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 <noreply-HP2v600000180e8c86a2b9cc437f4bbcf6cc0180@mail.paypal.com>
Subject: Upcoming changes to our PayPal legal agreements
From: PayPal  <paypal@mail.paypal.com>
To: info@sterlingcal.com
Date: Sat, 21 May 2022 22:41:30 +0000
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=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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PayPal
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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Hi Andrew Sterling,

You can view the changes on our website

View online=2E
https://epl=2Epaypal-communication=2Ecom/H/2/v600000180e8c86a2b9cc437f4bbc=
f6cc0/5af1c7ac-84eb-4ffc-83d8-d2beee05e867/HTML

=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D

Please do not reply to this email=2E We are unable to respond to
inquiries sent to this address=2E For immediate answers to your questions,
visit our Help Center by clicking "Help" located on any PayPal page or ema=
il=2E

PayPal, Inc=2E is Licensed as a Money Transmitter by the New York State De=
partment of Financial Services=2E PayPal, Inc=2E, NMLS #910457, License #FT=
3345, Massachusetts Foreign Transmittal License=2E PayPal, Inc=2E, Transmit=
 Money By Check, Draft or Money Order By The Department of Banking, Commonw=
ealth of Pennsylvania=2E PayPal, Inc=2E Rhode Island Licensed Money Transfe=
ror=2E PAYPAL, INC=2E, NMLS #910457, LICENSE #34967, IS LICENSED BY THE GEO=
RGIA DEPARTMENT OF BANKING AND FINANCE=2E PayPal, Inc=2E is Licensed by the=
 State of Connecticut Department of Banking to perform Money Transmission, =
NMLS #910457, License Number MT-910457=2E

Copyright (C) 2022 PayPal, Inc=2E All rights reserved=2E
PayPal is located at 2211 N=2E First St=2E, San Jose, CA 95131=2E
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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207215
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Content-Type: text/html; charset=UTF-8

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1=2E0 Transitional//EN" "http://ww=
w=2Ew3=2Eorg/TR/xhtml1/DTD/xhtml1-transitional=2Edtd"><html xmlns=3D"http:/=
/www=2Ew3=2Eorg/1999/xhtml" xmlns=3D"http://www=2Ew3=2Eorg/1999/xhtml" xmln=
s:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:=
office:office" lang=3D"en" xml:lang=3D"en"><head>
    <title>PayPal</title>
    <link rel=3D"shortcut icon" href=3D"https://pp=2Eimages=2Eharmony=2Eep=
silon=2Ecom/PayPal/favicon=2Eico" type=3D"image/x-icon" />
    <meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dutf-=
8" />
    <meta content=3D"initial-scale=3D1=2E0" name=3D"viewport" />
    <meta http-equiv=3D"X-UA-Compatible" />
    <meta name=3D"robots" content=3D"no index" />
    <!-- statement style starts-->
		<style type=3D"text/css">
      @font-face {
      font-family: 'PayPalSansSmallRegular';
      src: local( 'PayPalSansSmallRegular'), local( 'PayPal Sans Small Reg=
ular'), url('https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design/fo=
nt/PP-Sans/PayPalSansSmall-Regular=2Ewoff') format('woff');
      mso-font-alt: 'Tahoma,sans-serif';
      font-weight: normal;
      font-style: normal;
      }
      @font-face {
      font-family: 'PayPalSansSmallMedium';
      src: local( 'PayPalSansSmallMedium'), local( 'PayPal Sans Small Medi=
um'), url('https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design/font=
/PP-Sans/PayPalSansSmall-Medium=2Ewoff') format('woff');
      mso-font-alt: 'Tahoma,sans-serif';
      font-weight: normal;
      font-style: normal;
      }
      @font-face {
      font-family: 'PayPalSansBigLight';
      src: local( 'PayPalSansBigLight'), local( 'PayPal Sans Big Light'), =
url('https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design/font/PP-Sa=
ns/PayPalSansBig-Light=2Ewoff') format('woff');
      mso-font-alt: 'Tahoma,sans-serif';
      font-weight: normal;
      font-style: normal;
      }
      }
      [style*=3D'PayPalSansSmallRegular'] {
      font-family: 'PayPalSansSmallRegular', Tahoma, sans-serif !important=
;
      }
      [style*=3D'PayPalSansSmallMedium'] {
      font-family: 'PayPalSansSmallMedium', Tahoma, sans-serif !important;
      }
      [style*=3D'PayPalSansBigLight'] {
      font-family: 'PayPalSansBigLight', Tahoma, sans-serif !important;
      }
      * {
      -webkit-text-size-adjust: 100%;
      -ms-text-size-adjust: 100%;
      }
      body {
      width: 100% !important;
      margin: 0 auto !important;
      padding: 0 !important;
      }
      =2EExternalClass {
      width: 100%;
      }
      =2EExternalClass {
      line-height: 100%;
      }
      img {
      outline: none;
      text-decoration: none;
      -ms-interpolation-mode: bicubic;
      }
      =2EReadMsgBody {
      width: 100%;
      background-color: #ebebeb;
      }
      a {
      text-decoration: none;
      }
      * [office365] =2EoutlookLink span {
      color: inherit !important;
      border-bottom-width: 0 !important;
      border-bottom-style: none !important;
      }
      =2EcontextualExtensionHighlight,
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      a[x-apple-data-detectors] {
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      font-size: inherit !important;
      font-family: inherit !important;
      font-weight: inherit !important;
      line-height: inherit !important;
      }
      b, strong {
      font-family: 'PayPalSansSmallMedium' !important;
      }
      td{
      mso-line-height-rule: exactly;    =20
      }
      @media screen and (max-width: 639px) {
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      div[class*=3Dforce-row] {
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      max-width: 100% !important;
      }
      div[class*=3Dforce-row] {
      text-align: center !important;
      }
      table[class*=3Dforce-col] {
      float: left !important;
      padding-right: 10px !important;
      }
      table[class*=3Dforce-col-50] {
      width: 50% !important;
      max-width: 50% !important;
      }
      table[class*=3Dforce-col-28] {
      width: 28% !important;
      max-width: 28% !important;
      }
      table[class*=3Dforce-col-72] {
      width: 72% !important;
      max-width: 72% !important;
      }
      table[class*=3Dforce-col] + table[class*=3Dforce-col] {
      float: left !important;
      padding-right: 0 !important;
      padding-left: 10px !important;
      }
      table[class*=3Dcol-inverse] {
      float: right !important;
      padding-left: 10px !important;
      }
      table[class*=3Dcol-inverse] + table[class*=3Dforce-col] {
      padding-right: 10px !important;
      }
      td[class*=3Dtext-inverse] {
      text-align: left !important;
      }
      img[class*=3Dimg-responsive] {
      width: 100% !important;
      height: auto !important;
      }
      td[class*=3Dmobile-side-padding] {
      padding-right: 10px !important;
      padding-left: 10px !important;
      }
      td[class*=3Dmobile-top-padding],
      div[class*=3Dmobile-top-padding] {
      padding-top: 40px !important;
      }
      td[class*=3Dmobile-top-padding-2],
      div[class*=3Dmobile-top-padding-2] {
      padding-top: 20px !important;
      }
      td[class*=3Dmobile-bottom-padding],
      div[class*=3Dmobile-bottom-padding] {
      padding-bottom: 40px !important;
      }
      td[class*=3Dmobile-internal-margin] {
      height: 40px !important;
      }
      td[class*=3Dmobile-closing-margin] {
      height: 60px !important;
      }
      td[class*=3Dmobile-only-padding] {
      padding-right: 10px !important;
      padding-left: 10px !important;
      }
      td[class*=3Dmobile-no-padding-bottom] {
      padding-bottom: 0 !important;
      }
      img[class*=3Dicon] {
      width: 80px !important;
      height: 80px !important;
      }
      img[class*=3Dicon-large] {
      width: 100px !important;
      height: 100px !important;
      }
      table[class*=3Ddata-width] {
      width: 115px !important;
      min-width: 115px !important;
      }
      td[class*=3Ddata-height] {
      height: 115px !important;
      font-size: 35px !important;
      }
      td[class*=3Ddata-height] span {
      font-size: 21px !important;
      }
      td[class*=3Dheader-title] {
      padding-top: 30px !important;
      font-size: 32px !important;
      }
      td[class*=3Dinter-title] {
      font-family: 'PayPalSansSmallRegular' !important;
      font-size: 18px !important;
      line-height: 25px !important;
      }
      td[class*=3Dpadding-b-20] {
      padding-bottom: 20px !important;
      }
      td[class*=3Dpadding-b-0] {
      padding-bottom: 0 !important;
      }
      div[class*=3Dinter-row-divider] {
      padding-top: 40px !important;
      border-top: 1px solid #ddd !important;
      margin-top: 40px !important;
      }
      div[class*=3Dinter-row-divider-2] {
      padding-top: 20px !important;
      }
      /*Do not show in mobiles*/
      *=2Enomobile, *[class~=3D"hide"] {
      display: none !important;
      }
      /*Shows in mobiles*/
      *=2Eshow {
      display: block !important;
      margin: 0 !important;
      padding: 0 !important;
      overflow: visible !important;
      width: auto !important;
      max-height: inherit !important;
      }
      =2Econtainer {
      width: 100% !important;
      min-width: 100% !important;
      -webkit-text-size-adjust: 100% !important;
      }
      =2Econtent {
      width: 91=2E71428571428571% !important;
      }
      =2Etext_center{
      text-align:center !important;     =20
      }
      =2Efont_size_30{
      font-size: 30px !important;        =20
      line-height: 40px !important;=20
      }
      =2Efont_size_20{
      font-size: 14px !important;        =20
      line-height: 20px !important;=20
      }
      =2Ewhite_Line_Mobile_Padd{
      padding-top:20px !important;
      padding-bottom:20px !important;
      }
      =2Emob_Padd_content{
      padding-left:20px !important;
      padding-right:20px !important;
      }
      =2Eauto_height{
      height:auto !important;
      padding-bottom:20px !important;
      }
      =2Eimgfull_mob{
      width: 100% !important;
      height: auto !important;            =20
      }
      }
      @media screen and (max-width: 479px) {
      =2Emobile35
      {
      width: 35px !important;
      }
      =2Eauto_height{
      height:auto !important;
      padding-bottom:20px !important;
      }
      =2Eimgfull {
      width: 100% !important;
      height: auto !important;
      }
      =2Emob_Padd_content{
      padding-left:20px !important;
      padding-right:20px !important;
      }
      =2Ewhite_Line_Mobile_Padd{
      padding-top:10px !important;
      padding-bottom:20px !important;
      }
      =2Efont_size_30{
      font-size: 30px !important;        =20
      line-height: 40px !important;=20
      }
      =2Efont_size_20{
      font-size: 14px !important;        =20
      line-height: 20px !important;=20
      }
      =2Etext_center{
      text-align:center !important;     =20
      }
      td[class*=3Dmobile-copy] {
      font-size: 16px !important;
      line-height: 25px !important;
      }
      =2Ecoldrop {
      display: block !important;
      width: 100% !important;
      }
      =2Econtainer {
      width: 100% !important;
      min-width: 100% !important;
      -webkit-text-size-adjust: 100% !important;
      }
      =2Econtent {
      width: 91=2E71428571428571% !important;
      }
      /*Do not show in mobiles*/
      *=2Enomobile, *[class~=3D"hide"] {
      display: none !important;
      }
      /*Shows in mobiles*/
      *=2Eshow {
      display: block !important;
      margin: 0 !important;
      padding: 0 !important;
      overflow: visible !important;
      width: auto !important;
      max-height: inherit !important;
      }
      =2Egradient_mobile{
      background-color: #003087!important ;=20
      background: -webkit-linear-gradient(#009cde,#003087)!important;=20
      background: linear-gradient(#009cde,#003087)!important; =20
      }
      }
      =2ERemoveDisplay{
      display:none;
      }
      </style>
          <style type=3D"text/css">
          @media screen and (max-width: 479px) {
          =2Eheight15 {height: 15px !important}
          =2Ehauto {height: auto;}
          =2Enomobile { display: none !important;}
          =2Ehide { display: none !important;}
          #grad {background: linear-gradient(to bottom, #00b3ee 0%, #00328=
8 60%, #003288 100% ) !important;background: -moz-linear-gradient(top, #00b=
3ee 0%, #003288 60%, #003288 100%) !important; background: linear-gradient(=
from bottom, #00b3ee 0%, #003288 60%, #003288 100%) !important;}
          =2Efluid {width:100% !important; max-width:100% !important; heig=
ht:auto !important; min-width: 250px;}
          =2Econtainer {width:100% !important; max-width:100% !important; =
height:auto !important;}
          =2Econtent {width:100% !important; max-width:100% !important; he=
ight:auto !important;}
          =2Eimgfull {width:100% !important; max-width:100% !important; he=
ight:auto !important;}
          =2Emodule_image {width:100% !important; max-width:100% !importan=
t; height:auto !important;}
          =2Eimg-responsive {width:100% !important; max-width:100% !import=
ant; height:auto !important;}
          =2Eicon_a {display: inline-block; text-align: left; padding: 10p=
x 4% 10px 4%;}
          =2Eicon_b {display: inline-block; text-align: left; padding: 10p=
x 4% 10px 4%;}
          =2Eicon_c {display: inline-block; text-align: left; padding: 10p=
x 4% 10px 4%;}
          =2Eicon_d {display: inline-block; text-align: left; padding: 10p=
x 4% 10px 4%;}
          =2Eicon_e {display: inline-block; text-align: left; padding: 10p=
x 4% 10px 4%;}
          =2Etext {display: inline-block; text-align: left; padding: 5% 5%=
; min-height: 63px; border-left: 1px solid #547eb7;}
          =2Eheading {display: none;}
          =2Emobheading {font-family:'PayPalSansSmallMedium', Helvetica, T=
ahoma,sans-serif !important; font-size:16px; line-height:22px; text-align:l=
eft; font-weight:normal; color:#ffffff; display: block !important;}
          =2Ebdgname { font-family: 'PayPalSansBigLight', Helvetica, Tahom=
a, sans-serif !important; text-align: left !important; width: 160px; paddin=
g: 5px 0px 0px 0px !important;}
          #htwo { font-family: 'PayPalSansBigLight',Helvetica, Tahoma,sans=
-serif !important;}
          #biglight { font-family: 'PayPalSansBigLight', Helvetica, Tahoma=
, sans-serif !important;}
          #smamed { font-family: 'PayPalSansSmallMedium', Helvetica, Tahom=
a, sans-serif !important;}
          #smareg { font-family: 'PayPalSansSmallRegular', Helvetica, Taho=
ma, sans-serif !important;}
          #fallback_link { font-family: 'PayPalSansSmallRegular', Helvetic=
a, Tahoma, sans-serif !important;}
          =2Epadoff {padding: 0 2% !important;}
          =2Ealeft {text-align: left !important;}
          }
          </style>
          <style type=3D"text/css">
          /*  WEBKIT ON AND OFF  */
          @media screen and (-webkit-device-pixel-ratio), screen and (-moz=
-device-pixel-ratio){
          #webkit-only { display: inline !important; max-height: none !imp=
ortant;}
          #webkit-off { display: none !important; max-height:0 !important;=
 overflow:hidden !important; mso-hide:all !important; height:0 !important;}
          }
          </style>
     =20
          <style type=3D"text/css">
          /*FULL SIZES*/
          @media screen and (-webkit-device-pixel-ratio), screen and (-moz=
-device-pixel-ratio){
          =2Erelcontainer {position: relative; min-height: 100%; overflow:=
 hidden;}
          /* =2Ewbkpopup {position: absolute; top: 50%; left: 0;} */
          =2Ewbkcta {width: 180px !important; min-width: 30% !important;}
          }
          /*LARGEST MOBILE VIEW SIZES*/
          @media screen and (-webkit-min-device-pixel-ratio:0) and (max-wi=
dth:479px), screen and (-moz-device-pixel-ratio) and (max-width:479px) {
          =2Erelcontainer {position: relative; height: 100%; min-height: 2=
30px; overflow: visible;}
          =2Ewbkmoboff {display: none !important;}
          =2Ewbkpopup {position: absolute; top: 7%; left: 30%; width: 70%;=
 background-color:rgba(0,57,136, 0); min-height: 100%; height: 100%;  }
          =2Ewbkcta {min-width: 70% !important; max-width: 70%!important;}
          }
          /*INBETWEEN SIZES*/
          @media screen and (-webkit-min-device-pixel-ratio:0) and (max-wi=
dth:420px), screen and (-moz-device-pixel-ratio) and (max-width:420px) {
          =2Erelcontainer {position: relative; height: auto !important; mi=
n-height: 100%;  overflow: visible;}
          =2Ewbkpopup {position: absolute; top: 7%; left: 33%; width: 67%;=
 background-color:rgba(0,57,136, 0); min-height: 100%; height: 100%;  }
          =2Ewbkcta {min-width: 70% !important; max-width: 70%!important;}
          }
          /*SMALLER SIZES */
          @media screen and (-webkit-min-device-pixel-ratio:0) and (max-wi=
dth:360px), screen and (-moz-device-pixel-ratio) and (max-width:360px) {
          =2Erelcontainer {position: relative; height: auto !important; mi=
n-height: 100%;  overflow: visible;}
          =2Ewbkpopup {position: absolute; top: 7%; left: 32%; width: 60%;=
 background-color:rgba(0,57,136, 0); min-height: 100%; height: 100%;  }
          =2Ewbkcta {min-width: 70% !important; max-width: 70%!important;}
     =20
          }
          </style>
          <style type=3D"text/css">
          @media screen and (-webkit-min-device-pixel-ratio:0), screen and=
 (-moz-device-pixel-ratio) {
          label { cursor: pointer;
          }
          #i1:checked ~ * =2Ewbkpopup {display:block !important;}
          #i1:checked ~ * =2Efbtxt {display:none !important;}
          #i1:checked ~ * =2Ewbksendmoneytxt {display:inline-block !import=
ant;}
          #i1:checked ~ * =2Ecol_a {border-bottom: 3px solid #ffffff !impo=
rtant;}
          #i1:checked ~ =2Erelcontainer {position: relative; height: 100% =
!important; /*min-height: 440px;*/ overflow: visible !important;}
          #i2:checked ~ * =2Ewbkpopup {display:block !important;}
          #i2:checked ~ * =2Ewbkapplicationtxt {display:inline-block !impo=
rtant;}
          #i2:checked ~ * =2Efbtxt {display:none !important;}
          #i2:checked ~ * =2Ecol_b {border-bottom: 3px solid #ffffff !impo=
rtant;}
          #i2:checked ~ =2Erelcontainer {position: relative; height: 100% =
!important; /*min-height: 440px;*/ overflow: visible !important;}
          #i3:checked ~ * =2Ewbkpopup {display:block !important;}
          #i3:checked ~ * =2Ewbkonetouchtxt {display:inline-block !importa=
nt;}
          #i3:checked ~ * =2Efbtxt {display:none !important;}
          #i3:checked ~ * =2Ecol_c {border-bottom: 3px solid #ffffff !impo=
rtant;}
          #i3:checked ~ =2Erelcontainer {position: relative; height: 100% =
!important; /*min-height: 440px;*/ overflow: visible !important;}
          #i4:checked ~ * =2Ewbkpopup {display:block !important;}
          #i4:checked ~ * =2Ewbkpaywpaypaltxt {display:inline-block !impor=
tant;}
          #i4:checked ~ * =2Efbtxt {display:none !important;}
          #i4:checked ~ * =2Ecol_d {border-bottom: 3px solid #ffffff !impo=
rtant;}
          #i4:checked ~ =2Erelcontainer {position: relative; height: 100% =
!important; /*min-height: 440px;*/ overflow: visible !important;}
          #i5:checked ~ * =2Ewbkpopup {display:block !important;}
          #i5:checked ~ * =2Ewbkshippingtxt {display:inline-block !importa=
nt;}
          #i5:checked ~ * =2Efbtxt {display:none !important;}
          #i5:checked ~ * =2Ecol_e {border-bottom: 3px solid #ffffff !impo=
rtant;}
          #i5:checked ~ =2Erelcontainer {position: relative; height: 100% =
!important; /*min-height: 440px;*/ overflow: visible !important;}
          }
          @media screen and (-webkit-min-device-pixel-ratio:0) and (max-wi=
dth:479px), screen and (-moz-device-pixel-ratio) and (max-width:479px) {
          #i1:checked ~ * #text_a {border-left: 3px solid #ffffff !importa=
nt;}
          #i1:checked ~ * =2Etext * {visibility: hidden;}
          #i2:checked ~ * #text_b {border-left: 3px solid #ffffff !importa=
nt;}
          #i2:checked ~ * =2Etext * {visibility: hidden;}
          #i3:checked ~ * #text_c {border-left: 3px solid #ffffff !importa=
nt;}
          #i3:checked ~ * =2Etext * {visibility: hidden;}
          #i4:checked ~ * #text_d {border-left: 3px solid #ffffff !importa=
nt;}
          #i4:checked ~ * =2Etext * {visibility: hidden;}
          #i5:checked ~ * #text_e {border-left: 3px solid #ffffff !importa=
nt;}
          #i5:checked ~ * =2Etext * {visibility: hidden;}
          #i1:checked ~ =2Erelcontainer {position: relative; height: auto =
!important; min-height: 100%; overflow: visible !important;}
          #i2:checked ~ =2Erelcontainer {position: relative; height: auto =
!important; min-height: 100%; overflow: visible !important;}
          #i3:checked ~ =2Erelcontainer {position: relative; height: auto =
!important; min-height: 100%; overflow: visible !important;}
          #i4:checked ~ =2Erelcontainer {position: relative; height: auto =
!important; min-height: 100%; overflow: visible !important;}
          #i5:checked ~ =2Erelcontainer {position: relative; height: auto =
!important; min-height: 100%; overflow: visible !important;}
          #i1:checked ~ * =2Ereset,
          #i2:checked ~ * =2Ereset,
          #i3:checked ~ * =2Ereset,
          #i4:checked ~ * =2Ereset,
          #i5:checked ~ * =2Ereset {display:inline-block !important; width=
:100% !important; max-width:100% !important; height:auto !important; max-he=
ight:none !important; visibility:visible !important; vertical-align: top; f=
loat: right;}
          }
          </style>
          <style type=3D"text/css">
          =2Eanim-slideup{
          animation-name: slideUp;-webkit-animation-name: slideUp; =20
          animation-duration: 2s;-webkit-animation-duration: 2s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          visibility: visible !important;=20
          }
          @keyframes slideUp {
          0% {transform: translateY(7%); opacity:0;}      =20
          100% {transform: translateY(0%); opacity:1;} =20
          }
          =2Eanim-slideup2{
          animation-name: slideUp2;-webkit-animation-name: slideUp2;=20
          animation-duration: 2=2E5s;-webkit-animation-duration: 2=2E5s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          visibility: visible !important;=20
          }
          @keyframes slideUp2 {
          0% {transform: translateY(8%); opacity:0;}
          70% {transform: translateY(4%); opacity:0;}   =20
          90% {transform: translateY(0%); opacity:1; -webkit-transform: sc=
ale(1);}=20
          95% {transform: translateY(0%); opacity:1; -webkit-transform: sc=
ale(1=2E05);}=20
          100% {transform: translateY(0%); opacity:1; -webkit-transform: s=
cale(1);}  =20
          }
          </style>
          <style type=3D"text/css">
          #i1:checked ~ * =2Ewbksendmoneytxt{
          animation-name: slidedwn;-webkit-animation-name: slidedwn; =20
          animation-duration: 1s;-webkit-animation-duration: 1s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          }
          #i2:checked ~ * =2Ewbkapplicationtxt{
          animation-name: slidedwn;-webkit-animation-name: slidedwn; =20
          animation-duration: 1s;-webkit-animation-duration: 1s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          }
          #i3:checked ~ * =2Ewbkonetouchtxt{
          animation-name: slidedwn;-webkit-animation-name: slidedwn; =20
          animation-duration: 1s;-webkit-animation-duration: 1s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          }
          #i4:checked ~ * =2Ewbkpaywpaypaltxt{
          animation-name: slidedwn;-webkit-animation-name: slidedwn; =20
          animation-duration: 1s;-webkit-animation-duration: 1s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          }
          #i5:checked ~ * =2Ewbkshippingtxt{
          animation-name: slidedwn;-webkit-animation-name: slidedwn; =20
          animation-duration: 1s;-webkit-animation-duration: 1s;
          animation-timing-function: ease;-webkit-animation-timing-functio=
n: ease;
          }
          @keyframes slidedwn {
          0% {transform: translateY(10%); opacity:0;}      =20
          100% {transform: translateY(0%); opacity:1;} =20
          }
          </style>
          <style type=3D"text/css">
          body[data-outlook-cycle] #webkit-off { display: block !important=
; max-height: none !important; height: auto !important;}
          body[data-outlook-cycle] #webkit-only { display: none !important=
; max-height:0 !important; overflow:hidden !important; mso-hide:all !import=
ant; height:0 !important;}
          body[data-outlook-cycle] =2Epadoff { padding: 0 2% !important;}
          body[data-outlook-cycle] =2Eowacta { width:100% !important; min-=
width: 260px !important; max-width: 260px !important;}
          </style>
          <style type=3D"text/css">
          @media screen yahoo {
          #webkit-only {display:none !important;}
          p, h2, b {font-family: Tahoma, sans-serif !important;}
          #biglight { font-family: Helvetica, Tahoma, sans-serif !importan=
t;}
          #smamed { font-family:  Helvetica, Tahoma, sans-serif !important=
;}
          #fallback_link { font-family:  Helvetica, Tahoma, sans-serif !im=
portant;}
          #smareg { font-family: Helvetica, Tahoma, sans-serif !important;=
}
          }
          </style>
          <style type=3D"text/css">
          @media {
          #biglight { font-family: 'PayPalSansBigLight', Helvetica, Tahoma=
, sans-serif !important;}
          #smamed { font-family: 'PayPalSansSmallMedium', Helvetica, Tahom=
a, sans-serif !important;}
          #fallback_link { font-family: 'PayPalSansSmallMedium', Helvetica=
, Tahoma, sans-serif !important;}
          #smareg { font-family: 'PayPalSansSmallRegular', Helvetica, Taho=
ma, sans-serif !important;}
          #intro { font-family: 'PayPalSansBigLight', Helvetica, Tahoma, s=
ans-serif !important;}
          #intro_title { font-family: 'PayPalSansBigLight', Helvetica, Tah=
oma, sans-serif !important;}
          }
          </style>
          <!-- statement style ends-->
    <style>
          a, u + #body a {
        color: inherit;
        text-decoration: none;
        font-size: inherit;
        font-family: inherit;
        font-weight: inherit;
        line-height: inherit;
    }

      =2EappleLinks a {
        color: #000000;
      }
      =2EappleLinksHEADLINE a {
        color: #2c2e2f;
        text-decoration: none;
      }
      =2EappleLinksBODY a {
        color: #6c7378;
        text-decoration: none;
      }
      =2EappleLinksWHITE a {
        color: #ffffff;
        text-decoration: none;
      }
      =2EappleLinksGRAY2 a {
        color: #77787b;
        text-decoration: none;
      }
      =2EappleLinksDKGRAY a {
        color: #595959;
        text-decoration: none;
      }
      =2EappleLinksBLUE a {
        color: #0073ae;
        text-decoration: none;
      }
    </style>

    <!--[if !mso]><!-- -->
    <style>
      @font-face {
        font-family: "pp-sans-big-bold";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansBig-Bold=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Bold=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-big-light";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansBig-Light=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Light=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Light=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-big-medium";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansBig-Medium=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Medium=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Medium=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-big-regular";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansBig-Regular=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Regular=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Regular=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-big-thin";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansBig-Thin=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Thin=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansBig-Thin=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-small-light";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansSmall-Light=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Light=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Light=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-small-medium";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansSmall-Medium=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Medium=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Medium=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-small-regular";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansSmall-Regular=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Regular=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Regular=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }

      @font-face {
        font-family: "pp-sans-small-thin";
        src: url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014des=
ign/font/PP-Sans/PayPalSansSmall-Thin=2Eeot")
            format("eot"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Thin=2Ewoff")
            format("woff"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/headlinedark/festivo1=2Ettf")
            format("truetype"),
          url("https://www=2Epaypalobjects=2Ecom/webstatic/mktg/2014design=
/font/PP-Sans/PayPalSansSmall-Thin=2Esvg")
            format("svg");
        font-weight: normal !important;
        font-style: normal !important;
      }
    </style>
    <!--<![endif]-->

    <style type=3D"text/css">
      @media only screen and (max-width: 480px) {
        @-ms-viewport {
          width: 320px;
        }
        @viewport {
          width: 320px;
        }
      }

      div,
      p,
      a,
      li,
      td {
        -webkit-text-size-adjust: none;
      }

      td {
        text-decoration: none !important;
      }

      td {
        border-bottom: none;
      }

      a[x-apple-data-detectors] {
        color: inherit !important;
        text-decoration: none !important;
        font-size: inherit !important;
        font-family: inherit !important;
        font-weight: inherit !important;
        line-height: inherit !important;
      }

      @media all and (min-width: 480px) {
        =2Ehide {
          display: block !important;
          width: auto !important;
          overflow: auto !important;
          max-height: inherit !important;
        }
      }

      @media all and (max-width: 480px) {
        =2Emob-margin-auto{
          margin: auto !important;
        }
        =2Emob-hide {
          display: none !important;
        }
       =20
      =2Emob-showcell {
        display: table-cell !important;
      }
        =2Etable {
          width: 100% !important;
          max-width: 100% !important;
        }

        a=2E100 {
          width: 100% !important;
        }

        =2Etable-main {
          width: 90% !important;
        }

        =2Etable-sm {
          width: 80% !important;
        }

        =2Etable-xsm {
          width: 70% !important;
        }

        =2Etable-full {
          width: 100% !important;
          min-width: 100% !important;
        }

        =2Eimg {
          width: 100% !important;
          height: auto !important;
        }

        =2Eheader-border {
          width: 90% !important;
          height: 1px !important;
        }

        =2Epad20 {
          padding: 20px 20px 20px 20px !important;
        }

        =2Epad2035 {
          padding: 20px 35px 20px 35px !important;
        }

        =2Epad2035nobot {
          padding: 20px 35px 0px 35px !important;
        }

        =2Epad1235 {
          padding: 12px 35px 12px 35px !important;
        }

        =2Epadside35 {
          padding: 0px 35px 0px 35px !important;
        }

        =2Epad2035noborder {
          padding: 20px 35px 20px 35px !important;
          border: none !important;
        }

        =2Epad2035follow {
          padding: 0px 35px 20px 35px !important;
        }

        =2Epad2035follownoborder {
          padding: 0px 35px 20px 35px !important;
          border: none !important;
        }

        =2Epad4035 {
          padding: 40px 35px 40px 35px !important;
        }

        =2Enopad {
          padding: 0px 0px 0px 0px !important;
        }

        =2Enopadtop {
          padding-top: 0px !important;
        }

        =2Epadbot20 {
          padding-bottom: 20px !important;
        }

        =2Epadbot20border {
          padding-bottom: 20px !important;
          border-bottom: solid 1px #dddddd !important;
          text-align: center !important;
        }

        =2Ebordernone {
          border: none !important;
        }

        =2Ecentertext {
          text-align: center !important;
        }

        =2Ehide {
          max-height: 0; /* Gmail*/
          display: none; /* Generic*/
          mso-hide: all; /* Outlook clients*/
          overflow: hidden; /* Generic */
        }

        =2Emobile-only {
          display: block !important;
          width: 100% !important;
          max-height: none !important;
          color: #000000 !important;
          font-size: 32px !important;
        }

        =2Enoheight {
          height: auto !important;
        }

        =2Efull {
          width: 100% !important;
          border: none !important;
          padding-left: 0px !important;
          padding-right: 0px !important;
        }

        a[class=3D"full_border"] {
          width: 100% !important;
          padding-left: 0px !important;
          padding-right: 0px !important;
        }

        =2EdisplayBlock {
          width: 100% !important;
          display: block !important;
          margin-bottom: 4px;
        }
        =2Emob_280{	=09
		width: 280px !important;	=09
		}	=09
		=2Emobpadbtm20{	=09
		padding-bottom: 20px;	=09
		}	=09
		=2Ecoldrop { display: block !important;	=09
    	float: left;	=09
    	clear: both;	=09
    	width: 100% !important;	=09
		}	=09
		table th {	=09
		margin: 0 !important;	=09
		padding: 0 !important;	=09
		vertical-align: top;	=09
		font-weight: normal;	=09
		}	=09
        =2Emob_50per{	=09
        width: 50%!important;	=09
        float: left;	=09
        }	=09
        =2Emob_50per  img{	=09
        width: 90% !important;	=09
		margin: auto;	=09
        }
      }
    </style>

    <!--[if gte mso 9
      ]><xml>
        <o:OfficeDocumentSettings>
          <o:AllowPNG /> <o:PixelsPerInch>96</o:PixelsPerInch>
        </o:OfficeDocumentSettings>
      </xml><!




    [endif]-->

    <!--[if mso | ie]>
      <style>
        =2Esup {
          vertical-align: 1px !important;
          font-size: 100% !important;
        }
      </style>
    <![endif]-->
    <!--[if ie]>
      <style>
        =2Esup {
          vertical-align: 6px !important;
          font-size: 80% !important;
        }
      </style>
    <![endif]-->
  </head>

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l-regular', Tahoma, Arial, sans-serif; font-size:12px; color:#666666;" data=
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ing</span></b> - <span style=3D"font-family:'pp-sans-small-regular', Tahoma=
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me=3D"Body copy" data-block=3D"editable" style=3D"margin: 0px; font-family:=
'pp-sans-small-regular', Tahoma, Arial, sans-serif; font-size:16px; mso-lin=
e-height-rule:exactly; line-height:150%; color:#6c7378;">Hi Andrew Sterling=
,<br /><br />We=E2=80=99re making some changes to our legal agreements that=
 will apply to you=2E<br /><br />There is no action needed from you today, =
but if you would like to learn more, you can find details about these chang=
es, when they apply and what you can do if you want to decline the changes =
on our <a target=3D"_blank" href=3D"https://epl=2Epaypal-communication=2Eco=
m/T/v600000180e8c86a2b9cc437f4bbcf6cc0/5af1c7ac84eb4ffc0000021ef3a0bcc3/5af=
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uK" data-linkname=3D"EM_201908_US_19815_Q3_Legal_Updates_0518_Con_MR_Policy=
_Updates_Page" data-tag=3D"GEN" title=3D"Policy Updates" style=3D"text-deco=
ration: underline; color: rgb(108, 115, 120);">Policy Updates page</a>=2E Y=
ou can also view these changes by visiting PayPal=2Ecom, clicking =E2=80=98=
Legal=E2=80=99 at the bottom of the page and then selecting =E2=80=98Policy=
 Updates=E2=80=99=2E<br /><br />If you have questions about any of these ch=
anges or your account, please don=E2=80=99t hesitate to <a target=3D"_blank=
" href=3D"https://epl=2Epaypal-communication=2Ecom/T/v600000180e8c86a2b9cc4=
37f4bbcf6cc0/5af1c7ac84eb4ffc0000021ef3a0bcc4/5af1c7ac-84eb-4ffc-83d8-d2bee=
e05e867?__dU__=3Dv0oQlZ2XmHtXgxjjiWvqAt6oUbloqyA_uK" data-linkname=3D"EM_20=
1908_US_19815_Q3_Legal_Updates_0518_Con_MR_get_in_touch" data-tag=3D"GEN" t=
itle=3D"Contact" style=3D"text-decoration: underline; color: rgb(108, 115, =
120);">get in touch</a> with us=2E<br /><br />Thank you for being a PayPal =
customer=2E<br /><br />Sincerely,<br /><br />PayPal<br /></p>
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x; background-color:#ffffff;" bgcolor=3D"#ffffff">
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/images=2Ectfassets=2Enet/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/61b1ee3576f04=
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x; background-color:#f5f7fa;" bgcolor=3D"#f5f7fa">
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            <table width=3D"560" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" align=3D"center" class=3D"table" style=3D"max-width: 560px; backgro=
und-color: inherit;" role=3D"presentation">
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                    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" align=3D"center" role=3D"presentation">
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                        <p data-type=3D"richtext" data-name=3D"Footer Copy=
 1" data-block=3D"editable" style=3D"margin: 0px; font-family:'pp-sans-smal=
l-regular', Tahoma, Arial, sans-serif; font-size:13px; mso-line-height-rule=
:exactly; line-height:150%; color:#6c7378;">Please do not reply to this ema=
il=2E We are unable to respond to inquiries sent to this address=2E For imm=
ediate answers to your questions, visit our Help Center by clicking "Help" =
located on any PayPal page or email=2E</p>
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                        <p data-type=3D"richtext" data-name=3D"Footer Copy=
 2" data-block=3D"editable" style=3D"margin: 0px; font-family:'pp-sans-smal=
l-regular', Tahoma, Arial, sans-serif; font-size:13px; mso-line-height-rule=
:exactly; line-height:150%; color:#6c7378;">PayPal, Inc=2E is Licensed as a=
 Money Transmitter by the New York State Department of Financial Services=
=2E PayPal, Inc=2E, NMLS #910457, License #FT3345, Massachusetts Foreign Tr=
ansmittal License=2E PayPal, Inc=2E, Transmit Money By Check, Draft or Mone=
y Order By The Department of Banking, Commonwealth of Pennsylvania=2E PayPa=
l, Inc=2E Rhode Island Licensed Money Transferor=2E PAYPAL, INC=2E, NMLS #9=
10457, LICENSE #34967, IS LICENSED BY THE GEORGIA DEPARTMENT OF BANKING AND=
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nt of Banking to perform Money Transmission, NMLS #910457, License Number M=
T-910457=2E</p>
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                        <p data-type=3D"richtext" data-name=3D"Footer Copy=
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l-regular', Tahoma, Arial, sans-serif; font-size:13px; mso-line-height-rule=
:exactly; line-height:150%; color:#6c7378;">Copyright =C2=A9 2022 PayPal, I=
nc=2E All rights reserved=2E PayPal is located at 2211 N=2E First St=2E, Sa=
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ock=3D"editable" style=3D"margin: 0px; font-family:'pp-sans-small-regular',=
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ine-height:150%; color:#6c7378;">207215</p>
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