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ft; font-size: 16px; line-height: 130%; width: 100%;"><span class=3D"te-gen=
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rif; font-weight: normal; margin-top: 0px; margin-right: 0px; margin-bottom=
: 0px; margin-left: 0px; text-align: left; line-height: 130%; font-size: 0p=
x; padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-lef=
t: 0px; word-break: break-word; border-collapse: collapse;"><table draggabl=
e=3D"true" data-highlightable=3D"1" align=3D"center" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" id=3D"ijg4f" style=3D"-web=
kit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; b=
order-collapse: collapse; padding-top: 0px; padding-right: 0px; padding-bot=
tom: 0px; padding-left: 0px; vertical-align: top; text-align: left; border-=
top-width: 1px; border-top-style: solid; border-top-color: lightgrey; margi=
n-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; widt=
h: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr draggable=
=3D"true" data-highlightable=3D"1" id=3D"ixizr" style=3D"padding-top: 0px; =
padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align:=
 top; text-align: left;"><td draggable=3D"true" data-highlightable=3D"1" id=
=3D"i31nc" style=3D"overflow-wrap: break-word; hyphens: auto; vertical-alig=
n: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; =
font-weight: normal; padding-top: 0px; padding-right: 0px; padding-bottom: =
0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: =
0px; margin-left: 0px; text-align: left; font-size: 16px; height: 0px; line=
-height: 0; border-collapse: collapse;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"i05ez" class=3D"row" style=3D"-webkit-border-horizontal-spacing: =
0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; verti=
cal-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; displ=
ay: table;"><tbody><tr id=3D"imlio" style=3D"padding-top: 0px; padding-righ=
t: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-a=
lign: left;"><th data-type=3D"column" id=3D"iv1awn3" class=3D"small-12 larg=
e-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto;=
 color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-we=
ight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-hei=
ght: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margin=
-bottom: 0px; margin-left: auto; width: 564px; padding-left: 16px; padding-=
right: 16px; padding-bottom: 0px; border-collapse: collapse;"><table id=3D"=
ixxcq" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vert=
ical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-rig=
ht: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-=
align: left; width: 100%;"><tbody><tr id=3D"iee9t" style=3D"padding-top: 0p=
x; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-ali=
gn: top; text-align: left;"><th id=3D"ivv4n" style=3D"overflow-wrap: break-=
word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-fami=
ly: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; pa=
dding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; =
margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; =
font-size: 16px; line-height: 130%; border-collapse: collapse;"><div dragga=
ble=3D"true" data-highlightable=3D"1" data-type=3D"text-container" class=3D=
"text-container"><p draggable=3D"true" data-highlightable=3D"1" id=3D"icr0m=
" data-mce-style=3D"color: #12263f; font-family: Helvetica, Arial, sans-ser=
if; font-weight: normal; text-align: left; font-size: 16px; line-height: 13=
0%; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"padding: 0px; margin:=
 0px 0px 10px 0px; color: rgb(18, 38, 63); font-family: Helvetica, Arial, s=
ans-serif; font-weight: normal; text-align: left; font-size: 16px; line-hei=
ght: 130%; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; paddi=
ng-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 10px; marg=
in-left: 0px;"><span draggable=3D"true" data-highlightable=3D"1" data-contr=
ast=3D"auto" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D=
"iqvfv" style=3D"font-family: 'open sans', sans-serif;">Hello Andrew Amir,<=
/span><span draggable=3D"true" data-highlightable=3D"1" data-ccp-props=3D"{=
}"></span><span draggable=3D"true" data-highlightable=3D"1" data-contrast=
=3D"auto"></span></p></div><div draggable=3D"true" data-highlightable=3D"1"=
 data-type=3D"text-container" class=3D"text-container"><p draggable=3D"true=
" data-highlightable=3D"1" id=3D"iqb9z" data-mce-style=3D"color: #12263f; f=
ont-family: Helvetica, Arial, sans-serif; font-weight: normal; text-align: =
left; font-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10p=
x 0px;" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38,=
 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-=
align: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-=
right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin=
-right: 0px; margin-bottom: 10px; margin-left: 0px;"><span draggable=3D"tru=
e" data-highlightable=3D"1" data-contrast=3D"auto" data-mce-style=3D"font-f=
amily: 'open sans', sans-serif;" id=3D"izic5b" style=3D"font-family: 'open =
sans', sans-serif;">Here's this month's roundup of news and resources.</spa=
n></p></div></th></tr></tbody></table></th></tr></tbody></table><table data=
-type=3D"row" id=3D"ic1b4h" class=3D"row" style=3D"-webkit-border-horizonta=
l-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: coll=
apse; vertical-align: top; text-align: left; padding-top: 0px; padding-righ=
t: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%; position: rela=
tive; display: table;"><tbody><tr id=3D"ih9qfg" style=3D"padding-top: 0px; =
padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align:=
 top; text-align: left;"><th data-type=3D"column" id=3D"i3s8ym" class=3D"sm=
all-12 large-12 columns first last" style=3D"overflow-wrap: break-word; hyp=
hens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-ser=
if; font-weight: normal; padding-top: 0px; text-align: left; font-size: 16p=
x; line-height: 130%; vertical-align: top; margin-top: 0px; margin-right: a=
uto; margin-bottom: 0px; margin-left: auto; padding-bottom: 16px; width: 56=
4px; padding-left: 16px; padding-right: 16px; border-collapse: collapse;"><=
table id=3D"ikbspx" style=3D"-webkit-border-horizontal-spacing: 0px; -webki=
t-border-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-alig=
n: top; text-align: left; width: 100%;"><tbody><tr id=3D"i6w9uz" style=3D"p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; vertical-align: top; text-align: left;"><th id=3D"izkur6" style=3D"overfl=
ow-wrap: break-word; hyphens: auto; vertical-align: top; color: rgb(18, 38,=
 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; paddi=
ng-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ma=
rgin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; tex=
t-align: left; font-size: 16px; line-height: 130%; border-collapse: collaps=
e;"><table draggable=3D"true" data-highlightable=3D"1" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" id=3D"ijd=
twy" class=3D"divider" style=3D"-webkit-border-horizontal-spacing: 0px; -we=
bkit-border-vertical-spacing: 0px; border-collapse: collapse; padding-top: =
0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-align=
: left; vertical-align: top; width: 100%;"><tbody draggable=3D"true" data-h=
ighlightable=3D"1"><tr draggable=3D"true" data-highlightable=3D"1" id=3D"iq=
hfen" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; p=
adding-left: 0px; vertical-align: top; text-align: left;"><td draggable=3D"=
true" data-highlightable=3D"1" id=3D"i89jle" style=3D"overflow-wrap: break-=
word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-fami=
ly: Helvetica, Arial, sans-serif; font-weight: normal; margin-top: 0px; mar=
gin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; lin=
e-height: 130%; font-size: 0px; padding-top: 10px; padding-right: 0px; padd=
ing-bottom: 10px; padding-left: 0px; word-break: break-word; border-collaps=
e: collapse;"><table draggable=3D"true" data-highlightable=3D"1" align=3D"c=
enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" id=3D"iv5xvj" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-b=
order-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px; p=
adding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: =
top; text-align: left; border-top-width: 1px; border-top-style: solid; marg=
in-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; wid=
th: 100%; border-top-color: rgb(204, 204, 204);"><tbody draggable=3D"true" =
data-highlightable=3D"1"><tr draggable=3D"true" data-highlightable=3D"1" id=
=3D"iv23fh" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: =
0px; padding-left: 0px; vertical-align: top; text-align: left;"><td draggab=
le=3D"true" data-highlightable=3D"1" id=3D"is3fv5" style=3D"overflow-wrap: =
break-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); fon=
t-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0=
px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top:=
 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: =
left; font-size: 16px; height: 0px; line-height: 0; border-collapse: collap=
se;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"iiptbk" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; vert=
ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"ijhr2l" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"iydpq04" class=3D"small-12 la=
rge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: aut=
o; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-=
weight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-h=
eight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; marg=
in-bottom: 0px; margin-left: auto; width: 564px; padding-left: 16px; paddin=
g-right: 16px; padding-bottom: 0px; border-collapse: collapse;"><table id=
=3D"ijme8f" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border=
-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px; paddin=
g-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; =
text-align: left; width: 100%;"><tbody><tr id=3D"i3a6hz" style=3D"padding-t=
op: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertic=
al-align: top; text-align: left;"><th id=3D"i6q9ez" style=3D"overflow-wrap:=
 break-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); fo=
nt-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: =
0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top=
: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align:=
 left; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div=
 draggable=3D"true" data-highlightable=3D"1" data-type=3D"text-container" c=
lass=3D"text-container"><p draggable=3D"true" data-highlightable=3D"1" id=
=3D"iwowbm" data-mce-style=3D"color: #12263f; font-family: Helvetica, Arial=
, sans-serif; font-weight: normal; text-align: left; font-size: 16px; line-=
height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"padding: 0p=
x; margin: 0px 0px 10px 0px; color: rgb(18, 38, 63); font-family: Helvetica=
, Arial, sans-serif; font-weight: normal; text-align: left; font-size: 16px=
; line-height: 130%; padding-top: 0px; padding-right: 0px; padding-bottom: =
0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: =
10px; margin-left: 0px;"><span data-mce-style=3D"font-family: 'open sans', =
sans-serif;" id=3D"i7u7l7" style=3D"font-family: 'open sans', sans-serif;">=
<strong draggable=3D"true" data-highlightable=3D"1"><span draggable=3D"true=
" data-highlightable=3D"1" id=3D"i4qm5r" data-mce-style=3D"font-size: 24px;=
" style=3D"font-size: 24px;"><span draggable=3D"true" data-highlightable=3D=
"1" id=3D"ib0g3b" data-mce-style=3D"font-size: 21px;" style=3D"font-size: 2=
1px;"><span draggable=3D"true" data-highlightable=3D"1" data-contrast=3D"au=
to" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"TextRun SCXW241212936 BCX0">=
<span draggable=3D"true" data-highlightable=3D"1" class=3D"NormalTextRun SC=
XW241212936 BCX0">REACH YOUR GOALS</span></span></span></span></strong></sp=
an></p></div></th></tr></tbody></table></th></tr></tbody></table><table dat=
a-type=3D"row" id=3D"ibrju9" class=3D"row" style=3D"-webkit-border-horizont=
al-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: col=
lapse; vertical-align: top; text-align: left; padding-top: 0px; padding-rig=
ht: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%; position: rel=
ative; display: table;"><tbody><tr id=3D"itawbq" style=3D"padding-top: 0px;=
 padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align=
: top; text-align: left;"><th data-type=3D"column" id=3D"i16jo8" class=3D"s=
mall-12 large-12 columns first last" style=3D"overflow-wrap: break-word; hy=
phens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-se=
rif; font-weight: normal; padding-top: 0px; text-align: left; font-size: 16=
px; line-height: 130%; vertical-align: top; margin-top: 0px; margin-right: =
auto; margin-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: 56=
4px; padding-left: 16px; padding-right: 16px; border-collapse: collapse;"><=
table id=3D"iuodsx" style=3D"-webkit-border-horizontal-spacing: 0px; -webki=
t-border-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-alig=
n: top; text-align: left; width: 100%;"><tbody><tr id=3D"i2ke5h" style=3D"p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; vertical-align: top; text-align: left;"><th id=3D"i6w6pg" style=3D"overfl=
ow-wrap: break-word; hyphens: auto; vertical-align: top; color: rgb(18, 38,=
 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; paddi=
ng-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ma=
rgin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; tex=
t-align: left; font-size: 16px; line-height: 130%; border-collapse: collaps=
e;"><div draggable=3D"true" data-highlightable=3D"1" data-type=3D"text-cont=
ainer" class=3D"text-container"><h4 draggable=3D"true" data-highlightable=
=3D"1" id=3D"i1fg33" data-mce-style=3D"text-align: left; line-height: 130%;=
 color: #12263f; overflow-wrap: normal; font-family: Helvetica, Arial, sans=
-serif; font-weight: normal; font-size: 22px; padding: 0px; margin: 0px 0px=
 10px 0px;" style=3D"padding: 0px; margin: 0px 0px 10px 0px; text-align: le=
ft; line-height: 130%; color: rgb(18, 38, 63); overflow-wrap: normal; font-=
family: Helvetica, Arial, sans-serif; font-weight: normal; font-size: 22px;=
 padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0=
px; margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0=
px;"><span draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"fo=
nt-family: 'open sans', sans-serif;" id=3D"i9udiv" style=3D"font-family: 'o=
pen sans', sans-serif;"><strong draggable=3D"true" data-highlightable=3D"1"=
><span draggable=3D"true" data-highlightable=3D"1" id=3D"ifa9cu" data-mce-s=
tyle=3D"font-size: 18px;" style=3D"font-size: 18px;"><span draggable=3D"tru=
e" data-highlightable=3D"1" data-contrast=3D"auto" xml:lang=3D"EN-US" lang=
=3D"EN-US" class=3D"TextRun SCXW89067010 BCX0"><span draggable=3D"true" dat=
a-highlightable=3D"1" class=3D"NormalTextRun SCXW89067010 BCX0"><span dragg=
able=3D"true" data-highlightable=3D"1" data-contrast=3D"auto" xml:lang=3D"E=
N-US" lang=3D"EN-US" class=3D"TextRun SCXW55847170 BCX0"><span draggable=3D=
"true" data-highlightable=3D"1" class=3D"NormalTextRun SCXW55847170 BCX0">N=
ational Home Prices Keep Falling</span></span></span></span></span></strong=
></span></h4></div></th></tr></tbody></table></th></tr></tbody></table><tab=
le data-type=3D"row" id=3D"id061g" class=3D"row" style=3D"-webkit-border-ho=
rizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collaps=
e: collapse; vertical-align: top; text-align: left; padding-top: 0px; paddi=
ng-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%; positio=
n: relative; display: table;"><tbody><tr id=3D"iysudf" style=3D"padding-top=
: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical=
-align: top; text-align: left;"><th data-type=3D"column" id=3D"iwdmza" clas=
s=3D"small-12 large-12 columns first last" style=3D"overflow-wrap: break-wo=
rd; hyphens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, s=
ans-serif; font-weight: normal; padding-top: 0px; text-align: left; font-si=
ze: 16px; line-height: 130%; vertical-align: top; margin-top: 0px; margin-r=
ight: auto; margin-bottom: 0px; margin-left: auto; padding-bottom: 0px; wid=
th: 564px; padding-left: 16px; padding-right: 16px; border-collapse: collap=
se;"><table id=3D"i2o7p9" style=3D"-webkit-border-horizontal-spacing: 0px; =
-webkit-border-vertical-spacing: 0px; border-collapse: collapse; padding-to=
p: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertica=
l-align: top; text-align: left; width: 100%;"><tbody><tr id=3D"ifji1u" styl=
e=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-lef=
t: 0px; vertical-align: top; text-align: left;"><th id=3D"ig1afb" style=3D"=
overflow-wrap: break-word; hyphens: auto; vertical-align: top; color: rgb(1=
8, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal;=
 padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0=
px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0p=
x; text-align: left; font-size: 16px; line-height: 130%; border-collapse: c=
ollapse;"><div draggable=3D"true" data-highlightable=3D"1" data-type=3D"tex=
t-container" class=3D"text-container"><p id=3D"ibris8" style=3D"color: rgb(=
18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal=
; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: =
0px; margin-top: 0px; margin-right: 0px; margin-left: 0px; text-align: left=
; font-size: 16px; line-height: 130%; margin-bottom: 10px;"><span data-mce-=
style=3D"font-family: 'open sans', sans-serif;" id=3D"icxzwj" style=3D"font=
-family: 'open sans', sans-serif;">Since hitting a peak in June 2022, home =
prices have fallen by 3% to 5% on average. While this is the second-biggest=
 home price correction since the 1950s, it's still mild when compared to th=
e 26% drop in prices between 2007 and 2012.</span></p></div></th></tr></tbo=
dy></table></th></tr></tbody></table><table data-type=3D"row" id=3D"ipnyk6"=
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der-vertical-spacing: 0px; border-collapse: collapse; vertical-align: top; =
text-align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px=
; padding-left: 0px; width: 100%; position: relative; display: table;"><tbo=
dy><tr id=3D"i7ya13" style=3D"padding-top: 0px; padding-right: 0px; padding=
-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><t=
h data-type=3D"column" id=3D"ibnk06" class=3D"small-12 large-12 columns fir=
st last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, =
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dding-top: 0px; text-align: left; font-size: 16px; line-height: 130%; verti=
cal-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; ma=
rgin-left: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; pa=
dding-right: 16px; border-collapse: collapse;"><table id=3D"irun1h" style=
=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing=
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ding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;=
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right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; te=
xt-align: left;"><th id=3D"ip9yuc" style=3D"overflow-wrap: break-word; hyph=
ens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvet=
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t: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-rig=
ht: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-size:=
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=3D"" id=3D"ik6h4j" class=3D"img-center" style=3D"width: 100%; min-width: 5=
32px;"><img src=3D"https://images.totalexpert.net/userfiles/25070/mktimages=
/7108ed2bd66ef404e.png" align=3D"center" data-tc-container=3D"center" id=3D=
"iwzjxv" width=3D"548" class=3D"float-center" style=3D"width: 548px; outlin=
e-style: none; text-decoration-line: none; max-width: 100%; clear: both; di=
splay: block; margin-top: 0px; margin-right: auto; margin-bottom: 0px; marg=
in-left: auto; float: none; text-align: center; min-width: 0;"></center></t=
h></tr></tbody></table></th></tr></tbody></table><table data-type=3D"row" i=
d=3D"iwx0wf" class=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px;=
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align: top; text-align: left; padding-top: 0px; padding-right: 0px; padding=
-bottom: 0px; padding-left: 0px; width: 100%; position: relative; display: =
table;"><tbody><tr id=3D"i7lkmp" style=3D"padding-top: 0px; padding-right: =
0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-alig=
n: left;"><th data-type=3D"column" id=3D"iyf65wx" class=3D"small-12 large-1=
2 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto; co=
lor: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weigh=
t: normal; padding-top: 0px; text-align: left; font-size: 16px; line-height=
: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margin-bo=
ttom: 0px; margin-left: auto; width: 564px; padding-left: 16px; padding-rig=
ht: 16px; padding-bottom: 0px; border-collapse: collapse;"><table id=3D"i9d=
y9o" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertic=
al-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-right=
: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-al=
ign: left; width: 100%;"><tbody><tr id=3D"iv0uj1" style=3D"padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-alig=
n: top; text-align: left;"><th id=3D"ik8atg" style=3D"overflow-wrap: break-=
word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-fami=
ly: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; pa=
dding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; =
margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; =
font-size: 16px; line-height: 130%; border-collapse: collapse;"><div dragga=
ble=3D"true" data-highlightable=3D"1" data-type=3D"text-container" class=3D=
"text-container"><p id=3D"iryn9s" style=3D"color: rgb(18, 38, 63); font-fam=
ily: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; p=
adding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px;=
 margin-right: 0px; margin-left: 0px; text-align: left; font-size: 16px; li=
ne-height: 130%; margin-bottom: 10px;"><span data-mce-style=3D"font-family:=
 'open sans', sans-serif;" id=3D"i14007" style=3D"font-family: 'open sans',=
 sans-serif;">To further muddy the waters, this seven-month streak of conse=
cutive price declines followed a 124-month streak of increasing home prices=
, which began in February 2012 and peaked less than a year ago. So it's fin=
ally good news for potential buyers...or is it?</span></p><p id=3D"i94rwg" =
style=3D"color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif;=
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px; text-align: left; font-size: 16px; line-height: 130%; margin-bottom: 10=
px;"><span data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"i=
t2m9v" style=3D"font-family: 'open sans', sans-serif;">Even with sliding pr=
operty prices, buying a home is still an expensive proposition for many peo=
ple. As of January 2023, national home prices have risen by 37% since March=
 2020...just three years. Also, not all of the 20 major cities tracked by t=
he Case-Shiller index recorded a decline. One market posted a gain<span dra=
ggable=3D"true" data-highlightable=3D"1" data-contrast=3D"auto" xml:lang=3D=
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ble=3D"true" data-highlightable=3D"1" data-fontsize=3D"12" class=3D"NormalT=
extRun Superscript SCXW206887067 BCX0">1</span></span></sup></span></p></di=
v></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"ixb8dg" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
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ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
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lay: table;"><tbody><tr id=3D"ig0lsf" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
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ng-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=
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le draggable=3D"true" data-highlightable=3D"1" border=3D"0" cellpadding=3D"=
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ss=3D"divider" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-bor=
der-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px; pad=
ding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-align: left; =
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able=3D"1"><tr draggable=3D"true" data-highlightable=3D"1" id=3D"i80gcd" st=
yle=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-l=
eft: 0px; vertical-align: top; text-align: left;"><td draggable=3D"true" da=
ta-highlightable=3D"1" id=3D"ilqja5" style=3D"overflow-wrap: break-word; hy=
phens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; margin-top: 0px; margin-righ=
t: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; line-height=
: 130%; font-size: 0px; padding-top: 10px; padding-right: 0px; padding-bott=
om: 10px; padding-left: 0px; word-break: break-word; border-collapse: colla=
pse;"><table draggable=3D"true" data-highlightable=3D"1" align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" id=3D=
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rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; border-top-width: 1px; border-top-style: solid; margin-top: =
0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; width: 100%=
; border-top-color: rgb(204, 204, 204);"><tbody draggable=3D"true" data-hig=
hlightable=3D"1"><tr draggable=3D"true" data-highlightable=3D"1" id=3D"i2aw=
qj" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; pad=
ding-left: 0px; vertical-align: top; text-align: left;"><td draggable=3D"tr=
ue" data-highlightable=3D"1" id=3D"i6ifpy" style=3D"overflow-wrap: break-wo=
rd; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family=
: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; padd=
ing-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; ma=
rgin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; fo=
nt-size: 16px; height: 0px; line-height: 0; border-collapse: collapse;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"ij8z4y" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
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ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"ikrpj9" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
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ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: 564px; paddin=
g-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=3D=
"iyjy3h" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; width: 100%;"><tbody><tr id=3D"ifzk14" style=3D"padding-top:=
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align: top; text-align: left;"><th id=3D"ijg545" style=3D"overflow-wrap: br=
eak-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-=
family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0=
px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: le=
ft; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div da=
ta-type=3D"text-container" class=3D"text-container"><p draggable=3D"true" d=
ata-highlightable=3D"1" data-mce-style=3D"color: #12263f; font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; text-align: left; font-size:=
 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" id=3D"iw=
owbm-2" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38,=
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align: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-=
right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin=
-right: 0px; margin-bottom: 10px; margin-left: 0px;"><span data-mce-style=
=3D"font-family: 'open sans', sans-serif;" id=3D"ifjzfr" style=3D"font-fami=
ly: 'open sans', sans-serif;"><strong draggable=3D"true" data-highlightable=
=3D"1"><span draggable=3D"true" data-highlightable=3D"1" id=3D"iavjel" data=
-mce-style=3D"font-size: 21px;" style=3D"font-size: 21px;">MORTGAGE IQ</spa=
n></strong></span></p></div></th></tr></tbody></table></th></tr></tbody></t=
able><table data-type=3D"row" id=3D"iyeg1x" class=3D"row" style=3D"-webkit-=
border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; borde=
r-collapse: collapse; vertical-align: top; text-align: left; padding-top: 0=
px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%=
; position: relative; display: table;"><tbody><tr id=3D"ibm9sa" style=3D"pa=
dding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px;=
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vrn" class=3D"small-12 large-12 columns first last" style=3D"overflow-wrap:=
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; font-size: 16px; line-height: 130%; vertical-align: top; margin-top: 0px;=
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adding-left: 16px; padding-right: 16px; padding-bottom: 0px; border-collaps=
e: collapse;"><table id=3D"iox561" style=3D"-webkit-border-horizontal-spaci=
ng: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; vertical-align: top; text-align: left; width: 100%;"><tbody><tr id=3D"iww=
8c4" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; pa=
dding-left: 0px; vertical-align: top; text-align: left;"><th id=3D"iulv8f" =
style=3D"overflow-wrap: break-word; hyphens: auto; vertical-align: top; col=
or: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight=
: normal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; paddin=
g-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin=
-left: 0px; text-align: left; font-size: 16px; line-height: 130%; border-co=
llapse: collapse;"><div draggable=3D"true" data-highlightable=3D"1" data-ty=
pe=3D"text-container" class=3D"text-container"><p draggable=3D"true" data-h=
ighlightable=3D"1" id=3D"irsyct" data-mce-style=3D"color: #12263f; font-fam=
ily: Helvetica, Arial, sans-serif; font-weight: normal; text-align: left; f=
ont-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"=
 style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38, 63); f=
ont-family: Helvetica, Arial, sans-serif; font-weight: normal; text-align: =
left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-right: =
0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right:=
 0px; margin-bottom: 10px; margin-left: 0px;"><span draggable=3D"true" data=
-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif=
;" id=3D"ipa6za" style=3D"font-family: 'open sans', sans-serif;"><strong dr=
aggable=3D"true" data-highlightable=3D"1"><span draggable=3D"true" data-hig=
hlightable=3D"1" data-mce-style=3D"font-size: 18px;" id=3D"itm7r4" style=3D=
"font-size: 18px;"><span draggable=3D"true" data-highlightable=3D"1" data-c=
ontrast=3D"auto" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"TextRun SCXW890=
67010 BCX0"><span draggable=3D"true" data-highlightable=3D"1" class=3D"Norm=
alTextRun SCXW89067010 BCX0">Financing For a Greener Home</span></span></sp=
an></strong></span><br draggable=3D"true" data-highlightable=3D"1"></p></di=
v></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"ica2ix" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
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ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"i8778c" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"i23wnx" class=3D"small-12 lar=
ge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto=
; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-w=
eight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 16px; width: 564px; paddi=
ng-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=
=3D"iqtu8b" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border=
-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px; paddin=
g-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; =
text-align: left; width: 100%;"><tbody><tr id=3D"iqcq65" style=3D"padding-t=
op: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertic=
al-align: top; text-align: left;"><th id=3D"icr1op" style=3D"overflow-wrap:=
 break-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); fo=
nt-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: =
0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top=
: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align:=
 left; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div=
 draggable=3D"true" data-highlightable=3D"1" data-type=3D"text-container" c=
lass=3D"text-container"><p id=3D"ij8jbh" style=3D"color: rgb(18, 38, 63); f=
ont-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top:=
 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-to=
p: 0px; margin-right: 0px; margin-left: 0px; text-align: left; font-size: 1=
6px; line-height: 130%; margin-bottom: 10px;"><span data-mce-style=3D"font-=
family: 'open sans', sans-serif;" id=3D"i4xsvw" style=3D"font-family: 'open=
 sans', sans-serif;">If you're planning to view some homes this spring, you=
 may find one that fits your requirements but isn't energy-efficient. For e=
xample, it may have an older HVAC system that won't keep your home comforta=
ble without running up massive bills. Or it doesn't have sufficient insulat=
ion.</span><span draggable=3D"true" data-highlightable=3D"1" data-mce-style=
=3D"font-family: 'open sans', sans-serif;" id=3D"i6v7bu" style=3D"font-fami=
ly: 'open sans', sans-serif;"></span></p></div></th></tr></tbody></table></=
th></tr></tbody></table><table data-type=3D"row" id=3D"idylvk" class=3D"row=
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spacing: 0px; border-collapse: collapse; vertical-align: top; text-align: l=
eft; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-lef=
t: 0px; width: 100%; position: relative; display: table;"><tbody><tr id=3D"=
ilvieo" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px;=
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=3D"column" id=3D"ib143r" class=3D"small-12 large-12 columns first last" st=
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nt-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: =
0px; text-align: left; font-size: 16px; line-height: 130%; vertical-align: =
top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: =
auto; padding-bottom: 16px; width: 564px; padding-left: 16px; padding-right=
: 16px; border-collapse: collapse;"><table id=3D"i4ww01" style=3D"-webkit-b=
order-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border=
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ng-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; marg=
in-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px; line-h=
eight: 130%; border-collapse: collapse;"><center data-parsed=3D"" id=3D"icz=
qkk" class=3D"img-center" style=3D"width: 100%; min-width: 532px;"><img src=
=3D"https://images.totalexpert.net/userfiles/25070/mktimages/6186424e0267b4=
9fa.png" align=3D"center" data-tc-container=3D"center" id=3D"ines71" width=
=3D"548" class=3D"float-center" style=3D"width: 548px; outline-style: none;=
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margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto;=
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></table></th></tr></tbody></table><table data-type=3D"row" id=3D"iq57lc" c=
lass=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-borde=
r-vertical-spacing: 0px; border-collapse: collapse; vertical-align: top; te=
xt-align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; =
padding-left: 0px; width: 100%; position: relative; display: table;"><tbody=
><tr id=3D"if3wcu" style=3D"padding-top: 0px; padding-right: 0px; padding-b=
ottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th =
data-type=3D"column" id=3D"incie2" class=3D"small-12 large-12 columns first=
 last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, 38=
, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; padd=
ing-top: 0px; text-align: left; font-size: 16px; line-height: 130%; vertica=
l-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; marg=
in-left: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; padd=
ing-right: 16px; border-collapse: collapse;"><table id=3D"ilq6eq" style=3D"=
-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0p=
x; border-collapse: collapse; padding-top: 0px; padding-right: 0px; padding=
-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left; wid=
th: 100%;"><tbody><tr id=3D"iji2zg" style=3D"padding-top: 0px; padding-righ=
t: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-a=
lign: left;"><th id=3D"ipy4ue" style=3D"overflow-wrap: break-word; hyphens:=
 auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvetica,=
 Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-right: 0=
px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: =
0px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16p=
x; line-height: 130%; border-collapse: collapse;"><div draggable=3D"true" d=
ata-highlightable=3D"1" data-type=3D"text-container" class=3D"text-containe=
r"><p draggable=3D"true" data-highlightable=3D"1" id=3D"irgpr3" data-mce-st=
yle=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weig=
ht: normal; text-align: left; font-size: 16px; line-height: 130%; padding: =
0px; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0=
px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: =
0px; margin-left: 0px; margin-bottom: 10px; color: #12263f; font-family: He=
lvetica, Arial, sans-serif; font-weight: normal; text-align: left; font-siz=
e: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span =
draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family: =
'open sans', sans-serif;" id=3D"ijou6f" style=3D"font-family: 'open sans', =
sans-serif;">You may not have to walk away from the property. Instead, you =
may qualify for a mortgage that will help you transform it into an energy-e=
fficient home. The GreenCHOICE and HomeStyle Energy mortgages are possible =
options, as are VA and FHA Energy-Efficient Mortgages.</span></p><p draggab=
le=3D"true" data-highlightable=3D"1" id=3D"i3x72o" data-mce-style=3D"color:=
 #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: normal; t=
ext-align: left; font-size: 16px; line-height: 130%; padding: 0px; margin: =
0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px; padding-b=
ottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-l=
eft: 0px; margin-bottom: 10px; color: #12263f; font-family: Helvetica, Aria=
l, sans-serif; font-weight: normal; text-align: left; font-size: 16px; line=
-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span draggable=3D"=
true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', =
sans-serif;" id=3D"i5hsyb" style=3D"font-family: 'open sans', sans-serif;">=
Here are some typical green improvements:</span></p><ul draggable=3D"true" =
data-highlightable=3D"1"><li draggable=3D"true" data-highlightable=3D"1"><s=
pan draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-fami=
ly: 'open sans', sans-serif;" id=3D"izzc1h" style=3D"font-family: 'open san=
s', sans-serif;">Heating, ventilation and cooling systems with smart thermo=
stats.</span></li><li draggable=3D"true" data-highlightable=3D"1"><span dra=
ggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'op=
en sans', sans-serif;" id=3D"ixefhd" style=3D"font-family: 'open sans', san=
s-serif;">Energy-efficient windows and doors.</span></li><li draggable=3D"t=
rue" data-highlightable=3D"1"><span draggable=3D"true" data-highlightable=
=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"ipowa=
x" style=3D"font-family: 'open sans', sans-serif;">Low-flow toilets and sho=
wers.</span></li><li draggable=3D"true" data-highlightable=3D"1"><span drag=
gable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'ope=
n sans', sans-serif;" id=3D"icpppt" style=3D"font-family: 'open sans', sans=
-serif;">Increased home insulation and weatherization.</span></li><li dragg=
able=3D"true" data-highlightable=3D"1"><span draggable=3D"true" data-highli=
ghtable=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=
=3D"ij6sd4" style=3D"font-family: 'open sans', sans-serif;">Energy-saving a=
ppliances.</span></li><li draggable=3D"true" data-highlightable=3D"1"><span=
 draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family:=
 'open sans', sans-serif;" id=3D"ic57ya" style=3D"font-family: 'open sans',=
 sans-serif;">Renewable energy systems, including solar, wind-powered and g=
eothermal systems.</span></li></ul><p id=3D"i18ise" style=3D"color: rgb(18,=
 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; margin-top: 0px; margin-right: 0px; margin-left: 0px; text-align: left; f=
ont-size: 16px; line-height: 130%; margin-bottom: 10px;"><span draggable=3D=
"true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans',=
 sans-serif;" id=3D"ic57ya-2" style=3D"font-family: 'open sans', sans-serif=
;">If you want to finance more than energy-efficient renovations, you may w=
ant to consider an FHA Rehab or Fannie Mae HomeStyle=C2=AE mortgage.&nbsp;<=
/span></p><p id=3D"i2s6g6" style=3D"color: rgb(18, 38, 63); font-family: He=
lvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-=
right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin=
-right: 0px; margin-left: 0px; text-align: left; font-size: 16px; line-heig=
ht: 130%; margin-bottom: 10px;"><span draggable=3D"true" data-highlightable=
=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"i2nrt=
j" style=3D"font-family: 'open sans', sans-serif;">If you have questions, o=
r would like to learn more, contact me for an informal chat.<sup draggable=
=3D"true" data-highlightable=3D"1">2</sup></span></p></div></th></tr></tbod=
y></table></th></tr></tbody></table><table data-type=3D"row" id=3D"ivj4kg" =
class=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-bord=
er-vertical-spacing: 0px; border-collapse: collapse; vertical-align: top; t=
ext-align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px;=
 padding-left: 0px; width: 100%; position: relative; display: table;"><tbod=
y><tr id=3D"iw7yal" style=3D"padding-top: 0px; padding-right: 0px; padding-=
bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th=
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t last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, 3=
8, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; pad=
ding-top: 0px; text-align: left; font-size: 16px; line-height: 130%; vertic=
al-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; mar=
gin-left: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; pad=
ding-right: 16px; border-collapse: collapse;"><table id=3D"iod761" style=3D=
"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0=
px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; paddin=
g-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left; wi=
dth: 100%;"><tbody><tr id=3D"iq759f" style=3D"padding-top: 0px; padding-rig=
ht: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-=
align: left;"><th id=3D"i54kua" style=3D"overflow-wrap: break-word; hyphens=
: auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvetica=
, Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-right: =
0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right:=
 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16=
px; line-height: 130%; border-collapse: collapse;"><table draggable=3D"true=
" data-highlightable=3D"1" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" width=3D"100%" id=3D"ijs8mb" class=3D"divider" style=
=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing=
: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; text-align: left; vertical-align: top;=
 width: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr dragg=
able=3D"true" data-highlightable=3D"1" id=3D"if2fgr" style=3D"padding-top: =
0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-a=
lign: top; text-align: left;"><td draggable=3D"true" data-highlightable=3D"=
1" id=3D"ib3kzf" style=3D"overflow-wrap: break-word; hyphens: auto; vertica=
l-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-s=
erif; font-weight: normal; margin-top: 0px; margin-right: 0px; margin-botto=
m: 0px; margin-left: 0px; text-align: left; line-height: 130%; font-size: 0=
px; padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-le=
ft: 0px; word-break: break-word; border-collapse: collapse;"><table draggab=
le=3D"true" data-highlightable=3D"1" align=3D"center" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" id=3D"i2ofmq" style=3D"-w=
ebkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px;=
 border-collapse: collapse; padding-top: 0px; padding-right: 0px; padding-b=
ottom: 0px; padding-left: 0px; vertical-align: top; text-align: left; borde=
r-top-width: 1px; border-top-style: solid; border-top-color: lightgrey; mar=
gin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; wi=
dth: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr draggabl=
e=3D"true" data-highlightable=3D"1" id=3D"in9oqu" style=3D"padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-alig=
n: top; text-align: left;"><td draggable=3D"true" data-highlightable=3D"1" =
id=3D"ip14hx" style=3D"overflow-wrap: break-word; hyphens: auto; vertical-a=
lign: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-seri=
f; font-weight: normal; padding-top: 0px; padding-right: 0px; padding-botto=
m: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-botto=
m: 0px; margin-left: 0px; text-align: left; font-size: 16px; height: 0px; l=
ine-height: 0; border-collapse: collapse;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"i4ytlm" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
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ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"ikc11l" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"iy914w" class=3D"small-12 lar=
ge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto=
; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-w=
eight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: 564px; paddin=
g-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=3D=
"iwvb1e" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; width: 100%;"><tbody><tr id=3D"i0js0g" style=3D"padding-top:=
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align: top; text-align: left;"><th id=3D"it0avt" style=3D"overflow-wrap: br=
eak-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-=
family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0=
px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: le=
ft; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div da=
ta-type=3D"text-container" class=3D"text-container"><p draggable=3D"true" d=
ata-highlightable=3D"1" data-mce-style=3D"color: #12263f; font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; text-align: left; font-size:=
 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" id=3D"iw=
owbm-3" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38,=
 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-=
align: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-=
right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin=
-right: 0px; margin-bottom: 10px; margin-left: 0px;"><span data-mce-style=
=3D"font-family: 'open sans', sans-serif;" id=3D"id3j3z" style=3D"font-fami=
ly: 'open sans', sans-serif;"><strong draggable=3D"true" data-highlightable=
=3D"1"><span draggable=3D"true" data-highlightable=3D"1" id=3D"iprlm9" data=
-mce-style=3D"font-size: 21px;" style=3D"font-size: 21px;"><span draggable=
=3D"true" data-highlightable=3D"1" id=3D"ibps5y" data-mce-style=3D"font-siz=
e: 18px;" style=3D"font-size: 18px;"><span draggable=3D"true" data-highligh=
table=3D"1" id=3D"ieoc7z" data-mce-style=3D"font-size: 21px;" style=3D"font=
-size: 21px;"><span draggable=3D"true" data-highlightable=3D"1" data-contra=
st=3D"auto" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"TextRun SCXW19817681=
2 BCX0"><span draggable=3D"true" data-highlightable=3D"1" class=3D"NormalTe=
xtRun SCXW198176812 BCX0">FINANCIAL NEWS</span></span></span></span></span>=
</strong></span></p></div><div data-type=3D"text-container" class=3D"text-c=
ontainer"><h4 draggable=3D"true" data-highlightable=3D"1" id=3D"ibgaht" dat=
a-mce-style=3D"text-align: left; line-height: 130%; color: #12263f; overflo=
w-wrap: normal; font-family: Helvetica, Arial, sans-serif; font-weight: nor=
mal; font-size: 22px; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"pad=
ding: 0px; margin: 0px 0px 10px 0px; text-align: left; line-height: 130%; c=
olor: rgb(18, 38, 63); overflow-wrap: normal; font-family: Helvetica, Arial=
, sans-serif; font-weight: normal; font-size: 22px; padding-top: 0px; paddi=
ng-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; mar=
gin-right: 0px; margin-bottom: 10px; margin-left: 0px;"><span draggable=3D"=
true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', =
sans-serif;" id=3D"ivdvyg" style=3D"font-family: 'open sans', sans-serif;">=
<strong draggable=3D"true" data-highlightable=3D"1"><span draggable=3D"true=
" data-highlightable=3D"1" data-mce-style=3D"font-size: 18px;" id=3D"imwohj=
" style=3D"font-size: 18px;"><span draggable=3D"true" data-highlightable=3D=
"1" data-contrast=3D"auto" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"TextR=
un SCXW169726067 BCX0"><span draggable=3D"true" data-highlightable=3D"1" cl=
ass=3D"NormalTextRun SCXW169726067 BCX0">Say "I Do" To a Wedding Budget</sp=
an></span></span></strong></span><br draggable=3D"true" data-highlightable=
=3D"1"></h4></div></th></tr></tbody></table></th></tr></tbody></table><tabl=
e data-type=3D"row" id=3D"ikb2r1" class=3D"row" style=3D"-webkit-border-hor=
izontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse=
: collapse; vertical-align: top; text-align: left; padding-top: 0px; paddin=
g-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%; position=
: relative; display: table;"><tbody><tr id=3D"iitrsm" style=3D"padding-top:=
 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-=
align: top; text-align: left;"><th data-type=3D"column" id=3D"iuqhxi" class=
=3D"small-12 large-12 columns first last" style=3D"overflow-wrap: break-wor=
d; hyphens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; padding-top: 0px; text-align: left; font-siz=
e: 16px; line-height: 130%; vertical-align: top; margin-top: 0px; margin-ri=
ght: auto; margin-bottom: 0px; margin-left: auto; width: 564px; padding-lef=
t: 16px; padding-right: 16px; padding-bottom: 5px; border-collapse: collaps=
e;"><table id=3D"i264kg" style=3D"-webkit-border-horizontal-spacing: 0px; -=
webkit-border-vertical-spacing: 0px; border-collapse: collapse; padding-top=
: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical=
-align: top; text-align: left; width: 100%;"><tbody><tr id=3D"ip8bqb" style=
=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left=
: 0px; vertical-align: top; text-align: left;"><th id=3D"izk9px" style=3D"o=
verflow-wrap: break-word; hyphens: auto; vertical-align: top; color: rgb(18=
, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; =
padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0p=
x; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px=
; text-align: left; font-size: 16px; line-height: 130%; border-collapse: co=
llapse;"><div draggable=3D"true" data-highlightable=3D"1" data-type=3D"text=
-container" class=3D"text-container"><p id=3D"ig1edm" style=3D"color: rgb(1=
8, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal;=
 padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0=
px; margin-top: 0px; margin-right: 0px; margin-left: 0px; text-align: left;=
 font-size: 16px; line-height: 130%; margin-bottom: 10px;"><span data-mce-s=
tyle=3D"font-family: 'open sans', sans-serif;" id=3D"itx6am" style=3D"font-=
family: 'open sans', sans-serif;">If you're planning to head to Vegas for a=
 $49 drive-through ceremony, you can skip this article. But if you're not, =
or if you're a parent in charge of a wedding budget, here are some tips to =
keep the event memorable and affordable.</span></p></div></th></tr></tbody>=
</table></th></tr></tbody></table><table data-type=3D"row" id=3D"i29m52" cl=
ass=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border=
-vertical-spacing: 0px; border-collapse: collapse; vertical-align: top; tex=
t-align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; p=
adding-left: 0px; width: 100%; position: relative; display: table;"><tbody>=
<tr id=3D"i3e1c1" style=3D"padding-top: 0px; padding-right: 0px; padding-bo=
ttom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th d=
ata-type=3D"column" id=3D"idgrf9" class=3D"small-12 large-12 columns first =
last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, 38,=
 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; paddi=
ng-top: 0px; text-align: left; font-size: 16px; line-height: 130%; vertical=
-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margi=
n-left: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; paddi=
ng-right: 16px; border-collapse: collapse;"><table id=3D"ix6w5a" style=3D"-=
webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px=
; border-collapse: collapse; padding-top: 0px; padding-right: 0px; padding-=
bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left; widt=
h: 100%;"><tbody><tr id=3D"i75hph" style=3D"padding-top: 0px; padding-right=
: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-al=
ign: left;"><th id=3D"i8u8xj" style=3D"overflow-wrap: break-word; hyphens: =
auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, =
Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-right: 0p=
x; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0=
px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px=
; line-height: 130%; border-collapse: collapse;"><center data-parsed=3D"" i=
d=3D"ibgkdd" class=3D"img-center" style=3D"width: 100%; min-width: 532px;">=
<img src=3D"https://images.totalexpert.net/userfiles/25070/mktimages/a7e15a=
9c2f2833a9d.png" align=3D"center" data-tc-container=3D"center" id=3D"i5jwo7=
" width=3D"548" class=3D"float-center" style=3D"width: 548px; outline-style=
: none; text-decoration-line: none; max-width: 100%; clear: both; display: =
block; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left=
: auto; float: none; text-align: center; min-width: 0;"></center></th></tr>=
</tbody></table></th></tr></tbody></table><table data-type=3D"row" id=3D"in=
5xa4" class=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webki=
t-border-vertical-spacing: 0px; border-collapse: collapse; vertical-align: =
top; text-align: left; padding-top: 0px; padding-right: 0px; padding-bottom=
: 0px; padding-left: 0px; width: 100%; position: relative; display: table;"=
><tbody><tr id=3D"icd3xr" style=3D"padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left=
;"><th data-type=3D"column" id=3D"i4i7oc" class=3D"small-12 large-12 column=
s first last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb=
(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: norma=
l; padding-top: 0px; text-align: left; font-size: 16px; line-height: 130%; =
vertical-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0p=
x; margin-left: auto; width: 564px; padding-left: 16px; padding-right: 16px=
; padding-bottom: 5px; border-collapse: collapse;"><table id=3D"imb4sy" sty=
le=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spaci=
ng: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; p=
adding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: lef=
t; width: 100%;"><tbody><tr id=3D"ic4u9c" style=3D"padding-top: 0px; paddin=
g-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; =
text-align: left;"><th id=3D"i08fxf" style=3D"overflow-wrap: break-word; hy=
phens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-r=
ight: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-siz=
e: 16px; line-height: 130%; border-collapse: collapse;"><div draggable=3D"t=
rue" data-highlightable=3D"1" data-type=3D"text-container" class=3D"text-co=
ntainer"><p draggable=3D"true" data-highlightable=3D"1" id=3D"iyqq1t" data-=
mce-style=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; fon=
t-weight: normal; text-align: left; font-size: 16px; line-height: 130%; pad=
ding: 0px; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-r=
ight: 0px; margin-left: 0px; margin-bottom: 10px; color: #12263f; font-fami=
ly: Helvetica, Arial, sans-serif; font-weight: normal; text-align: left; fo=
nt-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;">=
<span draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-fa=
mily: 'open sans', sans-serif;" id=3D"iiybbj" style=3D"font-family: 'open s=
ans', sans-serif;">Wedding venues can cost up to $15,000 on average. You ca=
n reduce this cost in several ways: by going for an off-peak date, a weekda=
y ceremony or even a non-traditional venue such as the couple's favorite re=
staurant or brewery.</span></p><p draggable=3D"true" data-highlightable=3D"=
1" id=3D"i93vpk" data-mce-style=3D"color: #12263f; font-family: Helvetica, =
Arial, sans-serif; font-weight: normal; text-align: left; font-size: 16px; =
line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"paddin=
g-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; mar=
gin-top: 0px; margin-right: 0px; margin-left: 0px; margin-bottom: 10px; col=
or: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: normal=
; text-align: left; font-size: 16px; line-height: 130%; padding: 0px; margi=
n: 0px 0px 10px 0px;"><span draggable=3D"true" data-highlightable=3D"1" dat=
a-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"iev1vn" style=
=3D"font-family: 'open sans', sans-serif;">An open bar can be risky. Instea=
d, ask your bartender to prepare a single signature drink for the official =
toast, then serve beer and wine during the rest of the reception.</span></p=
><p draggable=3D"true" data-highlightable=3D"1" id=3D"i7n1fn" data-mce-styl=
e=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight=
: normal; text-align: left; font-size: 16px; line-height: 130%; padding: 0p=
x; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px=
; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0p=
x; margin-left: 0px; margin-bottom: 10px; color: #12263f; font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; text-align: left; font-size:=
 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span dr=
aggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'o=
pen sans', sans-serif;" id=3D"i5q2mt" style=3D"font-family: 'open sans', sa=
ns-serif;">Not all bridal gowns carry celebrity price tags, and even high-e=
nd department stores like Bloomingdales feature dresses under $1,000. Other=
 economical options for a picture-perfect gown: borrowing a family-owned go=
wn, shopping for a sample wedding dress (the ones used for try-ons) or visi=
ting online stores that specialize in once-worn gowns.</span></p><p draggab=
le=3D"true" data-highlightable=3D"1" id=3D"i43smk" data-mce-style=3D"color:=
 #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: normal; t=
ext-align: left; font-size: 16px; line-height: 130%; padding: 0px; margin: =
0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px; padding-b=
ottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-l=
eft: 0px; margin-bottom: 10px; color: #12263f; font-family: Helvetica, Aria=
l, sans-serif; font-weight: normal; text-align: left; font-size: 16px; line=
-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span draggable=3D"=
true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', =
sans-serif;" id=3D"ipla6r" style=3D"font-family: 'open sans', sans-serif;">=
A smaller number of guests can make a major difference. After you book your=
 venue and catering, you'll be able to calculate the approximate "per head"=
 costs. Removing just 10 names from a guest list can be a big money-saving =
move.<sup draggable=3D"true" data-highlightable=3D"1"><span draggable=3D"tr=
ue" data-highlightable=3D"1" data-contrast=3D"none" xml:lang=3D"EN-US" lang=
=3D"EN-US" class=3D"TextRun SCXW259031227 BCX0"><span draggable=3D"true" da=
ta-highlightable=3D"1" data-fontsize=3D"12" class=3D"NormalTextRun Superscr=
ipt SCXW259031227 BCX0">3</span></span></sup></span></p></div></th></tr></t=
body></table></th></tr></tbody></table><table data-type=3D"row" id=3D"iv19h=
z" class=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-b=
order-vertical-spacing: 0px; border-collapse: collapse; vertical-align: top=
; text-align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0=
px; padding-left: 0px; width: 100%; position: relative; display: table;"><t=
body><tr id=3D"iytwik" style=3D"padding-top: 0px; padding-right: 0px; paddi=
ng-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;">=
<th data-type=3D"column" id=3D"i1so76" class=3D"small-12 large-12 columns f=
irst last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18=
, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; =
padding-top: 0px; text-align: left; font-size: 16px; line-height: 130%; ver=
tical-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; =
margin-left: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; =
padding-right: 16px; border-collapse: collapse;"><table id=3D"iuic6k" style=
=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing=
: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;=
 width: 100%;"><tbody><tr id=3D"idoq7b" style=3D"padding-top: 0px; padding-=
right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; te=
xt-align: left;"><th id=3D"iskzga" style=3D"overflow-wrap: break-word; hyph=
ens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvet=
ica, Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-righ=
t: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-rig=
ht: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-size:=
 16px; line-height: 130%; border-collapse: collapse;"><table draggable=3D"t=
rue" data-highlightable=3D"1" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" width=3D"100%" id=3D"injfj3" class=3D"divider" st=
yle=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spac=
ing: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; =
padding-bottom: 0px; padding-left: 0px; text-align: left; vertical-align: t=
op; width: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr dr=
aggable=3D"true" data-highlightable=3D"1" id=3D"i19tv3" style=3D"padding-to=
p: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertica=
l-align: top; text-align: left;"><td draggable=3D"true" data-highlightable=
=3D"1" id=3D"icjw1a" style=3D"overflow-wrap: break-word; hyphens: auto; ver=
tical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; margin-top: 0px; margin-right: 0px; margin-b=
ottom: 0px; margin-left: 0px; text-align: left; line-height: 130%; font-siz=
e: 0px; padding-top: 10px; padding-right: 0px; padding-bottom: 10px; paddin=
g-left: 0px; word-break: break-word; border-collapse: collapse;"><table dra=
ggable=3D"true" data-highlightable=3D"1" align=3D"center" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" id=3D"i3vmva" style=
=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing=
: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;=
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y; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: au=
to; width: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr dr=
aggable=3D"true" data-highlightable=3D"1" id=3D"ielamj" style=3D"padding-to=
p: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertica=
l-align: top; text-align: left;"><td draggable=3D"true" data-highlightable=
=3D"1" id=3D"ikfxux" style=3D"overflow-wrap: break-word; hyphens: auto; ver=
tical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; padding-top: 0px; padding-right: 0px; paddin=
g-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margi=
n-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px; height:=
 0px; line-height: 0; border-collapse: collapse;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"iaappe" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; vert=
ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"iqxqqi" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"ih4quo" class=3D"small-12 lar=
ge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto=
; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-w=
eight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: 564px; paddin=
g-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=3D=
"izh4vj" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; width: 100%;"><tbody><tr id=3D"ickzpi" style=3D"padding-top:=
 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-=
align: top; text-align: left;"><th id=3D"i0s0tf" style=3D"overflow-wrap: br=
eak-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-=
family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0=
px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: le=
ft; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div da=
ta-type=3D"text-container" class=3D"text-container"><p draggable=3D"true" d=
ata-highlightable=3D"1" data-mce-style=3D"color: #12263f; font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; text-align: left; font-size:=
 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" id=3D"io=
evjl" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38, 6=
3); font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-al=
ign: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-r=
ight: 0px; margin-bottom: 10px; margin-left: 0px;"><span data-mce-style=3D"=
font-family: 'open sans', sans-serif;" id=3D"i7nh1a" style=3D"font-family: =
'open sans', sans-serif;"><strong draggable=3D"true" data-highlightable=3D"=
1"><span draggable=3D"true" data-highlightable=3D"1" id=3D"ipeszo" data-mce=
-style=3D"font-size: 21px;" style=3D"font-size: 21px;"><span draggable=3D"t=
rue" data-highlightable=3D"1" id=3D"iw47rv" data-mce-style=3D"font-size: 18=
px;" style=3D"font-size: 18px;"><span draggable=3D"true" data-highlightable=
=3D"1" id=3D"i6s90j" data-mce-style=3D"font-size: 21px;" style=3D"font-size=
: 21px;">DID YOU KNOW?</span></span></span></strong></span></p></div><div d=
ata-type=3D"text-container" class=3D"text-container"><p draggable=3D"true" =
data-highlightable=3D"1" id=3D"iym3bi" data-mce-style=3D"color: #12263f; fo=
nt-family: Helvetica, Arial, sans-serif; font-weight: normal; text-align: l=
eft; font-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px=
 0px;" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38, =
63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-a=
lign: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-=
right: 0px; margin-bottom: 10px; margin-left: 0px;"><span draggable=3D"true=
" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', sans=
-serif;" id=3D"i1mz7w" style=3D"font-family: 'open sans', sans-serif;"><str=
ong draggable=3D"true" data-highlightable=3D"1"><span draggable=3D"true" da=
ta-highlightable=3D"1" data-contrast=3D"auto" xml:lang=3D"EN-US" lang=3D"EN=
-US" class=3D"TextRun SCXW101359907 BCX0"><span draggable=3D"true" data-hig=
hlightable=3D"1" class=3D"NormalTextRun SCXW101359907 BCX0"><span draggable=
=3D"true" data-highlightable=3D"1" id=3D"i5g69e" data-mce-style=3D"font-siz=
e: 18px;" style=3D"font-size: 18px;"><span draggable=3D"true" data-highligh=
table=3D"1" id=3D"ib6jvy" data-mce-style=3D"font-size: 16px;" style=3D"font=
-size: 16px;"><span draggable=3D"true" data-highlightable=3D"1" id=3D"ieguy=
h" data-mce-style=3D"font-size: 16px;" style=3D"font-size: 16px;"><span dra=
ggable=3D"true" data-highlightable=3D"1" id=3D"igifei" data-mce-style=3D"fo=
nt-size: 18px;" style=3D"font-size: 18px;">Cluttered Garage? You're Not the=
 Only One.</span></span></span></span></span></span></strong></span></p><p =
draggable=3D"true" data-highlightable=3D"1" id=3D"illtm3" data-mce-style=3D=
"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: no=
rmal; text-align: left; font-size: 16px; line-height: 130%; padding: 0px; m=
argin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; m=
argin-left: 0px; margin-bottom: 10px; color: #12263f; font-family: Helvetic=
a, Arial, sans-serif; font-weight: normal; text-align: left; font-size: 16p=
x; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span data-m=
ce-style=3D"font-family: 'open sans', sans-serif;" id=3D"irn9pj" style=3D"f=
ont-family: 'open sans', sans-serif;">Have you ever driven past a neighbor'=
s garage, only to see that it's too stuffed with boxes, bicycles and bins t=
o fit a car? It's not an uncommon problem. Recent polls found that, on a na=
tional level, 20% of homeowners aren't able to park in their garage while 4=
7% admitted it was difficult to park because of the mess. It's worse in cer=
tain areas: a UCLA study found that, in some neighborhoods, 75% of resident=
s couldn't park in their garage.</span><span draggable=3D"true" data-highli=
ghtable=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=
=3D"idp2on" style=3D"font-family: 'open sans', sans-serif;"></span></p></di=
v></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"iprerj" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; vert=
ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"iad3dh" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"ieddav" class=3D"small-12 lar=
ge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto=
; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-w=
eight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 16px; width: 564px; paddi=
ng-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=
=3D"isdvsl" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border=
-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px; paddin=
g-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; =
text-align: left; width: 100%;"><tbody><tr id=3D"i2i5mh" style=3D"padding-t=
op: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertic=
al-align: top; text-align: left;"><th id=3D"itals5" style=3D"overflow-wrap:=
 break-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); fo=
nt-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: =
0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top=
: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align:=
 left; font-size: 16px; line-height: 130%; border-collapse: collapse;"><cen=
ter data-parsed=3D"" id=3D"ib7tjc" class=3D"img-center" style=3D"width: 100=
%; min-width: 532px;"><img src=3D"https://images.totalexpert.net/userfiles/=
25070/mktimages/3d3f082e8901201ee.png" align=3D"center" data-tc-container=
=3D"center" id=3D"i102sl" width=3D"548" class=3D"float-center" style=3D"wid=
th: 548px; outline-style: none; text-decoration-line: none; max-width: 100%=
; clear: both; display: block; margin-top: 0px; margin-right: auto; margin-=
bottom: 0px; margin-left: auto; float: none; text-align: center; min-width:=
 0;"></center></th></tr></tbody></table></th></tr></tbody></table><table da=
ta-type=3D"row" id=3D"iiad1b" class=3D"row" style=3D"-webkit-border-horizon=
tal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: co=
llapse; vertical-align: top; text-align: left; padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%; position: re=
lative; display: table;"><tbody><tr id=3D"i1jo7u" style=3D"padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-alig=
n: top; text-align: left;"><th data-type=3D"column" id=3D"id0s4s" class=3D"=
small-12 large-12 columns first last" style=3D"overflow-wrap: break-word; h=
yphens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-s=
erif; font-weight: normal; padding-top: 0px; text-align: left; font-size: 1=
6px; line-height: 130%; vertical-align: top; margin-top: 0px; margin-right:=
 auto; margin-bottom: 0px; margin-left: auto; padding-bottom: 16px; width: =
564px; padding-left: 16px; padding-right: 16px; border-collapse: collapse;"=
><table id=3D"i7edxi" style=3D"-webkit-border-horizontal-spacing: 0px; -web=
kit-border-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0=
px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-al=
ign: top; text-align: left; width: 100%;"><tbody><tr id=3D"ifewqz" style=3D=
"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0=
px; vertical-align: top; text-align: left;"><th id=3D"igheqx" style=3D"over=
flow-wrap: break-word; hyphens: auto; vertical-align: top; color: rgb(18, 3=
8, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; pad=
ding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; =
margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; t=
ext-align: left; font-size: 16px; line-height: 130%; border-collapse: colla=
pse;"><div draggable=3D"true" data-highlightable=3D"1" data-type=3D"text-co=
ntainer" class=3D"text-container"><p draggable=3D"true" data-highlightable=
=3D"1" id=3D"ihrsc4" data-mce-style=3D"color: #12263f; font-family: Helveti=
ca, Arial, sans-serif; font-weight: normal; text-align: left; font-size: 16=
px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"pa=
dding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px;=
 margin-top: 0px; margin-right: 0px; margin-left: 0px; margin-bottom: 10px;=
 color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: no=
rmal; text-align: left; font-size: 16px; line-height: 130%; padding: 0px; m=
argin: 0px 0px 10px 0px;"><span draggable=3D"true" data-highlightable=3D"1"=
 data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"in1sxh" sty=
le=3D"font-family: 'open sans', sans-serif;">In addition to putting a stop =
to teasing, here are six valid reasons to declutter your garage.</span></p>=
<ol draggable=3D"true" data-highlightable=3D"1"><li><span draggable=3D"true=
" data-highlightable=3D"1" id=3D"izzxpg" style=3D"font-family: 'open sans',=
 sans-serif;">If you're thinking of putting your house on the market soon, =
a garage facelift can make a big difference. Around 80% of buyers will incl=
ude garage space in their overall purchasing decision.</span><br></li><li d=
raggable=3D"true" data-highlightable=3D"1"><span draggable=3D"true" data-hi=
ghlightable=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" =
id=3D"ii6s08" style=3D"font-family: 'open sans', sans-serif;">Over 50% of A=
mericans spend around two hours each week in their garage, usually pursuing=
 a hobby.</span></li><li draggable=3D"true" data-highlightable=3D"1"><span =
draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family: =
'open sans', sans-serif;" id=3D"iiib2g" style=3D"font-family: 'open sans', =
sans-serif;">Only 11% of homeowners are currently happy with their garage's=
 condition.</span></li><li draggable=3D"true" data-highlightable=3D"1"><spa=
n draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family=
: 'open sans', sans-serif;" id=3D"ilor6g" style=3D"font-family: 'open sans'=
, sans-serif;">Storing cardboard boxes in a garage may encourage pests to m=
ove in, including rats and snakes.</span></li><li><span draggable=3D"true" =
data-highlightable=3D"1" id=3D"i33xms" data-mce-style=3D"font-family: 'open=
 sans', sans-serif;" style=3D"font-family: 'open sans', sans-serif;">Five f=
amous companies began life in a garage: Apple, Amazon, Disney, Google and H=
arley-Davidson.</span></li><li draggable=3D"true" data-highlightable=3D"1">=
<span draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-fa=
mily: 'open sans', sans-serif;" id=3D"i4t1fx" style=3D"font-family: 'open s=
ans', sans-serif;">We've saved the best for last: replacing your garage doo=
r can repay you. &nbsp;The cost of a new door pays you back big time: you c=
an expect over 90% ROI, which stands for Return on Investment<span draggabl=
e=3D"true" data-highlightable=3D"1" id=3D"ijtv9a">.</span><sup draggable=3D=
"true" data-highlightable=3D"1" id=3D"iudeb3"><span draggable=3D"true" data=
-highlightable=3D"1" data-contrast=3D"none" xml:lang=3D"EN-US" lang=3D"EN-U=
S" class=3D"TextRun SCXW259031227 BCX0"><span draggable=3D"true" data-highl=
ightable=3D"1" data-fontsize=3D"12" class=3D"NormalTextRun Superscript SCXW=
259031227 BCX0">4</span></span></sup></span></li></ol></div></th></tr></tbo=
dy></table></th></tr></tbody></table><table data-type=3D"row" id=3D"ihmzo3"=
 class=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-bor=
der-vertical-spacing: 0px; border-collapse: collapse; vertical-align: top; =
text-align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px=
; padding-left: 0px; width: 100%; position: relative; display: table;"><tbo=
dy><tr id=3D"iaedjl" style=3D"padding-top: 0px; padding-right: 0px; padding=
-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><t=
h data-type=3D"column" id=3D"isl9l5" class=3D"small-12 large-12 columns fir=
st last" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, =
38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; pa=
dding-top: 0px; text-align: left; font-size: 16px; line-height: 130%; verti=
cal-align: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; ma=
rgin-left: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; pa=
dding-right: 16px; border-collapse: collapse;"><table id=3D"i44gab" style=
=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing=
: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;=
 width: 100%;"><tbody><tr id=3D"ihp7sh" style=3D"padding-top: 0px; padding-=
right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; te=
xt-align: left;"><th id=3D"ia7cjf" style=3D"overflow-wrap: break-word; hyph=
ens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvet=
ica, Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-righ=
t: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-rig=
ht: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; font-size:=
 16px; line-height: 130%; border-collapse: collapse;"><table draggable=3D"t=
rue" data-highlightable=3D"1" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" width=3D"100%" id=3D"i9mw0g" class=3D"divider" st=
yle=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spac=
ing: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; =
padding-bottom: 0px; padding-left: 0px; text-align: left; vertical-align: t=
op; width: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr dr=
aggable=3D"true" data-highlightable=3D"1" id=3D"iw2m8g" style=3D"padding-to=
p: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertica=
l-align: top; text-align: left;"><td draggable=3D"true" data-highlightable=
=3D"1" id=3D"i5lx8y" style=3D"overflow-wrap: break-word; hyphens: auto; ver=
tical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; margin-top: 0px; margin-right: 0px; margin-b=
ottom: 0px; margin-left: 0px; text-align: left; line-height: 130%; font-siz=
e: 0px; padding-top: 10px; padding-right: 0px; padding-bottom: 10px; paddin=
g-left: 0px; word-break: break-word; border-collapse: collapse;"><table dra=
ggable=3D"true" data-highlightable=3D"1" align=3D"center" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" id=3D"ipvr9f" style=
=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing=
: 0px; border-collapse: collapse; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;=
 border-top-width: 1px; border-top-style: solid; border-top-color: lightgre=
y; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: au=
to; width: 100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr dr=
aggable=3D"true" data-highlightable=3D"1" id=3D"iwrmfa" style=3D"padding-to=
p: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertica=
l-align: top; text-align: left;"><td draggable=3D"true" data-highlightable=
=3D"1" id=3D"ip3m6i" style=3D"overflow-wrap: break-word; hyphens: auto; ver=
tical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; padding-top: 0px; padding-right: 0px; paddin=
g-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margi=
n-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px; height:=
 0px; line-height: 0; border-collapse: collapse;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"iq3q62" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; vert=
ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"i2xdey" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"ic9lwb" class=3D"small-12 lar=
ge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto=
; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-w=
eight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: 564px; paddin=
g-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=3D=
"ioaodo" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; width: 100%;"><tbody><tr id=3D"iib4wi" style=3D"padding-top:=
 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-=
align: top; text-align: left;"><th id=3D"ii3deu" style=3D"overflow-wrap: br=
eak-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-=
family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0=
px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: le=
ft; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div da=
ta-type=3D"text-container" class=3D"text-container"><p draggable=3D"true" d=
ata-highlightable=3D"1" data-mce-style=3D"color: #12263f; font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; text-align: left; font-size:=
 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" id=3D"io=
w1kd" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38, 6=
3); font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-al=
ign: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-r=
ight: 0px; margin-bottom: 10px; margin-left: 0px;"><span data-mce-style=3D"=
font-family: 'open sans', sans-serif;" id=3D"ijix18" style=3D"font-family: =
'open sans', sans-serif;"><strong draggable=3D"true" data-highlightable=3D"=
1"><span draggable=3D"true" data-highlightable=3D"1" id=3D"ih1aen" data-mce=
-style=3D"font-size: 24px;" style=3D"font-size: 24px;"><span draggable=3D"t=
rue" data-highlightable=3D"1" id=3D"ibysr7" data-mce-style=3D"font-size: 21=
px;" style=3D"font-size: 21px;"><span draggable=3D"true" data-highlightable=
=3D"1" data-contrast=3D"auto" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"Te=
xtRun SCXW115126823 BCX0"><span draggable=3D"true" data-highlightable=3D"1"=
 class=3D"NormalTextRun SCXW115126823 BCX0">PERSONAL FINANCES</span></span>=
</span></span></strong></span></p></div><div draggable=3D"true" data-highli=
ghtable=3D"1" data-type=3D"text-container" class=3D"text-container"><p drag=
gable=3D"true" data-highlightable=3D"1" data-mce-style=3D"color: #12263f; t=
ext-align: left; line-height: 130%; overflow-wrap: normal; font-family: Hel=
vetica, Arial, sans-serif; font-weight: normal; font-size: 22px; padding: 0=
px; margin: 0px 0px 10px 0px;" id=3D"il1g2n" style=3D"padding: 0px; margin:=
 0px 0px 10px 0px; color: rgb(18, 38, 63); text-align: left; line-height: 1=
30%; overflow-wrap: normal; font-family: Helvetica, Arial, sans-serif; font=
-weight: normal; font-size: 22px; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; ma=
rgin-bottom: 10px; margin-left: 0px;"><span draggable=3D"true" data-highlig=
htable=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D=
"i3j32j" style=3D"font-family: 'open sans', sans-serif;"><strong draggable=
=3D"true" data-highlightable=3D"1"><span draggable=3D"true" data-highlighta=
ble=3D"1" data-mce-style=3D"font-size: 16px;" id=3D"idykci" style=3D"font-s=
ize: 16px;"><span draggable=3D"true" data-highlightable=3D"1" data-contrast=
=3D"auto" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"TextRun SCXW236289594 =
BCX0"><span draggable=3D"true" data-highlightable=3D"1" id=3D"ij650x" data-=
mce-style=3D"font-size: 18px;" style=3D"font-size: 18px;"><span draggable=
=3D"true" data-highlightable=3D"1" class=3D"NormalTextRun SCXW236289594 BCX=
0">Last-minute Tax Savings Strategies</span></span></span></span></strong><=
/span><span draggable=3D"true" data-highlightable=3D"1" data-ccp-props=3D"{=
}" class=3D"EOP SCXW236289594 BCX0"></span></p></div></th></tr></tbody></ta=
ble></th></tr></tbody></table><table data-type=3D"row" id=3D"i4b8qw" class=
=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; vertical-align: top; text-a=
lign: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padd=
ing-left: 0px; width: 100%; position: relative; display: table;"><tbody><tr=
 id=3D"iu2u64" style=3D"padding-top: 0px; padding-right: 0px; padding-botto=
m: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th data=
-type=3D"column" id=3D"i7u761" class=3D"small-12 large-12 columns first las=
t" style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, 38, 63=
); font-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-=
top: 0px; text-align: left; font-size: 16px; line-height: 130%; vertical-al=
ign: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-l=
eft: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; padding-=
right: 16px; border-collapse: collapse;"><table id=3D"iccob9" style=3D"-web=
kit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; b=
order-collapse: collapse; padding-top: 0px; padding-right: 0px; padding-bot=
tom: 0px; padding-left: 0px; vertical-align: top; text-align: left; width: =
100%;"><tbody><tr id=3D"irixyd" style=3D"padding-top: 0px; padding-right: 0=
px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align=
: left;"><th id=3D"ib1t7i" style=3D"overflow-wrap: break-word; hyphens: aut=
o; vertical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Ari=
al, sans-serif; font-weight: normal; padding-top: 0px; padding-right: 0px; =
padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px;=
 margin-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px; l=
ine-height: 130%; border-collapse: collapse;"><div draggable=3D"true" data-=
highlightable=3D"1" data-type=3D"text-container" class=3D"text-container"><=
p draggable=3D"true" data-highlightable=3D"1" id=3D"i66l2n" data-mce-style=
=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight:=
 normal; text-align: left; font-size: 16px; line-height: 130%; padding: 0px=
; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px;=
 padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px=
; margin-left: 0px; margin-bottom: 10px; color: #12263f; font-family: Helve=
tica, Arial, sans-serif; font-weight: normal; text-align: left; font-size: =
16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span dat=
a-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"ija3pk" style=
=3D"font-family: 'open sans', sans-serif;">If you're one of the 43 million =
people who postpone preparing their taxes until April, you still have some =
time to review your accounts and see if you qualify for these tax savings s=
trategies.</span></p></div></th></tr></tbody></table></th></tr></tbody></ta=
ble><table data-type=3D"row" id=3D"iiv45r" class=3D"row" style=3D"-webkit-b=
order-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border=
-collapse: collapse; vertical-align: top; text-align: left; padding-top: 0p=
x; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%;=
 position: relative; display: table;"><tbody><tr id=3D"isglsx" style=3D"pad=
ding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; =
vertical-align: top; text-align: left;"><th data-type=3D"column" id=3D"iob6=
wl" class=3D"small-12 large-12 columns first last" style=3D"overflow-wrap: =
break-word; hyphens: auto; color: rgb(18, 38, 63); font-family: Helvetica, =
Arial, sans-serif; font-weight: normal; padding-top: 0px; text-align: left;=
 font-size: 16px; line-height: 130%; vertical-align: top; margin-top: 0px; =
margin-right: auto; margin-bottom: 0px; margin-left: auto; padding-bottom: =
16px; width: 564px; padding-left: 16px; padding-right: 16px; border-collaps=
e: collapse;"><table id=3D"i97m7y" style=3D"-webkit-border-horizontal-spaci=
ng: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; vertical-align: top; text-align: left; width: 100%;"><tbody><tr id=3D"idv=
81i" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; pa=
dding-left: 0px; vertical-align: top; text-align: left;"><th id=3D"i63bfj" =
style=3D"overflow-wrap: break-word; hyphens: auto; vertical-align: top; col=
or: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight=
: normal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; paddin=
g-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin=
-left: 0px; text-align: left; font-size: 16px; line-height: 130%; border-co=
llapse: collapse;"><center data-parsed=3D"" id=3D"i3e62q" class=3D"img-cent=
er" style=3D"width: 100%; min-width: 532px;"><img src=3D"https://images.tot=
alexpert.net/userfiles/25070/mktimages/5a7c9cce3a3f741fb.png" align=3D"cent=
er" data-tc-container=3D"center" id=3D"it2bnf" width=3D"548" class=3D"float=
-center" style=3D"width: 548px; outline-style: none; text-decoration-line: =
none; max-width: 100%; clear: both; display: block; margin-top: 0px; margin=
-right: auto; margin-bottom: 0px; margin-left: auto; float: none; text-alig=
n: center; min-width: 0;"></center></th></tr></tbody></table></th></tr></tb=
ody></table><table data-type=3D"row" id=3D"iag8jl" class=3D"row" style=3D"-=
webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px=
; border-collapse: collapse; vertical-align: top; text-align: left; padding=
-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; widt=
h: 100%; position: relative; display: table;"><tbody><tr id=3D"i16aem" styl=
e=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-lef=
t: 0px; vertical-align: top; text-align: left;"><th data-type=3D"column" id=
=3D"i9eq4b" class=3D"small-12 large-12 columns first last" style=3D"overflo=
w-wrap: break-word; hyphens: auto; color: rgb(18, 38, 63); font-family: Hel=
vetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; text-alig=
n: left; font-size: 16px; line-height: 130%; vertical-align: top; margin-to=
p: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; padding-=
bottom: 16px; width: 564px; padding-left: 16px; padding-right: 16px; border=
-collapse: collapse;"><table id=3D"iq71yf" style=3D"-webkit-border-horizont=
al-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: col=
lapse; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-l=
eft: 0px; vertical-align: top; text-align: left; width: 100%;"><tbody><tr i=
d=3D"i449cf" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom:=
 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th id=3D"=
i3n2kn" style=3D"overflow-wrap: break-word; hyphens: auto; vertical-align: =
top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; fon=
t-weight: normal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px=
; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px=
; margin-left: 0px; text-align: left; font-size: 16px; line-height: 130%; b=
order-collapse: collapse;"><div draggable=3D"true" data-highlightable=3D"1"=
 data-type=3D"text-container" class=3D"text-container"><p draggable=3D"true=
" data-highlightable=3D"1" id=3D"ieo5jo" data-mce-style=3D"color: #12263f; =
font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-align:=
 left; font-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10=
px 0px;" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px=
; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-left: 0px; =
margin-bottom: 10px; color: #12263f; font-family: Helvetica, Arial, sans-se=
rif; font-weight: normal; text-align: left; font-size: 16px; line-height: 1=
30%; padding: 0px; margin: 0px 0px 10px 0px;"><span draggable=3D"true" data=
-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif=
;" id=3D"i7td9g" style=3D"font-family: 'open sans', sans-serif;"><strong dr=
aggable=3D"true" data-highlightable=3D"1">Move some money to your Individua=
l Retirement Account (IRA), Health Savings Account (HSA), or both.</strong>=
 Both may allow you to reduce the amount of income that the IRS taxes. Ther=
e are limits to the amount of contributions you can make to both accounts. =
For example, individual filers are allowed to contribute up to $6,000 to th=
eir IRA. If you're age 50 or better, you can go up to $7,000.</span></p><p =
draggable=3D"true" data-highlightable=3D"1" id=3D"i0ggon" data-mce-style=3D=
"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: no=
rmal; text-align: left; font-size: 16px; line-height: 130%; padding: 0px; m=
argin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; m=
argin-left: 0px; margin-bottom: 10px; color: #12263f; font-family: Helvetic=
a, Arial, sans-serif; font-weight: normal; text-align: left; font-size: 16p=
x; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span dragga=
ble=3D"true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open =
sans', sans-serif;" id=3D"ib49mm" style=3D"font-family: 'open sans', sans-s=
erif;">There are some exceptions to these opportunities. For example, your =
IRA contribution deduction may be affected if you have a 401(k) account, fi=
ling single, and make over $68,000 in gross income.</span></p><p draggable=
=3D"true" data-highlightable=3D"1" id=3D"ijwzfi" data-mce-style=3D"color: #=
12263f; font-family: Helvetica, Arial, sans-serif; font-weight: normal; tex=
t-align: left; font-size: 16px; line-height: 130%; padding: 0px; margin: 0p=
x 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px; padding-bot=
tom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-lef=
t: 0px; margin-bottom: 10px; color: #12263f; font-family: Helvetica, Arial,=
 sans-serif; font-weight: normal; text-align: left; font-size: 16px; line-h=
eight: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span draggable=3D"tr=
ue" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', sa=
ns-serif;" id=3D"i19bko" style=3D"font-family: 'open sans', sans-serif;"><s=
trong draggable=3D"true" data-highlightable=3D"1">Check out IRS Free File.<=
/strong> If your adjusted gross income for 2022 is $73,000 or less, you're =
eligible to use this IRS service to file your federal taxes. You may also q=
ualify for assistance. No matter what your income, you can use the site and=
 complete your tax forms. If you decide to use Free File, you'll need to or=
ganize your W2s and/or 1099 forms, any adjustments to income, dependent and=
/or spouse information if applicable, and your previous year's AGI or self-=
select PIN.</span></p><p draggable=3D"true" data-highlightable=3D"1" id=3D"=
i19dfl" data-mce-style=3D"color: #12263f; font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; text-align: left; font-size: 16px; line-heig=
ht: 130%; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0p=
x; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: =
0px; margin-right: 0px; margin-left: 0px; margin-bottom: 10px; color: #1226=
3f; font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-al=
ign: left; font-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0p=
x 10px 0px;"><span draggable=3D"true" data-highlightable=3D"1" data-mce-sty=
le=3D"font-family: 'open sans', sans-serif;" id=3D"iphs1i" style=3D"font-fa=
mily: 'open sans', sans-serif;"><strong draggable=3D"true" data-highlightab=
le=3D"1">Buy I bonds.</strong> Currently, the annualized interest rate for =
these inflation-fighting savings bonds, aka I bonds, is at 6.89%. In about =
three weeks, these may adjust to a lower rate. These are exempt from state =
taxes, but not federal taxes.</span></p><p draggable=3D"true" data-highligh=
table=3D"1" id=3D"ic40wi" data-mce-style=3D"color: #12263f; font-family: He=
lvetica, Arial, sans-serif; font-weight: normal; text-align: left; font-siz=
e: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" style=
=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left=
: 0px; margin-top: 0px; margin-right: 0px; margin-left: 0px; margin-bottom:=
 10px; color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weig=
ht: normal; text-align: left; font-size: 16px; line-height: 130%; padding: =
0px; margin: 0px 0px 10px 0px;"><span draggable=3D"true" data-highlightable=
=3D"1" data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"iubl7=
9" style=3D"font-family: 'open sans', sans-serif;">(Remember &ndash; while =
we like supplying helpful hints, we aren't tax professionals...the people y=
ou should go to if you have questions.)<sup draggable=3D"true" data-highlig=
htable=3D"1" id=3D"i5llfh">5</sup></span></p></div></th></tr></tbody></tabl=
e></th></tr></tbody></table><table data-type=3D"row" id=3D"i64hb7" class=3D=
"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-verti=
cal-spacing: 0px; border-collapse: collapse; vertical-align: top; text-alig=
n: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding=
-left: 0px; width: 100%; position: relative; display: table;"><tbody><tr id=
=3D"i6fwkr" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: =
0px; padding-left: 0px; vertical-align: top; text-align: left;"><th data-ty=
pe=3D"column" id=3D"ip0i2l" class=3D"small-12 large-12 columns first last" =
style=3D"overflow-wrap: break-word; hyphens: auto; color: rgb(18, 38, 63); =
font-family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top=
: 0px; text-align: left; font-size: 16px; line-height: 130%; vertical-align=
: top; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left=
: auto; padding-bottom: 16px; width: 564px; padding-left: 16px; padding-rig=
ht: 16px; border-collapse: collapse;"><table id=3D"i3u3jo" style=3D"-webkit=
-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; bord=
er-collapse: collapse; padding-top: 0px; padding-right: 0px; padding-bottom=
: 0px; padding-left: 0px; vertical-align: top; text-align: left; width: 100=
%;"><tbody><tr id=3D"icp7fb" style=3D"padding-top: 0px; padding-right: 0px;=
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eft;"><th id=3D"id46ck" style=3D"overflow-wrap: break-word; hyphens: auto; =
vertical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial,=
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ding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; ma=
rgin-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px; line=
-height: 130%; border-collapse: collapse;"><table draggable=3D"true" data-h=
ighlightable=3D"1" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" width=3D"100%" id=3D"ibt8r6" class=3D"divider" style=3D"-web=
kit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; b=
order-collapse: collapse; padding-top: 0px; padding-right: 0px; padding-bot=
tom: 0px; padding-left: 0px; text-align: left; vertical-align: top; width: =
100%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr draggable=3D"=
true" data-highlightable=3D"1" id=3D"iirlln" style=3D"padding-top: 0px; pad=
ding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: to=
p; text-align: left;"><td draggable=3D"true" data-highlightable=3D"1" id=3D=
"ik5z8j" style=3D"overflow-wrap: break-word; hyphens: auto; vertical-align:=
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nt-weight: normal; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; =
margin-left: 0px; text-align: left; line-height: 130%; font-size: 0px; padd=
ing-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px;=
 word-break: break-word; border-collapse: collapse;"><table draggable=3D"tr=
ue" data-highlightable=3D"1" align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" id=3D"igzka7" style=3D"-webkit-bo=
rder-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-=
collapse: collapse; padding-top: 0px; padding-right: 0px; padding-bottom: 0=
px; padding-left: 0px; vertical-align: top; text-align: left; border-top-wi=
dth: 1px; border-top-style: solid; border-top-color: lightgrey; margin-top:=
 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; width: 100=
%;"><tbody draggable=3D"true" data-highlightable=3D"1"><tr draggable=3D"tru=
e" data-highlightable=3D"1" id=3D"ieohbs" style=3D"padding-top: 0px; paddin=
g-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; =
text-align: left;"><td draggable=3D"true" data-highlightable=3D"1" id=3D"iu=
4mto" style=3D"overflow-wrap: break-word; hyphens: auto; vertical-align: to=
p; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-=
weight: normal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; =
padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; =
margin-left: 0px; text-align: left; font-size: 16px; height: 0px; line-heig=
ht: 0; border-collapse: collapse;">

                                                                           =
                         </td></tr></tbody></table></td></tr></tbody></tabl=
e></th></tr></tbody></table></th></tr></tbody></table><table data-type=3D"r=
ow" id=3D"iao8c6" class=3D"row" style=3D"-webkit-border-horizontal-spacing:=
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ical-align: top; text-align: left; padding-top: 0px; padding-right: 0px; pa=
dding-bottom: 0px; padding-left: 0px; width: 100%; position: relative; disp=
lay: table;"><tbody><tr id=3D"i0hnt8" style=3D"padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text=
-align: left;"><th data-type=3D"column" id=3D"iqx59h" class=3D"small-12 lar=
ge-12 columns first last" style=3D"overflow-wrap: break-word; hyphens: auto=
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eight: normal; padding-top: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; margi=
n-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: 564px; paddin=
g-left: 16px; padding-right: 16px; border-collapse: collapse;"><table id=3D=
"iibnub" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; width: 100%;"><tbody><tr id=3D"iq84hj" style=3D"padding-top:=
 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-=
align: top; text-align: left;"><th id=3D"iyl0bp" style=3D"overflow-wrap: br=
eak-word; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-=
family: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px=
; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0=
px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: le=
ft; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div da=
ta-type=3D"text-container" class=3D"text-container"><p draggable=3D"true" d=
ata-highlightable=3D"1" data-mce-style=3D"color: #12263f; font-family: Helv=
etica, Arial, sans-serif; font-weight: normal; text-align: left; font-size:=
 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;" id=3D"i1=
e2pa" style=3D"padding: 0px; margin: 0px 0px 10px 0px; color: rgb(18, 38, 6=
3); font-family: Helvetica, Arial, sans-serif; font-weight: normal; text-al=
ign: left; font-size: 16px; line-height: 130%; padding-top: 0px; padding-ri=
ght: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-r=
ight: 0px; margin-bottom: 10px; margin-left: 0px;"><span data-mce-style=3D"=
font-family: 'open sans', sans-serif;" id=3D"ihpxkh" style=3D"font-family: =
'open sans', sans-serif;"><strong draggable=3D"true" data-highlightable=3D"=
1"><span draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"font=
-size: 24px;" id=3D"iqmxjl" style=3D"font-size: 24px;"><span draggable=3D"t=
rue" data-highlightable=3D"1" data-mce-style=3D"font-size: 21px;" id=3D"ifa=
v22" style=3D"font-size: 21px;"><span draggable=3D"true" data-highlightable=
=3D"1" data-contrast=3D"auto" xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"Te=
xtRun SCXW115126823 BCX0"><span draggable=3D"true" data-highlightable=3D"1"=
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></strong></span></p></div><div draggable=3D"true" data-highlightable=3D"1"=
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" data-highlightable=3D"1" id=3D"i3hkxi-3" data-mce-style=3D"padding: 0px; =
margin: 0px 0px 10px 0px; color: #12263f; font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; font-size: 16px; line-height: 130%; text-ali=
gn: left;" style=3D"padding: 0px; margin: 0px 0px 10px 0px; padding-top: 0p=
x; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: =
0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; color: rgb(1=
8, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal;=
 font-size: 16px; line-height: 130%; text-align: left;"><span draggable=3D"=
true" data-highlightable=3D"1" data-mce-style=3D"font-family: 'open sans', =
sans-serif;" id=3D"i89by6" style=3D"font-family: 'open sans', sans-serif;">=
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" data-highlightable=3D"1" id=3D"irr886" data-mce-style=3D"font-size: 18px;=
" style=3D"font-size: 18px;">Baked Salmon in Foil</span></strong></span></p=
></div></th></tr></tbody></table></th></tr></tbody></table><table data-type=
=3D"row" id=3D"ibxb02" class=3D"row" style=3D"-webkit-border-horizontal-spa=
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x; padding-bottom: 0px; padding-left: 0px; width: 100%; position: relative;=
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ng-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top;=
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2 large-12 columns first last" style=3D"overflow-wrap: break-word; hyphens:=
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ont-weight: normal; padding-top: 0px; text-align: left; font-size: 16px; li=
ne-height: 130%; vertical-align: top; margin-top: 0px; margin-right: auto; =
margin-bottom: 0px; margin-left: auto; padding-bottom: 16px; width: 564px; =
padding-left: 16px; padding-right: 16px; border-collapse: collapse;"><table=
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der-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0px; pad=
ding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: to=
p; text-align: left; width: 100%;"><tbody><tr id=3D"iu4set" style=3D"paddin=
g-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ver=
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center data-parsed=3D"" id=3D"i011il" class=3D"img-center" style=3D"width: =
100%; min-width: 532px;"><img src=3D"https://images.totalexpert.net/userfil=
es/25070/mktimages/7d6513c48b8087bf4.png" align=3D"center" data-tc-containe=
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dth: 548px; outline-style: none; text-decoration-line: none; max-width: 100=
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elative; display: table;"><tbody><tr id=3D"i37o3x" style=3D"padding-top: 0p=
x; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-ali=
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"small-12 large-12 columns first last" style=3D"overflow-wrap: break-word; =
hyphens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-=
serif; font-weight: normal; padding-top: 0px; text-align: left; font-size: =
16px; line-height: 130%; vertical-align: top; margin-top: 0px; margin-right=
: auto; margin-bottom: 0px; margin-left: auto; padding-bottom: 0px; width: =
564px; padding-left: 16px; padding-right: 16px; border-collapse: collapse;"=
><table id=3D"idxxhe" style=3D"-webkit-border-horizontal-spacing: 0px; -web=
kit-border-vertical-spacing: 0px; border-collapse: collapse; padding-top: 0=
px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-al=
ign: top; text-align: left; width: 100%;"><tbody><tr id=3D"ie9jxc" style=3D=
"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0=
px; vertical-align: top; text-align: left;"><th id=3D"imz5ni" style=3D"over=
flow-wrap: break-word; hyphens: auto; vertical-align: top; color: rgb(18, 3=
8, 63); font-family: Helvetica, Arial, sans-serif; font-weight: normal; pad=
ding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; =
margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; t=
ext-align: left; font-size: 16px; line-height: 130%; border-collapse: colla=
pse;"><div draggable=3D"true" data-highlightable=3D"1" data-type=3D"text-co=
ntainer" class=3D"text-container"><p draggable=3D"true" data-highlightable=
=3D"1" data-mce-style=3D"padding: 0px; margin: 0px 0px 10px; color: #12263f=
; font-family: Helvetica, Arial, sans-serif; font-weight: normal; font-size=
: 16px; line-height: 130%; text-align: left;" id=3D"iye6bw" style=3D"paddin=
g: 0px; margin: 0px 0px 10px; padding-top: 0px; padding-right: 0px; padding=
-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin=
-bottom: 10px; margin-left: 0px; color: rgb(18, 38, 63); font-family: Helve=
tica, Arial, sans-serif; font-weight: normal; font-size: 16px; line-height:=
 130%; text-align: left;"><span draggable=3D"true" data-highlightable=3D"1"=
 data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"irynxf" sty=
le=3D"font-family: 'open sans', sans-serif;">You can customize this recipe =
with anything from rosemary to garlic to pesto...or keep it simple with tra=
ditional lemon. Whatever you choose, <a draggable=3D"true" data-highlightab=
le=3D"1" href=3D"http://sg1.nationslending.com/ls/click?upn=3D3im2Dk3L2zVs-=
2ByE1XSlDsS-2FRhG-2Bx2Px47AElGvgrlufEI7hzMgn75JnB5r0viJX2U-2BVGnnYgJWCETm2t=
DmL98g-3D-3DUVCk_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xigvBvPx0ZfUX=
n-2BMLJ1LDHSoF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDYamO9EnDafcal9=
dYJucTSGufzDD0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5wJTmPFBBPzbFFW=
CV5HBba6u7V-2B-2B06SVLRm4ly4OUc7-2F8D0EzqZf5niNAjXznxzpPkEg4fxrXqYXiyoAPSdW=
tnVdix7YuKdkq-2FuUsuV3YNDsGn7Ab5c0eSQzuHHVdCJAEMe0Dza44a538-2B-2BiVvPfTec8t=
GDXhSnqEwVE85ZfvgzV9J4cW0lTtttyBNmYqRVaeX-2Bx4YTXqoIIuwRGYB3JMo-2BTPUIFUreJ=
xJA-3D-3D" title=3D"" target=3D"" id=3D"igpsc2" data-mce-style=3D"color: #2=
c7be5; text-decoration-line: none; font-weight: normal; text-align: left; l=
ine-height: 130%; padding: 0px;" style=3D"font-family: Helvetica, Arial, sa=
ns-serif; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; paddin=
g-left: 0px; color: rgb(44, 123, 229); text-decoration-line: none; font-wei=
ght: normal; text-align: left; line-height: 130%; padding: 0px;">this easy =
recipe</a> practically guarantees a perfectly cooked salmon fillet.</span><=
/p></div></th></tr></tbody></table></th></tr></tbody></table><table id=3D"i=
6ijg9" class=3D"spacer" style=3D"-webkit-border-horizontal-spacing: 0px; -w=
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vetica, Arial, sans-serif; font-weight: normal; font-size: 22px; padding: 0=
px; margin: 0px 0px 10px 0px;" style=3D"padding: 0px; margin: 0px 0px 10px =
0px; color: rgb(18, 38, 63); text-align: left; line-height: 130%; overflow-=
wrap: normal; font-family: Helvetica, Arial, sans-serif; font-weight: norma=
l; font-size: 22px; padding-top: 0px; padding-right: 0px; padding-bottom: 0=
px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 1=
0px; margin-left: 0px;"><span draggable=3D"true" data-highlightable=3D"1" i=
d=3D"i96b76" data-mce-style=3D"font-size: 12px; font-family: 'open sans', s=
ans-serif;" style=3D"font-size: 12px; font-family: 'open sans', sans-serif;=
"><span draggable=3D"true" data-highlightable=3D"1" data-contrast=3D"auto" =
xml:lang=3D"EN-US" lang=3D"EN-US" class=3D"TextRun SCXW33823695 BCX0"><stro=
ng draggable=3D"true" data-highlightable=3D"1"><span draggable=3D"true" dat=
a-highlightable=3D"1" id=3D"i7neen" data-mce-style=3D"font-size: 14px;" sty=
le=3D"font-size: 14px;"><span draggable=3D"true" data-highlightable=3D"1" i=
d=3D"iobb1f" data-mce-style=3D"font-size: 18px;" style=3D"font-size: 18px;"=
><span draggable=3D"true" data-highlightable=3D"1" id=3D"ii45cw" data-mce-s=
tyle=3D"font-size: 16px;" style=3D"font-size: 16px;"><span draggable=3D"tru=
e" data-highlightable=3D"1" id=3D"if160s" data-mce-style=3D"font-size: 18px=
;" style=3D"font-size: 18px;"><span draggable=3D"true" data-highlightable=
=3D"1" class=3D"NormalTextRun SCXW33823695 BCX0">Versatile Vertical Gardeni=
ng</span></span></span></span></span></strong></span></span></p></div></th>=
</tr></tbody></table></th></tr></tbody></table><table data-type=3D"row" id=
=3D"i5oszy" class=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; =
-webkit-border-vertical-spacing: 0px; border-collapse: collapse; vertical-a=
lign: top; text-align: left; padding-top: 0px; padding-right: 0px; padding-=
bottom: 0px; padding-left: 0px; width: 100%; position: relative; display: t=
able;"><tbody><tr id=3D"izkksf" style=3D"padding-top: 0px; padding-right: 0=
px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-align=
: left;"><th data-type=3D"column" id=3D"ilj8fx" class=3D"small-12 large-12 =
columns first last" style=3D"overflow-wrap: break-word; hyphens: auto; colo=
r: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight:=
 normal; padding-top: 0px; text-align: left; font-size: 16px; line-height: =
130%; vertical-align: top; margin-top: 0px; margin-right: auto; margin-bott=
om: 0px; margin-left: auto; width: 564px; padding-left: 16px; padding-right=
: 16px; padding-bottom: 0px; border-collapse: collapse;"><table id=3D"idyrb=
1" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical=
-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-right: =
0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; text-alig=
n: left; width: 100%;"><tbody><tr id=3D"ilalx3" style=3D"padding-top: 0px; =
padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align:=
 top; text-align: left;"><th id=3D"iw65sl" style=3D"overflow-wrap: break-wo=
rd; hyphens: auto; vertical-align: top; color: rgb(18, 38, 63); font-family=
: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; padd=
ing-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; ma=
rgin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align: left; fo=
nt-size: 16px; line-height: 130%; border-collapse: collapse;"><div draggabl=
e=3D"true" data-highlightable=3D"1" data-type=3D"text-container" class=3D"t=
ext-container"><p draggable=3D"true" data-highlightable=3D"1" id=3D"ic0144"=
 data-mce-style=3D"color: #12263f; font-family: Helvetica, Arial, sans-seri=
f; font-weight: normal; text-align: left; font-size: 16px; line-height: 130=
%; padding: 0px; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padd=
ing-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; ma=
rgin-right: 0px; margin-left: 0px; margin-bottom: 10px; color: #12263f; fon=
t-family: Helvetica, Arial, sans-serif; font-weight: normal; text-align: le=
ft; font-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px =
0px;"><span data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"=
ibt60j" style=3D"font-family: 'open sans', sans-serif;">Whether you'd like =
to grow your own supply of herbs or want to easily add greenery to your sur=
roundings, a vertical garden is a simple and space-saving way to do this.</=
span><span draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"fo=
nt-family: 'open sans', sans-serif;" id=3D"i0azzp" style=3D"font-family: 'o=
pen sans', sans-serif;"></span></p></div></th></tr></tbody></table></th></t=
r></tbody></table><table data-type=3D"row" id=3D"ij783s" class=3D"row" styl=
e=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacin=
g: 0px; border-collapse: collapse; vertical-align: top; text-align: left; p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; width: 100%; position: relative; display: table;"><tbody><tr id=3D"iksuij=
" style=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; paddi=
ng-left: 0px; vertical-align: top; text-align: left;"><th data-type=3D"colu=
mn" id=3D"iws2es" class=3D"small-12 large-12 columns first last" style=3D"o=
verflow-wrap: break-word; hyphens: auto; color: rgb(18, 38, 63); font-famil=
y: Helvetica, Arial, sans-serif; font-weight: normal; padding-top: 0px; tex=
t-align: left; font-size: 16px; line-height: 130%; vertical-align: top; mar=
gin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; pa=
dding-bottom: 16px; width: 564px; padding-left: 16px; padding-right: 16px; =
border-collapse: collapse;"><table id=3D"i60af5" style=3D"-webkit-border-ho=
rizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collaps=
e: collapse; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; pad=
ding-left: 0px; vertical-align: top; text-align: left; width: 100%;"><tbody=
><tr id=3D"if77yn" style=3D"padding-top: 0px; padding-right: 0px; padding-b=
ottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th =
id=3D"ilrxd2" style=3D"overflow-wrap: break-word; hyphens: auto; vertical-a=
lign: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-seri=
f; font-weight: normal; padding-top: 0px; padding-right: 0px; padding-botto=
m: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-botto=
m: 0px; margin-left: 0px; text-align: left; font-size: 16px; line-height: 1=
30%; border-collapse: collapse;"><center data-parsed=3D"" id=3D"i03fqi" cla=
ss=3D"img-center" style=3D"width: 100%; min-width: 532px;"><img src=3D"http=
s://images.totalexpert.net/userfiles/25070/mktimages/6ccba25700fb460d3.png"=
 align=3D"center" data-tc-container=3D"center" id=3D"i2vkue" width=3D"548" =
class=3D"float-center" style=3D"width: 548px; outline-style: none; text-dec=
oration-line: none; max-width: 100%; clear: both; display: block; margin-to=
p: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; float: n=
one; text-align: center; min-width: 0;"></center></th></tr></tbody></table>=
</th></tr></tbody></table><table data-type=3D"row" id=3D"issg8k-2-2-2" clas=
s=3D"row" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-v=
ertical-spacing: 0px; border-collapse: collapse; vertical-align: top; text-=
align: left; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; pad=
ding-left: 0px; width: 100%; position: relative; display: table; background=
-color: rgb(255, 255, 255);"><tbody><tr id=3D"iyfxjk-2-2-2" style=3D"paddin=
g-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ver=
tical-align: top; text-align: left;"><th data-type=3D"column" id=3D"io5e7f-=
2-2-2" class=3D"small-12 large-12 columns first last" style=3D"overflow-wra=
p: break-word; hyphens: auto; color: rgb(18, 38, 63); font-family: Helvetic=
a, Arial, sans-serif; font-weight: normal; padding-top: 0px; text-align: le=
ft; font-size: 16px; line-height: 130%; vertical-align: top; margin-top: 0p=
x; margin-right: auto; margin-bottom: 0px; margin-left: auto; padding-botto=
m: 16px; width: 564px; padding-left: 16px; padding-right: 16px; border-coll=
apse: collapse;"><table id=3D"ii9ycz-2-2-2" style=3D"-webkit-border-horizon=
tal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: co=
llapse; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-=
left: 0px; vertical-align: top; text-align: left; width: 100%;"><tbody><tr =
id=3D"ib1aya-2-2-2" style=3D"padding-top: 0px; padding-right: 0px; padding-=
bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><th=
 id=3D"ibyiti-2-2-2" style=3D"overflow-wrap: break-word; hyphens: auto; ver=
tical-align: top; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sa=
ns-serif; font-weight: normal; padding-top: 0px; padding-right: 0px; paddin=
g-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margi=
n-bottom: 0px; margin-left: 0px; text-align: left; font-size: 16px; line-he=
ight: 130%; border-collapse: collapse;"><table id=3D"iyeqcr-2-2-2" class=3D=
"spacer" style=3D"-webkit-border-horizontal-spacing: 0px; -webkit-border-ve=
rtical-spacing: 0px; border-collapse: collapse; padding-top: 0px; padding-r=
ight: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align: top; tex=
t-align: left; width: 100%;"><tbody><tr id=3D"iptkwl-2-2-2" style=3D"paddin=
g-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ver=
tical-align: top; text-align: left;"><td height=3D"10" id=3D"izpldl-2-2-2" =
style=3D"overflow-wrap: break-word; hyphens: auto; vertical-align: top; col=
or: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight=
: normal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; paddin=
g-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin=
-left: 0px; text-align: left; font-size: 10px; line-height: 10px; border-co=
llapse: collapse;"></td></tr></tbody></table><div draggable=3D"true" data-h=
ighlightable=3D"1" data-type=3D"text-container" class=3D"text-container"><p=
 draggable=3D"true" data-highlightable=3D"1" id=3D"iphezg" data-mce-style=
=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight:=
 normal; text-align: left; font-size: 16px; line-height: 130%; padding: 0px=
; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px;=
 padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px=
; margin-left: 0px; margin-bottom: 10px; color: #12263f; font-family: Helve=
tica, Arial, sans-serif; font-weight: normal; text-align: left; font-size: =
16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span dat=
a-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"ike4hq" style=
=3D"font-family: 'open sans', sans-serif;">One major benefit of a vertical =
garden is that you can keep your plants indoors or outdoors. You can attach=
 it to anything from a fence to a wall, or even a door. Another plus: you w=
on't have to spend the weekend digging up the yard. Instead, you set up you=
r vertical garden, add soil and plants, and you're done.</span></p><p dragg=
able=3D"true" data-highlightable=3D"1" id=3D"iu6his" data-mce-style=3D"colo=
r: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: normal;=
 text-align: left; font-size: 16px; line-height: 130%; padding: 0px; margin=
: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding-right: 0px; padding=
-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin=
-left: 0px; margin-bottom: 10px; color: #12263f; font-family: Helvetica, Ar=
ial, sans-serif; font-weight: normal; text-align: left; font-size: 16px; li=
ne-height: 130%; padding: 0px; margin: 0px 0px 10px 0px;"><span data-mce-st=
yle=3D"font-family: 'open sans', sans-serif;" id=3D"i30imi" style=3D"font-f=
amily: 'open sans', sans-serif;">The best way to begin is to decide what yo=
u want to grow. This is because your next step is to locate an area that ha=
s the right amount of sunlight for your plant choices. Next, you can shop f=
or a pre-built vertical garden &ndash; many hardware stores and nurseries s=
ell them &ndash; or build your garden with ready-made kits available online=
.</span></p><p draggable=3D"true" data-highlightable=3D"1" id=3D"ilrq3a" da=
ta-mce-style=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; =
font-weight: normal; text-align: left; font-size: 16px; line-height: 130%; =
padding: 0px; margin: 0px 0px 10px 0px;" style=3D"padding-top: 0px; padding=
-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margi=
n-right: 0px; margin-left: 0px; margin-bottom: 10px; color: #12263f; font-f=
amily: Helvetica, Arial, sans-serif; font-weight: normal; text-align: left;=
 font-size: 16px; line-height: 130%; padding: 0px; margin: 0px 0px 10px 0px=
;"><span data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"i7o=
brc" style=3D"font-family: 'open sans', sans-serif;">Here are a few tips fo=
r beginner gardeners:</span></p><ul draggable=3D"true" data-highlightable=
=3D"1"><li draggable=3D"true" data-highlightable=3D"1" data-mce-style=3D"co=
lor: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight: norma=
l; text-align: left; font-size: 16px; line-height: 130%;" id=3D"iqyb0h" sty=
le=3D"color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; fo=
nt-weight: normal; text-align: left; font-size: 16px; line-height: 130%;"><=
span data-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"imcacu"=
 style=3D"font-family: 'open sans', sans-serif;">Choose smaller plants that=
 don't require a deep root system. Herbs, parsley, and many annual flowers =
work well. So does spinach and other salad-friendly lettuces.</span></li><l=
i draggable=3D"true" data-highlightable=3D"1" id=3D"ivcps1" data-mce-style=
=3D"color: #12263f; font-family: Helvetica, Arial, sans-serif; font-weight:=
 normal; text-align: left; font-size: 16px; line-height: 130%;" style=3D"co=
lor: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weigh=
t: normal; text-align: left; font-size: 16px; line-height: 130%;"><span dat=
a-mce-style=3D"font-family: 'open sans', sans-serif;" id=3D"i4ajdc" style=
=3D"font-family: 'open sans', sans-serif;">If you're worried about overwate=
ring an indoor vertical garden, be sure to put a tray at the bottom under t=
he lowest row of plants.</span></li><li draggable=3D"true" data-highlightab=
le=3D"1" data-mce-style=3D"color: #12263f; font-family: Helvetica, Arial, s=
ans-serif; font-weight: normal; text-align: left; font-size: 16px; line-hei=
ght: 130%;" id=3D"i1icil" style=3D"color: rgb(18, 38, 63); font-family: Hel=
vetica, Arial, sans-serif; font-weight: normal; text-align: left; font-size=
: 16px; line-height: 130%;"><span data-mce-style=3D"font-family: 'open sans=
', sans-serif;" id=3D"igqmed" style=3D"font-family: 'open sans', sans-serif=
;">If you're building your own garden, be sure to use well-draining potting=
 soil<span draggable=3D"true" data-highlightable=3D"1" id=3D"i32fdh"></span=
><a draggable=3D"true" data-highlightable=3D"1" id=3D"iqiuie" title=3D"" hr=
ef=3D"http://sg1.nationslending.com/ls/click?upn=3D3im2Dk3L2zVs-2ByE1XSlDsb=
psfZUD8PVEV0tC-2Fu3-2Bs3mhr7X-2FF-2Fga1p8aiWgKlaf7odhTeH9Pn9oOPeYG-2BnGOOO2=
JLpLfdfP3Ia6KVzSvIuzct2pMsXIZqpf5JGIV-2BRt7yjGFJHM3hoK4Xbhw5RGG2e-2F-2BT4m-=
2FpqNBBMJVPefuKlY-3Dy1Tw_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xigvB=
vPx0ZfUXn-2BMLJ1LDHSoF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDYamO9E=
nDafcal9dYJucTSGufzDD0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5wJTmPF=
BBPzbFFWCV5HBba6u7V-2B-2B06SVLRiodvH-2FQPtYqCeDRWL-2FF-2BQerXUbsYiUml5bax-2=
F1B-2BjAv836oVWO2S6CmKKk695p992RC6-2BX7MPn-2BQFiTcAG1qnIKR8RgNn0ij93Lh6McD8=
WYRHZkeKQ9OCQWkPY-2FUzmyPeMzUsplmawwC1Wb-2BOOExQk5d-2FMdkygkrLp9oTq6ynEbYBr=
JcJAidT2e5O7BMxMxow-3D-3D" target=3D"" data-mce-style=3D"color: #2c7be5; te=
xt-decoration-line: none; font-weight: normal; text-align: left; line-heigh=
t: 130%; padding: 0px;" style=3D"font-family: Helvetica, Arial, sans-serif;=
 padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0=
px; color: rgb(44, 123, 229); text-decoration-line: none; font-weight: norm=
al; text-align: left; line-height: 130%; padding: 0px;">=EF=BB=BF</a><span =
draggable=3D"true" data-highlightable=3D"1" id=3D"i5ybwg">.</span><sup drag=
gable=3D"true" data-highlightable=3D"1" id=3D"ikckrf">6</sup></span></li></=
ul></div></th></tr></tbody></table></th></tr></tbody></table><table data-ty=
pe=3D"row" id=3D"iueuhg-2" class=3D"row" style=3D"-webkit-border-horizontal=
-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: colla=
pse; vertical-align: top; text-align: left; padding-top: 0px; padding-right=
: 0px; padding-bottom: 0px; padding-left: 0px; width: 100%; position: relat=
ive; display: table;"><tbody><tr id=3D"io39we-2" style=3D"padding-top: 0px;=
 padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical-align=
: top; text-align: left;"><th data-type=3D"column" id=3D"i5o5m9-2" class=3D=
"small-12 large-12 columns first last" style=3D"overflow-wrap: break-word; =
hyphens: auto; color: rgb(18, 38, 63); font-family: Helvetica, Arial, sans-=
serif; font-weight: normal; padding-top: 0px; text-align: left; font-size: =
16px; line-height: 130%; vertical-align: top; margin-top: 0px; margin-right=
: auto; margin-bottom: 0px; margin-left: auto; padding-bottom: 16px; width:=
 564px; padding-left: 16px; padding-right: 16px; border-collapse: collapse;=
"><table id=3D"ii3y7z-2" style=3D"-webkit-border-horizontal-spacing: 0px; -=
webkit-border-vertical-spacing: 0px; border-collapse: collapse; padding-top=
: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; vertical=
-align: top; text-align: left; width: 100%;"><tbody><tr id=3D"i8jzie-2" sty=
le=3D"padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-le=
ft: 0px; vertical-align: top; text-align: left;"><th id=3D"iclhyv-2" style=
=3D"overflow-wrap: break-word; hyphens: auto; vertical-align: top; color: r=
gb(18, 38, 63); font-family: Helvetica, Arial, sans-serif; font-weight: nor=
mal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-lef=
t: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left=
: 0px; text-align: left; font-size: 16px; line-height: 130%; border-collaps=
e: collapse;"><table draggable=3D"true" data-highlightable=3D"1" border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=
 id=3D"igyijr-2" class=3D"divider" style=3D"-webkit-border-horizontal-spaci=
ng: 0px; -webkit-border-vertical-spacing: 0px; border-collapse: collapse; p=
adding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px=
; text-align: left; vertical-align: top; width: 100%;"><tbody draggable=3D"=
true" data-highlightable=3D"1"><tr draggable=3D"true" data-highlightable=3D=
"1" id=3D"icjd2l-2" style=3D"padding-top: 0px; padding-right: 0px; padding-=
bottom: 0px; padding-left: 0px; vertical-align: top; text-align: left;"><td=
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0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top=
: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; text-align:=
 left; font-size: 16px; line-height: 130%; border-collapse: collapse;"><div=
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lass=3D"text-container"><p draggable=3D"true" data-highlightable=3D"1" id=
=3D"i2223l" style=3D"color: rgb(18, 38, 63); font-family: Helvetica, Arial,=
 sans-serif; font-weight: normal; padding-top: 0px; padding-right: 0px; pad=
ding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; ma=
rgin-left: 0px; text-align: left; font-size: 16px; line-height: 130%; margi=
n-bottom: 10px;"><span data-mce-style=3D"font-family: 'open sans', sans-ser=
if; font-size: 12px;" id=3D"i66qml" style=3D"font-family: 'open sans', sans=
-serif; font-size: 12px;">Sources: <sup>1</sup><em></em><a href=3D"http://s=
g1.nationslending.com/ls/click?upn=3DGdWhpcZaRUdfyfXC7yuNQVQkn3dy5tSwj4eFB8=
sanpxkBxtcMFP-2BdLBviMXA2435p3Nq_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32=
M97xigvBvPx0ZfUXn-2BMLJ1LDHSoF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCv=
VDYamO9EnDafcal9dYJucTSGufzDD0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2B=
L5wJTmPFBBPzbFFWCV5HBba6u7V-2B-2B06SVLRtyuEm1IqPLepEtEm3zk7HDdcJS3y0qu19dOz=
xeQe0BrJLG8PhSIBvdchzLvnvArWT-2B2pLQC9gz9fUaJocCAQFoWHh1u0fjxCly28Urk2uOILP=
4WZHjmMG3s-2Bzh61kxKMvxLFsy-2BoIGKK6UHouaTsAwiLuyhOaHRO1ZTGgiw0vI-2FMQUQGiX=
s1ke5tjk4WxYA-2FQ-3D-3D" title=3D"" target=3D"" id=3D"i52csn" style=3D"colo=
r: rgb(44, 123, 229); text-decoration-line: none; font-family: Helvetica, A=
rial, sans-serif; font-weight: normal; padding-top: 0px; padding-right: 0px=
; padding-bottom: 0px; padding-left: 0px; text-align: left; line-height: 13=
0%;"><em>fortune-com.cdn.ampproject.org</em></a>; <sup>2</sup><em></em><a h=
ref=3D"http://sg1.nationslending.com/ls/click?upn=3DGdWhpcZaRUdfyfXC7yuNQZ-=
2BeqVNAC1XID3G9yDWKO6M-3DgziN_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97=
xigvBvPx0ZfUXn-2BMLJ1LDHSoF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDY=
amO9EnDafcal9dYJucTSGufzDD0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5w=
JTmPFBBPzbFFWCV5HBba6u7V-2B-2B06SVLRq1R7FrMnnpc23u1xSEi2FYyzuB7WLSTvqbKQOCa=
4dNZH8JeHz-2B1AOypJuSukIxxix6J-2FXL-2F-2Bil8v44mLu31AS4izJTtAyyI-2BYlBD0uZd=
LAjqz3Cv-2F-2FCQ2AQX-2BWafh9KlNkAZVK8ucOe49oTlKHKM0neVluZbb5jwxwLaHXqdOcGrm=
nojMSh6-2FqrOqUsDGl00g-3D-3D" title=3D"" target=3D"" id=3D"iuk8k5" style=3D=
"color: rgb(44, 123, 229); text-decoration-line: none; font-family: Helveti=
ca, Arial, sans-serif; font-weight: normal; padding-top: 0px; padding-right=
: 0px; padding-bottom: 0px; padding-left: 0px; text-align: left; line-heigh=
t: 130%;"><em>nerdwallet.com</em></a>; <sup>3</sup><em></em><a href=3D"http=
://sg1.nationslending.com/ls/click?upn=3DGdWhpcZaRUdfyfXC7yuNQZ-2BeqVNAC1XI=
D3G9yDWKO6M-3DkVsu_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xigvBvPx0Zf=
UXn-2BMLJ1LDHSoF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDYamO9EnDafca=
l9dYJucTSGufzDD0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5wJTmPFBBPzbF=
FWCV5HBba6u7V-2B-2B06SVLRjDS4j-2Bn-2BWJKSnrh4Exi3AJ4Va-2B-2F-2B2Di3EJqF3kCs=
2TUezWV5ZprhmBmxFK6-2Fcz2aof569i8nDDf9eYUrDFYcUfdqOflR9RhAwVc5cI7Tut0kyf9aE=
Kv5hGolrkpoa2AHJEE0OoLqmpkGF84DC-2BmaZQIptJgAdUkTELWTw59pMNs8uKa6vaYYqTKWsm=
CTXaCrA-3D-3D" title=3D"" target=3D"" id=3D"ietwyx" style=3D"color: rgb(44,=
 123, 229); text-decoration-line: none; font-family: Helvetica, Arial, sans=
-serif; font-weight: normal; padding-top: 0px; padding-right: 0px; padding-=
bottom: 0px; padding-left: 0px; text-align: left; line-height: 130%;"><em>n=
erdwallet.com</em></a>; <sup>4</sup><em></em><a href=3D"http://sg1.nationsl=
ending.com/ls/click?upn=3DGdWhpcZaRUdfyfXC7yuNQWx9Cq6z0bZDIQaA8cyNEIN9t0Y6e=
gn-2B-2FdxgLJ1o3QFDdAjF_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xigvBv=
Px0ZfUXn-2BMLJ1LDHSoF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDYamO9En=
Dafcal9dYJucTSGufzDD0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5wJTmPFB=
BPzbFFWCV5HBba6u7V-2B-2B06SVLRlxwdB9TZt0UEJ17XKD7L1LRJGQH-2BIHNVDr7Lxf8SL9Y=
B5jIaUTLrbVYFB9BMHhfZelao3DpL2WWM9hFDpHXlF35AWLZhv91hGbpfPkHvI-2BeNSmczTdlm=
sKeRIFpW-2F7kR7qZj770EHo68RtMMf55SEk5k2Aai9coY8VVJV0lKQPXJ874rAd8BsCYif-2Bn=
R1uA5Q-3D-3D" title=3D"" target=3D"" id=3D"ijl90t" style=3D"color: rgb(44, =
123, 229); text-decoration-line: none; font-family: Helvetica, Arial, sans-=
serif; font-weight: normal; padding-top: 0px; padding-right: 0px; padding-b=
ottom: 0px; padding-left: 0px; text-align: left; line-height: 130%;"><em>ga=
rageliving.com</em></a>; <sup>5</sup><em></em><a href=3D"http://sg1.nations=
lending.com/ls/click?upn=3DGdWhpcZaRUdfyfXC7yuNQf43n5G7PDBK0ah87-2Bw3tKo-3D=
TPTm_y6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xigvBvPx0ZfUXn-2BMLJ1LDHS=
oF3pzIDxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDYamO9EnDafcal9dYJucTSGufzD=
D0Vnk2M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5wJTmPFBBPzbFFWCV5HBba6u7V-=
2B-2B06SVLRkByGH911CxxDrSyoxyjXhRmfhuPoHBYNpvvk7Wl-2FVTGNu00VhImKJ-2BWmo2t6=
y2SrPQ7rLppCU9metSSYtQ0TEI2LSSpTUlUKxF8NcKGpwR2hnb9-2FTvTcN4h9w-2FJrH9qAgAs=
Ke98mAmbL5vt5waBpVvQUESWbKH1v4dL89NeLJfJ7IH3Gs4AqcoWvc0J1sB7aQ-3D-3D" title=
=3D"" target=3D"" id=3D"ixx4p3" style=3D"color: rgb(44, 123, 229); text-dec=
oration-line: none; font-family: Helvetica, Arial, sans-serif; font-weight:=
 normal; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding=
-left: 0px; text-align: left; line-height: 130%;"><em>money.com</em></a>; <=
sup>6</sup><em></em><a href=3D"http://sg1.nationslending.com/ls/click?upn=
=3DGdWhpcZaRUdfyfXC7yuNQXl5NIhDUpeLlWq-2FJfHOg9G4GwPz4Aa7NnIdimXJmFvX7oKN_y=
6r4Y-2Fjyz39fUgiIVZvxszI1-2BOksX762wK6L32M97xigvBvPx0ZfUXn-2BMLJ1LDHSoF3pzI=
DxlM1hhvdNv3rJL4vOMq5dkkhptZ-2FshTDSOVWCvVDYamO9EnDafcal9dYJucTSGufzDD0Vnk2=
M-2F7-2FPmZByet0FvRIxsaMfh1Zr5JOwYG8Da-2BL5wJTmPFBBPzbFFWCV5HBba6u7V-2B-2B0=
6SVLRjOPSSz4OXXgKg7qOi1pwmI1xx-2BrLmdyQyn4flfXNoo3iv4mg6tHkpTeScI0fw2MWHfd-=
2FtiAZhbm1EjVUbpjd1rJvqaYdxsMP6tOrywCObplfzU0kRQksRR5de9yrAHyyMICxF9bLazB73=
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l; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left:=
 0px; text-align: left; line-height: 130%;"><em>marthastewart.com</em></a>;=
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t-align: left; width: 25%"><table style=3D"border-collapse: collapse; borde=
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%"><tr style=3D"padding: 0; text-align: left; vertical-align: top"><th styl=
e=3D"Margin: 0; color: #0a0a0a; font-family: Arial, sans-serif; font-size: =
16px; font-weight: normal; line-height: 1.3; margin: 0; padding: 0; text-al=
ign: left">
                    <img src=3D"https://images.totalexpert.net/userfiles/40=
5723/profile.jpg?lm=3D1681419974" alt=3D"Ulysses Solis" width=3D"140" style=
=3D"-moz-hyphens: none; -ms-interpolation-mode: bicubic; -webkit-hyphens: n=
one; clear: both; display: block; hyphens: none; margin: 0; max-width: 100%=
; outline: none; padding: 0; text-decoration: none; width: 140px; word-brea=
k: break-word">
                  </th></tr></table></th>
                 =20
                  <!-- END PIC -->
                  <!-- DETAILS -->
                  <th class=3D"small-4 large-4 columns" valign=3D"middle" s=
tyle=3D"Margin: 0 auto; color: #0a0a0a; font-family: Arial, sans-serif; fon=
t-size: 16px; font-weight: normal; line-height: 1.3; margin: 0 auto; paddin=
g: 0; padding-bottom: 0px; padding-left: 0 !important; padding-right: 0 !im=
portant; text-align: left; width: 33.33333%; vertical-align: middle;"><tabl=
e style=3D"border-collapse: collapse; border-spacing: 0; padding: 0; text-a=
lign: left; vertical-align: top; width: 100%"><tr style=3D"padding: 0; text=
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a; font-family: Arial, sans-serif; font-size: 16px; font-weight: normal; li=
ne-height: 1.3; margin: 0; padding: 0; text-align: left; vertical-align: mi=
ddle;">
                    <p class=3D"details name" style=3D"-moz-hyphens: none; =
-webkit-hyphens: none; Margin: 0; Margin-bottom: 0; color: #23a7e0; font-fa=
mily: NexaBold,'Arial', Helvetica, sans-serif; font-size: 18px; font-weight=
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ding: 0; text-align: left; word-break: break-word"><b style=3D"-moz-hyphens=
: none; -webkit-hyphens: none; hyphens: none; margin: 0; padding: 0; word-b=
reak: break-word">Ulysses Solis</b></p>
                    <p class=3D"details" style=3D"-moz-hyphens: none; -webk=
it-hyphens: none; Margin: 0; Margin-bottom: 0; color: #3f3f3f; font-family:=
 GothamBook,'Arial', Helvetica, sans-serif; font-size: 10px; font-weight: n=
ormal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0; paddin=
g: 0; text-align: left; word-break: break-word">Branch Manager</p>
                    <span style=3D"display: none"></span>
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it-hyphens: none; Margin: 0; Margin-bottom: 0; color: #3f3f3f; font-family:=
 GothamBook,'Arial', Helvetica, sans-serif; font-size: 10px; font-weight: n=
ormal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0; paddin=
g: 0; text-align: left; word-break: break-word">nmls. 1106742</p>
                    <span style=3D"display: none"></span>
                    <table class=3D"spacer" style=3D"border-collapse: colla=
pse; border-spacing: 0; padding: 0; text-align: left; vertical-align: top; =
width: 100%"><tbody><tr style=3D"padding: 0; text-align: left; vertical-ali=
gn: top"><td height=3D"4px" style=3D"-moz-hyphens: auto; -webkit-hyphens: a=
uto; Margin: 0; border-collapse: collapse !important; color: #0a0a0a; font-=
family: Arial, sans-serif; font-size: 4px; font-weight: normal; hyphens: au=
to; line-height: 4px; margin: 0; mso-line-height-rule: exactly; padding: 0;=
 text-align: left; vertical-align: top; word-wrap: break-word">&#xA0;</td><=
/tr></tbody></table>=20
                    <span style=3D"display: none"></span>
                    <p class=3D"details phone" style=3D"-moz-hyphens: none;=
 -webkit-hyphens: none; Margin: 0; Margin-bottom: 0; color: #073666; font-f=
amily: GothamMedium,'Arial', Helvetica, sans-serif; font-size: 16px; font-w=
eight: normal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0=
; padding: 0; text-align: left; word-break: break-word"><b style=3D"-moz-hy=
phens: none; -webkit-hyphens: none; hyphens: none; margin: 0; padding: 0; w=
ord-break: break-word">206-337-5544</b> | Mobile</p>
                    <span style=3D"display: none">
                    </span>
                    <p class=3D"details phone" style=3D"-moz-hyphens: none;=
 -webkit-hyphens: none; Margin: 0; Margin-bottom: 0; color: #073666; font-f=
amily: GothamMedium,'Arial', Helvetica, sans-serif; font-size: 16px; font-w=
eight: normal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0=
; padding: 0; text-align: left; word-break: break-word"><b style=3D"-moz-hy=
phens: none; -webkit-hyphens: none; hyphens: none; margin: 0; padding: 0; w=
ord-break: break-word">424-330-2720</b> | Office</p>
                    <span style=3D"display: none"></span>
                    <table class=3D"spacer" style=3D"border-collapse: colla=
pse; border-spacing: 0; padding: 0; text-align: left; vertical-align: top; =
width: 100%"><tbody><tr style=3D"padding: 0; text-align: left; vertical-ali=
gn: top"><td height=3D"4px" style=3D"-moz-hyphens: auto; -webkit-hyphens: a=
uto; Margin: 0; border-collapse: collapse !important; color: #0a0a0a; font-=
family: Arial, sans-serif; font-size: 4px; font-weight: normal; hyphens: au=
to; line-height: 4px; margin: 0; mso-line-height-rule: exactly; padding: 0;=
 text-align: left; vertical-align: top; word-wrap: break-word">&#xA0;</td><=
/tr></tbody></table>=20
                    <p class=3D"details" style=3D"-moz-hyphens: none; -webk=
it-hyphens: none; Margin: 0; Margin-bottom: 0; color: #3f3f3f; font-family:=
 GothamBook,'Arial', Helvetica, sans-serif; font-size: 10px; font-weight: n=
ormal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0; paddin=
g: 0; text-align: left; word-break: break-word"><a href=3D"mailto:ulysses.s=
olis@nationslending.com" target=3D"_blank" rel=3D"noopener" style=3D"-moz-h=
yphens: none; -webkit-hyphens: none; Margin: 0; color: #3f3f3f; font-family=
: Arial, sans-serif; font-weight: normal; hyphens: none; line-height: 1.3; =
margin: 0; padding: 0; text-align: left; text-decoration: none; word-break:=
 break-word">ulysses.solis@nationslending.com</a></p>
                    <p class=3D"details" style=3D"-moz-hyphens: none; -webk=
it-hyphens: none; Margin: 0; Margin-bottom: 0; color: #3f3f3f; font-family:=
 GothamBook,'Arial', Helvetica, sans-serif; font-size: 10px; font-weight: n=
ormal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0; paddin=
g: 0; text-align: left; word-break: break-word">13555 S.E. 36th St.,<span s=
tyle=3D"-moz-hyphens: none; -webkit-hyphens: none; display: none; hyphens: =
none; margin: 0; padding: 0; word-break: break-word"></span> Suite 100, Off=
ice 107,<span style=3D"-moz-hyphens: none; -webkit-hyphens: none; display: =
none; hyphens: none; margin: 0; padding: 0; word-break: break-word"></span>=
 Bellevue, WA 98006</p>
                   =20
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it-hyphens: none; Margin: 0; Margin-bottom: 0; color: #3f3f3f; font-family:=
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ormal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0; paddin=
g: 0; text-align: left; word-break: break-word">Branch NMLS 2095407</p>
                   =20
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pse; border-spacing: 0; padding: 0; text-align: left; vertical-align: top; =
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auto; Margin: 0; border-collapse: collapse !important; color: #0a0a0a; font=
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auto; line-height: 12px; margin: 0; mso-line-height-rule: exactly; padding:=
 0; text-align: left; vertical-align: top; word-wrap: break-word">&#xA0;</t=
d></tr></tbody></table>=20
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g src=3D"https://totalexpert.net/media/template-assets/ntl/assets/images/nt=
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ens: none; -ms-interpolation-mode: bicubic; -webkit-hyphens: none; border: =
none; clear: both; display: block; height: 30px; hyphens: none; margin: 0; =
max-width: 100%; outline: none; padding: 0; text-decoration: none; width: a=
uto; word-break: break-word"></a>
                  </th></tr></table></th>
                  <!-- END DETAILS -->
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idth=3D"190" style=3D"-moz-hyphens: none; -ms-interpolation-mode: bicubic; =
-webkit-hyphens: none; Margin: 0 auto; border: none; clear: both; display: =
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one; Margin: 0 auto; clear: both; display: block; float: none; hyphens: non=
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d></tr></tbody></table>=20
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                      <a href=3D"http://sg1.nationslending.com/ls/click?upn=
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n: none"><img src=3D"https://totalexpert.net/media/template-assets/ntl/asse=
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                   =20
                    </span>      </th></tr></table></th>
                  <!-- END COMPANY -->
                </tr></tbody></table>
                <!-- END LO ROW -->   =20
                <table class=3D"spacer" style=3D"border-collapse: collapse;=
 border-spacing: 0; padding: 0; text-align: left; vertical-align: top; widt=
h: 100%"><tbody><tr style=3D"padding: 0; text-align: left; vertical-align: =
top"><td height=3D"12px" style=3D"-moz-hyphens: auto; -webkit-hyphens: auto=
; Margin: 0; border-collapse: collapse !important; color: #0a0a0a; font-fam=
ily: Arial, sans-serif; font-size: 12px; font-weight: normal; hyphens: auto=
; line-height: 12px; margin: 0; mso-line-height-rule: exactly; padding: 0; =
text-align: left; vertical-align: top; word-wrap: break-word">&#xA0;</td></=
tr></tbody></table>=20
                <!-- DISCLAIMER ROW -->
                <table class=3D"row" style=3D"border-collapse: collapse; bo=
rder-spacing: 0; padding: 0; position: relative; text-align: left; vertical=
-align: top; width: 100%"><tbody><tr style=3D"padding: 0; text-align: left;=
 vertical-align: top">
                  <!-- EHL -->
                  <th class=3D"small-1 large-1 columns first" valign=3D"mid=
dle" style=3D"Margin: 0 auto; color: #0a0a0a; font-family: Arial, sans-seri=
f; font-size: 16px; font-weight: normal; line-height: 1.3; margin: 0 auto; =
padding: 0; padding-bottom: 0px; padding-left: 0 !important; padding-right:=
 0 !important; text-align: left; width: 8.33333%"><table style=3D"border-co=
llapse: collapse; border-spacing: 0; padding: 0; text-align: left; vertical=
-align: top; width: 100%"><tr style=3D"padding: 0; text-align: left; vertic=
al-align: top"><th style=3D"Margin: 0; color: #0a0a0a; font-family: Arial, =
sans-serif; font-size: 16px; font-weight: normal; line-height: 1.3; margin:=
 0; padding: 0; text-align: left">
                    <img src=3D"https://totalexpert.net/marketing/ehl.png" =
alt=3D"Equal Housing Lender" width=3D"32" style=3D"-moz-hyphens: none; -ms-=
interpolation-mode: bicubic; -webkit-hyphens: none; clear: both; display: b=
lock; hyphens: none; margin: 0; max-width: 100%; outline: none; padding: 0;=
 text-decoration: none; width: 32px; word-break: break-word">
                  </th></tr></table></th>
                  <!-- END EHL -->
                  <!-- DISCLAIMER -->
                  <th class=3D"small-11 large-11 columns last" style=3D"Mar=
gin: 0 auto; color: #0a0a0a; font-family: Arial, sans-serif; font-size: 16p=
x; font-weight: normal; line-height: 1.3; margin: 0 auto; padding: 0; paddi=
ng-bottom: 0px; padding-left: 0 !important; padding-right: 0 !important; te=
xt-align: left; width: 91.66667%"><table style=3D"border-collapse: collapse=
; border-spacing: 0; padding: 0; text-align: left; vertical-align: top; wid=
th: 100%"><tr style=3D"padding: 0; text-align: left; vertical-align: top"><=
th style=3D"Margin: 0; color: #0a0a0a; font-family: Arial, sans-serif; font=
-size: 16px; font-weight: normal; line-height: 1.3; margin: 0; padding: 0; =
text-align: left">
                    <p class=3D"details disclaimer" style=3D"-moz-hyphens: =
none; -webkit-hyphens: none; Margin: 0; Margin-bottom: 0; color: #3f3f3f; f=
ont-family: 'Arial', Helvetica, sans-serif; font-size: 8px; font-weight: no=
rmal; hyphens: none; line-height: 1.3; margin: 0; margin-bottom: 0; padding=
: 0; text-align: left; word-break: break-word">
All home lending products are subject to credit and property approval. Rate=
s, program terms and conditions are subject to change without notice. Corpo=
rate NMLS Unique Identifier # 32416. Verify a mortgage company or individua=
l license on the Nationwide Mortgage Licensing System Consumer Access site:=
 www.nmlsconsumeraccess.org. The interest on the portion of the credit exte=
nsion that is greater than the fair market value of the dwelling is not tax=
 deductible for Federal Income tax purposes; and the consumer should consul=
t a tax advisor for further information regarding the deductibility of inte=
rest and charges. U.S. Dept. of Housing & Urban Development Mortgagee-FHA L=
ender ID # 23773-0000-0, 23773-00017 (Unconditional Direct Endorsement Appr=
oved), USDA SFHGLP Approved. Department of Veterans Affairs VA Automatic Le=
nder 569997-00-00. Nations Lending Corporation d.b.a. Nations Lending, NLC =
Loans, Nations Lending of Ohio, NEO Purchase Team at Nations Lending, NLC L=
oans in Lieu of True Name Nations Lending Corporation, Ohio Purchase Team a=
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