Return-Path: <bounce-85_HTML-17924247-890638-514005474-14703@bounce.afs.ameriprise.com>
Delivered-To: danny@sterlingcal.com
Received: from reseller401.webserversystems.com
	by reseller401.webserversystems.com with LMTP
	id uFJtGbf8xmfTXgwAchKAPA
	(envelope-from <bounce-85_HTML-17924247-890638-514005474-14703@bounce.afs.ameriprise.com>)
	for <danny@sterlingcal.com>; Tue, 04 Mar 2025 07:14:31 -0600
Return-path: <bounce-85_HTML-17924247-890638-514005474-14703@bounce.afs.ameriprise.com>
Envelope-to: danny@sterlingcal.com
Delivery-date: Tue, 04 Mar 2025 07:14:31 -0600
Received: from mta.afs.ameriprise.com ([13.111.172.164]:57604)
	by reseller401.webserversystems.com with esmtps  (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384
	(Exim 4.98.1)
	(envelope-from <bounce-85_HTML-17924247-890638-514005474-14703@bounce.afs.ameriprise.com>)
	id 1tpS6Q-00000003P2K-2dyO
	for danny@sterlingcal.com;
	Tue, 04 Mar 2025 07:14:31 -0600
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=11dkim1; d=afs.ameriprise.com;
 h=From:To:Subject:Date:List-Unsubscribe:List-Unsubscribe-Post:MIME-Version:
 Reply-To:Message-ID:Content-Type; i=scott.durrett@afs.ameriprise.com;
 bh=NJ+tI1ldsxJObBVt9h287JX89+r+0Cp6ldtBxo2t0jk=;
 b=Gllj6Z5S0wtfzHts5ZhV4jcuhB2vkkbrEDg2bCFJARoXl1rPwh7Zn0JtpBeE/XduSIAJhbqZiIEA
   XcXFIpkbp8OXRnSNGGXgGca3ULpZoBbIbhY/VrvZqajzFf68buWt3f9IaYm5qH0zUvoNdUGj7WfQ
   8wagADTFSycF+2pXFnF3GDctONl3NTSQiR59yz+sBNUXerOW6buLCeDly+GkCO6tf7T2jTf4yDSM
   E9yrFRGknX+huY6tC+XluKefXKfJ+F1rOKKNmvg/MwfpbM2sMj0prbsjC9wk6BN/9FUI3T5mIyrJ
   k/XJQ8IzcTxS0lLPtmgLSy6yofOj9Jou1DX2Cg==
Received: by mta.afs.ameriprise.com id horubc2fmd4p for <danny@sterlingcal.com>; Tue, 4 Mar 2025 13:14:19 +0000 (envelope-from <bounce-85_HTML-17924247-890638-514005474-14703@bounce.afs.ameriprise.com>)
From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: Is your financial information protected?
Date: Tue, 04 Mar 2025 07:14:18 -0600
List-Unsubscribe: <https://click.afs.ameriprise.com/subscription_center.aspx?jwt=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJtaWQiOiI1MTQwMDU0NzQiLCJzIjoiMTc5MjQyNDciLCJsaWQiOiI4NSIsImoiOiI4OTA2MzgiLCJqYiI6IjE0NzAzIiwiZCI6IjExMDA0MyJ9.hv4Jd5s1-3mzCaGFC2yY5ii9xxJ2hepxrhgEusJxgrY>, <mailto:leave-fd7e1c751a3c402029-fe5b15777c66007f7113-febd1c7975620775-fe31117171640478711374-ff001574726407@leave.afs.ameriprise.com>
List-Unsubscribe-Post: List-Unsubscribe=One-Click
MIME-Version: 1.0
X-SFMC-Stack: 11
x-job: 514005474_890638
Reply-To: "Scott Durrett" <reply-febd1c7975620775-85_HTML-17924247-514005474-14703@reply.afs.ameriprise.com>
Message-ID: <85d4a106-7b0f-4dc0-93b9-3eb7c049887b@atl1s11mta416.xt.local>
Content-Type: multipart/alternative;
	boundary="4RgduGoVWsy3=_?:"
X-Spam-Status: No, score=-4.2
X-Spam-Score: -41
X-Spam-Bar: ----
X-Spam-Flag: NO

This is a multi-part message in MIME format.

--4RgduGoVWsy3=_?:
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

Ameriprise
 


 
 

 
&#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199; 
 &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199; 
 &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199; 
 &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199; 
 &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199;  &#847; &zwnj;   &#8199; 



  
 


  
 
  
  https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff92d872df106723a1e000311c8ddb88bb2e2a6311527c420f2b97d5dd8ec338c0fc7901f5de4c479d2c5211fbcb44c4c2505d850e7681c4378 

 Dalton and Associates
 
 March 2025From My Practice
 (R)
  
 
 Prepared for: Danny Groina
 

  
 

https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b98af7df9168d37edfdc615a54447a149b87648df3b680acfcc3b8e11299271f95a0230e26c46a82c1fcf5fee7c9a01eefa0f0f124ce02553 

https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b98af7df9168d37edfdc615a54447a149b87648df3b680acfcc3b8e11299271f95a0230e26c46a82c1fcf5fee7c9a01eefa0f0f124ce02553 

 

 
 Checklist: How to protect your financial information

 
 Each year, millions of Americans are impacted by fraud. Use this checklist to help protect your personal and financial information.

 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b98af7df9168d37edfdc615a54447a149b87648df3b680acfcc3b8e11299271f95a0230e26c46a82c1fcf5fee7c9a01eefa0f0f124ce02553 
GET THE FRAUD CHECKLIST 
 
 

 

 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b8c065c19cbb81eaebe628b66bae309af2bbcb91a7bead6413205a014439a862a2b129fd1655ad6255369d40101898f39fc0db28c734ebd66 
 

 
 Breaking down 6 common retirement planning myths 

 It’s critical to have the right information when mapping out your retirement years. Here are six common retirement myths dispelled.

 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b8c065c19cbb81eaebe628b66bae309af2bbcb91a7bead6413205a014439a862a2b129fd1655ad6255369d40101898f39fc0db28c734ebd66 
DISPEL RETIREMENT MYTHS 
 
 
 
 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b8a10b93f81d66b079c849119fb082ca8747fe101f6b381a7a47fb06c214740a14f362b21e57f01f174d1f4d3ee728aec67cdde2a63cfc8c3 
 

 
 3 tips for short-term investing 

 
 Consider these tips for short-term investing if you have a fast-approaching financial goal.

 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b8a10b93f81d66b079c849119fb082ca8747fe101f6b381a7a47fb06c214740a14f362b21e57f01f174d1f4d3ee728aec67cdde2a63cfc8c3 
CONSIDER INVESTING STRATEGIES 
 
 
 
 

What's happening in the markets and economy today? 
 
 Stay informed on the current landscape with expert analysis from the Ameriprise Investment Research Group.

 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b22c59a07f176e84475f7679df8a4845a527353485ef05e04d02a446585d87a82fc909cabb7d4422e8cba560adeb560b7dda71c87f83faf1a 
Get the latest 
 
 



 
 

 
Connect with me
 

  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates 
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
  
 
 562.308.4526562


  
 

mailto:scott.durrett@ampf.com 

  
 
mailto:scott.durrett@ampf.com 
Email me 


  
 

https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff9056497aaff579c9bbd2c8e85991b269baccffc4285de00531eae7c64f671c3abfb6a8e926813d164eb0997ab62c5efeb285d0469b849ed7e 

  
 
https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff9056497aaff579c9bbd2c8e85991b269baccffc4285de00531eae7c64f671c3abfb6a8e926813d164eb0997ab62c5efeb285d0469b849ed7e 
Visit my site 


  
 

https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff94ad72a6008ca95edd30e7d1f803e8289a0c5a534ddbdefa2f9b76bc7bb6d9a7dcc2c07956dafc107cbd9f9339e8f98e3d496cf4552347dab 

  
 
https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff94ad72a6008ca95edd30e7d1f803e8289a0c5a534ddbdefa2f9b76bc7bb6d9a7dcc2c07956dafc107cbd9f9339e8f98e3d496cf4552347dab 
Office Locations 


  
 

  
 
 
  
 
 
https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff99fe7b97913856fda1b5fda0956f40bf06a8fd1ab895b8a3ac8b5d64336849422510c9b07b30fa0ad7821a5d69e0d70dc30856cc966a738c5 

  
 
 


  
 




 

 


 Scott Durrett 
 Financial Advisor

  Associate Vice President
  
  Dalton and Associates
 
  A private wealth advisory practice of Ameriprise Financial Services, LLC

 
 
 
 
 2029 Century Park E Ste 2550
 
 Los Angeles, California 90067-2936
 
 

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: https://www.ameripriseadvisors.com/scott.durrett 
 


 Arkansas Insurance Producer License Number 17721044

  CA Insurance # 0K48038

 


This email is an advertisement.
 


 To stop receiving emails from Ameriprise, please click on 
 
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b361392d9303f39e81da9c34526e26a0233eee1177f34aed9f2ee75e6147b027b0d5a0791ec969812484186076059db334675f552d836455b 
Unsubscribe .
 

https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91bb90dcdf62b7437e5b14f144e4c6039b22c1cf357b3afe9ab886cff5a79cdf4fa487c23ac97e0858262d1e6345f1d3cab47a142ec2362a2a9 
Customer Service |
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91bea75e1c04bcccfec758bcd4c9ade8f425717f1d6d5d6bf4b41d7129e8de306bdded838e4995eacb888399d7187c2958bd620a51e1efb402a 
Privacy |
https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b4b0af552f670df586d70be0c651b887f7add47763c456800f73313c70b95d08ed5114e3db339b6e8470a0b1c916da7874720fa58c22708f5 
Fraud Instructions 
 
 


Ameriprise Financial
 

 70100 Ameriprise Financial Center | Minneapolis, MN 55474
 

   
  
 
   
 
 


 
 The content in this publication was written exclusively for Ameriprise Financial.
 

 
 The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
 


 Ameriprise Financial cannot guarantee future financial results.
 


 Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
 

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.


 Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
 



 

 Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
 


 (c) 2025 Ameriprise Financial, Inc. All rights reserved. 
  27839_707-CACBCCPCU (03/25)

 Email sent to: danny@sterlingcal.com 


 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 

 
 

                                     

--4RgduGoVWsy3=_?:
Content-Type: text/html;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" lang="en">
   <head>
      <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
      <meta name="viewport" content="width=device-width, initial-scale=1.0, minimum-scale=1.0, maximum-scale=5.0"/>
      <link href="https://fe31117171640478711374.pub.s11.sfmc-content.com/k1dddle1akv" rel="stylesheet" type="text/css">
      <title>Ameriprise</title>
      <style type="text/css">
         .ReadMsgBody { width: 100%; }
         .ExternalClass { width: 100%; }
         .ExternalClass * { line-height: 100%; }
         div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
         TD IMG { display: block; border: 0; }
         table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
         table td { border-collapse: collapse; }
         a:link { color: #000001; text-decoration: none; }
         a:active { color: #000001; text-decoration: none; }
         a:visited { color: #000001; text-decoration: none; }
         a:hover { color: #000001; text-decoration: none; }
         textarea { resize: none; }
         textarea:focus, input:focus { outline: none; }
         body { background-color: #ffffff; margin: 0;}
         .appleLinks a { color: inherit !important; text-decoration: none; }
                
         @-ms-viewport { width: device-width; }
         table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
         .hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
         @media only screen and (max-width: 600px) {
         .container { width: 100% !important; }
         .mobile-hidden { display: none !important; }
         .photo { width: 100% !important; height: auto !important; }
         .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
           .mobile-padding-top {
           padding: 20px 15px 0 15px !important
           }
         .drop { width: 100% !important; float: left !important; }
         .center { margin: 0 auto !important; }
           .mobilepadleft0 {padding-left:0px !important;}
           .padding-outlookMobile\0 {
    padding: 10px 32px !important;
  }
           
           .mob-hide {
           display: none !important;
           }
           .mob-full {
           width: 100% !important;
           }
         }
      </style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <xml>          <o:OfficeDocumentSettings>             <o:AllowPNG/>             <o:PixelsPerInch>96</o:PixelsPerInch>          </o:OfficeDocumentSettings>       </xml>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}       </style>       <![endif]-->
         
<style type="text/css">
.ReadMsgBody { width: 100%; }
.ExternalClass { width: 100%; }
.ExternalClass * { line-height: 100%; }
div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
TD IMG { display: block; border: 0; }
table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
table td { border-collapse: collapse; }
a:link { color: #000001; text-decoration: none; }
a:active { color: #000001; text-decoration: none; }
a:visited { color: #000001; text-decoration: none; }
a:hover { color: #000001; text-decoration: none; }
textarea { resize: none; }
textarea:focus, input:focus { outline: none; }
body { background-color: #ffffff; margin: 0;}
.appleLinks a { color: inherit !important; text-decoration: none; }
@-ms-viewport { width: device-width; }
table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
.hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
body, table, td, p, a, li, blockquote { -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; }

 /* fix for outlook.com image gaps */
 .owa div { display: block !important; }
 /******/
 #outlook a { padding:0; }
body { width:100% !important; -webkit-text-size-adjust:100%; -ms-text-size-adjust:100%; margin:0; padding:0;
  font-family: Helvetica, Arial, sans-serif; font-size: 11px; line-height: 13px; }
.ExternalClass, .ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td, .ExternalClass div { line-height: 100%; }
 
@media only screen and (max-width: 600px) {
        .container { width: 100% !important; }
        .mobile-hidden { display: none !important; }
        .photo { width: 100% !important; height: auto !important; }
        .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
        .drop { width: 100% !important; float: left !important; }
        .center { margin: 0 auto !important; }
        .desktopHide { display: none !important}
        .mobileLeft { float:left !important; text-align: left !important; }
        .mobileShowBanner { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;font-size: 15px !important; line-height: 19px !important; color:#ffffff !important; margin-bottom:10px !important; }
        .mobilePromoButton { color:#ffffff !important;background:#00BDDD; border:6px solid #00BDDD; text-decoration:none;border-width:4px 10px; border-radius: 3px;font-family:Arial, Helvetica, sans-serif; font-size:13px !important; line-height:24px !important; height: 24px; font-weight:bold; }
  .mobileBanner { width: 280px; /*border-radius: 10px;*/ }
  .mobileBannerCopy { padding: 24px 0px;}
  .mobileBannerImage img { width: 64px!important; height: auto !important; padding-top: 10px !important;}
  .mobileSpacing {
   padding: 20px 17px !important;
  }
  .buttonSpacing {
   padding: 6px 8px !important;
  }
  .padding-outlookMobile\0 {
    padding: 15px 32px !important;
  }
  .mobile-reset {
  padding: 0 0 0 200px !important;
  }
  } 
   
@media only screen and (max-width: 598px) {
  .mobileWidth100Percent { width: 100% !important; height: auto !important; }
  .mobileCenter { text-align: center; margin: 0 auto; }
  .mobileWidth13Percent { width: 13% !important; height: auto !important; }
  .mobileCss {display: block}            
  .mobile320px {width:320px !important;}
  .mobileStack mobileLeft 
  .body { min-width: 100vw; /* force Gmail iOS to full-width */ }
  .mobileBlock { display: block !important; }
  .mobileScale { width: 100% !important; height: auto !important; }
  .mobileHero { display: block !important; width: 100% !important; height: auto !important; }
  .mobileBottomPadding {padding-bottom:18px !important;}
  .mobileLogo{ width:200px !important; height:auto !important; }
  .mobileHide  {display: none !important;}
  .mobile20px{width:20px !important;}
  .mobileStack { display:block !important; width: 100% !important; text-align: left !important; float: left !important;}
  .pubName{font-size: 20px !important; line-height:22px !important;}
  .mobileWidth34px {width: 34px !important;}
  .mobileHeight18px { height: 18px !important; font-size: 18px !important; line-height: 18px !important;}
  .mobileHeight20px { height: 20px !important; font-size: 20px !important; line-height: 20px !important; }
  .mobileWidth22px {width: 22px !important;}
  .mobileWidth12px {width: 12px !important;}
  .mobileWidth11Percent { width: 11% !important; height: auto !important; }
  .mobileWidth250px { width: 250px !important; height: auto !important; }
  .mobileWidth20px { width: 20px !important; }
  .mobileWidth10px { width: 10px !important; }
  .mobileHeight12px { height: 12px !important; font-size: 12px !important; line-height: 12px !important;}
  .mobilePadTopBot20px {padding: 20px 0 !important;}
  .mobilePadTop12px { padding-top: 12px !important; }
  .mobilePadBot20px{ padding-bottom: 20px !important; }
  .mobileFont20px { font-size: 20px !important; line-height: 23px !important;}
  .mobileFont21px{ font-size: 21px !important; line-height: 24px !important; }
  .mobileFont18px{ font-size: 18px !important; line-height: 21px !important; }
  .mobileFont14px{ font-size: 14px !important; line-height: 18px !important; }
  .mobileFloatNone{ float: none !important; }
  .width100 {width:100% !important;}
  .mobileShow { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;}
  .mobileArticleImage {display: block !important; width: 280px !important; height: auto !important; }
  .mobileCenter img{ text-align: center; margin: 0 auto; }
        .mobileBannerImage img { width: 64px!important; height: auto !important; }
        }
  
@media only screen and (min-width: 620px) {
        .desktopShow { display:block!important; /*no space before !important because of Yahoo bug*/ }
        .desktopHide { display:none!important; }
        .desktopDisplayInline { display: inline!important; }
        .desktopWidth360px { max-width: 360px!important; }
        .desktopWidth300px { max-width: 300px!important; }
        .desktopWidth290px { max-width: 290px!important; }
        .desktopWidth280px { max-width: 280px!important; }
        .desktopWidth240px { max-width: 240px!important; }
        .desktopWidth220px { max-width: 220px!important; }
        .desktopWidth206px { max-width: 206px!important; }
        .desktopWidth186px { max-width: 186px!important; }
        .desktopWidth180px { max-width: 180px!important; }
        .desktopWidth160px { max-width: 160px!important; }
        .desktopWidth154px { max-width: 154px!important; }
        .desktopWidth142px { max-width: 142px!important; }
        .desktopWidth130px { max-width: 130px!important; }
        .desktopWidth120px { max-width: 120px!important; }
        .desktopWidth64px { width: 64px!important; }
        .desktopWidth40px { width: 40px!important; }
        .desktopWidth20px { width: 20px!important; }
        .desktopFont36px { font-size: 36px!important; line-height: 40px!important; }
        .desktopPaddingBottom40px { padding-bottom: 40px!important; }
        .desktopPaddingBottom35px { padding-bottom: 35px!important; }
        .desktopPaddingBottom0px { padding-bottom: 0px!important; }
        .desktopPaddingTop40px { padding-top: 40px!important; }
        .desktopPaddingTop35px { padding-top: 35px!important; }
        .desktopPaddingTop30px { padding-top: 30px!important; }
        .desktopPaddingLeft40px { padding-left: 40px!important; }
        .desktopPaddingRight40px { padding-right: 40px!important; }
        .desktopPaddingRight30px { padding-right: 30px!important; }
        .desktopPaddingRight20px { padding-right: 20px!important; }
        }
  
@media only screen and (max-width: 588px) {
  *[width="620"]{ width:320px !important; }
  *[width="600"]{ width:300px !important; }
  .mobileHide { display: none !important; }
  .mobilePadding { width:12px !important; }
  .mobileLeft { float:left !important; }
  .width100 { width:100% !important; float:left !important; }
  .heroScale { width:100% !important; height:auto !important; }
  .mobileFullWidth { width:276px !important; float:left !important; }
  .mobileStack { width:276px !important; float:left !important; display: block !important; }
  .mobile300px { width:300px !important; }
  .mobile236px { width:236px !important; }
  .mobile274px { width:274px !important; }
  .mobile76px { width:76px !important; }
  .mobileHeight20px { height:20px !important; font-size:20px !important; line-height:20px !important; }
  }


@media only screen and (min-width: 480px) {
        .desktopShowInline { display: inline!important; /*no space before !important because of Yahoo bug*/ }
        }
  
@media only screen and (max-width: 619px) {
            /* force Gmail iOS email body to full-width */
            .body { min-width: 100vw; }
            /* force link styling on addresses, etc. in the Gmail App */
            #body a,
            #body a:hover,
            #body a:visited{ color:inherit; font:inherit; text-decoration:none; }
        }
  
body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
table { border-spacing: 0; font-family: sans-serif; color: #4d4e53; }
td { padding: 0; }
img { border: 0; }
/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
.wrapper { width: 100%; table-layout: fixed; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }
.webkit { max-width: 620px; /* set to max-width of full email */ 
   margin: 0 auto; }
.full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto; }
.multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */ }
.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
   display:inline-block; vertical-align: bottom; /* this will align the column just as if it's a table cell */ }
</style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <xml>          <o:OfficeDocumentSettings>             <o:AllowPNG/>             <o:PixelsPerInch>96</o:PixelsPerInch>          </o:OfficeDocumentSettings>       </xml>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}  </style> <![endif]-->
 
<style type="text/css">
 body { margin:0; padding:0; width:100% !important; overflow-y:scroll; -ms-text-size-adjust:100%; -webkit-text-size-adjust: 100%; font-family:Helvetica, Arial, sans-serif; }
 table { mso-table-lspace:0pt; mso-table-rspace:0pt; border-collapse: collapse; }
 a[href^=tel]{ color:inherit; text-decoration:none; }
 a { color:inherit; text-decoration:none; }
 .ExternalClass * { line-height: 100%; } 
</style>

<style>
        /*Outlook.com does not support media queries. Target Outlook.com using this format.*/
        /*Force Outlook 365 to full width so it doesn't look broken when browser window is smaller than max width.*/
        [owa] .webkit{
            width:620px!important;
        }
        [owa] .desktopShow{
            display:block!important;
        }
        [owa] .desktopHide {
            display:none!important;
        }
        [owa] .desktopDisplayInline {
            display: inline!important;
        }
        [owa] .desktopWidth360px {
            max-width: 360px!important;
        }
        [owa] .desktopWidth300px {
            max-width: 300px!important;
        }
        [owa] .desktopWidth290px {
            max-width: 290px!important;
        }
        [owa] .desktopWidth280px {
            max-width: 280px!important;
        }
        [owa] .desktopWidth240px {
            max-width: 240px!important;
        }
        [owa] .desktopWidth220px {
            max-width: 220px!important;
        }
        [owa] .desktopWidth206px {
            max-width: 206px!important;
        }
        [owa] .desktopWidth186px {
            max-width: 186px!important;
        }
        [owa] .desktopWidth180px {
            max-width: 180px!important;
        }
        [owa] .desktopWidth160px {
            max-width: 160px!important;
        }
        [owa] .desktopWidth154px {
            max-width: 154px!important;
        }
        [owa] .desktopWidth142px {
            max-width: 142px!important;
        }
        [owa] .desktopWidth130px {
            max-width: 130px!important;
        }
        [owa] .desktopWidth120px {
            max-width: 120px!important;
        }
        [owa] .desktopWidth64px {
            width: 64px!important;
        }
        [owa] .desktopWidth40px {
            width: 40px!important;
        }
        [owa] .desktopWidth20px {
            width: 20px!important;
        }
        [owa] .desktopFont36px {
            font-size: 36px!important;
            line-height: 40px!important;
        }
        [owa] .desktopPaddingBottom40px {
            padding-bottom: 40px!important;
        }
        [owa] .desktopPaddingBottom35px {
            padding-bottom: 35px!important;
        }
        [owa] .desktopPaddingBottom0px {
            padding-bottom: 0px!important;
        }
        [owa] .desktopPaddingTop40px {
            padding-top: 40px!important;
        }
        [owa] .desktopPaddingTop35px {
            padding-top: 35px!important;
        }
        [owa] .desktopPaddingTop30px {
            padding-top: 30px!important;
        }
        [owa] .desktopPaddingLeft40px {
            padding-left: 40px!important;
        }
        [owa] .desktopPaddingRight40px {
            padding-right: 40px!important;
        }
        [owa] .desktopPaddingRight30px {
            padding-right: 30px!important;
        }
        [owa] .desktopPaddingRight20px {
            padding-right: 20px!important;
        }
</style>

<style>
        /*Modules*/
        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
            margin: 0 0 0 20px;
            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
            text-transform: uppercase;
        }
        
        /* Basics */
        body {
            margin: 0 auto!important;
            padding: 0;
            background-color: #ffffff;
            -webkit-text-size-adjust: none; 
        }
        table {
            border-spacing: 0;
            font-family: sans-serif;
            color: #4d4e53;
        }
        td {
            padding: 0;
        }
        img {
            border: 0;
        }
        /* outlook visited link state */
        span.MsoHyperlink {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        span.MsoHyperlinkFollowed {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        /* end outlook visited link state */
        .wrapper {
            width: 100%;
            table-layout: fixed;
            -webkit-text-size-adjust: 100%;
            -ms-text-size-adjust: 100%;
        }
        .webkit {
            max-width: 620px; /* set to max-width of full email */
            margin: 0 auto;
        }
        .full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto;
        }
        .multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: middle; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-bottom .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: bottom; /* this will align the column just as if it's a table cell */
        }   
 </style><style type="text/css">
.ExternalClass * { line-height: 112%; }
.ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td { line-height: 112%; }
a[href^=tel], .nolinkcolor > a { /* this is the iOS and Outlook.com styling override */
 color: inherit;
 text-decoration: none;
}
.sup, td { -webkit-text-size-adjust: none; }
table, td {
 border-collapse: collapse;
 padding: 0px;
 margin: 0px;
 mso-table-lspace: 0pt;
 mso-table-rspace: 0pt;
}
em { font-style: italic; }
strong { font-weight: bold; }
.link { /* use this span insde the link tag to fix links for Outlook 2013/16 */
 color: inherit;
 text-decoration: inherit;
}
.appleLinks a {
 color: inherit !important;
 text-decoration: none !important;
}
.appleLinks2 a { color: inherit !important; }
a[x-apple-data-detectors] {
 color: inherit !important;
 text-decoration: none !important;
 font-size: inherit !important;
 font-family: inherit !important;
 font-weight: inherit !important;
 line-height: inherit !important;
}
th { font-weight: normal; }

@media screen and (max-width: 550px) {
/***** Global Styles *****/
*[class].full, .full { width: 100% !important; }
*[class].table-main, .table-main { width: 100% !important }
*[class].table90, .table90 { width: 70% !important }
*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
*[class].hide, .hide { display: none !important; }
*[class].mobileshow, .mobileshow {
 display: block !important;
 width: auto !important;
 overflow: visible !important;
 float: none !important;
 max-height: none !important;
 line-height: normal !important;
 visibility:visible !important;
 font-size:inherit !important;
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 0 !important
}
*[class].padmain2, .padmain2 {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 20px !important
}
*[class].displayBlock, .displayBlock {
 width: 100% !important;
 display: block !important;
}
*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
 padding-top: 15px !important;
 padding-bottom: 15px !important;
 padding-left: 0 !important;
}
*[class].padbot2, .padbot2 { padding: 42px 0px 21px 0px !important; }
*[class].padbtm, .padbtm { padding-bottom: 20px !important; }
*[class].padbtm10, .padbtm10 { padding-bottom: 10px !important; }
*[class].padBTM, .padBTM { padding-bottom: 20px !important }
*[class].alignleft, .alignleft {
 text-align: left !important;
 padding-bottom: 5px !important;
 padding-left: 20px !important
}
*[class].alignleft2, .alignleft2 {
 text-align: left !important;
 padding-bottom: 22px !important;
 padding-left: 20px !important
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padR20, .padR20 { padding-right: 50px !important; }
*[class].padterms20, .padterms20 { padding-right: 20px !important }
*[class].imgwdth90, .imgwdth90 { width: 90% !important }
*[class].heroheading, .heroheading { padding-top: 38px !important; }
*[class].heroheadPadBtm, .heroheadPadBtm { padding-bottom: 38px !important; }
*[class].brkblk, .brkblk {
 display: block !important;
 margin-bottom: 15px;
}
*[class].aligncenter, .aligncenter {
 text-align: center !important;
 padding: 0 30px 12px 30px !important
}
*[class].heightinher, .heightinher { height: inherit !important }
*[class].padleft20, .padleft20 { padding-left: 20px !important;padding-right: 20px !important; }

*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
*[class].txtalign, .txtalign { padding: 0px 0px 18px 15px !important; }
*[class].txtalign2, .txtalign2 {
 text-align: right !important;
 padding: 8px 4px 12px 15px !important;
}
 *[class].Acenter, .Acenter{text-align:center !important;}
 *[class].pdl30, .pdl30{padding-left: 30px !important;}
  *[class].setblock, .setblock{display: block !important;}
 *[class].Mtext, .Mtext{font-size: 14px !important; line-height: 16px !important; color: #000000 !important; letter-spacing: 0px !important; padding-top: 5px !important; }
 *[class].Lpad, .Lpad{ padding-left:10px !important;}
 *[class].set90P, .set90P{width:88px !important; height: auto !important;}
 *[class].set40P, .set40P{width:45px !important; height: auto !important;}
 *[class].set200P, .set200P{width:201px !important; height: auto !important;}
 *[class].padleft37, .padleft37 { padding-left: 40px !important;padding-right: 39px !important; width: auto !important; }
 *[class].paddr5P, .paddr5P{padding-right:5px;}
}
</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">Plus, 6 common retirement planning myths.</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-febd1c7975620775-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff001574726407&d=110043&bmt=0" width="1" height="1" alt="">
      <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%" style="table-layout:fixed;">
         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="display: none; max-height: 0px; overflow: hidden;">
&#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy;
  &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy;
  &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp;
 &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy;
  &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy;
  &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy; &#847; &zwnj; &nbsp; &#8199; &shy;
</div></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table border="0" cellpadding="0" cellspacing="0" width="100%">
  <!-- START FORCE WIDTH 600px FOR GMAIL/ANDROID -->
  <tr class="mobileHide">
    <td>
      <table align="center" border="0" cellpadding="0" cellspacing="0" width="600">
        <tr>
          <td border="0" cellpadding="0" cellspacing="0" height="1" style="height: 1px; line-height: 1px; font-size: 1px; min-width: 600px;">
            &nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
  <!-- END FORCE WIDTH 600px FOR GMAIL/ANDROID-->
  <tr>
    <td align="center">
      <div style="height: 12px; line-height: 12px; font-size: 12px; mso-line-height-rule: exactly;">
        &nbsp;
      </div>
      <!--start header-->
      <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="margin: 0px auto; width: 600px;" width="600">
        <tr>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
            <table border="0" cellpadding="0" cellspacing="0" dir="rtl">
              <tr>
                <!--Start Practice Branding-->
                <th align="right" class="mobileStack mobilePadBot20px" dir="ltr" style="width: 200px; text-align: right; font-weight: normal; vertical-align: middle;" valign="middle" width="200">                  
                  <!--PWA Team Logo--> <div style="width: 200px; text-align: center;">
                  <a  href="https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff94b381ddb0dc4e2d93f74bbb842f3274700f5414e0d0ad96a3a673b74651d9df8c2735392455e05b1c6835b1f48b4ee2a69c94fe12778dd67" target="_blank"><img alt="PWA Team Logo" border="0" height="43" src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" style="display: block;" width="200"> </a>
                  <div style="text-align: center; color: rgb(95, 106, 114); line-height: 17px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 14px; mso-line-height-rule: exactly;">
                    Dalton and Associates</div>
                  </div> 
                  <!--PWA Team Logo End--> 
                  <!--Practice Logo-->
                </th>
                <!--End Practice Branding-->
                <th align="left" class="mobileStack" dir="ltr" style="width: 344px; text-align: left; color: rgb(77, 78, 83); line-height: 30px; font-family: &quot;FranklinGothicBook&quot;, Arial, Helvetica, sans-serif; font-weight: normal; vertical-align: bottom; mso-line-height-rule: exactly;" valign="bottom" width="344">
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    March 2025</div>
                  <div style="font-family: &quot;PublicoHeadlineRoman&quot;, &quot;Times New Roman&quot;, Times, serif; font-size: 24px;">From My Practice
                    <span style="line-height: 14px; font-size: 10px; vertical-align: 11px; mso-line-height-rule: exactly;">&reg;</span>
                  </div>
                  <div style="height: 4px; line-height: 4px; font-size: 4px;">
                    &nbsp;
                  </div>
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    Prepared for: Danny Groina
                  </div>
                </th>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
      <!--end header-->
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body--> 
<div style="height:12px; font-size:12px; mso-line-height-rule: exactly; line-height:12px;">&nbsp;
</div>
<!--start hero-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileWidth22px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td bgcolor="#003f6b">
            <!--start article 1 prospect-->
            <!--start hero image-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td>
                  <div style="display:none; visibility:hidden; width:0; height:0; overflow:hidden; mso-line-height-rule: exactly; line-height:0; font-size:0; margin:0; padding:0; max-height:0;" class="mobileShow">
                    <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91ba10190ec862a800088c7c20471d77229ca61e0bff2eb7e6b8738789d2681e80fb7d9aacc73e1a5531197258e4fd2dd4b5a9a6abb8f9646ea"  target="_blank">
                      <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/8a3a4a2b-1876-4595-8dea-2e50f53989da.png" alt="Article Image" width="0" height="0" border="0" style="display: block;" class="mobileHero">
                    </a>
                  </div>
                  <table width="100%" cellpadding="0" cellspacing="0" border="0" class="mobileHide">
                    <tr>
                      <td valign="top" style="text-align: center; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">
                        <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91ba10190ec862a800088c7c20471d77229ca61e0bff2eb7e6b8738789d2681e80fb7d9aacc73e1a5531197258e4fd2dd4b5a9a6abb8f9646ea"  target="_blank">
                          <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/3a2a26dd-d565-4c45-891b-22e65decd27f.png" alt="Article Image" width="572" height="235" border="0" style="display: block;">
                        </a>
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
            </table>
            <!--end hero image-->
            <!--start hero copy-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td width="18" class="mobileWidth12px">&nbsp;
                </td>
                <td align="left" style="font-size: 15px; mso-line-height-rule: exactly; line-height: 23px; color: #ffffff; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
                  <div class="mobileHeight12px" style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">&nbsp;
                  </div>
                  <div style="font-size: 25px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Checklist: How to protect your financial information
                  </div>
                  <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px;">&nbsp;
                  </div>
                  Each year, millions of Americans are impacted by fraud. Use this checklist to help protect your personal and financial information.
                  <div style="height: 12px; font-size: 12px; mso-line-height-rule: exactly; line-height: 12px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0" style="border-collapse: collapse;">
                    <tr>
                      <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                        <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91ba10190ec862a800088c7c20471d77229ca61e0bff2eb7e6b8738789d2681e80fb7d9aacc73e1a5531197258e4fd2dd4b5a9a6abb8f9646ea" target="_blank"   data-linkto="other" style="padding: 6px 9px; text-transform: uppercase; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">GET THE FRAUD CHECKLIST</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 18px; font-size: 18px; mso-line-height-rule: exactly; line-height: 18px;">&nbsp;
                  </div>
                </td>
                <td valign="bottom" class="mobileWidth13Percent" width="40" style="vertical-align: bottom;">
                  <img class="dark-img" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/e9bf1acd-d53b-4de7-aa79-85a288fa4bb8.gif" alt="" width="40" height="40" border="0" style="display: block;">
                </td>
              </tr>
            </table>
            <!--end hero copy-->
            <!--end article 1 prospect-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--end hero-->
<!--start body articles-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileWidth34px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td>
            <!--start article 2 prospect-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
              <tr>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b5f19228174a735e2b285cc7cf9d72a95b5d6876f4ea6580d27c6692630bd792cb6b2789868fa7c10825e2d07eeb2722618d39873399ff2d3"  target="_blank">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/f6cb8d2a-74cd-4182-a012-e8fe1a65ef4d.png" class="mobileWidth100Percent" width="260" height="158" border="0" alt="Article Image" style="display: block;">         </a>
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
                  </div>
                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Breaking down 6 common retirement planning myths 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>It’s critical to have the right information when mapping out your retirement years. Here are six common retirement myths dispelled.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0">
                    <tr>
                      <td style="border: solid 3px #003f6b; mso-padding-alt: 6px 14px;">
                        <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b5f19228174a735e2b285cc7cf9d72a95b5d6876f4ea6580d27c6692630bd792cb6b2789868fa7c10825e2d07eeb2722618d39873399ff2d3"  target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">DISPEL RETIREMENT MYTHS</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
                </th>
              </tr>
            </table>
            <!--end article 2 prospect-->
            <!--start article 3 prospect-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
              <tr>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b950abeae479c46f2d0c965eeb6e0294ec64a83456d985d43daa566e5de44da4da125c59da3b62e7ad48ec1cd09cdbe3eb13ab4df616bb2ff"  target="_blank">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/d8651863-2340-4a85-9154-c4d77c967e04.png" class="mobileWidth100Percent" width="260" height="158" border="0" alt="Article Image" style="display: block;">
                  </a>
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
                  </div>
                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    3 tips for short-term investing 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>
                  Consider these tips for short-term investing if you have a fast-approaching financial goal.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0">
                    <tr>
                      <td style="border: solid 3px #003f6b; mso-padding-alt: 6px 14px;">
                        <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b950abeae479c46f2d0c965eeb6e0294ec64a83456d985d43daa566e5de44da4da125c59da3b62e7ad48ec1cd09cdbe3eb13ab4df616bb2ff"   data-linkto="other" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">CONSIDER INVESTING STRATEGIES</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
                </th>
              </tr>
            </table>
            <!--end article 3 prospect-->
          </td>
          <td class="mobileWidth11Percent" width="30" style="width: 30px;">&nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<br>
<br>
<!--end body articles prospect-->
<!--end prospect body-->
<!--end all segment body--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" bgcolor="#0f7987" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileHide">&nbsp;
          </td>
          <td class="mobileHide" valign="top" style="padding: 24px 0;">
            <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/518daf0f-9b7e-4213-a00a-525b0591064d.png" width="150" alt="Search Image" border="0" style="display: block;">
          </td>
          <td class="mobileWidth34px mobileHide">&nbsp;
          </td>
          <td class="mobileSpacing" align="left" style="color: #ffffff; font-size: 16px; line-height: 22px; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; padding: 20px 0px 26px 0px;">
            <span style="color: #ffffff; font-size: 26px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">What's happening in the markets and economy today?</span>
            <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px; clear: both;">&nbsp;
            </div>
            Stay informed on the current landscape with expert analysis from the Ameriprise Investment Research Group.
            <div style="height: 14px; font-size: 14px; mso-line-height-rule: exactly; line-height: 14px; clear: both;">&nbsp;
            </div>                        
            <table cellpadding="0" cellspacing="0" border="0">
              <tr>
                <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                  <a href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b2e5474b39af8055556baeadb6484b1c5bd9b2fd3f0820ee1239e10b58d62b88d5a3f10003869826967f05b9472042be43a3bb39295fb3fe2"  class="buttonSpacing"  data-linkto="other" target="_blank" style="padding: 6px 14px; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">Get the latest</a>
                </td>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px mobileHide" width="40">&nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--End Prospect Version--></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<!--start advisor to client section--><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
</div> 
<table border="0" cellpadding="0" cellspacing="0" width="100%">
  <tr>
    <td align="center">
      <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
        <tr>
          <td class="mobileWidth34px" style="width: 28px;" width="28">
          </td>
          <td align="left" style="font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif; font-size: 20px; mso-line-height-rule: exactly; line-height: 22px; color: #003d6d; padding: 16px 0;">
            Connect with me
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
          </td>
        </tr>
        <tr>
          <td class="mobileWidth34px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
            <table border="0" cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
                  <img alt="Advisor photo" border="0" src="https://cdn.ameriprisecontent.com/cds/alwp/advisor/scott.durrett/scott-durrett_68cb9_227x235.jpg" style="display: block;" width="100">
                </th>
                <th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
                </th>
                <th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
                  <div style="font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; mso-line-height-alt: 23px;">
                    Scott Durrett </div>
                  <div style="padding: 10px 0px 0px 0px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                  </div>
                  <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                     Financial Advisor</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                   Associate Vice President</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                   Dalton and Associates </div>
                  <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                     A private wealth advisory practice of Ameriprise Financial Services, LLC </div>
                </th>
                <th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
                </th>
                <th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
                  <table border="0" cellpadding="0" cellspacing="0">
                    <tr>
                      <td>
                        <table border="0" cellpadding="0" cellspacing="0">
                          <tr>
                            <td align="center" valign="middle" width="25">
                              <img alt="phone image" border="0" data-assetid="18080" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/2652932a-1f16-4f91-a94f-d4b09b8584b9.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25">
                            </td>
                            <td width="6">
                              &nbsp;
                            </td>
                            <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                              562.308.4526</td>
                          </tr>
                        </table>
                      </td>
                    </tr>
                    <tr>
                      <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                        &nbsp;
                      </td>
                    </tr>
                    <tr>
                      <td>
                        <table border="0" cellpadding="0" cellspacing="0">
                          <tr>
                            <td align="center" valign="middle" width="25">
                              <a alias="Advisor Email" conversion="false" data-linkto="mailto:" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;" title=""><img alt="Email" data-assetid="18085" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/bfa9599e-45b0-4552-94f1-5c73b9b5dc39.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                            </td>
                            <td width="6">
                              &nbsp;
                            </td>
                            <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                              <a alias="Advisor Email Label" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;">Email me</a>
                            </td>
                          </tr>
                        </table>
                      </td>
                    </tr>
                    <tr>
                      <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                        &nbsp;
                      </td>
                    </tr>
                    <tr>
                      <td>
                        <table border="0" cellpadding="0" cellspacing="0">
                          <tr>
                            <td align="center" valign="middle" width="25">
                              <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff93a57a7034fb4d42ec067ab098129f4df453e3a062a23596c7523db04b75335160da7c88bb75046f7a251aca6cf7822100012a415eb31cbc8" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="Advisor Website" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/32c53f38-5a91-4f51-8427-f3ed24eab13a.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                            </td>
                            <td width="6">
                              &nbsp;
                            </td>
                            <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                              <a  href="https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff9d726a1153c401ec350e299a81a6e0d60efcb2abee6c615f50207e9b3c5f8384c623d31c66449f942085d3e6d72359a5d52e992c9061898cc" style="color: #4d4e53; text-decoration: none;" target="_blank">Visit my site</a>
                            </td>
                          </tr>
                        </table>
                      </td>
                    </tr>
                    <tr>
                      <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                        &nbsp;
                      </td>
                    </tr>
                    <tr>
                    <td>
                      <table border="0" cellpadding="0" cellspacing="0">
                        <tr>
                          <td align="center" valign="middle" width="25">
                            <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff9e740a92ceff3e2d6cd0c1f40989c2c7ea21e4f7d2cdd9fbfb15514c5797677665bef14563bf240495e89bdaf0fa700dee0c4e419062bb352" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="location image" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/468d6336-ca44-4a3d-b8af-97d81e7a4add.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                          </td>
                          <td width="6">
                            &nbsp;
                          </td>
                          <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                            <a  href="https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff9e740a92ceff3e2d6cd0c1f40989c2c7ea21e4f7d2cdd9fbfb15514c5797677665bef14563bf240495e89bdaf0fa700dee0c4e419062bb352" style="color: #4d4e53; text-decoration: none;" target="_blank">Office Locations</a>
                          </td>
                        </tr>
                      </table>
                    </td>
                  </tr>
                    <tr>
                      <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                        &nbsp;
                      </td>
                    </tr>
                  </table>
                  <div style="height: 10px; font-size: 10px; mso-line-height-rule: exactly; line-height: 10px;">
                    &nbsp;
                  </div>
                  <table border="0" cellpadding="0" cellspacing="0">
                    <tr>
                      <td>
                        </a>
                      </td>
                      <td width="8">
                        &nbsp;
                      </td>
                      <td>
                        <a  href="https://click.afs.ameriprise.com/?qs=c2b82c81ec2d2ff9a8001e5a7778ac87de18f1cd767186945474af00f14a11bb5fef96ab14ac73b2fc9cb9c278d8fdc4af08c74487c88de31ec1cd90ff7cf596" target="_blank"><img alt="LinkedIn image" border="0" height="18" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/ccc26ae7-fc1e-4b99-a1a7-635f4e751378.gif" style="display: block;" width="18"></a>
                      </td>
                      <td width="8">
                        &nbsp;
                      </td>
                      <td>
                        </a>
                      </td>
                    </tr>
                  </table>
                </th>
              </tr>
              <tr>
                <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
                </th>
                <th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
                </th>
                <th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
                </th>
                <th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
                </th>
                <th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
                </th>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--end advisor to prospect-->
<!--end profile--></td></tr></table>
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
 &nbsp;</div><table border="0" cellpadding="0" cellspacing="0" width="100%">
 
  <tr>
   <td align="center">
    <table bgcolor="#003f6b" border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
     
      <tr>
       <td style="width: 28px;" width="28">
        &nbsp;</td><td align="left" class="mobileCenter" style="color: #ffffff; font-size: 16px; line-height: 19px; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
        <div style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">
         &nbsp;</div><img alt="Ameriprise Financial" border="0" height="44" src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/fc31ad24-d379-427e-9406-f883cc1853be.png" style="display: block;" width="131"><div style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">
         &nbsp;</div></td><td style="width: 28px;" width="28">
        &nbsp;</td></tr></table></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Start From My/Our Practice Newsletter Contact Block-->

<table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]--> 
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            Scott Durrett 
            Financial Advisor<br>
             Associate Vice President<br>  
             Dalton and Associates<br> 
             A private wealth advisory practice of Ameriprise Financial Services, LLC<br><br> 
            
            
            
            2029 Century Park E Ste 2550<br> 
            Los Angeles, California 90067-2936<br> 
            <br>
             Office Phone: 562.308.4526<br>
              Email: scott.durrett@ampf.com<br>
              Website: https://www.ameripriseadvisors.com/scott.durrett 
            <br>
            <br>
            Arkansas Insurance Producer License Number 17721044<br>
             CA Insurance # 0K48038<br>
            <br>            
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--End From My/Our Practice Newsletter Contact Block--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send From My/Our Practice Newsletter-->
<!--Start Email Disclosures-->
      <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--Client Unsubscribe--> This email is an advertisement.
            <br>
            <br>
            To stop receiving emails from Ameriprise, please click on 
            <a  href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91bfbd1ae6401b2e2b265607cc49a5bcf9ec562802425ecbac80018d9a1f1035c9ffd88c8a54ad07869097c8a28047451a31ec3195ca686c0e6" style="color: rgb(77, 78, 83); text-decoration: underline;" target="_blank">Unsubscribe</a>.
            <br>
            <br>
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b790ab70ed26349e9c66d4f1b0c80f3a72e0110743f76ca47c02e7edfebef564e9ca10a9dbe071f3accdb5b61a88a2d5261f1d627293fa84d" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Customer Service</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b491c2317afd9e50588f6683502ca1237950d8b39f1380f351617d7977bbdbdbee9805ef0153cddd6f77b244871dfae1ab1ec7d279865bda9" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Privacy</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=3a1012d52d2ac91b5f2e0fdf80236fd975d2b15dfab2dec97fcb8ac0cf878acab3584abb92e415014b787a6a7f2727541277801c6adc9e5121e197151185f365" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Fraud Instructions</a>
            
          </td>
        </tr>
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <div style="height: 12px; line-height: 24px; font-size: 24px; mso-line-height-rule: exactly;">
              &nbsp;
            </div> Ameriprise Financial
            <br>
            70100 Ameriprise Financial Center | Minneapolis, MN 55474
            <br>
            <br>
            <!--Variable Practice Disclosures Start--> 
            <!--CKA Disclosure Start-->   
            <!--CKA Disclosure End--> 
            <!--CMFA Disclosure Start-->   
            <!--CMFA Disclosure End--> 
            <!--CFP Disclosure Starts-->  
            <!--CFP Disclosure End--> 
            <!--Compass Disclosure Start-->    
            <!--Compass Disclosure End--> 
            <!--Franchise Disclosure Start-->  
            <!--Franchise Disclosure End--> 
            <!--Associate Advisor Disclosure Start-->  
            <!--Associate Advisor Disclosure End--> 
            <!--Bank Channel Disclosure Start-->  
            <!--Bank Channel Disclosure End--> 
            <!--Variable Practice Disclosures End-->
            <!--End Email Disclosure-->
          </td>
        </tr>
      </table>
    
  
</td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send = From My/Our Practice Newsletter Disclosures-->

      <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]--> 
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            <!--Start Additional Disclosures-->
            The content in this publication was written exclusively for Ameriprise Financial.
            <br>
            <br>            
            The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
            <br>
            <br>
            Ameriprise Financial cannot guarantee future financial results.
            <br>
             <br>
            Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
            <br>
            <br>
            <strong>Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.</strong>
            <br>
            <br>
            Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
            <!--End Additional Disclosures-->
          </td>
        </tr>
      </table>
   </td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send = From My Practice Newsletter -->

      <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">           
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;"></span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]><![endif]--> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;"></span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            <br>
            Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
            <br>
            <br>
            &copy; 2025 Ameriprise Financial, Inc. All rights reserved. 
            <span style="white-space: nowrap;"> 27839_707-<span id="RecipVer"><!---->P<!----> (03/25)<br>
              Email sent to: danny@sterlingcal.com <!--end standard footer--> </span></span>
          </td>
        </tr>
      </table>
    
  
</td></tr></table>
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr><tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                  </table>
               </div>
            </td>
         </tr>
      </table>
      <!--Inserted to Prevent Gmail Font Resizing//--> 
      <div style="letter-spacing: 626px; line-height: 0; mso-hide: all" class="mobile-hidden">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</div>
      <!--//Inserted to Prevent Gmail Font Resizing-->
   </body>
</html>

--4RgduGoVWsy3=_?:--

