Envelope-to: danny@sterlingcal.com
Delivery-date: Tue, 17 Sep 2024 07:17:55 -0500
From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: Is a housing market rebound coming?
Date: Tue, 17 Sep 2024 06:17:43 -0600
MIME-Version: 1.0
Reply-To: "Scott Durrett" <reply-fec113777d60077c-85_HTML-17924247-514005474-2029@reply.afs.ameriprise.com>
Message-ID: <07e23779-feba-4282-a4f8-9c6334c07262@atl1s11mta417.xt.local>
Content-Type: multipart/alternative;
	boundary="09j0qsKjBPyj=_?:"

This is a multi-part message in MIME format.

--09j0qsKjBPyj=_?:
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

Ameriprise
 

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16664907ccaf9460759247da1c860fcd038e0203ef2a40d6deb5087e6b58c16ac9061e3504ca0f3d093b15eadc50280475924bc2c3a7fef321  
Dalton and Associates

 
September 2024

 Prepared for: Danny Groina

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf164aaec006f6f8c906d3f15af2a09c9fb1f2b21b6227bf4347b1350d17f46e825f5023d71b2a02f6bdb6843ea94259d789aeff0116695a44ef 

Is the housing market finally set for a rebound?

Will rate cuts from the Fed be the reinvigorating boost the U.S. housing market needs? Get the latest on the direction of home sales and prices in our housing market update.

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf164aaec006f6f8c906d3f15af2a09c9fb1f2b21b6227bf4347b1350d17f46e825f5023d71b2a02f6bdb6843ea94259d789aeff0116695a44ef 
Read our outlook
   
 
https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1615cc2dbc703903cdf828fb90ebdc116c4d1141ced8ae2a53f50c74297a8233ab208f0877872fea1806734fa370df7483da2b19578c3302ab 

What the 2024 elections could mean for investors

What are the fundamental policy stances of the Republican and Democratic presidential tickets and how could that impact investors?

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1615cc2dbc703903cdf828fb90ebdc116c4d1141ced8ae2a53f50c74297a8233ab208f0877872fea1806734fa370df7483da2b19578c3302ab 
Get the insights
  
 
https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf164774b58df1cdbdd7d70038563c3d719cc3f92a58fbbc3dda888184dcc4571e3beb5b6c809eeab8827c9a27746e4ff5099c258a530bda8b89 

Is the U.S. national debt a risk to investments?

The national debt recently surpassed a record $35 trillion. Why this may not necessarily be a problem for investors.

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf164774b58df1cdbdd7d70038563c3d719cc3f92a58fbbc3dda888184dcc4571e3beb5b6c809eeab8827c9a27746e4ff5099c258a530bda8b89 
Find out why

  
Get<i> expert insights</i> on the upcoming presidential election


https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1663fcfccbe8ec8ece6334d92f6cb973211630ce92b999bdf73d7bc212480ceecadfd0684ea90368fac589a7bd071b2022415ef0acfa56da7a 
  

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1663fcfccbe8ec8ece6334d92f6cb973211630ce92b999bdf73d7bc212480ceecadfd0684ea90368fac589a7bd071b2022415ef0acfa56da7a 
Watch the video 


 Connect with me
 

 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
 562.308.4526562 


mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


https://click.afs.ameriprise.com/?qs=d7259d8adf09225608ee6f02ee8af9d86547d09dffb63087ea284b17884b2aba02eec5814f920e96111c2230d9490d5ff7ff8b52099abf03f9c59f70dc293c79 

  
https://click.afs.ameriprise.com/?qs=d7259d8adf09225608ee6f02ee8af9d86547d09dffb63087ea284b17884b2aba02eec5814f920e96111c2230d9490d5ff7ff8b52099abf03f9c59f70dc293c79 
Visit my site 


https://click.afs.ameriprise.com/?qs=d7259d8adf0922562b83f63632c54a25d342e0ed8aa89b021b1013dbb1ffaa9ee297f070ef58c66267bb0ef9c7316b1a5405c9ae1fc6de3933df830b6492b12f 

  
https://click.afs.ameriprise.com/?qs=d7259d8adf0922562b83f63632c54a25d342e0ed8aa89b021b1013dbb1ffaa9ee297f070ef58c66267bb0ef9c7316b1a5405c9ae1fc6de3933df830b6492b12f 
Office Locations 


https://click.afs.ameriprise.com/?qs=d7259d8adf0922560b7ca9d138f9fe4f77a3bda46bb7fd40ab72bf73e67256ff4be484f33f0efa9a8e940b24130068e97d0fa698da0e27fa7e7a16f711ae4c56 

  
https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16d82d05a4f66ab44561008b5e6fe8b56a0ebc1b4315643fb86f952b31de880b194bfa134a514dfe6b0015eee8b27834976e4bea28bfcc0654 

 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  
    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 
  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: https://www.ameripriseadvisors.com/scott.durrett 


 AR License # 17721044

  CA Insurance # 0K48038

 
 This email is an advertisement.
 

 To stop receiving emails from Ameriprise, please click on 
 
https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf163185ddcdfb59dfc623c81afe5e223b07995a67a9df86c97544beba275842bad2946e6fedbca543a26f9d2cc0f289dd0502d51170c10f6b7e 
Unsubscribe .
 

https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16753ba1c9b30af1ab1fd1d4c900eb70db1fc5862f83f75931e0bf707880963747ab90358e6af88af3424974a4e6ceff83323d129927b52e2d 
Customer Service |
https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1690e81e4c338b1955c2008c6752b3200d7c88931c8a4a44d9d6df2d61fa6e87e8ec8c6dea0865cc2a954481ab592e00ee82c1fdc7fa4cbcf7 
Privacy |
https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16190b550225eba04036eac7d723d495775811b8e356cb5554093377b959bd96285eb4ed586eb157f307ad0cf33c18918e34b2b105e9674483 
Fraud Instructions 
 
 
Ameriprise Financial
 

 70100 Ameriprise Financial Center | Minneapolis, MN 55474
 

 The content in this publication was written exclusively for Ameriprise Financial.
 

 The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
 

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.


 Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
 

 (c) 2024 Ameriprise Financial, Inc. All rights reserved. 
  27862_711-CACBCCPCU (09/24)

 Email sent to: danny@sterlingcal.com 


--09j0qsKjBPyj=_?:
Content-Type: text/html;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office">
   <head>
      <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
      <meta name="viewport" content="width=device-width, user-scalable=no, initial-scale=1.0, minimum-scale=1.0, maximum-scale=1.0"/>
      <link href="https://fe31117171640478711374.pub.s11.sfmc-content.com/k1dddle1akv" rel="stylesheet" type="text/css">
      <title>Ameriprise</title>
      <style type="text/css">
         .ReadMsgBody { width: 100%; }
         .ExternalClass { width: 100%; }
         .ExternalClass * { line-height: 100%; }
         div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
         TD IMG { display: block; border: 0; }
         table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
                td {
            mso-table-lspace: 0pt !important;
            mso-table-rspace: 0pt !important;
        }
         table td { border-collapse: collapse; }
         a:link { color: #000001; text-decoration: none; }
         a:active { color: #000001; text-decoration: none; }
         a:visited { color: #000001; text-decoration: none; }
         a:hover { color: #000001; text-decoration: none; }
         textarea { resize: none; }
         textarea:focus, input:focus { outline: none; }
         body { background-color: #ffffff; margin: 0;}
         .appleLinks a { color: inherit !important; text-decoration: none; }
                
         @-ms-viewport { width: device-width; }
         table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
         .hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
         @media only screen and (max-width: 600px) {
         .container { width: 100% !important; }
         .mobile-hidden { display: none !important; }
         .photo { width: 100% !important; height: auto !important; }
         .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
         .drop { width: 100% !important; float: left !important; }
         .center { margin: 0 auto !important; }
           .mobilepadleft0 {padding-left:0px !important;}
           .block {
             display: block !important;
             width: 100% !important;
         }
           .mobileSpacing { padding: 15px 15px 15px 15px !important; }
        }
  <!--[if mso]>   <style type="text/css">     table {border-collapse:collapse;border-spacing:0;margin:0;}     div, td {padding:0;}     div {margin:0 !important;}   </style>    <![endif]-->
  <style type="text/css">
    @media screen and (max-width: 350px) {
      .three-col .column {
        max-width: 100% !important;
      }     
    }
    @media screen and (min-width: 351px) and (max-width: 460px) {
      .three-col .column {
        max-width: 50% !important;
      }
    }
    @media screen and (max-width: 460px) {
      .two-col .column,
      .two-col img {
        max-width: 100% !important;
      }
      #button_pl {
        text-align: center;
      }
      .img-remove {
        display: none !important;
        mso-hide: all !important;
      }
    }
    @media screen and (min-width: 461px) {
      .three-col .column {
        max-width: 33.3% !important;
      }
      .two-col .column {
        max-width: 50% !important;
      }
      .sidebar .small {
        max-width: 16% !important;
      }
      .sidebar .large {
        max-width: 84% !important;
      }
    }
      </style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}       </style>       <![endif]-->
         
<style type="text/css">
.ReadMsgBody { width: 100%; }
.ExternalClass { width: 100%; }
.ExternalClass * { line-height: 100%; }
div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
TD IMG { display: block; border: 0; }
table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
table td { border-collapse: collapse; }
a:link { color: #000001; text-decoration: none; }
a:active { color: #000001; text-decoration: none; }
a:visited { color: #000001; text-decoration: none; }
a:hover { color: #000001; text-decoration: none; }
textarea { resize: none; }
textarea:focus, input:focus { outline: none; }
body { background-color: #ffffff; margin: 0;}
.appleLinks a { color: inherit !important; text-decoration: none; }
@-ms-viewport { width: device-width; }
table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
.hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
body, table, td, p, a, li, blockquote { -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; }

 /* fix for outlook.com image gaps */
 .owa div { display: block !important; }
 /******/
 #outlook a { padding:0; }
body { width:100% !important; -webkit-text-size-adjust:100%; -ms-text-size-adjust:100%; margin:0; padding:0;
  font-family: Helvetica, Arial, sans-serif; font-size: 11px; line-height: 13px; }
.ExternalClass, .ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td, .ExternalClass div { line-height: 100%; }
 
@media only screen and (max-width: 600px) {
        .container { width: 100% !important; }
        .mobile-hidden { display: none !important; }
        .photo { width: 100% !important; height: auto !important; }
        .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
        .drop { width: 100% !important; float: left !important; }
        .center { margin: 0 auto !important; }
        .desktopHide { display: none !important}
        .mobileLeft { float:left !important; text-align: left !important; }
        .mobileShowBanner { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;font-size: 15px !important; line-height: 19px !important; color:#ffffff !important; margin-bottom:10px !important; }
        .mobilePromoButton { color:#ffffff !important;background:#00BDDD; border:6px solid #00BDDD; text-decoration:none;border-width:4px 10px; border-radius: 3px;font-family:Arial, Helvetica, sans-serif; font-size:13px !important; line-height:24px !important; height: 24px; font-weight:bold; }
  .mobileBanner { width: 280px; /*border-radius: 10px;*/ }
  .mobileBannerCopy { padding: 24px 0px;}
  .mobileBannerImage img { width: 64px!important; height: auto !important; padding-top: 10px !important;}
  .line-fix {
      line-height: 25px !important;
      padding: 0 0 0 20px !important;
  }
  .button-padding {
      padding: 0 0 25px 88px !important;
  }
  .img-remove {
    mso-hide: all !important;
  } 
   
@media only screen and (max-width: 598px) {
  .mobileWidth100Percent { width: 100% !important; height: auto !important; }
  .mobileCenter { text-align: center; margin: 0 auto; }
  .mobileWidth13Percent { width: 13% !important; height: auto !important; }
  .mobileCss {display: block}            
  .mobile320px {width:320px !important;}
  .mobileStack mobileLeft 
  .body { min-width: 100vw; /* force Gmail iOS to full-width */ }
  .mobileBlock { display: block !important; }
  .mobileScale { width: 100% !important; height: auto !important; }
  .mobileHero { display: block !important; width: 100% !important; height: auto !important; }
  .mobileBottomPadding {padding-bottom:18px !important;}
  .mobileLogo{ width:200px !important; height:auto !important; }
  .mobileHide  {display: none !important;}
  .mobile20px{width:20px !important;}
  .mobileStack { display:block !important; width: 100% !important; text-align: left !important; float: left !important;}
  .pubName{font-size: 20px !important; line-height:22px !important;}
  .mobileWidth34px {width: 34px !important;}
  .mobileHeight18px { height: 18px !important; font-size: 18px !important; line-height: 18px !important;}
  .mobileHeight20px { height: 20px !important; font-size: 20px !important; line-height: 20px !important; }
  .mobileWidth22px {width: 22px !important;}
  .mobileWidth12px {width: 12px !important;}
  .mobileWidth11Percent { width: 11% !important; height: auto !important; }
  .mobileWidth250px { width: 250px !important; height: auto !important; }
  .mobileWidth20px { width: 20px !important; }
  .mobileWidth10px { width: 10px !important; }
  .mobileHeight12px { height: 12px !important; font-size: 12px !important; line-height: 12px !important;}
  .mobilePadTopBot20px {padding: 20px 0 !important;}
  .mobilePadTop12px { padding-top: 12px !important; }
  .mobilePadBot20px{ padding-bottom: 20px !important; }
  .mobileFont20px { font-size: 20px !important; line-height: 23px !important;}
  .mobileFont21px{ font-size: 21px !important; line-height: 24px !important; }
  .mobileFont18px{ font-size: 18px !important; line-height: 21px !important; }
  .mobileFont14px{ font-size: 14px !important; line-height: 18px !important; }
  .mobileFloatNone{ float: none !important; }
  .width100 {width:100% !important;}
  .mobileShow { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;}
  .mobileArticleImage {display: block !important; width: 280px !important; height: auto !important; }
  .mobileCenter img{ text-align: center; margin: 0 auto; }
        .mobileBannerImage img { width: 64px!important; height: auto !important; }
        }
  
@media only screen and (min-width: 620px) {
        .desktopShow { display:block!important; /*no space before !important because of Yahoo bug*/ }
        .desktopHide { display:none!important; }
        .desktopDisplayInline { display: inline!important; }
        .desktopWidth360px { max-width: 360px!important; }
        .desktopWidth300px { max-width: 300px!important; }
        .desktopWidth290px { max-width: 290px!important; }
        .desktopWidth280px { max-width: 280px!important; }
        .desktopWidth240px { max-width: 240px!important; }
        .desktopWidth220px { max-width: 220px!important; }
        .desktopWidth206px { max-width: 206px!important; }
        .desktopWidth186px { max-width: 186px!important; }
        .desktopWidth180px { max-width: 180px!important; }
        .desktopWidth160px { max-width: 160px!important; }
        .desktopWidth154px { max-width: 154px!important; }
        .desktopWidth142px { max-width: 142px!important; }
        .desktopWidth130px { max-width: 130px!important; }
        .desktopWidth120px { max-width: 120px!important; }
        .desktopWidth64px { width: 64px!important; }
        .desktopWidth40px { width: 40px!important; }
        .desktopWidth20px { width: 20px!important; }
        .desktopFont36px { font-size: 36px!important; line-height: 40px!important; }
        .desktopPaddingBottom40px { padding-bottom: 40px!important; }
        .desktopPaddingBottom35px { padding-bottom: 35px!important; }
        .desktopPaddingBottom0px { padding-bottom: 0px!important; }
        .desktopPaddingTop40px { padding-top: 40px!important; }
        .desktopPaddingTop35px { padding-top: 35px!important; }
        .desktopPaddingTop30px { padding-top: 30px!important; }
        .desktopPaddingLeft40px { padding-left: 40px!important; }
        .desktopPaddingRight40px { padding-right: 40px!important; }
        .desktopPaddingRight30px { padding-right: 30px!important; }
        .desktopPaddingRight20px { padding-right: 20px!important; }
        }
  
@media only screen and (max-width: 588px) {
  *[width="620"]{ width:320px !important; }

  .mobileHide { display: none !important; }
  .mobilePadding { width:12px !important; }
  .mobileLeft { float:left !important; }
  .width100 { width:100% !important; float:left !important; }
  .heroScale { width:100% !important; height:auto !important; }
  .mobileFullWidth { width:276px !important; float:left !important; }
  .mobileStack { width:276px !important; float:left !important; display: block !important; }
  .mobile300px { width:300px !important; }
  .mobile236px { width:236px !important; }
  .mobile274px { width:274px !important; }
  .mobile76px { width:76px !important; }
  .mobileHeight20px { height:20px !important; font-size:20px !important; line-height:20px !important; }
  }


@media only screen and (min-width: 480px) {
        .desktopShowInline { display: inline!important; /*no space before !important because of Yahoo bug*/ }
        }
  
@media only screen and (max-width: 619px) {
            /* force Gmail iOS email body to full-width */
            .body { min-width: 100vw; }
            /* force link styling on addresses, etc. in the Gmail App */
            #body a,
            #body a:hover,
            #body a:visited{ color:inherit; font:inherit; text-decoration:none; }
        }
  
body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
table { border-spacing: 0; font-family: sans-serif; color: #4d4e53; }
td { padding: 0; }
img { border: 0; }
/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
.wrapper { width: 100%; table-layout: fixed; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }
.webkit { max-width: 620px; /* set to max-width of full email */ 
   margin: 0 auto; }
.full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto; }
.multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */ }
.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
   display:inline-block; vertical-align: bottom; /* this will align the column just as if it's a table cell */ }
</style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->

      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}  </style> <![endif]-->
 
<style type="text/css">
 body { margin:0; padding:0; width:100% !important; overflow-y:scroll; -ms-text-size-adjust:100%; -webkit-text-size-adjust: 100%; font-family:Helvetica, Arial, sans-serif; }
 table { mso-table-lspace:0pt; mso-table-rspace:0pt; border-collapse: collapse; }
 a[href^=tel]{ color:inherit; text-decoration:none; }
 a { color:inherit; text-decoration:none; }
 .ExternalClass * { line-height: 100%; } 
</style>

<style>
        /*Outlook.com does not support media queries. Target Outlook.com using this format.*/
        /*Force Outlook 365 to full width so it doesn't look broken when browser window is smaller than max width.*/
        [owa] .webkit{
            width:620px!important;
        }
        [owa] .desktopShow{
            display:block!important;
        }
        [owa] .desktopHide {
            display:none!important;
        }
        [owa] .desktopDisplayInline {
            display: inline!important;
        }
        [owa] .desktopWidth360px {
            max-width: 360px!important;
        }
        [owa] .desktopWidth300px {
            max-width: 300px!important;
        }
        [owa] .desktopWidth290px {
            max-width: 290px!important;
        }
        [owa] .desktopWidth280px {
            max-width: 280px!important;
        }
        [owa] .desktopWidth240px {
            max-width: 240px!important;
        }
        [owa] .desktopWidth220px {
            max-width: 220px!important;
        }
        [owa] .desktopWidth206px {
            max-width: 206px!important;
        }
        [owa] .desktopWidth186px {
            max-width: 186px!important;
        }
        [owa] .desktopWidth180px {
            max-width: 180px!important;
        }
        [owa] .desktopWidth160px {
            max-width: 160px!important;
        }
        [owa] .desktopWidth154px {
            max-width: 154px!important;
        }
        [owa] .desktopWidth142px {
            max-width: 142px!important;
        }
        [owa] .desktopWidth130px {
            max-width: 130px!important;
        }
        [owa] .desktopWidth120px {
            max-width: 120px!important;
        }
        [owa] .desktopWidth64px {
            width: 64px!important;
        }
        [owa] .desktopWidth40px {
            width: 40px!important;
        }
        [owa] .desktopWidth20px {
            width: 20px!important;
        }
        [owa] .desktopFont36px {
            font-size: 36px!important;
            line-height: 40px!important;
        }
        [owa] .desktopPaddingBottom40px {
            padding-bottom: 40px!important;
        }
        [owa] .desktopPaddingBottom35px {
            padding-bottom: 35px!important;
        }
        [owa] .desktopPaddingBottom0px {
            padding-bottom: 0px!important;
        }
        [owa] .desktopPaddingTop40px {
            padding-top: 40px!important;
        }
        [owa] .desktopPaddingTop35px {
            padding-top: 35px!important;
        }
        [owa] .desktopPaddingTop30px {
            padding-top: 30px!important;
        }
        [owa] .desktopPaddingLeft40px {
            padding-left: 40px!important;
        }
        [owa] .desktopPaddingRight40px {
            padding-right: 40px!important;
        }
        [owa] .desktopPaddingRight30px {
            padding-right: 30px!important;
        }
        [owa] .desktopPaddingRight20px {
            padding-right: 20px!important;
        }
</style>

<style>
        /*Modules*/
        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
            margin: 0 0 0 20px;
            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
            text-transform: uppercase;
        }
        
        /* Basics */
        body {
            margin: 0 auto!important;
            padding: 0;
            background-color: #ffffff;
            -webkit-text-size-adjust: none; 
        }
        table {
            border-spacing: 0;
            font-family: sans-serif;
            color: #4d4e53;
        }
        td {
            padding: 0;
        }
        img {
            border: 0;
        }
        /* outlook visited link state */
        span.MsoHyperlink {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        span.MsoHyperlinkFollowed {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        /* end outlook visited link state */
        .wrapper {
            width: 100%;
            table-layout: fixed;
            -webkit-text-size-adjust: 100%;
            -ms-text-size-adjust: 100%;
        }
        .webkit {
            max-width: 620px; /* set to max-width of full email */
            margin: 0 auto;
        }
        .full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto;
        }
        .multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: middle; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-bottom .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: bottom; /* this will align the column just as if it's a table cell */
        }   
 </style><style type="text/css">
.ExternalClass * { line-height: 112%; }
.ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td { line-height: 112%; }
a[href^=tel], .nolinkcolor > a { /* this is the iOS and Outlook.com styling override */
 color: inherit;
 text-decoration: none;
}
.sup, td { -webkit-text-size-adjust: none; }
table, td {
 border-collapse: collapse;
 padding: 0px;
 margin: 0px;
 mso-table-lspace: 0pt;
 mso-table-rspace: 0pt;
}
em { font-style: italic; }
strong { font-weight: bold; }
.link { /* use this span insde the link tag to fix links for Outlook 2013/16 */
 color: inherit;
 text-decoration: inherit;
}
.appleLinks a {
 color: inherit !important;
 text-decoration: none !important;
}
.appleLinks2 a { color: inherit !important; }
a[x-apple-data-detectors] {
 color: inherit !important;
 text-decoration: none !important;
 font-size: inherit !important;
 font-family: inherit !important;
 font-weight: inherit !important;
 line-height: inherit !important;
}
th { font-weight: normal; }

@media screen and (max-width: 550px) {
/***** Global Styles *****/
*[class].full, .full { width: 100% !important; }
*[class].table-main, .table-main { width: 100% !important }
*[class].table90, .table90 { width: 70% !important }
*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
*[class].hide, .hide { display: none !important; }
*[class].mobileshow, .mobileshow {
 display: block !important;
 width: auto !important;
 overflow: visible !important;
 float: none !important;
 max-height: none !important;
 line-height: normal !important;
 visibility:visible !important;
 font-size:inherit !important;
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 0 !important
}
*[class].padmain2, .padmain2 {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 20px !important
}
*[class].displayBlock, .displayBlock {
 width: 100% !important;
 display: block !important;
}
*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
 padding-top: 15px !important;
 padding-bottom: 15px !important;
 padding-left: 0 !important;
}
*[class].padbot2, .padbot2 { padding: 42px 0px 21px 0px !important; }
*[class].padbtm, .padbtm { padding-bottom: 20px !important; }
*[class].padbtm10, .padbtm10 { padding-bottom: 10px !important; }
*[class].padBTM, .padBTM { padding-bottom: 20px !important }
*[class].alignleft, .alignleft {
 text-align: left !important;
 padding-bottom: 5px !important;
 padding-left: 20px !important
}
*[class].alignleft2, .alignleft2 {
 text-align: left !important;
 padding-bottom: 22px !important;
 padding-left: 20px !important
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padR20, .padR20 { padding-right: 50px !important; }
*[class].padterms20, .padterms20 { padding-right: 20px !important }
*[class].imgwdth90, .imgwdth90 { width: 90% !important }
*[class].heroheading, .heroheading { padding-top: 38px !important; }
*[class].heroheadPadBtm, .heroheadPadBtm { padding-bottom: 38px !important; }
*[class].brkblk, .brkblk {
 display: block !important;
 margin-bottom: 15px;
}
*[class].aligncenter, .aligncenter {
 text-align: center !important;
 padding: 0 30px 12px 30px !important
}
*[class].heightinher, .heightinher { height: inherit !important }
*[class].padleft20, .padleft20 { padding-left: 20px !important;padding-right: 20px !important; }

*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
*[class].txtalign, .txtalign { padding: 0px 0px 18px 15px !important; }
*[class].txtalign2, .txtalign2 {
 text-align: right !important;
 padding: 8px 4px 12px 15px !important;
}
 *[class].Acenter, .Acenter{text-align:center !important;}
 *[class].pdl30, .pdl30{padding-left: 30px !important;}
  *[class].setblock, .setblock{display: block !important;}
 *[class].Mtext, .Mtext{font-size: 14px !important; line-height: 16px !important; color: #000000 !important; letter-spacing: 0px !important; padding-top: 5px !important; }
 *[class].Lpad, .Lpad{ padding-left:10px !important;}
 *[class].set90P, .set90P{width:88px !important; height: auto !important;}
 *[class].set40P, .set40P{width:45px !important; height: auto !important;}
 *[class].set200P, .set200P{width:201px !important; height: auto !important;}
 *[class].padleft37, .padleft37 { padding-left: 40px !important;padding-right: 39px !important; width: auto !important; }
 *[class].paddr5P, .paddr5P{padding-right:5px;}
}
</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">2024 elections – investor impacts</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec113777d60077c-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff321670776d&d=110041&bmt=0" width="1" height="1" alt="">
      <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%" style="table-layout:fixed;">
         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table border="0" cellspacing="0" cellpadding="0" width="100%">
    <tr>
      <td align="center">
        <!--Practice Branding-->
        <!--PWA Team Logo--><a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1671f3f4caeab979f5f6806ed613b3f8196fdb44abb2bb79a4bb49addd79be5dda6807b0f9a52cf4e54a96b5a961964c6fad5af04481f113b6" ><img width="200" height="" style="display: block;" alt="PWA Team Logo" src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" border="0"></a>
        <div style="width: 176px; text-align: center; color: rgb(94, 108, 117); line-height: 15px; font-family: &quot;PublicoHeadlineRoman&quot;, Georgia, serif; font-size: 13px;">Dalton and Associates<br>
        </div>
        <!--PWA Team Logo End-->
        <!--Practice Logo-->
        <!--Practice Branding End-->
        <div style="height: 4px; line-height: 6px; font-size: 12px;">
          &nbsp;
        </div>
        <table class="mobile320px" style="border-top-color: rgb(83, 98, 111); border-top-width: 0px; border-top-style: solid;" width="600" cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff">
          <tr>
            <td width="600">
              <div style="height: 4px; line-height:6px; font-size: 12px;">
              </div>
            </td>
          </tr>
        </table>
      </td>
    </tr>
  </table>
  <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; ">
    <tr>
      <td class="stylingblock-content-wrapper camarker-inner">
        <table border="0" cellpadding="0" cellspacing="0" class="dashedBorder" width="100%" style="padding-top:20px; padding-bottom: 20px;">
          <tr>
            <td align="center" valign="top">
              <!--start mobile image-->
              <!--[if mso]><!-->
              <div class="desktopHide mobileShow mobileWidth100Percent">
                <img alt="" border="0" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/99aedbea-118f-4271-a2ec-05fc8fb3d965.png" style="display: block;" width="100%">
              </div>
              <!--<![endif]-->
              <!--end mobile image-->
              <!--start desktop image-->
              <!--[if mso]><!-->
              <table border="0" cellpadding="0" cellspacing="0" class="desktopShow" style="display: none;">
                <!--<![endif]-->
                <!--[if (gte mso 12)|(IE)]> <table cellpadding="0" cellspacing="0" border="0" style="width: 600px;"> <![endif]-->
                <tr>
                  <td style="text-align: center; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" valign="top">
                    <img alt="" border="0" height="" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/99aedbea-118f-4271-a2ec-05fc8fb3d965.png" width="600" style="display: block; padding: 0px; text-align: center; height: 100px; width: 600px; border: 0px;">
                    <div align="center" height="100px">
                    </div>
                    <table border="0" cellpadding="0" cellspacing="0" class="container" style="width: 600px">
                      <tr>
                      </tr>
                    </table>
                    <table border="0" cellpadding="0" cellspacing="0" width="100%">
                      <tr>
                        <td align="center" valign="top">
                        </td>
                      </tr>
                    </table>
                    <!--[if gte mso 9]>                                                     </v:textbox> </v:rect> </v:image>                                                 <![endif]-->
                  </td>
                </tr>
              </table>
            </td>
          </tr>
        </table>
        <table class="mobile320px" style="border-top-color=" ";="" border-top-width:="" 0px;="" border-top-style:="" "";"="" width="600" cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff">
          <tr>
            <th width="600px" height="50" valign="middle" style="padding: 10px; padding-left:25px; text-align:left;">
              <span style="font-family:Helvetica,Arial,sans-serif;font-size:13px;font-weight:400;line-height:1.5">September 2024<br>
                Prepared for: Danny Groina</span>
            </th>
          </tr>
        </table>
      </td>
    </tr>
  </table>
</div></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body-->
<div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table width="100%" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation">
    <tr>
      <td align="center">
        <!--[if mso]> <table role="presentation"  align="center"  style="width:600px;"> <tr> <td style="padding:00px 0;"> <![endif]-->
        <div class="outer" style="width:100%;                                   max-width:600px;                                   margin:00px auto;">
          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5;"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <td style="width:100%; padding:0px;"  valign="middle"> <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:0px;                           text-align:center">
                <p style="margin:0;                           padding:0px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;                           align:center"> 
                  <a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf168ce13a6ee1134703c3571cc0b65d7e3b3a9e7dad6d421f31a4ced3a13b07e3c2cdf4d4e3161b0a4b5c2a7b377bf17e432b1f11e481e5a76f" ><img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/4a068caa-ca6c-44c8-9aab-a4258634126f.jpg" width="600" alt="Article 1 Image" style="display:block;                     width:100%;                     height:auto;                     max-width:600px;"> </a>
                </p>
              </div>
            </div>
            <!--[if mso]> </td> </tr> </table> <![endif]--> 
          </div>
          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <!--[if mso]> </td> <td style="width:100%; padding: 0px 20px 0px 20px;"  valign="middle">&nbsp; <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:20px;                           font-size:14px;                           line-height:18px;                           text-align:left;">
                <p style="margin-top:0;                           margin-bottom:20px;                           line-height:30px;                           font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#053e6a;">Is the housing market finally set for a rebound?</p>
                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">Will rate cuts from the Fed be the reinvigorating boost the U.S. housing market needs? Get the latest on the direction of home sales and prices in our housing market update.</p>
                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;" align="center"> 
                  
<a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf168ce13a6ee1134703c3571cc0b65d7e3b3a9e7dad6d421f31a4ced3a13b07e3c2cdf4d4e3161b0a4b5c2a7b377bf17e432b1f11e481e5a76f"  style="background: #f5f5f5;                                                                                                            border: 2px solid #003D6D;                                                                                                            text-decoration: none;                                                                                                            padding: 7px 40px;                                                                                                            color: #003D6D;                                                                                                            border-radius: 0px;                                                                      
                                      display:inline-block;                                                                                                           mso-padding-alt:0;                                                                                                           text-underline-color:#003D6D"> 
                    <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                    <span style="mso-text-raise:15pt;">Read our outlook</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><br><br><br><![endif]--> 
                  </a> 
                </p>
              </div>
            </div>
            <!--[if mso]> </td> </tr> </table> <![endif]--> 
          </div>
          <div class="spacer" style="line-height:24px;                                      height:24px;                                      mso-line-height-rule:exactly;">&nbsp;&nbsp; 
          </div>
          <div class="two-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5;"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <td style="width:50%; padding:0px;"  valign="middle"> <![endif]-->
            <div class="column" style="width:100%;                                        max-width:300px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:0px;">
                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;"> 
                  <a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16feb3bbb2755e37ce39b21b40c01fd5427fa4721a1d6ba316ec29aeffbbb251cc72a0144f0019dd70e3f96a08339c8681310c7e0f32e7190d" ><img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/337916a8-2536-4246-988c-67d88909726f.jpg" width="300" alt="Article 2 Image" style="display:inline-block;                     width:100%;                     height:auto;                     max-width:300px;"> </a>
                </p>
              </div>
            </div>
            <!--[if mso]> </td> <td style="width:50%; padding: 0px 20px 0px 20px;"  valign="middle"> <![endif]-->
            <div class="column" style="width:100%;                                        max-width:300px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:20px;                           font-size:14px;                           line-height:18px;                           text-align:left;">
                <p style="margin-top:0;                           margin-bottom:20px;                           line-height:30px;                           font-family:'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#053e6a;">What the 2024 elections could mean for investors</p>
                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">What are the fundamental policy stances of the Republican and Democratic presidential tickets and how could that impact investors?</p>
                <p id="button_pl" style="margin:0;                                          font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;"> 
                  
<a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16feb3bbb2755e37ce39b21b40c01fd5427fa4721a1d6ba316ec29aeffbbb251cc72a0144f0019dd70e3f96a08339c8681310c7e0f32e7190d"  style="background: #f5f5f5;                                                                                                          border: 2px solid #007886;                                                                                                          text-decoration: none;                                                                                                          padding: 7px 40px;                                                                                                          color: #007886;                                                                                                          border-radius: 0px;                                                                                
                          display:inline-block;                                                                                                         mso-padding-alt:0;                                                                                                         mso-table-lspace:0;                                                                                                         mso-table-rspace:0;                                                                                                         text-underline-color:#ffffff"> 
                    <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                    <span style="mso-text-raise:15pt;">Get the insights</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><![endif]--> 
                  </a> 
                </p>
              </div>
            </div>
            <!--[if mso]> </td> </tr> </table> <![endif]--> 
          </div>
          <div class="spacer" style="line-height:24px;                                      height:24px;                                      mso-line-height-rule:exactly;">&nbsp; 
          </div>
          <div class="two-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5;                                       ">
            <table cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <td bgcolor="#f5f5f5">
                  <!--[if mso]> <table cellpadding="0" cellspacing="0" width="600" border="0" bgcolor=""#f5f5f5" class="width100 heroScale"><tr><td align="left" bgcolor="#f5f5f5" dir="ltr"> <![endif]-->
                  <!--[if mso 16]><table cellpadding="0" cellspacing="0" width="300" align="right"><tr><td><![endif]-->
                  <table cellpadding="0" cellspacing="0" width="100%" style="width: 100%; max-width: 300px;" align="right" class="column" bgcolor="#f5f5f5">
                    <tr>
                      <td align="center">
                        <a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1638482a35339322f7f9509ac60a7c466ad878fffa20915faab959b19b3302b3b259c02f0ce408f70b430a7d11c826198537cbb2b7d20c4685" ><img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/1c5cc0f2-b713-47ae-936e-4dfc45e82089.jpg" width="300" alt="Article 3 Image" style="display:inline-block;width:100%;height:auto; max-width:300px;" border="0"></a>
                      </td>
                    </tr>
                  </table>
                  <!--[if mso 16]></td></tr></table><table cellpadding="0" cellspacing="0" width="280" align="left"><tr><td><![endif]-->
                  <table cellpadding="0" cellspacing="0" width="100%" style="width: 100%; max-width: 280px;" align="left" class="column" bgcolor="#f5f5f5">
                    <tr>
                      <td align="center">
                        <table cellpadding="0" cellspacing="0" border="0" width="100%">
                          <tr>
                            <td align="left" style="padding: 20px 20px 20px 20px; font-size:14px;line-height:18px;text-align:left;" class="mobilePadTop12px">
                              <p style="margin-top:0;                                         margin-bottom:20px;                                         line-height:30px;                                         font-family:'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                                         font-size:24px;                                          font-weight:400;                                          color:#053e6a;">Is the U.S. national debt a risk to investments?</p>
                              <p style="margin-top:0;                                         margin-bottom:24px;                                         font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">The national debt recently surpassed a record $35 trillion. Why this may not necessarily be a problem for investors.</p>
                              <p id="button_pl" style="margin:0;                                                        font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;"> 
                                
<a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1638482a35339322f7f9509ac60a7c466ad878fffa20915faab959b19b3302b3b259c02f0ce408f70b430a7d11c826198537cbb2b7d20c4685"  style="background: #f5f5f5;                                                                                                                              border: 2px solid #007886;                                                                                                                              text-decoration: none;                                                                                                                              padding: 7px 40px;                                                                                                                              color: #007886;                                                                                                                             
 border-radius: 0px;                                                                                                                              display:inline-block;                                                                                                                             mso-padding-alt:0;                                                                                                                             text-underline-color:#ffffff"> 
                                  <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                                  <span style="mso-text-raise:15pt;">Find out why</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><![endif]--> 
                                </a> 
                              </p>
                            </td>
                          </tr>
                        </table>
                      </td>
                    </tr>
                  </table>
                  <!--[if mso 16]></td></tr></table><![endif]-->
                  <!--[if mso]> </td></tr></table> <![endif]-->
                </td>
              </tr>
            </table>
          </div>
          <div class="spacer" style="line-height:24px;                                      height:24px;                                      mso-line-height-rule:exactly;">&nbsp; 
          </div>
          <!--[if mso]> </td> </tr> </table> <![endif]--> 
        </div>
      </td>
    </tr>
  </table>
</div>
<!--End Prospect body--> </td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!-- start prospect version -->
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%;" class="stylingblock-content-wrapper">
  <tr>
    <td class="stylingblock-content-wrapper camarker-inner">
      <table border="0" cellpadding="20" cellspacing="20" class="dashedBorder" width="100%" style="padding-top:20px; padding-bottom: 35px; padding-left:50px; padding-right:50px;">
        <tr>
          <td align="center" bgcolor="#ffffff" valign="top">
            <table border="0" cellpadding="0" cellspacing="0" class="container" style="width: 600px" width="600">
              <tr>
                <td bgcolor="#3fa39a" valign="top" width="521" height="181">
                  <table border="0" cellpadding="0" cellspacing="0" width="100%">
                    <tr>
                      <td class="block" style="width: 130px" align="left" valign="top">
                        <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/7e572e38-2091-47b9-8962-4d1f20b5b774.png" width="150" alt="Video Image" border="0" style="display: block;">
                      </td>
                      <td class="block" style="width: 421px; color: white; font-family:'Times New Roman', Times, serif;" align="left" valign="top">
                        <table border="0" cellpadding="0" cellspacing="0" width="100%">
                          <tr>
                          <td style="padding: 25px 10px 0 0;            mso-padding-alt: 30px 10px 0 0">
                              <p class="line-fix" style="margin: 0; padding: 0; font-size: 24px;color: rgb(255, 255, 255);font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif; line-height: 25px">Get<i> expert insights</i> on the upcoming presidential election<br></p>
                        <a style="color: rgb(255, 255, 255); text-decoration: none;" href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16fabddee182870018275722d07eff6f66ddaa4f85cda9de42f4e832cb299d28c076b4b63eff2287f6c48c57f6613397328b4e4865fbc50a47"  target="_blank">&nbsp;</a>
                            <br>
                            <br>
                        <div class="button-padding"><!--[if mso]>   <v:rect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" href="https://www.ameripriseadvisors.com/scott.durrett/market-and-economic-insights/?video=6d380c7fd27c18a7bfe850f58d5428e6b5cd14cd&CID=MOD_ME_0924_P_4" style="height:80px;v-text-anchor:middle;width:190px;" strokecolor="#ffffff" fillcolor="#3fa39a" strokeweight="3px">     <w:anchorlock/>     <center style="color:#ffffff;font-family:sans-serif;font-size:13px;">Watch the video</center>   </v:rect> <![endif]-->
                        <a href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf1663fcfccbe8ec8ece6334d92f6cb973211630ce92b999bdf73d7bc212480ceecadfd0684ea90368fac589a7bd071b2022415ef0acfa56da7a" style="border:2px solid #ffffff; width: 137px; padding: 7px;color:#ffffff;mso-line-height-rule: exactly; line-height: 17px;display:block;font-family:sans-serif;font-size:13px;text-align:center;text-decoration:none;-webkit-text-size-adjust:none;mso-hide:all;">Watch the video</a>
                        </div>
                            </td>
                          </tr>
                        </table>
                        
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
            </table>
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!-- end prospect version -->

</td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
  &nbsp;
</div> 
<!--start advisor section-->
<table border="0" cellpadding="0" cellspacing="0" width="100%">
  <tr>
    <td align="center">
      <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
        <tr>
          <td class="mobileWidth34px" style="width: 28px;" width="28">
          </td>
          <td align="left" style="font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif; font-size: 20px; mso-line-height-rule: exactly; line-height: 22px; color: #003d6d; padding: 16px 0;">
            Connect with me
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
          </td>
        </tr>
        <tr>
          <td class="mobileWidth34px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
             <table border="0" cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
                <img alt="" border="0" src="https://cdn.ameriprisecontent.com/cds/alwp/advisor/scott.durrett/scott-durrett_68cb9_227x235.jpg" style="display: block;" width="100">
              </th>
              <th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
                <div style="font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; mso-line-height-alt: 23px;">
                Scott Durrett</div> <div style="padding: 10px 0px 0px 0px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                </div>
                <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                   Financial Advisor</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                 Associate Vice President</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                 Dalton and Associates</div>
                <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                   A private wealth advisory practice of Ameriprise Financial Services, LLC</div> </th>
              <th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
                     <table border="0" cellpadding="0" cellspacing="0">
                <tr>
                  <td>
                    <table border="0" cellpadding="0" cellspacing="0">
                    <tr>
                      <td align="center" valign="middle" width="25">
                        <img alt="" border="0" data-assetid="18080" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/2652932a-1f16-4f91-a94f-d4b09b8584b9.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25">
                      </td>
                      <td width="6">
                        &nbsp;
                      </td>
                      <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                        562.308.4526 </td>
                    </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                    &nbsp;
                  </td>
                </tr>
                <tr>
                  <td>
                    <table border="0" cellpadding="0" cellspacing="0">
                    <tr>
                      <td align="center" valign="middle" width="25">
                        <a alias="Advisor Email" conversion="false" data-linkto="mailto:" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;" title=""><img alt="" data-assetid="18085" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/bfa9599e-45b0-4552-94f1-5c73b9b5dc39.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                      </td>
                      <td width="6">
                        &nbsp;
                      </td>
                      <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                        <a alias="Advisor Email Label" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;">Email me </a>
                      </td>
                    </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                    &nbsp;
                  </td>
                </tr>
                <tr>
                  <td>
                    <table border="0" cellpadding="0" cellspacing="0">
                      <tr>
                        <td align="center" valign="middle" width="25">
                          <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf162f08d7e580b10408c1055d57e3f2c9e18812ca2f0f178fc420d609adc0b4a4f8bb932982c0c8f5ae3895665b32f5a46f9ac2f1cbc3a6df92" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="Advisor Website" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/32c53f38-5a91-4f51-8427-f3ed24eab13a.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                        </td>
                        <td width="6">
                          &nbsp;
                        </td>
                        <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                          <a  href="https://click.afs.ameriprise.com/?qs=d7259d8adf092256d5b93e437723f8fabdd17fe5f12ac8bd31437cf316c3aeb768294c433029ed6a76f5370448f662277ff203f4e6bd4f0e15c633e950584c88" style="color: #4d4e53; text-decoration: none;" target="_blank">Visit my site</a>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                    &nbsp;
                  </td>
                </tr>
                <tr>
                      <td>
                        <table border="0" cellpadding="0" cellspacing="0">
                          <tr>
                            <td align="center" valign="middle" width="25">
                              <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=d7259d8adf0922566731ea279e5c87f8c8f59baa1968b8579f53f13d46d4913efa18e023810cf4d17d3b30a03fcfafd4acf994d4ff5a4a6bdacb3a88156d6c60" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="location image" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/468d6336-ca44-4a3d-b8af-97d81e7a4add.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                            </td>
                            <td width="6">
                              &nbsp;
                            </td>
                            <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                              <a  href="https://click.afs.ameriprise.com/?qs=d7259d8adf0922566731ea279e5c87f8c8f59baa1968b8579f53f13d46d4913efa18e023810cf4d17d3b30a03fcfafd4acf994d4ff5a4a6bdacb3a88156d6c60" style="color: #4d4e53; text-decoration: none;" target="_blank">Office Locations</a>
                            </td>
                          </tr>
                        </table>
                      </td>
                    </tr>
                </table>
                <div style="height: 10px; font-size: 10px; mso-line-height-rule: exactly; line-height: 10px;">
                  &nbsp;
                </div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td>
                      </a>
                    </td>
                    <td width="8">
                      &nbsp;
                    </td>
                    <td>
                      <a  href="https://click.afs.ameriprise.com/?qs=d7259d8adf092256c1b5c0d8f2d46ebbed827dd5f302bca72481c6acf043159290de5ecdb97de3f0148b46bc0c44324a3a95b31da35290b91ad71b2b8fbdfa97" target="_blank"><img alt="" border="0" height="18" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/ccc26ae7-fc1e-4b99-a1a7-635f4e751378.gif" style="display: block;" width="18"></a>
                    </td>
                    <td width="8">
                      &nbsp;
                    </td>
                    <td>
                      </a>
                    </td>
                  </tr>
                </table>
              </th>
            </tr>
            <tr>
              <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
              </th>
              <th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
              </th>
              <th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
              </th>
            </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table> 
<!--end advisor section--></td></tr></table>

</td></tr></table>
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="background-color: transparent; min-width: 100%; " class="stylingblock-content-wrapper"><tr><td style="padding: 0px; " class="stylingblock-content-wrapper camarker-inner"><!--Advisor Contact Block Footer Start--><a   data-linkto="https://" href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16668c3cb493db78def6413d3777f5592581a5f8e96ed8b4da9a3a0691d979caa78119a07d8a659709d4d9b711218a44959d73a3a67622447d" title="">
<img align="right" alt="Ameriprise Financial" data-assetid="3053" height="40" src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/531bdd57-4984-44c9-9ed9-6c41dac8543d.png" style="padding: 20px; text-align: left; height: 40px; width: 120px; border: 0px; display:block;" width="120"></a><table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
 
  <tr>
   <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 20px; width: 20px;">
    <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
     
      <tr>
       <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
        <table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" style="margin:0px auto;max-width:620px;" width="100%">
         
          <tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
            Scott Durrett</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
            Financial Advisor<br>
             Associate Vice President<br>
              Dalton and Associates<br>
             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
           <td>
            &nbsp;</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
               2029 Century Park E Ste 2550<br>
             Los Angeles, California 90067-2936<br>
            </td></tr><tr>
           <td>
            &nbsp;</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
             Office Phone: 562.308.4526<br>
              Email: scott.durrett@ampf.com<br>
              Website: https://www.ameripriseadvisors.com/scott.durrett </td></tr><tr>
          </tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
           </td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
            AR License # 17721044<br>
             CA Insurance # 0K48038<br>
            <br>
            &nbsp;</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
           </td></tr></table></td></tr></table></td></tr></table><!--Advisor Contact Block Footer End--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send Markets and Economy Newsletter-->
<!--Start Email Disclosures-->
<table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="margin:0px auto;width:600px;" width="600">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 0px 0px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--Client Unsubscribe--> This email is an advertisement.
            <br>
            <br>
            To stop receiving emails from Ameriprise, please click on 
            <a  href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16421e978bfa0bfd87ec0972f74ebb2f176d3e80f331146ff50a56953f77f643e06927f2880ae7772f1ddac449d9d4a3298997d20b12d9e467" style="color: rgb(77, 78, 83); text-decoration: underline;" target="_blank">Unsubscribe</a>.
            <br>
            <br>
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf160f7b5c4e5f7a370d6b37e2d1f239bd5f1905041a2164413c71a376609c46a31936a4407a07aab70f67c5b0c5d2b56fd6ee88c307b9e5d260" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Customer Service</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf16c2f04fc70dc744ad89405317b2081b36b4e630161e8a52ed7484525eed15efdc7083e4867ee4ac1b258e631786964f2420b29ed8a71b13d1" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Privacy</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=e6bbdfeb0d5fdf163b61c77eadcafa2df9b0d2f666a989d7de03e313d2f59b72440758e1249f347cb168ee668244c212a6a86808e78c98f9266d8ae0e1e260cd" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Fraud Instructions</a>
            
          </td>
        </tr>
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <div style="height: 12px; line-height: 24px; font-size: 24px; mso-line-height-rule: exactly;">
              &nbsp;
            </div> Ameriprise Financial
            <br>
            70100 Ameriprise Financial Center | Minneapolis, MN 55474
            <br>
            <br>
            <!--Variable Practice Disclosures Start--> 
            <!--CKA Disclosure Start-->   
            <!--CKA Disclosure End--> 
            <!--CMFA Disclosure Start-->   
            <!--CMFA Disclosure End--> 
            <!--CFP Disclosure Starts-->  
            <!--CFP Disclosure End--> 
            <!--Compass Disclosure Start-->    
            <!--Compass Disclosure End--> 
            <!--Franchise Disclosure Start-->  
            <!--Franchise Disclosure End--> 
            <!--Associate Advisor Disclosure Start-->  
            <!--Associate Advisor Disclosure End--> 
            <!--Bank Channel Disclosure Start-->  
            <!--Bank Channel Disclosure End--> 
            <!--Variable Practice Disclosures End-->
            <!--End Email Disclosure-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send = From My/Our Practice Newsletter Disclosures-->

<table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="margin:0px auto;width:600px;" width="600">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 0px 0px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]--> 
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
<!--Start Additional Disclosures-->
            The content in this publication was written exclusively for Ameriprise Financial.
            <br>
            <br>
            The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
            <br>
            <br>                    
            <strong>Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.</strong>
<!--End Additional Disclosures-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send = ADVISOR PRACTICES -->

<table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width:600px; Margin: 0 auto;" width="600">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">           
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;"></span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]><![endif]--> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;"></span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            
            Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
            <br>
            <br>
            &copy; 2024 Ameriprise Financial, Inc. All rights reserved. 
            <span style="white-space: nowrap;"> 27862_711-<span id="RecipVer"><!---->P<!----> (09/24)<br>
              Email sent to: danny@sterlingcal.com <!--end standard footer--> </span></span>
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table>
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr><tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                  </table>
               </div>
            </td>
         </tr>
      </table>
      <!--Inserted to Prevent Gmail Font Resizing//--> 
      <div style="letter-spacing: 626px; line-height: 0; mso-hide: all" class="mobile-hidden">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</div>
      <!--//Inserted to Prevent Gmail Font Resizing-->
   </body>
</html>

--09j0qsKjBPyj=_?:--