Return-Path: <0100017fd685f443-38f1e1a8-5d74-487c-af8d-c8ec5729207a-000000@amazonses.com> Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 4GRiA8s0Q2JxYAwAchKAPA for ; Tue, 29 Mar 2022 11:33:15 -0500 Return-path: <0100017fd685f443-38f1e1a8-5d74-487c-af8d-c8ec5729207a-000000@amazonses.com> Envelope-to: info@sterlingcal.com Delivery-date: Tue, 29 Mar 2022 11:33:15 -0500 Received: from a43-194.smtp-out.amazonses.com ([54.240.43.194]:41849) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_CBC_SHA256 (Exim 4.93) (envelope-from <0100017fd685f443-38f1e1a8-5d74-487c-af8d-c8ec5729207a-000000@amazonses.com>) id 1nZEmO-003Pl5-FH for info@sterlingcal.com; Tue, 29 Mar 2022 11:33:14 -0500 DKIM-Signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/simple; s=ja2xd7rg6xxoispjhjc2pjzww2ktcu5f; d=biz2credit.com; t=1648571577; h=From:To:Reply-To:Subject:List-Unsubscribe:Content-ID:MIME-Version:Content-Type:Message-ID:Date; bh=UxJ0Ai66SHfgrsO/iULzKinEzkd/aGkURv/tTkFZIw8=; b=GJ5PofPYGXZ41yqKDDIBsWcUiKpcyGJ2YgT2kXMJHxNg/NfA91Lrz4HrqbYi2AcZ odUlskhLd6cz4VbzsuRbl4OERIvm1IAamGyB9IG2eXmNCBzXnZIp/VRQDesxSNR7d+G DnLDspG/xtDvLMQnZQQfOzynjERHZ/HZ4iSutEdQ= DKIM-Signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/simple; s=6gbrjpgwjskckoa6a5zn6fwqkn67xbtw; d=amazonses.com; t=1648571577; h=From:To:Reply-To:Subject:List-Unsubscribe:Content-ID:MIME-Version:Content-Type:Message-ID:Date:Feedback-ID; bh=UxJ0Ai66SHfgrsO/iULzKinEzkd/aGkURv/tTkFZIw8=; b=SPCFA7WxClZHihqXbotSpmBJ2PpWgQVz6jqcxiSQbPJEKdcLCyFSPuwlNgVhe7Ut EPCRY/z3BrL/+Qv1GWM4WHEfq+l7t1R7HyjP9gsHPxd3H9nrlZ/1tkznkDu2/TTX8t3 OwHLDgUkHmz1rLw3MUiZz60zVvMsj+DTbw1wLiis= From: "Biz2Credit Inc" To: info@sterlingcal.com Reply-To: info@biz2credit.com Subject: Small Business Lending Index: Loan Approval Rates Continued to Rise in February 2022 List-Unsubscribe: Content-ID: oJScoTyhMl4mYwRjnl5inJt4L2Vho2y5ATWbYaywnN==$!$ MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="Alt_MIME_Boundary" Message-ID: <0100017fd685f443-38f1e1a8-5d74-487c-af8d-c8ec5729207a-000000@email.amazonses.com> Date: Tue, 29 Mar 2022 16:32:57 +0000 Feedback-ID: 1.us-east-1.cw/orBfP1R/Nxu72SwDh1c2Qw+wrc6jl2lFhQU8CuNQ=:AmazonSES X-SES-Outgoing: 2022.03.29-54.240.43.194 X-Spam-Status: No, score=2.1 X-Spam-Score: 21 X-Spam-Bar: ++ X-Spam-Flag: NO --Alt_MIME_Boundary Content-Type: text/plain; charset=UTF-8 Content-Transfer-Encoding: 7bit https://track1.biz2credit.com/?xtl=wga4z7uak34avmkppo92kb4nio11lhpv978x7rq8qvf51pai8rnh3rcsa1mnie6v3k75qgokq6vp392jurwdtuzi7o6m2pfqiylxsiay1m8nkyxfb3x9c&eih=lklh4lpp7a1xd1fqhp2decfi0vdxfj54 https://track1.biz2credit.com/?xtl=296q7jd1fvnze96a4aijbj8n2tbm4iqgkidktausp5je4koeeu3kqsbyay82gfa6ng1izldy3hewbulz1h8oyhusnty6wmmwfv5rfkmo8819jrodd913mc4yu223vn5sfk&eih=lklh4lpp7a1xd1fqhp2decfi0vdxfj54 https://track1.biz2credit.com/?xtl=5em8tabkes2z81k07odujzvha8ttt0z65ds2oukmkupm9odzvw556dnfimyx7dl09srjw7x0bf0q214emjgiuivxsc6j0r915gigh9qa1otkkvootof9zg1dtp&eih=lklh4lpp7a1xd1fqhp2decfi0vdxfj54 https://track1.biz2credit.com/?xtl=3r64ahag77r9x0frr4lmkqc1svgskwtfjr9fye5q7ccsnuclsu1nkgb7gm8bn9s32n3q5u7178s3xibdnmt2j3m7q91u9e5aygd81bxt9z1p4y0uifz5sx297oxx4fav9ydyqxd5ewko9juzp4rmxo&eih=lklh4lpp7a1xd1fqhp2decfi0vdxfj54 https://track1.biz2credit.com/?xtl=4s64p7begvwil4jb017ouzzij0ybqique3ia139gxqxfxrdgb8bk7du2oglmdq778dyey2gyqjao998honoro8ecti6xowo2mjqbl4rjokvg62213wktzp4qmmwcvsoyxtpxgzt2&eih=lklh4lpp7a1xd1fqhp2decfi0vdxfj54 July 2021 | How to Sell a Small Business: Valuing Your Business https://track1.biz2credit.com/?xtl=6vvto56ctux8y4bap4595d1ywhld39omo2v9l6o3vi0472g1q8umxev9kcbc7q5oiwoeq0720ya727ky93vy8c9oe96pltrqsdud2x0lv44z34uneyq95yl4tbv2ag0x79udjc7kuowdudqczsq0s8qjz9nm2g3xgadkn0ln28d3ynhawertjrr2npdr5uk91nh13xp885h2svh64woq1vfz9daf7&eih=lklh4lpp7a1xd1fqhp2decfi0vdxfj54 How to Sell a Small Business: Valuing Your Business So, you’re thinking about selling your small business. 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Biz2Credit
Biz2Credit Small Business Lending Index™ in
February 2022 Finds That Loan Approval Rates
Increased for Every Category of Lender
  Download Report       View Infographic    

Biz2Credit Small Business Lending Index™

Biz2Credit Small Business Lending Index™ Reports Loan Approval Rates at Banks Roses in February 2022

     
Watch Video
Biz2Credit Small Business Leading Index ™

Two years ago, bank approval percentages were almost double
what they are today for all categories of lenders.   

Rohit Arora, CEO of Biz2Credit 
Big Banks
Small business loan approval percentages at big banks (+$10 billion in assets) increased from 14.5% in January to 14.7% in February.
Loan Approval in Big Banks
Yearly Comparison
13.3% 
February 2021		 Up 14.7%
February 2022
    
Monthly Comparison
14.5%
January 2022		 Up 14.7%
February 2022
    
Small Banks
Small banks’ approval rates also rose from 20.3% in January to 20.5% in February, according to the latest Biz2Credit Small Business Lending Index™.
Loan Approval in Small Banks
Yearly Comparison
18.2%
February 2021		 Up 20.5%
February 2022
    
Monthly Comparison
20.3%
January 2022		 Up 20.5%
February 2022
    
Institutional lenders
Institutional lenders approved 25.2% of funding requests in February,
up two-tenths of a percent from 25.1% in January.
Loan Approval in Small Banks
Yearly Comparison
23.1%
February 2021		 Up 25.2%
February 2022
    
Monthly Comparison
25.1%
January 2022		 Up 25.2%
Februay 2022
    
Alternative lenders
Alternative lenders’ approval rates rose from 26.3% in January
to 26.5% in February.
Loan Approval in Small Banks
Yearly Comparison
23.8%
February 2021		 Up 26.5%
February 2022
    
Monthly Comparison
26.3%
January 2022		 Up 26.5%
February 2022
    
Credit Unions
Credit unions approved 20.7% in February, remained unchanged from the previous month.
Credit unions
Yearly Comparison
20.3%
February 2021		 Up 20.7%
February 2022
    
Monthly Comparison
20.7%
January 2022		 Equal 20.7%
February 2022
    
Want to see trends? View past months
 January 2022  December 2021  November 2021
About the Biz2Credit Small Business Lending Index™
The Biz2Credit Small Business Lending Index™ is an analysis of thousands of monthly loan applications on the Biz2Credit website and through Biz2Credit partner lenders. The Index reports the loan approval rates of small business financing requests at Big Banks ($10 billion+ in assets), local and regional banks and non-bank lenders (credit unions, Community Development Financial Institutions (CDFI), micro lenders, and others.
Unlike other surveys, the results are based on primary data submitted by more than 5,000 entrepreneurs who applied for funding through Biz2Credit's online financing platform, or with Biz2Credit partners. Results of the Biz2Credit Small Business Lending Index™ have been reported by The Wall Street Journal, Bloomberg BusinessWeek, Entrepreneur.com, Bloomberg Radio's "The Hays Advantage", SBA Radio, NY Daily News, Crain's NY Business, Michigan Banker, and other media.
Biz2Credit Inc. 1 Penn Plaza, 45th Floor, New York, NY 10119
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