Envelope-to: info@sterlingcal.com
Delivery-date: Thu, 05 May 2022 10:04:44 -0500
Message-ID: <1138842758235.1102124699710.1052990423.0.371102JL.2002@scheduler.constantcontact.com>
Date: Thu, 5 May 2022 11:04:25 -0400 (EDT)
From: Apartment News <newsletter@aptnewsinc.com>
Reply-To: newsletter@aptnewsinc.com
Sender: Apartment News <jordan@aptmags.ccsend.com>
To: info@sterlingcal.com
Subject: =?utf-8?Q?WEBINAR_ALERT:_TODAY_AT_11AM_-_WHAT=E2=80=99S_UP_WITH_INTE?=
 =?utf-8?Q?REST_RATES=3F!!__Today=E2=80=99s_Interest_Rates_and_Mortgages?=
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Presented by CSMC Mortgage  REGISTER NOW! WHAT=E2=80=99S UP WITH INTEREST R=
ATES?!! Today=E2=80=99s Interest Rates and Mortgages We=E2=80=99re asking t=
he obvious here=E2=80=A6WHAT=E2=80=99S UP WITH INTEREST RATES? Well, plenty=
. Federal Reserve board member Christopher Waller has said he expects inter=
est rates to rise considerably over the next several months. The reason for=
 these increased interest rates? Easy answer: INFLATION! As consumer prices=
 continue soaring to historic highs due to intense inflationary pressure, t=
he Federal Reserve raises interest rates to help =E2=80=9Ccurb=E2=80=9D inf=
lation=E2=80=A6but, the result could be a recession sometime in 2023, but w=
ho knows! Where are we today with interest rates, and predictions for futur=
e trends? When will the =E2=80=9CFed=E2=80=9D make its next move or moves? =
What are the types of multifamily loans available in today=E2=80=99s market=
? Should you buy down your rate and pay the points? How to decide! What can=
 you expect today in terms of rates, repayment terms, and qualifications? C=
an you cash-out? What about loan-to-value? Are government-backed loan progr=
ams available? Short-term loans? Equity lines? How can you finance that exp=
ensive seismic retrofitting project? How lenders assess you and your proper=
ty before approving a loan. Your child needs help acquiring their first pro=
perty? We offer you some advice on how you can help your children to make t=
heir first home purchase. And, of course, much, much more! Q&A to Follow=E2=
=80=A6 Presenter: Laura Hertz, Loan Officer, CSMC Mortgage Laura Hertz has =
been a leading mortgage consultant for more than 25 years and has consisten=
tly received "Honor Circle" and "President's Club" recognitions for her suc=
cesses. After graduating from the University of Georgia, Laura returned to =
California where she began her career at a title company before joining the=
 mortgage business. The importance of always being upfront and honest with =
her clients has always been a part of Laura's approach. Clients come first,=
 and through proactive communications, she guides them through the loan pro=
cess from beginning to end. The care given to each client has translated to=
 repeat business as well as referrals from their friends and family. Laura =
specializes in residential home loans, including conventional, jumbo, FHA, =
and VA loans.  FEATURED PRESENTER CONTACT US TO LEARN MORE ABOUT SPONSORSHI=
P OPPORTUNITIES! Apartment News Publications | 15502 Graham St., Huntington=
 Beach, CA 92649 Unsubscribe info@sterlingcal.com Update Profile | Constant=
 Contact Data Notice Sent by newsletter@aptnewsinc.com powered by Try email=
 marketing for free today!
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<span data-entity-ref="preheader">Presented by CSMC Mortgage</span>
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<div><span style="font-size: 24px; color: rgb(68, 68, 68); font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold;">WHAT&#x2019;S UP WITH INTEREST RATES?!!</span></div>
<div><span style="font-size: 24px; color: rgb(68, 68, 68); font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold;">Today&#x2019;s Interest Rates and Mortgages</span></div>
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<span style="font-size: 16px;">We&#x2019;re asking the obvious here&#x2026;</span><span style="font-size: 16px; font-weight: bold;">WHAT&#x2019;S UP WITH INTEREST RATES?</span><span style="font-size: 16px;">&#xa0;Well, plenty.&#xa0;Federal Reserve board member Christopher Waller has said he expects interest rates to rise considerably over the next several months.&#xa0;The reason for these increased interest rates?&#xa0;Easy answer: </span><span style="font-size: 16px; font-weight: bold;">INFLATION!</span><span style="font-size: 16px;"> As consumer prices continue soaring to historic highs due to intense inflationary pressure, the Federal Reserve raises interest rates to help &#x201c;curb&#x201d; inflation&#x2026;but, the result could be a recession sometime in 2023, but who knows!</span>
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<ul>
<li style="font-size: 16px;"><span style="font-size: 16px;">Where are we today with interest rates, and predictions for future trends?&#xa0;When will the &#x201c;Fed&#x201d; make its next move or moves?</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">What are the types of multifamily loans available in today&#x2019;s market?</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">Should you buy down your rate and pay the points?&#xa0;How to decide!</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">What can you expect today in terms of rates, repayment terms, and qualifications? Can you cash-out?&#xa0;What about loan-to-value?</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">Are government-backed loan programs available?&#xa0;Short-term loans?&#xa0;Equity lines?</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">How can you finance that expensive seismic retrofitting project?</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">How lenders assess you and your property before approving a loan.</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">Your child needs help acquiring their first property?&#xa0;We offer you some advice on how you can help your children to make their first home purchase.</span></li>
<li style="font-size: 16px;"><span style="font-size: 16px;">And, of course, much, much more!&#xa0;Q&amp;A to Follow&#x2026;</span></li>
</ul>
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<div><span style="font-size: 16px; font-style: italic; font-weight: bold;">Presenter:&#xa0;Laura Hertz, Loan Officer, CSMC Mortgage</span></div>
<div><br></div>
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<span style="font-size: 16px;">Laura Hertz has been a leading mortgage consultant for more than 25 years and has consistently received "Honor Circle" and "President's Club" recognitions for her successes. After graduating from the University of Georgia, Laura returned to California where she began her career at a title company before joining the mortgage business. The importance of always being upfront and honest with her clients has always been a part of Laura's approach. Clients come first, and through proactive communications, she guides them through the loan process from beginning to end. The care given to each client has translated to repeat business as well as referrals from their friends and family.&#xa0;Laura specializes in residential home loans, including conventional, jumbo, FHA, and VA loans.</span>&#xa0;</div>
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