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boundary=e685bc6b4ef95e4c0ad26dad1ce478d6a7b0412b362c738bcee5e00998f4 Date: Mon, 12 Jun 2023 18:59:15 +0000 (UTC) From: In a Nutshell Mime-Version: 1.0 Message-ID: Subject: Bye bye bear market Reply-To: no-reply@mail.acorns.com X-Feedback-ID: 5051980:SG X-SG-EID: =?us-ascii?Q?PrGt8bNHXHFWMqHJdUttDQMG=2FwPU7F9w3Ajrt3UDFQoyc6uKYHnzGxzzumI2YQ?= =?us-ascii?Q?lD2KgOHxvpUr=2FuGUizLpUbX=2F0hRcoXvgukGnWlb?= =?us-ascii?Q?ENjsZSJT8rvrRt1XIQ64rMnEkehvaoUl6SXBIZv?= =?us-ascii?Q?QGqyoWjHsA+h6zms9zj4vDv7n1KB6Z0N3Tqcv1g?= =?us-ascii?Q?vaRV=2FBRKtWdmIfJ824fCljBT+LbqAVMnz6TZRJa?= =?us-ascii?Q?EzTit3mMV7YqNx77STKOv0lX5KkpWjClYsu2N1R?= =?us-ascii?Q?yK14J6KrzQSQWakV3hWSw=3D=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKvUYPFb2vwyNNeBc9bJi?= =?us-ascii?Q?ChloIKZw49ZpFHMSP+Y6P3rAUbHUuObNtdPSHWO?= =?us-ascii?Q?FIF1=2F0AX=2F2NwbwgAy2CRurTJ=2FvsDIlZVBl3B8Fe?= =?us-ascii?Q?aSbgExVZZG3kyels3vZJCl6OE5qZn8l9pqwkK7L?= =?us-ascii?Q?Nw3fqBPxTpwkqGhQ9EkUucYSg6lPjdoSn7J8ouq?= =?us-ascii?Q?mdNWCgNWzcudwZXEFR+DVPLQHG2RQI9wu6K88Sa?= =?us-ascii?Q?ZtbKvYgP9NXn3sGQtm6G5+Fsqxgpn98u5+greV5?= =?us-ascii?Q?cadPIOUqlqkMdzq5V1+G3=2FWgbd72HT6sgJJNv61?= =?us-ascii?Q?Uv9Sxoj=2F8rlOaD=2Fxol+pyx=2FCcm=2FydPg89J5xe+j?= =?us-ascii?Q?aVxcKHlO0Xq+6sbRnitnwt9dcsIguOMdQUzenOE?= =?us-ascii?Q?ICwaAA+X3ADd+26Uf=2Fyo18YSfp1Z2KgREq9pcJZ?= =?us-ascii?Q?wP0gY0e03HMWn0Jyb38HKNqwNIs=2F8BBxlKSu05g?= =?us-ascii?Q?=3D?= To: sterlingwhg@gmail.com X-Entity-ID: nqA0+zgLHg3wHdbEIilxwQ== X-Spam-Status: No, score=0.2 X-Spam-Score: 2 X-Spam-Bar: / X-Spam-Flag: NO --e685bc6b4ef95e4c0ad26dad1ce478d6a7b0412b362c738bcee5e00998f4 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset=utf-8 Mime-Version: 1.0 Let=E2=80=99s look why you should invest in the market instead of putting cash in your mattress. =20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3DDUEe_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2F-2Fwd85Umeu-2Fwu4z5rHBIUktXWGP4PQKsc1LRVVUVlCsn2wMJViG6lDgkgmAdOq6hI= PveEi2qntYomd855QgSjP-2BKmz4gj69nGt-2B7L3cTkKJThoxRfqUaLxmEHGI97yhgaHh3Odax= DW1UeP-2F5zt-2Bj-2BLs-3D ) =20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3DWLiL_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2F5XEogC-2F6XXEcwhGQBaqJby-2FOwfRueUDEEzhz4qrR7yiCnrEKEEkNJ3idsAJDN7oP= 9Hs9A-2B-2F-2F3dh2VkwrfREz758IaHnyyofWa7ZCJlPRpS1i6WK8F86eV0hZ830EXwoQdFfOi= mNfQpZp6gNx5GIdSE-3D ) Your weekly round-up of money news and what it means for your long-term financial wellness. In the markets Bye bye bear market The market ended the week slightly higher as we finally put an end to the year-long bear market. A bear market happens when the market declines 20% or more from its recent highs. The bear market ends after the market increases 20% from its low. For those keeping score, we entered bear market territory in June 2022 and hit rock bottom in this bear market around October 2022. Since then, the market has increased over 20% =E2=80=94 meaning the bear market is now over! Investors will be looking to next week=E2=80=99s inflation report and Fed meeting for a catapult into a new bull market. It=E2=80=99s good news for investors! Markets have rallied in recent months. Let's take a look at why long-term investors may benefit from investing instead of holding cash. Which would you pick? The market or the mattress Suppose you had two dollars in 1983. You put one dollar under your mattress for safe keeping, and you invested the other in the S&P 500. Fast forward to today: How much do you think each dollar is worth? The value of your =E2=80=9Cmattress=E2=80=9D d= ollar fell almost 70%. Inflation left you with the same dollar in hand, but today that dollar is worth a third of what it was back then. The dollar you invested in 1983 is now worth $21.23, after adjusting for inflation. You would have earned 65x more simply by investing it in the market. =20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3DT3o6_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2F1Z74KWpPLjEiYbJRaYsIVe332fpfwYt6udDqLLYtOGswRJ-2FzxrBN8h44tis1uEsR8F= FfUK0ZsdzbxAGf0h-2FGdmwRHXqNpz8TCkalFd0dG1ShVNdbFg4bL7OZpoYHNndQGjTq7zbf4P7= d2QrMCi-2BdVI-3D ) The takeaway Your mattress might feel like a safe place for your money, but over time you may end up worse off than you started. Inflation can slowly eat away at your savings. And on top of that, you miss out on the upside that long-term investing has historically reached. Where to put your Money Know your options... That=E2=80=99s not to say investing is the only option for your money. It=E2=80=99s a good idea to understand your money goals=20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CcSdf4G-2B-2BO9wEY36uz4W1Sjb85OByntQu9vJD2Du162jx6y7c1vyks-2FoqQbuIDpla5H= sC9PuX-2FavvGaY3YH2iHaM-3Dqbdr_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M9= 7xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnUp9cs-2F= bvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtFm2gFNPA= vZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1Uroc5IY4= sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT7M4sw60= 1UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6D8oLqiM= vruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyCvh5bp62= 6x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSgNDIa-2F= 4RknpmMzOHcJoe-2F-2Bw2Fj1gDzKmAbXGv0NAlui5fYNwwD-2FXjqZlXtmLgSe9WCpg8n1xxon= Jz1nNBLmbw4T0mTQNs5DB-2BUZ0KtypC2W7VYS8PqjipfeOCnSYwa1-2BvYYX35sTlzEM95tIAs= -2BYjqJpSmIg-3D ) (both short and long-term) to help you figure out what types of assets can help you best achieve them. Cash can meet the short term needs in your life. If, for example, you=E2=80=99re taking a trip to Disney World next month, you need cash on hand to pay for the flight, tickets, and a pair of Mickey Mouse ears. It=E2=80=99d be hard to pay for all that if your money is tied up in stocks or bonds. Bonds can serve your short to medium term goals. Your investment may be tied up today, but in the end, you can plan on getting your original investment back. So if you=E2=80=99re planning to buy a car in the next 2 years, you can earn some interest and make progress to your goal. Stocks can help turn your long-term goals into a reality. Historically, holding stocks has outperformed a similar investment in bonds or cash. So if you invest and stay invested, your chances of reaching a long-term goal like retirement may increase. Invest with Acorns Invest for your future Acorns helps you invest for short, medium and long-term goals. We=E2=80=99ll automatically recommend a portfolio of stock and bond ETFs that match your goals, objectives, and future. ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3DSf-2_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2FyjDKDpYviYOFT1Kbxqd4qdEGgZi4g69kjFgLNSYEdPUaXDMnGCLrAHg9vrA5CdYFtY5l= g1whlNUmGGS1u-2BzlGqARjRFFtbBiI6IMkf89soFE2v-2F55I32W3JGEUk73Xy8r7U79BOg2p3= pifE2kTcN3E-3D ) =20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3DJatg_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2F-2BH9W4B4i3pLywgLR0LP4WjMvw-2FqMZpYFNS2ygWwQ2fF-2BeYsob2p4llqk3BjX7-= 2FqDlajrn1YodmzyShfiGNO12MGARXLOLDoyXJQnRh-2BN2BAw1jlDB-2BetofZknyM6Y3p8rvp= gKP-2F2bk5gQ-2FYILckeIo-3D ) All you have to do to is keep your profile up to date=20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CcXApNzkkYJF8Ym-2FjnwgdgHtoQQqKUKcKHWiKJXKhvjmO6ZUyJAFE0hp5EaMjGh-2Fw-2FQ= -3D-3Dt7e2_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rw= b8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEU= OegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeU= TSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcu= kMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zE= I8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv= 8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1= DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSgNDIa-2FzkDsLLsPlaN-2Be8zDE-= 2F1xHKvSxMOPpKPh8PKbumP8t-2BrFO7YCHSG5fTr7ZYohyzEWCOGpa3FBfg77RUGRAWL8KJllD= lkxrFT0MTWs8Xnr3FDcNRleV0WvufkJK-2FfdqL1XjCoFi656fVOnHFizZ9OpUw-3D ), so we= can recommend the right portfolio for you. Give your Acorns account a boost with a daily, weekly, or monthly investment in your future. Make a Recurring Investment ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsd= a-2Fd0vguHPT6CcbLSmaNSvZJlMHxZ7M6pFEJl7SNy-2FGKx-2B-2FM1KV2xvr830N7eTFuTAcF= TvL4Iallyig-3D-3DOZCi_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BF= SLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ= -2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxM= DS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk= 6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPT= Lhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2= NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyCvh5bp626x8-2BCyy= SINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSgNDIa-2F-2Bh-2BXT= yd3ibtU5Cc9esnZ51Kkcq3ZNRvyXQfaqzvqSIzwefzaGybYqA9Qslre9vVsza9ZpDZ3GDtKAUww= yeHW-2FQcfo2fK4TJ7LAOymAj1N7z-2BCyLh4MUM4GhTkfnuIQXs03P-2B6cuEbT8p5iN47fDm-= 2FE-3D ) Give us your thoughts Hey Andrew! Was this week=E2=80=99s newsletter helpful? Let us know what you think!=20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CcX0CtrrpQOphK3iFd5ff5oGjEn-2FHAdeZ8HWM0UpJp2I-2BMHAe_y6r4Y-2Fjyz39fUgiIV= ZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8N= aBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqko= atxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7= y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c= 7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bN= IdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDu= iEehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F= 6yfVV2nf6WMAqKrhSgNDIa-2F-2FTAuNiev-2BTJQDPKGbXjdNyIxm85BSoFbTYO0pVizyb634Q= kNnBfTpbbOPN-2F1Y0ukwnJkfiGRNxg1cjhxFn9Ct2-2Fu7Ow8-2FhhAydXgpRe0UlKBB3MraB8= oeXq7Ipf25oSIL2A2X3lrwrWomFymDsJFXk-3D ) Market commentary provided by Seth Wunder (Chief Investment Officer) Contributors to this week=E2=80=99s newsletter: Casey Hollis (Managing Editor), Caelon Smith (Senior Investment Data Analyst), Trevir Nath (Senior Writer), Emily Gadd (Associate Editor), Adam Grason (Senior Brand Designer), Kat Mayhew (Senior Designer), and Kaitlyn Griffith (CRM Manager). =20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3D5N8l_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2Fx33VDIbELOMVOH4xNCwfj6UgDxX2XdQRCR2Zh0eQHuHnDATrbXM21q-2BNBjT7xETpLU= pKNzy0XVDoN9vsGVG0EPxQ4JzA7p7yx8Y53Ncg-2FuhPXSLcetoU6On9Y-2FZdaz9qAGBCn2yz3= PJbD916R6CAJo-3D ) =20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CceVfEGIM-2FO-2FS9xLwTlQc6fY-3D8BsS_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762w= K6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnU= p9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtF= m2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1U= roc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT= 7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6= D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyC= vh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSg= NDIa-2F4tPJ1YFtdEzJfH-2Ff2-2B-2FWqgjGlf6fnLFyk6iRzoBArF3R1-2BlT-2FGf6uE9TO6= BoXUcS1UuO0azsCuvNLd6WdWPus2wyIgjLomOAr5NPCSvLli4Vt4JM0nP1A6hngmonQI2yZySB8= bRvFeV6v7iTRtQsZY-3D ) Instagram=20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CcaSwdGLdulvKh-2F-2B19yruGFMeNPe4e9P6agS4FhyTa-2BvwyXMj_y6r4Y-2Fjyz39fUgi= IVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl= 8NaBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZq= koatxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1= e7y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr= 4c7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3= bNIdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2Bof= DuiEehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk= 3F6yfVV2nf6WMAqKrhSgNDIa-2F6WgzQRGICPxixlW5OULckjJbksOqRAVCWr7SmrkfE-2FriCs= iM8AEAisCHLNIRWj6tTZGXHiPumtUgTrpD6Oml2J5hHsUIX9P9-2FJIpazckss6XTOqYdEpKQtf= r8YZRd5OTFFP-2B32BERTAzEAkCaO-2FO2Q-3D ) TikTok=20 ( https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsda-2Fd0vguHP= T6CcSTUk2XNGkOZcJNV4-2FHdMEiDQpDy2mrkEvQ8Is63H3NPXuk1_y6r4Y-2Fjyz39fUgiIVZv= xszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0rtKWQxACAl8NaB= nl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZC1b5xNWwZqkoat= xDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9DXKsg-2BL1e7y5= -2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhRdM85wbO7zr4c7C= fOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNId= SrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupmsUmxo-2BofDuiE= ehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnXqadYblouSk3F6y= fVV2nf6WMAqKrhSgNDIa-2F-2F9DTerwWKugPzp93ZVVmdm0mctXlC-2Fc9e9QlxQw9qGIS85mI= 5o7Xp7V4xSnxS2ouKqdm3uIc1wXAOIQaTmtYO34ulpcKd3VvJdtz1Chc9JosxjdO6hYhBciRYyL= 39QydQofs-2BppAorpab0GyYrZgQU-3D ) Sent with love from Acorns 5300 California Ave. Irvine, CA 92617 This email is a no-reply. 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For additional important risks, disclosures and information, please visit https://links.notifications.acorns.com/ls/click?upn=3DOTcLGFsd= a-2Fd0vguHPT6Ccc-2FSnkRxKK-2FJJ6d-2FHJCPXIK3JdtI6cZoHZxz2-2FIEtpcDh5MV_y6r4= Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAU= TS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBG= IwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65= xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudx= whRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ= -2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQq= upmsUmxo-2BofDuiEehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2= BnXqadYblouSk3F6yfVV2nf6WMAqKrhSgNDIa-2F2xiN-2BRQF4uz45mxHC5NMkxH3GIPsjlb6j= nBu9DrOWYj6sxfdE-2FOnxyfKTHmCWLnBFTpOp69Nweeqr-2Fd2MovY8o67nFqrEc-2BJdQhOKk= TNUujid8stX9-2BW1O6rhcv8yQ62dYy9gzRSNCfMBxs0DI2LSs-3D Copyright =C2=A9 2023 Acorns and/or its affiliates | Disclosures ( https://links.notifications.acorns.com/ls/click?= upn=3DOTcLGFsda-2Fd0vguHPT6Ccc-2FSnkRxKK-2FJJ6d-2FHJCPXIIDYZ548IBDsjOF5YMMQ= k-2BH_kHE_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb= 8lAnkNl5-2FWAUTS0rtKWQxACAl8NaBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEUO= egDRhRUpR1BCBGIwZC1b5xNWwZqkoatxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeUT= Sg73OhCPxM2Q65xE9DXKsg-2BL1e7y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcuk= McrExTbkaAgudxwhRdM85wbO7zr4c7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zEI= 8xo-2FtBNP5wVZ-2Fb3BZOw7jB3bNIdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv8= Qwc-2BQduUEuQqupmsUmxo-2BofDuiEehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1D= SteAmBvTdMpw-2BnXqadYblouSk3F6yfVV2nf6WMAqKrhSgNDIa-2FxGNZjQCrpO-2BFkOGN9iq= kWq1-2BvDevjUcFaoemCucaCED3UuK2eFH6LGx-2Bkt4LnUkCWKK85iijj0qpxnk9f43uzFpInA= nfW1GZPr2GDa6ASmAegdJ84cwQVIdyJMBPlzpfRQ-2B-2FvN8l-2Bi0g24ZpUh27ec-3D ) | Accessibility ( https://links.notifications.acorns.com/ls/click?upn=3DOTc= LGFsda-2Fd0vguHPT6CcQOu0QFF9qJXJQBATMaZs7lzqwIrD4ublRBtAsLLcwKTWvyg_y6r4Y-2= Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xg1cf2BFSLL6DCWR6rwb8lAnkNl5-2FWAUTS0= rtKWQxACAl8NaBnl5NiFAnzvnFcpnUp9cs-2Fbvb9yYATJ-2BPKbuhJEUOegDRhRUpR1BCBGIwZ= C1b5xNWwZqkoatxDQS0z9PUI9uiPtFm2gFNPAvZ2LCiXxMDS0I-2FceeUTSg73OhCPxM2Q65xE9= DXKsg-2BL1e7y5-2F-2F3uEd-2FC1Uroc5IY4sOHSzQopk6eHxqh5eNcukMcrExTbkaAgudxwhR= dM85wbO7zr4c7CfOvcCB0Vefm6dEYT7M4sw601UnVB7mPTLhz1D6v42zEI8xo-2FtBNP5wVZ-2F= b3BZOw7jB3bNIdSrMvaf3ExVW0V8N6D8oLqiMvruFyPvY2NuKp9cG2PAv8Qwc-2BQduUEuQqupm= sUmxo-2BofDuiEehyBAGnSJiSvSUyCvh5bp626x8-2BCyySINBT-2Fjd1DSteAmBvTdMpw-2BnX= qadYblouSk3F6yfVV2nf6WMAqKrhSgNDIa-2F7bzGsZF8VLoZ-2FzkI89CtlJRdWcy33ubUe1Jq= fmgkZdHp0wYcePD-2FmZEqd77gBjscqs1nRlaKKgtYS7Gai8rXMj2YifJe1J67Q4p-2B57hx2-2= F4BBaS9-2BiV39yRHtxHBgEWSPB1MjjRbAgRBq3ehIOQYEU-3D ) --e685bc6b4ef95e4c0ad26dad1ce478d6a7b0412b362c738bcee5e00998f4 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0 Acorns =20 3D""
Let=E2=80=99s look why you should invest in the market = instead of putting cash in your mattress.
=20
Your weekly round-up of money news and wh= at it means for your long-term financial wellness.
= =20

=20
=20
In the markets
Bye bye bear market
= =20 =20
The market ended the week slightly higher= as we finally put an end to the year-long bear market.=20
It=E2=80=99s good news for investors! Mar= kets have rallied in recent months. Let's take a look at why long-term inve= stors may benefit from investing instead of holding cash.=20

=20
=20
Which would you pick?
The market or the mattress
= =20 =20
Suppose you had two dollars in 1983. You = put one dollar under your mattress for safe keeping, and you invested the o= ther in the S&P 500.

Fast forward= to today: How much do you think each dollar is worth?
=20
The takeaway
=20
Your mattress might feel like a safe plac= e for your money, but over time you may end up worse off than you started. = Inflation can slowly eat away at your savings. And on top of that, you miss= out on the upside that long-term investing has historically reached.=20

=20
=20
Where to put your Money
Know your options...
= =20 =20
That=E2=80=99s not to say investing is th= e only option for your money. It=E2=80=99s a good idea to unders= tand your money goals (both short and long-term) to help you figure out= what types of assets can help you best achieve them.=20

=20
Invest with Acorns
Invest for your future
= =20 =20
Acorns helps you invest for short, medium= and long-term goals. We=E2=80=99ll automatically recommend a portfolio of = stock and bond ETFs that match your goals, objectives, and future.=20
=20
=20
All you have to do to is keep yo= ur profile up to date, so we can recommend the right portfolio for you.= =20
= =20
=20
Give your Acorns account a boost with a = daily, weekly, or monthly investment in your future.=09
=20 =09
=09 =20

=20
Give us your thoughts
Hey Andrew!
= =20 =20
Was this week=E2=80=99s newsletter helpfu= l? Let us know what you think!

Market commentary provided by Seth Wunder (Chie= f Investment Officer)

Contributors to this week=E2=80=99s newsletter:= Casey Hollis (Managing Editor), Caelon Smith (Senior Investment Data Anal= yst), Trevir Nath (Senior Writer), Emily Gadd (Associate Editor), Adam Gras= on (Senior Brand Designer), Kat Mayhew (Senior Designer), and Kaitlyn Griff= ith (CRM Manager).
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Have a question? View FAQs or contact our Investor Success = team from our Support Center.

View your Monthly Statements by logging in here and tapping on statements.

Important Risk Information=
Investing involves risk, inclu= ding loss of principal. Please consider, among other important factors,= your investment objectives, risk tolerance and Acorns' pricing before inve= sting. Investment advisory services offered by Acorns Advisers, LLC (Acorns= ), an SEC-registered investment advisor. Brokerage services are provided to= clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-deal= er and member FINRA= /SIPC.

Acorns, Round-Ups=C2=AE investments, Real-Time Round-Ups=C2= =AE investments, Invest the Change and the Acorns logo are registered trade= marks of Acorns Grow Incorporated. All product and company names are tradem= arks=E2=84=A2 or registered=C2=AE trademarks of their respective holders. U= se of them does not imply any affiliation with or endorsement by them.

Dividend payments are not guaranteed. Past performance is no guar= antee of future results. Investments cannot be made directly in an index. U= nmanaged S&P 500 index performance from May 31, 1983 to May 31, 2023. R= esults are not reflective of actual trading and may not depict the impact m= aterial economics or market fluctuations may have had on an actual investor= . Results do not include any fees, expenses, sales charges, or inflation ad= justments.

This information is for informational purposes only and should not be consi= dered as investment advice or a recommendation to buy or sell any particula= r security, strategy, or investment product. The contents of this article = have been generalized, and the investments and strategies discussed may not= be suitable for all investors. Any forward-looking statements may not deve= lop as predicted and are subject to change based on future market and other= conditions.

=20 For additional important risks, disclosures and i= nformation, please visit https://www.acorns.com/disclosures/.
Copyright =C2=A9 2023 Acorns and/or its affiliates | D= isclosures | Accessibility
=20
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