American Express

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= Account Ending in: 17003 =

= Outstanding Balan= ce: $21,837.29 =

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Amir, let's explore your options.

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Even though your payment is past due, know that we=E2= =80=99re here for you, no matter the circumstance. We've put together two f= lexible options that can help you get back on track.

Call us at 833-574-2713

Option 1: Get Financial Relief:

Our enhanced Financial Relief Program is design= ed to help you with:

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= 3D"Check"

Lowering your = payment to something that is more affordable =

= Reducing your interest rate up to 0.00%% (if = applicable)

3D"Check"

Pausing your late payment
= fees

O= ption 2: Get Your Card Membership Back:

Take the first step, enroll in the Regain Card Membership P= rogram by paying your outstanding balance. You can build your own payment p= lan or choose from these customized options (¹exclusions may app= ly, see below)

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$21,837.29 a month*,
= for 1 months

3D"Check"

= $7,279.09 a month*,
for 3 m= onths

3D"Check"

= $3,639.54 a month*,
for 6 months<= /p>

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Learn more about these offers or custo= mize a payment plan. Please note, we need to speak with you to process your= offer.

Call us at 833-574-2713

*Because of rounding, your final paymen= t may be slightly different from the monthly payment amount listed above.

Consider the terms of any offer befo= re agreeing to it. American Express is not obligated to renew these offers.=

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If you need any additi= onal information:

Please call us at 833-574-2713

Monday to Friday 8:00 am to 6:00 pm EST

Or email us at Services6@Credit.AmericanExpress.com

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Privacy statement | Unsubsc= ribe

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You= r Card Member information is included above to help you recognize this as a= customer care e-mail from American Express. To learn more about e-mail sec= urity or report a suspicious e-mail, please visit us at americanexpress.com/phishing. We kindly ask you not reply to this = e-mail but instead contact us via Customer Care.

= ¹Terms of the Regain Card Membership Program:

To qualify for reinstatement and regain Card M= embership, you are required to:

Pay the total outstanding balance(s) on= all your cancelled American Express^=C2=
=AE accounts in full.
Pay= the total outstanding balance(s) on all your American Express^=C2=AE loans that are placed to a collection age= ncy in full.
Ensure that any a= ctive American Express account(s) or loan(s) that is not placed with a coll= ection agency is paid to current.

Your account will not qualify for reinst= atement if:

Any of your American Express accounts are in a bankruptcy, = pending bankruptcy, settlement or fraud status.
You have an active American Express^=C2=AE Optima Credit Card product that was obtained throug= h a separate offer to regain Card Membership.
The account is an American Express^=C2=AE OPEN product and the business is closed or no longer i= n operation.
You enroll in an = American Express Financial Relief Program prior to completing this arrangem= ent.

Please note, as required by federal regulations, the reinstatement= of Consumer Card accounts is dependent upon our evaluation of your ability= to make your payments on the reinstated account based on financial informa= tion you provide us, in relation to your debt obligations reflected in your= credit report.

What you can = expect
American Express will = contact you to reinstate your American Express account once the terms state= d above have been fulfilled and American Express has confirmation that the = funds have cleared through your bank. American Express will also reinstate = any unredeemed Membership Rewards^{=C2=AE points* that you may have forfeited when your account was cancelled. =}

Other things to consider:

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If you have multiple accounts with American Express, onl= y the agreed upon account is eligible to be reinstated.
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The reinstated account will have a spendi= ng limit.

If the Card product i= s no longer available or may only be available for a limited period of time= at the time of reinstatement, we may offer you an alternative Card product= .

Collection efforts may conti= nue on all accounts and/or loans.
<= li>Where applicable, finance charges, late payment fees and other charges m= ay continue to be applied to your account(s) until the balance(s) are paid = in full.
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Terms and Conditions for the Membership Rewards^=C2=AE program apply. Visit membershipreward= s.com/terms for more information. Participating partners and available = rewards are subject to change without notice.
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The value of Membership Rewards points varies according to how you= choose to use them. To learn more, go to membershiprewards.com/pointsinfo.

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