= nter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"p= resentation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, = 255)" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:= exactly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);backgroun= d-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align= =3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 25= 5, 255);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;pa= dding:0px 10px 18px 10px;text-align:center;"><!--[if mso | IE]><table role= =3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td = class=3D"column-outlook" style=3D"vertical-align:top;width:580px;" ><![endi= f]--><div class=3D"mj-column-per-100 mj-outlook-group-fix column" style=3D"= font-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-a= lign:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"= 0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-al= ign:top;padding:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"= role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" style= =3D"font-size:0px;padding:0;padding-bottom:18px;word-break:break-word;"><di= v style=3D"font-family:'General Grotesque Bold', Arial;font-size:24px;font-= weight:700;line-height:32px;text-align:left;color:#000000;">Snack Fact Of t= he Day</div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding= :0;padding-bottom:24px;word-break:break-word;"><div style=3D"font-family:'G= eneral Grotesque', Arial;font-size:24px;font-weight:500;line-height:32px;te= xt-align:left;color:#26A19B;">Apple now has 1B paying cloud and streaming s= ubscribers</div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;pad= ding:0;word-break:break-word;"><div style=3D"font-family:'General Grotesque= ', Arial;font-size:16px;font-weight:400;line-height:24px;text-align:left;co= lor:#000000;"><a href=3D"https://sg.robinhood.com/ls/click?upn=3D6fntGirSE5= selsQKrSSUHmsqOT9hK7xLSGyLGFrMdVKGMmolA4UARWyE-2FT-2BlFviDgn-2FwDpu2ODfIelf= 43coyMbl4yQCMpbI5mNc8rQsZYB4-3DuQOo_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6= L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-= 2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2= BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KM= rKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNm= p5XfNBH1mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCo= kBa9vvvYmqe8yAlmPCSqY9Jq5XqD8GAiuHkakShSrpAtb9jLZvH5vkYkYuNBfmQE3I1vh3jxDVi= LOvjGc2-2Biku7CcVmN0lYGvlLEokIxWdRA7Gws6UfG1aSer-2FCcP4xiVuI7-2Biroe6Oz7JZw= N1uL5TbJ8zwUn-2F0BZQ2pWtq4yiCjS-2FMs-2FDJbO6eoLbgLTyuE25N52oYkrWdJ-2B08uOzG= VlZ94vCtyiZUHktPROxZo5l-2FxJtksLUvOfCj-2BgrZnWyjrYBRRJmrc0dgTopBOPLqcViWXhA= zKlDTlpV7igsAXGUpLcZc-3D style=3D"color: #26A19B; text-decoration: underlin= e; font-weight: bold; text-decoration-thickness: 2px; text-underline-offset= : 1px;" target=3D"_blank" rel=3D"noopener">Read more</a></div></td></tr><tr= ><td align=3D"center" class=3D"light" style=3D"font-size:0px;padding:10px 2= 5px;padding-top:24px;padding-right:0;padding-bottom:24px;padding-left:0;wor= d-break:break-word;"><p style=3D"border-top:solid 1px #e3e9ed;font-size:1px= ;margin:0px auto;width:100%;"></p><!--[if mso | IE]><table align=3D"center"= border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-top:solid= 1px #e3e9ed;font-size:1px;margin:0px auto;width:580px;" role=3D"presentati= on" width=3D"580px" ><tr><td style=3D"height:0;line-height:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);background-c= olor:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"c= enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio= n" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 25= 5);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding= :0 10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" = border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"column-ou= tlook" style=3D"vertical-align:top;width:580px;" ><![endif]--><div class=3D= "mj-column-per-100 mj-outlook-group-fix column" style=3D"font-size:0px;text= -align:left;direction:ltr;display:inline-block;vertical-align:top;width:100= %;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present= ation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding:0;= "><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat= ion" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;pa= dding:0;padding-bottom:12px;word-break:break-word;"><div style=3D"font-fami= ly:'General Grotesque Bold', Arial;font-size:24px;font-weight:700;line-heig= ht:32px;text-align:left;color:#000000;">This Week</div></td></tr><tr><td al= ign=3D"left" style=3D"font-size:0px;padding:0;word-break:break-word;"><div = style=3D"font-family:'General Grotesque', Arial;font-size:16px;font-weight:= 400;line-height:24px;text-align:left;color:#000000;"><ul style=3D"padding-l= eft:18px"><li style=3D"margin-bottom:12px"><p><b>Monday:</b> Earnings expec= ted from <b>Tyson Foods</b>, <b>Beyond Meat</b>, and <b>Lucid Group</b></p>= </li><li style=3D"margin-bottom:12px"><p><b>Tuesday</b>: Amazon Cooperation= Treaty Organization summit begins. Earnings expected from <b>Bitfarms</b>,= <b>Take-Two Interactive,</b> <b>Duolingo</b>, <b>AMC Entertainment</b>, <b= >UPS</b>, <b>The New York Times</b>, and <b>Lyft</b></p></li><li style=3D"m= argin-bottom:12px"><p><b>Wednesday: </b>Earnings expected from <b>Disney</b= >, <b>Wendy=E2=80=99s</b>, <b>Grindr</b>, <b>Sony</b>, <b>Roblox</b>, and <= b>Warby Parker</b></p></li><li style=3D"margin-bottom:12px"><p><b>Thursday:= </b>NFL preseason begins. Jobless claims.<b> </b>July US CPI numbers. Earn= ings expected from <b>Alibaba</b>, <b>Hut 8 Mining</b>, <b>Krispy Kreme</b>= , <b>Ralph Lauren</b>, <b>Siemens</b>, <b>Six Flags</b>, and <b>Yeti</b>=C2= =A0</p></li><li style=3D"margin-bottom:12px"><p><b>Friday:</b> Producer Pri= ce Index. Earnings expected from <b>Spectrum Brands</b></p></li></ul><p>Aut= hors of this Snacks own shares of: Amazon, Apple, Beyond Meat, Comcast, Del= ta, Disney, Google, Match Group, and Walmart</p><p>*Advertiser=E2=80=99s di= sclosure: Please read the offering circular at=C2=A0<a href=3D"https://sg.r= obinhood.com/ls/click?upn=3D2uFKSptf2Q-2FyWkrDeLl4DbMHMfwkPS-2F3NjWCT5IkKfF= wek7zm-2B69ytc0CLkdvRsoZx_X_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg= J-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V8TXKrI-2FlO7bLO= T4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3Rx2vzy-2BogxTTp3= OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmveczmGjR-2BaJ41QBEPb2KMrKkA5XB3= zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2Bdhx62-2BGlbV2IAgNmp5XfNBH1= mfVNQLqPGnJ8W1JjJGUYnLmYEd3hnZb1DqsG01JLSVu8nVQve48umWEeiw24k-2BNCokBa9EZJM= MmG6EhtovTmK-2FrXfBpbI2RR3pUODivyG-2BJwI4TnCs-2FIMUK6LXsmw5ObGmVnQiU1tQGFzg= iYFNyRjzeTP2-2FJeso9OLd15VeorKyZnhkG8YtEEFO2ZlxB0txv7UR6E-2FyNUbBN0p-2FE3Go= lfuK8m-2BcdMXDsUvR8q8Ne-2FPdrh3jY3bEukx364fsKKTxAEvHri29y-2FIpPikN4K6vSmXRh= YF9-2BJGF9LC1YrxWVChkNdWOU0oVvOgMhJI86EyadwKXhnu2yKHajXaMOAdFi2cyw6FyCfxIOg= jj7A3n8XYlRU900-3D rel=3D"noopener" style=3D"color:#26A19B;font-weight:bold= ;text-decoration:underline;text-decoration-thickness:2px;text-underline-off= set:1px" target=3D"_blank" class=3D"css-0">invest.modemobile.com</a>. This = is a paid advertisement for Mode Mobile=E2=80=99s Regulation CF Offering.</= p><p><i>Correction: Because of a CMS glitch that failed to publish an itali= cized word in a hyperlink, Friday=E2=80=99s Snacks misstated that Coinbase = said the SEC told the exchange to delist specific assets. Coinbase actually= said that the SEC did </i><b><i>not</i></b><i> tell it to. We regret the e= rror.</i></p></div></td></tr><tr><td align=3D"center" class=3D"light" style= =3D"font-size:0px;padding:10px 25px;padding-top:24px;padding-right:0;paddin= g-bottom:24px;padding-left:0;word-break:break-word;"><p style=3D"border-top= :solid 1px #e3e9ed;font-size:1px;margin:0px auto;width:100%;"></p><!--[if m= so | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0" style=3D"border-top:solid 1px #e3e9ed;font-size:1px;margin:0px auto;= width:580px;" role=3D"presentation" width=3D"580px" ><tr><td style=3D"heigh= t:0;line-height:0;">   </td></tr></table><![endif]--></td></tr></tbody></table></td></tr></tbody><= /table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tb= ody></table></div><!--[if mso | IE]></td></tr></table><table align=3D"cente= r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres= entation" style=3D"width:600px;" width=3D"600" bgcolor=3D"rgb(255, 255, 255= )" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exa= ctly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);background-c= olor:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table align=3D"c= enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio= n" style=3D"background:rgb(255, 255, 255);background-color:rgb(255, 255, 25= 5);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding= :0 0 20px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation= " border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" style= =3D"width:600px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-g= roup-fix" style=3D"font-size:0;line-height:0;text-align:left;display:inline= -block;width:100%;direction:ltr;"><!--[if mso | IE]><table border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" ><tr><td style=3D"ve= rtical-align:top;width:300px;" ><![endif]--><div class=3D"mj-column-per-50 = mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;= display:inline-block;vertical-align:top;width:50%;"><table border=3D"0" cel= lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbod= y><tr><td style=3D"vertical-align:top;padding:10px 0;"><table border=3D"0" = cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><t= body><tr><td align=3D"right" style=3D"font-size:0px;padding:10px 25px;word-= break:break-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" = role=3D"presentation" style=3D"border-collapse:collapse;border-spacing:0px;= "><tbody><tr><td style=3D"width:40px;"><a href=3D"https://sg.robinhood.com/= ls/click?upn=3D6fntGirSE5selsQKrSSUHtUYfswbcLUS4PVSSGCh-2Bp5P7wG1vFeMd-2BEh= 033k5qSDu947b1iaETvxNobW-2BEOciw-3D-3D_Lou_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOks= X762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2FavxrE4CMP2gay4V= 8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055AoSwkPsFWAy3R= 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rule:exactly;"><![endif]--><div style=3D"background:rgb(255, 255, 255);back= ground-color:rgb(255, 255, 255);margin:0px auto;max-width:600px;"><table al= ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre= sentation" style=3D"background:rgb(255, 255, 255);background-color:rgb(255,= 255, 255);width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px= ;padding:0 10px;text-align:center;"><!--[if mso | IE]><table role=3D"presen= tation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"c= olumn-outlook" style=3D"vertical-align:top;width:580px;" ><![endif]--><div = class=3D"mj-column-per-100 mj-outlook-group-fix column" style=3D"font-size:= 0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;w= idth:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D= "presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;pa= dding:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p= resentation" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-siz= e:0px;padding:0;word-break:break-word;"><div style=3D"font-family:'General = Grotesque', Arial;font-size:9px;font-weight:400;line-height:20px;text-align= :left;color:rgb(106, 114, 120);">Sherwood Media, LLC produces fresh and uni= que perspectives on topical financial news and is a fully owned subsidiary = of Robinhood Markets, Inc., and any views expressed here do not necessarily= reflect the views of any other Robinhood affiliate... <a href=3D"https://s= g.robinhood.com/ls/click?upn=3D6fntGirSE5selsQKrSSUHp6LC6T86OqdkL6d78uKAPcr= sV57v3KSLfXiktAeAICcsrZ8uMFwswkeVLpRc-2B8cmQ-3D-3DbpSi_y6r4Y-2Fjyz39fUgiIVZ= vxszI1-2BOksX762wK6L32M97xgJ-2FnBU-2Fpq1oGUBER66ULtnJrEKkAJzFIbJUKT0L-2Favx= rE4CMP2gay4V8TXKrI-2FlO7bLOT4y57tvjDUL7xD7nhqIR2fn9-2B2PKPQJHXdkimY0a41055A= oSwkPsFWAy3Rx2vzy-2BogxTTp3OGosy4LOq-2FSzUeaa4U00LYaV1mNPSncHHSFXBopYLmvecz= mGjR-2BaJ41QBEPb2KMrKkA5XB3zw-2BK-2F2YhsWkmr1EXRM3WvR-2BIpOBkdwKGugVc-2BC-2= 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Mime-Version: 1.0 <!doctype html><html xmlns=3D"http://www.w3.org/1999/xhtml" xmlns:v=3D"urn:= schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:offi= ce"><head><title>@media only screen and (min-width:480px) { .mj-column-per-100 { width: 100% !important; max-width: 100%; } .mj-column-per-50 { width: 50% !important; max-width: 50%; } }
=E2=80=A6and AMC reports (but Barbe= nheimer's not included)
=
 
<= td style=3D"vertical-align:top;padding:0;">
Last Week=E2=80=99s Marke= t Moves
=
 
Dow Jo= nes
35,066 (-1.11%)<= /span>		S&P 500<= br>4,478 (-2.27%)Nasdaq
(-2.85%)		Bitcoin
$2= 9,020 (-1.00%)=
Nasdaq
13,909 (-2.85%)
<= span class=3D"text" style=3D"font-family: 'General Grotesque', Arial; font-= size: 13px; line-height: 22px; padding: 0;">Dow Jones
35,066 (-1.11%)		S&P 500
4,478 (-2.27%)
Bitcoin
$29,020 (-1.00%)
=
<= /table>

Hey Snackers,

A new =E2=80=9CLord of the Rings=E2=80= =9D plot hole just dropped: if Sauron wanted the ring so bad, why didn=E2= =80=99t he just offer Frodo $2M? That=E2=80=99s what rapper Post Malone did= , buying a one-of-a-kind =E2=80= =9CMagic: The Gathering'' card bearing the one ring to rule them = all from a Toronto forklift operator.

Stocks ended the week in the re= d, with the S&P 500 down 2.3%, after a rare US credit downgrade on Wedn= esday sent jitters through markets. July data showed that US job growth coo= led, while wages grew faster-than-expected. Amazon stock popped last= week after strong earnings, but Apple slumped as investors digested= falling hardware sales.

Btw... Do you want to star= t getting Snacks daily? Or prefer to unsubscribe? Manage your subscription = preferences here.

3D""
Crib
<= /table>

The US housing shortage means no one=E2=80=99s making moves =E2=80=94= and gridlock could last years

50 neighborhoods, zero open hou= ses=E2=80=A6 By some measures, it=E2=80=99s never been harder to= find a home in America =E2=80=94 let alone an affordable one. The problem:= there are fewer than half as many houses for sale as there were five years= ago, and that=E2=80=99s driving up prices and forcing folks to put their w= hite-picket dreams on ice. Homebuilding giants like Lennar and KB Home are benefiting= as they race to get more houses on the market, but supply is still lagging= behind.=C2=A0

  • Sticker shock: Existing-home sales dropped to a five-mont= h low in June. FYI: the median home sale price is $416K, about $100K higher= than prepandemic.=C2=A0

  • Win= dow-shop: Even foreigners are cooling on US cul-de-sacs. International = buying of US homes dropped by 14% to the lowest # on record (~85K homes).

  • ZIP-code hop: In Q4, over= a quarter of property searches on Redfin were i= n cities that prospective buyers didn't live in, as remote workers loo= ked to leave pricey metro hubs.=C2=A0

Golden handcuffs..= . People who snapped up houses during the near-zero-interest era don=E2= =80=99t want to give up the sweet rates they=E2=80=99ve locked in. Close to= 90% of mortgage-holding homeowners have a rate under 6%, while the current= 30-yr fixed is closer to ~7%. Homeowners are staying put, even if they=E2= =80=99ve outgrown their houses: over 80% say they feel =E2=80=9Clocked in= =E2=80=9D by low rates. Meanwhile, others feel locked into the lease life:<= /p>

  • #= ForeverRenters: 70%+ of renters say they=E2=80=99ll never be able to af= ford a home. Rent prices are cooling for the first time in years, after sur= ging throughout the pandemic.

=

Gridlock needs a (= Fed) green light=E2=80=A6 Potential buyers are waiting for lower rates = to afford a home, and homeowners who want to sell are waiting for lower rat= es to be free of their golden cuffs. Nearly 80% of consumers think it=E2=80= =99s a bad time to buy a house, and over half of owners who plan to sell in= the next three years are waiting for mortgage rates to drop. It could be a= while: last month, Fed Chair Powell said rate cuts were still= =E2=80=9Ca couple years out.=E2=80=9D

Sponso= red by Mode Mobile
<= /tr>
=

The Biggest Disruption To $mart= phones in 15 Years =F0=9F=A4=B3=F0=9F=8F=BC

Flip the Script= : Turn your phone from a cost to an income source. Intriguing idea,= isn't it? This is why we have our eyes on the launch of Mode=E2=80=99s Equity Offering.= It=E2=80=99s the latest in a series of impressive raises among smartphone = innovators, likely spurred by Apple=E2=80=99s recent $3T valuation.

<= b>Mode saw 150x revenue growth from 2019 to 2022, a leap that has made = them one of America=E2=80=99s fastest growing companies. Mode is on a missi= on to disrupt the industry with "Ea= rnPhone," a budget smartphone that=E2=80=99s helped consumers earn &am= p; save $150M+ for activities like listening to music, playing games, a= nd ... even charging their devices?!=C2=A0

Early backers are getting = up to 60% bonus stock, and in the first month alone, 9,900+ inves= tors acquired shares =E2=80=94 leaving only ~10% in the tier.=

=F0=9F=93=88 Claim Excl= usive 60% Bonus: $0.08/share*

<= /td>
<= /table>

<= /tr>
<= /tbody>
<= div style=3D"font-family: 'General Grotesque Bold', Arial; font-weight: 700= ; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; paddin= g: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; disp= lay: inline-block;">Events
<= /table>

Coming up th= is week

Cue Nicole Kidman intro=E2=80=A6 AMC said it had i= ts best week ever for box-office sales thanks to the Barbenheimer fr= enzy. But those Kentastic #s won=E2=80=99t be included in AMC=E2=80= =99s earnings tomorrow. In May, the world=E2=80=99s largest movie-theater c= hain reported rising sales and smaller losses as moviegoers returned to red= velvet seats. But revenue is still lower than prepandemic levels, and AMC= =E2=80=99s at risk of running out of cash as its massive debt load comes du= e starting next year. More hits would help it avoid bankruptcy, but writers= /actors are still striking.

Specialized swiping=E2=80=A6 Women= -message-first app Bumble reports tomorrow, a day after LGBTQ-focuse= d dating app Grindr. Grindr squeezed 41% more $$ out of paying users= last year and reported continued growth in May, while Bumble got a revenue= boost from users buying =E2=80=9Ccompliments.=E2=80=9D In a sign that swip= ers could keep spending, Match Group =E2=80=94 which owns Tinder and= Hinge as well as apps for single parents, 50-and-older daters, and Muslim = singles =E2=80=94 reported record quarterly revenue last week.

<= div style=3D"font-family: 'General Grotesque Bold', Arial; font-weight: 700= ; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; paddin= g: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; disp= lay: inline-block;">Zoom out
<= /table>

Stories we= =E2=80=99re watching

Streaming=E2=80=99s Hail Mary=E2=80=A6 As the NFL=E2=80=99s preseason kicks off, streamers like Google=E2=80= =99s YouTube, NBCUniversal=E2=80=99s Peacock, and Amazon= =E2=80=99s Prime Video are hoping their costly deals to broadcast games wil= l boost subs, but it=E2=80=99s no guarantee. After Amazon became the exclus= ive home of =E2=80=9CThursday Night Football=E2=80=9D last season, TNF view= ership plummeted 41%. YouTube, which is paying $2B/season for =E2=80=9CNFL = Sunday Ticket,=E2=80=9D will need 4.5M subs to break even on the deal (form= er rights-holder DirecTV had ~1.5M). Cash-burning streamers are hopi= ng for a W this season.=C2=A0

When fresh goes stale=E2=80=A6 <= b>Amazon=E2=80=99s planning to rev= amp its grocery-shopping experience as it reaches for a larger slice of the= $1.5T US market. In addition to redesigning its Fresh stores and adding Wh= ole Foods locations, it said it=E2=80=99ll expand its fresh-food delivery t= o non-Prime members. The =E2=80=9Ceverything store=E2=80=9D had struggled t= o sell perishables profitably (picture: huge minimum orders to break even),= and last month it cut 100s of Amazon Fresh employees. Now, despite its rec= ord of shuttering Amazon Books and Go locations, it=E2=80=99s doubling down= on IRL stores.

 
<= div style=3D"font-family: 'General Grotesque Bold', Arial; font-weight: 700= ; letter-spacing: 0.03em; text-transform: uppercase; color: #000000; paddin= g: 6px 19px; border-radius: 30px; border: 0; background-color:#62E5DA; disp= lay: inline-block;">ICYMI
<= /table>

Last week= 9;s highlights

  • IOU: The US got its first downgrad= e from a major credit-rating agency in over a decade, which sent jitters th= rough global markets. Fitch pegged its downgrade to the debt-ceiling= drama. JPMorgan=E2=80=99s CEO called the move =E2=80=9Cridic= ulous.=E2=80=9D=C2=A0

  • Unpacked: The Biden adm= in introduced an income-driven repayment plan to lighten student-debt loads= as loan payments are set to resume (psst: this fall). The SAVE plan applic= ation site went live last week.=C2=A0

  • Admart: Walmart is incorporati= ng third-party ads in its self-checkout lanes, TV aisles, and store interco= ms as its ad biz grows fast. Ads have become a big side hustle for retailer= s like Kroger and Target.

What else we're Snackin'

  • Hello: T= he people who=E2=80=99ve been trying to reach you about your vehicle=E2=80= =99s extended warranty have really been trying: last week, the FCC i= ssued a record $300M fine to the companies behind 5B robocalls.

    • Transfer: Mexico= received $60B in remittances last year, mostly from US-based workers sendi= ng $$ to family. But the strengthening peso is making USDs worth less, whil= e inflation=E2=80=99s weighing down transfer amounts.=C2=A0

  • LongHaul: US travelers are opt= ing for Mallorca over Montauk as international bookings surge ahead of dome= stic vacays. In response, airlines like United and Delta have= added more int=E2=80=99l routes.

<= /table>
<= td align=3D"left" class=3D"mobile-snacks-title-spacing" style=3D"font-size:= 0px;padding:0;padding-bottom:16px;word-break:break-word;">
Want your Snacks daily?
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The Daily Newsletter
Get fresh takes on financial news every week day. T= ry a sample:

= =F0=9F=8D=94 MrBeast=E2=80=99s burger b= ust =E2=80=A2 Aug 4, 2023
=F0=9F=92=B3 America=E2=80=99s credit-score downgrade =E2=80=A2 A= ug 3, 2023
=F0=9F=9B=92 Walmart=E2=80=99s = in-store ads =E2=80=A2 Aug 2, 2023

Subscribe to the Daily
<= /table>
This Week

  • Monday: Earnings expec= ted from Tyson Foods, Beyond Meat, and Lucid Group

    =

  • Tuesday: Amazon Cooperation= Treaty Organization summit begins. Earnings expected from Bitfarms,= Take-Two Interactive, Duolingo, AMC Entertainment, UPS, The New York Times, and Lyft

  • Wednesday: Earnings expected from Disney, Wendy=E2=80=99s, Grindr, Sony, Roblox, and <= b>Warby Parker

  • Thursday:= NFL preseason begins. Jobless claims. July US CPI numbers. Earn= ings expected from Alibaba, Hut 8 Mining, Krispy Kreme= , Ralph Lauren, Siemens, Six Flags, and Yeti=C2= =A0

  • Friday: Producer Pri= ce Index. Earnings expected from Spectrum Brands

Aut= hors of this Snacks own shares of: Amazon, Apple, Beyond Meat, Comcast, Del= ta, Disney, Google, Match Group, and Walmart

*Advertiser=E2=80=99s di= sclosure: Please read the offering circular at=C2=A0invest.modemobile.com. This= is a paid advertisement for Mode Mobile=E2=80=99s Regulation CF Offering.<= /p>

Correction: Because of a CMS glitch that failed to publish an ital= icized word in a hyperlink, Friday=E2=80=99s Snacks misstated that Coinbase= said the SEC told the exchange to delist specific assets. Coinbase actuall= y said that the SEC did not tell it to. We regret the = error.

Sherwood Media, LLC produces fresh and unique pers= pectives on topical financial news and is a fully owned subsidiary of Robin= hood Markets, Inc., and any views expressed here do not necessarily reflect= the views of any other Robinhood affiliate... See more